XRP price extended losses and traded below $1.60. The price is now consolidating and might decline further if it remains below $1.50. XRP price started a fresh decline below the $1.650 zone. The price is now trading below $1.60 and the 100-hourly Simple Moving Average. There is a key bearish trend line forming with resistance at $1.650 on the hourly chart of the XRP/USD pair (data source from Kraken). The pair could continue to move down if it stays below $1.650. XRP Price Dives 15% XRP price failed to stay above $1.80 and started a fresh decline, like Bitcoin and Ethereum. The price declined below $1.720 and $1.650 to enter a short-term bearish zone. The price even spiked below $1.550. A low was formed at $1.50, and the price is now consolidating losses. There was a recovery wave above $1.550. The price even cleared the 23.6% Fib retracement level of the downward move from the $1.938 swing high to the $1.50 low. The price is now trading below $1.60 and the 100-hourly Simple Moving Average. If there is a fresh upward move, the price might face resistance near the $1.60 level. The first major resistance is near the $1.650 level. There is also a key bearish trend line forming with resistance at $1.650 on the hourly chart of the XRP/USD pair. A close above $1.650 could send the price to $1.720 or the 50% Fib retracement level of the downward move from the $1.938 swing high to the $1.50 low. The next hurdle sits at $1.770. A clear move above the $1.770 resistance might send the price toward the $1.80 resistance. Any more gains might send the price toward the $1.8350 resistance. The next major hurdle for the bulls might be near $1.90. Another Decline? If XRP fails to clear the $1.60 resistance zone, it could start a fresh decline. Initial support on the downside is near the $1.540 level. The next major support is near the $1.5150 level. If there is a downside break and a close below the $1.5150 level, the price might continue to decline toward $1.50. The next major support sits near the $1.4650 zone, below which the price could continue lower toward $1.420. Technical Indicators Hourly MACD – The MACD for XRP/USD is now gaining pace in the bearish zone. Hourly RSI (Relative Strength Index) – The RSI for XRP/USD is now below the 50 level. Major Support Levels – $1.540 and $1.50. Major Resistance Levels – $1.60 and $1.650.
The XRP price was caught in the latest crypto market-wide selloff, falling to an intraday low of $1.57 within the past 24 hours. The sudden drop brings into focus XRP’s higher-timeframe structure, which is teasing a break below the 33-month exponential moving average. According to a technical assessment shared on X by crypto analyst Egrag Crypto, the recent drop below the 33-month exponential moving average does not automatically signal the end of XRP’s cycle, but XRP must close above an exact level to avoid a macro bearish confirmation. Related Reading: Ethereum Boost: Vitalik Buterin Sets Aside $45M In ETH For Privacy And Open Tech The 33 EMA Breakdown Signal At the time of writing, XRP is back to trading around $1.65, stabilizing after a volatile few hours that forced many traders to reassess the broader structure. However, according to technical analysis by Egrag Crypto, the most recent crash saw XRP breaking a bit below the 33 EMA on the monthly candlestick timeframe chart. Egrag based the recent price action around one critical condition: a confirmed monthly close below $1.60 and the 33 EMA. According to the analyst, such a close would mark a macro bearish confirmation based on historical structure, not sentiment or opinion. The chart he shared highlights how XRP has respected the 33 EMA as a long-term trend reference across multiple cycles, with violations often preceding extended corrective phases. As shown in the chart below, the XRP price has been trading above the 33-EMA since early 2025, even during periods of corrections. However, XRP is now trading dangerously close to this EMA, and there is now a risk of a breakdown. XRP Price Chart. Source: @egragcrypto On X What This Means For XRP’s Price Structure There’s a risk that XRP can transition into a macro bear structure. At the same time, there’s enough reason to suggest an upside bounce for the cryptocurrency. A major point in Egrag’s analysis is historical performance that shows XRP’s strongest upside expansions did not require a clean bull-market environment. Therefore, there are two historical analogs of how XRP can play out from its current range around $1.60. The first is a repeat of the 2021-style move. This move, measured from similar structural conditions, would imply an upside expansion of roughly 340% with a price target around the $7 region. The second one is a repeat of the 2017 cycle. Comparison to the 2017 cycle projects a much larger structural expansion of about 1,600%, which would align with the $27 zone highlighted on the chart above. In both cases, the rallies originated from oversold conditions and compression ranges, not from a strong bullish macro confirmation like many would expect. Related Reading: Crypto Funds Bleed $1.80 Billion As Metals Rally Heats Up According to the analysis, a breakdown below $1.60 could still lead to panic selling and reinforce fear narratives of a macro bear market, yet those same conditions have previously been the zones where late sellers exit just before volatility expands upward. Featured image from Unsplash, chart from TradingView
A fresh whale on the XRP ledger moved a large chunk of tokens in a very short time, and traders are split on what it means. According to on-chain records, a newly activated address received two equal transfers that together totaled $120 million XRP. The transfers came through an intermediary wallet that shuffled the coins across multiple quick moves. Related Reading: Crypto Funds Bleed $1.80 Billion As Metals Rally Heats Up Whale Activity And The Flow Of Funds Reports say the incoming batches were two transfers of $60 million XRP each. The intermediary took each batch and pushed them onward to a holding address within the hour. That receiving account now shows a balance of $185 million XRP after adding a leftover $35 million it already held. Exchange tags are absent. No known custodial label appears next to these addresses. That makes the trail harder to read. Why The Moves Could Be Routine Large holders move funds for many reasons. Custodians tidy up wallets. Exchanges consolidate holdings. Firms rotate funds locked in cold storage for operational reasons. Those are common explanations. Active traders watched the price around the same time. Reports note XRP had slid to the low $1.70 range, breaking below the $1.80 support and slipping about 10% since Jan. 29. Signals Traders Want To See If this were a quiet buy-the-dip, market signs would usually show up. Price stabilization or an uptick might follow. Spot volume could climb. Net outflows from exchange wallets might be visible. None of those clear, matching clues appeared right away. Instead, the funds sat put. That raises the chance this was internal reshuffling rather than aggressive accumulation. Related Reading: Ethereum Boost: Vitalik Buterin Sets Aside $45M In ETH For Privacy And Open Tech What The Intermediary Pattern Suggests Routing through a central wallet is common. Some teams prefer to funnel receipts into a single address for accounting or security checks before dispersing them. The pace of transfers can look dramatic on a block explorer. But drama does not equate to new money entering the market. Without evidence that the source funds came from outside exchanges, or that they were purchased on the open market, the move should be treated as ambiguous. Reports have disclosed similar on-chain activity in past months that later turned out to be either coordinated buying or routine housekeeping. Featured image from Unsplash, chart from TradingView
Discussion around XRP’s long-term price outlook picked up this week following remarks from David Schwartz during a Q&A exchange with members of the XRP community on X. The former Chief Technology Officer of Ripple and one of the original architects of the XRP Ledger weighed in on claims that XRP could realistically reach price levels between $50 and $100. Related Reading: Ethereum Boost: Vitalik Buterin Sets Aside $45M In ETH For Privacy And Open Tech Interestingly, Schwartz’s view wasn’t one of outright bullishness but on how markets actually price belief, probability, and conviction with a blunt reality check. Schwartz Refuses To Admit Or Dismiss A $100 XRP When asked whether to tell investors that XRP cannot realistically reach $50 or $100, Schwartz refused to give in to take that position. Instead, he began by explaining why he was uncomfortable making absolute statements about XRP’s future price. Drawing on personal experience, he pointed out that he once considered much lower milestones unrealistic, including XRP trading above $0.25 and Bitcoin reaching $100 as an impossible dream. However, personal disbelief was not the issue. His contention is based on how rational markets behave when participants genuinely believe in a specific outcome. According to Schwartz, if a meaningful number of rational investors truly believed there was even a modest chance of XRP reaching $100 within a few years, the market would already reflect that belief. In such a scenario, investors would be unwilling to sell XRP at prices far below $10, and buyers with that conviction would rapidly absorb available supply. At the time of writing, XRP is trading well below $10, and is yet to even establish $2 as a support floor. The fact that XRP continues to trade well under that level, in his view, shows that very few market participants actually assign a serious probability to a $100 outcome. According to Schwartz, cryptocurrency markets are more rational than they are often given credit for. However, he also noted his personal belief that most significant crypto bull runs were due to unpredictable external changes. This caveat still opens up the possibility that XRP would, in fact, trade at $100 one day. Comparing XRP And Bitcoin Through A Rational Market Lens In a follow-up exchange, Schwartz responded to a comparison between XRP reaching $100 and Bitcoin’s early journey to $1,000. The unlikelihood of XRP reaching $100 is dependent more on the multiple of the asset than anything else. A ten-fold increase in XRP, he said, is about as unlikely as a ten-fold increase in Bitcoin or Ethereum right now, regardless of whether that move occurred in the past or might happen in the future. The idea that XRP would one day trade at $100 has been a popular idea among bullish XRP enthusiasts. However, a few critics have always downplayed the idea, citing the enormous amount of inflow this would take and saying it would be best to target lower prices like $10 first. Related Reading: Bitcoin’s Slide To $82K Sets Off A $1.7 Billion Chain Reaction Schwartz’s remarks do not declare a $100 XRP impossible but follow the reasoning of the latter group. Instead, the Ripple emeritus CTO challenges the logic behind confidently promoting such targets when the market itself shows little willingness to price that outcome in today, something that might not sit well with XRP enthusiasts. Featured image from Unsplash, chart from TradingView
