XRP’s rebound to $1.50 over the past few days has given bulls something to work with, but one analyst is warning that the market may be celebrating too early. Recent price data show XRP pushed into the mid-$1.50s and even tagged $1.60 this week before momentum cooled again. However, a crypto analyst who goes by the name Guy on the Earth on the social media platform X pointed out that bullish traders should not get ahead of themselves yet until XRP breaks above one proper price level. The Push To $1.50 Gave Bulls A Case The move that XRP bulls had been waiting for arrived this week. The XRP price surged from a range low below $1.40, broke above $1.50, and briefly tapped $1.60, a level of greater resistance, before retreating below $1.50 again. At the time of writing, XRP is now trading at $1.46, which shows that the breakout attempt has not yet fully escaped nearby selling pressure. Related Reading: Teucrium Founder Predicts What Will Happen To Ripple If XRP Price Goes To $3 Interestingly, that sequence was not a surprise to some, and it fits closely with a reaction on X by crypto analyst Guy on the Earth. According to the analyst, the push to $1.50 was anticipated, given that the XRP price had held the range lows before breaking out. The important question now is whether $1.50 will hold on the retest or fail. Hold above $1.50, and the next upside levels come into view. The daily candlestick timeframe chart shared by the analyst shows XRP still trading within a descending structure since July 2025. The XRP price is yet to break above the upper boundary of that larger downtrend channel, which means the latest rally has improved the short-term picture without fully repairing the wider one. As it stands, XRP might even be approaching the channel’s lower trendline if it fails to break and hold above $1.50. A Roadmap With Conditions Attached The analyst also laid out a precise set of targets based on how the XRP price behaves at the $1.50 level. Should it hold above $1.50 in the next few days, then $1.65, $1.80, and $1.96 are the next upside targets in sequence. Related Reading: Pundit Reveals The One Thing That XRP Holders Are Missing Lose $1.50, however, and the picture changes. The analyst characterizes such an outcome as a fakeout, with $1.34 as the next expected destination. Should that level fail to provide support, then $1.20 is the next price level on the table. The analyst also noted a greater directional signal that’s contingent on the $2.00 price level. According to him, a confirmed XRP price move above $2.00 in the context of the current wider economic expansion that we are seeing would set the stage for new highs in the weeks or months that follow. Featured image from Freepik, chart from Tradingview.com
XRP is consolidating after several days of volatility and sharp price swings around the $1.50 level, as the market attempts to stabilize following recent directional uncertainty. While price action has slowed, traders remain cautious, watching for confirmation of either a continuation move or a deeper retrace. Related Reading: Ethereum Enters High-Leverage Regime As Binance Exposure Crosses 75% Beneath the surface, on-chain data points to a notable shift in market behavior. According to a CryptoQuant report, high-value XRP withdrawals are becoming increasingly dominant across multiple exchanges, with Binance emerging as the primary hub for these movements. The Multi-Exchange Daily Outflow (>1M XRP) metric, which filters for large transactions, highlights a clear trend: whale-driven flows are shaping current market dynamics. The data shows that Binance consistently records the largest withdrawals, underscoring its role as the central venue for large-scale XRP activity. One of the most significant events occurred on February 6, when Binance saw a single-day outflow of 530 million XRP, far exceeding activity on other platforms. More recently, since mid-March, Binance has continued to lead, with average daily outflows approaching 50 million XRP. At the same time, Coinbase recorded notable withdrawals in early March, suggesting that institutional or large-holder participation is not isolated, but rather part of a broader accumulation or redistribution phase. Whale-Dominated Outflows Shape XRP Market Structure The CryptoQuant report adds further clarity by breaking down XRP outflows by transfer size on Binance, offering a more granular view of who is driving current market activity. Rather than focusing on transaction count, this data isolates behavior based on the size of transfers, revealing a clear hierarchy among participants. The most striking observation is the dominance of the >1 million XRP transfer group, which consistently accounts for the largest share of outflows. This confirms that whales are the primary force behind current movements, actively withdrawing significant amounts of XRP from the exchange. Such behavior is typically associated with strategic repositioning, whether for long-term storage, OTC activity, or redistribution across venues. The >100,000 XRP segment ranks second, indicating that mid-sized players are also contributing to the trend, reinforcing the broader shift in liquidity away from exchanges. This layered participation suggests that outflows are not isolated to a few large entities, but reflect a wider segment of the market. In contrast, smaller transfers below 10,000 XRP remain negligible, highlighting the limited impact of retail activity in current flows. Structurally, this distribution confirms a whale-driven market environment, where large players dictate liquidity dynamics and influence short-term supply conditions. Related Reading: Solana Structure Fractures: Accumulation In Spot Clashes With Derivatives Selling Pressure XRP Remains Range-Bound Within a Broader Downtrend XRP’s daily chart continues to reflect a persistent downtrend with limited signs of structural recovery, as price consolidates around the $1.40–$1.50 range. After the sharp breakdown in early February, where XRP briefly dropped toward $1.20, the asset has entered a sideways phase, suggesting temporary stabilization but not a confirmed reversal. The broader trend remains intact. XRP is still trading below all major moving averages, including the 200-day, which is trending downward and acting as a key resistance level. The shorter-term averages are also declining, reinforcing the view that momentum remains weak despite recent consolidation. Related Reading: Ethereum Holds Above $2,300 As Open Interest Expansion Reinforces Uptrend Stability Price action over the past weeks shows repeated rejections near the $1.50 level, indicating that this zone is functioning as a short-term resistance barrier. At the same time, the $1.30–$1.35 region has provided consistent support, forming a narrow trading range. Volume analysis adds nuance. The capitulation event in February was accompanied by a significant spike in volume, while the current consolidation phase shows reduced activity, suggesting a lack of strong conviction from both buyers and sellers. Featured image from ChatGPT, chart from TradingView.com
Despite the crypto market’s renewed weakness on Thursday, a new AI-driven market model produced by Sam Daodu for 24/7 Wall St. projects higher year-end prices for Bitcoin (BTC), XRP, and Ethereum (ETH). AI Model Sees Bitcoin Rising 42% In 2026 Daodu’s analysis, which used ChatGPT as the modeling engine, places Bitcoin at the top of the trio, forecasting a roughly 42% gain from current levels and a year-end target near $105,000. Related Reading: Sen. Lummis Predicts Crypto Market Structure Markup In April, Senate Passage By Year-End The AI model identified institutional demand and exchange-traded funds (ETFs) as the primary catalysts for its Bitcoin prediction. The model also identified BTC’s tightened supply as a potential catalyst. The latest Halving reduced daily issuance from 900 BTC to 450 BTC, cutting the annual inflation rate to 0.83%. This week, combined with ETF buying and large holders, institutional purchases outpaced miner issuance, creating a demand-supply imbalance that the model cited as a main reason for ranking Bitcoin first. XRP To Hit $2 By Year-End XRP ranked second in the AI’s predictions, with an expected return of approximately 32% and a year-end price near $2.00. ChatGPT noted the regulatory clarity provided by the US Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC), which classified the altcoin as a commodity. This classification is expected to reduce a major barrier to institutional participation. The AI model also interpreted XRP’s most recent price breakout above the key $1.5 level as bullish, noting that sustained gains can move holders toward break-even positions and reduce selling pressure. However, the model highlighted a critical limitation: regulatory clarity has not yet translated into meaningful institutional demand for XRP, as ETF flows experienced $28 million in net outflows last week. In short, substantial institutional buying will be required for XRP to reach its predicted price point by the end of the year. ChatGPT Forecasts Modest ETH Rally Ethereum ranked third, with a comparatively modest forecast of about 20% upside to roughly $2,800 by year-end. ChatGPT argued that, despite Ethereum’s developer ecosystem and extensive infrastructure, the token faces the weakest near-term demand picture among the three major assets. A key reason is migration of activity to layer-2 (L2) networks—Base, Arbitrum (ARB), and Optimism (OP) now handle a large share of user transactions because of lower fees. Related Reading: XRP Price Projections Soar To $15-$30 On CLARITY Act Prospects And Bank Adoption That shift has reportedly compressed fee revenue on Ethereum’s base layer; weekly fees recently averaged about $2.3 million compared with peak weekly fees near $30 million. With fees now close to zero, burning has effectively stalled, and ETH’s supply is growing slightly rather than contracting. ChatGPT concluded that, until fee revenue rebounds or institutional flows reverse, Ethereum’s price will have to prove itself on other fundamentals. At the time of writing, Bitcoin was trading at $70,600, marking a 1% loss within the last 24 hours. XRP has seen a similar decline of 0.9%, but it is still holding onto gains of 6% recorded over the past week while trading at around $1.45 per token. Surprisingly, Ethereum has outperformed Bitcoin during this period as well, with gains of 4.2%. However, over the past 24 hours, the market’s leading altcoin has retraced 2.3%, reaching approximately $2,148, according to CoinGecko data. Featured image from OpenArt, chart from TradingView.com
The potential impact of Ripple securing a full banking license is gaining significant traction after Teucrium Chief Executive Officer (CEO) Sal Gilbertie discussed the crypto company’s massive holdings and the XRP price. Analysts are now weighing what it could mean if the XRP price climbs to $3 on the back of Ripple’s potential transformation from a crypto-focused firm into a top licensed bank. The XRP Price If Ripple Becomes A Top Bank In a recent X post, a crypto market commentator announced that Ripple could become a top-20 bank globally by market capitalization if it secures a full banking license. She published a video interview featuring Teucrium CEO Paul Barron and the host of the Paul Barron Network. Related Reading: Inside Ripple’s Buying And Selling Cycle — And Its Impact On XRP During the interview, Gilbertie laid out a scenario in which Ripple could become one of the largest banks in the world by simply maintaining its existing XRP holdings. He emphasized that if the crypto company obtains a full banking license, its 40 million XRP held in escrow could dramatically increase its balance sheet value and elevate its market position. By retaining the tokens, Ripple could automatically leverage them as a strategic asset in a regulated banking environment. Gilbertie also highlighted that if the crypto company becomes a licensed bank, it could propel the XRP price to $3, and from there, Ripple could be ranked among the top 20 banks globally by capitalization. The interview also explored the potential scaling if XRP reaches “multiples of $3.” The Teucrium CEO emphasized that Ripple’s valuation would expand in proportion to the cryptocurrency’s price, potentially propelling it to the top as the world’s leading bank. The interview also addressed on-chain operations and traditional financial infrastructures such as ETFs. When Barron asked whether leveraged ETFs could ever be on-chain, Sal confidently said yes, noting that all financial instruments will eventually operate on-chain. His response suggests a future in which traditional finance could be fully integrated with digital assets and blockchain technology. Update On Ripple’s Banking License Status Ripple has continued to progress through regulatory pathways that would allow it to operate with bank-like authority in the US. The crypto company previously received conditional preliminary approval from the United States Office of the Comptroller of the Currency (OCC) for a national trust bank charter. Related Reading: Inside Ripple’s Buying And Selling Cycle — And Its Impact On XRP This approval places Ripple alongside a handful of other crypto firms that have also taken steps toward becoming regulated banks under US law. While full approval has not yet been granted, Ripple continues to develop its payment rails through acquisitions, partnerships, and share buybacks. At the same time, XRP, the primary token supported by Ripple, is currently trading at $1.43 after rallying 14% this week to $1.6. Although it has given up most of its gains, analysts still maintain a bullish outlook for the cryptocurrency. Featured image from X, chart from Tradingview.com
