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Ripple’s escrow accounts are among the wallets that may not be as protected as they appear. A new breakdown of every account on the XRP Ledger found that multi-signature wallets — including those tied to Ripple — hold 36.60 billion XRP, or over 36% of the total supply, but are not automatically shielded from future quantum threats without proper key management. Related Reading: Bitcoin Bull Run Brewing: ATH In Sight By Late 2026: Analyst What The Numbers Show The analysis was conducted by XRPL validator Vet, who reviewed all 7,810,364 accounts on the XRP Ledger. Based on that review, 23.16 billion XRP currently sits in wallets considered safe from quantum attack. That works out to 27% of all accounts — roughly 2.13 million wallets. Two factors account for their safety: either the wallets have never signed a transaction, meaning the public key has never been exposed, or the account holders rotated their keys and disabled master keys as an extra security step. The first group covers over 24% of accounts. The second, more deliberate group accounts for 2.65%. The logic is straightforward. When a wallet signs a transaction, its public key becomes visible on the ledger. A sufficiently advanced quantum computer could theoretically use that public key to work backward and derive the private key. Wallets that have never signed anything don’t have that exposure. Did a Full History deep dive on all 7.8M XRP Accounts for Quantum Threat exposure targeting dormant accounts. Genesis XRP accounts, the Satoshi Era equivalent, is 0.02% of all XRP supply that is dormant and exposed. Exposed supply increases as dormancy thresholds are lowered.… https://t.co/AxINT1RaXV pic.twitter.com/QvZD8zBCNg — Vet (@Vet_X0) April 29, 2026 Dormant Accounts Raise Hard Questions On the other side of the ledger, 76.82 billion XRP spread across 5.6 million accounts is considered exposed. But Vet noted that 96% of that amount belongs to users who are still active — people who, when the time comes, can move their funds to safer addresses. The harder problem is dormant accounts. Wallets that have been inactive for five or more years hold 2.94% of the total XRP supply, which amounts to 3.83% of all exposed XRP. At the far end, accounts with no activity since before 2014 represent just 0.02% of total supply. Reports indicate that group includes only 14,710 accounts, compared to 1.33 million in the five-year inactive category. For context, Vet pointed to Bitcoin, where holdings tied to Satoshi Nakamoto make up roughly 5% of total supply — much of which may never be moved. Nobody knows why dormant wallets were abandoned. Lost keys, forgotten accounts, and personal circumstances all come into play. That uncertainty makes them the most difficult part of the quantum exposure problem. A 2028 Deadline Already In Motion The XRP Ledger currently uses Ed25519 and secp256k1 cryptographic standards. Both remain secure today, but could become vulnerable as quantum computing advances. Related Reading: WLFI Selloff Deepens After Controversial Governance Vote Goes Live Ripple has laid out a four-phase roadmap aimed at making the network fully quantum-resistant by 2028. Early testing of new systems is already underway, with updates to the main network planned for later phases. The long-term fix for exposed wallets is expected to involve quantum-resistant encryption that lets users migrate funds to better-protected addresses. That works for people who still have access. For those who don’t — whether due to lost credentials or other circumstances — the exposure may be permanent. Featured image from ForkLog, chart from TradingView

Former Ripple CTO David Schwartz pushed back against renewed claims that XRP could reach $10,000, arguing that the market itself already provides a reality check on such extreme price targets. In an exchange on X, Schwartz framed the issue less as a debate over belief and more as a question of rational capital allocation: if sophisticated investors truly saw even a small chance of that outcome, why has XRP not already been priced far higher? Schwartz Pushes Back on XRP Moonshot Claims The discussion began after an X user asked Schwartz to comment on theories built around a crypto adaptation of Chris Burniske’s Price = PQ / (V × S) model, which some XRP supporters have used to argue for a possible $10,000 XRP. Schwartz answered with a simple market-based objection. “If there were a few very rich, very rational people who really believed that there was a 1% chance that XRP could hit $10K in 10 years, they’d bid XRP up to at least $20 today,” Schwartz wrote. “Why aren’t they? Conspiracy?” The point was not merely that $10,000 is a large number. Schwartz’s argument was that if the expected value of such a target were credible to rational, well-capitalized investors, they would not wait passively. Even assigning only a small probability to a massive future price would, in his reasoning, be enough to justify aggressive buying at far higher levels than the current market has sustained. Related Reading: XRP’s Leverage Has Been Flushed Out, But Price Is Still Holding: Find Out What Follows That Setup That answer cut directly into one of the recurring assumptions behind ultra-bullish XRP forecasts: that the market has failed to price in future institutional utility, settlement demand, or some latent strategy held by Ripple. Schwartz’s response suggested that markets may be imperfect, but they are not so inert that major pools of capital would ignore an asymmetric opportunity of that scale if they believed it was remotely plausible. The debate then moved to another familiar claim in XRP circles: that Ripple itself could use its own products, including Ripple Prime or treasury-related flows, to drive the asset dramatically higher. One user asked why Ripple would not “use their own stuff” through those channels and suggested it could push XRP above $100. Schwartz rejected the idea that Ripple still holds some unused mechanism capable of massively repricing XRP on command. “Maybe there was one time when you could semi-plausibly argue that Ripple had some easy way to shoot up the price of XRP massively for good but was just waiting for the right time to maximize something or other,” he wrote. “But boy, it’s hard to argue that today. For one thing, circumstances have changed so much that it’s hard to imagine we’ve held onto this magic switch for so long and it’s still just waiting to go.” Related Reading: Peter Brandt Puts XRP Bulls on Alert With New Support Chart He added that Ripple has already explained its strategy, even if the company does not disclose every internal detail. “We’ve explained what we’re doing, why we’re doing it, and what we hope to achieve,” Schwartz wrote. “While we aren’t transparent about everything, we’re not hiding some grand conspiracy. At least not as far as I know.” Another user argued that wealthy investors often focus on wealth preservation rather than high-risk bets. Schwartz countered that this misunderstands how large pools of capital often behave. “The way rich people preserve wealth is by taking bigger risks than other people can stand to take,” he replied. The exchange continued when another user suggested that very wealthy buyers would accumulate XRP over the counter rather than on centralized exchanges, limiting visible price impact. Schwartz conceded that could be true initially, but argued it would not change the broader conclusion. “At first,” he wrote. “But they wouldn’t stop until they had moved the price or run out of money.” At press time, XRP traded at $1.3749. Featured image created with DALL.E, chart from TradingView.com

A crypto market analyst has suggested that XRP appears to be forming “one of its most significant multi-year structural patterns to date,” which could lead the altcoin to a rally similar to its 2017 expansion. Related Reading: Ethereum Poised For $140% Rally If This Resistance Flips – Analyst Calls Breakout Inevitable XRP Eyes 2017-Like Expansion On Thursday, market observer ChartNerd stated that XRP appears to be repeating a setup that may surpass the scale of the 2017 pre-breakout formation, which led to a massive 68,000% expansion during that cycle. In a video, the analyst explained that the altcoin has been developing since 2020, when the price saw its bear market bottom and created an ascending support level that held for nearly six years. Since then, XRP has resembled its pre-2017 performance, where the cryptocurrency experiences significant advances after retesting its ascending support, followed by sharp corrections within descending channels. As the chart shows, the altcoin recorded a 10x move between 2020 and 2021, which was followed by the 2022 bear market. After bottoming, XRP saw another 2x rally before retesting the trendline for the first time. The price then rallied another 6-7x between late 2024 and mid-2025, leading to the July all-time high (ATH) of $3,65.  Now, the cryptocurrency is developing a similar corrective pattern to the previous two retests of the ascending support, which could suggest the potential for 1,992% rally to a double-digit target upon confirmation. “If XRP respects this pattern into late 2026, this is where we could potentially create the third retest, which is what we saw in the early cycles before the expansion in 2017,” the analyst asserted. He also added that “if we are repeating this sort of multi-year cycle from before, just on a larger scale here, then this could be one of the largest structural phases where XRP is building a base and waiting for the leg up.” Consolidation Until Late May? ChardNerd also shared a short-term outlook for XRP based on its performance over the past 11 weeks. He noted that on the daily timeframe, the altcoin is still hovering between major descending resistance and ascending support levels, forming a triangle pattern. So, you can see, since we actually formed the base back here in February, we worked down to $1.11, created the resistance, which came back to create this ascending level of support roughly at $1.28. Then we’ve seen this break up to sort of $1.50, and we’ve now pulled back to the support line once again. Taking this into consideration, alongside the fact that its RSI levels are oversold on the daily timeframe, the analyst believes that XRP could be building a base near the ascending support before attempting to retest the descending resistance. Related Reading: Bitcoin Faces ‘Most Critical Week In Months’ Amid $76,000 Retest – Should Investors Worry? Nonetheless, he observed that “because we’re converging in this range and it’s been about 8 to 9, maybe 10 weeks of range-bound price action, it would be likely that we still see this compression” squeeze into the pattern’s apex until at least mid-May, when the price is expected to see a directional breakout from the formation. Ultimately, the market observer suggested that “as long as we respect the trend line and continue to defend ascending support (…), it’s looking for a retest back towards sort of $1.50 in the short term.” Featured Image from Unsplash.com, Chart from TradingView.com

