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XRP is showing strong signs of a major breakout as momentum continues to build across multiple timeframes. With bullish signals aligning and key structures pointing higher, the market is beginning to price in the possibility of a much larger move, one that could push XRP toward the highly anticipated $10 level if the breakout fully unfolds. RSI Breakout Signals Strength After 1-Year Trendline Crypto analyst JD has pointed to a significant shift in momentum for XRP, noting that the Relative Strength Index (RSI) has officially broken out of a major 1-year trendline on the 3-day chart. While this breakout typically signals the start of a sustained bullish phase, JD also urges caution regarding a potential Hidden Bearish Divergence. This technical setup suggests a complex tug-of-war between long-term momentum recovery and short-term price exhaustion that traders must navigate. Related Reading: SuperTrend Flips Bullish On XRP Daily Chart — But Key $1.55 Resistance Awaits A central component of this thesis is the presence of a Descending Broadening Wedge, a pattern known for its explosive volatility. JD explains that the lower the price dips within the wedge, the more substantial the eventual measured move will be upon a breakout. This counterintuitive logic suggests that current price weakness is merely building the necessary energy for a massive trend reversal. Looking ahead, JD expresses extreme conviction in the upside potential once the final resistance level is cleared, forecasting what he describes as a biblical move to the Green Box zone. If the breakout validates the measured move of the broadening wedge, XRP could see one of its most aggressive vertical expansions in years, rewarding those who held through the prolonged consolidation. XRP Holds Strong Breakout Against Bitcoin According to crypto analyst Javon Marks, XRP continues to hold a strong breakout against Bitcoin, signaling sustained relative strength in the current market cycle. This type of breakout, based on the current structure, XRP is expected to significantly outperform, with projections pointing toward a potential move exceeding 550%. Related Reading: XRP Eyes Breakout, But Failure At $1.53 Could Trigger Sell-Off Marks draws a clear comparison to the previous cycle, where XRP experienced a powerful rally after breaking out against Bitcoin. During that phase, the price surged from around $0.50 to above $3.30, demonstrating how quickly momentum can accelerate once relative strength takes hold. That historical move serves as a key reference point for what could unfold if the current setup continues to develop. With a similar structure now in place, the outlook suggests that XRP may be gearing up for another major expansion phase. If momentum continues to build and the breakout sustains, price could push toward the $10 region, or potentially even higher, marking a significant shift in XRP’s broader market position and reinforcing its bullish trajectory. Featured image from Adobe Stock, chart from Tradingview.com

XRP has been consolidating since early February, building a base that has tested the patience of bulls who have been waiting for a decisive move to higher levels. The market has reached a pivotal moment — and a CryptoQuant report identifies a structural split in the data that changes how we should interpret the current consolidation. Related Reading: Retail Is Cashing Out On Ethereum, But The Selloff Is Being Absorbed. Discover Who Is Buying The report reveals a divergence that cuts through the surface noise. XRP’s spot market and futures market are currently telling contradictory stories. Across centralized exchanges, spot buying has been strengthening continuously — the All CEX Estimated Spot CVD has risen from $1.08 billion on April 2 to $1.39 billion by April 24, a $310 million increase in real, underlying demand over three weeks. Actual coins are changing hands, and the buyers are winning the order flow. The futures market on Binance is pointing in the opposite direction. Perpetual traders have remained on the bearish side throughout this period. Maintaining net short positioning that creates the appearance of a market lacking conviction. The analysis argues that appearance is misleading. The futures weakness does not reflect an absence of real demand — it reflects a derivatives reset, a clearing of leveraged long excess that was accumulated during previous rallies. Beneath that reset, spot buyers have been quietly absorbing supply the entire time. The divergence is the signal. Which side of it proves correct is the question the next directional move will answer. The Futures Market Is Not Bearish. It Is Being Cleaned. The scale of the futures divergence gives the current setup its structural definition. While spot CVD has climbed $310 million to the positive side, Binance Perpetual CVD has moved in the opposite direction with almost identical force — dropping from -$65 million on March 19 to approximately -$392 million by April 24, a deepening of net selling pressure by roughly $327 million. Two forces of nearly equal magnitude are pulling in opposite directions simultaneously. The perpetual data requires careful interpretation. Futures net selling of this scale can mean one of two things: genuine bearish conviction from informed participants, or a mechanical clearing of excess leverage from a market that had accumulated too many crowded longs. The liquidation data since April 18 clarifies which is happening. Long liquidations have dominated XRP’s derivatives activity — forced exits from overleveraged positions rather than deliberate short-side bets against the asset. That distinction changes everything. Each long liquidation removes a fragile position from the market and replaces it with a more stable price structure. The fresh short positioning that followed is contributing to funding rates normalizing toward neutral, which is precisely what a healthy derivatives reset looks like before a market attempts to move higher. What the CryptoQuant report describes is not a market under sustained bearish assault. It is a market conducting the internal cleanup that typically precedes the next directional leg. Spot buyers are absorbing supply on one side. Derivatives are flushing excess leverage on the other. When both processes complete, the structure that remains tends to be considerably more durable than the one that existed before the reset began. Related Reading: DeFi Just Lost $15 Billion in Three Days. Something Deeper Than a Hack Is Behind It XRP Holds Range Support as Market Compresses Toward Decision Point XRP continues to consolidate around the $1.40 level, with price action reflecting a prolonged equilibrium following the sharp February breakdown. The chart shows a clear shift from trending behavior to range-bound structure, with XRP holding between roughly $1.30 support and $1.50 resistance for several weeks. This compression phase suggests that both buyers and sellers are absorbing liquidity without establishing directional control. The recent bounce from the $1.30–$1.35 zone is technically relevant. That area has acted as a consistent demand region, with multiple tests holding despite broader market volatility. The formation of slightly higher lows since mid-March indicates early accumulation, though not yet strong enough to break the broader downtrend. Related Reading: Another $142M Staked – Bitmine Tightens Its Grip on Ethereum Supply Overhead, resistance remains well-defined. The 50-day and 100-day moving averages are both trending downward and converging near the $1.50–$1.60 region, creating a dynamic ceiling that has rejected recent upside attempts. Until XRP reclaims this zone, the structure remains neutral-to-bearish on higher timeframes. Volume has declined throughout the consolidation, reinforcing the idea of a market waiting for a catalyst. A breakout above $1.50 would likely trigger expansion toward $1.70. Failure to hold $1.30, however, would expose XRP to a deeper retrace toward the $1.10 region. Featured image from ChatGPT, chart from TradingView.com 

A $30 trillion market cap. That’s the math behind the boldest XRP price call making rounds in the crypto community this week — and it’s the figure drawing the most fire. Related Reading: A New Phase For XRP? Integrations Keep Rolling In Across The Ecosystem AI Tool, Not Personal Forecast The projection comes from Vincent Van Code, a software engineer active in the XRP community, who published his findings on X. He was careful to frame it as an AI-generated outcome, not his own personal prediction. Van Code used large language model tools (LLM), including Grok, feeding them multiple variables over repeated sessions to simulate how XRP might grow over the next decade. The result: a price range of $400 to $650 or higher by 2035, with $500 as the headline figure. He urged readers to approach the numbers with caution and reminded them it was not financial advice. The study factors in a wide range of conditions — US crypto regulation, Ripple’s payment network expansion, artificial intelligence integration into finance, neobank adoption, and XRP’s potential role as a bridge currency in cross-border transactions. ???? XRP price could hit $500+ by 2035. This is not clickbait… you know me better than that. By the way, for the 1000s of you who always ask me for my price predictions, this is the closest you will ever get out of me (by the way its not my predictions!) I have been running a… pic.twitter.com/eALl5zgdfr — Vincent Van Code (@vincent_vancode) April 22, 2026 Quantum-resistant upgrades to the XRP Ledger, expected around 2028, are also baked into the model. Van Code described Ripple’s broader strategy as a system designed to reshape how money moves globally. Year-By-Year Targets Paint A Steep Climb The model doesn’t jump straight to $500. It maps out a gradual rise starting with a projected range of $6 to $10 in 2026, driven by early regulatory wins and growing institutional use. By 2029, deeper liquidity and closer ties with traditional financial systems — including SWIFT — could push prices into the $60 to $120 range, according to the projections. The 2030s are where the numbers get dramatic. Reports indicate the model sees XRP woven into treasury operations, tokenized assets, and central bank digital currency frameworks, with prices climbing from $100 to $200 in 2030 before potentially hitting $400 to $650 or beyond by 2035. At that stage, the analysis envisions XRP handling tens of trillions of dollars in annual on-chain volume, with institutional depth keeping volatility in check. Community Response Is Divided Not everyone is buying it. Critics have zeroed in on the market cap problem. At $500 per token, XRP’s total market cap would exceed $30 trillion — a number larger than the entire US economy. Related Reading: $80K Bitcoin Target Back In Play As Trump Suggests US-Iran Talks Could Restart One market participant called a $50 price target far more sensible given the outlined assumptions. Others in the XRP community see the scenario as plausible — if every assumption holds. That’s a big if. The model requires favorable legislation like the CLARITY Act to pass, Ripple to keep expanding globally, and AI-driven financial systems to mature at pace. XRP was trading around $1.41 at the time Van Code published his findings, having recently touched $1.50. Featured image from Unsplash, chart from TradingView