XRP is entering a pivotal moment in its evolution as growing regulatory clarity is reshaping its position within the global financial system. The recent developments suggest that XRP is increasingly being viewed through the lens of a commodity rather than a security. This distinction could significantly impact how XRP is traded, adopted, and integrated into institutional finance. How The Regulatory Clarity Signals A Turning Point For XRP XRP has been officially designated a digital commodity by the SEC and CFTC, which is a game-changing regulatory victory for crypto. Crypto commentator Pumpius has revealed on X that the US Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC) have released a joint interpretive guidance clarifying how federal securities laws apply to digital assets. Related Reading: XRP Moves Into ‘Scarce Zone’ As Exchange Supply Dries Up In this framework, XRP is cited among examples of digital commodities. Meanwhile, these are assets whose value comes mainly from the programmatic utility of a functional, decentralized system combined with market-driven supply and demand, rather than from expectations of profit through the effort of others. This means other assets do not meet the Howey Test for securities. Pumpius explains that this distinction is significant because it will resolve the long-standing uncertainty for XRP after years of legal questions. With this classification, the guidance implies that oversight of assets in spot and secondary markets would shift primarily toward the CFTC. This development signals a broader stance that many major non-stablecoin cryptocurrencies may not qualify as securities. Furthermore, Pumpius emphasized that this move reflects a growing effort by the SEC and CFTC regulators to coordinate frameworks and reduce overlap. Thus, this is a formal Commission-level interpretation, not just staff guidance, and it brings significant legal clarity for developers, exchanges, and investors. Why XRP Adoption Trends Continue To Build Momentum According to Evernorthxrp, the largest public XRP treasury company, investors may want to look beyond short-term macro reactions and focus on what’s happening under the hood of XRP before responding to the latest Federal Reserve decision. The data show a rapidly strengthening network that XRP has now surpassed 7.7 million non-empty wallets for the first time in its 13-year history. Meanwhile, active addresses have climbed to a five-week high of 46,767 on March 16. Related Reading: XRP Ledger Transactions Triple In One Year – What’s Going On? At the same time, the tokenized commodities on XRP have surged from $111 million to $1.14 billion in 2026, giving the altcoin a notable share of over 15% of the global tokenized commodities market. Network usage is also accelerating, and XRP daily transactions have increased to nearly 3 million over the past week, with automated market maker (AMM) pools expanding to around 27,000. Evernorthxrp’s key takeaway is that these fundamentals remain unchanged regardless of whether interest rates sit at 3.5% or 3.75%. Featured image from Freepik, chart from Tradingview.com
XRP is pressing up against what analyst EGRAG CRYPTO describes as a pivotal resistance band, with a new chart arguing that the token is entering a decisive technical phase. In the analyst’s framework, the immediate question is whether an ascending triangle forming beneath “Zone 1” can trigger the next leg higher and whether that move could eventually reopen the path toward prior cycle highs. In a post on X, EGRAG framed the setup as “Ascending Triangle vs Zone 1 (Decision Time)” and tied the structure to a potential policy catalyst: the Clarity Act. The five-day XRP/USD chart shows price compressing beneath a blue resistance area around $1.65 to $1.70, while a rising lower trendline suggests buyers have continued stepping in on dips. The core of the thesis is straightforward. According to EGRAG, “The Chart is Saying the following: Ascending Triangle forming under Zone 1 ($1.65–$1.70). Higher lows = buyers stepping in. Resistance flat = liquidity sitting above. This is classic breakout fuel.” XRP’s Possible Path To The ATH That interpretation hinges on a familiar dynamic in market structure. An ascending triangle typically reflects repeated buying interest at progressively higher levels, even as sellers continue defending a fixed ceiling. In EGRAG’s read, that ceiling is Zone 1, and the tightening range beneath it is creating the pressure. Related Reading: XRP Liquidity Builds on Binance – What The 2.78B Reserve Spike Means EGRAG does not present the pattern as a guaranteed breakout. Instead, the post assigns explicit probabilities to both paths. “Break Above Zone 1: ~65%. Structure supports continuation. Momentum building with compression,” the analyst wrote. “Rejection / Fakeout: ~35%. If no catalyst → liquidity sweep first. If the Clarity Act is postponed, rejection becomes the likely scenario.” Notably, the post repeatedly points to the Clarity Act as the narrative catalyst that could “unlock” a break above Zone 1. In other words, the triangle may be storing pressure, but the release still depends on a macro or policy trigger strong enough to force price through overhead supply. Related Reading: XRP Flashes Rare Bottom Signals As Analyst Eyes Breakout Toward $14–$18 Even then, EGRAG argues that clearing Zone 1 would only be the first step. The post asks what it would take for XRP to reach “Zone 2,” marked at roughly $2.60 and above on the chart. The answer is more demanding than a single breakout candle. “Breaking Zone 1 is NOT enough,” EGRAG wrote. “To breach Zone 2 ($2.60+), we need institutional flows / ETF-style exposure, BTC stability or dominance drop, [and] sustained weekly closes above $1.85–$2.00.” For now, the analyst’s summary is more measured than euphoric: “Triangle = Pressure. Zone 1 = Trigger. Zone 2 = Expansion. Catalyst starts the move…..Liquidity finishes it.” That leaves XRP at an inflection point. If buyers can convert the current compression into a clean move through Zone 1, the conversation quickly shifts from pattern recognition to expansion targets. If not, EGRAG’s own framework suggests the market could sweep liquidity lower first, especially if Clarity Act fails to arrive on time. At press time, XRP traded at $1.44. Featured image created with DALL.E, chart from TradingView.com
The XRP price slid 5% on Wednesday as a wider market pullback dragged most major tokens lower, knocking the altcoin back to roughly $1.43. Experts point to the same recurring forces behind the swing: persistent geopolitical tensions in the Middle East and a shortage of fresh, bullish catalysts. Despite the near-term weakness, market observers remain upbeat about XRP’s longer-term prospects, centering their optimism on an anticipated policy development in Washington. Potential Surge In Adoption And ETF Inflows Industry analysts widely believe that passage of the CLARITY Act — the proposed crypto market-structure bill in the US Congress — would materially improve XRP’s institutional outlook by formally classifying the token as a digital commodity. That legal status would place XRP on a regulatory footing similar to Bitcoin (BTC) and Ethereum (ETH) and, according to proponents, remove a major barrier to large-scale adoption by banks, asset managers, and payment providers. Related Reading: Citigroup Lowers 12-Month Bitcoin Price Forecast To $112,000, ETH To $3,175—Here’s The Reason In a new analysis, Sam Daodu of 24/7 Wall St. argued that the CLARITY Act is the single most important catalyst that could propel the XRP price past key resistance levels. He noted that commodity designation would allow US banks to use XRP for cross-border settlement via Ripple’s payment rails without the looming uncertainty that a regulatory reclassification might later introduce. That legal clarity, Daodu said, would unlock institutional confidence and encourage sizeable inflows into XRP investment products such as exchange-traded funds (ETFs). XRP Price Targets Lifted Daodu also cited forecasts from Standard Chartered’s Geoffrey Kendrick, who previously set an $8 target for XRP in 2026, premised on the passage of the CLARITY Act. Kendrick’s model anticipates $4 billion to $8 billion in cumulative ETF inflows by year-end if the bill passes. Consensus among many analysts places the XRP price between $5 and $10 should the legislation clear Congress, with an $8 price implying a market capitalization near $490 billion — a level Daodu argues is plausible if banks adopt XRP for actual payment use rather than the token remaining a retail trading vehicle. Daodu went further in outlining further upside scenarios: if the CLARITY Act were approved and Ripple’s application for a master account at the Federal Reserve were also successful by late 2026, some models project XRP could trade in a $15–$30 range under full bank adoption. Related Reading: This Week Could Be The Most Volatile For Bitcoin In 2026, Top Expert Warns The CLARITY Act passed the House in July 2025 by a 294–134 vote and moved through the Senate Agriculture Committee on January 29. However, the Senate Banking Committee has yet to schedule a new markup since January, and negotiators have not published a reconciled draft that satisfies both crypto and banking stakeholders. However, on Wednesday, pro-crypto Senator Cynthia Lummis indicated renewed momentum when she said that the Banking Committee plans to mark up the bill in April, following the Easter recess. Featured image from DALL-E, chart from TradingView.com
Popular crypto pundit TARA has published a five-cycle Fibonacci roadmap for XRP on X, projecting that the crypto’s price will eventually surpass $100 in the long term. The projections, which are based on 0.618 extension targets applied to XRP’s 12-month candlestick chart, trace a sequence of progressively higher cycle peaks, each one separated by corrections and extended accumulation periods, that culminate in a Cycle 5 top of $153. Macro Targets For XRP TARA’s projection framework begins with a pricepoint that is already settled history. Cycle 1, which she noted as complete, produced a top price of $3.65. This is relating to XRP’s current all-time high registered in July 2025. That confirmed peak is the anchor for the entire projection. Each subsequent cycle target is derived using Fibonacci extension methodology applied to XRP’s price structure on the larger timeframe. Related Reading: Why The XRP Price Might Crash To $0.87 Before The Bear Market Ends The next three cycles form the bridge between XRP’s current price and the psychologically significant $100 threshold. TARA projected Cycle 2 will peak near $8.68, applying the 0.618 Fibonacci extension to the range established by Cycle 1. Cycle 3 follows with a projected top of approximately $22.50, and Cycle 4 extends the same 0.618 Fibonacci sequence to a peak around $59. When Will The Altcoin Reach $100? The most notable outcome from the projection is where the $100 level appears. According to the analyst, XRP does not reach triple digits in the next one or two cycles. Instead, the milestone only comes into view in Cycle 5, where the projected top is at $153. Related Reading: First Bullish Wick Appears On XRP Weekly Chart, And This Analyst Says It Will Send Price To $21.5 There is no specific timeline attached to when XRP could cross $100. The analysis is centered strictly on price progression across macro cycles, leaving out any time-based predictions. The analyst also made it clear that each upward move would be followed by pullbacks, describing the journey as one that unfolds through many waves, repeated corrections, and a span of several years. At the time of writing, XRP is trading at $1.52, and the $153 price target represents a gain of more than 10,000% from today. However, predictions about XRP breaking above $100 are not new among crypto analysts. In fact, the idea has been circulating for months. Some projections have been really extreme, with one analyst even arguing that XRP could reach $100 before Bitcoin climbs to $1 million. On the other side of the debate, a few market commentators have pushed back strongly on this $100 price projection. Some crypto participants have pointed to the scale of inflows required for XRP to hit $100, noting that it would imply a multi-trillion-dollar market capitalization that exceeds the largest companies in the world. Even Ripple’s CTO has publicly cast doubt on the likelihood of XRP reaching $100 in the near term. Featured image from Adobe Stock, chart from Tradingview.com