Despite a major outflow just a day earlier, Spot XRP ETFs have defied bearish sentiment, setting record trading volumes and attracting fresh inflows. This resilience and surge in investor demand is particularly surprising given the recent crash in the XRP price and the overall downturn in the broader crypto market. Related Reading: Ethereum Boost: Vitalik Buterin Sets Aside $45M In ETH For Privacy And Open Tech XRP ETFs Defy Trends And Hit Record Volume XRP is making headlines after its ETF experienced fresh inflows following a significant outflow. According to data from SoSoValue, XRP ETFs saw a record $92.9 million drop on January 29, 2026. This marked the largest reduction since their launch on November 13, 2025. Since becoming available for trading, XRP ETFs have registered only three outflows, with the recent $92.9 million decrease being the third. This withdrawal was primarily driven by Grayscale’s GXRP, which saw a whopping $98.39 million leave the fund, partially offset by inflows into Franklin Templeton’s XRPZ, Bitwise’s XRP ETF, and Canary’s XRPC. At the time of the outflow, the total net assets of XRP ETFs fell to $1.21 billion from $1.39 billion the day earlier. The decline coincided with a drop in XRP’s price, which fell from $1.92 to $1.80 over 24 hours. Unexpectedly, XRP ETFs picked up just a day after the $92.9 million withdrawal. They recorded a daily total net inflow of $16.79 million, although total net assets still declined slightly to $1.19 billion. More impressively, Spot XRP ETFs achieved record trading volumes despite the overall downtrend. Data from The Block shows that XRP ETFs saw their cumulative volume rise to $2.23 billion from $2.15 billion just one day after the $92.9 million daily outflow. Reports indicated that Bitwise’s XRP ETF had the highest trading volume at the time, followed by Grayscale’s GXRP, Franklin Templeton’s XRPZ, Canary’s XRPC, and 21Shares TOXR, in that order. In terms of total Assets Under Management (AUM), XRP ETFs declined slightly, falling from $1.48 billion to $1.32 billion following the January 29 outflow. XRP Price Continues Slide Amid Market Uncertainty While XRP ETFs are recovering from recent outflows, the cryptocurrency’s price continues to decline, extending its losses from earlier this year. According to CoinMarketCap, XRP has dropped by more than 11% over the past week and a little over 3% in the last 24 hours. Following this decline, its price now sits around $1.69, representing a more than 15% fall from its $2 level seen just a few weeks ago. Related Reading: Bitcoin’s Slide To $82K Sets Off A $1.7 Billion Chain Reaction XRP’s daily trading volume is also down by more than 26.6% at the time of writing, indicating a potential decline in trader confidence and growing uncertainty in the market. Supporting this trend, XRP’s Fear and Greed Index has fallen into the “Fear” zone. The broader crypto market is showing similar weakness, with the index signaling extreme fear across major digital assets. Featured image from Unsplash, chart from TradingView
XRP price extended losses and traded below $1.80. The price is now consolidating and might decline further if it remains below $1.8250. XRP price started a fresh decline below the $1.80 zone. The price is now trading below $1.80 and the 100-hourly Simple Moving Average. There is a key bearish trend line forming with resistance at $1.8050 on the hourly chart of the XRP/USD pair (data source from Kraken). The pair could continue to move down if it stays below $1.8250. XRP Price Nosedives XRP price failed to stay above $1.90 and started a fresh decline, like Bitcoin and Ethereum. The price declined below $1.850 and $1.8250 to enter a short-term bearish zone. The price even spiked below $1.750. A low was formed at $1.710, and the price is now consolidating losses. There was a recovery wave above $1.740. The price is approaching the 23.6% Fib retracement level of the downward move from the $1.938 swing high to the $1.710 low. The price is now trading below $1.80 and the 100-hourly Simple Moving Average. If there is a fresh upward move, the price might face resistance near the $1.7650 level. The first major resistance is near the $1.80 level. There is also a key bearish trend line forming with resistance at $1.8050 on the hourly chart of the XRP/USD pair. A close above $1.80 could send the price to $1.8250 or the 50% Fib retracement level of the downward move from the $1.938 swing high to the $1.710 low. The next hurdle sits at $1.850. A clear move above the $1.850 resistance might send the price toward the $1.880 resistance. Any more gains might send the price toward the $1.920 resistance. The next major hurdle for the bulls might be near $1.950. Another Decline? If XRP fails to clear the $1.80 resistance zone, it could start a fresh decline. Initial support on the downside is near the $1.740 level. The next major support is near the $1.720 level. If there is a downside break and a close below the $1.720 level, the price might continue to decline toward $1.70. The next major support sits near the $1.6720 zone, below which the price could continue lower toward $1.650. Technical Indicators Hourly MACD – The MACD for XRP/USD is now gaining pace in the bearish zone. Hourly RSI (Relative Strength Index) – The RSI for XRP/USD is now below the 50 level. Major Support Levels – $1.740 and $1.720. Major Resistance Levels – $1.7650 and $1.80.
After months of compressed price action, XRP is back in focus after a widely followed crypto trader on X highlighted a significant shift on the weekly chart. The asset is now showing a technical signal that has historically appeared near major turning points, sparking debate over whether this setup can realistically support a move back toward XRP’s prior all-time highs. XRP’s Multi-Year Range Holds As Bullish Momentum Emerges The crypto trader notes that XRP’s current market structure remains anchored to a clearly defined weekly price range that dates back to the 2018 cycle peak. This long-standing zone, stretching roughly from the low-$2 area to the low-$3 region, has functioned as a structural equilibrium for XRP across multiple market phases. Since late 2024, XRP’s price has stayed compressed within this range, repeatedly testing both support and resistance without delivering a decisive breakout or breakdown. Related Reading: What’s Going On With The US Dollar And How Does It Affect Bitcoin, Ethereum Prices? What differentiates the current setup from previous failures is the behavior of momentum. On recent weekly lows, momentum indicators have begun forming higher lows even as price revisits familiar support levels. In practical terms, downside moves are losing strength, signaling that selling pressure is weakening. This bullish divergence suggests distribution is fading, with sellers expending more effort for diminishing downside results. The chart shared by the trader reinforces this view, showing price holding range support while underlying momentum trends higher. From a structural perspective, this consolidation reflects absorption rather than weakness. Short-term participants are gradually replaced by longer-term holders, improving market stability. While a bullish divergence alone does not guarantee a return to all-time highs, it reopens that discussion in a technically credible way. A sustained breakout above the upper boundary of this multi-year range would be the key confirmation. Until that occurs, ATHs remain a conditional outcome—but the divergence signals that the groundwork for such a move may now be forming. Macro Rotation And The Case For A Delayed Altcoin Catch-Up The broader market context reinforces the significance of the trader’s weekly XRP analysis. Equities continue to reach record highs, metals are losing momentum, and the US dollar is falling—conditions that historically signal capital rotation. Yet, many altcoins, including XRP, remain sidelined in sentiment, largely overlooked after underperforming relative to newer narratives. Related Reading: Bitcoin Price Prediction: Analyst Forecasts 72.86% Crash To $30,000 According to the crypto trader, this disconnect is notable: altcoins still trade well above bear-market lows, but cautious positioning creates the potential for asymmetric gains if capital rotates from crowded trades. The bullish divergence on XRP’s weekly chart does not guarantee an immediate rally or automatic return to all-time highs. However, it signals that structural groundwork for a larger move is forming. If XRP can reclaim and break above the upper boundary of its multi-year range with conviction, the case for revisiting previous peaks becomes materially stronger. This setup reflects temporary frustration, not failure. Momentum is building, and while patience is required, the chart suggests the market is positioning correctly for a potential delayed catch-up in the altcoin sector. Featured image created with Dall.E, chart from Tradingview.com
