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XRP ended April with momentum, posting gains of roughly 9.4% over the month. Still, the bigger question for traders is whether the next leg can come faster—and push the altcoin beyond the narrow consolidation zone that has defined much of its recent trading.  According to market expert Sam Daodu, May has unusually strong timing and catalysts stacked together that could lift XRP to price levels not seen since the start of the year, especially if a key piece of US crypto legislation progresses as expected. May Catalyst Watch Daodu points to a current consolidation range for XRP between $1.30 and $1.45, describing it as a ceiling-and-floor setup that has kept the asset trapped while the market waits for clearer catalysts.  One of the earliest catalysts landed on May 1, when Coinbase began Trading At Settlement (TAS) for XRP futures. The activation is intended to support both nano XRP and full-sized XRP futures contracts on Coinbase Derivatives.  While TAS alone may not move XRP in a dramatic way, Daodu suggests the change could matter indirectly by making it simpler for larger US funds to build meaningful XRP positions through regulated venues.  Related Reading: Hyperliquid Jumps Into The Betting Boom With New ‘Outcome Tokens’ For Real-World Events Exchange-traded fund (ETF) momentum then comes into view on May 7, when GraniteShares is scheduled to launch its 3x leveraged XRP ETFs. Leverage products can amplify both upside and downside once traders decide a direction.  In addition, May 15 is also on the calendar: that’s when Jerome Powell exits as Federal Reserve (Fed) Chair. Daodu’s view is that rate-cut expectations—which have seemed delayed all year—could finally pick up if the Fed tone changes. The legislative driver is the centerpiece of the May narrative. Daodu highlights that the delayed CLARITY Act faces a hard deadline before the Senate’s Memorial Day recess on May 21.  In his framework, a break above $1.50 depends on whether the bill clears the Senate Banking Committee. Daodu notes that if Chair Tim Scott schedules the markup during the week of May 11 and Republicans keep the committee votes together, the biggest blocker holding XRP back all year could be removed. XRP Price Scenarios For This Month  The upside scenario, in Daodu’s logic, is closely tied to institutional behavior around regulatory clarity. If the CLARITY Act is signed into law, he expects “billions” in fresh ETF inflows, based on the idea that regulatory uncertainty has kept some institutions on the sidelines.  Daodu believes that a potential supply squeeze could help the altcoin break through the $1.45–$1.50 resistance zone and rise to around $1.80. This could result in a 30% rally from current trading prices of $1.39 — a level the token has not reached since January. Related Reading: US Rep. Calls Bitcoin A ‘Geopolitical Weapon Used By Multiple Adversaries’ But Daodu also outlines what happens if the process misses the May 21 deadline. Without CLARITY in the near term, the token could remain stuck following broader market signals more closely—trading less on its own news and more on the direction Bitcoin (BTC) sets. For levels, Daodu starts with the downside line at $1.30, a support area that has held since February. He suggests that a daily close below $1.30 would invalidate the token’s cup-and-handle setup. From there, XRP could slide toward $1.28.  If $1.28 fails, Daodu points to $1.20 as the next major support, describing it as a psychological level that XRP has only reached during broader market sell-offs. Further weakness would put $1.17 in play, and below that, he says $1.00 could become the next major reference point.  Featured image created with OpenArt, chart from TradingView.com 

Crypto prices have been under pressure recently, and XRP has been hit particularly hard. On Tuesday, the token slid below the key $1.4 level, adding to the broader cautious mood across the market.  Even so, some analysts are pointing to a very different kind of narrative—one grounded in on-chain liquidity data and scenario modeling rather than short-term price forecasts. What The $18,000 XRP Scenario Depends On A researcher highlighted by crypto analyst Bull Winkle has been working with a live valuation tool that pulls real-time metrics directly from the XRP Ledger (XRPL).  The idea behind the tool is straightforward: it collects liquidity-related data on-chain, then runs that information through a set of scenario-based price calculations. Instead of presenting one expected outcome, the model lays out multiple paths, each tied to a specific use case and a defined peak transaction size.  According to Winkle’s post, the tool produces five separate scenarios, each with different assumptions about how XRP could be used and at what scale. Related Reading: Bitmine’s Ethereum Holdings Reach Record 5 Million Tokens–CEO’s Bullish Outlook One of the most eye-catching scenarios places XRP as the dominant global bridge asset. In that case, the model links the valuation to a “peak ticket” of $50 billion. Importantly, this level is not framed as a prediction of what will happen; it is described as a condition that would need to be met.  The model’s central claim is that if XRP reaches the required volume threshold associated with that bridge-asset role, then a price around $18,000 becomes mathematically justified.  Put another way, the scenario isn’t sold as a timeline estimate—it’s presented as a logical outcome that could follow only if that specific scale of usage occurs. Institutional Adoption Is The Key The tool also includes a near-term scenario that, Winkle says, is the most relevant for current conditions. This case centers on small and medium-sized enterprises (SME) and remittance corridors, with a peak ticket of $100 million.  For that scenario, the model calculates a required XRP price of $16. Winkle’s interpretation is that this part of the model is already being “validated” by current price reality—meaning the market dynamics implied by the scenario are not purely hypothetical.  As a result, the near-term row stands out not because it guarantees a particular number, but because it appears to align more closely with what is already happening on the ground. Related Reading: Solana Prepares For The Quantum Era: Foundation Details Step-By-Step Transition Beyond the near-term outlook, the model also includes a mid-scenario focused on corporate treasury and regional bank flows. Here, the tool suggests that the required XRP price could land anywhere between $138 and $690, depending on how the underlying assumptions about institutional-style usage play out.  In Winkle’s framing, this is where institutional adoption starts to carry real price implications. The range is wide, but the direction of the thesis is clear: as liquidity and usage scale up through larger financial channels, the XRP valuation outcomes become dramatically higher. Featured image from OpenArt, chart from TradingView.com 

In the race to determine whether XRP can mount a real rally toward the $10 level next year, one market expert, Sam Daodu, argues that the answer depends less on hype and more on whether two major forces finally line up.  Daodu says nearly every serious XRP price forecast for 2027 relies on the same prerequisites: US regulation has to be clarified, and institutional capital has to begin flowing in at a meaningful scale. Without both, the upside case becomes harder to justify, even if parts of the story are already moving in the right direction. Mixed Progress For XRP Price  Daodu’s latest report stresses that, at the moment, neither prerequisite is fully in place. He points to continuing regulatory uncertainty as the key blocker for institutions.  In his view, the currently stalled CLARITY Act is the legislation that could change the price dynamics by permanently establishing XRP’s position as a digital commodity—an outcome that, if it materializes, would likely remove a major share of the risk institutions are still pricing in. Related Reading: Bitcoin Is Headed For $40,000: Analyst Reveals The Best Time To Buy BTC That said, the report frames the situation as a “mixed progress” scenario rather than a clear-cut bull market versus bear market. On the positive side, several catalysts connected to a potential rally are already showing up.  Exchange-traded fund (ETF) inflows, for instance, have reportedly remained positive without a single outflow day since April 9. Daodu treats that steady demand as an important signal that market participation is still present. Beyond ETF flow data, Daodu highlights on-chain activity as another supportive element. According to the report, whales have been withdrawing roughly 7 billion XRP from exchanges since February, and large holders appear to be driving a significant portion of those movements.  Even with these bullish indicators, Daodu argues they aren’t arriving with the speed or scale that the $5–$10 outlook depends on. He emphasizes that institutional money—described as essential to those higher targets—still hasn’t shown up at the level required to match an “instant” re-rating of XRP.  Why The Next 60 Days Are Key To reach above $10, the report argues XRP would need a rare alignment of several events. Daodu says the CLARITY Act would have to pass, ETF inflows would need to scale toward the $4–$8 billion range, and Bitcoin (BTC) would have to lead a wider rally that accelerates demand across the altcoin complex.  In short, pushing XRP toward $10 is not framed as the most likely path; it’s presented as a scenario that requires multiple catalysts to land correctly at the right time. Related Reading: Dogecoin Trap Shows A Major Crash, But How Low Will The Price Go? Daodu concludes with what he believes XRP holders should monitor over the next 60 days: the Senate Banking Committee markup before May 21. In his view, this is a key near-term checkpoint. If the markup clears, the bull case remains intact, and $7 becomes a more realistic anchor price for the market’s expectations.  If, however, the process stalls in May, the report suggests the outcome could be pushed out and possibly delayed until 2027. In that event, regulatory delay could cap XRP’s price at around $3 for much of that year—unless Bitcoin triggers another explosive run.  Featured image from OpenArt, chart from TradingView.com

XRP is trading near the top of its month-long consolidation band, with the price stuck between roughly $1.35 and $1.45. With April nearing its end—just six days left until the month closes—will the XRP price break upward before the deadline, or will it slip lower and trigger a faster downside move? Monthly Breakout Or Breakdown? In a fresh technical update shared on social media, analyst Bull Winkle says the next major confirmation for the XRP price will come from how it behaves on the monthly time frame. According to Winkle, bulls need a monthly close above $1.90.  He frames that level as more than just a random resistance area, describing it as a demand-zone “hold” signal and also a reclaim of the 2021 resistance level, now acting as support.  Related Reading: XRP ETFs Post Longest Back-To-Back Gains Of 2026—Key Numbers Inside If the XRP price can clear $1.90 on a monthly close, Winkle argues it would set the stage for retests higher up the chart—specifically opening the door to $2.90 revisits. That bullish scenario includes a significant recovery math. If the XRP price climbs toward $1.90 ahead of April’s close from current trading levels of $1.43, it would represent about a 32% recovery. Additionally, a potential rally of 102% up to the $2.90 area. On the other side, Winkle lays out what would count as a clear breakdown for bears. He says the most decisive bearish signal would be a monthly close below $1.27.  In his view, that would open the path for a faster move toward $1, with the potential for an Elliott Wave C-style correction that could land the XRP price in the broader $0.60 to $0.75 range. That bearish estimate would be severe: it could equate to around a 58% decline from the current trading zone. What The XRP Price Needs Next While those price levels are the headline, Winkle also emphasized momentum context using the relative strength index (RSI) indicator.  He notes that at 47, the monthly RSI is not showing divergence in either direction yet. For him, that means the market has not reached a point where the next move is fully “high conviction” on the monthly setup.  Instead, the RSI needs to do something more decisive—either bouncing strongly above 55 to confirm a bullish phase, or pressing below 40 with a trajectory toward the 30 area, which he describes as a capitulation-type bottom. That brings the focus to the immediate battleground. Winkle’s summary of where the XRP price stands is straightforward: the $1.27 to $1.43 range is where the outcome is likely being decided. Related Reading: Bitcoin Nears $80,000: Two Scenarios That May Decide Q2—Bulls Or Bears? Beyond the chart levels and RSI, Winkle pointed to a separate signal he believes is already strengthening the case for a potential upside leg—something supply-side, rather than purely technical.  In another post, he highlighted that “seven billion XRP just vanished from exchanges,” claiming this exchange outflow matters because when the altcoin sits on exchanges, it represents liquid, sell-side supply that can be sold at any moment.  Once that supply leaves—whether to cold wallets, institutional custody, or longer-term holding structures—he argues the immediate downward pressure for the XRP price can ease. Featured image from OpenArt, chart from TradingView.com 

