THE LATEST CRYPTO NEWS

Crypto market analyst Zach Rector has slammed the XRP price triple-digit dreams, rejecting claims that the token could hit $100 this year. In a recent post on X, the analyst compared his message to “telling a kid Santa isn’t real,” joking that many investors don’t want to hear the truth about XRP’s price potential. However, Rector encouraged followers to stay positive, noting that the digital asset has remained strong and there are still reasons to be hopeful as the year draws to a close. Triple-Digit Hopes Dashed, But XRP Price Still Has Big Opportunities Rector, known for his level-headed market advice, made it clear that triple-digit XRP price targets are currently pure fantasy. He struck a humorous but honest tone, telling traders not to get carried away by big, unlikely predictions. “It’s all good,” he wrote, adding that XRP remains one of the more stable altcoins this cycle, while many others continue to fall behind. Related Reading: Ripple Exec Reveals Why The Bitcoin Price Is So High Now Rector summed up the mood of many XRP investors: hopeful but not fooled by unrealistic hype. Instead of focusing on unlikely prices, he urged the community to pay attention to upcoming events that could genuinely affect XRP’s short-term price performance. Many analysts observe that XRP is entering a critical phase marked by growing real-world adoption. Traders are watching speculation about a possible XRP exchange-traded fund (ETF) and are also hopeful that resolving the ongoing U.S. government shutdown could boost investor confidence. Analysts also note that as more institutions get involved with XRP, it could attract bigger investments once official ETF products are available. If this institutional interest builds as expected, it could lead to a significant change in the token’s price performance heading into 2026. Community Predicts More Modest, But Healthy Gains In response to Zach Rector’s post, XRP community member @xrpvegas offered a more realistic outlook. He suggested that the XRP price could climb to around $8 to $10 by year-end and potentially $13 to $14 by the peak of the current cycle. This prediction connects with many XRP holders, who consider it both hopeful and realistic. It suggests a solid potential gain from current levels, without relying on extreme or unlikely price jumps.  Related Reading: Chinese And US Governments Fighting Over Bitcoin? Here’s What We Know Analysts say even reaching the $10 range would strengthen XRP’s position as one of the stronger altcoins and highlight its growing appeal to institutional investors. Ultimately, Rector’s comments act as a reality check for the XRP community while remaining hopeful. The XRP price may not reach $100 this year, but investors appear ready to appreciate steady growth and the upcoming events that could support the token’s future progress. As Rector put it, there’s “nothing to complain about,” especially for a token that stays strong while many altcoins struggle to keep pace. Featured image created with Dall.E, chart from Tradingview.com

VivoPower International’s evolving “digital asset treasury” blueprint took center stage in New York this week as Adam Traidman, the company’s Chairman of the Board of Advisors and a former Ripple board member, sketched out what he called a “DAT 2.0” or “anti-DAT” playbook to accumulate XRP at a steep discount while simultaneously extracting on-chain yield. Speaking at the XRP Meetup NYC in the run-up to Ripple’s Swell conference—and in remarks shared via a clip by Crypto Eri (@sentosumosaba) on X—Traidman argued that the publicly listed “digital asset treasury companies” which ran hot earlier this year are now trading like the investment-trust boom-and-bust of the early 2000s. “In the last 60 days or so, we’ve seen several and many, actually, of the digital asset treasury companies collapse. A lot of the stocks have been down by 80%, 90%. This is reminiscent of what we saw in the early 2000s… Initially, they traded at much higher to their net asset value. And eventually, they collapsed completely. And those companies are not publicly traded anymore. To be totally honest, the same thing is happening with DAT companies right now.” DATs are collapsing, according to the former @Ripple board member. VIVOPOWER has been BUYING $XRP exposure at 84% OFF by purchasing shares in @Ripple. With the new Ripple $40B Valuation, the XRP discount is effectively 59% off. VivoPower Strategy explained here:… pic.twitter.com/ypSrGAgRsC — ????Crypto Eri ~ Carpe Diem (@sentosumosaba) November 12, 2025 The XRP Treasury Company 2.0 The response, he said, is a second-generation construct that acquires underlying exposure at a discount instead of paying token spot. “What we are doing at VivoPower, and what I think the future is, is this sort of second generation of DATs. I call it a DAT 2.0 strategy. Some folk call it an anti-DAT strategy, which is, instead of buying the net asset at spot price, you buy the net asset at a massive discount.” Related Reading: XRP To $10? Analyst Reveals What Could Be The Spark He used Bitcoin to illustrate how unusual an “80% off” entry actually is—mining might lower unit cost by 20–30%, but not by 80%. “How would you buy Bitcoin at an 80% discount today? You can’t… You might mine it… and then you might be able to get it at a 20%, 30% discount by mining it… But how the hell are you going to get it for 80% off?” The answer, in VivoPower’s case, is tied to Ripple. As Traidman put it, there is a unique linkage between a private company and the crypto asset that enables discount capture through corporate financing structures rather than on-exchange purchases. “There’s 25 million cryptocurrencies on coinmarketcap.com. There’s only one that is tied to a private company that is severely undervalued in terms of its share price, and that’s XRP, because of Ripple, right? And so that’s the opportunity that we are taking advantage of.” Related Reading: XRP Flashes Strongest Macro Bull Trend in Its History: Chartist This is the core ordering of operations in his remarks: first, acquire XRP exposure at a claimed “84% off” via mechanisms that revolve around Ripple’s equity and related look-through economics; second, put the resulting XRP to work on yield networks. Flare sits explicitly in the second step. “And then we work with our partners, like Flare, in order to generate yield on those XRP assets. And so that’s essentially buying XRP basically 84% off, and then investing it onto networks like Flare in order to generate a yield.” By emphasizing the sequencing—discounted acquisition tied to Ripple first, yield generation on Flare second—Traidman also addressed why this model does not rely on the market assigning a premium to the operating company. “So it’s like a DAT 1.0 plus the 2.0 strategy, right? And so the companies in this model don’t even need to trade at a premium to MNAV, like Saylor’s MicroStrategy does, because by default, they’re making money on day one. T plus one second, every dollar that gets put into our company gets a forex return, right? That’s only available when you can buy the net asset at a discount.” At press time, XRP traded at $2.44. Featured image created with DALL.E, chart from TradingView.com

XRP is entering one of its most crucial weeks in months as a series of bullish catalysts align to set the stage for what could be a breakout move. The token has held firmly above the $2.20 support zone despite the recent market crash, and both technical and fundamental factors now point toward a possible surge in price.  According to crypto analyst Guy on the Earth, XRP is in a make-or-break moment, with abundant news catalysts giving traders reasons to stay optimistic about the short-term direction. XRP Holds $2.20 Support; Analyst Eyes Resistance Ahead “Another reversal from lows as XRP holds onto the $2.20 support,” said Guy on the Earth in a recent post on X, capturing the cautious positiveness in the price of XRP. He noted that the token is currently slap bang mid-range, targeting a retest of the $2.63 to $2.72 resistance zone. Related Reading: The XRP Price Is About To Do This In November – “Get Ready” According to him, there is an abundance of positive catalysts this week, ranging from ETF speculation to the end of the ongoing government shutdown. These catalysts are very important, as XRP needs a continuation of its momentum bounce from $2.2 to target the next resistance from here; otherwise, this is a dead cat at best.  The analyst emphasized that XRP’s ability to defend its key support levels will be critical in shaping its near-term trajectory. He warned that if the token revisits the $2.20 range, it may struggle to hold that level again, potentially slipping to between $1.90 and $2.00.  Despite this caution, he maintained his conviction that the recent lows are already in and that XRP is gradually preparing for a range breakout to the upside. “Things are coming together for the rally we’ve been looking for,” he added, while noting that chopping around this zone is healthy before a break of the range higher. ETF Anticipation Builds Momentum For XRP A large part of this week’s optimism surrounding XRP is tied to growing speculation that a US-listed exchange-traded fund could be nearing approval. Canary Capital’s recent Form 8-A submission to the US Securities and Exchange Commission has increased expectations that the long-discussed spot XRP ETF might debut soon, possibly under the ticker “XRPC.” Related Reading: XRP Price Performance In November: History Says It’s The Most Bullish Month In History The anticipation surrounding this ETF has already begun shaping market sentiment, reflected in the steady stream of excitement from XRP supporters across social media. Traders are drawing comparisons to the rallies seen in Bitcoin and Ethereum following their respective ETF approvals, anticipating a similar influx of institutional demand if XRP’s turn arrives. At the time of writing, XRP trades at $2.41, a 2% dip in the past 24 hours. Maintaining the $2.20 support remains the key technical objective for bulls, as holding that level could pave the way for another attempt at the $2.72 resistance zone in the next few days. Featured image from Peakpx, chart from Tradingview.com