Crypto analyst Luke has declared that an XRP price rally to $10,000 is not a prophecy, but one that can indeed happen. He shared a framework that breaks down the factors that could drive the altcoin’s rally toward this ambitious target. Analyst Shares Framework For XRP Price Rally To $10,000 In an X post, Luke stated that an XRP price target of $10,000 is ot a target or prophecy but a thought experiment. He further noted that Ripple is building the infrastructure that makes this outcome possible for the altcoin. The analyst then provided the “simple framework” on how XRP will reach this $10,000 price target. Related Reading: Pundit Explains Why The XRP Price Hitting $100 Isn’t Delusional First, he predicted that the XRP price would reach between $10 and $25 when liquidity rotates, not because fundamentals had changed, but because attention had shifted. Luke stated that altcoin cycles still exist and that speculation still moves first. Furthermore, the analyst predicts that XRP will reach $100 once the altcoin is used rather than discussed. This utility will come in the form of repeatedly serving as the bridge currency for cross-border transactions. When this happens, Luke believes that velocity begins to matter and that idle liquidity becomes a liability. The next part of the framework is the XRP price rally to $1,000, which the analyst stated will happen when financial infrastructure assumes XRP is there. In this phase, he envisions a scenario in which XRP becomes the backbone of global finance, with no workarounds or substitutes. Luke said that at this stage, the system relies heavily on XRP, as removing the altcoin would break the system. He added that the price will reflect dependency, not belief. The final part of the framework is the XRP price rally to $10,000, which he claimed would occur when global capital moves under pressure, prefunding fails at scale, and speed, certainty, and liquidity are non-negotiable. Another Pundit Shares XRP Thesis Crypto pundit BarriC, who has always predicted that the XRP price could reach $10,000, has shared his thesis on what will happen as the altcoin rallies to as high as $1 million. He stated that XRP at $2 equals retail speculation, while a $10 price target is early utility and liquidity growth. At $100 per XRP, the analyst believes that institutional usage will begin to matter. Related Reading: Analyst Says All Conditions Are In Place For XRP, Here’s What It Means Furthermore, BarriC stated that large-scale settlements will reduce the required supply, with the XRP price at $1,000. Meanwhile, the analyst noted that fewer units will be needed to move massive value when the altcoin reaches $10,000. He also predicted that XRP could reach $1 million, noting that at this stage, efficiency will exceed abundance. At the time of writing, the XRP price is trading at around $1.86, down almost 2% in the last 24 hours, according to data from CoinMarketCap. Featured image from Adobe Stock, chart from Tradingview.com
A crypto analyst has provided a new update on the XRP price, highlighting its role as a systemically important liquidity asset. According to the pundit, its price dynamics go beyond the typical crypto speculation, emphasizing its value as a foundational financial tool for global liquidity, settlement, and treasury management. XRP Price Signals Value Beyond Crypto Speculation On January 27, crypto analyst and investor Rob Cunningham shared a new take on the XRP price that challenges conventional crypto thinking. He emphasized that the question of XRP’s value is not primarily about crypto speculation but about balance sheets, liquidity, and risk management. He also argued that understanding the altcoin requires viewing it as a structural tool within the global financial system rather than just a market-traded asset. Related Reading: XRP’s 173-Day Theory: What Happens If This Historical Trend Plays Out Again Cunningham noted that when XRP is treated as plumbing, neutral collateral, and a source of settlement certainty, its price logic will stop looking like Bitcoin’s. He described XRP as a systemically important liquidity asset, meaning its valuation reflects systemic function rather than market hype. This framing positions XRP as an essential infrastructure for liquidity and cross-border settlement. The crypto pundit also cited a previous commentary from Ripple’s CTO Joel Katz, who reportedly argued that XRP’s price would need to be well above $200 to achieve its intended purpose. According to Katz, this price target is necessary to make the token a cost-effective neutral bridge of liquidity and settlement globally. Building on this, Cunningham concluded that regulatory clarity could come first for XRP, followed by adoption, and that price would then adjust. The analyst underscored the importance of maintaining patience, noting that the token’s future is inevitable once its functional purpose is fully recognized and integrated into global financial systems. Price When Driven By Global Liquidity And Settlement In his post, Cunningham referenced an image illustrating XRP’s potential flow, liquidity, and price relationships. The data highlighted the price levels XRP’s price could reach if driven by global liquidity and settlements. Related Reading: XRP To $11, And Then $70: The Next Impulse Wave To Watch Out For According to the image, if XRP captures just 15% of SWIFT’s annual flow, it would represent $22.5 trillion in yearly liquidity processed through the cryptocurrency. At 25% XRP settlement rate and tight liquidity corridors, the yearly XRP-settled flow would total $5.6 trillion. Notably, the liquidity required to support these flows depends on its velocity, which ranges from 1:6 to 1:12 per year. Based on an annual flow of $5.6 trillion and a buffer of 2x to 5x, Cunningham estimates the required XRP liquidity would range from $280 billion to $700 billion. This calculation reflects the treasury scale of XRP necessary to absorb and settle global flows effectively. The price scenarios in the image show a wide range, depending on settlement and treasury reserve assumptions. The base case assumes a price range of $2.50 to $7.50 for XRP, while full ripple effects could push the token to $10 to $200. If XRP were to function as a major reserve currency, the image suggests its price could reach $50 to $100 or higher. Featured image from Peakpx, chart from Tradingview.com
XRP price failed to surpass $1.950 and started another decline. The price is now correcting gains and might struggle to stay above $1.860. XRP price started a downside correction and declined below $1.90. The price is now trading below $1.890 and the 100-hourly Simple Moving Average. There was a break below a key bullish trend line with support at $1.910 on the hourly chart of the XRP/USD pair (data source from Kraken). The pair could start another increase if it stays above $1.860. XRP Price Dips Further XRP price failed to clear $1.950 and started a downside correction, like Bitcoin and Ethereum. The price dipped below the $1.90 and $1.880 levels to enter a negative zone. The price even dipped below the 50% Fib retracement level of the upward move from the $1.810 swing low to the $1.945 high. Besides, there was a break below a key bullish trend line with support at $1.910 on the hourly chart of the XRP/USD pair. The price is now trading below $1.880 and the 100-hourly Simple Moving Average. If there is a fresh upward move, the price might face resistance near the $1.90 level. The first major resistance is near the $1.9250 level, above which the price could rise and test $1.950. A clear move above the $1.950 resistance might send the price toward the $2.00 resistance. Any more gains might send the price toward the $2.00 resistance. The next major hurdle for the bulls might be near $2.050. More Losses? If XRP fails to clear the $1.9250 resistance zone, it could start a fresh decline. Initial support on the downside is near the $1.860 level and the 61.8% Fib retracement level of the upward move from the $1.810 swing low to the $1.945 high. The next major support is near the $1.8420 level. If there is a downside break and a close below the $1.8420 level, the price might continue to decline toward $1.820. The next major support sits near the $1.80 zone, below which the price could continue lower toward $1.7650. Technical Indicators Hourly MACD – The MACD for XRP/USD is now gaining pace in the bearish zone. Hourly RSI (Relative Strength Index) – The RSI for XRP/USD is now below the 50 level. Major Support Levels – $1.860 and $1.8420. Major Resistance Levels – $1.9250 and $1.950.
Flare Networks says it has turned a chunk of XRP from an idle holding into something that can earn returns. The moves are recent and the numbers are concrete enough to grab attention, yet they raise as many questions as they answer. Related Reading: PayPal Survey: 4 In 10 US Merchants Now Accept Crypto Flare Bridging And Activity According to Flare, roughly 91.69 million XRP have been bridged onto its network. About 75% of that stock is said to be actively put to work onchain. Reports say the Flare vault system shows 90.55 million XRP in its core vault after inflows and outflows were counted, and the FXRP wrapper is reported to hold 91.67 million tokens with a 100% reserve ratio. The new Flare XRP Yield Vault crossed $10.54 million in TVL inside 30 days. That last figure is quick growth for a product aimed at XRP holders who until now had few options for earning yield. How @FlareNetworks is becoming the center of XRP DeFi: 91M+ XRP bridged. 75%+ deployed onchain. And now: the Flare XRP Yield Vault powered by @upshift_fi ’s modular vault infrastructure, bringing automated strategy execution, risk frameworks, and scalable yield to XRP for the… pic.twitter.com/VwnnCJVldC — Flare ☀️ (@FlareNetworks) January 27, 2026 High Deployment Rate The high deployment rate suggests people are not simply parking assets to chase an easy bonus. Activity has been recorded across a set of strategies and the wrapped FXRP is being moved into other protocols. That activity has been supported by a vault system built by Upshift, which automates yield processes and applies predefined risk controls. Reports indicate that returns are generated through a mix of onchain strategies, though details on how those yields may change over time have not been fully outlined. Based on past market patterns, yield levels across crypto platforms have tended to decline once incentive programs are reduced. At the same time, the use of bridges and smart contracts introduces added technical complexity, which has previously led to disruptions and losses across the sector. Where The Yield Comes From Reports note that other firms have adopted similar models. Axelar and Hex Trust are among those that issued wrapped XRP tools that earn returns when deployed. That means multiple places are trying to make XRP productive. Related Reading: Record Pain: Bitcoin Investors Suffer $4.5B Loss, Most In 3 Years At the same time, Ripple — the company closely tied to XRP — has been active on the business side: a $500 million funding round was reported in November, and regulatory steps in the UK were announced in January, including an Electronic Money Institution license and cryptoasset registration. GTreasury, acquired by Ripple for $1 billion in October, launched a product called Ripple Treasury this month. These moves add weight to the wider story but do not change the mechanics of how onchain yield is created or kept. Featured image from Yahoo Finance, chart from TradingView