XRP is struggling to hold the $1.35 level as the market consolidates in a range that has defined the price structure for weeks without resolving in either direction. The patience required to hold through this kind of sideways action is real — and a CryptoQuant report has just identified a structural condition beneath the surface that reframes what the current consolidation is actually building toward. Related Reading: Bitcoin Large Players Have Built A Sell Wall At $80.5K–$82K – Spoofing Or Structural Supply? The report examines the relationship between XRP’s leverage ratio and its price. What it has found is a divergence that the data describes as inherently unstable. The leverage ratio is sitting low and moving sideways, reflecting a market where speculative positioning has been significantly reduced. Yet the price is holding relatively high despite that absence of leverage support. In most markets, low leverage and resilient price do not coexist for long. The divergence creates a tension that eventually resolves in one direction or the other. The direction the report is pointing toward is not random. When leverage has been flushed out and the price has held through that flush, the market is no longer being driven by speculation. It is being held by something more structural — genuine demand absorbing supply without the amplification of borrowed capital beneath it. That is the groundwork the CryptoQuant report identifies. The next question is what arrives to complete it. The Market Looks Quiet. It Is Loading The CryptoQuant report is explicit about what history says happens next. Divergences between a low leverage ratio and a resilient price do not persist indefinitely — they are inherently unstable configurations that resolve with directional force. The resolution follows one of two paths: the price drops to meet the leverage ratio, closing the gap from above, or the leverage ratio rises sharply to meet the price, closing the gap from below. The second path is the one that produces the kind of move most participants miss because nothing in the price chart announced it was coming. The current setup points toward the second path for a specific reason. Leverage has been flushed out. Speculative excess has been reduced. And yet the price has not collapsed to match the depleted leverage environment. That resilience is the signal — it means genuine demand is absorbing supply without the mechanical support of borrowed capital. When new long-side leverage eventually re-enters a market in that condition, it does not find a fragile price structure propped up by speculation. It finds a base that has already proven it can hold without leverage, which means the additional fuel of returning leverage produces a disproportionate price response. The report’s conclusion is the most important sentence for anyone watching XRP right now. These periods do not end with slow climbs. They tend to produce sudden and powerful price expansions — the kind where the leverage ratio and price close their gap rapidly and simultaneously, creating the squeeze-driven move that the current configuration has been building toward in silence. The market is calm. That is not the same as saying nothing is happening. Related Reading: DeFi Deleveraging Hits AAVE – Analyst Explains Why Borrowing Demand Falls Off A Cliff XRP Holds Range Floor As Downtrend Loses Momentum XRP is trading near $1.37 on the 3-day timeframe, stabilizing after a prolonged downtrend that began following the mid-2025 highs near $3.50. The broader structure still reflects lower highs and sustained selling pressure, but recent price action suggests that downside momentum is weakening as the market establishes a base. The most important development is the formation of a horizontal support zone between $1.25 and $1.35. This area has now been tested multiple times since February and continues to hold. Indicating consistent demand stepping in to absorb selling pressure. Each rejection below this zone has been met with relatively quick recoveries, reinforcing its structural importance. Related Reading: Binance Ethereum Supply Hits 2020 Levels While Staking Locks A Third: Repricing Ahead? However, the moving averages continue to act as overhead resistance. XRP remains below the 50-day, 100-day, and 200-day moving averages, all of which are trending downward or flattening. This alignment confirms that the macro trend has not yet shifted, and rallies into the $1.50–$1.70 region are still being sold. Volume also reflects a lack of conviction. The spike during the initial breakdown has not been followed by sustained accumulation, with recent activity showing muted participation. XRP is compressing at range lows. A reclaim of $1.50 is needed to challenge the downtrend. While a break below $1.25 would likely trigger another leg lower. Featured image from ChatGPT, chart from TradingView.com 

XRP price started a recovery wave above $1.360 and $1.3620. The price is now consolidating and might aim for a fresh move if it clears $1.3830. XRP price started a recovery wave above the $1.3620 zone. The price is now trading below $1.3850 and the 100-hourly Simple Moving Average. There is a bearish trend line forming with resistance at 1.3760 on the hourly chart of the XRP/USD pair (data source from Kraken). The pair could continue to move up if it settles above $1.3830. XRP Price Holds Support XRP price remained supported above $1.3450 and started a recovery wave, like Bitcoin and Ethereum. The price was able to climb above $1.3550 and $1.3620 to enter a short-term positive zone. There was also a move above the 23.6% Fib retracement level of the downward move from the $1.4060 swing high to the $1.3460 swing low. However, the bears are now active near the $1.3750 zone. Besides, there is a bearish trend line forming with resistance at 1.3760 on the hourly chart of the XRP/USD pair. The price is now trading below $1.3850 and the 100-hourly Simple Moving Average. If there is a fresh upward move, the price might face resistance near the $1.3830 level or the 61.8% Fib retracement level of the downward move from the $1.4060 swing high to the $1.3460 swing low. The first major resistance is near the $1.3920 level.  A close above $1.3920 could send the price to $1.40. The next hurdle sits at $1.4060. A clear move above the $1.4060 resistance might send the price toward the $1.4120 resistance. Any more gains might send the price toward the $1.420 resistance. Another Drop? If XRP fails to clear the $1.3830 resistance zone, it could start a fresh decline. Initial support on the downside is near the $1.3620 level. The next major support is near the $1.350 level. If there is a downside break and a close below the $1.350 level, the price might continue to decline toward $1.3220. The next major support sits near the $1.3150 zone, below which the price could continue lower toward $1.30. Technical Indicators Hourly MACD – The MACD for XRP/USD is now gaining pace in the bullish zone. Hourly RSI (Relative Strength Index) – The RSI for XRP/USD is now above the 50 level. Major Support Levels – $1.3620 and $1.3500. Major Resistance Levels – $1.3830 and $1.3920.

Veteran trader Peter Brandt has shared a weekly chart and asked traders how deep they think XRP could fall into support. The post matters because Brandt’s chart frames XRP not as a clean momentum breakout, but as a market still trying to prove that its late-2024 range expansion can hold as support. Brandt, posting from @PeterLBrandt account on X, addressed the XRP crowd directly. “Attention all Ripplettes,” he wrote. “How deep into support do you Ripplettes think price could go? XRP. See chart.” What This Means For XRP The chart attached to the post showed XRP/USDT on Binance on a weekly timeframe. Brandt marked out a broad structure that begins with XRP’s long base through 2023 and much of 2024, then the sharp vertical breakout in late 2024, followed by a wide consolidation and eventual pullback. The key level near $1.55 appears to be central to the setup. In technical terms, it’s a former range-reclaim. Related Reading: Pundit Shares The Most Important Thing To Remember About XRP That $1.55 region also explains why Brandt’s chart is uncomfortable for bulls. XRP has already slipped below. Once a market loses a prior range, technicians often look for the next areas where buyers previously absorbed supply. Brandt’s lower horizontal lines seem to map those zones: one near the recent consolidation lows, another around the deeper post-breakout support, and then the broader ascending base that defined XRP’s pre-breakout structure. The poll attached to the post made that support map explicit. Brandt offered four choices: “Bottom is in,” “Support at .93xx,” “Support at .72xx,” and “Slightly above zero.” The $0.93 area appears to come from a descending trendline which originates at the 2021 high. The $0.72 area is deeper. On the weekly chart, it aligns with the ascending trendline of XRP’s old 2023–2024 base and the rising long-term support line that preceded the late-2024 move. In other words, it is not just a random number. It represents a possible full retest of the prior breakout structure. The broader pattern Brandt appears to be highlighting is a failed or stressed range breakout after a large advance. XRP broke out of a long accumulation-style range, rallied aggressively above $3, then formed a wide top-like consolidation with multiple failed attempts to extend higher. Related Reading: XRP Faces Fragile Setup As Whale Selling Meets Retail Buying For XRP bulls, the first answer depends on the $1.55 area. If price can reclaim and hold that level on the weekly timeframe, the chart would look more like a deep retest of a breakout zone than a full structural failure. A reclaim would suggest that buyers are still defending the former range boundary and that the market has not fully surrendered the post-breakout advance. Without that reclaim, however, the lower support levels in Brandt’s poll become more relevant because price would remain below the shelf that previously supported the consolidation. The poll results showed how split traders were on that risk. “Bottom is in” had 27% of the vote, “Support at .72xx” also had 27%, and “Slightly above zero” drew another 27%. The more moderate option, “Support at .93xx,” had 19% and was marked as the selected choice in the screenshot. At press time, the poll had received 364 votes with nearly 12 hours remaining while XRP traded at $1.3941. Featured image created with DALL.E, chart from TradingView.com

The latest holder data from Santiment shows that crypto adoption is still increasing, even as prices are without a clear bullish trend across the market. Bitcoin is approaching a major wallet milestone, XRP has continued to grow its user base, and Ethereum is dominating the field by a wide margin. Numbers Reveal A Surge In Adoption New figures from on-chain analytics platform Santiment show that cryptocurrencies are witnessing intense adoption across the board. This data is particularly gotten from the holder count from Santiment, which looks at the number of addresses with non-empty balances. Of the bunch, Bitcoin, XRP, and Ethereum are posting numbers that are noteworthy. Related Reading: Here’s Why The Bitcoin And Ethereum Prices Have Been Rising And Falling Sharply Bitcoin’s holder count is now one of the clearest signs of adoption across the crypto industry. Santiment’s latest data shows Bitcoin is currently at about 59.08 million non-empty wallets, bringing the network close to the 60 million mark. This means Bitcoin has built one of the largest ownership bases in crypto despite several months of difficult price action and correction from its 2025 price peak. The timing of Bitcoin’s wallet growth is important because it is coming at the same time institutional demand is starting to improve again. Data from SoSoValue shows that Spot Bitcoin ETF flows witnessed positive flows in March and April, after four straight months of net outflows from late November 2025 through February 2026 that totaled about $4 billion. Santiment’s data places XRP’s non-empty wallet count at 7.8 million. That figure, when viewed in isolation, is somewhat modest against Bitcoin’s tally. However, when viewed in context, it reflects a network that has increased in adoption with unusual consistency over the past 18 months since it started trading in the US again. This growth is also notable because XRP has not had the kind of price performance that would usually be expected to accompany a rising holder base. A Broader Market In Expansion The Santiment snapshot is not limited to only Bitcoin and XRP, and it places the cryptocurrencies in context compared to the rest of the market. According to Santiment, Ethereum is nearing 190 million non-empty wallets for the first time in its history, putting it far ahead of every other large-cap crypto asset tracked in the dataset. Ethereum’s 189.5 million non-empty wallets is itself a headline number, one that places it at 3.2 times Bitcoin’s holder count. Related Reading: Analyst Says High XRP Price Targets Are Dangerous, Here’s Why XRP’s 7.8 million non-empty wallets place it below Dogecoin’s 8.25 million and Tether’s 13.61 million on Ethereum, but above USDC’s 6.76 million, Cardano’s 4.63 million, and Chainlink’s 870,720 non-empty wallets. These holder numbers show how far crypto adoption has grown. Research estimates that about 559 million people now own cryptocurrency in 2026, representing a 9.9% global adoption rate, with further growth expected when clearer regulations take shape in the US and other major jurisdictions. Featured image from Pixabay, chart from Tradingview.com