Ripple’s Chief Technology Officer (CTO), David Schwartz, has provided a clear explanation for why the Bitcoin price remains so high, currently the most expensive cryptocurrency on the market. Notably, Schwartz’s statement had sparked new discussions across the crypto community. His remarks focused on how people view and use BTC in transactions, revealing a simple economic truth that helps explain the market’s continued confidence in the world’s leading cryptocurrency.  Ripple CTO Explains Logic Behind Elevated Bitcoin Price On Tuesday, Schwartz shared his thoughts on X, offering a simple but insightful explanation for Bitcoin’s current price strength. Responding to a community member’s question about why anyone would spend BTC given its potential for future appreciation, Schwartz explained that the reason lies in the asset’s perceived value and future expectations.  Related Reading: Why Did The Bitcoin And Ethereum Prices Crash On October 10 And Will It Happen Again? According to the Ripple CTO, when individuals use Bitcoin to pay for goods or services, they are essentially realizing the full expected value of its future growth today. Rather than holding Bitcoin as a long-term investment and waiting for price gains, these users convert its potential into immediate utility. This behavior, he noted, reflects a broader belief in BTC’s enduring value and is one of the primary reasons why the cryptocurrency’s price remains so high.  Notably, Schwartz’s remarks followed a conversation that began when Jack Dorsey, co-founder of Square, a business technology company, announced that Bitcoin payments had gone live across the firm’s platforms. Dorsey revealed that Square customers can now pay for services and products using Bitcoin directly, and sellers can choose between multiple settlement options, including BTC-to-BTC, BTC-to-fiat, and fiat-to-BTC transactions. Funds received through Bitcoin payments will be automatically stored in a user’s Square wallet, with self-custody transfer limits of up to $15,000 per day or $50,000 per week.  Interestingly, the timing of Schwartz’s explanation comes a month after BTC reached a new all-time high of over $126,000. Compared to other digital assets, Bitcoin is the only cryptocurrency in the six-figure territory, even surpassing traditional investments like gold and major stock indices. While some analysts argue that Bitcoin is overvalued, many investors remain convinced that it could still climb significantly higher in the long term. Bitcoin Price Expected To Rise Even Higher  The Bitcoin price is currently sitting above the $100,000 level, but analysts believe it could rise even further. The leading cryptocurrency is hovering near $103,300, experiencing some volatility, which has triggered a nearly 2% dip in the past 24 hours amid whale capitulations. Crypto analyst Joe Francesco noted that Bitcoin had initially surged to $107,000 following a wave of optimism sparked by US President Donald Trump’s proposed $2,000 stimulus plan.  Related Reading: New XRP ETF Just Dropped, But Will Anything Be Different This Time? However, the rally proved short-lived, as BTC fell a few days later. Despite the pullback, Francesco has described the cryptocurrency’s chart setup as positive, predicting that Bitcoin could soon break through $107,000, with the potential to reach $115,000 and even $120,000 if upward momentum continues.  Featured image created with Dall.E, chart from Tradingview.com

XRP is once again making headlines after a top crypto research firm issued a bold forecast, declaring it “the fastest horse” on the next bull market rally. The statement has reignited enthusiasm across the XRP community, with many investors and traders agreeing despite the token’s history of volatility and past declines.  Sistine Research Sees Major Shift For XRP Market analysis platform Sistine Research has shared its outlook on X social media, saying XRP is the best-looking major digital asset in the current market cycle. The firm described XRP as the fastest mover following recent government developments that are expected to reshape the interaction between digital assets and traditional finance.  Related Reading: Analyst Says 300% XRP Price Rally To $10 Is Fair, Here’s Why Sistine Research believes that several upcoming events could heavily favour XRP in the long run. Among them are a potential banking charter approval for Ripple, the introduction of the CLARITY Act, and the possibility of XRP Exchange-Traded Funds (ETFs). The research firm has revealed that these key developments would give Ripple a stronger foothold in global finance and expand XRP’s use case in payments and banking.  In a subsequent post, Sistine Research went even further, suggesting that Ripple could soon become a fully licensed bank. The post warned that some people might downplay this milestone, but emphasized that it would be a very bullish sign for the XRP price. Such recognition and the ensuing adoption could make XRP one of the first digital assets, other than stablecoins, deeply connected to global banking infrastructure, setting it apart from other major cryptocurrencies.  Related Reading: Rare Chart Formation That Led To An 87% XRP Price Crash Has Resurfaced Notably, Sistine Research’s outlook on XRP aligns with Ripple’s long-term vision of bridging the gap between blockchain technology and traditional finance through the use of digital assets. With regulatory clarity achieved following the resolution of its legal battle with the US SEC, XRP now faces fewer obstacles to growth and development as it continues to solidify its role in the rapidly evolving crypto and financial landscape.  Analyst Charts XRP’s Bullish Path To $2.7 The price of XRP is currently at $2.5, having experienced a slight recovery after weeks of choppy action and volatility. Crypto analyst Kamran Asghar has reinforced his optimistic forecast with his latest technical breakdown on X. He noted that XRP has broken out of a symmetrical triangle pattern and surged to about $2.5.  He described this as a strong move that suggests that the cryptocurrency is “reloading” for the next phase of its bull rally. According to Asghar’s TradingView chart, the key support zone lies near $2.35. He expects a short pullback to that level before another leg higher. This implies that XRP could see a temporary 6% decline from current levels. Subsequently, if support holds, Asghar predicts a confirmed rally toward $2.7, representing an almost 15% price increase and marking the next resistance area for XRP. Featured image from Adobe Stock, chart from Tradingview.com

A crypto analyst known as Pumpius has issued a bold warning on social media platform X, declaring that a massive liquidity wave is about to sweep through global markets, and XRP could be the key asset positioned to capture it.  His post, shared alongside a chart of the US national debt now above $38 trillion, argues that a combination of government stimulus, monetary easing, and corporate spending is about to unleash a surge of capital unlike anything seen since the 2020 pandemic. Liquidity Flood And The Return Of Stimulus Spending In his analysis, Pumpius highlighted that the United States government is preparing to inject over $400 billion in new stimulus payments, and this is going to be the first direct round of such spending since 2021. This comes at a time when the Federal Reserve is cutting interest rates despite inflation still sitting above 3% and labor market data showing signs of cooling.  Related Reading: XRP Price To Reach $1,000 By End Of 2025? Rumor Mills Are On Fire With BlackRock Speculations A similar setup in 2020 and 2021 during the COVID-19 pandemic led to an enormous wave of liquidity that lifted both traditional and crypto markets to record highs. Now, President Donald Trump has vowed to provide each American a $2,000 dividend to be distributed from what he said was tariff revenue.  The chart shown below illustrates a notable connection vividly: each major stimulus injection, from the $270 billion to $410 billion rounds, coincided with sharp jumps in the national debt and subsequent market expansions. With total US debt now projected to exceed $38 trillion, Pumpius believes another round of liquidity growth is close. The analyst went on to point out that this time, the liquidity wave is not just based on government spending but also on private-sector investment on an extraordinary scale.  The so-called Magnificent 7 technology companies (Apple, Microsoft, Amazon, Alphabet, Meta, Nvidia, and Tesla) are collectively pouring over $100 billion every quarter into artificial intelligence infrastructure.  XRP Positioned As The Bridge For Global Capital Flow According to Pumpius, all this incoming liquidity needs a bridge, an asset capable of settling large-value transactions instantly across borders. He described XRP as the only digital asset designed precisely for this purpose, built for institutional-grade, real-time settlement and capable of handling global capital flows efficiently.  Related Reading: Analyst Predicts XRP Price Will Decouple From Bitcoin, Here’s What Would Happen Ripple’s technology already provides the financial infrastructure necessary to connect banks, fintechs, and payment systems that will need to move funds quickly as liquidity expands. “The math is simple,” he said. “The liquidity is coming. The rails are ready. Own XRP or be left behind,” he concluded. XRP is one of the top-traded digital assets by volume, and market participants are watching closely to see how the cryptocurrency’s price action plays out.  Ripple, its parent technology company, has been making different partnership moves and company acquisitions to expand its reach. This is expected to hopefully boost XRP’s adoption on a global scale and, in turn, its price growth. At the time of writing, XRP is trading at $2.45, down by 1.4% in the past 24 hours. Featured image from Adobe Stock, chart from Tradingview.com

XRP is once again making headlines after a top crypto research firm issued a bold forecast, declaring it “the fastest horse” on the next bull market rally. The statement has reignited enthusiasm across the XRP community, with many investors and traders agreeing despite the token’s history of volatility and past declines.  Sistine Research Sees Major Shift For XRP Market analysis platform Sistine Research has shared its outlook on X social media, saying XRP is the best-looking major digital asset in the current market cycle. The firm described XRP as the fastest mover following recent government developments that are expected to reshape the interaction between digital assets and traditional finance.  Related Reading: Why Did The Bitcoin And Ethereum Prices Crash On October 10 And Will It Happen Again? Sistine Research believes that several upcoming events could heavily favour XRP in the long run. Among them are a potential banking charter approval for Ripple, the introduction of the CLARITY Act, and the possibility of XRP Exchange-Traded Funds (ETFs). The research firm has revealed that these key developments would give Ripple a stronger foothold in global finance and expand XRP’s use case in payments and banking.  In a subsequent post, Sistine Research went even further, suggesting that Ripple could soon become a fully licensed bank. The post warned that some people might downplay this milestone, but emphasized that it would be a very bullish sign for the XRP price. Such recognition and the ensuing adoption could make XRP one of the first digital assets, other than stablecoins, deeply connected to global banking infrastructure, setting it apart from other major cryptocurrencies.  Notably, Sistine Research’s outlook on XRP aligns with Ripple’s long-term vision of bridging the gap between blockchain technology and traditional finance through the use of digital assets. With regulatory clarity achieved following the resolution of its legal battle with the US SEC, XRP now faces fewer obstacles to growth and development as it continues to solidify its role in the rapidly evolving crypto and financial landscape.  Analyst Charts XRP’s Bullish Path To $2.7 The price of XRP is currently at $2.5, having experienced a slight recovery after weeks of choppy action and volatility. Crypto analyst Kamran Asghar has reinforced his optimistic forecast with his latest technical breakdown on X. He noted that XRP has broken out of a symmetrical triangle pattern and surged to about $2.5.  Related Reading: Here Are The Bitcoin Whales That Have Been Dumping BTC And Crashing The Price He described this as a strong move that suggests that the cryptocurrency is “reloading” for the next phase of its bull rally. According to Asghar’s TradingView chart, the key support zone lies near $2.35. He expects a short pullback to that level before another leg higher. This implies that XRP could see a temporary 6% decline from current levels. Subsequently, if support holds, Asghar predicts a confirmed rally toward $2.7, representing an almost 15% price increase and marking the next resistance area for XRP.  Featured image created with Dall.E, chart from Tradingview.com