One analyst is arguing that XRP could fall below $1 within five years — a prediction that contrasts sharply with the token’s historical price action during previous bull and bear cycles.  The argument, however, rests on what the analyst says are catalysts that XRP supporters expected to push the price much higher, but which ultimately faded. Catalysts Have Come And Gone Motley Fool analyst Johnny Rice says several of the “big” events that bullish investors pointed to have already come and gone. In his view, those moments briefly lifted sentiment and price, but the token later slipped back toward levels that look closer to where it started rather than sustaining a long-term breakout.  Rice points first to the settlement between the US Securities and Exchange Commission (SEC) and Ripple Labs, which provided significant clarity for the token. The resolution helped unlock momentum, but Rice says it wasn’t enough to create durable demand. Related Reading: Ethereum Just Saw Its Strongest Buy Pressure Since The 2022 Bear Market He also highlights the launch of spot XRP exchange-traded funds (ETFs). In the early period, this helped drive a surge in interest—Rice notes that total investment hit about $1.6 billion. But he says that initial enthusiasm proved short-lived.  Rice’s assessment also frames XRP’s performance against recent price history. He notes that the altcoin is down more than 60% from its July high of around $3.65.  He adds that the token is also trading well below $2 before the SEC dropped its lawsuit, suggesting that even after the legal overhang was removed, the market did not sustain the kind of upside many bulls had forecast. XRP Outlook Under $1 Rice says one of the central narratives among bulls has been that financial institutions would need XRP to move value across borders. The argument is that banks’ cross-border activity could translate into stronger, ongoing demand for the token if adoption keeps expanding. The logic is that Ripple’s technology converts one currency into XRP—the bridge asset—then converts XRP into the destination currency. In that framework, broader bank adoption should translate into more XRP demand, and, ultimately, higher prices. Rice says that thesis has not clearly materialized in a way that supports the bullish price targets. He argues that even though adoption of Ripple’s payments platform continues to grow, the XRP price hasn’t followed in proportion.  The analyst describes this disconnect as something that has accelerated over the past year, and he explains why demand for cross-border payments may be weaker than many investors assumed. Related Reading: Remember Arbitrum? This Analyst Just Predicted That A 7,400% Rally Is Coming The central issue, in his view, is that Ripple’s stablecoin is “undercutting XRP” demand as the bridge asset. If banks have a more attractive alternative for use in cross-border transfers—specifically Ripple’s own stablecoin, RLUSD—then the “bridge through XRP” demand mechanism becomes less potent.  Rice’s point is not simply that Ripple’s business is doing better or worse, but that the source of real incremental demand for XRP may be eroding as RLUSD offers banks another option for bridging value. The analyst says he believes Ripple is building a thriving payments business and that five years from now it may continue expanding its footprint in the industry.  But his bottom-line forecast remains bearish: he expects XRP to end up below $1, far from the higher price targets often promoted around the idea of XRP becoming the key banking bridge asset. Featured image from OpenArt, chart from TradingView.com 

XRP has followed the broader rebound in crypto markets as geopolitical conditions appear to be easing. With the reopening of the Strait of Hormuz and the possibility—however uncertain—of progress toward an end to the Iran–US conflict, risk appetite has improved.  In that environment, XRP has surged and briefly pushed toward the $1.51 level on Friday for the first time in almost a month, alongside a set of catalysts that could determine whether the rally gains real momentum—or quickly unwinds. The Timeline That Could Make Or Break XRP In his latest report, market expert Sam Daodu points out that while the near-term outlook for XRP looks promising, it hinges on three dates coming up in the next two weeks. The first factor is tied to the macro story itself: a possible extension of the Iran–US ceasefire. The closest deadline is April 22, when the Iran ceasefire is set to expire.  Daodu links the timing of this expiry directly to market risk, arguing that if tensions return and the conflict resumes, the broader crypto market would probably fall again—dragging XRP down with it. Related Reading: Could Bitcoin Hit $90,000 And Trigger A New Altcoin Rally? Expert Cites 6 Major Catalysts The second major date is tied to US regulation, and it is arguably the bigger one for XRP’s longer-term recovery: the CLARITY Act markup that the Senate Banking Committee is targeting for late April.  If the CLARITY Act is delayed beyond May, he suggests the bill would likely be shelved until 2027. In that scenario, the expert asserts XRP would lose its biggest remaining catalyst for 2026.  The third key date is the Federal Open Market Committee (FOMC) meeting on April 28–29. The Federal Reserve (Fed) is widely expected to hold interest rates at 3.50%–3.75%.  Daodu argues that, on its own, the meeting may not move XRP much. The bigger issue is what happens if geopolitical risk and regulatory momentum both disappoint at the same time.  If the Iran ceasefire collapses and the CLARITY Act stalls, a hawkish surprise from the Fed would likely worsen conditions. In other words, it is not just each event standing alone; it is the interaction between them that could shape the next phase of the market. Potential Outcomes For The Next Two Weeks Against that backdrop, Daodu offers three price scenarios for XRP, framing them around what happens with the ceasefire, the CLARITY Act, and the broader market over roughly the next two weeks.  In his bullish case, XRP could move into a range of $1.50 to $1.90. That would depend on the Senate Banking Committee scheduling the CLARITY Act markup before the end of April and on the Iran ceasefire being extended beyond April 22.  Daodu believes XRP could aim for the 200-day moving average near $1.90 by May. Still, he cautions that reaching that point would require sustained ETF inflows and continued strength in Bitcoin (BTC). Related Reading: Circle (CRCL) Sued Over $280M Drift Protocol Hack—What Plaintiffs Claim In a base-case outlook, Daodu forecasts XRP trading between $1.35 and $1.50. This scenario assumes the ceasefire extends past April 22, but the CLARITY Act markup is pushed to May.  In the bearish scenario, Daodu sees the altcoin potentially falling into a range of $1.15 to $1.30. This would be triggered if the war resumes after April 22 and oil prices spike above $100 again, which would likely pressure the entire crypto market.  In that case, Daodu says a move back below $1.30 becomes more likely. If Bitcoin also breaks down below $70,000 at the same time, XRP could retest the $1.15 support area.  At the time of writing, the altcoin is trading at around $1.49, still recording major gains of 10% and 13% over the seven- and fourteen-day periods, respectively.  Featured image from OpenArt, chart from TradingView.com 

A new report released on Monday by market analyst Sam Daodu lays out three potential paths for the XRP price this month, with the deciding factor tied to the US crypto market structure bill known as the CLARITY Act.  Daodu expects the bill to reach some kind of resolution within the remaining two weeks of April, and he argues that how the next few days unfold could determine whether XRP continues consolidating—or breaks out of its current trading zone. Why April Holds The Key According to Daodu, the Banking Committee now has about two weeks to schedule a CLARITY Act vote before midterm politics begins to dominate the Senate calendar. In his view, that matters because it creates a narrow window in which major obstacles have been resolved rather than piling up.  Related Reading: What The Bitcoin Relief Rally Above $71,000 Says About Where The Price Is Headed Within XRP trading, Daodu says the token has largely been stuck between roughly $1.28 and $1.45 for most of 2026. For him, April is the month that could decide whether that range continues for the rest of the year or gives way to a more directional move.  He frames the market’s next step using three scenarios, each tied to events expected to play out during the next two weeks. Three XRP Scenarios For Next Two Weeks In the bullish case, the Banking Committee schedules the markup before May. Daodu argues that even the act of setting a markup date could push XRP higher ahead of any final vote.  If the bill ultimately passes, he suggests XRP exchange-traded fund (ETF) inflows could climb by another $4 to $8 billion on top of the approximately $1.2 billion that spot ETFs have already attracted, even before the legislation becomes law.  The first technical test would be the $1.45 resistance level. Daodu notes that around 60% of XRP’s circulating supply was bought at that level, creating a “break-even” wall of holders likely to react. If XRP clears that barrier, he points to $1.60 as the next target. Modest Movement Without Markup Date The base case is more measured: roundtable discussions by the US Securities and Exchange Commission (SEC) go well, but the committee does not schedule a markup date. In that outcome, Daodu expects XRP to remain inside the same broad band it has been trading for much of the year.  He does acknowledge that the April 16 roundtable could produce a short-lived lift, but without a concrete markup date, he believes there is no real catalyst strong enough to force a sustained breakout above $1.40.  Under this scenario, he expects XRP to close April in the $1.30–$1.40 range. While that would still represent a positive month compared with March’s $1.33 close, Daodu characterizes it as only a modest improvement rather than a decisive shift. Potential Slide To $1.15 The bear case focuses on what happens if the markup slips beyond May and the market decides the delay has moved past “temporary” and into “failed.” Daodu points to the risk of real-world stress adding pressure during that time.  Related Reading: It’s Too Early For A Bitcoin Price Bottom, Here’s What You Should Be Looking At He highlights that the ceasefire expires on April 22 and that the Islamabad talks already collapsed over the weekend. If tensions escalate again and oil prices climb back above $110, Daodu says XRP could lose the $1.28 support level and potentially slide toward $1.15. At the time of writing, XRP was trading at around $1.33. If this scenario plays out, that would suggest an additional 13% drop for the altcoin. For now, confirmation on this key regulatory matter for the industry remains pending.  Featured image from OpenArt, chart from TradingView.com 