XRP price extended losses and traded below $1.380. The price is now consolidating losses and faces hurdles near $1.3840 and $1.40. XRP price started another decline and traded below the $1.3840 zone. The price is now trading below $1.380 and the 100-hourly Simple Moving Average. There is a bearish trend line forming with resistance at $1.3840 on the hourly chart of the XRP/USD pair (data source from Kraken). The pair could continue to move down if it stays below $1.3840. XRP Price Dips Again XRP price failed to stay above $1.40 and extended its decline, like Bitcoin and Ethereum. The price declined below $1.3880 and $1.3840 to enter a short-term bearish zone. The price even extended losses below $1.350. A low was formed at $1.3460, and the price is now consolidating losses. There was a minor recovery wave above the 50% Fib retracement level of the downward move from the $1.4061 swing high to the $1.3460 low. The price is now trading below $1.380 and the 100-hourly Simple Moving Average. If there is a fresh recovery move, the price might face resistance near the $1.3830 level and the 61.8% Fib retracement level of the downward move from the $1.4061 swing high to the $1.3460 low. There is also a bearish trend line forming with resistance at $1.3840 on the hourly chart of the XRP/USD pair. The first major resistance is near the $1.3920 level. The main resistance could be $1.40. A close above $1.40 could send the price to $1.420. The next hurdle sits at $1.4250. A clear move above the $1.4250 resistance might send the price toward the $1.450 resistance. Any more gains might send the price toward the $1.4650 resistance. Another Decline? If XRP fails to clear the $1.3840 resistance zone, it could start a fresh decline. Initial support on the downside is near the $1.3680 level. The next major support is near the $1.3620 level. If there is a downside break and a close below the $1.350 level, the price might continue to decline toward $1.3450. The next major support sits near the $1.3320 zone, below which the price could continue lower toward $1.320. Technical Indicators Hourly MACD – The MACD for XRP/USD is now gaining pace in the bearish zone. Hourly RSI (Relative Strength Index) – The RSI for XRP/USD is now below the 50 level. Major Support Levels – $1.3500 and $1.3450. Major Resistance Levels – $1.3840 and $1.4000.

Crypto pundit SMQKE has shared an important thing that XRP holders have to remember when it comes to the altcoin’s price. He alluded to the token’s historical price appreciation and noted that XRP is better positioned to record more significant gains following Ripple’s recent acquisitions.  What To Remember About XRP’s Price In an X post, SMQKE reminded XRP holders that the token delivered nearly 350x returns between 2017 and 2018, while Bitcoin and Ethereum gained 14x and 100x, respectively, during that period. He noted that this means XRP’s price increase was roughly 24x steeper than Bitcoin’s.  Related Reading: XRP Ledger Hits New RWA Milestone, But Will This Have Any Impact On The Price? The pundit remarked that this occurred before Ripple completed any of its major institutional acquisitions, with XRP recording those gains simply due to early network momentum. Now, the fundamentals are believed to be more bullish as Ripple has completed strategic acquisitions of over $3 billion since 2017 to build institutional-grade infrastructure.  SMQKE stated that these key moves include Ripple’s 2023 acquisition of Metaco for $250 million, which now provides bank-grade custody used by G-SIBs. In 2024, the crypto firm acquired Standard Custody, which is a New York-regulated trust services provider. Most of its acquisitions came last year, which have been bullish for XRP.  Ripple acquired Hidden Road, which is now Ripple Prime, for $1.25 billion. SMQKE noted that this is a prime brokerage that clears trillions annually. Ripple also acquired the stablecoin payments platform Rail, the corporate treasury management platform GTreasury, and the wallet and custody provider Palisade last year.  The pundit stated that these acquisitions create a much stronger foundation for durable price appreciation in XRP. He also alluded to the potential integration of XRP into SWIFT, FedNow, and DTCC. Based on this, SMQKE remarked that the altcoin’s past returns may have only been a preview of what its future network value could become.  Why Price Is Still Low SMQKE alluded to a statement from former Ripple executive Marcus Treacher, who noted that XRP isn’t a speculative currency but rather a long-term play for the future. He highlighted how the altcoin could grow massively in value over the long term as a result of what Ripple is building with XRP.  Related Reading: XRP OI Z-Score Just Dropped To Levels Seen Before Its 600% Rally In 2024 Treacher noted that transforming how payments work worldwide is a big deal and that once they achieve this with the XRP Ledger, everything else will start to fall into place. Meanwhile, SMQKE mentioned that news doesn’t move prices and that utility does. As such, he suggested that the focus should be on expanding XRP’s use cases and that the price will rise significantly as the altcoin continues to gain adoption.  At the time of writing, the XRP price is trading at around $1.39, up in the last 24 hours, according to data from CoinMarketCap. Featured image from Adobe Stock, chart from Tradingview.com

XRP’s on-chain profile is flashing a conflicted market structure, with valuation metrics showing holders underwater while derivatives positioning remains heavily skewed to the long side. A granular on-chain report from Alphractal’s AI assistant suggests the asset is caught between retail accumulation, whale distribution and fragile leverage conditions. The report places XRP’s spot price at $1.3944 against a realized price of $1.4881, meaning the token trades at a 6.29% discount to its aggregate cost basis. Its MVRV ratio stands at 0.9613, below the 1.0 threshold often used to indicate that the average holder is sitting on unrealized losses. NUPL, meanwhile, is negative at -4.03%, classified in the report as “Fear.” That valuation backdrop is not, on its own, a clean bullish signal. The report describes the setup as one where XRP has entered unrealized loss territory without reaching deep historical distress. “XRP trades at a -6.29% discount to its aggregate cost basis ($1.3944 vs $1.4881), placing the network in aggregate unrealized loss territory. The MVRV sub-1.0 reading (0.9613) confirms the average holder is underwater, while NUPL at -4.03% signals capitulation-grade sentiment without full-blown distress.” Related Reading: XRP’s Recovery Is Real, But The Risk Appetite Behind It Is Still Broken – Analyst The tension becomes clearer in network activity. Active addresses rose 25.61% over seven days to 50,259, yet transaction count fell 21.39% over the same period to 2.05 million. Adjusted on-chain volume reached $28.64 billion, equal to 33.29% of market cap turnover, according to the report. That combination points less to broad-based transactional acceleration and more to larger-value movement across fewer transactions. Alphractal’s interpretation is that the network is seeing a form of activity divergence. Wallet participation is rising, but transaction frequency is falling. The report argues this “suggests larger, value-consolidating transactions rather than high-frequency small transfers,” with wallets reactivating to move larger balances rather than producing a simple surge in everyday usage. XRP Long Squeeze Risk Grows Exchange data adds another layer. XRP exchange reserves stand at 3.65 billion tokens, worth about $5.03 billion, representing 5.91% of circulating supply. Reserves are down 0.49% over seven days, while the 365-day delta growth rate is deeply negative at -114.31%. The report frames this as evidence of structural supply tightening, with long-term holder accumulation pressure exceeding new demand inflows. Related Reading: XRP Leads Altcoin Debate As Crypto Flashes Mixed Signals Yet the derivatives market shows a more vulnerable picture. Open interest sits at $1.49 billion, equivalent to 1.73% of XRP’s market capitalization. The long/short ratio is 2.4002, indicating a 2.40:1 long bias, while 24-hour liquidations totaled $3.8 million. Of that, $3.64 million came from long positions and just $162,150 from shorts, meaning long liquidations made up roughly 95.7% of the total. That skew matters because the report also identifies a negative Whale vs Retail Delta of -0.8378. In the report’s reading, retail participants are accumulating while larger entities are distributing. At the same time, top trader sentiment remains bullish at 2.0987, suggesting more sophisticated derivatives participants have not abandoned the long side despite the spot distribution signal. This creates the core fragility in XRP’s current setup. “Derivatives show aggressive long leverage with a 2.40:1 long/short ratio, yet the Whale vs Retail Delta at -0.84 reveals retail accumulation while large entities distribute. This structural conflict, retail buying spot, whales selling, with retail also leveraged long, creates fragility. The liquidation skew (95.7% long liquidations vs 4.3% short) confirms recent long squeezes.” Alphractal’s conclusion is cautious rather than decisively bearish. The combination of MVRV below 1.0 and negative NUPL can indicate value emerging after holder capitulation, but the report argues that whale distribution and crowded long positioning complicate that reading. At press time, XRP traded at $1.39. Featured image created with DALL.E, chart from TradingView.com