XRP may be approaching a pivotal turning point as regulatory uncertainty is moving closer to resolution with the upcoming Clarity Act decision. If the Clarity Act establishes a clearer framework, XRP could unlock fresh capital flows, renewed exchange participation, and broader integration across the financial platforms. This moment could represent the transition from consolidation to a new phase of sustained growth. How Clear Rules Could Reshape XRP Market Perception The passing of the Clarity Art will trigger XRP to go absolutely parabolic. An analyst known as Bird has highlighted on X that the Clarity Art is designed to make the rules of crypto regulation straightforward. It will tell in the market which digital assets will be legally allowed and which are not. As the resolution inches closer, XRP has already been tested in court and was not classified as an illegal security. Related Reading: What Does XRP Really Do? Expert Explains What It Is Built For Thus, when the rules become clear across the entire crypto market, companies, banks, and investors can finally use and hold XRP without worrying about regulatory backlash. These clear rules mean more trust, more capital, and more use for XRP. Bird’s view is that this is exactly why the court case was meant to happen, because it has positioned XRP to front-run every other digital asset. While retail traders are watching the price, banks and institutions are positioning for it. Crypto analyst LukeSuther pointed out that the XRP price action is being deliberately constrained, not out of bad faith, but out of necessity, because participants can’t migrate global settlement infrastructure into a market that’s still fully volatile and speculative. Before true price discovery can happen, regulation, liquidity corridors, compliance frameworks, and integration with legacy financial systems must be in place. However, if XRP were already operating in a completely open, utility-driven market, LukeSuther argues that it wouldn’t be trading at $2.00. Instead, the price will remain compressed while the institutions load and the rails are being built. Why Infrastructure Matters More Than Market Narrative The founder of Lux Lions NFT and host of the Crypto Blitz YouTube show, RipBullWinkle, stated that what started as a digital asset experiment is now evolving into real capital markets infrastructure. Brad Garlinghouse and Tony Edward break down XRP’s institutional adoption trajectory during an X Spaces discussion. Related Reading: XRP Advances As A Recognized Digital Asset In Regulated Markets — Here’s How According to RipBullWinkle, the conversation wasn’t about price targets. Rather, it was about real-world utility in the cross-border settlements and liquidity infrastructure that traditional finance is quietly integrating into the blockchain-based rails. While the market is busy chasing narratives, foundations are being built in public view. Featured image from Getty Images, chart from Tradingview.com
The idea of the XRP price reaching $100 is usually dismissed almost instantly based on arguments of market capitalization and circulating supply. On paper, that math suggests a $100 value would imply a market cap valuation of at least $6 trillion, which is a figure many see as unrealistic when compared to today’s crypto market. Nonetheless, a few XRP enthusiasts are of the notion that such a framework does not apply to XRP. A crypto pundit on X, known as 24HRSCRYPTO, noted that treating XRP like a static store-of-value asset misses the entire point of what the cryptocurrency is designed to do. The Pundit’s Argument: XRP Moves Value, It Doesn’t Store It According to 24HRSCRYPTO, market cap math is misleading when it is used to judge an asset like XRP, which is designed for high-velocity settlement. 24HRSCRYPTO is an XRPL validator and fervent XRP supporter that’s always calling for ultra-bullish price targets for the cryptocurrency. Related Reading: Crypto Traders Share Odds Of XRP Price Rising 40% This Year, Can It Still Rally? In his words, market capitalization assumes an asset stores value, whereas a global liquidity asset moves value. XRP, from this perspective, is not meant to warehouse trillions of dollars but to facilitate the rapid movement of capital across systems, borders, and currencies. Based on this logic, if XRP is used to free trapped capital and settle transactions at scale, the same units of liquidity can be reused repeatedly within a short period of time with huge demand. Price, then, reflects the demand plus the level of trust placed in the system and the volume of economic weight it is clearing, not how much money is sitting still. Under that framework, static market cap comparisons are a poor proxy for what XRP could be valued at in a fully deployed global settlement role. With this in mind, 24HRSCRYPTO noted that XRP at $100 isn’t delusional; it’s reality. Why Market Cap Math Dominates The $100 Debate The skepticism around a $100 XRP price comes from straightforward math. At the time of writing, XRP is trading at $1.92 and is about 5,100% away from reaching $100. XRP currently has a circulating supply of 60.85 billion tokens, and multiplying that supply by $100 produces a $6 trillion market cap, which is larger than the current market cap of the entire crypto market. Related Reading: XRP Funding Rates And Spot Volume Tell An Interesting Story For Price Market cap is treated as a hard ceiling based on this angle. The assumption is that for XRP to trade at $100, trillions of dollars would need to sit idle inside its market cap at the same time. That logic works reasonably well in theory for XRP. However, 24HRSCRYPTO is of the notion that the logic is for crypto assets like Bitcoin, whose primary function is holding value, and the assumption breaks down when applied to a liquidity-focused network asset. However, this claim does not, in fact, guarantee that XRP can trade at $100 without the cumulative market cap of circulating tokens reflecting such an amount. Featured image from iStock, chart from Tradingview.com
XRP price failed to surpass $2.00 and started another decline. The price is now correcting gains and might struggle to stay above $1.860. XRP price started a downside correction and tested the $1.90 zone. The price is now trading near $1.890 and the 100-hourly Simple Moving Average. There is a declining channel or a possible bullish flag pattern forming with support at $1.860 on the hourly chart of the XRP/USD pair (data source from Kraken). The pair could start another increase if it clears $1.950. XRP Price Struggles Below $2.00 XRP price failed to clear $2.00 and started a downside correction, underperforming Bitcoin and Ethereum. The price dipped below the $1.920 and $1.90 levels to enter a negative zone. The price even dipped below the 50% Fib retracement level of the upward move from the $1.810 swing low to the $1.945 high. The bulls are now active near $1.880. There is also a declining channel or a possible bullish flag pattern forming with support at $1.860 on the hourly chart of the XRP/USD pair. The price is now trading near $1.890 and the 100-hourly Simple Moving Average. If there is a fresh upward move, the price might face resistance near the $1.920 level. The first major resistance is near the $1.950 level, above which the price could rise and test $2.00. A clear move above the $2.00 resistance might send the price toward the $2.050 resistance. Any more gains might send the price toward the $2.120 resistance. The next major hurdle for the bulls might be near $2.150. Another Decline? If XRP fails to clear the $1.950 resistance zone, it could start a fresh decline. Initial support on the downside is near the $1.880 level. The next major support is near the $1.860 level and the 61.8% Fib retracement level of the upward move from the $1.810 swing low to the $1.945 high. If there is a downside break and a close below the $1.860 level, the price might continue to decline toward $1.8320. The next major support sits near the $1.80 zone, below which the price could continue lower toward $1.7650. Technical Indicators Hourly MACD – The MACD for XRP/USD is now gaining pace in the bearish zone. Hourly RSI (Relative Strength Index) – The RSI for XRP/USD is now below the 50 level. Major Support Levels – $1.880 and $1.860. Major Resistance Levels – $1.950 and $2.00.
For over a decade, Ripple and its executives have been steadily dumping XRP into the open market. Because XRP was fully created at launch, every token sold came from a known and finite supply. By comparing the original allocations from 2012 with current on-chain holdings, it is now possible to calculate how much XRP Ripple and its executives have offloaded so far. How XRP Was Allocated And Where The Tokens Went XRP was launched in 2012 with a fixed supply of 100 billion XRP, all created at once on the XRP Ledger. There has never been mining, staking, or inflation. Of that total supply, 80 billion XRP were transferred to the company that later became Ripple, while the remaining 20 billion XRP were allocated to founders and early insiders. The core individuals involved at launch were Jed McCaleb, Arthur Britto, and David Schwartz. Related Reading: Coinbase Exec Points Out The Big Difference Between Bitcoin And Central Banks More than a decade later, the remaining holdings of Ripple and its executives provide a clear benchmark for calculating how much XRP has been sold. Combined, Ripple and named executives currently control about 41.485 billion XRP. Ripple itself holds approximately 37.685 billion XRP, split between 3.5 billion XRP in wallets that can be accessed directly and 34.185 billion XRP locked in escrow. Among executives, Chris Larsen, Ripple’s chairman, holds about 2.5 billion XRP across eight wallets, while Arthur Britto controls roughly 1.3 billion XRP spread across seven wallets. David Schwartz, despite being a co-founder, holds a significantly smaller amount, peaking historically at around 26 million XRP, far below the multi-billion-token balances of other insiders. When current holdings are subtracted from the original allocations, the numbers indicate that Ripple and its executives have sold or distributed approximately 58.515 billion XRP since 2012. What Those Sales Mean In Price And Market Terms The scale of these sales often raises concerns about long-term price pressure, but timing is critical. XRP’s earliest recorded market price was approximately $0.00587 in August 2013. Today, it trades near $1.88, reflecting a remarkable increase of roughly 31,756% over that period. These gains unfolded even as billions of XRP entered circulation gradually rather than in sudden waves. In 2017, Ripple implemented an escrow system that locked up 55 billion XRP, allowing up to 1 billion XRP to be released each month. Any unused portion is returned to escrow, effectively limiting unexpected supply shocks. As of 2026, 34.185 billion XRP remain locked under this system. Related Reading: Bitcoin Price Prediction: Analyst Forecasts 72.86% Crash To $30,000 Cumulatively, the 58.515 billion XRP sold over 13 years would be valued at approximately $109 billion at today’s prices. These sales occurred alongside ongoing ecosystem development, legal challenges, and multiple market cycles, highlighting that distribution happened in a managed, phased manner. Overall, while Ripple and its executives have distributed a significant portion of their holdings, the careful, escrow-managed approach over more than a decade coincided with sustained price appreciation. This suggests that strategic, phased selling has not undermined XRP’s long-term market growth. Featured image created with Dall.E, chart from Tradingview.com