Odelia Torteman, the Director of Corporate Adoption at XRPL Commons, has revealed that BlackRock and Mastercard are showing interest in the XRP Ledger (XRPL). She also explained how the network is the right fit for these institutions as they look to move on-chain.  BlackRock and Mastercard Are Showing Interest In XRP XRP pundit Xaif shared a video in which Torteman confirmed that BlackRock and Mastercard were showing interest in the XRP Ledger, signaling that they could consider launching a product on the network. She also noted that the XRPL was designed from the beginning to support several use cases, which could align with these institutions’goals.  Related Reading: Ripple CEO Breaks Down How XRP Ledger DeFi Users Are Protected From Attacks Like KelpDAO Torteman further remarked that the XRP Ledger has pre-embedded features that support enterprise-grade use cases. She alluded to the pre-built AMM, DEX, and other features that developers are currently working on as part of the institutional DeFi roadmap, which could help onboard institutions such as BlackRock and Mastercard.  It is worth noting that the XRP Ledger recently added zero-knowledge (ZK) proof technology, which XRPL Commons announced in partnership with Boundless. XRPL Commons stated that on-chain privacy was the missing piece for institutional adoption, indicating that the network could now see greater adoption with the addition of on-chain privacy. BlackRock and Mastercard already have ties to the XRP ecosystem through their collaboration with Ripple. Last year, Ripple and Securitize, the issuer of BlackRock’s BUIDL fund, partnered to add RLUSD as a stablecoin off-ramp for the tokenized fund. Meanwhile, Ripple has collaborated with Mastercard for its Crypto Partner program. The firm revealed that the collaboration includes testing RLUSD on the XRPL to enable faster, regulated stablecoin settlement for Mastercard transactions.  Companies Set To Drive The Next Wave Of Adoption Xaif shared another video in which Ripple’s President Monica Long signaled that companies will drive the next wave of adoption for XRP and XRPL. She highlighted that her firm is already working with several partners who use its infrastructure for activities such as dollar clearing.  Related Reading: Ripple’s Tokenization Bet: Will XRP Price Explode As It Enters This Trillion-Dollar Industry? She also revealed that they are seeing more use cases for internal treasury management, with companies and banks looking for more efficient ways to move money across different entities in real time across the world. The Ripple president also opined that there is a significant use case with their Ripple Treasury product.  Notably, Ripple recently integrated XRP and RLUSD into the Ripple Treasury management system, enabling institutions to use these crypto assets in the same environment. Long highlighted how the focus for these institutions is to be able to manage payments efficiently, which is something crypto assets and stablecoins help with.  At the time of writing, the XRP price is trading at around $1.42, up in the last 24 hours, according to data from CoinMarketCap. Featured image from Adobe Stock, chart from Tradingview.com

XRP is showing signs of on-chain stabilization despite trading below the average holder cost basis, according to data by Alphractal. The data points to a market still under pressure, but one where network activity, exchange supply and leverage conditions do not resemble a panic-driven breakdown. Alphractal’s asset overview places XRP’s spot price at $1.4343, below its realized price of $1.4862. That gap matters because realized price reflects the average on-chain acquisition cost across circulating XRP. With spot price below that level, the average holder is sitting on an unrealized loss. XRP On-Chain Data Points To Stabilization The firm’s AI analysis framed the setup through XRP’s MVRV ratio, which stands at 0.9613. “An MVRV below 1.0 means the market is valuing XRP below aggregate cost basis,” the analysis stated. “Historically, this zone reflects late bear-phase or deep consolidation conditions, not euphoric pricing.” That conclusion is reinforced by XRP’s NUPL reading, which sits at -0.0402 and places the asset in a “Fear” state. Net unrealized profit/loss slightly below zero suggests the network is marginally underwater, a zone where weaker holders may exit but longer-term accumulation often begins to appear. Alphractal described it as “a psychologically fragile zone,” but not yet a capitulation regime. Related Reading: 4-Figure XRP: How High Will The Price Be If Ripple Captures 50% Of SWIFT? The supply picture is also notable. XRP’s market capitalization stands at $88.33 billion, ranking it fourth among crypto assets in the dataset, with 61.57 billion XRP in circulating supply. Exchange reserves amount to 3.68 billion XRP, or $5.27 billion, equal to roughly 6% of circulating supply. For a top-five asset, that is structurally low. It suggests that a large share of XRP remains outside immediate trading venues, reducing available sell-side liquidity. Exchange reserves did rise 2.3% over seven days, indicating some short-term liquidity returning to exchanges, but Alphractal said the move is “not enough to suggest distribution dominance.” The strongest part of the report is network usage. Active addresses reached 48,946, rising 17.7% over one day and 40.8% over seven days. Daily transaction count stood at 2.81 million, while adjusted transaction value reached $29.58 billion per day. “XRP is showing a strong rebound in address activity, while transaction count and value are both rising weekly,” the analysis said. “This divergence — rising participation without aggressive price appreciation — typically reflects organic network usage rather than speculative churn.” Valuation and network-efficiency metrics also point to a market that is under pressure but not structurally broken. Alphractal described XRP’s NVT ratio as elevated but stabilizing, token velocity as moderate and VANV as neutral. In the firm’s reading, valuation relative to transferred value is not overheated, while velocity has not collapsed. Related Reading: XRP ETFs Post Longest Back-To-Back Gains Of 2026—Key Numbers Inside Derivatives positioning appears similarly contained. XRP open interest stands at $1.49 billion, equal to 1.69% of market cap. The long/short ratio is 2.34, while top trader sentiment is 2.05. Although positioning is tilted long, 24-hour liquidations are only $870,000, suggesting price action is not currently being driven by a broad leverage flush. Whale activity is less constructive. The whale-versus-retail delta is -0.81, indicating retail participation is exceeding whale aggression. Alphractal interpreted this as a sign that whales are not accumulating aggressively, though the data also does not point to heavy distribution. That supports the broader picture of range-bound accumulation rather than a decisive trend shift. The main constraint remains capital inflow. Alphractal’s Delta Growth Rate on a 365-day moving-average basis stands at -111.7, which the analysis said confirms weak new capital inflows over the past year. XRP, in this reading, is still being supported more by existing holders than fresh demand. The overall picture is therefore not one of full bullish confirmation. It is more specific: XRP is trading below cost basis, sentiment remains fearful and growth metrics are weak, but exchange supply is tight, leverage is controlled and network activity is recovering. At press time, XRP traded at $1.43. Featured image created with DALL.E, chart from TradingView.com

XRP ETFs have shifted sharply after a shaky start to the year, and the change is evident in both flows and the market. Following a troubling first quarter, funds have recorded strong, sustained inflows that helped push the altcoin above the $1.40 level.  XRP ETFs Hit Best Week Of 2026 Market expert Sam Daodu, writing for 24/7 Wall St., reported that XRP ETFs brought in $55.39 million during the week ending April 17, which he described as the best weekly performance of 2026 to date. On April 20, the funds added another $3 million.  Just as important for sentiment, there have been no outflows since April 9. Daodu noted that this is the first stretch of uninterrupted, sustained buying XRP ETFs that they have put together throughout the year. Related Reading: Bitcoin Watch: All Eyes On $86,000—What Could Fuel The Next Bullish Breakout In the months leading up to April, XRP ETFs were bleeding assets. Their assets under management peaked above $1.5 billion in January, but that figure slipped below $950 million by March as outflows intensified.  This time around, Daodu emphasized that inflows have been steadier—arriving day after day rather than in sporadic bursts—suggesting a more durable shift in investor behavior. Within the competitive lineup of XRP products, the cumulative inflow lead still belongs to Canary Capital, which holds $421.86 million in net inflows across the suite. However, Daodu said that the lead has narrowed.  In April, Canary has logged zero net inflows on most trading days, while Bitwise and Franklin Templeton have been adding nearly every day. Bitwise’s cumulative inflows now stand at $419.17 million, leaving it just $2.69 million behind Canary and giving it a clear opportunity to take the top spot this week.  Franklin Templeton’s XRPZ trails in third place, consistently close behind Bitwise throughout the April run. In Daodu’s framing, Bitwise and Franklin have absorbed nearly all of April’s inflows, while the rest of the XRP ETF sector has been flat or negative. The Key Catalyst Missing  Daodu also pointed to a key catalyst that could determine whether this positive momentum continues. The likelihood of follow-through for XRP ETFs, according to the expert, is tied largely to US regulatory clarity—specifically, the CLARITY Act.  The bill is facing a tight May deadline after missing its April markup window. Senator Thom Tillis has urged Senate Banking Chair Tim Scott to delay the markup to May, and timing matters because the legislation would need to clear the committee before the Senate’s May 21 recess.  Related Reading: CEO Calls CLARITY Act ‘Horrible Bill,’ Warns Of Prolonged Crypto Bear Market Ahead If it doesn’t, Daodu suggested that the anticipated crypto market structure framework could be delayed indefinitely. The CLARITY Act is expected to permanently and officially classify XRP as a digital commodity.  That classification is not just a theoretical legal detail—it’s seen as the missing piece that could reduce uncertainty for institutions. A Coinbase survey cited in the report found that 65% of institutional investors are waiting for that exact type of clarity before committing meaningful capital to XRP. As of this writing, the altcoin is consolidating at around $1.43, having gained 2% and almost 8% over the last seven and fourteen days, respectively.  Featured image from OpenArt, chart from TradingView.com 

XRP price started a recovery wave above $1.420 and $1.4250. The price is now consolidating and might aim for a fresh move if it clears $1.4450. XRP price started a recovery wave above the $1.4220 zone. The price is now trading above $1.4250 and the 100-hourly Simple Moving Average. There is a rising channel forming with support at $1.430 on the hourly chart of the XRP/USD pair (data source from Kraken). The pair could continue to move up if it settles above $1.4450. XRP Price Holds Support XRP price remained supported above $1.410 and started a recovery wave, like Bitcoin and Ethereum. The price was able to climb above $1.4150 and $1.420 to enter a short-term positive zone. There was also a move above the 50% Fib retracement level of the downward move from the $1.4625 swing high to the $1.410 swing low. However, the bears are now active near the $1.4450 zone. Besides, there is a rising channel forming with support at $1.430 on the hourly chart of the XRP/USD pair. The price is now trading above $1.430 and the 100-hourly Simple Moving Average. If there is a fresh upward move, the price might face resistance near the $1.4450 level or the 61.8% Fib retracement level of the downward move from the $1.4625 swing high to the $1.410 swing low. The first major resistance is near the $1.4620 level.  A close above $1.4620 could send the price to $1.480. The next hurdle sits at $1.50. A clear move above the $1.50 resistance might send the price toward the $1.5180 resistance. Any more gains might send the price toward the $1.5320 resistance. Another Drop? If XRP fails to clear the $1.4450 resistance zone, it could start a fresh decline. Initial support on the downside is near the $1.430 level. The next major support is near the $1.420 level. If there is a downside break and a close below the $1.420 level, the price might continue to decline toward $1.40. The next major support sits near the $1.3750 zone, below which the price could continue lower toward $1.3550. Technical Indicators Hourly MACD – The MACD for XRP/USD is now losing pace in the bullish zone. Hourly RSI (Relative Strength Index) – The RSI for XRP/USD is now below the 50 level. Major Support Levels – $1.420 and $1.40. Major Resistance Levels – $1.4450 and $1.4620.