A video circulating on X this week has led one of the most persistent debates in the XRP community: just how high can the cryptocurrency’s price go? The clip, shared by pseudonymous account XRP Bags, features a woman describing what she calls a divine vision in which the altcoin appeared on her personal trading platform at a price of $25,000.  This is not the first time XRP has been subjected to ultra-bullish price predictions, but most of them have been based on technical analysis and/or the premise of adoption.  A $25,000 XRP Prediction Rooted In A Vision The prediction in question originates from a crypto commentator who claims the figure was revealed through a vision, not through market analysis or financial modeling. According to her account, she saw an exchange interface, the same one she uses to place buy and sell orders, and within it, XRP was priced at $25,000. Related Reading: Ethereum Price To Rally 100% In 2026: Here’s Where It Will Start And End This prediction was initially shared by a well-known XRP community member account known as XRP Bags, and it immediately separates the claim from conventional forecasts. Most price targets, even the more ambitious ones above $10,000, are built on the premise of liquidity in the tune of trillions of dollars flowing through the XRP Ledger or regulatory developments. In this case, the foundation is entirely different, placing it outside the usual frameworks used by analysts and institutions. Her description adds another uncertainty to how much the vision actually puts the XRP price trading at. The denomination of the price was not entirely clear, leaving open the possibility that it may have been displayed in a stablecoin such as USDT or USDC, or even in pounds. “Coming out of that experience, I think I came out thinking it was 25,000 pounds. I’m not sure, but I’ll be honest with you between then and now I’m not sure if it was pounds or USDC or USDT,” she said. Where Does The Altcoin Stand Today? XRP’s current price reality is far from double digits, let alone the extravagant $25,000 price target. XRP is trading at $1.39 as of the time of writing. Therefore, the current state of the altcoin provides a useful basis for what would need to change for any version of that number to become meaningful.  Related Reading: Why The 42% Crash From ATH Is Actually Good For Bitcoin And The Crypto Market There are, however, measurable developments supporting the altcoin’s longer-term outlook. Spot XRP ETF products have received cumulative inflows of approximately $1.29 billion since launching in November 2025. April alone has recorded about $83.83 million in net inflows, making it the strongest month of the year so far. This steady accumulation shows confidence is building among institutional investors, which is one factor alongside regulations and adoption from banks that could support its long-term outlook. Models from Bitwise place the realistic upside target for XRP at $4.94 for end-2026, with $2.80 representing the moderate base case under current conditions. A $100 XRP price is theoretically possible over decades but not under current structural conditions, let alone $25,000. Featured image from Dall.E, chart from TradingView.com

XRP price extended losses and traded below $1.40. The price is now consolidating losses and faces hurdles near $1.3980 and $1.40. XRP price started another decline and traded below the $1.40 zone. The price is now trading below $1.40 and the 100-hourly Simple Moving Average. There was a break above a bearish trend line with resistance at $1.3820 on the hourly chart of the XRP/USD pair (data source from Kraken). The pair could continue to move down if it stays below $1.40. XRP Price Dips Further XRP price failed to stay above $1.4050 and extended its decline, like Bitcoin and Ethereum. The price declined below $1.4020 and $1.40 to enter a short-term bearish zone. The price even extended losses below $1.380. A low was formed at $1.3680, and the price is now consolidating losses. There was a minor recovery wave toward the 23.6% Fib retracement level of the downward move from the $1.4470 swing high to the $1.3680 low. Besides, there was a break above a bearish trend line with resistance at $1.3820 on the hourly chart of the XRP/USD pair. The price is now trading below $1.40 and the 100-hourly Simple Moving Average. If there is a fresh recovery move, the price might face resistance near the $1.3980 level. The first major resistance is near the $1.4075 level or the 50% Fib retracement level of the downward move from the $1.4470 swing high to the $1.3680 low. The main resistance could be $1.4170. A close above $1.4170 could send the price to $1.4220. The next hurdle sits at $1.4250. A clear move above the $1.4250 resistance might send the price toward the $1.450 resistance. Any more gains might send the price toward the $1.4650 resistance. More Losses? If XRP fails to clear the $1.3980 resistance zone, it could start a fresh decline. Initial support on the downside is near the $1.3780 level. The next major support is near the $1.3680 level. If there is a downside break and a close below the $1.3680 level, the price might continue to decline toward $1.3550. The next major support sits near the $1.350 zone, below which the price could continue lower toward $1.3220. Technical Indicators Hourly MACD – The MACD for XRP/USD is now losing pace in the bearish zone. Hourly RSI (Relative Strength Index) – The RSI for XRP/USD is now below the 50 level. Major Support Levels – $1.3780 and $1.3680. Major Resistance Levels – $1.3980 and $1.4000.

New reports reveal that XRP’s Open Interest (OI) Z-Score has declined to extremely low levels, indicating reduced speculation and a possible leverage reset. According to analysts, the last time XRP’s OI Z-Score reached this level, it triggered an explosive 600% rally to new highs in 2024, ending the cryptocurrency’s years-long decline and consolidation.  XRP Open Interest Z-Score Declines To Near Zero Market analyst Xaif Crypto has taken to X to highlight a major shift in XRP’s leverage conditions across the futures market. According to the analyst, derivatives activity has cooled down sharply as Open Interest has returned to a neutral baseline.  Related Reading: Japan Is Going In On XRP, But Can This Drive The Price To $10? Sharing a chart, Xaif Crypto noted that XRP’s Open Interest Z-Score has now flattened near zero, signaling that current positioning among traders is no longer stretched or extreme compared to historical levels. The analyst revealed that this decline suggests that speculation has faded from the market, with leverage also significantly reduced. The shift also points to a reset in XRP’s market structure, where activity is now more balanced and less driven by crowd positioning or heavy bets in different directions.  Interestingly, Xaif Crypto has compared the move to a historical setup, noting that the last time XRP’s OI Z-Score compressed to similar levels, the market entered a strong expansion phase, triggering a massive price rally. During that period in 2024, XRP climbed from $0.50 to $3.40, rallying by more than 600% before momentum cooled. Notably, the price surge followed years of decline and consolidation in XRP around the $0.50 area. The cryptocurrency spent most of 2024 trading between $0.40 and $0.70 while the U.S. SEC lawsuit dragged on. The lawsuit was filed in December 2020, keeping XRP suppressed for nearly five years before final settlement in 2025. Once sentiment shifted, XRP surged over 400% in November 2024 alone, jumping from $0.50 to above $2.5. It then pushed past $3.40 by January 2025 before climbing toward $3.6 in July, just shy of its $3.84 all-time high.  OI And Leverage Drop Signals Potential Price Surge In a connected post, Xaif Crypto noted that XRP’s Open Interest has been steadily declining since a previous blow-off phase in November 2025. As a result, OI is now almost flat across major crypto exchanges, including Binance, ByBit, and OKX, suggesting that fewer traders are currently using borrowed money to bet on XRP’s price direction. Related Reading: XRP And Bitcoin Investors Are ‘Trapped’, But Is There A Way Out? Xaif Crypto also pointed out that leverage levels are now at an extreme low, with Binance’s estimated leverage ratio dropping to around 0.15. This indicates that traders are avoiding taking large, risky bets at the moment. He noted that the market is currently in a calm phase, with most aggressive trading already cleared out. According to the analyst, this kind of low activity often appears before major market moves. With less leverage in the system, there is reduced selling pressure but also less momentum in the market. However, this also means that when new traders return, the XRP price could move up quickly.   Featured image from Adobe Stock, chart from Tradingview.com

Crypto prices have been under pressure recently, and XRP has been hit particularly hard. On Tuesday, the token slid below the key $1.4 level, adding to the broader cautious mood across the market.  Even so, some analysts are pointing to a very different kind of narrative—one grounded in on-chain liquidity data and scenario modeling rather than short-term price forecasts. What The $18,000 XRP Scenario Depends On A researcher highlighted by crypto analyst Bull Winkle has been working with a live valuation tool that pulls real-time metrics directly from the XRP Ledger (XRPL).  The idea behind the tool is straightforward: it collects liquidity-related data on-chain, then runs that information through a set of scenario-based price calculations. Instead of presenting one expected outcome, the model lays out multiple paths, each tied to a specific use case and a defined peak transaction size.  According to Winkle’s post, the tool produces five separate scenarios, each with different assumptions about how XRP could be used and at what scale. Related Reading: Bitmine’s Ethereum Holdings Reach Record 5 Million Tokens–CEO’s Bullish Outlook One of the most eye-catching scenarios places XRP as the dominant global bridge asset. In that case, the model links the valuation to a “peak ticket” of $50 billion. Importantly, this level is not framed as a prediction of what will happen; it is described as a condition that would need to be met.  The model’s central claim is that if XRP reaches the required volume threshold associated with that bridge-asset role, then a price around $18,000 becomes mathematically justified.  Put another way, the scenario isn’t sold as a timeline estimate—it’s presented as a logical outcome that could follow only if that specific scale of usage occurs. Institutional Adoption Is The Key The tool also includes a near-term scenario that, Winkle says, is the most relevant for current conditions. This case centers on small and medium-sized enterprises (SME) and remittance corridors, with a peak ticket of $100 million.  For that scenario, the model calculates a required XRP price of $16. Winkle’s interpretation is that this part of the model is already being “validated” by current price reality—meaning the market dynamics implied by the scenario are not purely hypothetical.  As a result, the near-term row stands out not because it guarantees a particular number, but because it appears to align more closely with what is already happening on the ground. Related Reading: Solana Prepares For The Quantum Era: Foundation Details Step-By-Step Transition Beyond the near-term outlook, the model also includes a mid-scenario focused on corporate treasury and regional bank flows. Here, the tool suggests that the required XRP price could land anywhere between $138 and $690, depending on how the underlying assumptions about institutional-style usage play out.  In Winkle’s framing, this is where institutional adoption starts to carry real price implications. The range is wide, but the direction of the thesis is clear: as liquidity and usage scale up through larger financial channels, the XRP valuation outcomes become dramatically higher. Featured image from OpenArt, chart from TradingView.com 