An analyst has explained a dream scenario for XRP based on a Bull Flag that the cryptocurrency has potentially been following on the monthly chart. XRP Could Be Trading Inside A Bull Flag Pattern In a new post on X, analyst Ali Martinez has discussed about how XRP has been forming a Bull Flag recently. The “Bull Flag” is a type of Flag from technical analysis (TA). Related Reading: XRP Jumps To $2.56 Despite 240% Increase In Profit Taking A Flag pattern looks like, as its name suggests, a flag on a pole. A consolidation channel with two parallel trendlines forms the “flag” portion, while an initial sharp move represents the “pole.” In a Bull Flag, the pole is charted by a move in the up direction. Generally, Flags are considered to be continuation patterns, meaning that a breakout tends to happen in the same direction as the preceding trend. In a Bull Flag, as the pole corresponds to a rally, the breakout move is also in the bullish direction. Like the Bull Flag, there is also a pattern in TA called the Bear Flag, appearing when the pole is made up by a sharp downward move. Naturally, the breakout is considered more probable in the down direction in this case. Now, here is the chart shared by Martinez that shows the Bull Flag that the 1-month price of XRP has possibly been traveling inside for the past year: As displayed in the above graph, XRP is currently trading inside the consolidation channel of the Bull Flag. Martinez has noted that a dream scenario for the cryptocurrency could now be to retest the $1.90 level, then observe a rally that ends in a bullish breakout. The $1.90 mark is where the lower level of the flag channel is located. This level usually acts as a support barrier, helping keep the price above it. A rebound at this level could be the spark to a run to $10, according to the analyst. This target is based on the fact that a Bull Flag breakout is considered to be of the same height as the pole. It now remains to be seen whether XRP will find a break beyond this flag, and if it will follow a path anything like that charted out by the pattern. Related Reading: Bitcoin Options Craze: OI Looks Set To Keep Printing ATHs, Glassnode Says The 1-month price isn’t the only timeframe on which XRP is trading inside a parallel channel right now. As Martinez has pointed out in another X post, the 3-day price is also stuck in a similar consolidation pattern. “If this bull run keeps going, XRP could offer a solid buying opportunity at $1.90 before rallying to $6,” said the analyst, based on this pattern. XRP Price At the time of writing, XRP is trading around $2.53, up 10% over the last 24 hours. Featured image from Dall-E, charts from TradingView.com

On-chain data shows XRP profit realization has witnessed a huge spike recently, but price has rebounded back above $2.50 anyway. XRP Realized Profit Is Up 240% Since Late September In a post on X, on-chain analytics firm Glassnode has talked about the latest trend in the Realized Profit of XRP. The “Realized Profit” here refers to an indicator that measures the total amount of profit investors as a whole are “realizing” through their transactions every day. The metric works by going through the transfer history of each token being transacted on the chain to see what price it was last moved at. If the previous selling price for any coin was less than the current spot price, then that coin’s sale is leading to the realization of some net profit. Related Reading: Bitcoin Options Craze: OI Looks Set To Keep Printing ATHs, Glassnode Says The exact degree of the profit involved in the transfer is naturally equal to the difference between the two prices. The Realized Profit sums up this value for sales across the blockchain on any given day. A counterpart indicator called the Realized Loss takes care of the transactions of the opposite type. That is, the sales involving a cost basis higher than the latest selling price. Now, here is the chart shared by Glassnode that shows the trend in the 14-day moving average (MA) of the XRP Realized Profit over the past year: As displayed in the above graph, the XRP Realized Profit has been following an uptrend since late September, indicating investors have been ramping up their profit taking. During this period, daily profit realization volume has gone up from $65 million to $220 million, an increase of a whopping 240%. This growth in the metric has come as the asset’s price has plummeted from $3.09. In the chart, the analytics firm has also highlighted the other profit-taking sprees that the cryptocurrency has faced in the current cycle so far. Interestingly, all the other selloffs coincided with rallies in the price. The recent XRP trend has naturally been different, coming alongside a drawdown instead. “This divergence underscores distribution into weakness, not strength,” noted Glassnode. While the Realized Profit is sitting at a significant level, XRP has still managed to turn itself around during the past day, implying a sudden influx of demand has come in that has outweighed the selling. The recovery surge arrives as spot exchange-traded funds (ETFs) related to the coin are potentially nearing approval. Spot ETFs are investment vehicles that allow investors to gain exposure to an underlying asset without having to directly own it. Related Reading: Bitcoin Erases Recovery As Coinbase Users Relentlessly Sell Bitcoin and Ethereum spot ETFs were approved by the US Securities and Exchange Commission (SEC) last year. Filings related to XRP spot ETFs are currently under review. XRP Price At the time of writing, XRP is floating around $2.56, up 13% over the last 24 hours. Featured image from Dall-E, Glassnode.com, chart from TradingView.com

The Federal Reserve Chair Jerome Powell has hinted at plans to begin adding reserves back to the system. For XRP holders, the shift could prove pivotal. As the Fed prepares to inject fresh reserves, the XRP could once again benefit from an environment of expanding liquidity and easing financial conditions. XRP holders are paying close attention as Federal Reserve Chair Jerome Powell signals that the Fed will soon add reserves to its balance sheet, subtly setting the stage for the next phase of US monetary policy where digital reserves are not optional. Crypto analyst Xfinancebull has noted on X that President Donald Trump had recently mentioned that the US maintains a crypto stockpile, and XRP was among the assets held. Why Fed Reserve Growth Could Be The Spark XRP Has Been Waiting For The claims that Ripple is not just another startup, but a US-born solution to a quadrillion-dollar global payment challenge. This infrastructure is led by individuals who have met with presidents and policy architects like Brad Garlinghouse and Stuart Alderoty. Meanwhile, XRP has already held legal clarity and enterprise utility in the US. “What if XRP is not merely surviving regulation, but being positioned for integration?” XFinanceBull asked. Related Reading: Ripple Announces Major Partnership With Mastercard To Power Payments With XRP Ledger Ripple technology continues to demonstrate why XRP stands apart from every other digital asset. A publisher, Wilberforce Theophilus, highlighted that the Ripple XRP US patent number 10,902,416, and the US patent number 11,998,003 make XRP the undisputed cryptocurrency in the world. The publisher predicts that the US Gross Domestic Product (GDP) will eventually rest on the Chainlink ledger, and every asset will be hosted on the XRPL. At the same time, LINEA will serve as the secure messaging system connecting banks, while HBAR will provide the security layer that will underpin the entire network. These protocols form a coordinated framework to position XRP as the reserve asset currency, and its market capitalization could multiply exponentially. XRP was designed to replace the old financial system. Theophilus concluded that “once everything is properly positioned, individuals will be glad they joined crypto at this stage,” and he will be writing on why there are several regulations coming from the white house.” How XRP Is Inheriting The World’s Payment Rails The XRP Ledger is entering an unexpected moment that the crypto market has not seen before. JackTheRippler has stated that XRP holders should pay attention that the true value is about to be unlocked beyond imagination. He claims that a clear view of what’s unfolding will provide insights into why $10,000 and even $35,000 per XRP is not just a fantasy, but is entirely possible. Related Reading: XRP Price Gains Fade, Market Turns Cautious After Another Weak Session According to JackTheRippler, Ripple CEO Brad Garlinghouse has made it clear that Ripple is positioned to capture trillions from the global banking system, and “these are the real numbers, not speculation.” November 17 could become a historic turning point for XRPL. Featured image from Pexels, chart from Tradingview.com

XRP is printing its most constructive long-term structure on record, according to independent chartist “The Great Mattsby” (@matthughes13), who points to the three-month Ichimoku system and a year-long base forming above its key quarterly averages. XRP Is In The Strongest Bull Run Ever On the latest 3-month XRP/USD chart from Bitstamp, the in-progress candle shows price around $2.31, with the Ichimoku conversion line and baseline tracking just beneath spot. The analyst highlights that XRP “has never built a base above the 3 month conversion or baseline in its history and it’s doing it now for the past year” (posted Nov. 8, 2025). That observation is notable because, in prior cycles, quarterly closes consistently failed to hold above those Ichimoku reference lines after rallies, whereas the current cycle has seen price stabilize on top of them for multiple quarters in a row. The present quarterly candle remains open, but the configuration—price above both the 3-month conversion and baseline—visually underscores the claim of an ongoing macro bull trend. And there’s a more bullish structure for XRP. XRP has been oscillating between the 0.886 Fibonacci retracement at $2.25877 and its 2018 cycle all-time high at $3.31700. Since early December last year, price repeatedly defended the $2.25877 band as support while failing to secure acceptance above the $3.31700 ceiling on the weekly chart, creating a horizontal range capped by the former peak. Related Reading: XRP Eyes $5.5, But The Best Entry Is Still Ahead: Analyst “To put things in perspective, XRP has been consolidating between the 0.886 Fibonacci level and its 2018 all-time high (2.25877–3.317). It’s building a strong base above the 0.886 Fib,” Mattsby wrote on Oct. 12, adding that this structure keeps XRP in what he calls a “#Palantiring candidate” posture. Although that remark is four weeks old, the argument remains intact on the posted chart: the 0.886 area continues to function as the pivotal shelf. XRP Price Targets Beyond the prior-cycle high, the same weekly framework maps out upside extension levels that would logically come into play only if $3.31700 is reclaimed and held. Those include the 1.272 extension around $8.29661, the 1.414 near $13.38940, and the 1.618 up at $26.63038. Related Reading: XRP Price To Reach $1,000 By End Of 2025? Rumor Mills Are On Fire With BlackRock Speculations Closer to price, the stacked retracement supports below $2.25877 are clearly demarcated at $1.61246 (0.786), $1.12487 (0.702), $0.91531 (0.618), $0.61495 (0.500), $0.41315 (0.382), and $0.25257 (0.236), delineating the ladder of demand zones that governed XRP’s multi-year range prior to the latest advance. Taken together, the two timeframes tell a coherent story. On the high-timeframe Ichimoku view, XRP is maintaining altitude above its 3-month conversion and baseline for the first sustained period in its history—an objective sign of trend strength. On the weekly, price action has compressed into a well-defined band between $2.26 and $3.32, with repeated mean-reversions indicating accumulation rather than distribution while the market tests overhead supply at the 2018 high. As long as the 0.886 retracement at $2.25877 continues to hold on closing bases, the consolidation thesis laid out by The Great Mattsby—and the characterization of this as XRP’s strongest macro bull trend to date on Ichimoku terms—remains technically valid. At press time, XRP traded at $2.56. Featured image created with DALL.E, chart from TradingView.com