A new debate about Ethereum has emerged in the crypto community, as members now argue whether ETH can run the entire financial system. The discussion has caught the attention of pro-crypto lawyer Bill Morgan as well as members of the XRP community who have long advocated the XRP’s use case within global banking systems. Finance Expert Says All Banks Will “Go To Ethereum” Raoul Pal, co-founder and CEO of Real Vision, a US-based financial media company, has sparked widespread reactions in the crypto community after recently commenting on Ethereum’s potential role in the global banking system. Morgan, reacting to Pal’s comment on X, stated that the Real Vision CEO was essentially forecasting that “all banks will use Ethereum.” Related Reading: Ethereum Vs. Solana Vs. XRP: Which Coin Has Held Up Better? Morgan’s statement, which some interpreted as sarcastic, did not clearly agree or oppose Pal’s rather ambitious claim. Instead, he called it a “bold” prediction, and questioned the real conviction behind it and whether Pal was willing to bet on it.  The pro-crypto lawyer shared a screenshot of Pal’s statement, in which the Real Vision CEO outlined why he believes Ethereum could eventually play a central role in the global financial system. Pal noted that he found it humorous and ironic that just one to two years ago, many market participants were dismissing ETH as a “dead” asset, arguing that its relevance had faded while questioning its long-term value.   However, Pal took a different view, pushing back against that narrative by pointing to Ethereum’s underlying functionality and growth over the years. While others criticized the cryptocurrency, Pal believed the global banking system would eventually adopt ETH as a core chain.  He added that this does not mean the future would become a mono-chain world where everything runs on a single blockchain. Rather, he explained that his point is based on how financial institutions typically operate.  Pal pointed out that banks usually prioritize systems that prove they can survive, perform consistently, and remain sustainable over long periods. He also added that financial institutions tend to favor older technologies, since people are generally cautious of adopting new systems that could backfire and put their jobs at risk. From that perspective, he believes that Ethereum is the ideal digital network for all banks to use, as institutions mostly adopt technologies that meet those standards. Crypto Community Reacts To Pal’s ETH Claims Under Morgan’s post, members of the crypto community shared mixed reactions to Pal’s claims that the “banking system will go to Ethereum.”  While some agreed with the claims, many criticized it, arguing that Pal has a history of making predictions that are “wrong and misleading.” Related Reading: Analyst Says Ethereum Just Confirmed A ‘Turtle Soup’, Here’s What It Means At the same time, some members of the XRP community pushed back, contending that XRP is the cryptocurrency more likely to be adopted by banks and pointing to past remarks of support from Ripple co-founder Brad Garlinghouse. Overall, Pal’s statements have sparked a wave of discussion in the community, with skepticism dominating many of the responses. Featured image from Peakpx, chart from Tradingview.com

The conversation around XRP’s long-term price potential has always gravitated toward one question: what happens when Ripple’s infrastructure meets global banking at scale?    That same line of thinking extends to scenarios where the XRP Ledger begins handling a significant share of SWIFT’s transaction flow. An XRP enthusiast called The Real Remi Relief, who is known for his ultra-bullish predictions for XRP, projected that the cryptocurrency would need to trade somewhere around $1,500 to $2,000 just to provide enough liquidity and keep slippage under control if this happens. 50% Of SWIFT Theory Produces A 4-Figure XRP Number Ripple’s ecosystem now has partnerships with around 300 institutions, mostly through its acquisition of Hidden Road in 2025. Furthermore, at least 30 of the 50-plus banks named in SWIFT’s new retail payments framework are already maintaining ties to Ripple’s network. Therefore, it is no longer theoretical that Ripple could absorb a notable chunk of SWIFT’s flows in the coming years.  Related Reading: Pundit Shows How XRP’s Performance Has Outpaced Hedge Funds Calculations on X by crypto commentator The Remi Relief are putting hard numbers to the scenario, and the figures land the XRP price in four-digit territory.  The model begins with SWIFT’s scale. SWIFT facilitates approximately $150 trillion in cross-border transactions annually. The Remi Relief’s framework applies a 50% capture scenario to that volume.  At that threshold, around $250 billion must be held in active XRP liquidity at any given moment to prevent slippage, which is a pricing disruption that occurs when large trades move through thin order books. The math produces a price in the range of $1,500 to $2,000 for each unit of XRP in order to prevent this. Scale the capture rate to 100% of SWIFT, and the projection doubles to anywhere between $3,000 and $4,000 per XRP.  The model works only if one accepts the starting assumption that XRP would actually be handling a huge portion of SWIFT flows in the first place.  Ripple Is Building For Institutions Ripple’s recent strategy shows why some investors think the long-term XRP case is becoming more serious. In April 2025, the company announced its $1.25 billion acquisition of Hidden Road, one of the biggest deals in the crypto industry, and later completed that transaction as part of its push to build institutional-grade financial infrastructure. Related Reading: Japan Is Going In On XRP, But Can This Drive The Price To $10? Following its acquisition of GTreasury in 2025, Ripple expanded its Treasury platform into SWIFT’s ecosystem. Ripple Treasury’s platform now gives corporates a choice between traditional SWIFT rails and blockchain-powered settlement in seconds using XRP or RLUSD. However, building institutional rails is very different from capturing half of SWIFT, as the network is also not standing still. The network said that it would add a blockchain-based shared ledger to its infrastructure stack, and by early 2026, it said more than 50 banks across 16 countries are working to create a design focused initially on 24/7 cross-border payments. Featured image from Getty Images, chart from Tradingview.com

As global payment systems face pressure to become faster, cheaper, and less dependent on legacy intermediaries, attention is returning to blockchain-based alternatives. While countries explore alternatives to traditional systems, digital assets are increasingly entering the conversation, and XRP is drawing attention. Recent reports around early testing in Russia have sparked fresh discussion about whether XRP could play a larger role in the future of international payments. Connections between Ripple’s technology and Russia have surfaced through a mix of central bank experimentation and academic research. SMQKE, a market commentator on X, has revealed that in 2018, the Bank of Russia conducted a test on the Ripple platform in its Novosibirsk innovation laboratory, evaluating its potential for cross-border settlements. This outcome suggests it could serve as the basis for such a system pending resolution of organizational, legal, and technical barriers. What Russia’s Early Tests Could Mean For XRP Adoption Beyond central bank trials, Ripple and XRP have also been highlighted in institutional circles. A report from JPMorgan Chase, reportedly shared exclusively with Mihail Turlakov at Sterbank of Russia, mentioned Ripple for its speed, low cost, and liquidity advantages. This positions it as a compelling digital asset for financial institutions at scale and a potential disruptor in global cross-border payments.   Related Reading: How XRP Ledger Positions Itself At The Center Of Institutional Capital Flows Academic interest further reinforces this narrative. A 2020 paper from Southern Federal University presented at the FETDE 2020 conference examined blockchain adoption in Russia, giving specific attention to XRP’s role as a bridge currency for payments. Meanwhile, the paper also referenced the spam protection tool on the Ripple network. Coverage from CoinDesk points to a deeper strategic shift at Ripple centered on vertical integration across the financial stack. BankXRP mentioned a series of 2025 acquisitions involving Hidden Road for prime brokerage with $3 trillion in annual clearing, GTreasury for treasury management with $13 trillion in payments volume, and Rail for stablecoin payments infrastructure. These moves create end-to-end control over custody, liquidity, and settlement. This enables Ripple to integrate its RLUSD stablecoin, which is designed to enable near-instant cross-border payments with fewer intermediaries than traditional correspondent banking systems. Furthermore, this approach positions Ripple as an institutional financial stack provider rather than just a payments or stablecoin company, as detailed in the CoinDesk Data report commissioned by Ripple. A New Institutional Execution Tool Arrives For XRP Coinbase is set to introduce a Trade at Settlement (TAS) feature for XRP futures on May 1, 2026, marking a major step forward for regulated institutional execution. Related Reading: A Collection Of Ripple Developments That Suggests XRP Is A Solid Buy BankXRP has also mentioned that this new TAS mechanism tool allows institutional participants to execute block trades at the official settlement price, rather than being exposed to unpredictable intraday volatility. Featured image from iStock, chart from Tradingview.com