XRP has been moving with the broader crypto market, pushing up to important support levels and climbing to the top of its recent consolidation range near $1.36.  That rebound has reignited bullish speculation around the altcoin, and now one analyst is laying out a much more ambitious scenario—one that, if it unfolds, could translate into a roughly 1,100% rally from current levels. New XRP Price Target At $16.39 In a report published by 24/7 Wall St., market analyst Javon Marks said he has a fresh chart-based target for XRP that sits just under $17. Marks is also the analyst credited with calling XRP’s move from $0.56 to $2.47 in January 2024, months before that rally actually happened.  The new thesis, according to the report, is built around a long-running technical structure: a pennant pattern that began forming in 2017 and later broke out in late 2024.  Related Reading: WLFI Crashes 13% To All-Time Lows Amid Growing Liquidation Fears For World Liberty Financial Marks’ framework starts with the earlier 2017 phase. The report notes that XRP rose from $0.006 to $3.31 in 2017 in one of the largest rallies in its history. After that burst, the token fell sharply and then spent about seven years consolidating inside the pennant structure described by the analyst.  The long wait appears to have ended during the post-election crypto rally: in late 2024, XRP broke out of the pennant, jumping from $0.49 to above $3.60 by mid-2025. From there, Marks says he uses a “measured move” method. This approach takes the size of the original rally that created the pennant setup and projects that distance forward from the later breakout point.  Under that method, the analysis points to $16.39—just under the nearly $17 level that Marks posted on April 8. The report also emphasizes that the measured move is not expected to be a straight line, as pullbacks are part of the pattern. What Would It Take For The Altcoin To Rally 1,000%? XRP, the report says, already moved about 647% from the breakout before retracing back toward the area where it currently trades, around $1.36. Marks argues that this pullback looks more like the “normal” behavior of the pattern rather than evidence that the breakout failed.  The report draws a comparison to what happened in 2017: the altcoin pulled back sharply after the early move, yet still went on to complete the full measured move. If history rhymes again, Marks suggests XRP could complete another leg that delivers roughly 1,100% upside from current pricing. Related Reading: Expert Forecasts Bitcoin Surge To $80,000 Amid US-Iran Ceasefire And Oil Price Drop However, the report makes clear that reaching that kind of price would require major real-world changes, not just chart follow-through. It says that for XRP to reach such a valuation, several things would need to fall into place.  Banks on Ripple’s network would need to start settling using XRP instead of the company’s RLUSD stablecoin and fiat. That shift is described as depending on the long-awaited CLARITY Act passing to provide legal cover for the transition.  On top of that, XRP ETF inflows would need to grow substantially; the report notes that XRP has already attracted about $1.2 billion so far, but reaching $17 would likely require sustained inflows in the “tens of billions” over multiple years, alongside institutional adoption at a scale not yet seen. Featured image from OpenArt, chart from TradingView.com 

The XRP price traded at around $1.30 on Monday as markets consolidated and Bitcoin (BTC) fought to hold above $67,000, but the calm belies meaningful downside risk if BTC revisits its key support at $60,000, according to market analyst Sam Daodu. Key Levels For XRP Price In his latest report, Daodu warns that XRP’s price action tends to amplify Bitcoin moves. He noted that this year the XRP price has behaved with roughly a 1.8-to-1 correlation to BTC’s declines. That means XRP is vulnerable to a steep retracement if BTC loses ground. Related Reading: XRP Nears Key Turning Point As Descending Wedge Tightens On XRP’s outlook, Daodu points to a sequence of support levels that could determine how far losses extend. The immediate floor is at about $1.28, where 443 million XRP have been accumulated by holders who have stepped in on dips.  If that level breaks, buying interest thins, and the next material support is around $1.11 — the low seen in February. Beneath $1.11, Daodu identifies $1.00 as the next notable cushion for the XRP price, with a deeper support cluster near $0.82, which would mean a near 40% decline for the altcoin on top of current losses.  The analyst asserts that once $1.28 gives way, a rapid slide to $1.11 could follow, and if that fails, a drop toward $1.00 or lower would be possible because there are few bids between those levels. What Could Push BTC Back To $60,000 Daodu’s scenario hinges on Bitcoin revisiting $60,000, a test he regards as the most important support for BTC so far this cycle. He cites macro drivers that could pressure Bitcoin, notably the conflict in Iran and elevated oil prices.  “As long as oil stays above $100 and the war keeps escalating, Bitcoin stays under pressure,” he said, framing those geopolitical and commodity dynamics as key determinants of Bitcoin’s near-term path.  Related Reading: Bitcoin Price Will Do A ‘Big Print’ If This Happens; Pundit Explains There are, however, events that could help decouple the XRP price from Bitcoin’s movements. Daodu highlights two potential catalysts: the passage of the long-anticipated CLARITY Act and renewed inflows into spot crypto exchange-traded funds (ETFs).  Passage of the CLARITY Act would, in his view, create a legal framework enabling institutions to use XRP for settlement at scale. Likewise, sustained ETF inflows would produce consistent buying pressure that could support XRP’s price.  At the time of writing, the XRP price was at $1.32, having recorded a 8% weekly loss, according to CoinGecko data.  Featured image from OpenArt, chart from TradingView.com 

Brent crude slid nearly 12% on Monday to trade around $94, but market expert Sam Daodu warns that oil prices will need to fall further — toward the $85–$80 range — before potential rallies in Bitcoin (BTC) and XRP prices can be sustainable.  According to Daodu, energy prices remain the key link between the ongoing Middle East conflict and crypto market direction, and until they ease, inflation fears and interest-rate concerns will continue to cap risk assets. Bitcoin, XRP Retrace Amid Oil‑Fueled Rate Risks Bitcoin currently sits just above the psychologically important $70,000 level, while XRP is consolidating near $1.44. Both tokens have retraced modestly from last week’s highs, with Bitcoin down roughly 4% and XRP off about 5% on the weekly chart after encountering resistance higher up. Those pullbacks, Daodu says, are tied to the same macro forces that have pushed oil above $100 on repeated escalation headlines since the Strait of Hormuz closures began in late February. Daodu emphasizes that high oil prices sustain inflationary pressure and, crucially, keep the Federal Reserve (Fed) from easing policy.  Related Reading: Analyst Predicts When Bitcoin Price Will Hit $145,000 The Fed’s message on March 19 has pushed out expectations for easier monetary policy. When rate-cut prospects fade, capital rotates away from risk-on assets, and crypto, which still behaves like a high-risk asset, tends to suffer. The expert also highlighted structural reasons crypto markets have appeared particularly sensitive to geopolitical shocks. Because digital-asset markets are open around the clock, they absorb the initial wave of risk sentiment instantly, often before traditional markets open.  That 24/7 liquidity profile can lead to sharper moves in Bitcoin and XRP price following weekend or overnight headlines, as selling is concentrated into thinner markets, as Daodu noted in his report. Brent Near $80–$85 Could Unlock Lasting Gains  Despite these headwinds, Daodu notes there are constructive technical patterns beneath the surface. Bitcoin has formed higher lows on successive sell-offs since late February, suggesting buyers step in during each dip.  XRP, on the other hand, has maintained a roughly $1.35–$1.45 holding zone through recent escalations, reflecting resilience even as rallies fail to hold. Crucially, Daodu argues that oil is the variable most likely to break the current pattern of short-lived crypto rallies. He noted that if Brent retreats toward $80–$85 on signs of a ceasefire or diplomatic progress, inflation pressures should ease and the Fed could regain room to consider rate cuts.  Renewed expectations for easier policy would likely return risk capital to crypto markets and give Bitcoin and XRP the momentum they need to sustain gains.  Conversely, if energy prices remain north of $100, every positive catalyst will be counterbalanced by the same inflation-and-rates dynamic that has dominated price action since February. Related Reading: Bitcoin Miner Selling Pressure Drops To Near Three-Year Low Daodu also reminded that several bullish fundamentals that existed before the conflict have not disappeared: the SEC’s movement toward treating Bitcoin as a commodity, inflows into XRP exchange-traded funds (ETFs), and forward progress on the CLARITY Act.  Those catalysts are still in place but, in his view, are on hold until broader macro conditions — led by a decline in oil — allow risk assets to reassert themselves. Featured image from OpenArt, chart from TradingView.com

The XRP price slid 5% on Wednesday as a wider market pullback dragged most major tokens lower, knocking the altcoin back to roughly $1.43. Experts point to the same recurring forces behind the swing: persistent geopolitical tensions in the Middle East and a shortage of fresh, bullish catalysts.  Despite the near-term weakness, market observers remain upbeat about XRP’s longer-term prospects, centering their optimism on an anticipated policy development in Washington.  Potential Surge In Adoption And ETF Inflows Industry analysts widely believe that passage of the CLARITY Act — the proposed crypto market-structure bill in the US Congress — would materially improve XRP’s institutional outlook by formally classifying the token as a digital commodity.  That legal status would place XRP on a regulatory footing similar to Bitcoin (BTC) and Ethereum (ETH) and, according to proponents, remove a major barrier to large-scale adoption by banks, asset managers, and payment providers. Related Reading: Citigroup Lowers 12-Month Bitcoin Price Forecast To $112,000, ETH To $3,175—Here’s The Reason In a new analysis, Sam Daodu of 24/7 Wall St. argued that the CLARITY Act is the single most important catalyst that could propel the XRP price past key resistance levels.  He noted that commodity designation would allow US banks to use XRP for cross-border settlement via Ripple’s payment rails without the looming uncertainty that a regulatory reclassification might later introduce.  That legal clarity, Daodu said, would unlock institutional confidence and encourage sizeable inflows into XRP investment products such as exchange-traded funds (ETFs). XRP Price Targets Lifted  Daodu also cited forecasts from Standard Chartered’s Geoffrey Kendrick, who previously set an $8 target for XRP in 2026, premised on the passage of the CLARITY Act. Kendrick’s model anticipates $4 billion to $8 billion in cumulative ETF inflows by year-end if the bill passes. Consensus among many analysts places the XRP price between $5 and $10 should the legislation clear Congress, with an $8 price implying a market capitalization near $490 billion — a level Daodu argues is plausible if banks adopt XRP for actual payment use rather than the token remaining a retail trading vehicle.  Daodu went further in outlining further upside scenarios: if the CLARITY Act were approved and Ripple’s application for a master account at the Federal Reserve were also successful by late 2026, some models project XRP could trade in a $15–$30 range under full bank adoption. Related Reading: This Week Could Be The Most Volatile For Bitcoin In 2026, Top Expert Warns The CLARITY Act passed the House in July 2025 by a 294–134 vote and moved through the Senate Agriculture Committee on January 29. However, the Senate Banking Committee has yet to schedule a new markup since January, and negotiators have not published a reconciled draft that satisfies both crypto and banking stakeholders.  However, on Wednesday, pro-crypto Senator Cynthia Lummis indicated renewed momentum when she said that the Banking Committee plans to mark up the bill in April, following the Easter recess. Featured image from DALL-E, chart from TradingView.com 