The XRP Ledger (XRPL) has achieved a new milestone, hitting $3 billion in total tokenized value on the network. Crypto pundit X Finance Bull highlighted the significance of this milestone, although it looks unlikely to have any impact on price for now.  XRP Ledger Hits $3 Billion In Total RWA Value According to data from RWA.xyz, the XRP Ledger has reached $3 billion in total RWA value, representing a 59% increase over the last 30 days. The network currently has 291 RWA projects on the network. Crypto pundit X Finance Bull noted that in a market where people keep acting like utility does not matter, money is still finding its way to chains built for real finance.  Related Reading: XRP Ledger Transactions Are Surging Again, Here Are The Numbers The crypto pundit reiterated that institutions are not guessing but moving toward infrastructure they can actually use. In another X post, X Finance Bull cited Ripple executive Luke Judges, who said that the total tokenized RWA value on the XRP Ledger is already closer to $3.75 billion.  The pundit remarked that the goal is for the XRP Ledger to rank first in total RWA value, while the network currently ranks 5th. Ripple is currently one of the projects tokenizing on the XRP Ledger with its RLUSD stablecoin, which has a total value of almost $382 million on the network.  Ondo Finance has also tokenized its short-term government treasuries on the XRP Ledger, with a total value of $323 million. Justtoken’s JMWH is the largest tokenized asset on the XRP Ledger with a total value of $1.76 billion. The token represents real-world energy-backed transactions. Justtoken also focuses on tokenizing several commodities.  Milestone Unlikely To Impact XRP Price For Now Crypto analyst Egrag Crypto stated that XRP’s wave 2 move to the downside is not done yet, signaling that this XRPL milestone is unlikely to impact price for now. The analyst also mentioned that the market is not done shaking out weak hands, with XRP’s momentum still stalling and the structure weakening.  Related Reading: The Crash Is Over? XRP Price About To Hit ‘Significant Bottom’ Commenting on the current price action, Egrag Crypto stated that XRP is sitting inside the red flag zone between $1.46 and $1.80. The key levels to watch are $1.46 (immediate support), $1.13 (confirming a breakdown), and $0.90 to $0.73 (likely the wave 2 completion). The analyst noted that the bearish path is preferred for now.  As such, XRP losing $1.46 is likely to trigger a continuation lower toward $1.13, then a drop below $1. This is expected to trigger a deep Wave 2 reset before expansion. Meanwhile, a bullish invalidation will occur if XRP reclaims the $1.80-$2 range and closes weekly above it. This will then lead to a Wave 3 expansion, with targets of $5, $8, and $13.  At the time of writing, the XRP price is trading at around $1.39, down over 2% in the last 24 hours, according to data from CoinMarketCap. Featured image from Adobe Stock, chart from Tradingview.com

XRP is showing signs of calm, but the underlying structure tells a different story. Following a major breakout, the price has shifted into a tight consolidation range, often a precursor to powerful expansion moves. With key support levels holding and momentum quietly building, the stage appears set for a breakout that could catch many off guard. XRP Breaks Free: Multi-Year Compression Finally Gives Way EGRAG CRYPTO highlighted a major structural shift in XRP that many market participants may be overlooking. According to the analyst, XRP has broken out of a multi-year compression phase spanning from 2018 to 2024, marking a significant macro development. After reaching the 1.618 Fibonacci level around $195 billion in market cap, price action has since entered a consolidation phase. Related Reading: XRP Signals Massive Breakout: $10 Target In Sight As Momentum Builds Despite the pause, XRP continues to hold firmly above the 1.0 Fibonacci level, roughly in the $73–74 billion range. The analyst emphasized that this behavior should not be mistaken for weakness. Instead, it reflects a classic re-accumulation phase before a potential expansion to higher levels. A key level to monitor is the $73 billion mark, which now acts as a critical line in the sand. Holding above this zone keeps the broader bullish structure intact and allows it to flip into a strong macro support level. Such stability reinforces the idea that XRP is undergoing accumulation rather than distribution, strengthening the case for further upside. However, a break below $73 could cause a decline toward an ascending trendline support, signaling the need for a deeper reset before any continuation higher.  Why Holding $73B Keeps The Bullish Structure Alive EGRAG CRYPTO went on to emphasize that the focus should remain on the upside as long as XRP holds above the critical $73 billion level. Maintaining this threshold keeps the overall structure intact, while momentum continues to build beneath the surface, with the next expansion move gradually taking shape. Related Reading: XRP Sends Bullish On-Chain Signal Despite Weak Price Action Looking at the broader picture, he outlined a macro target of $600 billion in market capitalization, aligned with the 1.618 Fibonacci extension. Reaching this level would place XRP near the $10 price mark, highlighting the potential magnitude of the move. He also described the current market cycle as a sequence of compression, breakout, retest, and expansion. Based on this framework, XRP is currently in the retest phase, a crucial stage that often determines whether the breakout will lead to a sustained upward trend or require further consolidation. The $73–74 billion zone continues to define the bullish boundary, while $46 billion (0.702 Fibonacci) serves as strong underlying support. Losing the $73 billion level could trigger a deeper reset before continuation. In his view, respecting and defending this level is critical because once the real move begins, it is likely to unfold rapidly rather than gradually. Featured image from Adobe Stock, chart from Tradingview.com

XRP price extended losses and traded below $1.420. The price is now consolidating losses and faces hurdles near $1.4120 and $1.4150. XRP price started another decline and traded below the $1.4250 zone. The price is now trading below $1.4150 and the 100-hourly Simple Moving Average. There was a break below a bullish trend line with support at $1.430 on the hourly chart of the XRP/USD pair (data source from Kraken). The pair could continue to move down if it stays below $1.4150. XRP Price Dips Again XRP price failed to stay above $1.440 and extended its decline, like Bitcoin and Ethereum. The price declined below $1.4320 and $1.430 to enter a short-term bearish zone. There was a break below a bullish trend line with support at $1.430 on the hourly chart of the XRP/USD pair. The price even extended losses below $1.40. A low was formed at $1.3835, and the price is now consolidating losses. There was a minor recovery wave toward the 23.6% Fib retracement level of the downward move from the $1.4471 swing high to the $1.3835 low. The price is now trading below $1.4120 and the 100-hourly Simple Moving Average. If there is a fresh recovery move, the price might face resistance near the $1.4010 level. The first major resistance is near the $1.4150 level or the 50% Fib retracement level of the downward move from the $1.4471 swing high to the $1.3835 low. The main resistance could be $1.4250. A close above $1.4250 could send the price to $1.4320. The next hurdle sits at $1.4450. A clear move above the $1.4450 resistance might send the price toward the $1.450 resistance. Any more gains might send the price toward the $1.4650 resistance. More Losses? If XRP fails to clear the $1.4150 resistance zone, it could start a fresh decline. Initial support on the downside is near the $1.3920 level. The next major support is near the $1.3840 level. If there is a downside break and a close below the $1.3840 level, the price might continue to decline toward $1.3650. The next major support sits near the $1.350 zone, below which the price could continue lower toward $1.3220. Technical Indicators Hourly MACD – The MACD for XRP/USD is now gaining pace in the bearish zone. Hourly RSI (Relative Strength Index) – The RSI for XRP/USD is now below the 50 level. Major Support Levels – $1.3920 and $1.3840. Major Resistance Levels – $1.4150 and $1.4250.

XRP has been trading sideways since early February, locked in a consolidation range that has tested the patience of bulls waiting for a decisive move. The price action is frustrating but not directionless — and a CryptoQuant report has just provided a behavioral framework that explains why the current market feels structurally different from the one that existed just two months ago. Related Reading: XRP Spot Buyers Are Getting Stronger While Futures Traders Are Selling – Learn What That $700M Split Means The report tracks XRP’s leverage ratio on Binance — a measure of how aggressively traders are using borrowed capital to amplify their positions. In mid-March, that ratio surged toward 0.185, reflecting a market where confidence was building and traders were willing to take on significant risk in anticipation of quick gains. Leverage at those levels signals a specific market psychology: participants believe strongly enough in the direction to bet beyond their spot holdings. That confidence did not survive what came next. The sharp correction in late March sent the leverage ratio plummeting to approximately 0.13 — a level that reflects a fundamental reassessment of risk appetite rather than a routine deleveraging. The speed and severity of the drop were not merely a mechanical reduction in positions. According to the CryptoQuant analysis, it left a psychological mark on the participants who experienced it. The market that emerged from that correction is behaviorally different from the one that entered it. Understanding how is what the data now reveals. The Price Came Back. The Confidence Did Not The most telling detail in the CryptoQuant report is not the crash itself but what followed it. XRP’s price has recovered from the late March correction. The leverage ratio has not recovered with it. Rather than returning to the 0.185 levels that defined mid-March’s aggressive positioning, the ratio has settled into a range between 0.15 and 0.16. It briefly touched 0.175 in mid-April — a moment that looked like the beginning of a confidence recovery — before retreating back to the lower range. The ceiling was tested and rejected. Traders approached their previous boldness and pulled back. That gap between the recovering price and the subdued leverage is the structural shift the report identifies. The rally that has developed since the March correction is being built on different foundations than the one that preceded it. Less borrowed conviction. More measured positioning. The participants driving XRP higher right now are doing so with reduced exposure rather than amplified bets — a behavioral profile that reflects the memory of what happened the last time confidence ran ahead of the fundamentals. Related Reading: Chainlink Is Getting Cheaper And Whales Are Not Buying The Dip: Discount Or A Trap? XRP Compresses Below Resistance as Market Stabilizes The report frames this as a rebalancing phase — new positions being assembled gradually and deliberately rather than rushed into impulsively. That characterization carries a constructive implication. Markets that recover with subdued leverage tend to be less vulnerable to the cascade liquidations that ended the previous advance. The boldness may be gone, but so is the fragility that came with it. XRP remains locked in a tight consolidation range near $1.41, with price action compressing after the sharp February selloff that drove the market down from above $2.00. Since that capitulation event, structure has shifted from impulsive downside to horizontal stabilization, with the asset forming a series of higher lows since early April — a subtle but important change in short-term momentum. Related Reading: DeFi Just Lost $15 Billion in Three Days. Something Deeper Than a Hack Is Behind It The 50-day moving average is beginning to flatten and sits just below current price, acting as dynamic support. However, XRP continues to trade below both the 100-day and 200-day moving averages, which are trending downward and positioned overhead near the $1.50–$1.80 region. This keeps the broader trend bearish despite the recent stabilization. Volume supports the idea of a market in equilibrium rather than expansion. The February spike marked forced selling, while the subsequent weeks show declining participation, consistent with a cooldown phase. The recent uptick in price has not yet been accompanied by a meaningful increase in volume, suggesting limited conviction behind the move. Key resistance remains near $1.50. A clean break above that level would signal a shift toward a recovery structure, potentially targeting $1.70. Failure to break higher keeps XRP range-bound, with $1.30 acting as the primary support level if momentum fades. Featured image from ChatGPT, chart from TradingView.com 