Crypto analyst RWA Investor has predicted that Bitcoin will rally to $140,000 and XRP to $7, setting new all-time highs (ATHs) for these cryptos. The analyst also provided a timeline for when they will reach these targets and what will spark the parabolic rally.  Analyst Predicts Bitcoin Rally To $140,000 And XRP to $7 In an X post, RWA Investor predicted that Bitcoin would be trading at $140,000 in May and that XRP would hit $7. He claimed that this is not wishful thinking but a psychological perspective. The analyst explained that the transition from Wave 2 to Wave 3 is rapid and is intended to drive capital on the sidelines and all bears into the market.  Related Reading: Bitcoin Power Laws Predicts When Price Will Hit $1,000,000 Meanwhile, the analyst indicated that the CLARITY Act and an interest rate cut will be the catalysts that spark this Bitcoin and XRP rally. He claimed that the crypto bill and an interest rate cut are just around the corner. However, it is worth noting that the crypto bill has yet to advance, with the Senate yet to set a markup date for the bill.  At the same time, there is still uncertainty about exactly when the Fed may lower rates, with the U.S.-Iran war raising inflation concerns. Market participants are currently pricing in the possibility that the Fed will hold rates steady throughout the year in a bid to bring inflation down to its 2% target.  As such, it is uncertain whether the CLARITY Act or an interest rate cut could spark this Bitcoin and XRP rally, since they are unlikely to happen anytime soon. However, these cryptos, alongside the broader crypto market, have rallied this week amid optimism that the U.S.-Iran war could end soon as both sides continue to negotiate. U.S. President Donald Trump also extended the ceasefire yesterday, signaling the U.S. willingness to end the war soon.  BTC Has Bottomed In an X post, crypto analyst Michaël van de Poppe opined that Bitcoin has bottomed, signaling that XRP and other altcoins may have also found a bottom. He noted that BTC’s fair value is still far away, even as the Nasdaq has made new ATHs, which is why the analyst is confident that this current rally may be sustained for a while.  Related Reading: $60,000 Is The Bottom: Bitcoin Analyst Predicts Lowest Level Before Run To $200,000 The analyst further remarked that, based on the statistical data, the only time the market has seen another low was due to the FTX collapse. He noted that there is no such case this time around and predicts that BTC will likely continue its uptrend towards $90,000, then consolidate there for a while. Michaël van de Poppe added that this is when altcoins will start to get some spotlight again. Featured image from Pngtree, chart from Tradingview.com

“Pay attention. FOMO.” That was the blunt message from XRPL validator Vet, posted to X this week, as a string of major platforms moved to add XRP and XRP Ledger support across payments, exchanges, and self-custody tools. Related Reading: Consistent XRP Buys Could Deliver Outsized Gains By 2030: Finance Expert He was not talking about Ripple’s own products. He was pointing to independent adoption — and the list is getting harder to ignore. Binance And Bitget Expand Their XRPL Footprint Binance completed its integration of RLUSD — Ripple’s enterprise stablecoin — directly on the XRP Ledger back in February. Since then, trading pairs including RLUSD/USDT and RLUSD/XRP have gone live on the exchange, giving users faster and cheaper ways to move funds within the ecosystem. I’m not talking about Ripple products. I’m referring to XRPL integrations on Binance, Bitget, Rakuten Wallet, Exodus etc Pay attention, Fomo. — Vet (@Vet_X0) April 21, 2026 Bitget Wallet has since followed, adding the XRPL mainnet to its platform and enabling XRP and RLUSD transfers alongside cross-chain options. Reports indicate the wallet is also working with Ripple’s ecosystem to push RLUSD adoption further, including through real-world payment options like QR code transactions, crypto card payments, and bank transfers. Non stop wave of XRP integrations on various platforms, payment providers, exchanges and what not. Sometimes with XRPL issued asset support when it makes sense. Focus is on having XRP front and center. This will pay off when decades start happening in weeks again. — Vet (@Vet_X0) April 21, 2026 Exodus Movement expanded its own XRP Ledger support on April 16, rolling out upgraded tools for managing and moving XRP within its self-custody wallet. The update also brought RLUSD support to the platform for the first time. According to Exodus, XRP is already among the most actively used assets on its platform — and the new features were built in direct response to user demand. Rakuten Opens XRP To 44 Million Users In Japan Perhaps the single biggest development came from Japan. On April 14, Rakuten — one of the country’s largest e-commerce companies — brought XRP into its payment network through its subsidiary, Rakuten Wallet. Users can now spend XRP at more than 5 million merchant locations, trade it within the app, and convert Rakuten loyalty points into XRP. That last feature connects the token to one of Japan’s most widely used rewards systems, where trillions of points are already in circulation. The move puts XRP in front of more than 44 million users at once. These developments span a range of functions — trading, payments, transfers, and asset storage — across platforms that serve users well beyond the core crypto audience. Related Reading: Bitcoin Set For Stronger Week, Eyes $88K On Stable Macro Backdrop: Analyst A Pattern Building Toward The Next Market Cycle Vet, who runs a validator node on the XRP Ledger, framed the current stretch of activity as something to watch closely before market conditions shift. His post did not forecast a price move. It simply pointed to the pace of adoption and suggested that its full weight may not be felt until trading volumes pick up again. Featured image from Meta, chart from TradingView

XRP price extended losses and traded below $1.440. The price is now consolidating losses and faces hurdles near $1.4375 and $1.4450. XRP price started another decline and traded below the $1.440 zone. The price is now trading below $1.4250 and the 100-hourly Simple Moving Average. There was a break below a bullish trend line with support at $1.4240 on the hourly chart of the XRP/USD pair (data source from Kraken). The pair could continue to move down if it stays below $1.440. XRP Price Dips Again XRP price failed to stay above $1.450 and extended its decline, underperforming Bitcoin and Ethereum. The price declined below $1.4420 and $1.440 to enter a short-term bearish zone. There was a break below a bullish trend line with support at $1.4240 on the hourly chart of the XRP/USD pair. The price even extended losses below $1.420. A low was formed at $1.4125, and the price is now consolidating losses below the 23.6% Fib retracement level of the downward move from the $1.4625 swing high to the $1.4125 low. The price is now trading below $1.4350 and the 100-hourly Simple Moving Average. If there is a fresh recovery move, the price might face resistance near the $1.4240 level. The first major resistance is near the $1.4375 level or the 50% Fib retracement level of the downward move from the $1.4625 swing high to the $1.4125 low. The main resistance could be $1.4450. A close above $1.4450 could send the price to $1.4550. The next hurdle sits at $1.4620. A clear move above the $1.4620 resistance might send the price toward the $1.50 resistance. Any more gains might send the price toward the $1.5150 resistance. More Losses? If XRP fails to clear the $1.4375 resistance zone, it could start a fresh decline. Initial support on the downside is near the $1.4120 level. The next major support is near the $1.40 level. If there is a downside break and a close below the $1.40 level, the price might continue to decline toward $1.3840. The next major support sits near the $1.3650 zone, below which the price could continue lower toward $1.3440. Technical Indicators Hourly MACD – The MACD for XRP/USD is now gaining pace in the bearish zone. Hourly RSI (Relative Strength Index) – The RSI for XRP/USD is now below the 50 level. Major Support Levels – $1.4120 and $1.4000. Major Resistance Levels – $1.4375 and $1.4550.

A community analyst known as Daphne recently pushed back on the idea that buying coffee and investing in crypto are mutually exclusive. “You can sip your coffee while making the purchase,” she wrote on social media. Her comment came in response to a growing conversation sparked by finance coach John Vasquez, about what small, daily investments in XRP and Bitcoin could mean for ordinary people by the end of the decade. Related Reading: Bitcoin Set For Stronger Week, Eyes $88K On Stable Macro Backdrop: Analyst Redirecting Daily Spending Into Crypto Vasquez made his case publicly, arguing that putting small amounts of money into XRP and Bitcoin every day — instead of spending on routine luxuries — could place investors ahead of the vast majority of people by 2030. He noted the approach mirrors his own personal practice but stopped short of calling it financial advice. The strategy he described falls under dollar-cost averaging, or DCA, a method where an investor buys fixed amounts of an asset at regular intervals regardless of price. Buy BITCOIN/XRP every days vs morning expensive ass coffee and you will be ahead of 99% of the population by 2030. Not financial advice just what I have been doing for a long time. It works. — Coach, JV (@Coachjv_) April 21, 2026 XRP was trading near $1.45 at the time of his post. Bitcoin was sitting around $78,900. Supporters of the strategy say those entry points, combined with consistent buying over time, could add up to significant returns if projections for either asset come true. XRP holder Sami backed the approach, framing it as a straightforward discipline play. He stressed that consistency and keeping assets in personal custody matter more than trying to time the market. Price Targets Drive The Debate The conversation has drawn interest partly because of where some analysts and community figures expect these assets to be priced by 2030. Bitcoin has been projected by multiple sources to reach $1 million — a figure that would represent roughly 13 times its current value. EasyA Cofounder Dom Kwok Predicts That $XRP Will Hit 1,000 By 2030https://t.co/jCihpuq4mE — XRPcryptowolf (@XRPcryptowolf) January 24, 2026 For XRP, community expectations range widely, with many voices placing it between $10 and $100. On the far end, Dom Kwok, founder of EasyA, has put out a $1,000 target within five years, though that projection sits well outside the mainstream view. Related Reading: Bitcoin’s Record Miner Sell-Off Casts Shadow Over Ceasefire-Fueled Rebound Risk Warnings Temper The Optimism Not everyone is on board. Analyst George Walter acknowledged that DCA can work but argued that framing it as a near-certain path to outperforming most investors leaves out too much. Crypto markets remain volatile. Risk tolerance, personal financial goals, and portfolio diversification are all factors the “skip your coffee” narrative tends to gloss over, Walter said. Featured image from Meta, chart from TradingView