XRP has spent the past week on the continuation of a downtrend from the previous week, slipping from above $2.50 before rebounding around $2.12 and now hovering around $2.30. The price action reflects a market struggling to find direction, caught between bullish optimism and lingering selling pressure. Despite the broader slowdown in its price action, technical analysis shows that XRP is still displaying a resilient structure on the charts that maintains its critical support levels. According to Egrag Crypto, a popular analyst known for his long-term technical outlooks on XRP, the token may soon enter what will become the most explosive fifth wave yet. Related Reading: XRP’s Price Doesn’t Match Its Growing Real-World Use, Study Finds XRP Elliott Wave Analysis: ‘The Power Of 5’ Egrag Crypto’s latest technical analysis on the social media platform X points to the fact that XRP is in the final stages of its fourth impulse wave, which is a corrective wave based on the popular Elliott Wave Theory. Notably, this movement is now setting up for the beginning of the fifth wave, which is a bullish impulse under the same theory. Looking at previous cycles on the 5-day candlestick timeframe chart, particularly during 2017 and 2021, showed that similar setups came before massive upward surges in XRP’s price. The analyst’s chart displays a repeating structure of five-wave patterns, each representing major bullish impulses in the token’s history.  The chart also reflects the distinct cyclical rhythm of XRP’s price behavior over the years. Each major impulsive phase (waves 1, 3, and 5) has always been followed by smaller corrective waves (2 and 4), a structure that continues to repeat with precision.  The overlapping bands in cyan and pink, representing exponential moving averages, now point to XRP consolidating within a strong support region around $2.20, which indicates that the fourth impulse wave is coming to an end. XRP Technical Analysis: Source @egragcrypto on X Analyst Says Don’t Fight It By Egrag Crypto’s measure, the ongoing consolidation might be setting the stage for a similar move to double-digit prices if the fifth wave unfolds as projected. The visual projection marks potential Fibonacci extensions of 1.272, 1.414, 1.618, and 2.618 at $4.789, $5.515, $6.755, and $18.259 as possible long-term targets once the fifth wave takes hold. These levels may act as resistance points in the impending bull phase because they resemble the wave geometry that drove XRP’s earlier rallies in 2017 and 2021. Interestingly, the analyst also referenced how skepticism often peaks before major rallies. He reminded followers of a trader who lost $30 million shorting XRP during its last major uptrend in 2024. As such, the analyst concluded by urging traders not to “fight the fifth wave” but to “ride it.”  Related Reading: Get Ready — The End Of November Will Be Massive For XRP, CEO Says At the time of writing, XRP is trading at $2.27, down by 1.6% and 9.2% in the past 24 hours and seven days, respectively.  Featured image from Unsplash, chart from TradingView

Blockchain payments company Ripple has no immediate plans to follow the trend of digital asset firms going public. In a recent interview with Bloomberg at the company’s Swell conference in New York, Ripple President Monica Long stated, “We do not have an IPO timeline. No plan, no timeline.”  Her comments highlight the company’s present priorities, which include expanding its payments business, launching dollar-pegged cryptocurrencies, often known as stablecoins, and forming new alliances, rather than pursuing an initial public offering. IPO Aspirations Remain On Hold These remarks come shortly after Ripple successfully closed a $500 million funding round earlier this week, achieving a valuation of $40 billion. This funding round was led by notable investors such as Fortress Investment Group and Citadel Securities, along with contributions from Pantera Capital, Galaxy Digital, Brevan Howard, and Marshall Wace.  Related Reading: Samourai Wallet Co-Founder Sentenced To 5 Years In Prison For Money Laundering The substantial backing indicates that Ripple is not under financial pressure to seek public capital at this time. Long emphasized that the company remains “very well capitalized,” allowing it to fund “organic growth” and pursue acquisitions or partnerships without needing to turn to the public markets. This decision positions Ripple differently from its peers, including stablecoin issuer Circle (CRCL), Bullish (BLSH), and Gemini (GEMI), all of which have recently gone public in the US as part of a broader wave of digital asset listings.  For holders of XRP, Ripple’s choice to delay an initial public offering presents mixed implications. On one hand, the lack of a near-term public listing might postpone hopes for a liquidity event that could enhance XRP’s market visibility.  Conversely, the recent funding round and a reportedly doubled customer base quarter-over-quarter bolster confidence in Ripple’s growth trajectory and its stablecoin payment strategy. Institutional Confidence In Ripple  Analysts suggest that the $500 million raise at a $40 billion valuation reflects strong institutional confidence in Ripple’s long-term prospects. Coupled with the increasing on-chain adoption of the XRP Ledger (XRPL) for stablecoin and cross-border payments, this funding could help stabilize XRP’s price and pave the way for future rallies, especially if Ripple continues to expand its presence in the enterprise sector. Related Reading: XRP Price Correction Is Far From Over: Bearish Divergence Signals Potential Revisit To $2.05 Furthermore, Ripple’s focus on integrating stablecoins and progressing through regulatory frameworks appears to be bearing fruit. Long noted that clearer regulations in the US and internationally have “opened up the market,” leading to a surge in adoption.  Currently, XRP is trading within its short-term range, which formed following continuous corrections between $2 and $2.60. The altcoin is currently trading at $2.32 and has seen a 4.7% recovery in the past 24 hours, with a clear resistance wall at $2.69. Featured image from DALL-E, chart from TradingView.com 

Speculations across the crypto space have ignited a wave of excitement for the XRP price as rumors linking BlackRock, the world’s largest asset manager, and Ripple, a crypto payments company, continue to spread. The possibility of XRP reaching $1,000 before the end of 2025 has become the latest hot topic, fueled by bold claims from top analysts who believe that this rumored partnership could set the stage for one of the most explosive bull runs in this cycle.  BlackRock And Ripple Rumors To Send XRP Price To $1,000 Crypto market analyst ‘The Real Remi Relief’ has stirred significant interest with his post on X social media, claiming that if ongoing rumors about a potential partnership between BlackRock and Ripple prove true, the XRP price could reach $1,000 by the end of 2025. He advised holders to secure their XRP in cold wallets and prepare for a potential market-wide supply shock.  Related Reading: Valuation Model That Puts XRP Price Above $18,000 Stuns Community His optimism stems from reports shared by another well-analyst @DelCrxpto, who revealed that sources deep within the crypto industry are hinting at a major development involving BlackRock and Ripple. According to these claims, the global asset manager may be preparing to collaborate with Ripple to establish infrastructure for the tokenization of all $5.3 trillion of its ETF liquidity.  If such an initiative were to materialize, it would represent one of the largest integrations of blockchain into global finance. Ripple’s network, designed for fast and cost-effective asset transfers, could provide the foundation for tokenized ETFs, potentially transforming traditional investment markets. Additionally, the crypto payments company, which is already expanding into the Real-World Asset (RWA) tokenization sector, will broaden its technology and services to support a broader range of financial products.  The possibility of such a partnership has reignited optimism within the XRP community, especially after the recent Ripple Swell event, which featured participation from prominent names including BlackRock, Nasdaq, Franklin Templeton, The White House, and several other global institutions. Related Reading: Pundit Elaborates On Ripple/SWIFT Theory That Will Send The XRP Price To $1,000 Notably, an ETF tokenization deal between Ripple and BlackRock could elevate XRP’s role in the digital asset and financial ecosystem, driving institutional adoption, which could propel its price. Despite growing optimism about XRP’s price outlook, the rumors remain unconfirmed, and neither Ripple nor BlackRock has issued any official statement.  XRP Expected To Explode Within The Next 3 Months Market analyst @Steph_iscrypto has added fuel to the bullish excitement surrounding the XRP price with a technical analysis suggesting that the cryptocurrency could soon enter another parabolic phase. He announced in his X post that “XRP will shock everyone in the next 1-3 months.” His accompanying weekly chart highlights bull rallies from past cycles, where XRP surged 2,117% in 2013, 110,466% in 2017, and 1,208% in 2020. Building on this trend, XRP has recently broken through a long-term resistance level, mirroring the early stages of its previous explosive bull cycles. If historical patterns repeat, the analyst suggests that the cryptocurrency could be on the verge of another explosive bull run this cycle.  Featured image from Freepik, chart from Tradingview.com

XRP is holding firm on the weekly time frame despite the latest market-wide drawdown, according to an Elliott Wave roadmap shared by crypto technician Hov (@HovWaves). On Hov’s Bitstamp-based 1W chart, the current candle sits near $2.22 with three days and several hours left to close, and the structure remains nested inside a higher-time-frame impulse that he counts as wave iii completed, wave iv in progress, and a prospective wave v aiming materially higher. Is The XRP Bottom In? The key reference band for pullbacks is defined by Fibonacci retracements measured from the latest vertical advance. Hov plots the 0.236 retracement at $2.094, the 0.382 at $1.548, the 0.5 at $1.213, and the 0.618 at $0.950. The price has broken down to the 0.236 neighborhood, probing a turquoise demand box that overlaps the 0.382 ($1.548) on the lower edge. That zone also contains the October 10 liquidity event wick he highlights around $1.58. In his accompanying note, Hov stresses that the last rise from that low has only formed three waves to date, leaving room for “one more small low on the micro before it’s all said and done,” while adding, “I don’t think it takes out the 1.58 low” and that, because of the wick, “we’re likely to see a truncation on this move.” Related Reading: XRP Holds The Line As Bulls Eye $3.40 — Can 20-Month EMA Power Next Breakout? The upside map hinges on two resistance landmarks. First is a boxed supply region overhead that caps out just below a labeled swing marker at “0 (3.41159),” effectively framing $3.41 as the final pivot from the prior leg. More important for confirmation, Hov marks “HTF close above $2.94 is the key.” That $2.94 weekly close is his validation level that would reassert the impulsive trend and unlock a measured extension to his first target. That target is explicit on the chart: the next leg’s objective aligns with the −0.236 extension printed at $5.558. A curved projection path from the current area arcs through the retracement box and then accelerates vertically toward the target, annotated with a circled “V” at the terminal portion of the move and a higher-degree “3” on the scale, consistent with an impulse termination at or near the extension. Related Reading: 84% Of XRP Sell Pressure Comes From Korea As $2 Looms, Analyst Warns Context from the left side of the chart shows how structurally important the base has been. A broad turquoise accumulation band anchored around the $0.43 handle (labeled “1 (0.43128)”) held price throughout 2023–2024, preceding the breakout that staged the current impulse. Above that, a second, higher turquoise band spans the 2021 reaction zone and now acts as the battleground for the present consolidation beneath $3.41. A visible-range profile overlay inside the consolidation rectangle shows the heaviest traded activity toward the left ridge of the range, underscoring why weekly closes above $2.94 would be decisive. Hov’s bottom line on X mirrors the chart. “XRP holding up exceptionally well on this market wide sell off,” he wrote, noting the coin remains “still up 40% off our level (threaded).” While he allows for a final marginal low—without undercutting $1.58—his roadmap retains a “first target” near $5.5, with the caveat that a “HTF close above $2.94 is the key.” At press time, XRP traded at $2.18. Featured image created with DALL.E, chart from TradingView.com