XRP is beginning to show the kind of price behavior that traders usually watch for when a downtrend starts running out of steam. A technical setup of XRP’s price action shows a cryptocurrency that has already absorbed months of selling pressure and is now trying to build a base above a key support zone. Although the analysis does not suggest that XRP has already broken into a full bullish trend, it does show that the decline has slowed down, and price is starting to stabilize where buyers are stepping in. A Downtrend That Has Worn Itself Out Technical analysis shows that XRP spent part of September and early October in a consolidation band before rolling over into a broad decline that lasted for months. That downtrend remained intact into early 2026, when another sell-off pushed the price below $1.30 very briefly in February. Related Reading: Ex-UK Prime Minister Blasts Bitcoin, Here’s What He Said Instead of leading a deeper collapse, however, that drop appears to have created an area where sellers began losing momentum. This drawdown is shown in a clearly defined descending channel visible on the daily chart shared on the social media platform X by crypto analyst BitGuru. The analyst behind the outlook described this as trend exhaustion, and the chart supports that idea. The downward channel that formed from January into February eventually broke down into a stabilization zone, not another leg lower. XRP then began holding above nearby support, and the price action is now trading around the mid-$1.40s on the chart. That is a notable change from the earlier pattern, because it means that the XRP price is no longer making clean lower lows with the same confidence. XRP Price Chart. Source: @bitgu_ru On X Why The Setup Points To A Move Higher Just as important, the chart places a nearby support band around roughly $1.33 to $1.34, while the invalidation area sits much lower, near the $0.88 region. As long as XRP keeps defending increasingly higher support levels and avoids falling back into that earlier breakdown structure, then there is still the case for a price jump. Related Reading: Why Bitcoin Price Could Stage A Stronger Rally Than Previous Bull Markets The technical analysis shows the XRP price basing just above a green accumulation zone, with an upside path pointing into a broader target area that stretches into the low-$2 range. At the time of writing, XRP is trading at $1.52. Sustained strength in the next few days can open the path toward a medium-term recovery. Based on the levels shown in the chart above, the first price objective is around $1.88. A sustained close above $1.88 would represent a meaningful structural shift and open the door to a retest of levels last seen in early 2026. More ambitious medium-term targets are between $2.09 and $2.20. Featured image created with Dall.E, chart from Tradingview.com
XRP is showing signs of a potential trend reversal as a multi-cycle triple bottom formation begins to take shape on the macro chart. This rare structure suggests that selling pressure may be nearing exhaustion, with price stabilizing around key support levels. As the pattern approaches completion, attention is shifting to whether this setup could mark the end of the downtrend and the start of a new bullish phase. XRP Forms Rare Multi-Cycle Triple Bottom Structure Charting the macro structure, EGRAG CRYPTO highlighted that the XRP chart is forming a pattern that many market participants may be overlooking, a multi-cycle triple bottom formation. Patterns like this carry weight because markets move in repeating cycles rather than random chaos, and XRP now appears to be approaching what could be the final phase of this long-term setup. Related Reading: The $1.35 Floor: How Extreme Negative Funding Is Priming XRP For A High-Velocity Trend Reversal From a structural perspective, the chart reveals three major base formations developing over several months, while price continues to respect its broader trendline and moving average structure. Furthermore, the current price action is believed to represent the final descending phase of the pattern, typically defined as the ABC corrective structure. If this interpretation proves accurate, XRP could be nearing the completion of its final corrective leg, known as wave C. Also, this stage often marks the exhaustion of selling pressure, suggesting that the market may be approaching a key inflection point where a shift from correction to expansion becomes more likely. The most important area to watch lies around the $0.91 level, which stands out as a strong confluence zone. This region is supported by the 0.618 Fibonacci retracement, previous structural demand, and its alignment with the final leg of the correction. These factors make it a high-probability zone for a potential final liquidity sweep before the market attempts a broader bullish expansion. Reclaim Of $1.65 Could Confirm Structural Shift EGRAG CRYPTO went on to reveal that the first clear macro signal of a bullish shift lies at the $1.65 level. A strong and sustained reclaim of this level on the weekly timeframe would be significant, as it would break the ongoing descending corrective structure and signal that the triple bottom formation is nearing completion. Related Reading: XRP Price Turns Stronger — Breakout Momentum Building Fast Once this structural barrier is broken, the chart begins to open up for the next phase of macro expansion. At that stage, upside targets would start aligning with higher Fibonacci extension levels, while fitting within the broader cycle structure that typically follows a completed accumulation pattern. In simple terms, the setup provides a clear roadmap for what to watch next. The $0.91 region represents a possible final bottom zone, $1.65 acts as the first major confirmation of strength, and a confirmed break of the descending structure would mark the transition into a new expansion phase. Featured image from Adobe Stock, chart from Tradingview.com
XRP has reclaimed the $1.50 level after several months of volatile and largely subdued price action, signaling renewed bullish activity in the market. The move marks one of the strongest short-term recoveries for the asset in recent weeks, as buyers return and traders begin reassessing XRP’s market structure after an extended consolidation phase. Related Reading: XRP Supply Tightens On Binance As Scarcity Index Signals Limited Liquidity While price momentum has improved, new on-chain data suggests that important shifts are also occurring in the supply dynamics on major exchanges. Recent data tracking XRP reserves on Binance, the largest cryptocurrency exchange by trading liquidity, indicates a notable increase in the amount of XRP held on the platform. According to the latest figures, XRP is currently trading near $1.50, while the total reserves of the asset on Binance have climbed to approximately 2.782 billion XRP. This represents the highest level of exchange reserves since November, marking a clear reversal from the steady decline observed over the previous months. Historically, changes in exchange reserves can provide insight into evolving market behavior. When reserves rise, it often signals that more coins are being moved onto trading platforms, increasing the supply available for transactions in the spot market. For analysts, this shift may indicate that market participants are repositioning as XRP begins to regain bullish momentum. XRP Exchange Reserves Rebound as Market Repositions According to CryptoQuant analyst Arab Chain, XRP’s exchange supply dynamics have shifted noticeably in recent months. The data shows that XRP reserves on Binance had been gradually declining since late last year, falling from levels above 2.8 billion XRP to approximately 2.55 billion XRP in February. A decline in exchange reserves is often interpreted as a sign that investors are withdrawing coins from trading platforms and moving them to private wallets or cold storage. This behavior typically reflects accumulation strategies or a reduced intention to sell in the spot market, as holders prefer to store assets off-exchange for longer periods. However, the recent trend has reversed. Over the past several weeks, XRP reserves on Binance have rebounded to around 2.78 billion XRP, marking the highest level recorded since November. The increase suggests that more coins are once again flowing onto the exchange. From a structural perspective, rising exchange reserves can indicate growing tradable supply in the spot market, as a larger pool of tokens becomes available for immediate transactions. That said, higher reserves do not automatically translate into immediate selling pressure. In many cases, such inflows can also reflect increased trading activity or strategic positioning, as investors move funds to exchanges in preparation for potential volatility or upcoming market opportunities. Related Reading: Ethereum Futures Volume Outruns Spot 6-to-1 As Macro Stress Weighs On Crypto XRP Price Attempts Recovery After Prolonged Downtrend The XRP chart shows that the asset is attempting to stabilize after an extended corrective phase that has dominated price action since late 2025. On the 3-day timeframe, XRP is currently trading around $1.51, following a sharp selloff earlier this year that pushed the price toward the $1.10–$1.20 region, where buyers stepped in aggressively. The chart highlights a clear transition from a bullish structure in mid-2025 to a sustained downtrend, with XRP consistently trading below the 50-, 100-, and 200-period moving averages. This alignment of moving averages typically reflects a broader bearish market structure, where rallies tend to encounter resistance as price approaches these dynamic levels. Related Reading: $61.9M Ethereum Buy Sparks Speculation – Mystery Whale Turns $1M Profit Overnight The recent bounce from the February lows suggests that demand is beginning to reappear near the lower end of the range, particularly as price formed a local base between $1.30 and $1.40. Since then, XRP has started to grind higher, attempting to reclaim the $1.50 zone, which now acts as an important short-term resistance level. Volume activity during the rebound remains moderate, indicating that while buyers are returning, the recovery is still developing rather than explosive. If XRP manages to hold above the $1.50 level, the next resistance zones may appear near $1.70 and $2.00, where previous consolidation and moving averages converge. Featured image from ChatGPT, chart from TradingView.com