The XRP price has experienced a modest 5% recovery in the last 24 hours, managing to reclaim the crucial support level at $1.40. However, it remains substantially below its all-time highs reached in 2025.  Despite this, technical analyst Egrag Crypto believes that this year could see the XRP price soaring to a price point as high as $42, meaning a potential gain of up to 2,900% from its current levels. XRP Price Cycles Egrag delineates his forecast by identifying four macro formations on the cryptocurrency’s monthly chart, each of which follows a similar cyclical pattern over the past decade.  These cycles demonstrate that the XRP price tends to undergo a period of compression into a tight range before breaking out and embarking on a significant rally, ultimately resetting before the next structure emerges. Related Reading: What’s Fueling Hyperliquid’s Surge? HYPE Outperforms Top 100 Cryptos In Latest Rally The first formation occurred in October 2014, when XRP rose from $0.0046 to $0.028 by December. Following this initial surge, the price consolidated within the range of $0.006 to $0.009 for nearly three years until early 2017.  The second formation initiated in March 2017, leading to a breakout that pushed the XRP price from under $0.01 to $0.40 by May of the same year, resulting in over 4,000% gains.  After another consolidation period through November 2017, XRP reached a peak of $3.31 in January 2018 before experiencing a prolonged decline that ultimately brought it down to around $0.17 by June 2020. The fourth formation began from the $0.17 low in June 2020, where XRP rallied to $1.96 by April 2021. After another extended period of consolidation around the $0.50 mark, XRP broke through a significant descending trendline in November 2024, which had been constraining its price since 2018.  This breakout propelled the XRP price to $3.65 by July 2025. The current price pullback to the $1.30–$1.40 range is effectively retesting that breakout level. If XRP continues along the same proportional trajectory as previous cycles, Egrag’s target of $42 could be within reach. Two Scenarios To Keep An Eye On It’s important to note that Egrag does not position $42 as the immediate target. Instead, he has laid out intermediate goals that are much lower—such as $4.50 if a breakout occurs, and potentially $10–$13 if the rally expands further.  But when averaging across all four macro scenarios, Egrag estimates that an XRP price around $11 would be plausible, suggesting a market cap of about $670 billion for the altcoin.  Related Reading: BitMine Acquires 60,000 ETH; Chair Discusses Outlook For Ethereum And Crypto Prices Lastly, Egrag presents a cautious perspective regarding the $42 target, outlining two potential scenarios moving forward. One possibility is that the bullish structure may fail, leading the XRP price into a deeper bear market.  Alternatively, Egrag leans toward the thought that the current drawdown is merely a retest within a new growth cycle. He emphasizes that this structural framework must remain intact for his projections to hold. Featured image from OpenArt, chart from TradingView.com

XRP is on track to close its fifth consecutive month in negative territory, a rare stretch of sustained losses that has not been seen since late 2016. Despite holding at around $1.30, the token has declined nearly 30% in February alone, according to CoinGecko data, extending a broader five-month decline of roughly 50%. XRP Flashes Pre-Bull Run Pattern The last time XRP recorded five straight red monthly candles was between October 2016 and February 2017. During that period, the price slipped from $0.00885 to $0.00557, a decline of 37%, before finding a bottom near $0.0055 in March 2017. By May 2017, XRP had surged to $0.3988 — a gain of 7,000% in just two months.  After consolidating through the summer, the token climbed again, eventually reaching $3.31 in January 2018. From its March 2017 low, that marked a 60,000% increase. Related Reading: Ready For A 443% Dogecoin Move? The Meme Coin Just Touched A Historically Explosive Level With XRP now following a similar path, market analyst Sam Daodu examined the comparison in a new report released on Monday. Daodu noted that the current setup “rhymes” with the 2016–2017 structure: five consecutive months of declines, tightening price action, and signs that selling pressure may be exhausting itself. However, he cautioned that the market environment has changed dramatically since XRP was “a micro‑cap token. In 2017, XRP’s total market value was less than $300 million. Daodu pointed out that at that level, even a few hundred million dollars in new capital might raise the price by thousands of percentage points.  Today, XRP has a market capitalization of about $88 billion. According to the analyst, this scale makes a 60,000% surge virtually impossible under any realistic market conditions. 250% Rally Still In Play A comparable rally would imply a move to roughly $852 per token. With approximately 58 billion XRP in circulation, that would translate to a market capitalization exceeding $49 trillion — more than the combined value of all stocks listed on the New York Stock Exchange.  Still, Daodu argues that while a repeat of the 2017 explosion is off the table, a meaningful recovery remains within reach if the bottoming pattern holds.  A return to XRP’s July 2025 high of $3.65 would represent a gain of about 157% from current levels. A move toward $5 — near the upper range of analyst forecasts for 2026 — would amount to a 252% increase. Related Reading: Bitcoin Buying Spree Nears Century Mark, Saylor Hints Even more conservative projections suggest room for upside. Standard Chartered recently reduced its XRP target by 65%, citing near‑term headwinds, but its revised forecast of $2.80 would still imply a roughly 97% rise from current trading prices. The key difference in this cycle, according to Daodu, lies in the source of demand. The explosive rally of 2017 was largely driven by retail speculation.  In contrast, any substantial gains this time would likely depend on institutional flows, including potential exchange‑traded fund (ETF) inflows, broader institutional adoption, and a recovery across the wider crypto market. While another 60,000% run is unrealistic, Daodu believes a 150% to 250% advance is achievable if momentum shifts and capital returns to the sector. Featured image from OpenArt, chart from TradingView.com 

The British financial giant Standard Chartered sharply reduced its price outlook for XRP, the fourth-largest cryptocurrency. The company trimmed its end-of-2026 target by 65% following the severe downturn in the broader crypto market in the past month. The revision comes even as the altcoin posted a modest 2% rebound over the past week, trading around $1.47 per token at the time of writing. Despite that short-term recovery, the bank’s digital assets team now believes the token is unlikely to reach a new all-time high this year. New XRP Price Prediction The updated forecast was first reported on Monday by DL News, with Geoffrey Kendrick, Standard Chartered’s global head of digital assets research, outlining the changes in a note to investors.  Related Reading: Can XRP Hold Above $1? Token Tumbles 11% as Breakdown Fuels Crash Concerns Kendrick, who leads the bank’s crypto research efforts, acknowledged that recent market conditions have forced a broad reassessment of price expectations across the sector. “Recent price action for digital assets has been challenging, to say the least,” Kendrick wrote. “We expect further declines near-term, and we lower our forecasts across the asset class.” Under the revised outlook, Standard Chartered now expects XRP to reach $2.80 by the end of 2026, a substantial cut from its previous $8 projection. The earlier target had been issued in December, when the bank took a far more optimistic stance.  At that time, Kendrick pointed to increasing regulatory clarity surrounding XRP’s status as a financial asset, along with progress toward exchange-traded fund (ETF) products, as key catalysts that could drive significant price appreciation. Broad Forecast Cuts Across Major Tokens The $8 forecast was made roughly two and a half months after the sharp market crash on October 10, when sentiment had begun to stabilize.  However, as February draws to a close, the broader crypto market has yet to mount a sustained recovery. That prolonged weakness has prompted Standard Chartered to reassess not only XRP but the wider digital asset landscape. Related Reading: Bitcoin Should Be Flying—Instead, Quantum Risk Keeps It Grounded: Analyst Bitcoin’s (BTC) expected price has been reduced from $150,000 to $100,000. Ethereum’s (ETH) forecast has been revised down from $7,000 to $4,000, while Solana’s (SOL) target has been cut from $250 to $135. Featured image from OpenArt, chart from TradingView.com 

A new artificial intelligence (AI)–driven outlook for XRP is drawing attention after market analyst Sam Daodu shared projections generated by Claude AI, outlining how the cryptocurrency could perform through the rest of 2026.  The forecast presents three distinct price paths for XRP, each shaped by how key factors such as exchange-traded fund (ETF) demand, regulatory clarity, and network activity evolve. Together, the scenarios provide a broad yet structured view of where the fifth-largest cryptocurrency could be headed. Potential 215% Rally Ahead For XRP According to Daodu, Claude AI uses a baseline XRP price of roughly $2.15 and builds its projections around whether market catalysts strengthen or weaken. The model suggests that ETF inflows, exchange balance trends, and growth on the XRP Ledger (XRPL) will be the primary signals determining whether XRP breaks higher, trades sideways, or slips lower by the end of 2026. Related Reading: Global Liquidity Says Bitcoin Is Extremely Undervalued – Here’s The ‘Real’ Figure In the most optimistic scenario, Claude AI predicts XRP would rise to between $4 and $6, representing a potential 215% increase from its current trading price of $1.90. This bullish outcome depends on ETF inflows accelerating beyond $5 billion while exchange balances continue to decline, indicating reduced sell-side pressure.  Under this scenario, institutional accumulation would increase spot market demand, while clearer regulatory conditions would help improve overall market sentiment.  Claude’s model suggests that once XRP decisively moves above the $3.20 resistance level, tightening liquidity across major trading platforms could magnify even modest buying activity.  By late 2026, long-term holders limiting supply could further thin market depth, allowing prices to rise more quickly. However, this outcome would require unexpected positive catalysts and currently sits above what most AI models are forecasting. Base Case Prediction The base case presents a more measured outlook, with XRP trading between $2.00 and $3.00. In this scenario, ETF inflows remain steady but unspectacular, while adoption grows gradually rather than explosively.  The model suggests XRP would likely maintain support above $2.00, helped by manageable escrow token releases and incremental improvements to the XRPL that support ongoing transaction growth.  Price swings would likely remain contained, with accumulation happening quietly instead of through sharp rallies. By the end of 2026, XRP could settle near the midpoint of this range, reflecting balanced participation from both retail traders and institutional investors.  Bearish Outlook Envisions $1.50 – $1.80 On the downside, Claude AI outlines a bearish scenario in which XRP drifts toward the $1.50 to $1.80 range. This outcome would likely unfold if ETF demand weakens and broader macroeconomic pressures intensify.  A sustained drop below the $2.00 level could then lead to extended consolidation around the $1.60 support zone. While network activity on the XRPL might continue, momentum in price action would fade as market participants wait for clearer catalysts.  Related Reading: Gold Hits Record $5K While Bitcoin Struggles To Keep Pace Ultimately, Claude AI’s forecast points to relative stability around $2.15 in the near term for the cryptocurrency, at least through January, with larger price movements dependent on ETF market inflows exceeding the $5 billion mark.  Daodu further pointed out that Claude’s outlook sits between ChatGPT’s more cautious stance and Grok’s comparatively optimistic projections, offering what he describes as a realistic middle ground rather than an extreme outcome. Featured image from DALL-E, chart from TradingView.com