Over the past month, the XRP price has experienced a significant decline, with its price dropping by 23% amid mounting selling pressure following the crypto market crash on October 10. Some analysts are now suggesting that the altcoin’s correction is not yet complete.  A Retest Of Key Fibonacci Level On The Horizon Market expert Casi Trades recently shared insights on social media site X (formerly Twitter), indicating that enthusiasm surrounding the recent partnership announcement with Mastercard may have been premature. During the Ripple Swell 2025 event in New York, the company unveiled a new collaboration with Mastercard, WebBank, and crypto exchange Gemini to test its RLUSD stablecoin as a means of settling credit card transactions.  Related Reading: Weakness In Major Cryptos: What Key Technical Metrics Indicate For Bitcoin, Ethereum, And Solana The announcement initially propelled the XRP price toward the $2.41 mark. However, this surge was short-lived, and the price quickly retraced. It maintained its trajectory below the previous Fibonacci Wave 1 low, as seen in the chart below.  Casi Trades noted that this price rejection reinforces the belief that the Wave 3 low at $2.05 has not been adequately tested. She anticipates that the XRP price will likely trend downward toward this Fibonacci level to complete the subwave 5 of Wave 3.  Additionally, the relative strength index (RSI) supports this bearish outlook, indicating a divergence at the recent price high and suggesting a retest of the lower trendline is imminent. XRP Price Poised For An Explosive 2,155% Increase?  Despite the current bearish sentiment, some analysts maintain bullish projections for the XRP price. Egrag Crypto recently remarked that the ongoing price formation resembles a range rather than a straightforward ascending wedge or rectangle.  Based on measured moves, projections suggest that the altcoin could reach a new all-time high around $10. If this is indeed Macro Wave 2, the anticipated Wave 3 could be 1.618 times the length of Wave 1, potentially placing targets between $14 and $25. Related Reading: Ethereum Price Needs To Reclaim This Key Level To Prevent Drop To $1,700 Moreover, the analyst pointed out the growing speculation that XRP will revisit its $0.77 wick on Binance. However, Egrag countered these discussions, noting that the altcoin could also reach the $50 “wick” observed on the Gemini crypto exchange.  While some believe the Binance wick to $0.77 must be filled, Egrag argues that ignoring the potential for XRP to hit $50 is a mistake, especially if market symmetry comes into play.  The analyst concluded his thesis by stating that this cycle could see the XRP price reaching that $50 level as the market undergoes its “final blow-off phase.” This would imply a major 2,155% uptrend ahead for the altcoin’s price.  When writing, XRP trades at $2.22, still recording gains of 318% year-to-date, according to CoinGecko data.  Featured image from DALL-E, chart from TradingView.com 

Asset management firm Franklin Templeton recently submitted an amended S-1 filing to the SEC for its pending spot XRP exchange-traded fund (ETF), the Franklin XRP Trust. The amendment, dated November 4, 2025, includes one key regulatory difference from earlier versions that would likely affect the approval process for the XRP ETF. What’s Different About Franklin Templeton’s New XRP ETF Filing ETF analyst James Seyffart shared the update on X (formerly Twitter), highlighting the removal of the 8(a) delay clause, which typically gives the SEC control over when a filing becomes effective. Usually, when an issuing firm files for an ETF, it includes what’s called a “delaying amendment.” This clause grants the SEC the authority to determine the exact time the filing takes effect. Franklin Templeton employed that standard wording in its earlier filings, including the initial submission on March 11, 2025, and a subsequent amendment on August 22, 2025. Related Reading: Bitcoin Supply In Profit Just Crashed To A New 2025 Low – What This Means For Price The latest filing, however, shortens that delaying condition. Instead, it states that the registration “shall hereafter become effective in accordance with the provisions of section 8(a) of the Securities Act of 1933.” Under this rule, the Franklin spot XRP ETF registration automatically becomes effective 20 days after filing, unless the SEC intervenes.  The Franklin XRP Trust will primarily hold XRP as its primary asset and track the token’s market price, with Coinbase Custody managing asset storage and BNY Mellon overseeing cash holdings. The trust seeks a listing on the Cboe BZX Exchange, adopting a structure similar to other recently approved crypto ETFs. A Growing Trend Of Fast-Tracked Crypto ETF Filings Franklin Templeton’s update isn’t happening in isolation. Other asset managers, including Bitwise and Canary Funds, have also made similar changes to their S-1 filings for XRP ETFs in recent weeks, cutting back on the delay wording that typically allows the SEC to set the launch timeline. The growing series of S-1 changes demonstrates how these ETF issuers are reclaiming control over the timing of XRP ETF approvals. Journalist Eleanor Terrett highlighted this trend on X, noting that it has become more common since the US government shutdown in October. During that period, the SEC’s review process slowed, prompting many asset managers to use the timing rule to expedite their filings. Related Reading: Pundit Highlights Major Move For XRP And RLUSD, Will Price Follow? The issuing companies may also be using the same “fast-track” rule that helped other spot crypto ETFs such as Solana (SOL), Litecoin (LTC), and Hedera (HBAR) launch last month. By shortening the delay provision, Franklin Templeton’s XRP ETF now follows the same accelerated path and may receive approval before the end of November. While the SEC can still intervene, this change indicates that XRP ETF issuers are gaining more control over approval timing by adopting faster pathways, signaling that this time, things could indeed be different. Featured image created with Dall.E, chart from Tradingview.com

XRP continues to defend key support levels as bullish momentum builds beneath the surface. Traders are watching closely as the price hovers above the rising 20-month EMA, a crucial line that could determine whether the next leg higher unfolds.  XRP Maintains Bullish Structure Above $1.75 Support Providing an update on the XRP chart, More Crypto Online highlighted that the situation remains largely unchanged, with price action still developing within a broader bullish structure. The analyst emphasized that the ongoing movement continues to follow a pattern of three-wave pullbacks, suggesting that the uptrend remains intact as long as XRP holds above the critical $1.75 support level. Related Reading: Massive XRP Rally Ahead? Bold Forecast Calls For $100 Before 2030 According to his analysis, as long as buyers continue to defend this zone, the structure points toward an eventual continuation of the upward trend. The repeated three-wave corrections indicate that the market may still be in a controlled consolidation phase rather than a reversal. However, the analyst highlighted that a confirmed breakout has yet to occur. The key resistance zone between $2.69 and $2.84 continues to act as a ceiling, limiting XRP’s upward momentum. Until the price breaks above this range decisively, the broader market will likely remain in a phase of consolidation and uncertainty. More Crypto Online added that a five-wave breakout above the $2.84 level could signal renewed strength and open the door to higher targets. The next major objective in that case would be around $3.40, which could serve as a staging point for another push toward the $5 region.  XRP’s 20-Month EMA Emerges As The Line Between Strength and Struggle In an XRP post, ChartNerd pointed out that the 20-month Exponential Moving Average (EMA) is positioned around $1.94 and is gradually climbing. This long-term moving average has historically served as a strong indicator of trend direction, and its current trajectory suggests that the broader bullish structure could still be intact. Related Reading: XRP Price Gains Traction — Buyers Pile In Ahead Of Key Technical Breakout ChartNerd emphasized that turning the 20-month EMA into solid support would be a significant confirmation of continued upside momentum, paving the way for XRP to push toward higher resistance zones in the coming sessions. The analyst remains optimistic that the EMA will act as a reliable foundation for further gains. However, ChartNerd also cautioned that a decisive drop below the $1.94 EMA could weaken the bullish outlook, triggering a deeper retracement. Still, he noted that “the boat is yet to raise its sails,” implying that XRP’s next major move has yet to unfold, and patience may be key as traders await confirmation of the next trend direction. Featured image from Adobe Stock, chart from Tradingview.com

Ripple’s Swell 2025 conference in New York has quickly become one of the most talked-about events in the crypto and finance world. Among the highlights was a statement from Maxwell Stein, a member of BlackRock’s digital assets team, that sent the audience into applause and resonated with enthusiasts on social media.  He revealed that the global financial market is now ready for large-scale blockchain adoption, and the infrastructure being built by companies like Ripple could soon facilitate the movement of trillions of dollars on-chain. BlackRock’s Maxwell Stein Says The Crypto Market Is Ready During his session, Stein highlighted the transformation underway in global finance, noting that traditional securities are still held in legacy systems but that this separation between traditional and tokenized assets is gradually disappearing.  Related Reading: Ripple Just Launched A Game-Changing Service In The US Leveraging XRP And RLUSD He explained that in the short term, proving utility is the most important thing to gaining broader adoption and that there are currently two types of users driving this shift: those already in the crypto space and a second wave of early institutional adopters.  Stein emphasized the need for continued market momentum to demonstrate the practical usefulness of blockchain solutions and attract larger financial players. “We need that market momentum in order to prove the utility, to actually get the larger players to eventually come in,” he said. As noted by an XRP advocate with the name Diana on the social media platform X, Stein credited Ripple and other early builders for proving that blockchain works. Not as a concept, but as real financial infrastructure. The idea that trillions in capital could eventually move through blockchain rails represents a fundamental change in how the world’s financial systems might operate. The idea sounded like a myth back when the crypto industry was first created.  What once seemed like a distant fantasy in crypto’s early days has begun to take shape as reality, and big names like traditional finance are now moving into the crypto industry every day. Nasdaq’s CEO Says Regulation Is Important Nasdaq CEO Adena Friedman also shared her perspective at the event, focusing on the need for regulatory clarity to encourage broader institutional participation in the digital asset space. She explained that major institutions want to engage but require clearly defined rules that prioritize investor protection and establish stable frameworks.  Related Reading: Pundit Elaborates On Ripple/SWIFT Theory That Will Send The XRP Price To $1,000 According to her, once such clarity is achieved, these institutions can confidently enter the market knowing that they are operating under secure and transparent guidelines. Friedman added that significant progress is already happening within traditional finance, as many banks are experimenting with tokenized bonds, fixed income instruments, and the creation of stablecoins.  This growing involvement is evidence that institutions are not waiting for innovation to reach them. They are actively finding ways to participate in the digital asset ecosystem while awaiting the full regulatory go-ahead. “But I think to get them really engaged in the market, there has to be regulatory clarity,” Friedman said. Featured image from Peakpx, chart from Tradingview.com