XRP may need as many as five macro cycles to push beyond $100, according to a chart shared by analyst TARA, known on X as @PrecisionTrade3, who outlined a long-range roadmap that places the token’s first nine-figure milestone far beyond the current market structure. In the post, TARA said the projection was built around price targets rather than a calendar. “Keep in mind that I measured for price only, NOT time. I used only the textbook/conservative targets and as the cycles develop, each of these targets will be adjusted with the actuals,” the analyst wrote. “This is how many MACRO cycles it could take before XRP breaks $100. Many waves, many corrections, many years.” The Projected Path Above $100 For XRP The chart (12-month XRP/USDT Binance pair) maps out a staircase of cycle tops beginning with a completed Cycle 1 target at $3.65. From there, the model points to roughly $8.68 for Cycle 2, about $22.50 for Cycle 3, nearly $59 for Cycle 4, and around $153 for Cycle 5. On that framework, XRP does not clear $100 until the fifth major leg higher. Related Reading: This XRP Level Is ‘Where Everything Changes,’ Analyst Says That immediately pushed the conversation toward timing. One commenter asked whether failing to reach $8 yet means the market is still in Cycle 2 and could therefore need “20 years plus” to reach triple digits. TARA did not commit to a precise window but suggested the path could still be lengthy at the present pace. “Yea maybe 10 years at the current rate… hard to tell… and of course SO many factors can accelerate these cycles. Price targets would remain though- it would just move through the cycle much faster.” The thread also made clear that the analyst is not calling for a straight-line move higher. When asked whether XRP could go directly from the $8.68 area to the $22.50 region, TARA said a correction would still be required, adding that a conservative retracement back toward roughly $3.65 should be expected. In a follow-up, the analyst said “2 major corrections should be expected otw to $22,” reinforcing the idea that the projected path is sequential and structurally messy, not parabolic. Related Reading: XRP Gearing Up For 1,300% Rally? Analyst Sets Bold $48 Target For Next Bull Run That longer-term map sits alongside a much more cautious near-term view. In an earlier March 9 post, TARA said XRP was still stuck between two levels already being tracked, with the .618 at $1.47 acting as resistance and the .5 level at $1.33 serving as support that needed to break lower to complete the rest of the fifth wave. The analyst said the “plan has not changed,” and that the .786 support at $0.87 was still expected before XRP “takes off for Wave 3.” That bearish intermediate setup remained intact in later replies. Asked whether XRP could still drop to $0.87 before printing new all-time highs, TARA answered yes, while noting one condition that could briefly extend the upside first. “Watching this closely now bc its trying to break above $1.47,” the analyst wrote. “If it does, and depending on BTC targeting $75.4k-$79k, it could push XRP as high as the $1.88 level and then still back down to $.87.” The same reply thread put the next major resistance at $1.88 on Binance, which TARA said roughly equates to $2.02 on Coinbase because of exchange-level pricing discrepancies. On momentum, the analyst added that Bitcoin looked set to test $75,400 soon, but said XRP’s RSI was not “breaking out,” a sign, in that reading, that the move still looked corrective rather than the start of a new trend. At press time, XRP traded at $1.50. Featured image created with DALL.E, chart from TradingView.com
XRP has reclaimed the $1.40 level as the broader cryptocurrency market begins to show renewed bullish behavior after a period of volatility and consolidation. The recent move higher suggests that buyers are gradually regaining momentum, with traders closely monitoring whether the asset can sustain strength above this key psychological level. Related Reading: $61.9M Ethereum Buy Sparks Speculation – Mystery Whale Turns $1M Profit Overnight While price action indicates improving sentiment, new on-chain data suggests that underlying supply dynamics may also be shifting. According to a recent CryptoQuant analysis by Arab Chain, metrics tracking XRP liquidity on Binance point to notable changes in the balance between supply and demand. The report highlights data from the XRP Binance Scarcity Index, an indicator designed to measure the relative availability of XRP on the exchange compared to historical levels. This metric helps analysts determine whether the market is experiencing abundant supply or tightening liquidity conditions that could amplify price movements. According to the latest reading, XRP is currently trading near $1.41, while the Scarcity Index stands at approximately 0.48. A positive value indicates that the amount of XRP available for trading on Binance is below its historical average, signaling a moderate level of supply scarcity on the platform. Such conditions can increase the market’s sensitivity to new demand, as reduced sell-side liquidity may allow buying pressure to produce stronger price reactions. XRP Scarcity Index Suggests Balanced Market Conditions The CryptoQuant report also examines the historical behavior of the XRP Binance Scarcity Index to better understand how supply dynamics influence price movements. According to the analysis, periods in which the scarcity index registers positive values are typically associated with a reduction in the amount of XRP available for sale on exchanges. This decline in exchange supply often occurs when investors withdraw their tokens to private wallets or long-term storage, or when deposit flows to exchanges decrease. In such environments, the market becomes more sensitive to incoming demand. Because fewer coins are immediately available for trading, even modest buying pressure can trigger stronger price reactions as liquidity on the sell side becomes more limited. However, the data also reveals that the index has experienced significant fluctuations over time. In several instances over recent years, the metric has dropped into deeply negative territory. These phases usually reflect a surge in exchange inflows, increasing the supply of XRP available for sale and signaling that investors may be preparing to liquidate positions. At present, the scarcity index suggests a relatively balanced market structure. While exchange supply remains somewhat constrained, it has not reached the extreme scarcity levels observed during previous bullish phases. This indicates that selling pressure on Binance remains moderate, but the market has not yet entered a phase of severe liquidity tightening. Related Reading: Ethereum Whale Loads Up $152M In ETH In Three Days — How Much More Will He Buy? XRP Attempts Recovery After Prolonged Downtrend The daily chart shows XRP attempting to stabilize after a prolonged corrective phase that began following its rejection near the $3.30–$3.50 region in mid-2025. Since that peak, price action has formed a clear sequence of lower highs and lower lows, confirming a sustained bearish structure across higher timeframes. Selling pressure intensified toward the start of 2026, when XRP experienced a sharp breakdown that pushed the asset toward the $1.20–$1.30 region. This move was accompanied by a significant spike in trading volume, suggesting that the decline was driven by heavy liquidation and strong market participation. Related Reading: XRP Reserves On Binance Drop To Lowest Level Since April 2025 – A $3.7B Drain After that capitulation phase, XRP began forming a base around the $1.30–$1.40 zone, which now appears to be functioning as a short-term support area. In recent sessions, the asset has gradually moved higher, with price reclaiming the $1.45–$1.47 range as buyers attempt to regain control of the short-term trend. However, the broader structure remains cautious. XRP continues to trade below its key moving averages, which are still sloping downward and acting as dynamic resistance levels. From a technical perspective, the next important test lies near the $1.55–$1.65 zone, where previous consolidation occurred. A sustained breakout above that region could signal improving momentum, while rejection may lead to further sideways consolidation as the market absorbs the recent volatility. Featured image from ChatGPT, chart from TradingView.com
As global demand for faster, cheaper, and more transparent financial infrastructure grows, Ripple is intensifying its global expansion strategy toward positioning XRP as a core settlement asset in international finance. With leadership visits and strategic engagements spanning major financial centers, the company is reinforcing its presence across multiple continents to accelerate real-world adoption of blockchain-based payment solutions. How XRP Is Being Positioned For International Payments Ripple is actively working to make XRP a global financial asset through an aggressive international expansion strategy. An analyst known as XFinanceBull on X has revealed that the company’s leadership, including CEO Brad Garlinghouse and President Monica Long, has recently visited four major offices across three continents in just five days. Related Reading: XRP Back In The Spotlight As Mastercard Explores Ripple Technology These include Dublin, London, Singapore, and Sydney as part of a broader push to strengthen the company’s global footprint. The tour reflects Ripple’s focus on building comprehensive financial platforms across payment, custody, liquidity, and treasury. XFinanceBull highlighted that a key part of this strategy involves embedding artificial intelligence (AI) into real-time cash forecasting and CFO-grade liquidity tools. The strategy also signals a shift away from the US coastal mindset. By engaging directly with international markets and financial hubs, Garlinghouse has reportedly emphasized that Ripple aims to drive real adoption of its technology and expand the role of XRP in global payment networks. In XFinanceBull’s view, Ripple is not waiting for the next crypto bull run to validate its vision. Instead, the company is focused on building the infrastructure for a global financial network, while much of the market remains focused on price movements. If the strategy succeeds, the XRP chart will eventually reflect the thesis. Could Ripple Enter The Ranks Of The World’s Top 10 Banks? Ripple has reportedly reached a major milestone by securing a banking license, a development that could significantly reshape its position in global finance. A crypto commentator known as 25hoursawake on X noted that the move could push Ripple’s valuation toward $120 billion, supported by its large holdings of XRP. Related Reading: Pundit Shares What The XRP Float Is Likely To Be For Global Settlement With roughly 40 billion XRP on its balance sheet, valued at around $3 per token, Ripple would instantly be placed among the world’s largest financial institutions. However, if the XRP price were to climb above $6, Ripple’s balance sheet value tied to its XRP reserves could exceed $240 billion, potentially placing the company within the top 10 banks globally by balance sheet strength. Such a shift would mark an evolution for Ripple as it transitions from a cross-border payments company into a broader financial powerhouse built around blockchain infrastructure. According to some projections, an estimated $650 trillion in global assets could eventually move across the XRP Ledger network, powered by RealFi and its REAL Token. Meanwhile, some speculative estimates cited by the commentator suggest that with a projected $100 billion market capitalization, the Real token could rise from $0.043 toward $998.90 as global adoption accelerates. Featured image from Freepik, chart from Tradingview.com
Daily transaction volume on the XRP Ledger has surged to almost 3 million as of this week, a near-tripling of the approximately 1 million transactions recorded per day in mid-2025, according to data published by Evernorth, the largest public XRP treasury company. XRP Ledger Activity At Record Levels Recent data shows the XRP Ledger is now processing almost 3 million transactions daily, making it one of the busiest periods in the network’s history. The increase places current activity far above levels recorded earlier in the cycle, especially in the mid-2025 months, when XRP was pushing to new all-time highs. Related Reading: Bitcoin Climbs Back To $73,000 As Short Squeeze Wipes Out $246M In Futures Bets The chart data revealed by Evernorth, sourced from XRPScan data, shows February 2026 as the strongest month in the observed window, with average daily transactions climbing to approximately 1.3 million over the month, up from 800,000 in May 2025 on a monthly average basis. Individual daily peaks in March are now at 3 million transactions. The XRP Ledger’s transaction count has not followed a linear path. Monthly average XRP transactions fluctuated between 800,000 and 950,000 from May to August 2025, before declining to lows around 700,000, and, on certain days in June and July, falling below that threshold. A recovery in the fourth quarter of 2025 proved modest, but transactions again fell during the end of the year. The XRP transactions changed meaningfully at the start of the current year. Monthly average transactions crossed above 1 million in January 2026, and daily transactions are now above 2.7 million in March 2026, up from a peak of 1 million per day in mid-2025. Chart Image From X. Source: @evernorthxrp Activity And Price Moving In Opposite Directions Although transactions are high, XRP’s market price has not yet followed the increase in network usage. The cryptocurrency is still moving within a relatively narrow range around $1.4. However, that gap between network utility and token pricing may not persist indefinitely. While speaking in a recent interview with Paul Barron, Zach Pandl, Head of Research at Grayscale Investments, discussed how regulatory clarity in the United States could impact XRP’s long-term valuation. According to the executive, products tied to XRP have already been attracting huge demand from investors. However, regulatory clarity, specifically the passage of the CLARITY Act, could influence a meaningful repricing of XRP. “I think we would see a pricing across a range of assets, certainly including XRP,” he said. Interestingly, the Grayscale executive also identified the long-term token supply outlook of XRP as a particular area where legislative clarity could increase its value. Related Reading: Strategy’s Bitcoin Bet Now $3.35 Billion In The Red As Saylor Tells Investors To Wait This idea of institutional involvement in XRP is also reflected through Evernorth. The company announced a $1 billion valuation in October 2025 to accumulate XRP as a treasury reserve. Evernorth’s concept follows the same strategy popularized by Strategy, which has built a corporate treasury around Bitcoin. However, instead of just holding, Evernorth seeks to grow XRP per share over time by participating in institutional lending and other DeFi activities. Featured image from Getty Images, chart from TradingView