XRP has given back all of its early‑year gains, sliding toward the $1.90. Despite the pullback, several on‑chain and market indicators are pointing to a possible breakout from current levels, driven largely by a sharp decline in XRP held on exchanges.  XRP Exchange Balances Slide To 1.5B Market analyst Sam Daodu notes that over the past months, a substantial portion of XRP has steadily moved off centralized trading platforms and into long‑term storage and institutional custody.  On‑chain figures indicate that XRP exchange balances dropped from roughly 4 billion tokens in early 2025 to about 1.5 billion by late December. This 57% decline represents the steepest annual reduction in XRP exchange supply on record. Related Reading: Binance Forms New Company In Greece, Moves Forward With MiCA Licensing Data from CryptoQuant reinforces this trend, showing shrinking XRP reserves on major trading platforms such as Binance, where balances continued to fall into early 2026. At the same time, wallet accumulation has increased, particularly among institutional custody accounts.  Daodu argues that with fewer tokens available on exchanges, buying pressure that previously moved XRP only marginally can now drive gains of 10% to 15% within days.  When combined with approximately $1.37 billion in XRP exchange-traded fund (ETF) inflows recorded since November 2025, Daodu believes the conditions favor a potential breakout toward the $4 to $5 range, rather than another rally that stalls below $3. Bullish, Base, And Bearish Scenarios Looking ahead, Daodu outlines three broad price paths for XRP, each tied to how exchange balances and ETF inflows evolve. In a bullish scenario, the altcoin could move into the $4 to $5 range if monthly ETF inflows average $300-$500 million and exchange balances fall below 1.5 billion tokens.  A more neutral outcome would see XRP trading between $2.50 and $3.50. This scenario assumes ETF inflows slow to roughly $50 million to $70 million per week and exchange balances continue to decline at a steadier pace.  Related Reading: Expert Analyzes XRP, Ethereum, And Solana: Predictions For The Next Altcoin Season The bearish case hinges on the possibility that the supply contraction thesis proves overstated. If rapid transfers refill exchange order books, escrow releases increase selling pressure, or ETF demand slows due to tighter macroeconomic conditions, XRP could lose support.  In that scenario, prices may fall below $2.00 and revisit the $1.60 level during periods of risk aversion. Prolonged uncertainty could see XRP trading between $1.50 and $2.00 for much of 2026, according to the analyst.  At the time of writing, the altcoin was trading at $1.94. This represented losses of 4% and 8% over seven and fourteen-day periods, respectively. This positions the fifth-largest cryptocurrency in terms of market cap 46% below the current all-time high of $3.64 reached back in July of last year. Featured image from DALL-E, chart from TradingView.com 

A significant short squeeze may be on the horizon for XRP investors, potentially serving as the main catalyst for a rally that could push prices beyond the all-time high of $3.90.  Market analyst Bird made these predictions in a recent post on social media platform X (formerly Twitter), highlighting key observations from his analysis. Key Liquidity Zones For XRP Bird shared a chart that illustrates where leveraged positions—both long and short—are concentrated in the market. He explained that the colored bands on the chart indicate levels of liquidity, where the potential for forced buying or selling could occur due to stop-loss orders and liquidations.  Related Reading: Why The Dogecoin Price Could Outperform Bitcoin Again The analysis of the altcoin’s daily chart heatmap categorizes liquidity into two distinct zones: red, signifying deep liquidity, and lighter colors indicating less liquidity. From his observations, Bird noted that price movements away from low liquidity areas tend to occur rapidly. He explained this process: when prices approach zones with significant stop-loss clusters, they often trigger large sell-offs, wiping out long positions.  Price Targets $4.20 Following these movements, the price typically rotates back toward shorts, leading to additional liquidation events. Bird pointed out that on Sunday, a number of long XRP positions were liquidated.  Related Reading: 4 In 5 Hacked Crypto Projects Don’t Bounce Back, Expert Says Now, he sees a dense liquidity pocket forming around the $4.20 mark, primarily from short XRP positions. This situation incentivizes market makers to drive prices toward this liquidity to close out those trades, rather than moving away from it.  As a result, Bird expressed confidence that the current XRP price rally is far from over. He believes that a new all-time high is imminent, as the potential for a substantial short squeeze looms.  At the time of writing, the fifth-largest cryptocurrency on the market was trading at $2, having briefly dropped to $1.84 earlier on Monday.  Featured image from DALL-E, chart from TradingView.com 

Market expert Bird has recently issued a bold forecast for XRP, the fifth-largest cryptocurrency, suggesting that it could experience a major upside of 800% within this year. If this prediction holds true, XRP could reach a new all-time high of $18.40 per coin. Forecast Indicates XRP Might Rival Ethereum Bird’s forecast hinges on the XRP/BTC ratio, which he predicts will reach 1:5,000 by the end of 2026. This means that 5,000 XRP would be equivalent to 1 Bitcoin (BTC). Currently, the XRP/BTC ratio trades at approximately 0.00002235.  Related Reading: Crypto Market Bill Draft Criticized For Allowing Continued Developer Prosecution For Bird’s envisioned target to materialize, the ratio must increase to 0.0002 BTC per token, representing a substantial gain of around 794% from current levels. With a total supply of 100 billion coins, this price projection implies an overall valuation of approximately $1.84 trillion for XRP. Such a figure would place the cryptocurrency in close competition with Ethereum—and striking distance of Bitcoin’s market cap. Additional Price Scenarios For The Altcoin Market expert Sam Daodu also outlined alternative scenarios for XRP’s future performance. In a base case, where the altcoin garners continued institutional support but doesn’t close the gap with Bitcoin’s market capitalization, the price could range between $3 and $4.  This outcome would depend on exchange traded funds (ETFs) attracting a “few billion in assets” while Bitcoin’s dominance falls to the 40–50% range during a broader altcoin rotation. Related Reading: Zcash Foundation Investigation Closed: SEC Decision Sparks 12% Jump In ZEC Price Conversely, there exists a bear case where macroeconomic challenges or obstacles within the crypto ecosystem could hinder XRP’s price growth. Factors such as geopolitical instability could redirect capital back to Bitcoin and gold, while banks might opt for private ledgers and established stablecoins instead of adopting XRP.  Monthly escrow releases from Ripple of 1 billion coins, accompanied by a potential diminishing exchange-traded fund demand, might cap any potential upside action for the cryptocurrency, leaving it to trade around its current trading prices of $2. Featured image from DALL-E, chart from TradingView.com 

As the cryptocurrency market enters the new year, optimism around XRP is growing, particularly following Standard Chartered’s positive outlook for the altcoin. As NewsBTC reported two weeks ago, the bank projects a significant surge for the token, forecasting a potential new all-time high of $8. Recently, market analyst Sam Daodu has identified four key catalysts that could drive XRP toward this major milestone, potentially in the first quarter of the year. What Could Drive Prices Higher? The first catalyst stems from the imminent passage of the CLARITY Act, the crypto market structure bill expected to be marked up on January 15. Daodu asserted that the clarity provided by this new bill could significantly enhance institutional participation in the XRP market.  In addition, Ripple, the firm behind the altcoin, recently received conditional approval from the Office of the Comptroller of the Currency (OCC) to launch Ripple National Trust Bank, which will be a federally supervised trust institution.  Related Reading: New Hope For Crypto: Senators Introduce Blockchain Regulatory Certainty Act Moreover, seven spot XRP exchange-traded funds (ETFs) are now trading in the US, boasting a combined assets under management (AUM) exceeding $2 billion and locking up 777 million XRP tokens.  Another significant factor in XRP’s potential rise is the growth of the RLUSD stablecoin, which has achieved a market capitalization of $1.33 billion and ranks third among US-regulated stablecoins poised for compliance under the GENIUS Act.  As banks begin deploying RLUSD across various payment corridors, activity on the XRP Ledger is expected to surge. Network fees paid in XRP create a direct link between the growth of stablecoins and a gradual reduction in XRP supply, turning utility into ongoing demand. Finally, the GENIUS Act, signed into law by President Trump in July 2025, established clear regulations for US stablecoins. This clarity extends to Europe, Asia, and emerging markets, allowing for smoother cross-border expansion.  Bullish XRP Scenario Analyzing these factors, Daodu suggests a “bull case” scenario in which XRP could reach between $8 and $10. This depends heavily on sustained institutional demand and consistent inflows into exchange-traded funds.  He noted in the report that if ETF inflows maintain the $300 to $500 million monthly rate observed in late 2025, it could lead to an additional 750 million to 1.25 billion XRP being locked by mid-year.  Related Reading: Coinbase Mulls Exiting Support For Crypto Market Structure Bill Ahead Of January 15 Deadline Under these conditions, Daodu concluded that XRP has the potential to not only surpass the $8 threshold but to extend its gains into the $10 range as supply constraints exert greater influence on pricing. At the time of writing, the fifth-largest cryptocurrency on the market was trading at $2.13, marking a 3.7% increase on Tuesday.  Featured image from DALL-E, chart from TradingView.com 