The mechanics behind XRP’s supply have always been public. A breakdown on X from crypto commentator Crypto Tony looks at the process of XRP unlocks in particular, with the theory that the payments technology company is, in fact, diluting every holder of XRP. The Escrow Machine and How It Works In a detailed post on X, a crypto commentator known as Crypto Tony laid out an interesting theory as to why Ripple keeps unlocking and selling millions of XRP every month to his hundreds of thousands of followers.  Related Reading: 4-Figure XRP: How High Will The Price Be If Ripple Captures 50% Of SWIFT? To understand the controversy, it starts with how XRP was created and distributed. When XRP launched in 2012, all 100 billion tokens were minted at once. Ripple’s founders took 20 billion for themselves and handed the remaining 80 billion to the company. For the first five years, nothing legally prevented Ripple from selling as much of that supply as it wanted. In late 2017, the company placed 55 billion XRP into escrow accounts on the XRP Ledger. These escrows release up to 1 billion XRP every month, automatically, on a fixed schedule. This was probably meant to address concerns that Ripple could flood the market at any time. Based on that framework, Ripple releases one billion XRP each month but relocks between 60% and 80% of the tokens, and they keep the rest, which is roughly 200 to 300 million XRP. According to Crypto Tony, the remainder is kept by Ripple and used to fund the entire company.  Ripple Is Diluting XRP Holders A major part of the analyst’s discussion is how Ripple has been diluting the value of traders holding XRP, citing major examples as to how this is happening.  Related Reading: Is XRP The Solution To Everything? Ripple President Drops Bombshell That Changes Everything That funding model has been acknowledged publicly. Ripple CEO Brad Garlinghouse has previously indicated in interviews that XRP sales play a role in sustaining the company. The more uncomfortable chapter noted by Crypto Tony concerns how Ripple has, at various points, used its commercial partnerships to move XRP into the market through a secondary layer of sellers. An example is when Ripple paid MoneyGram more than $61 million in market development fees to use XRP. MoneyGram subsequently told reporters it sold XRP as soon as it received it, holding no inventory of the token.  The SEC addressed this arrangement in its complaint against Ripple, writing that MoneyGram had become a conduit for Ripple’s unregistered XRP sales.  According to Crypto Tony, every holder of XRP is being slowly diluted by the company itself, by design, on a monthly schedule that’s written into the blockchain. This is a major reason as to why XRP is now down six consecutive months.  Crypto Tony also mentioned Jed McCaleb, co-founder of Ripple, as another conduit through which the holdings of XRP holders were diluted. McCaleb left the company with 9 billion XRP and spent 8 years dumping about $3.2 billion worth of his holdings. At the time of writing, Ripple still has about 33.355 billion XRP in its escrow wallets, according to data from XRPScan. Featured image from Pxfuel, chart from Tradingview.com

In the race to determine whether XRP can mount a real rally toward the $10 level next year, one market expert, Sam Daodu, argues that the answer depends less on hype and more on whether two major forces finally line up.  Daodu says nearly every serious XRP price forecast for 2027 relies on the same prerequisites: US regulation has to be clarified, and institutional capital has to begin flowing in at a meaningful scale. Without both, the upside case becomes harder to justify, even if parts of the story are already moving in the right direction. Mixed Progress For XRP Price  Daodu’s latest report stresses that, at the moment, neither prerequisite is fully in place. He points to continuing regulatory uncertainty as the key blocker for institutions.  In his view, the currently stalled CLARITY Act is the legislation that could change the price dynamics by permanently establishing XRP’s position as a digital commodity—an outcome that, if it materializes, would likely remove a major share of the risk institutions are still pricing in. Related Reading: Bitcoin Is Headed For $40,000: Analyst Reveals The Best Time To Buy BTC That said, the report frames the situation as a “mixed progress” scenario rather than a clear-cut bull market versus bear market. On the positive side, several catalysts connected to a potential rally are already showing up.  Exchange-traded fund (ETF) inflows, for instance, have reportedly remained positive without a single outflow day since April 9. Daodu treats that steady demand as an important signal that market participation is still present. Beyond ETF flow data, Daodu highlights on-chain activity as another supportive element. According to the report, whales have been withdrawing roughly 7 billion XRP from exchanges since February, and large holders appear to be driving a significant portion of those movements.  Even with these bullish indicators, Daodu argues they aren’t arriving with the speed or scale that the $5–$10 outlook depends on. He emphasizes that institutional money—described as essential to those higher targets—still hasn’t shown up at the level required to match an “instant” re-rating of XRP.  Why The Next 60 Days Are Key To reach above $10, the report argues XRP would need a rare alignment of several events. Daodu says the CLARITY Act would have to pass, ETF inflows would need to scale toward the $4–$8 billion range, and Bitcoin (BTC) would have to lead a wider rally that accelerates demand across the altcoin complex.  In short, pushing XRP toward $10 is not framed as the most likely path; it’s presented as a scenario that requires multiple catalysts to land correctly at the right time. Related Reading: Dogecoin Trap Shows A Major Crash, But How Low Will The Price Go? Daodu concludes with what he believes XRP holders should monitor over the next 60 days: the Senate Banking Committee markup before May 21. In his view, this is a key near-term checkpoint. If the markup clears, the bull case remains intact, and $7 becomes a more realistic anchor price for the market’s expectations.  If, however, the process stalls in May, the report suggests the outcome could be pushed out and possibly delayed until 2027. In that event, regulatory delay could cap XRP’s price at around $3 for much of that year—unless Bitcoin triggers another explosive run.  Featured image from OpenArt, chart from TradingView.com

XRP has become one of the clearest examples in a widening debate over whether crypto is still in accumulation or already entering distribution. A new market note by Will Taylor from The Weekly Insight argues that altcoins and macro signals are now sending conflicting messages at a critical point in the cycle. The core tension is not limited to XRP. The report frames XRP alongside Ethereum, Cardano and Litecoin as major altcoins that have either failed to produce meaningful new cycle highs or have only marginally exceeded prior peaks. For XRP specifically, the author notes that it has set a new all-time high this cycle, but only by roughly 10% to 20%, leaving open the question of whether the move represents genuine expansion or merely another deviation within a much larger range. “Has something fundamentally changed? Are these altcoins effectively finished and distributing, or are we just in a prolonged period of accumulation?” the report asks. “When you combine that with the momentum indicators on the chart, particularly the RSI, alongside what we have discussed with Bitcoin, it starts to build a broader picture.” Altcoins Like XRP Remain Stuck In The Cycle Debate Taylor argues that previous crypto cycles were marked by long periods of range-bound accumulation followed by relatively short expansion phases. In 2017 and 2020, the strongest upside windows lasted roughly nine months after breakout conditions were established. Related Reading: XRP Ready For Next Bull Run? Here’s How This Analyst Arrived At $13 Target This cycle, however, has been harder to classify. Taylor suggests that ETF-driven demand and pre-halving speculation may have pulled forward part of the usual expansion phase, making the market appear more advanced than it really is. That raises a difficult possibility for XRP and other large-cap altcoins: either they are lagging before a delayed expansion phase, or their inability to produce decisive highs is a warning that distribution is already underway. Taylor acknowledges that the evidence remains unresolved. “Are we accumulating, which would suggest something historically significant could follow, especially in an environment where more money printing becomes necessary? Or are we distributing, which would imply that a larger correction or even a financial shock could push crypto, and especially altcoins, significantly lower?” S&P Divergence Adds Another Layer A major part of the report focuses on the breakdown in correlation between the S&P 500 and total crypto market capitalization. Historically, the two have moved broadly together during risk-on and risk-off phases. But the author says that the relationship has diverged “quite aggressively” over the last 100 to 200 days. Related Reading: The Crash Is Over? XRP Price About To Hit ‘Significant Bottom’ The current divergence has lasted roughly 161 days, placing it within the historical range of similar episodes, which the report estimates at 77 to 203 days. In previous examples, equities led while crypto consolidated or underperformed, before crypto later caught up. The author points to a prior period where crypto closed the gap within 42 days, with Bitcoin or the broader crypto market moving 67%. That setup matters for XRP and altcoins because a renewed crypto catch-up phase could shift capital back into higher-beta assets. But the report also warns that the S&P’s own advance may not be fully confirmed by volume, creating uncertainty over whether equities are giving crypto a bullish lead or a false signal. At press time, XRP traded at $1.41. Featured image created with DALL.E, chart from TradingView.com

The XRP price is still consolidating around the $1.4 level after months of sideways trading. Despite this weak performance and slow growth, analysts continue to maintain a strong bullish outlook for the cryptocurrency. According to market expert Javon Marks, XRP is now at a critical retest area that could determine its next parabolic move. He believes this retest could act as the trigger for a potential 900% rally, possibly pushing XRP toward $15. XRP 2014 Fractal Pattern Points To 900% Rally In his latest XRP price analysis on X, Marks shared a strong bullish outlook for the cryptocurrency, citing historical chart patterns and past price action. The analyst noted that XRP has been maintaining strength off a clear breakout retest area around $1.40, suggesting a major upward move toward $15 could follow.  Related Reading: The Bitcoin Cycle Is Different: Crypto Expert Reveals When Price Will Cross $100,000 Again Explaining why this retest zone matters, Marks drew comparisons between XRP’s current cycle and its price action during the 2014-2018 market cycle. Before XRP’s parabolic rally to an all-time high in 2018, the cryptocurrency had broken out of a similar retest zone.  During that period, XRP formed a descending wedge or triangle pattern from 2014 to 2017, trading sideways within the formation for years. Throughout that phase, the cryptocurrency saw repeated upward surges followed by sharp pullbacks to new lows. However, after a prolonged consolidation period, the price began to move higher and later returned to retest the trendline around the triangle’s upper boundary near $1.40.  That retest preceded a major breakout, with XRP’s price exploding upward, marking the start of its historical 2017-2018 bull run that pushed its price toward its $3.84 ATH. From that retest area to its peak, XRP recorded a more than 174% gain. Building on this historical setup, Marks believes that XRP is repeating that same pattern in the current cycle. If the formation plays out similarly, the analyst predicts that the cryptocurrency could be setting up for another explosive rally.   XRP Retest At $1.40 Signals Possible Move To $15 Notably, Marks’ chart shows that XRP has formed the same triangle pattern that led to its parabolic rally in 2018. Since reaching its ATH, the cryptocurrency has traded sideways within that triangle for years. However, unlike the 2014-2018 cycle, XRP had experienced an earlier breakout from the pattern. It broke above the upper trendline in 2025, then surged toward $3.5 before pulling back soon after.  Related Reading: Analyst Predicts A 30% Bitcoin Price Crash To $50,000, Here’s When Following that reversal, the XRP price has continued trending downwards, trimming most of its past gains. However, Marks noted that the cryptocurrency is now returning to retest this broken trendline. According to him, if XRP can hold this level long enough, it could spark a massive parabolic move toward $15, representing a more than 900% (10x) rally from that level.  Featured image created with Dall.E, chart from Tradingview.com