The XRP price has been trending downward for several months now, falling from a yearly high above $3 in 2025 to under $1.4 at the time of writing. With the crypto market facing strong bearish headwinds, XRP’s next move remains uncertain. While some hope for a recovery, others project further downside. For her bearish forecast, crypto analyst CasiTrades suggests that XRP’s consolidation phase may not be over. She projects that the cryptocurrency could still crash further to $0.87 before the current bear market ends. XRP Price Faces $0.87 Crash CasiTrades has presented a fresh technical update on XRP’s price action, outlining a short-term bearish scenario which could see the cryptocurrency decline significantly to $0.87 before any meaningful recovery begins. Posting on X, she notes that XRP has now spent 34 days inside Wave 4 of an Elliott Wave structure. During this period, price movement has been unusually slow, and overall volatility across the pair has dropped considerably. Related Reading: XRP Negative Funding Continues, Crashes To Levels Not Seen Since 2022 According to the chart, XRP is currently trading around $1.39 and remains trapped within a corrective structure that has been moving sideways since early February. CasiTrades noted that this pattern was typical of Wave 4 behavior, often accompanied by a prolonged, muted consolidation that slowly exhausts market participants and frustrates both bulls and bears. CasiTrades has highlighted two key price levels that will likely determine XRP’s next move. The first is the $0.87 level, which aligns with the 0.854 Fibonacci retracement shown on the chart. If XRP crashes to this level, the analyst expects it to act as a strong support area where the cryptocurrency’s ongoing correction could complete, and a recovery could begin. The second level is the resistance around $1.65, which closely corresponds to the 0.618 Fibonacci extension. CasiTrades suggests that if XRP moves higher and breaks above this level, then holds it as support, it would invalidate the cryptocurrency’s bearish outlook and signal a potential shift back to bullish momentum. XRP Recovery Expected After Wave 4 Bottom If XRP follows the bearish scenario, CasiTrades chart suggests that once Wave 4 completes near the $0.87 support zone, the market could transition into Wave 5, a projected strong recovery phase. The green line on the chart illustrates this expected rebound, pointing significantly higher after XRP’s corrective phase ends. Related Reading: First Bullish Wick Appears On XRP Weekly Chart, And This Analyst Says It Will Send Price To $21.5 Following the projected trajectory of the green line, XRP is expected to rebound sharply from $0.87 and move toward the next intermediate zone near the 0.786 Fibonacci Retracement around $1.085. From there, the price is projected to revisit its previous resistance area near $1.65, before potentially climbing to a second resistance level around $1.78. If the cryptocurrency breaks above this level with bullish momentum, the chart suggests a further surge that could propel XRP beyond $1.9. Featured image from Freepik, chart from Tradingview.com
As XRP anticipates a potential rally toward a key short-term resistance level, an analyst has set a bold target for the cryptocurrency’s long-term performance, suggesting that the altcoin could soar by over 1,300% during the next bull run. Related Reading: Ethereum Eyes $2,100 Retest As BlackRock Debuts Staked ETH ETF XRP Targets $48 In Next Bull Run On Friday, XRP joined the broader market rebound, experiencing a 3.5% surge and reaching a one-week high of $1.45. Over the past month, the cryptocurrency has been oscillating between $1.20 and $1.50, hovering above the upper area of this range. Amid this performance, analyst Ali Martinez shared a bold prediction for XRP’s price in the next bull run, suggesting a massive rally could unfold in the coming years based on a multi-year pattern. According to the chart, the altcoin has been forming an ascending triangle pattern on the monthly chart since 2018, when it rallied around 1,500% over two months to its old all-time high (ATH). XRP has traded between the $3.30 horizontal resistance and the ascending trendline over the past eight years, marking the bottom and peak of each rally during the last two cycles. The analyst suggested the altcoin could continue to move within this pattern until the next bull run and potentially rally 1,350% to the $48 target once it breaks through the multi-year resistance. Similarly, market observer Chard Nerd shared XRP’s macro chart but highlighted a potential retest of a resistance-turned-support instead. He noted that the cryptocurrency broke out of a multi-year symmetrical triangle pattern when the price soared past its eight-year resistance during the Q4 2024 market rally. Per the post, XRP could test the pattern’s neckline, currently around the $0.70-$0.80 area, as support in the coming months before beginning to recover from the bear market lows. Is A March-April Rally Brewing? In a Friday video analysis, Chart Nerd also shared a short-term outlook for XRP, highlighting its attempt to break out of a one-month symmetrical triangle on the daily timeframe after today’s pump. As he explained, the altcoin’s price has been compressing between a major level of resistance and a major level of ascending support over the past five weeks, which could target a 25% rally in the next few weeks as it approaches the tighter range of its apex. The apex does have a date (…) we’re looking towards the end of March, 25th of March, where XRP could, if it rejects from this $1.42-$1.43 level, (…) get really tight and compressed into a corner to look for a decision. The analyst suggested that the pattern’s upper boundary has been a major level of resistance throughout February, which could squeeze XRP’s price “into this apex towards the end of March” before potentially choosing its next direction. Related Reading: Bitcoin ‘Sandwiched’ Between Two Key Zones As Price Tops $71,000 – Major Move Ahead? If XRP breaks out of this apex to the upside and reclaims the $1.50 horizontal resistance, it will validate a move toward the $1.80-$2.00 area, which he previously called “a critical inflection point,” by the end of March or start of April. Featured Image from Unsplash.com, Chart from TradingView.com
XRP is in a compression phase rather than a breakdown, according to analyst EGRAG CRYPTO, who says the chart’s most important trigger now sits at $2.20. In a post published Friday, he argued that reclaiming that level would mark the point where the current structure turns decisively constructive again. EGRAG’s analysis is built around the monthly XRP chart and, specifically, the 21-period exponential moving average. “I keep repeating this: I don’t predict the future. I read charts, study cycles, and utilize on indicators,” he wrote, framing the setup less as a directional call than as a structural read of the market. “Right now the 21 EMA is the key.” What This Mean For XRP Price On his chart, that yellow 21 EMA has acted as the central trend reference through multiple XRP cycles. The latest monthly candles show price slipping below that line after a sharp rally, then moving into what he describes as a “descending compression / falling Channel.” He paired that with another key observation: “Price lost the 21 EMA,” “formed a descending compression / falling Channel,” and was “rejected from the $2.20 macro zone.” His conclusion from that combination was blunt: “This is not a crash structure.” Related Reading: XRP Bollinger Bands Are Squeezing—Volatility Incoming? That distinction is the core of the thesis. Rather than reading the recent decline as broad capitulation, EGRAG says the candle behavior points to a controlled retracement. “Look at the candles: shrinking bodies, weakening downward momentum, controlled retracement,” he wrote. “That’s seller exhaustion, not collapse.” The chart supports that reading visually. The candles on the right side of the structure are smaller than during the earlier impulse move, and the decline appears more contained than impulsive. The falling yellow guide lines drawn over the recent price action show a narrowing channel rather than a steep vertical unwind. In practical terms, the setup looks like compression into a decision point, not an outright structural failure. EGRAG then laid out two possible paths from here. The first is what he called a “Liquidity Sweep First,” meaning “a final shakeout toward $0.80-$1.00.” In his wording, that scenario would reflect a “wedge measured move & liquidity below,” suggesting XRP could still dip toward the lower part of the structure before any broader reversal attempt. Related Reading: XRP Accumulation Signal? Binance Withdrawals Jump, ETF Demand Grows The second path is the more immediate bullish alternative. “Fast Reclaim,” he wrote, would come “if XRP reclaims $1.65–$1.80,” at which point “the structure flips bullish again.” That reclaim zone matters because it would indicate that the compression has failed to produce follow-through to the downside and that buyers are regaining control before a deeper flush. Still, the chart’s most important level sits higher. EGRAG is explicit on that point: “The Level That Changes Everything $2.20: Reclaim that level and the expansion phase reactivates.” He followed that with the roadmap above it: “Next targets: $2.20 reclaim, $2.50 retest.” That makes $2.20 more than just a nearby resistance band. On this reading, it is the macro pivot separating a still-unresolved correction from a renewed expansion phase. The analyst had already identified it as the zone where XRP was previously rejected, so a move back above it would not just recover lost ground; it would invalidate the idea that the market remains trapped below a failed breakout area. For now, though, his message is that the market remains in waiting mode. “Until then…This is compression, not capitulation,” EGRAG wrote. “Structure > Noise.” At press time, XRP traded at $1.41. Featured image created with DALL.E, chart from TradingView.com