In 2025, XRP emerged as the best-performing token among the top ten largest cryptocurrencies, outpacing gains from Bitcoin (BTC) and Ethereum (ETH). As the first week of 2026 unfolds, XRP has continued this upward trend, recording a 17% surge over the past week that has propelled its price back above the key $2.20 threshold. Strong ETF Demand Pushes XRP Forward One of the prominent factors contributing to this surge is the strong performance of XRP exchange-traded funds (ETFs), which became a standout in the market by attracting $483 million over the past weeks. In contrast, Bitcoin ETFs experienced a significant outflow of $1.09 billion, while Ethereum products faced a loss of $564 million.  XRP funds not only achieved $483 million in inflows during December but also maintained a steady influx for 30 consecutive trading days. This streak finally ended on December 26 with the first day of zero inflows.  Overall, since their launch in November, total inflows into XRP exchange-traded funds have amassed to $1.3 billion, marking the fastest adoption rate for any altcoin ETF to date. Related Reading: Bitcoin Reaches $93,000 Amid Renewed Optimism: What To Keep An Eye On This Week Looking ahead, reports suggest that the ETF landscape could be pivotal in shaping bullish scenarios for XRP. A potential filing by BlackRock for an XRP ETF could serve as a significant credibility boost, attracting conservative institutional investors to the space.  BlackRock’s own $40 billion Bitcoin ETF exemplifies the capacity to mobilize capital effectively through its Aladdin platform connections. Additionally, the scaling of Ripple’s RLUSD stablecoin into banking and remittance services could generate ongoing demand for XRP as a critical bridge asset. There are also signs that the Federal Reserve could implement several rate cuts in 2026, which would lower the opportunity cost of investing in risk assets.  Under such conditions, it is alleged that the XRP price might break through its all-time high of $3.84, potentially escalating toward the $4.00 to $5.00 range by year-end. On The Cusp Of Major Gains? When it comes to price action, market analyst Dark Defender, active on the social media platform X (previously Twitter), recently highlighted XRP’s price action by providing a three-month time frame update.  The analyst noted that a newly initiated green candle in January exhibits a bullish Relative Strength Index (RSI). According to Dark Defender, surpassing the $2.22 level is crucial for XRP. Related Reading: Dogecoin Price On The Brink Of A 9,000% Rally To $10? What Historical Performance Shows He further suggested that XRP could be on the brink of a significant surge, similar to silver, and pointed to ambitious targets such as $6 and even as high as $20 in the future.  Achieving $6 would represent a notable 171% increase from current trading prices, while reaching the $20 mark would indicate a staggering 800% rise. While trading at $2.21 at the time of writing, the token is still facing $2.22 as the next major short-term resistance level, and is also trading at 40% below its all-time high. Featured image from DALL-E, chart from TradingView.com 

As 2026 begins, XRP is starting the year on a bearish note, with investor sentiment plummeting to levels of extreme fear. Despite these challenging conditions, analysts are suggesting that this negativity may set the stage for a significant bullish reversal, drawing parallels to historical trends. Institutional Buyers Remain Active Reports indicate that periods of extreme sentiment have often preceded XRP rallies with impressive gains, at times exceeding 1,000%. Data from Santiment indicates that bearish mentions of XRP are now running 20-30% higher than the subdued averages seen in November.  This deepening negativity, coupled with XRP stabilizing between $1.8 and $1.9 mark, highlights “a classic market divergence”: sentiment continues to worsen while prices consolidate, suggesting that emotional capitulation is occurring faster than any fundamental deterioration. Related Reading: Is The Dogecoin Bottom In? 3 Analysts Break Down the Charts Beneath this wave of retail fear, however, institutional behavior paints a more positive picture. Spot XRP exchange-traded funds (ETFs) recorded inflows of approximately $424 million in December alone, making them the best-performing crypto ETF product.  This contrast between extreme retail sentiment—currently at an extreme fear level of 24—and substantial institutional accumulation, which stands at around $1.3 billion over the past 50 days, often precedes market reversals more reliably than sentiment readings alone indicate. 70-75% Chance Of Bullish Reversal For XRP, the current setup combines extreme fear readings with a social sentiment significantly above baseline levels, alongside price consolidation, creating a historical pattern that has led to substantial rallies multiple times since 2020.  For instance, back in the 2020-2021 cycle, XRP dropped to $0.17 amid the US Securities and Exchange Commission (SEC) lawsuit, followed by a 1,053% increase to $1.96 over just four months.  Today’s scenario mirrors this past occurrence. With institutional accumulation diverging sharply from retail capitulation, historical data suggests that this combination yields a 70-75% chance of a bullish reversal within the next two to eight weeks. Current trading conditions for XRP sit at approximately $1.90, with the Fear & Greed Index at 24. This setup creates three potential scenarios. Three Potential Price Scenarios For XRP In the most favorable bullish scenario, the Trump administration could announce clear pro-crypto regulatory policies in the first quarter of the year, BlackRock might file an XRP ETF application, or the adoption of Ripple’s RLUSD stablecoin could rapidly scale above $2-3 billion.  Historically, when the Fear & Greed Index climbs from 24 into neutral territory (between 50 and 60), XRP often rallies between 30-50%, setting targets between $2.44 and $2.82. If bullish momentum continues into mild greed (70+), XRP could reach the $3.00-$3.20 range. Related Reading: Bitcoin’s $150K Target Looks Unlikely As Polymarket Odds Sink To 23% In a more neutral scenario, sentiment may gradually normalize without dramatic catalysts, with ETF inflows continuing to average between $200-300 million monthly. As RLUSD organically grows through existing partnerships, fears could naturally subside over a span of six to eight weeks.  As the Fear & Greed Index rises from 24 to the 45-55 range, XRP has typically appreciated between 15-25%, targeting between $2.16 and $2.35. If the support at $1.85 holds through January, and trading volume expands above $1.98, the price could extend toward $2.40-$2.50. In a bearish outcome, sentiment could linger in extreme fear (below 30) for over eight weeks without relief. A decisive break below $1.85 on substantial volume would see XRP testing support levels around $1.65-$1.70.  The altcoin has surged by over 6% in the past 24 hours towards $1.98 amid a broader recovery in the crypto market. Featured image from DALL-E, chart from TradingView.com 

Despite a mixed performance throughout 2025, XRP has emerged as one of the standout performers in the cryptocurrency market. Currently trading slightly below $1.90, the fifth-largest cryptocurrency has retraced nearly 50% from its all-time highs achieved in July.  Nevertheless, Standard Chartered is optimistic about XRP’s future, forecasting a significant upward trend driven by anticipated inflows into spot exchange-traded funds (ETFs) and increased regulatory clarity. Spot XRP ETFs Could Drive $4-$8 Billion In Inflows  The bank predicts that the launch of spot XRP ETFs could bring in between $4 billion and $8 billion into XRP throughout 2026. Should these inflows materialize, the resulting demand—coupled with XRP’s relatively limited supply—could catalyze a sharp increase in the coin’s price.  Related Reading: US Strategic Bitcoin Reserve: Key Catalyst For Potential Surge Toward $150,000 Next Year Analyst Geoffrey Kendrick has laid out an ambitious roadmap for XRP’s future, anticipating prices of $8.00 in 2026, and potentially reaching $12.50 by 2028. To put this into perspective, XRP’s current circulating supply is approximately 57 billion coins. Even modest inflows of a few billion dollars could create a meaningful supply shock in the market.  So far, XRP ETFs have gathered around $1.25 billion. To reach the $8 target, it would require annual flows to hit the range of $5 billion to $10 billion, similar to the initial enthusiasm surrounding Bitcoin ETFs. Regulatory Resolution As Key Catalyst  A parallel factor influencing XRP’s potential rise is the resolution of regulatory uncertainty surrounding the cryptocurrency. The US Securities and Exchange Commission’s (SEC) long-standing lawsuit against Ripple Labs has significantly impacted XRP’s narrative.  Yet, in August 2025, the SEC withdrew its appeal, resulting in Ripple agreeing to a $125 million settlement and affirming that XRP sales on secondary markets are not classified as securities transactions.  Related Reading: Bitcoin And Ethereum Influx: Strategy Grabs 1,200 BTC, Bitmine Immersion Ups ETH by 44,000 This resolution eliminates a substantial legal burden and is seen by Standard Chartered as a catalyst for increased adoption. With legal uncertainties removed, capital that had been sidelined could finally enter the market. However, for XRP to achieve a price of $8 by 2026, favorable economic conditions, including low interest rates and a risk-on attitude among investors, would be critical. Should macroeconomic challenges escalate, investors may shy away from altcoins. Featured image from DALL-E, chart from TradingView.com 

As the year draws to a close, XRP investors are increasingly adopting a bearish outlook, anticipating that the altcoin will remain below the critical $2 threshold.  XRP Forecasts Dipped A recent poll conducted by cryptocurrency exchange Gemini, running from December 12 to 23, reveals that 73% of investors predict XRP will finish the year between $1.50 and $2.00, suggesting a muted conclusion for the altcoin’s performance in 2025. Just weeks prior, market sentiment was more optimistic, with around 38% of traders expecting XRP to rally to a range of $2.00 to $2.50 by December 31. However, that figure has since dropped to 28%, reflecting a significant decline in confidence.  Related Reading: Bitcoin Correction Timeline: Analyst Predicts Potential Bottom In October 2026 The possibility of the cryptocurrency exceeding $2.50 appears almost non-existent, as only about 4% of respondents foresee it reaching the $2.50 to $3.00 range, and a similar 4% predict it could surpass $3.00.  The consensus of 73% predicting an XRP finish between $1.50 and $2.00 marks an increase from the 63% recorded earlier in the poll. This growing alignment among poll participants indicates that they are consolidating around this range as the most likely scenario. Furthermore, the sentiment towards higher price levels has significantly shifted. The percentage of voters anticipating a rally into the mid-$2 range has dwindled to a mere 4%, reflecting dwindling confidence after several failed attempts to break through resistance levels.  Even the outlook for the altcoin’s price to drop below $1.50 has risen slightly to 7%, up from 6%, although most believe a sharp sell-off is unlikely. Rising Supply From Early Investors This prevailing sentiment aligns with Futures data indicating a prevalence of aggressive sell orders, while the slow accumulation of XRP in exchange-traded funds (ETFs) at a pace of $30 to $50 million daily cannot keep up with profit-taking and risk reduction activities in the market.  On-chain data reveals that significant realized gains have been secured as XRP approached its recent highs. For instance, a long-term holder who initially acquired the altcoin around $0.40 sold over 350 million tokens at approximately $2.00, reaping an estimated profit of $721 million. Related Reading: Ethereum Fails To Surpass $3,000: Predictions For The Final Days Of The Year With many early investors reportedly cashing out at the $2 level, there has been minimal support for dip-buying to bolster the price, keeping it in the current range between $1.7 and $1.8 recorded in the week.  Experts suggest that when the supply increases from long-term holders, whose initial investments were made at $0.40 to $0.60, it creates a resistance ceiling that is challenging to break without substantial new demand entering the market. At the time of writing, XRP was trading at $1.830. The altcoin has recorded major losses in all time frames, with a year-to-date decline of 15%, in line with the broader market’s performance.  Featured image from DALL-E, chart from TradingView.com 