While market observers often watch the price of tokens, the real story right now is happening in the background of the XRP Ledger. Institutional interest in XRP Spot ETFs is climbing, with more than $65 million in new funds entering the space. Related Reading: Rave Token Crashes 95% As Manipulation Allegations Trigger Panic This surge in professional investment coincides with a massive spike in network use. Daily transactions on the ledger have jumped to nearly 3 million. That is three times the volume seen just a year ago. Institutional Growth Drives Record Network Volume Data shows that the XRP Ledger is handling more than just simple transfers. Tokenized commodities have crossed a $1 billion milestone on the network. At the same time, Ripple’s own stablecoin, RLUSD, has reached a $1 billion market cap. This increase in utility is changing how people view the blockchain. Some market figures, like Cardano founder Charles Hoskinson, still raise concerns about how Ripple funds its work by selling tokens from its own supply. However, the network itself is busier than ever. Demand for XRP keeps growing. More access, more ecosystems, more utility. https://t.co/zEqt5C3mmJ — Brad Garlinghouse (@bgarlinghouse) April 17, 2026 Reports indicate that Ripple recently moved 75 million XRP between April 20 and April 21. This amount is worth about $107 million. The movement was not a single transaction. Instead, it was a multi-step process. First, Ripple moved 50 million tokens to an internal wallet. From there, the funds moved through a series of addresses. One specific address split the 75 million XRP into five separate piles. Each pile held 15 million tokens. Ripple just moved 75,000,000 XRP worth $107,000,000 on-chain ???? something’s always cooking when Ripple moves this quietly… $XRP pic.twitter.com/W0WYXZQuRW — Xaif Crypto (@Xaif_Crypto) April 20, 2026 Tracking The Flow Of Millions To Major Exchanges The path of these tokens ended at different destinations. Based on reports, 50 million of the XRP reached Coinbase wallets. The other 25 million stayed in private addresses. This type of movement often makes traders nervous about a price drop. Usually, sending tokens to an exchange means someone is getting ready to sell. Despite the large amount of money moving, the price of XRP did not crash. XRP has actually held its ground quite well. The token is trading between $1.43 and $1.44. In the last seven days, it rose by about 8%. This performance was better than Bitcoin or Ether during the same period. Related Reading: Bitcoin’s Record Miner Sell-Off Casts Shadow Over Ceasefire-Fueled Rebound Analysts suggest that the 75 million XRP transfer might be for liquidity management. Since big investment firms are buying into ETFs, they need a steady supply of tokens to trade. Ripple may be moving these funds to make sure the market has enough depth to handle that demand. Featured image from Unsplash, chart from TradingView

John Bollinger, the creator of Bollinger Bands, used a sharply worded post on X on April 21 to argue that Bitcoin, XRP and the broader crypto market need a break from what he sees as capital being pulled out of the sector by Washington. Bollinger did not cite a dataset or name a specific policy move, but his reference to the “current administration” landed in a market already primed to read that as a swipe at President Donald Trump’s orbit and the crypto ventures tied to it. “Can’t help but wonder if the current administration is done sucking capital out of the crypto space. Perhaps one of you can figure out how much capital they have removed from the space and make an estimate of the impact.” He then added the line that gave the post its sting: “Be nice to get back to business!” Bollinger tagged BTC, ETH, LTC and XRP, making clear he was talking about market-wide conditions rather than a single trade or narrative pocket. The Story Behind Bollinger’s Bitcoin, XRP And Crypto Thesis Bollinger’s complaint, read in context, is that crypto has spent too much time functioning as a political extraction machine and not enough time trading on its own fundamentals. That is an inference from his post, not a quantified claim by Bollinger himself, but it fits a period in which Trump-linked projects have absorbed enormous attention, liquidity and fee generation. Related Reading: XRP Indicator Turns Bullish Again After 3 Months: What’s The Next Price Target? The clearest example was the TRUMP meme coin. Entities behind the token accumulated close to $100 million in trading fees in less than two weeks after launch, while tens of thousands of smaller traders lost money. 80% of the token supply was owned by CIC Digital, a Trump business affiliate, and another related entity, meaning a large share of the economics sat with insiders from the start. Then there is World Liberty Financial, the Trump family-backed crypto venture that has become a much larger and more durable capital sink. World Liberty raised more than $550 million through sales of WLFI governance tokens, that the Trump family took a 60% stake in the business and rights to 75% of net token-sale revenue and 60% of operating revenue, and that only about 5% of the funds raised were left to build the platform itself. New token sales still send 75% of proceeds to the Trump family, even as the project proposed tighter lockups for early investors and faces a fresh lawsuit by TRON founder Justin Sun. Related Reading: 4 Signs XRP Is Moving From Bearish to Bullish: Analyst That does not prove that money flowing into Trump-linked projects is money directly taken from Bitcoin or XRP on a one-to-one basis. But it does support the broader market argument Bollinger was making: in a cycle where capital is finite, politically branded tokens, insider-heavy token sales and fee-rich speculative launches can divert risk appetite away from liquid majors and the business of trading them. If that dynamic eases, Bollinger’s call for “relief” may resonate most with investors who think Bitcoin and XRP have spent the last year competing not just with macro headwinds, but with the administration’s own crypto cash registers. At press time, XRP traded at $1.45. Featured image created with DALL.E, chart from TradingView.com

XRP is approaching a critical resistance zone as momentum builds toward a potential breakout. However, with price still struggling to clear the $1.53 level, the risk of rejection remains high. A failure at this key barrier could quickly shift sentiment and trigger a move lower, making the next reaction crucial for direction. Wave E Nears Completion As XRP Tests Key Resistance CasiTrades has highlighted that XRP is currently approaching a definitive stage in its market cycle, specifically moving toward the completion of Wave E within a larger consolidation pattern. Technical indicators across multiple subwave degrees are identifying the $1.53 level as the primary resistance hurdle. Related Reading: 4 Signs XRP Is Moving From Bearish to Bullish: Analyst The current forecast anticipates a series of upward moves into the $1.50 to $1.53 price range. This bullish remains technically valid as long as the price stays above the critical support of $1.39. A breach below this support would likely disrupt the current wave count and suggest a shift in momentum. Market observers are also keeping a close eye on Bitcoin’s performance, as its movement could influence XRP’s direction. If Bitcoin rallies into its own resistance zone near $79,000, it would likely provide the necessary tailwind for XRP to challenge the $1.50–$1.53 area. However, there is a risk of a wave failure where XRP falls just short of its target if Bitcoin reaches a local top. The price action shows a major test of resistance that will likely define XRP’s trajectory for the coming weeks. While a breakout would be significant, a rejection at these higher levels could lead to a sharp retracement to the $1.09 and $0.87 range. XRP Struggles To Reclaim $1.50 Resistance In a recent update, analyst Hov highlighted that XRP still hasn’t reclaimed the $1.50 level, a key resistance that continues to cap upside momentum. What makes this more notable is that several major cryptocurrencies have already pushed to new local highs, while XRP continues to lag.  Related Reading: XRP Locked In Range, But Here’s What Happening Underneath This relative weakness is beginning to raise concerns, suggesting that buyers have not yet fully stepped in with enough conviction to drive prices higher. From a structural perspective, XRP is currently forming a very clear triangle pattern. While this type of pattern often signals a buildup before a breakout, Hov cautions that overly obvious ones can sometimes lead to false expectations. The key trigger to watch now is a breakout above the ACE trendline. If confirmed, the next upside target sits around the $1.90 region, aligning with a possible wave 3 expansion from the lows. Beyond that, price action will need to be monitored closely to determine whether XRP can sustain a stronger bullish trend or if more consolidation lies ahead. Featured image from VectorStock, chart from Tradingview.com

Crypto pundit UnknowDLT has revealed that Japan has provided regulatory clarity for XRP, classifying it as a financial instrument. This comes amid predictions about the altcoin’s trajectory, including a possible rally to $10.  Japan Classifies XRP Along With Stocks And Bonds In an X post, the pundit noted that Japan has reclassified crypto assets as financial instruments, meaning that XRP now has the same legal status as a stock or bond. He added that the country with the strictest crypto regulations in the world has just put XRP on par with traditional financial assets.  Related Reading: Massive XRP Adoption Trend Paints The Most Bullish Picture Yet Amid this development, XRP pundit XRP Update noted that Japan was one of Ripple’s earliest strongholds. The pundit noted that, through its partnership with SBI, the company launched On-Demand Liquidity (ODL), using XRP as a bridge asset to enable real-time cross-border payments and eliminate pre-funding.  Since then, XRP has continued to witness massive adoption in Japan. Crypto pundit Xaif recently noted that Japan is tokenizing payments on the XRP Ledger. Specifically, SBI and Tobu Top Tours have partnered to issue prepaid payment tokens on the XRP Ledger, which are tied to the 30 trillion yen market.  Furthermore, Japanese crypto firm Rakuten Wallet has listed XRP for its 44 million users. These users will be able to buy XRP with loyalty points and can spend them across the country. This is part of an integration that connects XRP to up to 5 million merchants in the country. As such, XRP continues to see massive adoption in the country amid the token’s reclassification as a financial instrument.  A Rally To $13 Still In Play For XRP Crypto analyst Egrag Crypto has stated that an XRP rally to between $9 and $13 is still in play. He noted that market participants are focused on the descending triangle but are missing the bigger picture. He acknowledged that after 14 months of accumulation, the token formed this descending triangle and broke down as it statistically should.  Related Reading: XRP Is At A Critical Decision Point, But Can Price Still Rally To $2? However, Egrag Crypto said that this breakdown is not a trend failure but rather a liquidity sweep inside a macro uptrend. He added that the real structure is the Bifrost Bridge and that as long as XRP is rising in this macro channel, then the trend is intact. Also, the structure is bullish while the move is unfinished, signaling a further rally to the upside. The analyst stated that triangles are short-term patterns and that channels define cycles.  As such, Egrag Crypto is confident that XRP will still rally to as high as $13, with XRP still inside this macro channel. He added that a long accumulation translates to an explosive expansion.  At the time of writing, the XRP price is trading at around $1.45, up in the last 24 hours, according to data from CoinMarketCap. Featured image from Adobe Stock, chart from Tradingview.com