Crypto analyst Cryptoinsight has drawn attention to an “extremely interesting” price action for XRP. He highlighted the altcoin’s funding rates and spot volume, which provided insights into XRP’s recent downtrend, with its drop below the psychological $2 level. How XRP’s Funding Rates And Spot Volume Explain The Price Action In an X post, Cryptoinsight noted that open interest is rising significantly as funding flips heavily negative and the premium also continues to get more negative. In line with this, he remarked that leveraged players artificially created the move down for XRP. The analyst then pointed to the rise in spot volume, which is also significant. Related Reading: XRP’s 173-Day Theory: What Happens If This Historical Trend Plays Out Again The rise in the XRP spot volume is said to be happening just as the altcoin sweeps the recent wick into the year-long support at around $1.8, thereby creating a Bullish Divergence on the 4-hour chart. Cryptoinsight warned that the altcoin may have to drop a little further based on the hourly liquidity pools. However, the analyst is confident that a potential bounce for XRP from these price levels will be “quite violent” when it happens and will trigger a shortsqueeze back to the upside. Crypto analyst Darkfost also recently noted that there are predominantly short positions for XRP at the moment, with the funding rates on Binance mostly negative since December. The analyst stated that negative funding rates signal a potential reversal for XRP, and that any price rise could trigger several short liquidations, pushing the price much higher. A similar pattern is said to have played out twice for the altcoin since 2024. The first was between August and September 2024, while the second was in April 2025, with the price rebounding after the funding rates turned negative for a while. A Monthly Close Above $1.91 Is Key In an X post, crypto analyst ChartNerd said that XRP must close above its monthly 20 EMA at $1.91 this month. This came as he warned that, historically, after macro trends, closes below this EMA have signaled further decline. As such, the analyst declared $1.91 a fine line in the sand that market participants should be watching closely. Related Reading: XRP Price Recovery Is Possible If It Reclaims This Ichimoku Base A “great sign,” according to the analyst, is XRP’s breakout of its 3-week-long falling wedge resistance. With this breakout, the altcoin could be targeting $2.40, where the breakdown began after the falling wedge pattern formed. However, XRP is set to face key resistance between the $2.13 and $2.20 range. Meanwhile, ChartNerd assured that the altcoin’s fractal remains valid, with a rally to $27 still on the horizon. At the time of writing, the XRP price is trading at around $1.90, up over 2% in the last 24 hours, according to data from CoinMarketCap. Featured image from Vectorstock, chart from Tradingview.com
XRP price started a recovery wave above $1.880 but failed near $1.9250. The price is now showing a few bearish signs and might decline below $1.880. XRP price started a recovery wave above the $1.880 zone. The price is now trading above $1.90 and the 100-hourly Simple Moving Average. There was a break above a bearish trend line with resistance at $1.880 on the hourly chart of the XRP/USD pair (data source from Kraken). The pair could continue to move up if it settles above $1.9250. XRP Price Faces Key Hurdle XRP price remained supported above $1.80 and started a recovery wave, like Bitcoin and Ethereum. The price was able to climb above $1.850 and $1.880 to enter a short-term positive zone. There was also a move above the 50% Fib retracement level of the downward move from the $1.963 swing high to the $1.810 low. Besides, there was a break above a bearish trend line with resistance at $1.880 on the hourly chart of the XRP/USD pair. The price even spiked above $1.920 before the bears appeared. The bulls failed to clear the $1.9250 resistance and the 76.4% Fib retracement level of the downward move from the $1.963 swing high to the $1.810 low. The price is now trading above $1.90 and the 100-hourly Simple Moving Average. If there is a fresh upward move, the price might face resistance near the $1.9250 level. The first major resistance is near the $1.960 level. A close above $1.960 could send the price to $2.00. The next hurdle sits at $2.050. A clear move above the $2.050 resistance might send the price toward the $2.150 resistance. Any more gains might send the price toward the $2.20 resistance. Another Drop? If XRP fails to clear the $1.9250 resistance zone, it could start a fresh decline. Initial support on the downside is near the $1.880 level. The next major support is near the $1.865 level. If there is a downside break and a close below the $1.8650 level, the price might continue to decline toward $1.840. The next major support sits near the $1.820 zone, below which the price could continue lower toward $1.750. Technical Indicators Hourly MACD – The MACD for XRP/USD is now losing pace in the bullish zone. Hourly RSI (Relative Strength Index) – The RSI for XRP/USD is now above the 50 level. Major Support Levels – $1.880 and $1.8650. Major Resistance Levels – $1.9250 and $1.960.
A crypto analyst has identified a recurring chart pattern centered on a 173-day cycle that previously preceded a major price expansion for XRP. Based on this pattern, the expert suggests that XRP may be approaching a similar price rally if the trend plays out as expected. XRP Historical Pattern Signals Powerful Upside Move A crypto analyst who goes by ‘Bird’ on X has drawn attention to a recurring pattern on XRP’s daily chart. His analysis compares XRP’s current price formation with the pattern that preceded the 2025 breakout, highlighting a nearly identical time cycle and chart structure. Related Reading: XRP Completes ‘Super Guppy Compression’ Against Bitcoin, Next Target Emerges On the left side of the chart, Bird noted that it took about 173 days for XRP to break after reaching its first major top in 2025. This period is clearly marked by vertical blue lines on the chart and shows price moving within a descending wedge pattern. Notably, each price rally was lower than the previous one, while support levels remained relatively stable. Trading volume during that phase also hovered around $1.8 billion, suggesting that the breakout developed under steady market participation rather than thin liquidity. On the right side of the chart, which shows XRP’s price action in the current market cycle, Bird points to a similar pattern forming. Since the July 2025 peak, XRP has spent about 173 days moving sideways within a descending wedge. Compared to the past cycle, trading volume has been much lower, averaging around $1 billion. However, the pattern’s shape and timing closely match past trends. Bird notes that XRP has not broken down despite months of severe downward pressure. Instead of falling below key support levels, the price has been squeezed into a tighter range within the same descending wedge pattern. It also held near the $1.94 level as it approached the tip of the wedge. The analyst stated that this move shows the market is not moving sideways at random but is entering a late-stage compression before a larger upward move. If historical trends hold, Bird has predicted that XRP could surge to between $4 and $4.5. With the cryptocurrency currently trading around $1.87, this would represent a surge of more than 113%. Analyst Predicts 2017 XRP Price Explosion In 2026 Despite XRP’s recent crash below $1.9, analysts still believe its price could recover and launch a strong rally. A recent analysis by market expert Steph is Crypto reflects this optimistic outlook. Related Reading: What the Triple-Tap At $1.80 Means For The XRP Price In his post on X, Steph is Crypto predicted that XRP could be on the verge of a price explosion similar to the one in 2017. At the time, the cryptocurrency recorded a powerful rally, jumping from around $0.005 to more than $0.25. If this same trend repeats, the analyst forecasts a breakout from around $2 to above $22. Featured image from Freepik, chart from Tradingview.com
Retail traders are increasingly optimistic about XRP, even though the cryptocurrency’s price is currently struggling to keep up above $1.90. Despite the recent lack of follow-through in price action, different data shows confidence is building beneath the surface. Data from prediction markets by Robinhood shows traders are actively pricing in the possibility of a sizable upside move for XRP’s price action this year, with odds pointing toward a rally of roughly 40% from current levels. How Prediction Market Pricing Is Reflecting Bullish Expectations Data from prediction markets hosted on Robinhood shows that traders are actively trading contracts tied to XRP reaching specific price levels in 2026. Notably, the data shows that the contract for XRP trading at $2.75 in 2026 is currently quoted with a bid of $0.66 and an ask of $0.73. Related Reading: XRP Price Obliteration Is Not A Matter Of If, New All-Time Highs Are Coming An ask of $0.73 means that the Robinhood prediction platform believes the likelihood of XRP reaching or exceeding $2.75 is high enough to demand a significant premium. Although this does not represent a guaranteed probability, it suggests that traders offering liquidity see that outcome as more likely than not, placing implied odds in the 73% range based on current pricing. That same optimism is present as price targets move higher, though more measured. The contract tied to XRP crossing $3.00 is priced around 50 cents. This implies the market views that level as a roughly even chance and a 50% scenario that the XRP price breaks above $3 again in 2026. The ask price drops to 44 cents for an XRP price bet of $3.25, which means there is a 44% chance XRP reaches this level. Can XRP Still Rally While Near $1.90? Recent price action has seen XRP now back to trading around support at $1.9. At the time of writing, XRP is trading at $1.88, down by 5% in the past seven days. This decline is part of an extended correction move after XRP’s rally in early January was rejected around $2.41 on January 6. Related Reading: XRP Price Recovery Is Possible If It Reclaims This Ichimoku Base The entire crypto industry is now back to a mood of fear, according to CoinMarketCap’s Fear & Greed Index. The index shows that the overall market sentiment is currently sitting at a Fear reading of 29. Even so, this risk-off mood has done little to dampen bullish expectations among many XRP investors. Several forecasts published in January continue to point toward a move into new all-time price highs this year. Standard Chartered’s analysts, for example, have projected that XRP could reach $8 in 2026 if sustained ETF inflows and clearer regulation are able to increase institutional interest. Another price outlook echoed the idea that a new all-time high above $5 is possible before the year ends based on the current trend of XRP outflows from crypto exchange reserves. Featured image from Freepik, chart from Tradingview.com