XRP, currently the fifth largest cryptocurrency by market cap, has recently fallen below the crucial $2 mark amid a broader market correction that has dampened investor sentiment since October. However, market analyst Sam Daodu has identified five critical catalysts that could drive the altcoin to new all-time highs of $5 by 2026. Potential Bullish Catalysts For XRP In a detailed report, Daodu emphasized that for XRP to reach $5, multiple specific factors need to work in unison. Each of these catalysts aims to address various barriers that have kept XRP’s price stagnant. At the forefront of Daodu’s analysis is the potential for a BlackRock-backed XRP exchange-traded fund (ETF). Since mid-November 2025, spot XRP ETFs have attracted over $1 billion in cumulative inflows. Should BlackRock move forward with its ETF, estimates suggest that inflows could exceed $2 billion.  Related Reading: XRP Price Forecasts For 2026 Unveiled By AI Simulation: Should Investors Remain Bullish? Daodu’s analysis points that such capital influx would not only reshape market demand but would also solidify XRP’s position as the sole cryptocurrency tied to a fully regulated token in the United States, significantly enhancing its case for reaching $5. Next on the list is the evolving significance of Japan within the XRP narrative. Ripple, in collaboration with SBI Holdings, is set to launch RLUSD—Ripple’s USD-backed stablecoin—in Japan by the first quarter of 2026, pending regulatory approval.  The use of RLUSD on the XRP Ledger (XRPL) can create substantial demand for XRP as a bridge currency, supporting the case for it to reach $5, even if this impact unfolds gradually over time. From Tokenization To ETFs The third catalyst that Daodu identified is the tokenization of assets. Ripple’s expanded partnership with Archax aims to bring in “hundreds of millions of dollars” in tokenized equity, debt, and funds onto the XRP Ledger by mid-2026.  Should the XRP Ledger capture even a modest 5-10% of the tokenized asset settlement market, the demand for XRP would increase significantly, further supporting its goal of reaching $5. In fourth place, macroeconomic policy plays a crucial role in shaping XRP’s upside potential. Anticipated rate cuts by the Federal Reserve (Fed) would likely decrease returns on cash and short-term bonds, traditionally driving capital toward riskier assets that offer growth and liquidity.  Related Reading: New Crypto Tax Proposal: Bipartisan House Duo Pushes For Stablecoin Safe Harbor Lastly, recent on-chain data points to a noteworthy change in supply dynamics. Exchange-held XRP has decreased, with 1.35 billion XRP removed from exchanges in less than two months.  Balances plummeted from approximately 3.95 billion tokens to about 2.6 billion, with more than a billion leaving in just a short span of three weeks. Such withdrawals are indicative of a behavioral shift among holders, as many are opting to move XRP into long-term storage solutions. Daodu posits that reaching the $5 mark will not stem from a singular headline or moment of exuberance. It will necessitate a convergence of multiple factors, including strong ETF inflows, institutional adoption, and favorable macroeconomic conditions. As of this writing, the altcoin was trading at $1.88, dropping by almost 50% from all-time high levels reached back in July of this year.  Featured image from DALL-E, chart from TradingView.com 

XRP, currently the fifth-largest cryptocurrency in the market, has mirrored the overall performance of digital assets over the past months, experiencing a significant retracement of nearly 50% from its all-time high of $3.65 earlier this year.  Amid this volatility, a new artificial intelligence (AI) simulation model has produced price forecasts for the altcoin, offering investors a more detailed outlook for the coming year. XRP Price Predictions Market analyst Sam Daodu recently shared insights from a Monte Carlo simulation that explored XRP’s price trajectory in which 10,000 paths were generated to capture a comprehensive range of potential outcomes.  The results offer statistical data such as mean, median, and percentiles, illustrating a probability distribution rather than relying on a single forecast. Daodu reported that the simulation results reveal a spectrum of outcomes for XRP. The mean price across all 10,000 paths stands at approximately $2.78, indicating that, on average, the price is higher than its current levels.  Related Reading: Dogecoin Weekly Fractal Hints At A Bigger Move Brewing In contrast, the median price is $1.88, suggesting that half of the estimated outcomes fall below the $2 mark. This disparity between the mean and median highlights the skew in the distribution, where a few high projections inflate the average, while the median reflects where most scenarios likely land. To identify a more probable pricing range, Daodu considered the 25th and 75th percentiles, which represent the central 50% of outcomes. According to the simulation, 25% of scenarios estimate XRP’s price below $1.04, while 75% indicate a price below $3.40.  Notably, about 60% of scenarios position XRP’s price between $1.04 and $3.40 by the end of 2026, with an expected median hovering around $1.88. 10% Chance Of Dropping Below $0.59  The analysis also highlights the upper tail of the distribution, where the best-case outcomes sit. The 90th percentile indicates a price of about $5.90, meaning that roughly 10% of scenarios project end-of-year prices above this threshold.  The expert asserts that achieving new all-time highs near $6 would require several positive developments, including sustained institutional inflows through exchange-traded funds (ETFs) of over $50 million daily throughout 2026, increased actual usage of XRP for cross-border payments by banks, and persistent regulatory clarity without major setbacks.  Related Reading: Bitcoin Price Remains Stuck Inside This Range, But A Breakout Could Follow On the other hand, the simulation doesn’t shy away from discussing downside risks. The lower 10% of outcomes reveal a potential drop below $0.59, suggesting a worrying 10% probability that XRP could lose more than 70% of its current value by 2026.  Factors contributing to this bearish outlook could include regulatory setbacks, such as tougher restrictions on cryptocurrency custody or complications arising from recent settlements with the US Securities and Exchange Commission (SEC).  Additionally, Daodu believes that decreased investor confidence in the altcoin resulting from unmet expectations related to XRP’s utility adoption could further depress prices.  According to CoinGecko data, XRP is trading within the range expected to last till next year at $1.90, with a 2% drop in the 24-hour period. Featured image from DALL-E, chart from TradingView.com 

As the week began, the XRP price experienced a 4% decline, bringing it nearly 50% below its all-time highs. However, analysts forecast significant gains for one of the market’s leading altcoins in January 2026, citing three major catalysts that could reshape its market outlook. A Major Step Towards Broader Access In a recent analysis, Sam Daodu, a market expert from 24/7 Wall St., emphasized the importance of Vanguard’s decision to approve trading of XRP exchange-traded funds (ETFs). Daodu emphasized that the real significance lies in the facilitation of distribution; with Vanguard’s advisors able to allocate XRP exposure through regulated ETFs without additional cumbersome processes. He indicated that three interrelated factors are now at play: the influx of institutional capital through ETF investments, a reduction in supply, and the influence of Vanguard in altering the approach towards the asset. Related Reading: Bitcoin Pulls Back Under $89K, Michael Saylor Smells Opportunity Notably, the results of the token’s exchange-traded fund launch have already been notable, with XRP inflows hitting $1 billion within the first four weeks of trading, making it one of the fastest-growing crypto ETF launches to date.  Additionally, XRP’s market supply has contracted significantly, dropping by 45% from approximately 3.9 billion tokens at the beginning of 2025 to about 1.6 billion by December.  This contraction can be attributed to large holders refraining from distributing their tokens, leading to an accumulation in whale wallets and the removal of tokens from liquid markets due to ETF custody. This decreased supply implies that smaller inflows now carry greater influence. With only 1.6 billion tokens available on exchanges, investments of $20-30 million in daily ETF purchases can have a substantive impact on market supply.  A Key Driver For Price Appreciation  The Vanguard XRP ETF launch is particularly significant in this context, as it locks tokens into regulated custody vehicles that are less likely to be sold frequently.  Unlike tokens held on exchanges that can be quickly moved in and out, ETF custody tends to encourage a buy-and-hold strategy, fostering conditions for gradual price appreciation fueled by sustained institutional demand amid a diminishing available supply. Given that the decision to provide ETF access came late in the year, year-end trading typically focuses on maintaining existing allocations rather than creating new positions.  While the ETF adds credibility to XRP without causing immediate price pressure, its journey to a $3 valuation by January will depend on how swiftly advisory capital mobilizes, the durability of supply compression, and the overall stability of the markets. XRP Price Path To $3 Three potential scenarios present themselves for XRP’s future. The most optimistic scenario sees advisory capital moving quicker than typical, perhaps allowing advisors to integrate small XRP allocations during January’s rebalancing.  In this case, XRP ETF inflows could remain robust, ranging from $40-60 million daily, while the locked-up supply on exchanges supports a price increase that could see the XRP price surpass $2.25, aim for $2.60, and potentially test $3 by the end of January. Related Reading: Ethereum Price Compression Deepens as Analysts Debate if the Next Move Is a Rally or Breakdown The middle-ground perspective suggests a more conventional institutional timing. In this scenario, while the XRP ETF access will gain attention in December, actual allocations might ramp up gradually, leading to a daily influx of about $20-30 million instead of the earlier expected pace.  Here, the XRP price could establish higher lows and breach the $2.25 mark, facing resistance between $2.40 and $2.80. Price fluctuations would focus more on future adoption rather than immediate implications. According to Daodu’s conclusions, and given these circumstances, the XRP price reaching $3 could take until the first or second quarter of 2026 rather than being an immediate milestone.  Featured image from DALL-E, chart from TradingView.com

