The uncomfortable truth about XRP is that most people may be valuing it through the wrong lens. This point of view was made by commentator BarriC, who put forward a claim familiar among XRP enthusiasts: The altcoin was never designed to be a retail trade. In a recent post on X, he noted that the asset was built to move institutional value, and once financial infrastructure actually requires XRP, the price will not climb slowly. Instead, it will reprice to levels the system demands. XRP As Infrastructure, Not A Trade BarriC’s outlook on XRP’s price action is based on the idea that XRP’s purpose has been misunderstood. From the beginning, the XRP Ledger was structured to facilitate high-speed settlement, cross-border liquidity, and asset tokenization, where people can be their own bank and no middlemen tax their transactions. XRPL creators like David Schwartz have always pointed to these functionalities as the reason why the XRP Ledger is different. Related Reading: Cup And Handle Pattern Puts XRP Price At $60 After Hitting Resistance XRP is the bridge asset within that XRPL ecosystem. Through services built by Ripple, XRP has been positioned as a tool for on-demand liquidity between currencies and financial institutions. The reason offered by BarriC is that if banks and payment providers depend on it to settle value efficiently, demand would be based on usage, not just speculative trading like an average cryptocurrency. Under that framework, XRP’s valuation would no longer be based on retail buying pressure. It would reflect how much capital needs to flow through the network. How High Can The Price Actually Go? The most interesting part of BarriC’s statement is how much necessity pricing will affect the token’s price. The outlook is that when the token finally becomes required infrastructure, it does not grind higher step by step like a meme-based rally. Instead, it is going to reprice abruptly. That is why he dismisses price anchors such as $2 or even the three-digit mark at $100. Related Reading: Why This Expert Is Predicting A $10,000 Base Price For XRP If the necessity pricing were to happen, the price action is going to look more like $1,000 per XRP, $10,000 per XRP, or $50,000 per XRP. However, BarriC acknowledged that projections of $1,000 to $50,000 sound unrealistic under today’s conditions. This is especially true, considering the implied market cap if the altcoin were to trade at those predicted price levels. At the time of writing, XRP is trading within normal market structures and is currently trading at $1.37, up by 2.7% in the past 24 hours. Institutional usage of the altcoin is still limited compared to global payment volumes. However, recent moves by Ripple are increasingly seeing XRP becoming entrenched in the niche of global payments. It is currently unclear which path this price repricing will take, as there is no historical precedent in crypto markets for an asset transitioning into deeply embedded global payments settlement infrastructure. Therefore, projections from BarriC and other bullish XRP proponents are only forward-looking predictions. Featured image from RenderHub, chart from Tradingview.com
The Chief Executive Officer (CEO) of Teucrium Trading, Sal Gilbertie, has given a bold endorsement of Ripple and XRP, positioning the crypto payments company as a potential competitor to JPMorgan Chase. He described Ripple as a highly interconnected ecosystem that could scale globally once it acquires a banking license. As Ripple grows to challenge the largest bank in the US, it raises the question about how its rapidly expanding network could also rival legacy banking systems like SWIFT. Ripple Positioned As New JPMorgan And SWIFT Rival Crypto enthusiast and XRP advocate Diana recently shared a striking interview between Paul Barron, founder of the Paul Barron Network, and Gilbertie. In the interview, the Teucrium Trading CEO shared his perspective on Ripple, showing full support for the crypto payment company’s growth and future potential. Related Reading: Ripple CEO Predicts XRP Rush, What Does He Mean? He explained that Ripple is actively building a fully operational financial institution capable of rivaling traditional banking giants like JPMorgan. The crypto payments company has also frequently been described as a competitor to SWIFT, positioning itself as a faster and more efficient alternative for cross-border payments. Gilbertie stressed that once Ripple obtains a banking license, it would operate with the capitalization and operational discipline typically associated with top-tier banks. Notably, the crypto payments company has been seeking a US national banking charter from the Office of the Comptroller of the Currency (OCC) to establish a new national trust bank. If authorized, Ripple could become one of the first crypto-native companies to obtain a US national bank license. Moving forward, Gilbertie said during the interview that XRP lies at the heart of this growing banking ecosystem. He noted that Ripple has no intention of selling XRP, describing the cryptocurrency as a strategic asset whose value is intended to appreciate over time through its use across the XRPL ecosystem. The Teucrium Trading CEO also called Ripple a “machine,” highlighting how the company operates in a disciplined, coordinated way, with its team growing and innovating while keeping the network strong and connected. Furthermore, he boldly claimed that Ripple is at the center of the universe, underscoring its pivotal role in potentially shaping the global banking landscape. Gilbertie’s Validation Confirms XRP’s Role The interview between Gilbertie and Barron drew strong, supportive reactions from many members of the crypto community, who interpreted the Teucrium Trading CEO’s statement as validation of XRP’s evolving role in institutional finance. Observers noted that hearing a regulated TradFi CEO describe Ripple as a JPMorgan rival offered rare institutional recognition that went beyond the usual industry speculation. Related Reading: Ripple Exec Addresses Tax Issue On XRP Ledger, Where Does It Go? They also pointed out that the timing of this endorsement coincides with the upcoming full enforcement of ISO 20022 standards and rising XRP ETF inflows. Diana, the XRP advocate who shared the interview, echoed this view, emphasizing that Gilbertie’s statements signal that infrastructure, compliance, and institutional interest are all aligning. She noted that price movements typically follow institutional and infrastructure rails, suggesting that XRP may be positioned for substantial growth once these rails are fully in place. Featured image from Getty Images, chart from Tradingview.com