Crypto analyst Arthur has predicted that the XRP price is preparing to decouple from Bitcoin (BTC). For years, XRP’s price movements have mirrored those of BTC, but according to Arthur, the market is evolving in ways that could soon set XRP apart. The emergence of Ripple’s new institutional brokerage platform and recent acquisitions, alongside the growing strength of its associated stablecoin, are key drivers that the analyst believes could drive this separation. XRP Price Set To Break Away From Bitcoin Arthur’s recent thread shared on X social media paints a confident picture of XRP’s future. He argues that the cryptocurrency is starting to chart its own course, breaking away from Bitcoin’s influence. Traditionally, XRP’s price has followed BTC’s overall direction and trajectory, rising and falling in tandem with the broader altcoin market.  Related Reading: Why This Analyst Is More Bullish On XRP Over Ethereum For The Short-Term However, Arthur believes that the latest developments surrounding Ripple, a crypto payments company, could significantly change this dynamic. He points to Ripple Prime as the biggest factor that could drive this shift. Notably, Ripple Prime is a digital asset spot prime brokerage that Ripple recently launched following its acquisition of Hidden Road. The brokerage platform offers OTC spot trading, Foreign Exchange (FX), derivatives, and swaps, all seamlessly integrated with XRP and RLUSD, Ripple’s regulated stablecoin.  By offering Wall Street a means to enter the blockchain finance market, Arthur contends that Ripple Prime could redefine how institutions view digital assets like XRP. Instead of being swayed by broader market sentiment, this institutional demand from Ripple’s new brokerage platform and ongoing developments could drive XRP’s value based on measurable utility. Additionally, it could finally establish the cryptocurrency as a standalone asset rather than one that constantly tracks Bitcoin’s movements.  In his analysis, Arthur frames Bitcoin as a speculative digital asset, while XRP is viewed as a form of financial infrastructure. He explains that this is a crucial distinction considering infrastructure assets are typically driven by real-world adoption and utility, rather than “hype cycles.” With RLUSD surpassing a $1 billion market cap just a year after its launch, the analyst maintains that Ripple has established a stable and transparent institutional framework that effectively balances liquidity and compliance. Through this setup, RLUSD provides price stability, while XRP offers transaction liquidity, creating a financial ecosystem designed for real-world use, which is ideal for driving price growth.  Regulation And Utility Shifts To Redefine XRP’s Identity Arthur expands on his analysis by connecting Ripple’s recent developments to a broader picture. He explains that institutions using Ripple Prime to settle payments with XRP and RLUSD are driven by different incentives. They do not care about Bitcoin and are not chasing speculative gains like typical crypto traders, but prioritize efficiency, regulation, and liquidity.  Related Reading: Analyst Shares Why He Bought A Massive Stack Of XRP, ‘It’s Not A Gamble’ He also highlighted the potential impact of the upcoming CLARITY Act in the US. If passed, the analyst says that the bill could reclassify XRP as a commodity, moving it away from the “crypto basket” and placing it in the same regulatory category as assets like gold. Through this combination of legal clarity, stablecoin integration, asset class change, and subsequent institutional demand, Arthur says that XRP’s price will gradually decouple from Bitcoin. Featured image from Freepik, chart from Tradingview.com

XRP’s latest downswing has dragged price into a cluster of long-term volume and mean-reversion levels, with one prominent market technician flagging Korea as the epicenter of near-term spot selling. XRP Faces Crucial Support In charts shared over the past 24 hours, trader Dom (@traderview2) said XRP has “reached the 12M rVWAP for the first time this year,” adding that it “really isn’t a level we want to be trading under for awhile.” He warned that if bulls lose that 12-month rolling VWAP, “we are looking at the range low of $2 as the next area of interest,” whereas a swift recovery would require “$2.50 [to] regain to get out of danger area.” Dom also pointed to order-book composition: “Spot orderbooks are skewed towards bids right now which is positive, but snapping the local low will likely send us back to $2 where the rest of the bids sit.” Dom’s VWAP-suite chart places spot price pressing directly into the 12-month rolling VWAP ribbon after failing to sustain above the prior distribution shelf, a configuration that often separates trending from mean-reverting phases. Testing this line for the first time this year is notable because multi-month rVWAPs act as dynamic fair-value proxies; sustained closes below them historically coincide with further probing of high-volume nodes beneath. Related Reading: Rare Chart Formation That Led To An 87% XRP Price Crash Has Resurfaced Korea Dictates The XRP Price Move Once Again The geographic concentration of selling has amplified the risk of a deeper tag of that range. Dom said the bulk of the spot pressure was exchange-specific: “They do NOT look happy over there in Korean… 84% of all the spot sell pressure over the last 2 days has came from Upbit.” A cumulative volume delta (CVD) breakdown by exchange corroborates the outsized role of the Korean venue, with Upbit’s CVD line deeply negative while Binance, Coinbase, Bybit, OKX, Kraken and Bitstamp hover comparatively flat near the zero line. In practical terms, that mix indicates real-coin distribution flowed predominantly through the KRW corridor even as other USD- and USDT-based venues showed less aggressive net selling. Related Reading: XRP Price At $10,000-$50,000 Is Nonsense: Analyst Bashes Calls For Bitcoin-Like Prices A separate high-timeframe chart from IncomeSharks frames the downside magnet with simple clarity. The analyst posted a daily XRP/USD view with a broad demand zone centered just under $2.00 and commented: “XRP — If you missed it under $2 you’ll probably have a chance to bid it again.” The chart highlights how the late-summer impulse failed to retake overhead resistance and how subsequent lower highs left a clean air pocket toward the December–March value area that begins around the psychologically dense $2.00 handle. The analyst expects a retracement as low as $1.80-$1.70 if the psychological important $2 mark doesn’t hold. At press time, XRP traded at $2.21. Featured image created with DALL.E, chart from TradingView.com

Crypto pundit Jack has drawn attention to a valuation model that puts the XRP price at $18,000. This is based on the discounted cash flow model, which focuses on the XRP Ledger’s utility and XRP’s role as the native token.  Valuation Model That Puts The XRP Price At $18,000 In an X post, Jack revealed that the discounted cash flow model puts the XRP price’s fair value at $18,036. He noted that the world is racing into tokenization and that the momentum is unstoppable. Based on this, he predicts that trillions of dollars in capital could flow into the XRP Ledger, powered by real-world assets (RWAs).  Related Reading: XRP Price Performance In November: History Says It’s The Most Bullish Month In History The valuation model showed that the XRP Ledger may be viewed as a “pipeline of value,” in which the value passing through the network can be thought of as cash flow in a traditional business system. This could then boost XRP’s utility, potentially putting the XRP price at $18,000.  Interestingly, there is also the possibility of the XRP price’s fair value being higher than $18,000 based on this discounted cash flow model. This could happen if economic growth rates are higher once crypto adoption spurs new businesses and economic models. These new businesses and economic models could lead to increased adoption for XRP and a subsequent price increase.  Notably, crypto adoption, especially in traditional finance (TradFi), has been on the rise, boosting XRP’s adoption. This includes the launch of several XRP ETFs, which marks a positive for the XRP price. Meanwhile, Ripple has expanded its business with the surge in crypto adoption. This includes the acquisition of the prime broker Hidden Road, with the crypto firm already exploring how to include XRP products on the platform.  Community Reacts To Price Prediction The valuation model for the XRP price sparked reactions among XRP community members. Community member XR noted that valuation models project extreme prices that often rely on perfect conditions that rarely exist. The community member added that tokenization on the XRPL may indeed bring large capital inflows, but asserted that it won’t dictate real value.  Related Reading: Wave 3 Target Suggests That The XRP Price Is Headed For $10 Instead, XR declared that adoption, regulation, and liquidity depth will determine the real value of the XRP price. The community member further remarked that sustainable growth will always follow verified utility.  Meanwhile, another community member stated XRP might not necessarily be used for the transactions even if trillions get transacted on the XRP Ledger. They added that XRP will be used to pay gas fees, but it won’t be the currency used for transactions. As such, trillions flowing into the XRPL may not have much impact on the XRP price. At the time of writing, the XRP price is trading at around $2.2, down over 4% in the last 24 hours, according to data from CoinMarketCap. Featured image from Freepik, chart from Tradingview.com