XRP has been trying to carry its momentum higher after last week’s rally, but at the moment, it’s running into a familiar ceiling. The token is now hovering at the top of its consolidation band, trading in the roughly $1.3 to $1.4 area, yet buyers have not been able to push it through into a sustained breakout.  Even so, XRP’s daily MACD has flipped bullish for the first time since January, a shift that could signal improving momentum and a potential renewed leg up. According to market expert Sam Daodu, whether this reversal holds will depend on key developments over the next ten days. Several major macro and regulatory milestones will act as the near-term ‘trigger points’.  This Signal Has Big History Daodu notes that on XRP’s daily chart, the MACD line remained below the signal line for most of 2026. Attempts to flip bullish repeatedly failed until now. The difference this time, he says, is that the bullish change has managed to hold rather than reversing immediately. He also points out that when XRP has seen the MACD flip before, it hasn’t been a small event. The last time the same type of bullish signal held, XRP recorded its biggest move in months.  Related Reading: AAVE Price Plummets By 26%: $9 Billion Net Outflows Traced To Kelp DAO Hack Back in early January, the MACD flipped bullish, and the token rallied about 25% in one week. That move culminated in a peak around $2.40 on January 7, which Daodu describes as XRP’s strongest rally of the year at the time—and one that began with the same bullish momentum setup that’s reappearing now. Even with the momentum indicator turning, Daodu argues that XRP still needs two key catalysts to break out cleanly rather than merely oscillating inside the current range.  The first is regulatory progress tied to the CLARITY Act. Specifically, he says the CLARITY Act markup needs to happen before May, because institutional participation often depends on clearer regulatory visibility.  The second catalyst is geopolitical resolution—he expects the ceasefire in the war to be extended beyond April 22. Put together, those developments are important because they could unlock additional institutional demand that has been waiting for clarity. XRP Breakout Watch Daodu projects that if both of those factors fall into place, institutions waiting for regulatory cover could pour another $4 to $8 billion into XRP exchange-traded funds (ETFs).  From a price-confirmation perspective, he adds that a daily close above $1.55 would validate the MACD flip and reinforce the idea that the current breakout attempt is more than a temporary spike.  If that confirmation arrives, the upside targets he references will point back towards $1.80. This would represent a 25% rally in the altcoin’s price from the current level of $1.43.  Related Reading: A Stark XRP Price Call: Why One Analyst Says It Could Be Under $1 By 2031 There is, however, a clearer path for the rally to stall. The fastest way for momentum to fade, in his view, is for the ceasefire to expire on April 22 without a new deal.  If fighting resumes, he expects oil prices to climb back above $100, which can quickly pressure risk assets. In that environment, the MACD could flip back to bearish. And if the CLARITY Act also stalls beyond May, he expects that XRP would likely give back the move it has built so far, potentially sliding to $1.30 or lower. Featured image from OpenArt, chart from TradingView.com 

A partnership between BlackRock, Mastercard, Gemini, and Ripple recently completed tests using a regulated stablecoin to settle card payments on the XRP Ledger. This move shows how traditional financial giants are shifting from watching blockchain technology to actually putting it to work. Related Reading: XRP Poised To Dominate New DeFi Cycle, XRPL Validator Says The trial focused on RLUSD, a stablecoin designed to help banks process payments with more transparency and speed than current systems allow. Major Institutions Explore Blockchain Infrastructure Ripple executive Odelia Torteman shared details about these developments during a recent industry forum in London. While many people view XRP as a token for trading, firms like BlackRock and Franklin Templeton are looking at the underlying ledger as a tool for institutional finance. The network was built to handle cross-border transactions and move multiple types of assets at once. It includes a built-in decentralized exchange and an automated market maker. These features allow large companies to trade and move value without being fully reliant on traditional middlemen. Last September, Franklin Templeton joined forces with Ripple and DBS Bank to introduce new ways to lend and trade. They used money market funds that were turned into digital tokens to increase liquidity. By combining these tokens with regulated stablecoins, the firms aim to make capital move more efficiently while staying within legal rules. This approach helps build trust for large investors who are often wary of the volatile nature of the broader crypto market. BlackRock And Ripple Link Investment Funds Reports indicate that the reach of this technology is expanding into the world of Treasury products. Ripple worked with Securitize to create a system where investors in BlackRock’s BUIDL fund can turn their holdings into RLUSD. This setup allows for liquidity 24 hours a day through the use of smart contracts. Normally, pulling money out of these types of funds can take time and only happens during banking hours. This new method changes that by allowing constant access to funds. Future Growth For Bridge Assets Data shows that the XRP Ledger is being positioned as a primary choice for firms that need to meet strict identity and compliance standards. It uses “trust lines” and specific tools to handle know-your-customer requirements. Related Reading: $1.4 Billion Pours Into Crypto — What’s Driving The Surge? It is evident that the actual application of XRP is changing as more institutions start participating in its operations. The coin has traditionally been used for speculative purposes by individual traders through exchanges; however, it is currently being applied as a technical medium of liquidity. As a digital asset, XRP acts as a mediator for banks and facilitates transactions in various forms of value worldwide in a matter of seconds. Featured image from The Wall Street Experience, chart from TradingView

XRP may be entering a more constructive phase, according to a new thread via X from market analyst Ali Martinez (@alicharts), who argued on April 21 via X that the asset is showing a “structural trend shift from bearish to bullish.” The case rests on a mix of trend-following indicators, whale accumulation, exchange supply dynamics, and a tightening chart structure that could set up a larger move. 4 Signs XRP Is Turning Bullish Ali’s first signal is a change in the macro trend on the daily chart. In the thread, he said the SuperTrend indicator has now issued its first buy signal since January, a notable reversal after months of persistent sell pressure. He wrote: “On the daily chart, the SuperTrend indicator has flashed a buy signal for the first time since January. This flip suggests that selling pressure is waning down, and XRP could be gearing up for a trend reversal.” Related Reading: ‘The Short Version For Why I Hold XRP Through Everything’; Analyst Reveals That call builds on an earlier April 18 post in which Ali framed the signal as a potentially important inflection point. “For the first time since Jan. 17, the SuperTrend indicator has flipped bullish on the daily chart. After months of ‘sell’ pressure, we are officially seeing a buy signal that anticipates a major comeback in XRP’s trend. While the trend has shifted, the real test lies at $1.55,” he wrote. The second sign is positioning from large holders. Ali said on-chain data from Santiment shows whales accumulated roughly 360 million XRP over the past week. If that accumulation continues, it adds weight to the idea that the recent change in trend is being supported by capital rather than by a short-lived bounce. The third sign is the setup forming on lower time frames. Ali said XRP has been compressing into a symmetrical triangle, a structure he argued could foreshadow a 35% move once price breaks out decisively. In his telling, the pattern fits with the broader shift underway: macro conditions are improving, supply is being pulled off exchanges, and price is coiling into a tighter range. Related Reading: Is XRP Gearing Up For A 35% Move? This Pattern May Suggest So “As the macro trend flips and supply is pulled off exchanges, a symmetrical triangle has formed on the lower time frames. This pattern has compressed the price into a tight range, anticipating a 35% move once a breakout occurs,” he writes. The fourth sign is the clarity of the invalidation and breakout levels. He says a daily close above $1.55 would validate the breakout and open the way toward $1.90, describing that resistance as “the key level” that has capped upside recently. At the same time, he said the bullish outlook remains intact only as long as XRP holds the $1.30 support zone. Rather than calling for an immediate breakout, Ali is outlining a market that may be transitioning from defense to offense, with defined levels that would either confirm or weaken the thesis. A bullish SuperTrend flip, whale accumulation, a compressed triangle, and a nearby resistance test do not amount to proof on their own. Together, though, they form a coherent case that XRP may be moving out of a bearish regime and into an early bullish one. At press time, XRP traded at $1.4368. Featured image created with DALL.E, chart from TradingView.com

XRP price started a recovery wave above $1.40 and $1.4150. The price is now consolidating and might aim for a fresh move if it clears $1.4650. XRP price started a recovery wave above the $1.420 zone. The price is now trading above $1.420 and the 100-hourly Simple Moving Average. There is a rising channel forming with support at $1.4190 on the hourly chart of the XRP/USD pair (data source from Kraken). The pair could continue to move up if it settles above $1.4650. XRP Price Holds Support XRP price remained supported above $1.3920 and started a recovery wave, like Bitcoin and Ethereum. The price was able to climb above $1.4050 and $1.4120 to enter a short-term positive zone. There was also a move above the 38.2% Fib retracement level of the downward move from the $1.510 swing high to the $1.3917 swing low. However, the bears are now active near the $1.450 zone. Besides, there is a rising channel forming with support at $1.4190 on the hourly chart of the XRP/USD pair. The price is now trading above $1.420 and the 100-hourly Simple Moving Average. If there is a fresh upward move, the price might face resistance near the $1.450 level or the 50% Fib retracement level of the downward move from the $1.510 swing high to the $1.3917 swing low. The first major resistance is near the $1.4650 level.  A close above $1.4650 could send the price to $1.490. The next hurdle sits at $1.50. A clear move above the $1.50 resistance might send the price toward the $1.5180 resistance. Any more gains might send the price toward the $1.5320 resistance. Another Drop? If XRP fails to clear the $1.4650 resistance zone, it could start a fresh decline. Initial support on the downside is near the $1.420 level. The next major support is near the $1.40 level. If there is a downside break and a close below the $1.40 level, the price might continue to decline toward $1.3750. The next major support sits near the $1.3620 zone, below which the price could continue lower toward $1.350. Technical Indicators Hourly MACD – The MACD for XRP/USD is now losing pace in the bullish zone. Hourly RSI (Relative Strength Index) – The RSI for XRP/USD is now above the 50 level. Major Support Levels – $1.40 and $1.3750. Major Resistance Levels – $1.4500 and $1.4650.