Technical analysis of XRP’s price action on the 3-week candlestick timeframe chart shows that the cryptocurrency is about to play out a road to the double-digit threshold based on its long-term structure. The analysis, which was shared on the social media platform X alongside a multiyear chart, points to XRP trading in what is labeled Phase 4. At the center of this setup is a clear technical target of a break above the previous all-time high and a run to at least $21.5 Related Reading: XRP Showing Strength, Analyst Points To $4 Potential XRP Price Action In Phases Technical analysis of XRP price action shows that the cryptocurrency has been trading in a series of four phases for more than a decade. One full sequence of four phases unfolded between mid-2013 and mid-2017 as the foundation for XRP’s first rally to price peaks. Since then, a second set of four phases has been developing and following a similar pattern. XRP transitioned into a new phase 1 and phase 2 sequence that led to a 2018 peak for phase 1 and then a pullback for phase 2 between 2018 and 2020. This was followed by an unusually long p3 that stretched from 2019 to mid-2024, visible on the chart as a broad, multi-year consolidation with converging trendlines of lower highs and higher lows. During this time, XRP’s price action was trapped inside the compression structure, just like the behavior seen during phase 3 of the first cycle. XRP Price Chart. Source: @amonyx On X Phase 4 Returns: XRP To Double Digits According to the technical analysis, phase 4 began in 2025, when XRP finally broke above the compression range in mid-2024. This breakout was the same structural transition seen in mid-2017, when XRP exited consolidation and entered expansion. Phase 4 has already been in progress for several months and includes the period when XRP rallied to new all-time highs in mid-2025, eventually topping out at $3.65 in July. Since that peak, however, XRP’s price action has been playing out a corrective downward trend and is down by roughly 48% at the time of writing. Despite the ongoing correction, the projection is that XRP is still in phase 4 and is going to break into new all-time highs soon. This shows that phase 4 could unfold over an extended period and not with a single impulse move. The current all-time high of $3.65 is the first major technical hurdle, and a break above it will serve as confirmation that XRP is back into price discovery. Related Reading: Gold Becomes The Whale Safe Haven As Bitcoin Takes A Back Seat Based on this technical analysis, past expansion ratios from the previous cycle are applied and a 6.618 Fibonacci extension is measured from the phase 3 support low. This points to a projected price level near $21.5. At the time of writing, XRP is trading at $1.89, meaning a move to that level would represent an increase of roughly 1,040% from current prices. Featured image from Pexels, chart from TradingView
XRP has spent most of the past few months trading with lower highs since July 2025, frustrating traders and compressing price action into an increasingly tight range. However, a technical breakdown shared by crypto analyst ChartNerd argued that what looks like stagnation may actually be the final preparation phase before a historic move. The price structure suggests something far bigger that sends XRP on its most aggressive rally in eight years, but the implications only become clear when the full setup is examined. Related Reading: Bitcoin Influencers Get Spotlight In X’s New ‘Starterpacks’ A 400-Day Rectangular Reaccumulation Still Holding Structure According to technical analysis done by ChartNerd, XRP’s price action has been locked inside a rectangular reaccumulation zone for about 400 days, and this has led to the formation of what looks like a rectangular bull flag on a macro timeframe. The technical chart shows a strong impulsive move from July 2024 to December 2024 acting as the flagpole, right when XRP peaked at the $3.4 price zone back then. This impulsive flagpole has been followed by a long period of sideways trading where XRP’s price has repeatedly respected a clearly defined support around $1.8 and resistance boundaries around $3.6. This type of structure is associated with reaccumulation within the support and resistance zones, especially when it is playing out after a sharp expansion move and holding for this length of time. Each dip into reaccumulation support has been absorbed, preventing any sustained breakdown and keeping the broader pattern intact. ChartNerd noted that the rectangular flag will be valid as long as this support level is defended, and this will activate the expansion journey. XRP Price Chart. Source: @ChartNerdTA on X Macro Breakout Projection Puts XRP Price Target At $23 According to ChartNerd, bearish participants are increasingly pressured by the fact that this fractal is still holding despite repeated attempts to invalidate it. The longer XRP’s price action is trapped inside the rectangle without breaking down, the more likely it becomes that the eventual resolution favors the dominant trend that preceded the consolidation. In this case, that trend was bullish, which strengthens the case for an upside breakout once resistance is cleared. If the rectangular bull flag resolves to the upside as projected, the chart outlines a breakout trajectory that would carry XRP into double-digit territory, with a long-term target region near $23. This price target projection is derived from the height of the flagpole extended from the top of the reaccumulation range. Related Reading: Crypto Meets Private Banking: UBS Weighs New Offering ChartNerd labelled this possible move as one of the most aggressive rallies XRP could see in seven to eight years. At the time of writing, XRP is trading around $1.92, meaning a move toward the $23 region would represent a gain of over 1,000% from current levels, which is a type of percentage expansion XRP has played out well in the past. Featured image from Unsplash, chart from TradingView
Crypto analyst CryptoBull has highlighted targets that XRP could reach as it eyes double digits. The analyst is confident the altcoin could reach these targets, noting that current price action is mirroring the previous bull run. XRP Eyes Rally To $11 And Then $70 In an X post, Crypto Bull stated that the next impulse will take XRP to $11 and that the last wave will take the altcoin to $70. This came as he noted that the price pattern is mirroring the previous bull run, with the only difference being time, which he claimed makes sense, as the altcoin needs longer accumulation to reach higher prices. Related Reading: XRP Completes ‘Super Guppy Compression’ Against Bitcoin, Next Target Emerges The analyst also indicated that it could take a year of accumulation for XRP to reach the $11 price target, meaning the last wave to $70 could take much longer. This prediction comes despite the current decline in the crypto market, with XRP trading below the psychological $2 price level. Despite the current bearish sentiment, crypto analyst CW has also declared that the XRP rally is about to begin and that the road to $21.5 is just the beginning. He noted that this is the Phase 4 peak while the first goal is for the altcoin to break its current all-time high (ATH). His accompanying chart showed that XRP could reach this $21 target by year-end. Meanwhile, there is the possibility of the altcoin rallying above $100 in the next Phase 1, which could happen next year. Crypto Pundit X Finance Bull recently highlighted the CLARITY Act and Trump’s tariffs as factors that could boost XRP’s demand and lead to higher prices for the altcoin. He expects the CLARITY Act to boost XRP’s demand, especially with Trump’s Crypto Czar predicting that more banks will enter into crypto once the bill passes. X Finance Bull predicts that XRP will be the token of choice for these banks based on his belief that Ripple will provide the rails to onboard them. XRP Breaking Out Of Multi-Year Triangle Crypto analyst XForce revealed in an X post that XRP is breaking out of the largest 6+ year triangle in history, yet people are calling it a fakeout. He added that he is not a permabull or permanbear on the altcoin but that he follows trends and plays macro breakout patterns. His accompanying chart indicated that XRP was on the verge of a move to the upside, with a potential rally above $11.50. Related Reading: XRP Price Recovery Is Possible If It Reclaims This Ichimoku Base On the lower timeframe, crypto analyst Chart Nerd stated that XRP is currently breaking out of a two-week falling wedge structure. He noted that this is a bullish reversal pattern that could send the altcoin back to $2.40 in the short term, as this is where the wedge formed. He highlighted a key resistance between $2.13 and $2.20, which the altcoin will need to break above to confirm a reversal. At the time of writing, the XRP price is trading at around $1.92, up in the last 24 hours, according to data from CoinMarketCap. Featured image from Peakpx, chart from Tradingview.com