XRP may be approaching another pivotal moment as its long-term cycle pattern continues to repeat. Historically, strong expansion phases have been followed by extended corrections before the market eventually builds momentum for the next major move. With price now nearing key structural support and technical confluence zones, analysts suggest the current consolidation could represent the groundwork for a potential expansion phase ahead. XRP Continues To Respect Long-Term Rising Trendline According to crypto analyst Egrag Crypto, XRP has continued to respect a long-term ascending trendline since its major breakout in 2017. Throughout this period, each powerful expansion phase has been followed by a descending corrective move, forming a repeating cycle within the broader market structure. Related Reading: XRP Slingshot Setup Builds As Market Enters Potential Bottoming Phase The analyst noted that this pattern has played out multiple times over the years, reinforcing the reliability of XRP’s long-term technical behavior. As the current corrective phase progresses, price action is now approaching an important confluence area where several technical factors are beginning to align. Egrag pointed out that the most significant bottoming region currently sits between $0.95 and $0.80. This zone stands out as a key area where the market could stabilize if the broader structure continues to follow its historical rhythm. The importance of this region stems from the convergence of multiple technical elements. These include the compression of the 21 EMA, 50 EMA, and 100 EMA, the support of the long-term ascending trendline, and a historically significant liquidity zone. When several structural indicators align in this way, it often creates conditions where macro market bottoms begin to form. Market May Be Undergoing A Time-Based Reset Revealing what may come next, Egrag Crypto explained that the current XRP structure appears to be undergoing not only a price correction but also a time-based reset. According to the analyst, this suggests the market may still require an extended period of consolidation before the next major move begins. Related Reading: XRP Bollinger Bands Are Squeezing—Volatility Incoming? Such a phase could involve additional grinding price action, continued compression, and periods of frustration for traders as the market stabilizes. If XRP continues to follow its historical cycle pattern, Egrag believes the bottoming process could gradually unfold and complete around the Q2–Q3 period of 2026. Looking ahead, the next expansion phase would likely begin only after XRP starts reclaiming key structural levels. The first important step would be a recovery above the 21 EMA, followed by a decisive break of the descending corrective structure that has been guiding the recent downtrend. Beyond that, the analyst highlighted $2.20 as a critical level where momentum could begin to accelerate again. With trendline support, EMA confluence, and a potential time reset aligning with a developing bottoming structure, Egrag suggests that the next major expansion phase may be a matter of time if these conditions hold. Featured image from Adobe Stock, chart from Tradingview.com
A crypto pundit has outlined what the XRP circulating supply could look like if the cryptocurrency is adopted as a global settlement asset. According to him, the effective float available for real-time payments could be significantly smaller than XRP’s total supply, a factor he argues may play a central role in determining the cryptocurrency’s price at full operational capacity. XRP Supply To Shrink With Global Settlement Adoption A new discussion about the future supply of XRP has caught the attention of the crypto community following a brief commentary by XRP advocate @UnknownDLT on X. The crypto expert examines how XRP’s circulating supply could evolve if it were to operate as a global settlement asset within the financial sector. In the post, @UnknownDLT stated that the likely XRP float available for global settlement would range from 15 billion to 30 billion tokens. This projection is based on the expectation that a significant portion of the overall supply could become locked within institutional structures. Related Reading: Dogecoin Descending Channel Shows Where It Is In This Cycle According to the XRP advocate, large amounts of the cryptocurrency could be held as institutional collateral, strategic reserves, and exchange-traded funds (ETFs). As a result, only a small portion of the total supply would remain actively available for transactions across payment networks. Within this framework, @UnknownDLT stated that the remaining XRP float would be used to facilitate real-time settlement across financial systems. These transactions would function within Real Time Gross Settlement (RTGS) style payment environments that process transfers instantly between institutions. Notably, RTGS systems are widely used in modern financial infrastructure for high-value payments between banks and clearing institutions. Another important element @UnknownDLT highlighted in his post is how price dynamics could be evaluated based on his proposed global settlement framework. He explained that the value required for XRP to operate at full settlement capacity should be determined by the available float rather than the total token supply. Following @UnknownDLT’s post, members of the crypto community on X responded with their own thoughts on the topic. One member noted that while circulating supply plays an important role in market dynamics, it does not fully determine XRP’s ultimate value. They noted that other factors, such as market demand, technological development, and practical application, also shape and drive the cryptocurrency’s price. XRP To Target Wall Street And DTCC Settlement In more recent posts, @UnknownDLT further discussed the potential expansion of XRP into traditional financial markets. He stated that XRP could be used for Wall Street settlement activity as early as 2026. Related Reading: Will XRP Reach $4 In 2026? Analyst Predicts How Far Price Can Go Additionally, the crypto pundit also referenced Ripple, the crypto payments company and its digital asset spot brokerage platform, Ripple Prime. According to @UnknownDLT, Ripple Prime could help accelerate the absorption of transaction volume generated by the Depository Trust and Clearing Corporation (DTCC). Notably, the DTCC is known to process a large share of securities transactions within the United States financial system. Based on this, @UnknownDLT suggests that if XRP is used as institutional collateral, it could help handle transaction volumes associated with DTCC settlements, potentially creating upward pressure on its price. Featured image created with Dall.E, chart from Tradingview.com
A fresh round of XRP speculation is building around an old question: what happens if SWIFT’s modernization push ends up intersecting with infrastructure built for blockchain-based settlement? In a post on X on March 10, DropCoin developer Bird argued that the market may be underestimating how ISO 20022, tokenization, and shared-ledger infrastructure could eventually strengthen the case for the XRP Ledger in institutional finance. Bird’s core point is not that SWIFT is about to replace its own network with XRP or the XRP Ledger. It is that the direction of travel across global payments increasingly points toward a split between messaging and settlement, with SWIFT preserving its role as the coordination layer while value moves across newer rails. “My thoughts on SWIFT potentially utilising the XRP Ledger don’t come from random speculation,” Bird wrote. “They come from watching how the infrastructure around global payments has been evolving over the last several years. First, SWIFT themselves have repeatedly demonstrated and showcased blockchain partners involved in their experiments around cross border payments, tokenisation and interoperability.” Related Reading: XRP Bollinger Bands Are Squeezing—Volatility Incoming? Could SWIFT’s Strategy Be Bullish For XRP Price? That framing matters because Bird is not building the argument around a single rumor or one-off partnership. Instead, he points to overlap between firms appearing in SWIFT-related blockchain experiments and companies that already have ties to Ripple or infrastructure connected to the XRP Ledger. In his view, that overlap is not proof of future integration, but it is enough to keep the possibility on the table. The second pillar of the argument is SWIFT’s ISO 20022 transition, which Bird describes as the largest upgrade in the network’s history. His reading is that modernized messaging standards are arriving just as finance moves toward tokenized assets, instant settlement, and interoperable liquidity networks. In that environment, the market may be too focused on whether SWIFT will “use XRP” directly, and not focused enough on the possibility that blockchain-based settlement layers could sit alongside SWIFT’s messaging stack. Bird put it more bluntly in a longer passage: “SWIFT could continue acting as the secure messaging layer, while financial institutions settle value using tokenised assets on networks such as the XRP Ledger. In that model, XRP can function as a neutral bridge asset for liquidity and settlement, while SWIFT continues orchestrating the communication between banks through ISO 20022 messaging. In other words, messaging and settlement don’t have to live in the same system.” That hybrid model is the heart of the thesis. Rather than a winner-takes-all contest between legacy finance and crypto rails, Bird sees a more incremental institutional architecture taking shape, one in which large incumbents adapt to avoid disintermediation. He argues that SWIFT has a strong incentive to do exactly that, since its historical dominance came from controlling the messaging layer while the economics of settlement are now being challenged by faster and more flexible systems. Related Reading: XRP Accumulation Signal? Binance Withdrawals Jump, ETF Demand Grows He also points to what he views as the clearest signal in the debate: SWIFT’s recent confirmation that it is adding a blockchain-based shared ledger to its infrastructure stack to support the onchain movement of regulated tokenized value across its network of more than 11,500 financial institutions. For Bird, that does not confirm XRP’s role, but it does confirm the broader direction. “SWIFT is clearly preparing for a world where tokenised assets move across blockchain infrastructure, while they continue operating as the global coordination and messaging layer,” he wrote. “In that kind of architecture, messaging and settlement become two separate layers of the financial system. Which means settlement could occur on specialised blockchain networks designed for liquidity and asset movement, while SWIFT continues coordinating communication between institutions.” Bird is careful to stress that he has no insider knowledge and no visibility into the final architecture. That caveat is doing real work here. His post is not evidence of an imminent SWIFT-XRP integration. It is an argument that the industry’s incentives, the technical direction of payment infrastructure, and SWIFT’s own public moves all make the idea less far-fetched than the market may assume, in his opinion. At press time, XRP traded at $1.3896. Featured image created with DALL.E, chart from TradingView.com
Interest in XRP is once again gaining momentum after reports that global payments giant Mastercard is exploring collaboration opportunities with Ripple and its blockchain-based payment infrastructure. The development has drawn attention across the digital asset space, as partnerships between traditional financial institutions and blockchain firms continue to shape the evolution of cross-border payments. What The Collaboration Could Mean For The XRP Ecosystem An initiative from Mastercard is drawing significant attention to the role of blockchain technology in global payments, particularly to XRP. Crypto commentator Archie revealed on X that Mastercard has recently launched a Crypto Partner Program that brings together more than 85 companies from across the digital asset ecosystem. The partnership includes platforms such as Binance, PayPal, and blockchain firm Ripple to revolutionize the role of digital assets in global payments. Related Reading: Why XRP’s Infrastructure May Be Positioned For The Tokenisation Boom This powerhouse collaboration aims to connect blockchain-based technologies directly to Mastercard’s global payments infrastructure, spanning over 200 countries. Archie suggests that this type of initiative could support use cases such as seamless cross-border transfers, lightning-fast business-to-business payments, and more instant global payout systems. Within that framework, Ripple’s expertise in on-chain solutions payment infrastructure places it in a strategic position for XRP as the go-to asset for real-world utility. As traditional finance giants like Mastercard and Visa move to integrate crypto, XRP is primed for explosive growth. This isn’t hype, it’s adoption in action. Where XRP Could Fit In The Expanding Digital Payments Ecosystem The scale of stablecoin activity is becoming one of the most overlooked developments in the digital asset space. An analyst known as XFinanceBull has highlighted that in 2025 alone, stablecoins processed an estimated $33 trillion in transaction volume, reflecting real payment activity rather than projections. This growth has been rapid, with total transaction volume rising 72% year over year while global user adoption reportedly surged 146% across 106 countries. Related Reading: XRP Funding Rates And Spot Volume Tell An Interesting Story For Price Several regional dynamics are helping drive this expansion. In Nigeria, a remittance economy estimated at $59 billion is increasingly interacting with digital dollar alternatives. In Turkey, demand for dollar-denominated stability amid currency volatility has driven the adoption of stablecoins into everyday use. Meanwhile, institutional settlement initiatives in the United Arab Emirates are also contributing to the growing role of blockchain-based payment infrastructure. One of the fastest-growing segments is cross-border business-to-business payments, which expanded 733% to about $226 billion in transaction flows. According to XFinanceBull, this trend reveals a deeper shift in finance, and stablecoins are evolving beyond trading tools into a foundational layer for digital payments. Within this evolving landscape, Ripple’s stablecoin initiative, RLUSD, has positioned its ecosystem directly inside this expanding liquidity layer. As stablecoins move globally, the networks providing settlement infrastructure may become strategically important. Featured image from Adobe Stock, chart from Tradingview.com