A well-known crypto voice on X is drawing attention to what he calls a “big move for XRP & RLUSD.” He points to Bitnomial, a regulated U.S. derivatives exchange, which recently extended its margin program to include stablecoins and digital assets. Xaif believes this could introduce a new phase of utility for XRP and RLUSD as real-world assets, raising the question: if their use is growing, will their prices also start to rise? Xaif Crypto Spotlights Big Move For XRP And RLUSD In a post shared with his followers, the crypto pundit highlighted that Bitnomial is now the first clearinghouse in the country to accept stablecoins as margin collateral. Sharing an image from Bitnomial’s official announcement, he wrote, “Utility is going mainstream,” pointing to how Ripple USD (RLUSD) and XRP are now part of the company’s first-ever stablecoin margin program. Related Reading: Analyst Reveals What Ripple’s Latest Launch In The US Means For The XRP Price According to the Bitnomial statement, institutional clients can already use RLUSD and XRP for margin deposits when trading leveraged futures, options, and perpetual contracts on the Bitnomial Exchange, and now, retail access will follow soon through Bitnomial’s retail trading platform, Botanical. Xaif Crypto suggests the move proves Ripple’s digital assets infrastructure is gaining a stronger foothold in regulated markets. His emphasis on mainstream crypto utility suggests growing optimism that XRP’s utility is growing beyond payments into everyday trading systems. In this context, greater institutional recognition of XRP and RLUSD could boost liquidity and market activity, potentially supporting XRP’s price uptrend. Bitnomial Becomes First U.S.-Regulated Clearinghouse To Accept Stablecoins In the X post highlighted by Xaif Crypto, Bitnomial confirmed that its registered clearinghouse, Bitnomial Clearinghouse, LLC, is officially the first U.S.-regulated derivatives clearinghouse to accept both stablecoins and other digital assets as margin collateral.  According to the press release, the company’s latest extension into digital asset-based collateral enables traders to post margin using US-pegged stablecoins, such as RLUSD, thereby improving capital efficiency while maintaining blockchain-based settlement. It also extends digital asset support to XRP, integrating it more deeply into institutional trading frameworks and opening new possibilities for its use in leveraged crypto derivatives. Related Reading: Here’s Why The Bitcoin, Ethereum, And Dogecoin Prices Are Crashing Again Following an earlier move in September 2025, Bitnomial became the first CFTC-regulated exchange to accept crypto assets as native margin deposits. The development underscores the link between regulatory approval and real-world crypto trading, suggesting it could strengthen both XRP’s and RLUSD’s practical roles in the market. As these roles evolve beyond theory into regulated use, attention now turns to how prices may respond. With XRP trading around $2.24, the question “Will price follow?” remains open. Xaif Crypto suggests a moment when real crypto utility and market performance may finally align, showing progress for the XRP price as trading grows more consistent and market depth improves. Featured image created with Dall.E, chart from Tradingview.com

Ripple’s latest acquisition has firmly positioned the company within the heart of the US financial market, expanding its influence in the country and drawing attention to the XRP price. The new US-based spot prime brokerage firm, Ripple Prime, signals a pivotal moment not only for Ripple’s ecosystem but for the future of XRP. As analysts weigh in on this groundbreaking launch, attention is shifting to how this new development could redefine XRP’s role within institutional trading, liquidity, and settlement.  XRP Price In Focus After Ripple Prime US Launch In an X social media post on Monday, crypto analyst Pumpius announced that Ripple Prime is officially live in the US following the recent acquisition of Hidden Road in October. Through its newly launched Ripple Prime platform, the crypto company has formally entered Wall Street’s playing field, marking a bold step into mainstream financial markets. Related Reading: Altcoin Season Loading: Bullish Factors That Point To A Massive Surge By using Ripple Prime, institutional investors in the US will be able to execute Over-the-Counter (OTC) Spot transactions across major digital assets and stablecoins, including XRP and RLUSD for the first time. Pumpius asserted that this is not a pilot program or limited rollout, but Ripple’s full-scale institutional entry into the US financial system and markets.  Additionally, the analyst emphasized that Ripple Prime is built to serve as a regulated brokerage infrastructure, offering deep multi-asset liquidity and on-demand settlement powered by XRP and RLUSD. He explained that these features place XRP at the centre of institutional trading, settlement, and liquidity aggregation. Moreover, with this integration, the XRP price, currently trading at $2.26, could experience further upward pressure, as consistent demand beyond retail usage fuels greater institutional adoption.  Ripple has confirmed through its official website that the new Ripple Prime will expand institutional access to not just digital assets but derivatives, swaps, fixed income instruments, and others—all under one unified system. In addition, Pumpius has stated that Ripple Prime represents the “missing piece” that connects traditional capital markets to digital finance.  XRP Moves From Retail Coin To Institutional Asset Crypto commentator BD also shared his thoughts on the newly launched Ripple Prime on X, highlighting that the spot brokerage firm could transform XRP’s market perception. According to him, Ripple Prime gives US institutional clients direct access to XRP through the same infrastructure used for Foreign Exchange (FX) and commodities.  Related Reading: Forget Cardano, Why Shiba Inu’s Shibarium Is The Real Ghost Chain BD emphasized that with this new development, XRP is no longer just a “retail coin” but is becoming institutional money. This means that XRP could potentially attract a new layer of demand, which could support its price by creating steadier trading volumes and stronger liquidity.  Notably, Ripple announced its Ripple Prime US launch on Monday, November 3, via X. The crypto company confirmed that the new brokerage firm will help enable cross-margining of OTC spot holdings with the rest of clients’ digital asset portfolios, including OTC swaps, Chicago Mercantile Exchange (CME) futures, and options.  Featured image created with Dall.E, chart from Tradingview.com

Crypto analyst Tony Severino has revealed a rare chart formation, which presents a bearish outlook for the XRP price. This comes amid a market downtrend, with concerns that XRP may have topped in this market cycle.  Rare Chart Pattern That Sparked 87% XRP Price Crash Resurfaces  In an X post, Severino revealed that the XRP monthly LMACD has crossed bearish for the third time ever. He noted that the past two bearish crossovers resulted in an 87% and 71% drawdown after the signal fired. The analyst added that this signal, this time around, is still unconfirmed. As such, he remarked that bulls must push the XRP price much higher this month or they risk seeing the signal being confirmed.  Related Reading: Wave 3 Target Suggests That The XRP Price Is Headed For $10 Severino’s analysis comes amid a crypto market downtrend, which has pushed the XRP price lower. The altcoin is now at risk of dropping below the psychological $2 level, a level that it fell below during the $19 billion liquidation event in October. Notably, crypto analyst CasiTrades had earlier predicted that XRP could still drop to as low as $1.4 before it bottoms.  The analyst is confident that such a crash for the XRP price is the perfect buy-the-dip opportunity as she expects the altcoin to still rally to a new all-time high (ATH), potentially reaching as high as $10. From a fundamentals perspective, there are also positives for XRP, which could spark a significant rebound.  Canary Capital’s spot XRP ETF is on course to launch on November 13, while Grayscale and Bitwise have also amended their filings, meaning they could launch soon. Ripple also just launched a crypto prime brokerage in the U.S. to offer OTC trading for XRP, RLUSD, and other crypto assets.  A Breakout For XRP On The Horizon Crypto analyst Ether has indicated that the XRP price is primed to break above the resistance level at $3.1 soon enough. He stated that the current resistance is bound to break with the altcoin’s price accumulating over the major support at $1.9. The analyst explained that each test weakens the sellers’ defense while supply gets absorbed, liquidity thins out, and the market builds pressure.  Related Reading: High Liquidity At This Level Could Send The XRP Price Surging Soon Furthermore, Ether noted that steady accumulation above strong support shows that the buyers are quietly taking control and that energy is being stored for an explosive move. In line with this, he declared that the XRP price breakout is no longer a question of if but when. In the meantime, CasiTrades stated that XRP is eyeing the $2.04 and $1.72 supports as part of the final wave to the downside.  At the time of writing, the XRP price is trading at around $2.2, down over 6% in the last 24 hours, according to data from CoinMarketCap. Featured image from Freepik, chart from Tradingview.com

In a shocking flash surge that stunned traders worldwide, XRP’s price briefly skyrocketed to unprecedented heights on several major exchanges before rapidly collapsing back to its previous levels within seconds. The extraordinary spike triggered a wave of confusion across the crypto community, prompting questions about data integrity, liquidity anomalies, and possible faults in exchange systems. How The Event quickly spread And Was interpreted online The digital asset world was set ablaze recently when XRP inexplicably surged to an astonishing $9,800 across multiple exchanges for several seconds. According to KingXRP’s post on X, many experts believe that this was a test run for XRP’s upcoming role as a global reserve currency. Related Reading: XRP’s 100 Billion Supply Is By Design – Insider Reveals Why KingXRP noted that the $650 trillion global real estate market is actively preparing for mass tokenization on the XRP Ledger through the RealFi platform, powered by the real token. While REAL is currently trading at $0.03, analysts in the community are projecting that the token could rapidly surge to $176.99, especially once major Centralized Exchange (CEX) listings go live. KingXRP concluded that a massive supply shock may be imminent. Crypto analyst Skipper_xrp has emphasized that a former central banker and regulator, Marius Jurgilas, believes that XRP Ledger (XRPL) is setting the stage for massive-scale institutional investment inflows, potentially worth trillions. According to the expert, the focus is on utility, not speculation.  This is a new era project of open and people-powered journalism with the BXE token, which is set to launch on a centralized exchange on November 14th. This BXE token powers a decentralized media platform built directly on the XRP Ledger, and it’s now live with an impressive fleet of 104+ authors and over 300 articles. Currently, BXE is trading at a humble $0.07, while analysts are forecasting a monumental jump to $19 and even $24. Why Utility Chains Will Outlast The Speculative Cycle An analyst known as the unknowDLT has also mentioned that Brad Garlinghouse stated a few days ago that we are officially closing the era of speculation and transitioning into the era of utility. At the core of this impending paradigm is XRP. The altcoin has been building foundational relationships, positioning itself at the center of this change, and engaging with regulators from day one. Related Reading: Financial Analyst Reveals How XRP Will Bridge Physical And Digital Value However, the imminent impact of the Clarity Act will relegate a staggering 99% of projects to values bordering on zero. It is no coincidence that this current speculative bull run feels profoundly different from previous ones. Meanwhile, Rosie Rios, the former US Treasurer and figure who literally signed the fiat currency of the old world, knows the role XRP is designed to play in the new financial system. Featured image from Freepik, chart from Tradingview.com