David Schwartz, the former Chief Technology Officer (CTO) of Ripple, has addressed recent concerns over DeFi bridge security, reassuring XRP Ledger (XRPL) users that the network is not exposed to attacks like those linked to the Kelp DAO exploit. He emphasized that vulnerability in cross-chain bridge systems largely depends on how they are designed and implemented, as well as on the level of reliance on external bridge infrastructure.  How XRP Users Remain Protected From Kelp DAO-Related Exploits In an X post on April 20, Schwartz provided context on how users in the XRP Ledger (XRPL) ecosystem are positioned differently from those exposed to cross-chain risks in Kelp DAO exploits. The discussion follows concerns in the DeFi space after Kelp DAO suffered a major security breach tied to vulnerabilities in its bridging infrastructure. This hack resulted in approximately $292 million in rsETH tokens being stolen from the protocol and immediately used as debt collateral on Aave, a lending protocol.  Related Reading: What’s Really Going On With Ripple’s XRP Ledger And Are Investors Coming Back? Schwartz noted that his past evaluations of DeFi bridging systems, including those considered for Ripple’s stablecoin RLUSD, were heavily focused on security design. According to his assessment, many of these systems already had strong mechanisms to prevent the type of fraudulent cross-chain message manipulation observed during the Kelp DAO attack. However, he noted that actual protection depends on whether projects fully activate those safeguards.  The ex-Ripple CTO also pointed to a recurring issue in DeFi infrastructures, where security features exist but are often practiced optionally. He noted that most bridge providers tend to promote their systems as “super safe,” while also emphasizing ease of use and fast deployment across different blockchains. In reality, some of these stronger security settings are left optional or disabled. As a result, Schwartz noted that many developers sometimes choose simpler configurations instead of fully enabling the full set of available security options. He added that, due to the trade-off between convenience and the costs of operational complexity, some teams avoid more robust setups. In his view, this creates a serious gap and can leave systems exposed to attacks that the underlying design was intended to prevent.  For XRP Ledger users, Schwartz noted that the blockchain’s reliance on bridge security systems is significantly reduced. As a result, exposure to vulnerabilities similar to the Kelp DAO incident is structurally limited.  How XRP Ledger Design Reduces Reliance On Bridge Systems Schwartz has noted a structural difference in how the XRP Ledger operates compared to many DeFi ecosystems that depend on external bridges. In systems like Kelp DAO’s rsETH setup, assets move across chains through third-party bridge protocols, which introduce additional points of failure if verification rules are not strictly enforced. Related Reading: Pundit Says This Chart Paints The Clearest Macro Picture For XRP In contrast, the XRP Ledger is designed with built-in transaction finality and does not rely on the same type of external cross-chain messaging infrastructure for its core functions. This significantly reduces the ledger’s exposure to security breaches and exploits that target tricking bridge validators or falsifying cross-chain instructions. Featured image from Pixabay, chart from Tradingview.com

Ripple is building a multi-stage plan to prepare the XRP Ledger (XRPL) for an eventual shift to post-quantum cryptography, setting a 2028 target for full readiness. This comes as advances in quantum computing force blockchain developers to think more concretely about how existing security systems may need to change in preparation for “Q-day.” The company […]
The post Ripple sets 2028 deadline to harden XRPL after Google’s quantum research sharpens attack risk appeared first on CryptoSlate.

XRP’s decentralized finance ecosystem is growing fast. Its FXRP supply is closing in on 160 million tokens, a milestone that signals rising adoption just months after launch — and the numbers are fueling a broader argument about where XRP stands in the future of decentralized finance. Related Reading: $1.4 Billion Pours Into Crypto — What’s Driving The Surge? XRPL Validator Makes The Case For Stability A validator on the XRP Ledger known as Vet made waves on X this week, arguing that XRP is built to drive the next phase of DeFi in a way that other protocols are not. His argument doesn’t rest on raw performance data. Instead, it centers on what the XRP Ledger was deliberately designed to leave out. According to Vet, the protocol skips features like complex smart contract composability and staking — tools common on rival chains — because those features carry hidden dangers. Classic DeFi has a long way to go to replace TradFi completely as we can see. XRP will lead the new wave of DeFi. People aren’t ready for it but it’s inevitable, our protocol design choices are superior and more robust for high value use cases such as DeFi replacing TradFi. — Vet (@Vet_X0) April 19, 2026 Cascading failures, layered bugs, and compounding risks are what he calls “multiplicative risk.” By avoiding them, he says, the XRP Ledger becomes a more solid base for high-value financial applications. Traditional finance, he added, is far from being replaced by existing DeFi systems, and XRP’s design makes it better suited for that long transition. A portion of the FXRP supply is already locked into protocols including Firelight, Kinetic, BlazeSwap, and Upshift. XRP holders are using these platforms for yield and liquidity, marking the early stages of an ecosystem that continues to build out through Flare Network’s staking infrastructure. Flare Founder Fires Back Not everyone accepted Vet’s framing without question. Hugo Philion, the founder of Flare Network, pushed back on what he saw as premature claims of superiority. Philion said he supports both XRP and the XRP Ledger, but argued that no protocol earns the right to claim it is better until it has been put through real pressure at real scale. As you know I am a big believer in XRPL and XRP but this kind of grave dancing is extremely unseemly especially as various protocols have had issues and bugs when being rolled out on XRP Ledger. Before commenting on the superiority of protocol design choices etc you would need… — Hugo Philion (@HugoPhilion) April 20, 2026 He pointed out that multiple crypto protocols — including those tied to XRPL — have run into bugs and rollout problems. Related Reading: XRP A Strong Buy Before 2027 Despite 27% Drop In 2026: Finance Advisory Firm DeFi, he said, is still maturing across the board, and XRP’s entry into the space should be seen as part of that wider development, not a leap ahead of it. Vet responded by clarifying his position. He was not arguing that XRP beats the competition outright. His point, he said, was about managing downside risk — and that the trade-offs baked into the XRP Ledger are intentional choices, not shortcomings. Featured image from Meta, chart from TradingView

XRP is holding above $1.40 as the broader market navigates another uncertain stretch, with buyers and sellers locked in a standoff that has yet to resolve in either direction. The price has recovered to around $1.44, a level that feels more stable than where it was just weeks ago. But an Arab Chain report raises a question the price alone cannot answer — whether real demand is driving the recovery or something considerably more fragile is. Related Reading: XRP Just Settled $291 Million On-Chain, Almost Nothing Hit Binance: Find Out What’s Happening The issue sits in the order flow data. XRP’s Cumulative Volume Delta on Binance is registering approximately -7.18 million, meaning that across the recent trading period, sell orders have been consistently outpacing buy orders in aggregate volume. In markets, that kind of divergence between a rising price and negative order flow tends to mean one of two things. Either sellers are gradually exhausting themselves, and the price is finding its footing naturally, or the price is being propped up by a temporary reduction in selling pressure rather than any genuine surge in demand, and when that pressure returns, the recovery gives way. The distinction matters more than it might appear. A price held up by fewer sellers is a very different setup from a price driven higher by more buyers. One can sustain. The other tends not to. Progress, But Not Confirmation The Arab Chain report offers one genuinely constructive signal alongside the caution. The 30-day correlation between XRP’s price and its order flow has improved to approximately 0.61 — a reading that suggests the two are beginning to move in a more aligned relationship than they have in recent periods. When price and underlying liquidity dynamics start tracking each other more closely, it typically means the market is transitioning out of a disorderly phase and toward something more coherent. That alignment matters because the previous environment — where price moved in one direction while order flow told a contradictory story — is precisely the kind of setup that produces sharp reversals. The improving correlation suggests that the dynamic is gradually resolving, which is a more stable foundation for price action, even if it does not guarantee direction. Price is recovering, and correlation is improving, but sell orders continue to dominate the aggregate flow. The CVD has not flipped positive, and until it does, the recovery lacks the order-flow backing that would make it structurally convincing rather than technically tentative. What the data describes is a market in transition — better than it was, not yet where it needs to be. XRP at $1.44 is holding a level. Whether it builds on that level or retreats from it depends on whether the improving correlation eventually pulls the order flow into alignment with the price, or whether the persistent selling pressure reasserts itself first. Related Reading: Aave Is Trading Like 2022 Again: Danger Zone Or Entry Point? XRP Stabilizes After Prolonged Downtrend XRP is attempting to stabilize around the $1.40 level after an extended downtrend that began following its 2025 peak above $3.00. The chart shows a clear deterioration in structure over the past several months, with price consistently printing lower highs and lower lows, confirming sustained bearish control. The recent price action reflects a shift from decline to consolidation. Since February, XRP has been trading within a relatively tight range between roughly $1.30 and $1.50, indicating a temporary balance between buyers and sellers. This range formation suggests that the aggressive sell pressure seen during the breakdown phase has eased, but it has not been replaced by strong directional demand. Related Reading: XRP Volatility Just Hit A Multi-Year Low – Analysts Explain Something Is About To Change From a trend perspective, XRP remains below the 200-day moving average, which continues to slope downward and act as long-term resistance. The inability to reclaim this level reinforces that the broader trend has not yet reversed. Volume behavior supports this interpretation. After the sharp spike during the capitulation phase, volume has declined steadily, signaling reduced participation and a lack of conviction from both sides. For XRP to shift into a more constructive structure, it would need to break above the $1.50–$1.60 zone and sustain momentum. Until then, the current price action reflects stabilization within a broader bearish trend rather than a confirmed recovery. Featured image from ChatGPT, chart from TradingView.com 