XRP price started a decent increase above $1.4350. The price is now consolidating gains and might aim for more gains above the $1.450 zone. XRP price started a steady increase above the $1.4340 zone. The price is now trading above $1.440 and the 100-hourly Simple Moving Average. There is a bullish trend line forming with support at $1.4320 on the hourly chart of the XRP/USD pair (data source from Kraken). The pair could continue to move up if it settles above $1.450. XRP Price Aims for Fresh Gains $1.440 XRP price started a fresh upward move above $1.4250 and $1.4320, like Bitcoin and Ethereum. The price gained pace for a clear move above the $1.440 resistance. The bulls even pumped the price toward the $1.4450 zone. A high was formed at $1.4471, and the price started a consolidation phase. There was a minor decline toward the 23.6% Fib retracement level of the upward move from the $1.4168 swing low to the $1.4471 high. The price is now trading above $1.4350 and the 100-hourly Simple Moving Average. Besides, there is a bullish trend line forming with support at $1.4320 on the hourly chart of the XRP/USD pair. If there is a fresh upward move, the price might face resistance near the $1.4470 level. The first major resistance is near the $1.450 level, above which the price could rise and test $1.4650. A clear move above the $1.4650 resistance might send the price toward the $1.4840 resistance. Any more gains might send the price toward the $1.50 resistance. The next major hurdle for the bulls might be near $1.5150. Downside Correction? If XRP fails to clear the $1.450 resistance zone, it could start a fresh decline. Initial support on the downside is near the $1.440 level. The next major support is near the $1.4320 level and the trend line or the 50% Fib retracement level of the upward move from the $1.4168 swing low to the $1.4471 high. If there is a downside break and a close below the $1.4320 level, the price might continue to decline toward $1.4160. The next major support sits near the $1.4120 zone, below which the price could continue lower toward $1.4050. The main support could be $1.40. Technical Indicators Hourly MACD – The MACD for XRP/USD is now gaining pace in the bullish zone. Hourly RSI (Relative Strength Index) – The RSI for XRP/USD is now above the 50 level. Major Support Levels – $1.4320 and $1.4160. Major Resistance Levels – $1.4500 and $1.4650.

After enjoying a modest recovery in the early weeks of April, the price of XRP appears to have settled around the $1.4 level. Interestingly, a popular analyst on the social media platform X has put forward an audacious target for the altcoin, projecting its price to reach $13 in the next cycle. However, the path to this lofty target is not as straightforward as it appears, as an initial price drop for XRP could be potentially imminent. Price Could Fall To $0.9 Before Next Bull Run: Analyst In an April 25th post on the X platform, crypto analyst Ali Martinez postulated that the price of XRP could reach as high as $13 in the next bull run. However, the market pundit also noted that the cryptocurrency might need to drop below the $1 mark before this significant upward move materializes. Related Reading: Dogecoin Shows Classic Ichimoku Strength – What This Means For Price This price outlook is based on the appearance of an ascending triangle pattern on the XRP monthly chart. The ascending triangle is a technical analysis pattern characterized by an inverse right-angled triangle with a horizontal upper boundary (typically resistance) and a diagonal rising lower trendline (connecting the higher lows). An ascending triangle formation is usually considered a pause in a trend, with prices often breaking out to the original upward trend. However, an ascending triangle formation can act as a trend-reversal pattern and a bearish signal when the asset’s price breaks below the lower trendline, thereby negating the initial uptrend. As shown in the chart above, the ascending triangle captures XRP’s price action over the past few years, with the upper boundary (around $3.32) resisting further upward movement back to early 2025. The altcoin’s price has since been in a downward trend, with Martinez projecting a potential bear-market bottom around the lower diagonal trendline (around $0.9). If the XRP price does bottom at $0.9, Martinez expects that the altcoin will travel to as high as $13 in the next bull run. However, a conservative target for investors could be around $3.32, which is the token’s high from the previous cycle. It is worth noting that if the XRP price succumbs to further bearish pressure and breaks the support around $0.9, it could fall to as low as $0.11, where the next significant support zone lies. XRP Price At A Glance As of this writing, the price of XRP is around $1.43, down 0.5% over the past 24 hours. According to data from CoinGecko, the altcoin has jumped by more than 6% over the past month, reflecting an improving crypto market climate in the second quarter of 2026. Related Reading: Solana Price Ready For A Big Move — Is It Time To Jump In? Featured image from iStock, chart from TradingView

Tuttle Capital has filed for an XRP Income Blast ETF, the latest sign that Wall Street’s appetite for XRP exposure is growing faster than the market seems to notice. Related Reading: Stablecoins Go Institutional As Morgan Stanley Rolls Out New Portfolio The filing came as US spot XRP ETFs quietly pulled in more than $75 million in April — drawing almost no attention while traders focused on Bitcoin and Ethereum. Institutions Accumulate With Little Noise Data from SoSoValue shows US spot XRP ETFs now collectively hold $1.08 billion — equal to 1.20% of the token’s total supply. Inflows have been steady and one-sided. Since April 9, meaningful outflows have not materialized, with only a minor $661,000 dip recorded across the entire period. In a single day, ETFs brought in $3.89 million, with the Franklin Templeton XRP ETF — trading under the ticker XRPZ — leading that charge. The consistency of these flows points to long-term positioning by institutional buyers rather than the short-burst trading typical of retail-driven markets. ???? XRP Ledger saw 34.94M $XRP in total exchange outflows, the 6th largest 24-hour period of the year. Historically, these large outflow days have corresponded with upcoming bullish price action. ???? Check out XRP outflows here on Santiment any time: https://t.co/WLCy1405T2 pic.twitter.com/nTDT8nDnV3 — Santiment (@santimentfeed) April 24, 2026 One market observer noted on social media that the $75 million pulled in during April flew under the radar while attention stayed locked on bigger tokens. The implication: that kind of gap rarely holds. Whale Moves Dominate On-Chain Activity On the blockchain side, the XRP Ledger recorded 34.94 million XRP leaving exchanges in a single 24-hour window — the sixth-largest daily outflow of 2026, according to data from Santiment. Large outflow events like this have historically preceded price increases, since tokens exiting exchanges tend to reduce the amount immediately available for selling. This isn’t retail traffic. Large holders accounted for 94% of recent outflows on Binance. That means nearly all of the movement was driven by wallets holding significant amounts of XRP. At the same time, whale transfers back into Binance climbed to around 3,000 transactions on April 23 and 24, after dropping close to zero in the days prior. Reports indicate this kind of bounce-back suggests active repositioning — not distribution. Big players appear to be moving XRP around with purpose. What that purpose is remains open to interpretation, but the scale and speed of the activity stands out. Related Reading: XRP Signals Imminent Breakout — Is A 10% Rally Coming? ETF demand and on-chain signals are picking up, but XRP isn’t following through. The price keeps failing at resistance and easing back toward $1.43, staying slightly above the $1.40 support zone. Featured image from Pexels, chart from TradingView

Buyers have been quietly stepping in at lower prices every time XRP dips — and that pattern is now drawing attention from traders watching the token closely. Related Reading: Stablecoins Go Institutional As Morgan Stanley Rolls Out New Portfolio Sellers Losing Their Grip XRP has been grinding between $1.37 and $1.45 for days, stuck in a tight range that has produced repeated rejections near the top. But each time the price pulls back, it holds at a higher low than before. That slow climb from the bottom of the range is a classic sign that buying pressure is building. On the hourly chart, the price has compressed into a triangle formation — a structure that typically precedes a sharp move in one direction. Based on reports from market analysts, that move could measure out to roughly 10%, which is the basis of the breakout call drawing attention now. The question is whether buyers have enough strength to push through. So far, they have not. Sellers have defended the $1.45 resistance level multiple times, and the broader trend indicators are still pointing down. A triangle on the $XRP hourly chart suggests a 10% move could be coming soon. pic.twitter.com/leCsnS4Zf1 — Ali Charts (@alicharts) April 24, 2026 The 50-day moving average sits below the 200-day moving average — a setup traders call a death cross, which signals a larger bearish trend. Volume has remained flat, with no major spikes to confirm that either side is gaining control. Mixed Signals On The Charts Not all the data is bearish. The Moving Average Convergence Divergence indicator, better known as MACD, flipped bullish in mid-April for the first time since January. That crossover matters because the last time it happened — in early January — XRP rallied 25% to $2.40 within seven trading days. Reports indicate the MACD line had stayed below the signal line for most of 2026, and every prior attempt to flip it had failed. Whale activity has also picked up. On-chain data shows large holders accumulated 360 million XRP tokens over a single week in mid-April. At the same time, spot XRP exchange-traded funds pulled in $55 million during the week ending April 18 — the strongest weekly inflow of the year. Cumulative ETF flows have climbed back to $1.27 billion, with Goldman Sachs holding the largest institutional position among the fund providers. Related Reading: Bitcoin’s Big Players Are Accumulating — Is $80K Just The Start? Legal Clarity Adds To The Setup Part of what makes this moment different from previous consolidation phases is the regulatory backdrop. On March 17, the US Securities and Exchange Commission and the Commodity Futures Trading Commission formally classified XRP as a digital commodity rather than a security. That ruling put to rest years of legal disputes that had kept institutional money on the sidelines. Reports note the classification was a turning point for the token’s standing with large investors. Featured image from Unsplash, chart from TradingView