XRP has begun attracting attention again after months of sideways trading. The coin has risen slightly over the past day, though it remains down for the week. Traders are pointing to familiar chart patterns, suggesting the quiet period may be nearing an end. Related Reading: Bitcoin’s Sharp Reversal Leaves Over $800 Million Liquidated In 1 Day Traders Spot A Familiar Price Pattern A fresh take on XRP came from DonWedge, who posted a half-day chart on TradingView. Though he kept it short – just “XRP looks good” – the message carried weight. Instead of bold predictions, his analysis leaned on patterns. A downward-sloping channel draws the eye, much like one seen months before. Shape echoes past rhythm. What stands out is how closely current movement tracks earlier behavior. The image tells part of the story; context fills in the rest. Time will show whether history bends toward repetition. That old rise in XRP moved fast. Following that climb, it slipped into a steady decline lasting around half a year. Once sellers slowed their pace, the price jumped again without warning. $XRP looks good pic.twitter.com/OnyChRVzNp — Don ???? (@DonWedge) January 21, 2026 Fresh lows in XRP’s path hug the bottom stretch of a familiar range, pressure easing – some watchful eyes guess what comes next might climb. Volume And Resistance Are Key According to reports, the next major hurdle is a multi-month trendline resistance near $2.10. A clean daily close above this line, combined with rising volume, could signal the start of a new uptrend. DonWedge projects that if the breakout occurs, XRP could aim for $4. From current levels, this would require a little over a 100% increase. Traders note, however, that moves without volume confirmation can fail, leading to false breakouts and extended consolidation. Market Expert Projects A Telling Year Based on reports, analyst ChartNerd says 2026 will be a “telling year” for XRP. He expects the coin either to confirm a strong breakout with fresh momentum or to fall below the structure it has defended for over a year. After a macro breakout in Q4 2024, $XRP has been accumulating above its prior 2021 highs for over a year. The whole of 2025 was sideways, boring, and a test of even the most durable minds. 2026 is going to be the telling year. Compression typically leads to expansion. Buckle up. pic.twitter.com/QJb7JAmIkL — ???????? ChartNerd ???? (@ChartNerdTA) January 18, 2026 Lately, the sideways grind has worn thin for some investors – yet hints of resilience still flicker through the numbers. Breaking past $2.10 with force might spark what comes next, lining up with the pattern DonWedge laid out on his chart. Patience now may quietly pay off later. Related Reading: Bitcoin Influencers Get Spotlight In X’s New ‘Starterpacks’ A Breakout Might Shift What Happens Next A sudden jump in price might push XRP toward $4 fast, provided it finishes above the trendline with strong movement. Higher goals are possible, yet reaching them means buyers keep stepping in without pause. So far, things look cautious rather than certain. Traders will probably keep an eye on activity levels, holding back bigger moves until signs become clearer. What happens next might show if XRP surges again or just drifts sideways some more. Featured image from Unsplash, chart from TradingView
The XRP price may be preparing for a long-overdue recovery, as a crypto analyst has just highlighted a critical area that could flip the cryptocurrency’s downward momentum into a bullish one. According to the market expert, XRP must reclaim the Ichimoku Base before it can resume its upside to new levels. XRP Price Recovery To Resume Above Ichimoku Base Market analyst Xaif Crypto took to X this Thursday to deliver a fresh weekly update on XRP as the cryptocurrency enters a pivotal technical area after months of downside pressure. The accompanying chart shows price retreating from a prior peak in late 2024 and sliding back into a clearly marked demand zone in the blue box. Related Reading: What the Triple-Tap At $1.80 Means For The XRP Price According to the analyst, the recent retreat follows a clear downtrend, with lower highs pushing price back toward a previous consolidation zone. This blue-box area represents the main battleground, as prior trading activity built a base that could act as support if XRP revisits that level. So far, XRP appears to be stabilizing within this demand zone. Candles on the chart show hesitation and reduced selling pressure. The chart also draws attention to an Ichimoku structure, with XRP attempting to reclaim its Ichimoku Base. According to Xaif Crypto, this base will determine XRP’s next big move. The analyst has suggested that reclaiming this level could signal a potential shift in market sentiment. He disclosed that a strong close above it could favor upside continuation, weakening the ongoing downtrend and giving buyers more room to target upper resistance levels. Conversely, Xaif Crypto predicts that a break below the Ichimoku Base would likely lead to a deeper correction for XRP, as support would be lost and selling could accelerate. For now, XRP sits at a make-or-break level that could decide whether it recovers from its current slump. Xaif Crypto’s chart has outlined potential targets if the cryptocurrency manages to reclaim and hold above the Ichimoku Base. Currently hovering around $1.95, XRP faces potential bullish targets at $2.09, $2.20, $2.31, and $2.45. The analyst has also highlighted that traders and investors should closely watch the weekly close for confirmation of a sustained recovery. Analyst Says XRP Is Planning A Major Reversal Despite dropping below $2 earlier this week, analysts remain optimistic about XRP’s price outlook. According to market expert Crypto GVR, XRP could be attempting a major price reversal from the $1-$1.5 range. Based on his chart analysis, the analyst predicts that XRP could decline first from its current price around $1.95 to roughly $1.13 before rebounding sharply to new highs. Related Reading: XRP Price Could Surge Another 30% If This Trend Is Confirmed He has set a bullish target at $3.25. marking the next upside for XRP. If XRP were to crash to $1.13 and then surge to $3.25, this would represent a staggering 187% increase in value. Featured image from Getty Images, chart from Tradingview.com
Ripple is laying out a transition in which XRP is no longer positioned primarily as a traded asset, but as infrastructure supporting tokenized finance and institutional settlement. At the World Economic Forum 2026, Ripple CEO Brad Garlinghouse described how this shift is already taking shape through live tokenization activity, regulated integration with banks, and on-chain settlement at scale. XRP Tokenization Shifts From Theory To Balance-Sheet Reality Garlinghouse used tokenization as the primary context for explaining this transition. He described tokenization as a process that has already moved beyond experimentation and into operational use across financial institutions. To support that claim, he pointed to activity on the XRP Ledger, where tokenized asset volume expanded significantly over the course of a single year, rising from roughly $19 trillion to $33 trillion. Related Reading: Coinbase Exec Points Out The Big Difference Between Bitcoin And Central Banks That level of growth signals institutional commitment rather than exploratory testing. Tokenized assets at this scale imply the involvement of banks, custodians, and regulated entities moving real value. According to Garlinghouse, institutions are now focused on how to integrate tokenized assets into existing balance sheets, liquidity structures, and settlement processes. This shift changes what infrastructure is required. Tokenization at institutional scale demands networks that can process high volumes consistently, provide deterministic settlement, and operate continuously. The XRP Ledger is being positioned within this framework as a system capable of supporting that throughput. The emphasis is not on innovation for its own sake, but on reliability and execution under real financial constraints. As tokenized assets become embedded in core financial operations, the supporting rails stop being optional. They become foundational. That is the context in which XRP is being discussed, not as a standalone asset, but as part of the machinery enabling tokenized finance to function. Connecting Regulated Assets And On-Chain Liquidity Garlinghouse also addressed the structural challenge that emerges as tokenization intersects with decentralized finance. Institutions want access to programmability and liquidity, but they cannot compromise compliance, custody, or trust. He described this tension as the central problem Ripple is working to solve. Related Reading: Is Dogecoin About To Repeat NVIDIA’s Run? Here’s What The Chart Says Rather than positioning itself against traditional finance, Ripple is working directly with global banks to build regulated pathways between tokenized assets and on-chain liquidity. The objective is to allow institutions to interact with decentralized systems without stepping outside regulatory frameworks. Within this design, XRP serves as a settlement and connectivity layer, enabling movement between systems. This approach reframes XRP’s utility. Its value lies in facilitating finality, liquidity access, and interoperability across regulated and on-chain environments. As tokenized assets, decentralized rails, and institutional settlement converge, networks capable of delivering finality at scale become increasingly important. Garlinghouse emphasized that the XRP Ledger already provides this capability, giving it a structural advantage. As a result, XRP is no longer positioned primarily as a tradeable asset; it is being aligned as infrastructure that enables the issuance, movement, and settlement of value within an increasingly tokenized financial system. Featured image created with Dall.E, chart from Tradingview.com
XRP price extended losses and traded below $1.920. The price is now consolidating and might decline further if it remains below $1.980. XRP price started a fresh decline below the $1.920 zone. The price is now trading below $1.9250 and the 100-hourly Simple Moving Average. There are two bearish trend lines forming with resistance at $1.95 and $2.00 on the hourly chart of the XRP/USD pair (data source from Kraken). The pair could continue to move down if it stays below $1.950. XRP Price Dips Again XRP price failed to stay above $2.00 and started a fresh decline, like Bitcoin and Ethereum. The price declined below $1.950 and $1.9350 to enter a short-term bearish zone. The price even spiked below $1.920. A low was formed at $1.90, and the price is now consolidating losses. There was a recovery wave above $1.9120. The price cleared the 23.6% Fib retracement level of the downward move from the $1.987 swing high to the $1.90 low, but the bears remained active. The price is now trading below $1.950 and the 100-hourly Simple Moving Average. If there is a fresh upward move, the price might face resistance near the $1.9450 level and the 50% Fib retracement level of the downward move from the $1.987 swing high to the $1.90 low. There are also two bearish trend lines forming with resistance at $1.95 and $2.00 on the hourly chart of the XRP/USD pair. The first major resistance is near the $2.00 level and the second trend line. A close above $2.00 could send the price to $2.050. The next hurdle sits at $2.10. A clear move above the $2.10 resistance might send the price toward the $2.120 resistance. Any more gains might send the price toward the $2.150 resistance. The next major hurdle for the bulls might be near $2.20. Downside Break? If XRP fails to clear the $1.95 resistance zone, it could start a fresh decline. Initial support on the downside is near the $1.90 level. The next major support is near the $1.870 level. If there is a downside break and a close below the $1.870 level, the price might continue to decline toward $1.8480. The next major support sits near the $1.820 zone, below which the price could continue lower toward $1.7880. Technical Indicators Hourly MACD – The MACD for XRP/USD is now gaining pace in the bearish zone. Hourly RSI (Relative Strength Index) – The RSI for XRP/USD is now below the 50 level. Major Support Levels – $1.90 and $1.870. Major Resistance Levels – $1.950 and $2.00.