One analyst is arguing that XRP could fall below $1 within five years — a prediction that contrasts sharply with the token’s historical price action during previous bull and bear cycles.  The argument, however, rests on what the analyst says are catalysts that XRP supporters expected to push the price much higher, but which ultimately faded. Catalysts Have Come And Gone Motley Fool analyst Johnny Rice says several of the “big” events that bullish investors pointed to have already come and gone. In his view, those moments briefly lifted sentiment and price, but the token later slipped back toward levels that look closer to where it started rather than sustaining a long-term breakout.  Rice points first to the settlement between the US Securities and Exchange Commission (SEC) and Ripple Labs, which provided significant clarity for the token. The resolution helped unlock momentum, but Rice says it wasn’t enough to create durable demand. Related Reading: Ethereum Just Saw Its Strongest Buy Pressure Since The 2022 Bear Market He also highlights the launch of spot XRP exchange-traded funds (ETFs). In the early period, this helped drive a surge in interest—Rice notes that total investment hit about $1.6 billion. But he says that initial enthusiasm proved short-lived.  Rice’s assessment also frames XRP’s performance against recent price history. He notes that the altcoin is down more than 60% from its July high of around $3.65.  He adds that the token is also trading well below $2 before the SEC dropped its lawsuit, suggesting that even after the legal overhang was removed, the market did not sustain the kind of upside many bulls had forecast. XRP Outlook Under $1 Rice says one of the central narratives among bulls has been that financial institutions would need XRP to move value across borders. The argument is that banks’ cross-border activity could translate into stronger, ongoing demand for the token if adoption keeps expanding. The logic is that Ripple’s technology converts one currency into XRP—the bridge asset—then converts XRP into the destination currency. In that framework, broader bank adoption should translate into more XRP demand, and, ultimately, higher prices. Rice says that thesis has not clearly materialized in a way that supports the bullish price targets. He argues that even though adoption of Ripple’s payments platform continues to grow, the XRP price hasn’t followed in proportion.  The analyst describes this disconnect as something that has accelerated over the past year, and he explains why demand for cross-border payments may be weaker than many investors assumed. Related Reading: Remember Arbitrum? This Analyst Just Predicted That A 7,400% Rally Is Coming The central issue, in his view, is that Ripple’s stablecoin is “undercutting XRP” demand as the bridge asset. If banks have a more attractive alternative for use in cross-border transfers—specifically Ripple’s own stablecoin, RLUSD—then the “bridge through XRP” demand mechanism becomes less potent.  Rice’s point is not simply that Ripple’s business is doing better or worse, but that the source of real incremental demand for XRP may be eroding as RLUSD offers banks another option for bridging value. The analyst says he believes Ripple is building a thriving payments business and that five years from now it may continue expanding its footprint in the industry.  But his bottom-line forecast remains bearish: he expects XRP to end up below $1, far from the higher price targets often promoted around the idea of XRP becoming the key banking bridge asset. Featured image from OpenArt, chart from TradingView.com 

Most crypto investors develop convictions through price charts and market cycles. XRP Bags, a widely followed XRP enthusiast on X, holds his through something else entirely, which is a documented paper trail connecting Ripple to nearly every major institution currently building a new financial system. In a post that has circulated across the XRP community, the analyst laid out a short version of why he has never wavered on XRP, regardless of market conditions. XRP Has A Seat On Every Table That Matters XRP Bags’ conviction on XRP is mostly due to its access. Ripple, he notes, was the only crypto company invited to the Federal Reserve’s payments task force, the only one featured by the World Bank’s Better Than Cash Alliance, and the first ISO 20022 member focused on distributed ledger technology.  Related Reading: Pundit Says This Chart Paints The Clearest Macro Picture For XRP In July 2025, the US Federal Reserve officially adopted ISO 20022 for its FedWire Funds Service, requiring all financial institutions using FedWire to send and receive messages in the new format.  Ripple had already positioned itself ahead of that transition. In 2020, it became the first blockchain company to join the ISO 20022 Standards Body and has since aligned its infrastructure, particularly RippleNet, to meet the standard’s requirements. The analyst also pointed to Ripple’s seats on the IMF’s fintech advisory board, the World Economic Forum, the Digital Dollar Project, the Digital Pound Foundation, and the Digital Euro Association as reasons why he keeps holding XRP through everything.  The mention of Ripple’s participation in the Federal Reserve’s Faster Payments Task Force is often cited within the XRP community as a key milestone. These partnerships were also noted at WEF 2026 in Davos, where Ripple CEO Brad Garlinghouse participated in discussions around blockchain, CBDCs, and cross-border payments. The Talent Strategy Behind Ripple XRP Bags is not relying on Ripple’s partnerships alone on its conviction, but also on the talent behind Ripple’s workings and who the company has chosen to hire.  Related Reading: Ripple CEO’s Comments Stir Up A Wave, Here’s What He Said Over time, Ripple has brought in individuals with backgrounds tied to regulators. The list he cited includes former US Treasury officials, former Federal Reserve attorneys, former SWIFT board members, former SEC chairs, former BlackRock digital asset executives, and former Obama and Clinton administration advisors.  According to the pundit, this list is composed of people who were chosen to build the new financial system before most people knew a new financial system was being built. He summed it up by asserting that “the people building the future already made their choice.” There’s no denying the fact that Ripple is positioning itself as a top contender in the future of finance. In 2025, Ripple engaged in an acquisition spree, spending nearly $4 billion in total ecosystem investments and strategic deals, including almost $3 billion on major acquisitions.  These moves are expected to strengthen the foundation of XRP’s long-term value. According to CEO Brad Garlinghouse, improving XRP utility is Ripple’s North Star, and some of its major acquisitions from last year have already surpassed internal projections.  Featured image from Getty Images, chart from Tradingview.com

A crypto analyst has pointed out how a Symmetrical Triangle forming on the 12-hour XRP price could hint at a notable move ahead for the asset. XRP Is Potentially Moving Inside A Symmetrical Triangle In a new post on X, analyst Ali Martinez has shared a technical analysis (TA) pattern that XRP has recently been consolidating inside. The pattern in question is a “Symmetrical Triangle,” which involves a consolidation channel that, as its name suggests, is shaped like a triangle. It involves two converging trendlines, with the upper one acting as a source of resistance and the lower one that of support. Related Reading: Bitcoin Coinbase Premium Turns Red: Bearish Signal? The main feature of a Symmetrical Triangle that sets it apart from other triangular channels is that its trendlines approach each other at a roughly equal and opposite angle. This means that as the asset travels inside this channel, its range shrinks down to a mid-point. Like with other TA patterns, breaks out of triangles also imply a possible continuation of trend in that direction. That is, a surge above the pattern can be a bullish sign, while a drop under it a bearish one. Now, here is the chart shared by Martinez that shows the Symmetrical Triangle that the 12-hour XRP price has been trading inside for the last couple of months: As displayed in the above graph, the 12-hour XRP price briefly retested the upper level of the Symmetrical Triangle last week, but the coin ended up getting rejected. Since then, it has declined toward the midway line of the triangle. From this position, it’s hard to say which trendline the cryptocurrency will retest next, but it’s possible that the next few retests could end in a breakout, based on the asset’s advance within the channel. It’s visible in the chart that XRP isn’t far from the apex of the triangle, meaning that its range within the triangle has significantly tightened. Generally, a tighter range implies a higher chance of a breakout. As for what kind of move a breakout from this Symmetrical Triangle can lead to, the analyst has highlighted a potential 35% target based on the height of the channel. It now remains to be seen which way the price will escape from this triangle and whether a move of a scale anything like this will follow. Related Reading: Bitcoin Rally Stalls As 60,000 BTC From STHs Hits Exchanges In some other news, XRP saw its SuperTrend flip bullish on the daily timeframe recently, as Martinez has pointed out in another X post. This is the first time since January that the indicator has given this signal. “After months of “sell” pressure, we are officially seeing a buy signal that anticipates a major comeback in XRP’s trend,” explained the analyst. XRP Price XRP surged to $1.50 on Friday, but the cryptocurrency has since declined back to the $1.41 mark. Featured image from Dall-E, chart from TradingView.com

The possibility of the XRP price trading at $100 in 2026 is very bleak, but one crypto pundit believes this can be possible if some dominoes fall one after another. The pundit laid out a seven-point scenario under which XRP could reach $100 before the year is out, a price target that would require the cryptocurrency to gain over 6,900% from current levels and push its market capitalization past $6 trillion. The Domino Theory Behind A $100 XRP Call The forecast of XRP hitting $100 in 2026, which was posted on X by an analyst going by the handle Pumpius, raises the question of what needs to happen for that future to arrive this fast. The post was structured as a conditional argument, a chain of events that must all occur for the target to be achievable.  The $100 target as a scenario dependent on a near-perfect convergence of institutional and regulatory forces. First, Ripple’s On-Demand Liquidity service must see explosive global uptake, with banks and payment giants routing trillions in cross-border volume through the XRP Ledger.  Related Reading: The Hidden FVG Zone That Says Ethereum Price Could Rally To $10,000 Second, XRP spot ETFs must see billions pouring in weekly to transform the asset into an institutional holding comparable to Bitcoin and Ethereum. Interestingly, Spot XRP ETFs have shown some life recently. XRP ETFs recorded $55.39 million in net inflows in the previous week, the highest weekly total since mid-January.  The third condition on Pumpius’ list is full regulatory clarity, the CLARITY Act passing, more jurisdictions classifying XRP as a non-security, and partnerships at SWIFT scale worldwide. The SEC and CFTC jointly classified XRP as a digital commodity in March 2026. The remaining legislative piece, the CLARITY Act, pending a vote expected in April 2026, would, if passed, remove any remaining legal confusion. Conditions four through seven cover a tokenization boom on the XRP Ledger, a supply shock caused by whale accumulation and reduced escrow releases, a Bitcoin-led bull market supercycle where the leading cryptocurrency smashes new all-time highs, and a multiplication of Ripple’s institutional partnerships from 300 to thousands. Where The Math Breaks Down Each condition in isolation is at least theoretically plausible. For a $100 XRP price to materialize in 2026, all seven must converge simultaneously and at a scale that the cryptocurrency has never come close to demonstrating.  Related Reading: Bitwise Research Shows How Much Loss Your Bitcoin Incurs Depending On How Long You Hold At that price, XRP’s valuation would climb into the multi-trillion-dollar range, surpassing the size of any crypto asset seen so far. The market cap arithmetic alone is daunting. At $100 per token, XRP’s market cap would need to exceed $6 trillion, which is almost three times the total crypto market cap as it stands today. Most data-based forecasts for 2026 are far more conservative. For instance, Changelly’s prediction puts XRP ending the year somewhere around $2.40. Standard Chartered’s Geoffrey Kendrick, one of the more bullish institutional voices on XRP, also recently trimmed his 2026 target for XRP from $8 to $2.80. Featured image created with Dall.E, chart from Tradingview.com