A lone green candle on XRP’s three-week chart is drawing attention from at least one analyst who believes it could be the start of something bigger than a routine bounce. Crypto analyst CW, posting on X, flagged a bullish candlestick formation on the XRP/USD 3W chart that he says signals the opening of a full-scale uptrend. One that, if his cycle analysis holds, with the setup pointing first to a retest of the all-time high zone and then, in an extreme scenario, to $21.5. New Uptrend Is Starting On The 3-Week Chart Technical analysis of XRP’s price action on the 3-week candlestick timeframe chart is revealing an interesting signal. The signal itself is straightforward: a green candlestick has been printed on XRP’s three-week chart at a time when the price is sitting just above $1.38. Related Reading: Analyst Maps Out XRP’s Exact Path For 2026, Here’s The Roadmap The analysis comes from crypto analyst CW, and according to this projection, this could be the first bullish wick that shows sellers are losing control on this higher timeframe. It is important to note that the rally hasn’t kicked off yet, and XRP is still looking to solidify a break above $1.4. Also, indicators are yet to print full-scale uptrend signals, but according to the analyst, these bullish reversal signals will appear soon. Those sub-indicators are visually consistent with a momentum oscillator cycling between oversold and overbought extremes shown in the chart below. They have printed blue dots at every significant XRP low since 2014, including the floors that preceded the 2017 and 2021 rallies. A new blue dot appears to be forming now. Multi-Phase Cycle That Sends XRP Price To $21.5 The chart attached to the analysis lays out two cycle structures divided into four separate phases. In the first cycle, Phase 1 was the initial markup, Phase 2 a massive correction, Phase 3 a prolonged descending consolidation inside a symmetrical triangle, and Phase 4 was a breakout. Related Reading: XRP Starts New Week With Bullish Confirmation, But This Level Is A Problem The technical analysis places the current cycle as tracing the same sequence almost precisely. Phase 2 printed as the post-2021 bear market decline, Phase 3 as the multi-year compression between 2022 and 2024, and the surge to $3.65 as the first part of Phase 4 in the new cycle. XRP is now, by this reading, still playing out Phase 4 into a move that overshoots everything that came before, despite being down by about 62% from its all-time high price. Interestingly, the chart also labels the first upside objective as a return to this all-time high. Therefore, before any talk of double-digit prices, XRP would first need to reclaim the zone around its prior record of $3.65. CW’s final projection is a cycle top at $21.5, which he ties to the Fibonacci 6.618 extension level. That level is marked as TP2 on the chart, with the all-time high zone serving as TP1. Featured image from Adobe Stock, chart from Tradingview.com
cHowever, a growing segment of analysts believes the more important outlook is based on the financial infrastructure of Ripple and XRP. The global financial system processes about quadrillions each year, a scale few investors truly grasp. Much of that flow moves through the Depository Trust & Clearing Corporation (DTCC), which still operates on settlement rails built decades ago. The need for improvement has led to interest in the architecture of Ripple’s ecosystem, and the math behind XRP’s price potential places it far above levels that most retail investors can think of. The $3.7 Quadrillion System Ripple Is Competing With The Depository Trust & Clearing Corporation (DTCC) processes about $3.7 quadrillion in transactions each year across traditional settlement rails. These systems were designed decades ago for batch processing and delayed settlement. However, the world is now becoming increasingly focused on tokenized assets, cross-border liquidity, and continuous 24/7 markets, which is making the limitations of those legacy systems more visible. Related Reading: Dogecoin Descending Channel Shows Where It Is In This Cycle Tokenized real-world assets of equities, bonds, real estate, and commodities require infrastructure that can operate continuously and handle the compliance requirements that institutional counterparties demand. This is where Ripple and the XRP Ledger comes in. How XRP Will Reach $3,700 Ripple is becoming a notable player in the new path of global finance, and supporters are anticipating a steady rise in the price of XRP. Two notable figures have previously joined the company: Michael Bodson, the former CEO of DTCC, and Rosie Rios, the former US Treasurer. According to a crypto analyst that goes by the name X Finance Bull on the social media platform X, their involvement shows Ripple is positioning itself to participate in the future architecture of financial settlement. This, in turn, is expected to play into the price action of XRP, and this is where the conversation changes to price discovery and where the math becomes clear. Related Reading: Bitcoin S2F Model Says BTC Price Is Headed To $500,000, Here’s When If only 1% of the DTCC’s annual $3.7 quadrillion volume eventually flows through XRP as a liquidity bridge, that represents $37 trillion in network value demand. Assuming a circulating supply of 100 billion XRP, that single percentage point of capture implies an XRP price around $370. At 10% adoption, the total liquidity flowing through XRP would rise to around $370 trillion. Under the same assumptions, that level of network usage would correspond to a price of $3,700 per XRP. At 50%, the implied price is around $18,500 per XRP. Ripple’s stablecoin is also expected to play an important role in this growth. According to X Finance Bull, RLUSD will act as the digital cash leg, while XRP becomes the neutral liquidity bridge for global settlement and FX movement. Featured image created with Dall.E, chart from Tradingview.com
The XRP funding rate has been on the decline after the price hit its 2025 peak above 2025, and this trend has continued into the new year. Between February and March 2026, the XRP funding rate spent most of the time in the negative, and this speaks to how investors are currently viewing the cryptocurrency. Analyst Cryptoinsightuk points this out in a recent X post, alluding to what this could mean for the digital asset going forward. XRP Funding Rate Hasn’t Been This Low Since 2022 Cryptoinsightuk’s post highlights the interesting XRP trend, showing that in the last 39 days, 31 of those days have been spent with negative funding rates. This means that only a few days out of the month of February saw a funding rate in the positive. And now, the month of March seems to be following the same trend. Related Reading: Bitcoin Is Repeating 2022 Playbook That Triggered Crash To $17,500 The post also includes the other times that the altcoin has seen a trend like this and what eventually happened. The most recent of these was back in 2025, when the funding rate spent the better part of the months of March and April in the negative. However, what followed was a massive XRP price rally, eventually leading to levels not seen since 2018. While this did not lead the XRP price to new all-time highs, it pushed it to new yearly peaks, a rally that took investors by surprise. Moving further back, the crypto analyst points out that another period when a similar trend had been seen was back in 2022. This came with the crash of the FTX crypto exchange as the market buckled under negative news. Eventually, though, this trend would mark the bottom for XRP, and the price began to rise in the following year. Related Reading: Dogecoin Remains Inside Falling Channel, Bulls Target Surge Above $0.1 Going by the previous performances, it is possible that the same trend could mark a bottom here once again. If this happens, then it will not be long until the XRP price begins to rise again. Additionally, such low funding rates suggest that more traders are short, making it a good time for a bounce. According to data from Coinglass, the funding rate is not the only metric that has suffered. The XRP open interest has also taken a nosedive since 2025, showing that traders are not participating in the market as much as they used to. Daily trading volume has also suffered, dropping from a peak of $78.85 billion at the tail end of 2024 to below $4 billion at the time of this report. Featured image from Dall.E, chart from TradingView.com
XRP is currently consolidating after several volatile trading sessions triggered by geopolitical tensions surrounding the Iran conflict, which briefly shook risk markets and pushed cryptocurrencies into sharp intraday swings. While price action across the crypto sector remains sensitive to macro developments, recent data suggests that parts of the altcoin market may be beginning to stabilize. Related Reading: TRON Joins Agentic AI Foundation As AI Systems Move Toward Real-World Deployment A report from CryptoQuant analyst Darkfost indicates that, despite the uncertainty that has weighed on digital assets in recent weeks, altcoins are starting to display early signals of resilience. One of the key indicators supporting this view is the performance of Total3, a metric that tracks the combined market capitalization of altcoins excluding Ethereum. According to the data, Total3 is currently consolidating within a range between $640 billion and $740 billion. Since the beginning of February, the index has posted a gain of roughly 11%, suggesting that a portion of capital remains allocated to altcoins even in a fragile liquidity environment. However, the broader market structure remains selective. Liquidity across the crypto sector is still relatively constrained, while the number of competing altcoin projects continues to grow. In this environment, capital tends to concentrate in a limited number of assets, making careful asset selection increasingly important for investors navigating the current market cycle. Rising Withdrawals and ETF Demand Signal Selective Interest Darkfost also points to several signals suggesting that XRP is attracting renewed attention despite the broader market uncertainty. One of the most notable developments is the recent spike in withdrawal transactions on Binance. According to the data, the number of XRP withdrawals has increased sharply on several occasions in recent days, including a surge of more than 14,000 transactions recorded on March 6. This type of activity often indicates that some investors are moving assets away from exchanges and into private wallets. In market terms, such behavior can signal accumulation, as participants withdraw tokens they intend to hold rather than keep available for immediate trading. The trend is unfolding alongside growing institutional interest in XRP-related investment products. XRP exchange-traded funds have reportedly accumulated more than $1.4 billion in total inflows, highlighting sustained demand despite the challenging macroeconomic environment affecting digital assets. Institutional exposure also appears to be gradually increasing. Reports suggest that Goldman Sachs currently holds more than 83 million XRP, illustrating how certain large financial players are beginning to monitor or gain exposure to the asset. If these dynamics persist, XRP could continue attracting a share of the limited liquidity circulating within the altcoin market, where capital increasingly concentrates in a small group of assets. Related Reading: XRP Trading Interest Fades: Exchange Transactions Fall To Historic Lows XRP Consolidates Near Key Support After Prolonged Downtrend XRP continues to trade near the $1.35–$1.40 region following an extended corrective phase that has defined its market structure since late 2025. The 3-day chart shows the asset stabilizing after a sharp decline earlier this year that pushed price from above $2.20 down toward the $1.10–$1.20 range, where buyers briefly stepped in to absorb selling pressure. Despite the recent stabilization, the broader trend remains bearish. XRP trades below its major moving averages, including the 50-period and 100-period trends, which now slope downward and act as dynamic resistance zones. The long-term 200-period moving average near the $1.90 region represents a more significant structural barrier that the market would need to reclaim to shift the broader trend. Related Reading: Bitcoin Exchange Reserves Fall To 2019 Levels As ETFs And Corporate Treasuries Accumulate Price action over the past several weeks suggests a consolidation phase forming between roughly $1.25 and $1.45. This range has emerged after the February capitulation wick that briefly drove XRP to its cycle low. Since then, volatility has compressed as buyers and sellers search for equilibrium. For the market structure to improve, XRP would likely need to reclaim the $1.60–$1.70 resistance zone, where previous breakdowns accelerated the decline. Until that occurs, the chart indicates a period of sideways consolidation within a broader corrective trend. Featured image from ChatGPT, chart from TradingView.com