XRP has spent the better part of four months grinding sideways inside a narrow range band, far removed from its $3.65 all-time high. But one technical analyst believes this extended decline is running out of road, the decline is nearly done, and XRP is nearing a bottom significant enough to matter for traders. A Tight Range Showing Late-Stage Compression Analyst Protechtor, posting on X, has been monitoring a key support zone on XRP’s daily chart for more than a year. His reading is that the extended selloff from late 2025 through early 2026, which is Wave C of a broader corrective sequence, is either complete or approaching completion.  Related Reading: Analyst Reveals Why He Doesn’t See XRP Price Crashing Below $1 The evidence lies in what the past four months of price action have quietly assembled. XRP’s price action in the past four months has been confined within a narrow support band roughly between $1.30 and $1.70. This compression phase appears to be forming the latter portion of a descending triangle. This descending triangle pattern is visible on the daily chart. XRP has formed a series of lower highs since January 2026 while holding a relatively stable floor around $1.28 to $1.31. At the time of writing, the XRP price is trading at $1.43.  According to the analyst, the move from the 2025 highs at $3.65 down into this range is either a completed Wave 2 or Wave B in Elliott Wave terms. Furthermore, the analysis identified sub-waves within the final leg of the correction, labeling them (a) through (e). The structure suggests wave (e) is now in progress, completing the triangle before a final thrust. A Final Flush Or Has the Low Already Arrived? Protechtor is careful to present two paths forward. If it is true that XRP is currently in the late stages of a descending triangle, then the first path is that the descending triangle resolves with a characteristic downside thrust. This is going to be a move below the wave (d) low at $1.28, which would represent a final shakeout before price reverses sharply higher.  Related Reading: 4-Figure XRP: How High Will The Price Be If Ripple Captures 50% Of SWIFT? According to the analyst, such a move would raise the odds here significantly that the bottom is being put in, as triangles typically end with a swift thrust that is quickly retraced. The second path is that XRP has already seen its significant low. A breakout above the wave (c) high would invalidate the triangle structure and imply that the corrective sequence ended earlier than the pattern would suggest.  Either way, the analyst’s conclusion converges on the same destination: “In either case I expect we are near a significant bottom,” he said. These bottom projections are just noise in the context of a larger bullish structure that remains intact. Featured image from Adobe Stock, chart from Tradingview.com

The XRP price seems to have encountered significant resistance to its growth over the week. As of Wednesday, April 22, the cryptocurrency tried but failed to close above $1.4540, and subsequent movements did not even reach the resistance region.  While the XRP price continues to struggle, recent on-chain analysis suggests momentum might be building right beneath the surface. Hence, in the presence of the right conditions, the growing momentum could be the much-needed fuel for XRP’s breakout from its present stalemate.  Whale Outflows On Binance Rise To 94.4% In a recent Quicktake post on CryptoQuant, analyst Amr Taha highlighted a growing divergence between XRP retail and whale outflows on Binance, the world’s largest cryptocurrency exchange by trading volume. The relevant indicator here is the Binance Whale Vs Retail Outflow Dominance metric. Related Reading: Dogecoin Keeps Getting Capped At This Parallel Channel Level, Analyst Says According to the analyst, Binance XRP outflows are now being driven more by its larger holders than by retail investors. In their CryptoQuant post, Taha pointed out that the whale outflow dominance has climbed as high as 94.4%, while retailers, on the other hand, have a mere 5.5% influence on XRP’s flows out of Binance. The crypto expert further noted that when readings from the Outflow Dominance metric return to levels similar to the current readings, it signals that larger-sized transfers are taking over. Interestingly, October 2024 was one such moment, followed by a similar reading in June 2025.  Taha further noted that when this happens, the XRP price has a good chance of bouncing higher in the near term. An example can be seen after the rise in Whale Outflow Dominance seen in October, where XRP surged by over 525%; meanwhile, a 71% bullish move after a similar pattern in June 2025 also supports the notion. XRP Displays Triangle Pattern On Hourly Timeframe  Meanwhile, analyst Ali Martinez noted in a recent post on X that a symmetrical technical structure is developing on XRP’s 1-hour chart, which could have a greater impact in the near term. The symmetrical triangle pattern typically signals indecision and consolidation, as price progressively forms lower highs and higher lows. In the chart shared by the analyst, XRP has made contact with the upper and lower boundaries of the triangle and seems to be heading towards another boundary once again. What’s special about this pattern is what comes after a clear breakout; a surge to the upside of the triangle could signal a bullish shift, while a breakdown could signal bearish intent. According to Martinez, the current triangle pattern could precede a 10% move on a breakout. Hence, market participants should proceed with caution or only after clear directional confirmation. As of this writing, XRP is valued at $1.44, with CoinGecko data reflecting a 0.7% growth over the past day.  Related Reading: XRP Spot Buyers Are Getting Stronger While Futures Traders Are Selling – Learn What That $700M Split Means Featured image from iStock, chart from TradingView

Following the drawdown from 2025, the XRP price has dropped by more than 50% from its cycle peak to struggle below $1.5. With the recent recovery, there has been some improvement in the price action, but the sustainability of the rally remains to be seen. As the sideways action continues, the question now remains if the XRP price will be able to hit $3 again in 2026, which would be an over 100% increase from its current levels. XRP Price Will Not Go Above $2.3 The Crypto Predictions website shows the possible trajectories for digital assets, and the predictions for the XRP price are not especially bullish. While there is expected to be some increase in the XRP price, there is no major surge coming for the cryptocurrency. Related Reading: The Dogecoin Breakout That Could Send Price Rallying 3,000% To $4 Instead of a sustained increase, the prediction shows fluctuating price performances for the coin. For example, the prediction shows that the maximum price that XRP will reach in the month of April is $2.277, and interestingly, this is the highest level predicted for the year 2026. While there is the expectation that the price will reach above $2, the average price prediction comes down to the fact that XRP will continue to trend below $2. Double-digit increases is likely as the price is expected to sit higher than where it currently is. However, there is no indication that there will be a rally above $3. CoinCodex Prediction Shows Similar Trajectory Just like the Crypto Predictions website, the CoinCodex website forecasts that it is unlikely that the XRP price will hit $3 in the year 2026. The next few months are expected to be slightly bullish, showing possible double-digit predictions that will send it higher. But the majority of the predictions still remain below $2. Related Reading: ‘The Short Version For Why I Hold XRP Through Everything’; Analyst Reveals However, as the year moves toward an end, the CoinCodex website shows that the XRP price will eventually reach above $2, to possibly top out at a max price of $2.25. This would be a 57.28% increase compared to where the cryptocurrency is currently trading. As for when the XRP price might reach $3, the website says it might be a long wait, showing a two-year stretch until 2028. Then, at the start of 2028, in January, the XRP price is expected to possibly cross $3 to a max price of $3.39. But the rest of the year is expected to play out below $3. Featured image from Dall.E, chart from TradingView.com

XRP is trading near the top of its month-long consolidation band, with the price stuck between roughly $1.35 and $1.45. With April nearing its end—just six days left until the month closes—will the XRP price break upward before the deadline, or will it slip lower and trigger a faster downside move? Monthly Breakout Or Breakdown? In a fresh technical update shared on social media, analyst Bull Winkle says the next major confirmation for the XRP price will come from how it behaves on the monthly time frame. According to Winkle, bulls need a monthly close above $1.90.  He frames that level as more than just a random resistance area, describing it as a demand-zone “hold” signal and also a reclaim of the 2021 resistance level, now acting as support.  Related Reading: XRP ETFs Post Longest Back-To-Back Gains Of 2026—Key Numbers Inside If the XRP price can clear $1.90 on a monthly close, Winkle argues it would set the stage for retests higher up the chart—specifically opening the door to $2.90 revisits. That bullish scenario includes a significant recovery math. If the XRP price climbs toward $1.90 ahead of April’s close from current trading levels of $1.43, it would represent about a 32% recovery. Additionally, a potential rally of 102% up to the $2.90 area. On the other side, Winkle lays out what would count as a clear breakdown for bears. He says the most decisive bearish signal would be a monthly close below $1.27.  In his view, that would open the path for a faster move toward $1, with the potential for an Elliott Wave C-style correction that could land the XRP price in the broader $0.60 to $0.75 range. That bearish estimate would be severe: it could equate to around a 58% decline from the current trading zone. What The XRP Price Needs Next While those price levels are the headline, Winkle also emphasized momentum context using the relative strength index (RSI) indicator.  He notes that at 47, the monthly RSI is not showing divergence in either direction yet. For him, that means the market has not reached a point where the next move is fully “high conviction” on the monthly setup.  Instead, the RSI needs to do something more decisive—either bouncing strongly above 55 to confirm a bullish phase, or pressing below 40 with a trajectory toward the 30 area, which he describes as a capitulation-type bottom. That brings the focus to the immediate battleground. Winkle’s summary of where the XRP price stands is straightforward: the $1.27 to $1.43 range is where the outcome is likely being decided. Related Reading: Bitcoin Nears $80,000: Two Scenarios That May Decide Q2—Bulls Or Bears? Beyond the chart levels and RSI, Winkle pointed to a separate signal he believes is already strengthening the case for a potential upside leg—something supply-side, rather than purely technical.  In another post, he highlighted that “seven billion XRP just vanished from exchanges,” claiming this exchange outflow matters because when the altcoin sits on exchanges, it represents liquid, sell-side supply that can be sold at any moment.  Once that supply leaves—whether to cold wallets, institutional custody, or longer-term holding structures—he argues the immediate downward pressure for the XRP price can ease. Featured image from OpenArt, chart from TradingView.com