Recent bullish predictions for the XRP price have emerged, hinting at a potential for new all-time highs (ATHs) by March 2026 for one of the market’s leading altcoins. XRP Price Projected To Reach New ATH By Q1 2026 According to projections from ChatGPT, XRP could reach approximately $4.40 by the first quarter of 2026, a notable increase of 120% from current levels around $2. In contrast to the AI forecast, some analysts believe that the XRP price has the potential for a stronger rally. They suggest that structural changes could allow XRP to exceed $5 and potentially approach $6 by 2026.  Several factors support their optimistic view. For instance, key aspects of the US Securities and Exchange Commission’s (SEC) case against Ripple were resolved earlier this year, which they believe could encourage banks and payment providers to adopt XRP for cross-border transactions, fostering greater confidence in its utility. Related Reading: Bitcoin Reclaims $93,000: Could Altcoins Rebound Amid Predictions Of An Upcoming Bear Market? Additionally, Ripple’s ecosystem is expanding well beyond XRP. In December 2024, the company launched a dollar-pegged stablecoin known as RLUSD, which has already achieved a market cap exceeding $1 billion.  While RLUSD itself may not directly boost XRP’s price, it has the potential to attract more participants to Ripple’s network, thereby creating secondary demand for XRP as a bridging asset.  Analysts posit that a steady pipeline of RLUSD adoption could enhance Ripple’s revenue growth, consequently driving the XRP price higher. $2.60 Key For Momentum Shift Moreover, analysts point to the upcoming Bitcoin (BTC) Halving, expected in 2028, as a potential catalyst for a broad crypto market rally. The analysts assert that the XRP price has historically benefited from such cycles. From a technical standpoint, chart analysts see XRP setting up for a potential breakout. Price action has formed a base around the low $2 range, which could lay the groundwork for further recovery.  Related Reading: Ethereum Fusaka Upgrade Goes Live Today: Experts Predict Potential Supply Crunch Ahead According to the analysts, if bullish momentum can push the token above significant resistance levels around $2.60, it could change momentum indicators to a positive stance. Moreover, a sustained rally into the mid-$3 territory might then pave the way for XRP to reach the $4 to $5 range. When writing, the XRP price stands at $2.14, recording a 1.6% drop in the past 24 hours.  Featured image from DALL-E, chart from TradingView.com 

Canary Capital’s XRP ETF made a historic debut on Thursday, surpassing its competitors by hitting $58 million in trading volume on its first day, setting a record for the most traded ETF launch this year.  This milestone was lauded by Bloomberg expert Eric Balchunas on the social media platform X (formerly Twitter), underlining the remarkable success of the XRP ETF in the market. The launch of the first XRP ETF in the United States earlier today had a notable impact on the XRP price, propelling it towards the crucial $2.5 level. However, subsequent market movements saw a 4% retracement, bringing the token’s current trading price to $2.3. XRP ETF Potential Canary Capital’s CEO, Steven McClur, recently expressed confidence in the potential of an XRP ETF, suggesting that it could outperform the achievements of Solana (SOL). He highlighted XRP’s strong liquidity and global utility, foreseeing substantial institutional investment influx in the near future. The XRP ETF by Canary Capital has indeed outperformed Bitwise’s Solana Staking exchange-traded fund, with a trading volume of $57 million, falling just short of Canary’s fund by a mere million-dollar difference.  Related Reading: Who’s Selling Bitcoin? Fidelity Research Boss Breaks It Down Analysts predict that the approval of asset managers like Franklin Templeton, Bitwise, and Grayscale in the upcoming days of November could attract significant institutional investments ranging from $4 to $8 billion, potentially leading to a substantial price surge due to the low liquidity in the market. As a result, market analysts foresee a bullish rally for XRP, hinting that the token may be approaching the end of consolidation. They suggest long-term price targets ranging from $10 to $37.  If these bullish scenarios materialize, these surges could result in new all-time highs and significant potential gains, with projections of 334% and a staggering 1,500%, respectively, from current trading levels. XRP Price Could See 150% Increase To $6 by 2030 In addition to the significant ETF debut by Canary Capital, industry experts like Dark Defender have shared key technical analyses that could complement the performance of the XRP ETF market.  Notably, Dark Defender highlighted signals on the weekly time frame indicating a potential surge for XRP, with resistance at $2.85, support at $2.22, and targets projected at $18.22 and $36.76. Related Reading: Dormant Bitcoin Giant Stirs, Unloads 12,000 BTC In Surprise Move Geoffrey Kendrick at Standard Chartered anticipates substantial gains in the forthcoming years, largely attributed to the potential of spot XRP ETFs. He has set a target price of $12.50 for 2028, implying annual returns of 73%.  Analysts at the Motley Fool have also weighed in, drawing parallels to Bitcoin’s (BTC) price appreciation following the SEC approval of spot Bitcoin ETFs in January 2024, projecting a 150% increase to $6 for XRP by 2030. Featured image from DALL-E, chart from TradingView.com

Over the past month, the XRP price has experienced a significant decline, with its price dropping by 23% amid mounting selling pressure following the crypto market crash on October 10. Some analysts are now suggesting that the altcoin’s correction is not yet complete.  A Retest Of Key Fibonacci Level On The Horizon Market expert Casi Trades recently shared insights on social media site X (formerly Twitter), indicating that enthusiasm surrounding the recent partnership announcement with Mastercard may have been premature. During the Ripple Swell 2025 event in New York, the company unveiled a new collaboration with Mastercard, WebBank, and crypto exchange Gemini to test its RLUSD stablecoin as a means of settling credit card transactions.  Related Reading: Weakness In Major Cryptos: What Key Technical Metrics Indicate For Bitcoin, Ethereum, And Solana The announcement initially propelled the XRP price toward the $2.41 mark. However, this surge was short-lived, and the price quickly retraced. It maintained its trajectory below the previous Fibonacci Wave 1 low, as seen in the chart below.  Casi Trades noted that this price rejection reinforces the belief that the Wave 3 low at $2.05 has not been adequately tested. She anticipates that the XRP price will likely trend downward toward this Fibonacci level to complete the subwave 5 of Wave 3.  Additionally, the relative strength index (RSI) supports this bearish outlook, indicating a divergence at the recent price high and suggesting a retest of the lower trendline is imminent. XRP Price Poised For An Explosive 2,155% Increase?  Despite the current bearish sentiment, some analysts maintain bullish projections for the XRP price. Egrag Crypto recently remarked that the ongoing price formation resembles a range rather than a straightforward ascending wedge or rectangle.  Based on measured moves, projections suggest that the altcoin could reach a new all-time high around $10. If this is indeed Macro Wave 2, the anticipated Wave 3 could be 1.618 times the length of Wave 1, potentially placing targets between $14 and $25. Related Reading: Ethereum Price Needs To Reclaim This Key Level To Prevent Drop To $1,700 Moreover, the analyst pointed out the growing speculation that XRP will revisit its $0.77 wick on Binance. However, Egrag countered these discussions, noting that the altcoin could also reach the $50 “wick” observed on the Gemini crypto exchange.  While some believe the Binance wick to $0.77 must be filled, Egrag argues that ignoring the potential for XRP to hit $50 is a mistake, especially if market symmetry comes into play.  The analyst concluded his thesis by stating that this cycle could see the XRP price reaching that $50 level as the market undergoes its “final blow-off phase.” This would imply a major 2,155% uptrend ahead for the altcoin’s price.  When writing, XRP trades at $2.22, still recording gains of 318% year-to-date, according to CoinGecko data.  Featured image from DALL-E, chart from TradingView.com 

The XRP price has been struggling to break through the $3 resistance level, which has proved to be a formidable barrier for the token over the past two months. However, recent news of Ripple’s expansion into the Kingdom of Bahrain has sparked renewed optimism among investors, fueling new bullish predictions for the altcoin.  Ripple’s New Partnership With BFB On Thursday, Ripple announced a strategic partnership with Bahrain Fintech Bay (BFB), the largest fintech incubator in the Kingdom. This collaboration aims to enhance Bahrain’s digital assets ecosystem by supporting the development of proofs-of-concept and pilot projects relevant to the local fintech landscape.  The partnership will also showcase various solutions in areas like blockchain technology, cross-border payments, stablecoins, and tokenization. Ripple and BFB plan to lead educational initiatives and participate in local events to foster innovation and build industry partnerships. Related Reading: $200 Million Rescue Plan: TRUMP Meme Coin Fights For Survival Reece Merrick, Ripple’s Managing Director for the Middle East and Africa, expressed enthusiasm for working with BFB to establish a robust local blockchain industry and to offer Ripple’s digital assets custody solution and its stablecoin, RLUSD, to financial institutions in Bahrain.  Suzy Al Zeerah, Chief Operating Officer at BFB, echoed this sentiment, highlighting the partnership’s potential to bridge global innovators with Bahrain’s local ecosystem and to drive fintech innovation in the region. 4 Anticipated Catalysts For The XRP Price Looking ahead, analysts from The Motley Fool have pointed out that the US Securities and Exchange Commission (SEC) is expected to make a decision on the recent influx of XRP exchange-traded funds (ETFs) by October or November, which could significantly attract both retail and institutional investors. In July, Ripple applied for a US bank charter, a move that could also enhance the utility of XRP as a bridge currency. The analysts also highlighted the introduction of Ripple USD, which may appeal to international users looking to hedge against hyperinflation while lacking access to US dollars. Related Reading: Why The Bitcoin Price Might Never Drop Below $100,000 Again The anticipated rollout of sidechains to support Ethereum-based smart contracts on the XRP Ledger could also position Ripple as a more attractive option for developers. Speculation suggests that Ripple may make announcements regarding these sidechains at its upcoming Swell event in New York in early November. The Motley Fool’s analysts also believe the Federal Reserve’s (Fed) potential reduction of benchmark rates in 2025 and 2026 could catalyze a “crypto summer.” Such conditions might drive the XRP price upward, with eyes on the $4, which could mean a 42% rally in the coming months. When writing, the XRP price trades at approximately $2.81, resulting in a major gap of 23% between current trading prices and the altcoin’s all-time high set at $3.65.  Featured image from DALL-E, chart from TradingView.com