XRP may be approaching a critical turning point as technical indicators begin to signal the early stages of a potential bottoming phase. After an extended pullback and cooling momentum, analysts are pointing to growing price compression and historically oversold conditions that could precede a major move. If market structure holds and demand gradually returns, the developing slingshot setup could position XRP for a strong recovery in the coming months. Monthly Chart Signals High-Timeframe Reset, Not Collapse XRP is currently trading near the $1.35 level, a price zone that many market participants interpret as a sign of weakness. However, crypto analyst Diana suggests the situation may not be as bearish as it appears. According to her, the monthly chart shows what looks more like a high-timeframe reset following a major rally rather than a market collapse. Related Reading: XRP Price Sets Stage for Comeback — Recovery Wave Incoming? From a broader perspective, the overall trend structure still appears constructive. The $1.30–$1.35 region is acting as a key support zone where price has begun to stabilize. Although momentum has cooled, selling pressure appears to be gradually losing strength, and the current compression phase could eventually lead to a decisive breakout or breakdown. Diana also pointed out that many traders focus heavily on XRP’s large total supply and assume it cannot move significantly. However, the amount of XRP actively available for trading may be far tighter than widely believed. A considerable portion of the supply remains locked, stored off exchanges, or held by long-term investors who are not eager to sell, meaning that a surge in demand could push prices higher quickly. If XRP holds this support zone and reclaim higher resistance levels, the market could begin targeting a move back toward $3, with a stronger cycle extension potentially opening the door to the $5–$8.50 range. On the other hand, a decisive breakdown below this support area could signal the need for a deeper reset before any larger bullish continuation develops. XRP Weekly RSI Enters Historic Oversold Territory Crypto analyst EGRAG CRYPTO recently highlighted that XRP’s weekly RSI is now entering what could be the most oversold region in the asset’s history. According to the analyst, this zone has historically appeared near major turning points, making it an area that many traders and long-term investors are watching closely. Related Reading: Analyst Predicts 1,500% XRP Price Increase To $15 If This Is A Wave 2 These instances occurred in 2014, 2015, 2018, 2020, and 2022. Each time the indicator reached these extreme levels, the market was approaching a major macro low before eventually shifting direction. The analyst noted that entering this oversold zone does not necessarily mean the exact bottom will form immediately. Instead, it often signals that the market is moving into the bottoming phase, which resembles a final liquidity sweep, sideways accumulation before a gradual recovery begins. Thus, EGRAG explained that many experienced investors prefer accumulating during such conditions rather than perfectly timing the absolute bottom. With XRP’s weekly RSI now approaching this historically significant level once again, the key question is whether the current moment represents a risky entry point or a potential long-term accumulation opportunity. Featured image from Adobe Stock, chart from Tradingview.com
XRP has had a rough start to 2026, with the first two months of the year closing in the red. Right now, XRP enthusiasts are hungry for a bullish direction. Interestingly, one analyst thinks he has the full picture. Not just a target, but a turn-by-turn roadmap of exactly how the next months will play out for XRP. CryptoBull, a closely followed crypto analyst on X, has laid out a detailed five-wave projection for XRP that begins right where the market currently stands, and the destination is unlike anything most traders are prepared for. XRP’s 2026 Broadening Pattern Roadmap The basis of CryptoBull’s roadmap is a five-wave broadening pattern drawn on XRP’s weekly chart. The structure on the chart is labeled from A to E and is sitting inside two diverging trendlines, forming a wide megaphone-like setup that widens as the pattern develops. Related Reading: XRP Price Could Stage 1,500% Rally To $20 If It Mirrors This 2017 Move Price action on that roadmap indicates that XRP has already completed Waves A and B and is now wrapping up Wave C around the lower boundary of the formation. The chart shows this decline unfolding from the July 2025 $3.65 high marked as Wave B, followed by a long slide into early 2026. That lower trendline is now the most important support in the entire setup because it is the area where the next major pivot is expected to happen. XRP is close to ending Wave C and preparing to reverse into Wave D, which is not going to be just a small relief bounce. It is a strong advance to the upper boundary of the broadening pattern, with the Wave D target placed around $5. $5, Then A Gut-Punch, Then $27 According to CryptoBull, Wave C could still dip to around $1.10 to form a double bottom before XRP turns higher to Wave D. Wave D in this framework targets $5, which would see XRP trading in new price territories. However, here is where the pattern gets ruthless. Related Reading: Analysts Predict Conservative XRP Price If It Follows 2017 Run Based on the projection, Wave E follows the D wave, dragging the price back down to $0.78 before the final thrust begins. That final breakout is where the most ambitious part of the prediction comes in. Once Waves A through E are complete, the analyst projected that the XRP price would surge to $27 in the move that follows. Notably, this analysis is based on a purely technical standpoint, not looking at XRP fundamentals or examining its related growth in traditional finance. The chart is plotted on a weekly timeframe on Bitstamp, which means each candle represents one week of price action, and the projected path stretches well into late 2026 and the coming years. Therefore, this is not a trade for the impatient. At the time of writing, XRP is trading at $1.37, down by 1.9% in the past 24 hours. Featured image from Pxfuel, chart from Tradingview.com
Institutional investors are beginning to pull capital out of XRP after a month of steady inflows, raising new questions about whether confidence in the digital asset is weakening. Lately, XRP has experienced significant volatility, sending its price crashing below $1.4. If this downtrend continues alongside capital outflows, it would not be surprising if market participants begin to wonder whether now may be the right time to sell their bags to avoid deeper losses. XRP Records Outflows As Other Digital Assets Attract Capital XRP currently stands apart from the rest of the crypto market, and not in a good way. According to a CoinShares digital asset fund flows weekly report, XRP recorded substantial outflows of $30.3 million last week. The decline stands in contrast to the broader digital asset investment market, which continued to attract new money during the same period. Related Reading: Buying XRP At These Prices Is Like Buying Bitcoin At $200 Across all digital asset investment products, CoinShares reports that total inflows had jumped to $619 million. Early in the week, the market also showed strong demand, with $1.44 billion flowing into crypto funds during the first three days. However, the trend reversed toward the end of the week, with investors withdrawing $829 million on Thursday and Friday. According to CoinShares analysts, the negative shift in sentiment came as oil prices rose, complicating inflation expectations. This occurred even though US payroll data came in weaker than expected, a development that would normally support risk assets like cryptocurrencies, but failed to do so. Investors Become More Selective About Crypto Despite the late-week reversal, the total inflows show that institutional interest in digital assets has remained relatively strong, especially amid ongoing geopolitical tensions involving the US, Israel, and Iran. Still, the distribution of those flows shows that investors are becoming more selective about capital allocation, with XRP notably absent from the list of assets attracting new institutional money. Related Reading: XRP Starts New Week With Bullish Confirmation, But This Level Is A Problem Instead, funds are concentrated on larger assets such as Bitcoin, Ethereum, and Solana, leaving XRP outside the current focus of institutional demand. CoinShares reports that Bitcoin attracted the vast majority of new capital, with $521 million flowing into related investment products. At the same time, $11.4 million moved into short Bitcoin products, reflecting a divided outlook among investors. Notably, Ethereum recorded $88.5 million in inflows, while Solana brought in $14.6 million. Smaller allocations were also directed toward Uniswap and Chainlink. Against this backdrop, XRP was the only major digital asset to experience significant outflows. The recent withdrawals could signal that institutions are rotating capital from XRP into assets with stronger narratives or higher expected returns. For investors, this shift could raise questions about whether it is time to sell. Although institutional outflows do not automatically signal a price decline, they can indicate weakening confidence among large investors. If these outflows continue in the coming weeks, it could be a sign of caution ahead. Featured image from Pxfuel, chart from Tradingview.com
Blockchain payments giant Ripple has initiated a share buyback program that positions the company at a substantial valuation of $50 billion. Ripple Revives Share Buyback Effort According to a Wednesday report from Bloomberg, Ripple plans to repurchase up to $750 million in shares from both investors and employees. The plan is set to run through April, as disclosed by sources familiar with the situation. This new buyback effort follows a previous attempt in September, when Ripple aimed to buy back $1 billion worth of shares. However, that initiative fell short, as the company’s participation rate was notably low compared to earlier rounds of tender offers. Related Reading: XRP Price Outlook: Analyst Foresees New All-Time Highs Above $40 In 2026 During that attempt, Ripple had valued the company at $40 billion but struggled to attract interest from current shareholders, suggesting that many were reluctant to part with their stakes in what they believed to be a promising venture. Despite the recent buyback news, the blockchain payment company has consistently maintained that it has no plans to take Ripple public in the United States. Meanwhile, a growing number of crypto firms, including giants such as Circle (CRCL) and Gemini (GME), have launched their own initial public offerings (IPOs) in the US over the past year, amid a notable shift toward a pro-crypto environment among regulators. XRP Price Sees Minor Recovery In connection with the buyback announcement, XRP, Ripple’s associated digital asset, experienced a slight rebound, reaching approximately $1.39 at the time of writing. Related Reading: Top Analyst Suggests Solana May Surpass XRP In Market Value: Here’s Why And When However, the fifth-largest cryptocurrency by market capitalization continues to face challenges in all time frames, recording losses between 4% and 5% over the past seven to fourteen-day period, respectively. Featured image from OpenArt, chart from TradingView.com