A prominent crypto commentator known as Remi Relief has expanded on theories linking Ripple, SWIFT, and the global banking system to the long-term valuation of XRP.  His post on the social media platform X came in response to a discussion initiated by well-known analyst Paul Barron, who questioned whether Ripple’s strategy has always been to bridge the increasingly fragmented world of bank-issued stablecoins. The idea brings attention to XRP’s utility in facilitating liquidity between institutional networks, with Remi Relief noting that this could push the XRP price to $1,000. The Ripple/SWIFT Dual-System Theories Remi Relief proposed that the global payment structure could split into two interconnected systems where both ultimately rely on XRP for settlement and support the cryptocurrency’s price at $1,000. The first theory proposes a revamped version of SWIFT that would retain much of its existing framework but incorporate blockchain-based assets such as XRP, XDC, HBAR, and Chainlink to achieve faster transaction speeds and improved efficiency. Despite these upgrades, it would still face skepticism from some financial institutions due to it being weaponized in the past. Related Reading: Ripple CTO Stacks XRP Ledger Against Other Blockchains, What’s The Catch? The second theory is the setup of a new Ripple-based network built in collaboration with Thunes, which would function as a more trusted and independent channel for cross-border payments. This system would be much quicker, much cheaper and more trusted by countries. In Remi’s view, both models would coexist for a time, giving banks and governments the freedom to choose based on transaction scale, cost, and reliability. However, he believes that the Ripple-Thunes system will later gain dominance and overtake SWIFT as more and more banks use that system.  Regardless of which of the two theories prevails, Remi Relief pointed out that both have the potential to lead to a $1,000 XRP more quickly than most people think. Paul Barron’s Perspective On Institutional Stablecoins Paul Barron’s initial post that prompted Remi Relief’s response is based on the growing race among major banks to issue their own stablecoins. He pointed out that while SWIFT continues to promote neutral rails, banks like JPMorgan, Bank of America, Citi, and Wells Fargo are developing US-based consortium stablecoins. Similarly, European institutions such as ING and Deutsche Bank plan to launch euro-denominated versions by 2026.  Related Reading: High Liquidity At This Level Could Send The XRP Price Surging Soon Barron warned that this trend toward proprietary stablecoin systems would fragment the global financial network even further and create walled gardens where each bank’s stablecoin operates in isolation. In his view, such fragmentation will bring out the original purpose of XRP, and this might have been the plan of Ripple CEO Brad Garlinghouse all along. The plan has always been to use XRP as a bridge asset capable of allowing interoperability between otherwise disconnected financial ecosystems. This function aligns with Ripple’s long-standing vision for the XRP Ledger as a neutral settlement layer for easy cross-border value transfer between different digital and fiat systems. At the time of writing, XRP is trading at $2.41 and is a long way away from trading at $1,000. Featured image from Freepik, chart from Tradingview.com

The belief that XRP could someday trade between $10,000 and $50,000 continues to circulate across social media, often justified by claims that the token will underpin the global financial system. However, not everyone in the crypto space is buying into that dream. A respected market analyst known as ChartNerd has pushed back strongly against such projections, calling them “nonsense.” This comment, as expected, led to a wave of reactions among members of the XRP community, especially those who are really locked in firmly into such ultra-bullish projections. Analyst Says $10,000-$50,000 Target Is Nonsense Talk of four- and five-figure valuations for XRP flared again after an X user with the name Mitchell Lion Heart proposed that XRP isn’t just another crypto but the money processor for a coming overhaul in the global payments system. He claimed XRP has been chosen, tied it to a global currency reset backed by gold, and insisted that $10,000 per coin, at a minimum, would arrive sooner than people think.  Related Reading: Analyst Predicts The ‘Unthinkable’ For XRP – Here’s What It Is He also shared an image asserting that once XRP achieves full global institutional adoption across rails such as SWIFT, DTCC, CBDCs, RWA tokenization, commodities, and value transfer on the XRPL, a sustainable price range for the cryptocurrency would need to be between $10,000 and $50,000 per XRP. ChartNerd, a market analyst known for sticking to price structure and cycle context, shot the claim down in plain language. As noted by the analyst, XRP is not heading to $10,000 or $50,000 per coin. Such a price target is nonsensical and not realistic.  As seen in some of his previous comments, ChartNerd’s position is that those kinds of targets ignore the realities of XRP’s supply, liquidity, and market cap. He has consistently pointed out that XRP’s price trajectory must align with adoption metrics and market structure. An example of this is when he explained that prices between $13 and $27 represent a rational peak upside for XRP this cycle. This price target is even contingent on XRP receiving billions in possible ETF inflows and improving overall crypto market sentiment.  Supporters Double Down On The Chosen Asset Perspective “Mitchell Lion Heart” dismissed the analyst’s response and insisted that many traders were overlooking XRP’s true value and purpose. According to the XRP enthusiast, traders that don’t  agree with XRP’s price at $10,000 to $50,000 happening do not have a clue about what XRP truly is.  Related Reading: Altcoin Season Loading: Bullish Factors That Point To A Massive Surge Some other commentators also noted that Bitcoin is currently above $110,000, and its use cases pale in comparison to XRP. Therefore, XRP has the potential to trade at values comparable to Bitcoin when its utility is finally being taken advantage of in the global payments network. Others sided with ChartNerd, saying that such extreme price targets distort public understanding and damage the credibility of legitimate analysis surrounding XRP’s fundamentals. The back-and-forth shows the growing rift between two schools of thought on XRP’s price future. At the time of writing, XRP is trading at $2.41, having been rejected at an intraday high of $2.54. Featured image created with Dall.E, chart from Tradingview.com

The XRP price performance in the month of November has historically been more bullish than not, confirming higher returns than any other month in the year. Given this trend, it is possible that the XRP price could be headed for a rapid increase this new month. However, there is also the fact that the price had closed in the red back in October, and this performance could have an impact on how the cryptocurrency turns out in November. Looking At XRP Price Performances In November According to data from CryptoRank, the XRP price has seen an equal number of green and red closes over the last 12 years when it comes to the month of November. However, while the months of red closes have been significant, climbing into the double-digits, the green months have more than made up for it. Related Reading: Dogecoin RSI Returns To Pre-Launch Levels, Analyst Says Next Major Surge Is Close When it comes to the XRP price, the month of November has the most number of triple-digit closes than any other in history. Its first year of existence actually saw a 531.9% increase in the month of November, and this initial bullishness has mostly carried on into the later years. On average, the monthly returns for November are the highest for the cryptocurrency, coming in at 81.2%. This is much higher than December’s 69.6%, making it the most profitable month for XRP investors. Thus, when it comes to rapid price increases, the digital asset is likely to experience it in November. Moving into the more recent years, the market saw a 281.7% close back in November 2024, triggering its 600% price increase. This came after a 16.7% decline in the prior month, suggesting that a negative close to the month of October might not always translate into November. Factors Point To Recovery Amid the uncertainty, the XRP price could very well stage another recovery from here. One pointer is the fact that the XRP open interest is trending quite low from here, Coinglass data shows. The open interest had peaked above $10 billion earlier in the year. But since then, an over 50% crash has rocked this metric and is now trending below $5 billion at the time of writing. Related Reading: Billions In Bitcoin And Ethereum Leave Exchanges: Is Selling Pressure Easing? This is similar to what happened back in 2024, when the XRP open interest was trending low below $1 billion at the start of November. However, momentum had picked up toward the middle of the month as the price began to rally. If this trend holds, then the XRP price could see a small climb to start before hitting resistance. But if the resistance is surmounted, then the next rally could push it toward a triple-digit rise, which would mean a new all-time high for the altcoin. Featured image from Dall.E, chart from TradingView.com

A discussion has surfaced within the crypto community regarding the reasoning behind XRP’s fixed supply of 100 billion tokens. For years, enthusiasts and investors have questioned why Ripple opted for such a large figure when most cryptocurrencies operate with far smaller caps. Ripple’s Chief Technology Officer, David Schwartz, recently addressed the question on the social platform X, shedding light on the considerations that guided the early design of the XRP Ledger. Technical Foundations Behind XRP’s 100 Billion Supply David Schwartz was one of the original architects behind XRP and the XRP Ledger in 2012, and as such, he possesses unmatched insight into the cryptocurrency’s tokenomics and the rationale that shaped its design. His response to the question regarding XRP’s 100 billion supply design revealed that the decision was rooted in technical precision and deliberate effort to balance the functionality of the token’s architecture. Related Reading: Evernorth Has Reached 95% Of Its XRP Treasury Target – Here Are The Numbers The first layer of reasoning behind XRP’s supply lies in its technical design. According to Schwartz, the developers of the Ledger sought a number that would provide adequate divisibility for the token. This level of divisibility allows XRP to be functional across both high-value institutional payments and smaller, everyday transactions. Equally important was the need for the total supply to fit cleanly within a 64-bit integer, a standard data type used in computing to store numerical values efficiently. This decision minimizes the risk of overflow errors or arithmetic inconsistencies in the ledger’s codebase. A supply as large as 100 billion allows the system to handle every transaction amount accurately while preserving performance and compatibility with conventional software frameworks. Usability And Design Simplicity Aside from the technical justifications, the choice of 100 billion was also made with human usability in mind. As noted by Schwartz, the third reason for XRP’s 100 billion circulating supply is that the number is easy for humans to remember.  Related Reading: High Liquidity At This Level Could Send The XRP Price Surging Soon Ripple’s architects wanted a total supply that was easy to communicate, recognize, and remember. A round, memorable number like 100 billion conveys clarity to users and traders. Although XRP has a maximum supply of 100 billion tokens, not every token is currently in circulation. At the time of writing, XRP has a circulating supply of 60.1 billion tokens. At the launch of the Ledger, a total supply of 100 billion XRP was pre-mined and fixed. Of this amount, approximately 55 billion XRP were placed into escrow contracts controlled by Ripple to control how many tokens enter the market over time. At the time of writing, about 35 billion XRP tokens are currently locked in escrow and waiting to be released into circulation. Each month, up to 1 billion XRP is released, and any unused portion (about 70% to 80%) is typically placed back into escrow. As part of the schedule, Ripple is going to unlock another 1 billion XRP from escrow on November 1. At the time of writing, XRP is trading at $2.51, up by 0.9% in the past 24 hours. Featured image from Freepik, chart from Tradingview.com