XRP is trading above $1.90 after several weeks of pressure that pushed the token below the $2 psychological level. The pullback comes amid a broader crypto market downturn that has erased roughly $200 billion in total market capitalization since early January. Related Reading: Dogecoin (DOGE) Rebound Looks Fragile With Multiple Hurdles Ahead For XRP, the decline has been accompanied by a sharp deterioration in retail sentiment, even as some on-chain analysts and ecosystem participants argue that the current range carries longer-term significance. While price action remains fragile, the debate around XRP has shifted from short-term momentum to questions of positioning, ownership structure, and adoption-driven fundamentals. XRP's price records important losses on the daily chart. Source: XRPUSD on Tradingview XRP Validator Highlights Accumulation Window Below $2 Crypto investor and XRPL validator 24HRSCRYPTO argues that XRP’s price below $2 represents a narrowing window for accumulation rather than a reflection of weakening fundamentals. The commentary focuses on affordability and timing, noting that earlier market participants were able to build large positions with relatively modest capital, a dynamic that becomes harder as prices rise. On-ledger data shows that more than 500,000 XRP Ledger accounts already hold over 10,000 XRP. Since these figures represent accounts rather than individuals, actual concentration may be higher. According to the validator, this suggests that sizeable XRP holdings are becoming structurally harder to achieve for new entrants, especially if prices move higher. The analysis also highlights cash flow constraints. Using fixed monthly investment scenarios, 24HRSCRYPTO explains that rising prices mathematically reduce the number of XRP units investors can accumulate over time. From this perspective, scarcity is not framed as sentiment-driven, but as a function of price appreciation. Retail Sentiment Hits “Extreme Fear” Territory Data from Santiment shows that XRP retail sentiment has slipped into “extreme fear” for the third time this year. The ratio of positive to negative sentiment dropped below 1.873 on January 20 and has continued to weaken. Historically, similar sentiment lows have coincided with short-term price rebounds, although outcomes have varied. XRP has already staged a modest recovery, rising from around $1.89 to near $1.95. However, analysts caution that fearful sentiment alone does not guarantee sustained upside, especially in a market shaped by geopolitical uncertainty and declining risk appetite. Technical Pressure Meets Ecosystem Developments From a technical standpoint, XRP’s monthly candle has turned bearish, with strong selling noted near the $2.70–$3.00 zone. Analysts point to $1.90 as a key pivot, warning that a monthly close below this level could open the door to deeper supports near $1.60. Related Reading: Chainlink Drops To $12.50, But Largest Whales Are Accumulating Similarly, developments within the Ripple ecosystem continue to unfold. The recent Binance listing of RLUSD has expanded liquidity and access to Ripple’s stablecoin infrastructure, while executives maintain that 2026 could mark a shift toward broader institutional use of blockchain-based payments. Cover image from ChatGPT, XRPUSD chart on Tradingview
According to a recent technical analysis by market expert Egrag Crypto, XRP has formed a “Super Guppy Compression” against Bitcoin, signaling the potential for a major structural shift. The analyst has revealed what could come next for the XRP/BTC pair following this development, indicating a higher probability of a bullish breakout within the next few months. XRP Bitcoin Pair Forms Super Guppy Compression In his X post, Egrag Crypto provided a detailed breakdown of the XRP/BTC price structure and the recent patterns emerging within its chart. He suggested that the trading pair recently entered a transition phase after a multi-year decline, with price action tightening as the market moved through a period of compression. Related Reading: What the Triple-Tap At $1.80 Means For The XRP Price Egrag Crypto revealed that XRP/BTC has completed a Super Guppy Compression pattern, which shows full ribbon compression across both short- and long-term Moving Averages (MA). According to the analyst, this compression signals an upcoming volatility expansion, indicates exhausted selling pressure, and highlights a clear transition phase in the market. Color dynamics within the Guppy system on the chart also suggest a shift in market behavior. Egrag Crypto notes that the short-term Moving Averages, or “ribbons” as he calls them, are turning green, signaling early bullish momentum. At the same time, long-term ribbons remain red but are flattening, indicating that the downward trend on XRP/BTC is easing. These developments also show that the market has exited its bearish phase; however, a clear uptrend has yet to emerge, leaving the trading pair in a base-building stage. From a price-structure perspective, Egrag Crypto notes that XRP/BTC is forming a bullish rectangular pattern. The analyst revealed that the trading pair had repeatedly bounced off support while facing rejection at resistance, indicating that supply is being absorbed rather than aggressively sold off. According to him, this behavior aligns with textbook reaccumulation patterns observed after extended downtrends, signaling a potential upward move ahead. Egrag Crypto has shared key targets for where he believes XRP/BTC could go next, depending on its current market structure. He noted that the structure matters more than the underlying emotion, suggesting that although the market may seem quiet, it is actively positioning for a decisive move. Analyst Sets Bullish And Bearish Targets For XRP/BTC Continuing his analysis, Egrag Crypto predicted that over the next three to six months, the XRP/BTC price has a 60-70% chance of a bullish breakout. He added that there is also a 30-40% possibility of an extended consolidation, but only if the market structure breaks—a scenario he considers unlikely. Related Reading: Analyst Says XRP Price Just Entered Neutral State – What This Means Looking at the chart, the analyst has identified two key upside targets and one downside scenario. If XRP/BTC crosses the red resistance line at approximately $0.0000338, Egrag Crypto predicts an initial surge to a “conservative” target of $0.000091, followed by a rise to a “normal” target of $0.00014. Conversely, if a structure break occurs, XRP/BTC could plunge from $0.0000193 to $0.00000668. Featured image from Freepik, chart from Tradingview.com
XRP is increasingly being positioned as the core infrastructure for moving massive amounts of value across global financial networks. As trillions of dollars move daily across borders, platforms, and asset classes, the limitations of legacy systems are becoming impossible to ignore. Its core value lies in its ability to function as a neutral, high-speed bridge between disparate financial systems. Is XRP Becoming A Standard Layer For Value Transfer? XRP is building the rails for trillions, and the shift is already happening. Crypto analyst Xfinancebull reported a video on X where Ripple CEO Brad Garlinghouse revealed at Davos 2026 that the payment firm has been working directly with banks around the world to connect tokenization and DeFi through the XRP Ledger, thereby turning it into a bridge between traditional finance and on-chain markets. Related Reading: Japan’s XRP Integration Signals A Shift In Global Capital Flows The number alone shows how fast the tokenized asset is moving. In just one year, the volume has grown from $19 trillion to $33 trillion, which is a 75% increase. According to Xfinancebull, most people still have no idea how big this will get. This is the shift; the rails are being laid right now, and XRP Ledger is one of the few networks that are ready to handle it. When institutional money starts moving at scale, it won’t care about the narratives or favorite altcoins. Instead, it will flow to where the infrastructure already exists, which is bullish for XRP. Why Respecting Channel Levels Signals A Healthy Market Structure The XRP market capitalization structure still looks constructive. An analyst known as Bird has highlighted that on the higher-time frame chart, XRP has been moving inside a clear descending accumulation channel for the past six months, and price has respected the top, mid-range, and bottom of that channel almost perfectly, which is exactly what should play out during a healthy accumulation phase. Related Reading: XRP Maintains Bullish Bias Above $1.30 Despite Recent Rejection Recently, the price pushed into the upper half of the channel, and then pulled back this week to retest the mid-range support. If this level continues to hold, the structure suggests that the altcoin is set up for another push higher, in Bird’s opinion. However, what makes this setup more interesting is how well it lines up with what’s happening across the broader market. The Russel 2000 is sitting at all-time highs, metals are starting to look like they are topping, Bitcoin dominance is beginning to feel heavy, Brad Garlinghouse speaks at Davos today, and the recent wave of community riddles has dropped this week. Bird concluded that when multiple signals start lining up like this, it usually means the market is preparing for a larger move. From the chart perspective, Bird remains bullish on the XRP setup. Featured image from Peakpx, chart from Tradingview.com
With the market still weak and uncertainty lingering, concerns of another XRP price crash are growing. This comes as selling pressure increases and market dynamics show no clear indications of an upcoming bullish reversal. Notably, XRP’s ongoing downtrend also coincides with a decline in both retail and institutional activity, underscoring weakened confidence across the broader market. XRP Price Stays Weak Amid Retail And Institutional Decline After jumping above $2 earlier this year, the XRP price stayed stuck around that level for weeks, repeatedly attempting to break to the upside but failing. Following last week’s unexpected price increase, the cryptocurrency crashed down toward $1.95, where it has since stabilized and continued to consolidate for several days. This unexpected downturn suggests that XRP remains just as weak as it was last year despite the brief rally. Related Reading: Is Dogecoin About To Repeat NVIDIA’s Run? Here’s What The Chart Says This weakness and price volatility appear to be driven by a slowdown in institutional participation. As selling pressure continues to mount, Spot XRP ETFs have recently recorded their second outflow since launching in November 2025. This latest outflow marks the largest ever recorded by XRP ETFs. According to SoSoValue, the first XRP ETF outflow occurred earlier this year, on January 7, when $40,80 million exited the investment products. The most recent data shows that XRP ETFs recorded another outflow of approximately $53.32 million on Tuesday, January 20. Grayscale was the only issuer to post outflows that day, with more than $55.39 million leaving its GXRP ETF, while products issued by Canary, Bitwise, and 21 Shares saw zero flows. Meanwhile, Franklin Templeton’s XRPZ recorded inflows of $2.07 million, which only slightly offset the losses, bringing the net daily outflow to $53.32 million. If more outflows occur, the continued drop in institutional activity, combined with XRP’s weakened price, could push the cryptocurrency lower. At present, XRP is trying to recover from recent losses, with its price rising approximately 1.62% over the past 24 hours, according to CoinMarketCap. XRP Open Interest Crash Adds To Weakness In addition to the decline in ETF inflows, XRP’s Open Interest (OI) has reportedly crashed to new lows, signaling a sharp reduction in trading activity and retail market participation. Data from Coinglass shows that XRP’s derivatives market saw its futures Open Interest fall to $3.35 billion this Wednesday. This marks the lowest level recorded since January 1, 2026, when OI declined to $3.33 billion. Related Reading: Shiba Inu Whales Are On The Move Again, 361 Billion SHIB Stuns Community A drop in Open Interest often indicates that traders may be losing interest in XRP’s upside potential. This waning optimism and confidence may be further fueled by growing geopolitical and regulatory uncertainty. Investors appear to be adopting a more risk-off approach, reflected in the crypto Fear and Greed Index, which has entered extreme fear territory. Featured image created with Dall.E, chart from Tradingview.com