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XRP holders are seeing measurable developments on the XRP Ledger that signal growing network activity and expanding real-world use cases. Recent data posted by crypto enthusiast @mrcauliman on X points to several indicators suggesting the infrastructure supporting XRP is evolving in ways investors should monitor closely. Surging Activity On The XRP Ledger One of the clearest developments XRP holders should watch is the increasing activity on the XRP Ledger. Metrics highlighted by @mrcauliman show the network processed around 2.4 million transactions within 24 hours, while new ledgers closed at an average interval of about 3.9 seconds. Related Reading: Industry Expert Samson Mow Reveals When The Bitcoin Price Will Hit $1M Beyond transaction numbers, the value of tokenized real-world assets (RWAs) on the ledger has been expanding. A key contributor is Ondo Finance, which has deployed around $323 million worth of tokenized assets onto the network. Additional projects, including Doppler Finance and OpenEden, have further increased the amount of traditional financial instruments represented on-chain. Stablecoin adoption is also strengthening the ledger’s financial ecosystem. The total value of stablecoins circulating on the network has climbed to roughly $446 million, led by RLUSD, a stablecoin introduced by Ripple. Stable assets are important in blockchain finance because they provide liquidity and settlement stability for trading, payments, and decentralized finance applications. For investors, these developments point to a network steadily expanding beyond its original payment-focused use case. Rising transaction volumes, increasing tokenized asset value, and growing stablecoin liquidity indicate the XRP Ledger is positioning itself as a broader financial infrastructure that could influence long-term demand for XRP. New XRPL Lending Features And Improved Efficiency Alongside increasing activity, new functionality is also being introduced to the XRP Ledger. Network participants are currently voting on amendments designed to enable native lending capabilities within the protocol. If approved, these changes would allow the ledger to support lending mechanisms directly on-chain, adding another financial layer to its existing payment and settlement features. The amendment process shows how upgrades are implemented on the network. Validators vote on proposed changes, and once a supermajority supports an amendment for a sustained period, the feature becomes active. According to the discussion highlighted by mrcauliman, the current proposals are progressing through this governance process without disruption. Related Reading: Ethereum Price To Rally 100% In 2026: Here’s Where It Will Start And End Another frequently highlighted advantage of the XRP Ledger is its energy efficiency. Unlike proof-of-work networks that require extensive computational resources, XRPL’s consensus model consumes very small amounts of electricity per transaction. Industry estimates often suggest that a single transaction on the network can use less energy than a typical online search, making it one of the more energy-efficient blockchain infrastructures currently operating. When these factors are considered together—high transaction throughput, increasing tokenized asset value, growing stablecoin liquidity, potential lending capabilities, and low energy consumption, they present a broader picture of infrastructure growth. For XRP holders, these metrics indicate that the network underpinning the asset continues expanding in functionality and real-world financial integration, developments that could shape how the ecosystem evolves in the years ahead. Featured image created with Dall.E, chart from Tradingview.com

Former Ripple CTO David Schwartz pushed back against renewed claims that XRP could reach $10,000, arguing that the market itself already provides a reality check on such extreme price targets. In an exchange on X, Schwartz framed the issue less as a debate over belief and more as a question of rational capital allocation: if sophisticated investors truly saw even a small chance of that outcome, why has XRP not already been priced far higher? Schwartz Pushes Back on XRP Moonshot Claims The discussion began after an X user asked Schwartz to comment on theories built around a crypto adaptation of Chris Burniske’s Price = PQ / (V × S) model, which some XRP supporters have used to argue for a possible $10,000 XRP. Schwartz answered with a simple market-based objection. “If there were a few very rich, very rational people who really believed that there was a 1% chance that XRP could hit $10K in 10 years, they’d bid XRP up to at least $20 today,” Schwartz wrote. “Why aren’t they? Conspiracy?” The point was not merely that $10,000 is a large number. Schwartz’s argument was that if the expected value of such a target were credible to rational, well-capitalized investors, they would not wait passively. Even assigning only a small probability to a massive future price would, in his reasoning, be enough to justify aggressive buying at far higher levels than the current market has sustained. Related Reading: XRP’s Leverage Has Been Flushed Out, But Price Is Still Holding: Find Out What Follows That Setup That answer cut directly into one of the recurring assumptions behind ultra-bullish XRP forecasts: that the market has failed to price in future institutional utility, settlement demand, or some latent strategy held by Ripple. Schwartz’s response suggested that markets may be imperfect, but they are not so inert that major pools of capital would ignore an asymmetric opportunity of that scale if they believed it was remotely plausible. The debate then moved to another familiar claim in XRP circles: that Ripple itself could use its own products, including Ripple Prime or treasury-related flows, to drive the asset dramatically higher. One user asked why Ripple would not “use their own stuff” through those channels and suggested it could push XRP above $100. Schwartz rejected the idea that Ripple still holds some unused mechanism capable of massively repricing XRP on command. “Maybe there was one time when you could semi-plausibly argue that Ripple had some easy way to shoot up the price of XRP massively for good but was just waiting for the right time to maximize something or other,” he wrote. “But boy, it’s hard to argue that today. For one thing, circumstances have changed so much that it’s hard to imagine we’ve held onto this magic switch for so long and it’s still just waiting to go.” Related Reading: Peter Brandt Puts XRP Bulls on Alert With New Support Chart He added that Ripple has already explained its strategy, even if the company does not disclose every internal detail. “We’ve explained what we’re doing, why we’re doing it, and what we hope to achieve,” Schwartz wrote. “While we aren’t transparent about everything, we’re not hiding some grand conspiracy. At least not as far as I know.” Another user argued that wealthy investors often focus on wealth preservation rather than high-risk bets. Schwartz countered that this misunderstands how large pools of capital often behave. “The way rich people preserve wealth is by taking bigger risks than other people can stand to take,” he replied. The exchange continued when another user suggested that very wealthy buyers would accumulate XRP over the counter rather than on centralized exchanges, limiting visible price impact. Schwartz conceded that could be true initially, but argued it would not change the broader conclusion. “At first,” he wrote. “But they wouldn’t stop until they had moved the price or run out of money.” At press time, XRP traded at $1.3749. Featured image created with DALL.E, chart from TradingView.com

A crypto market analyst has suggested that XRP appears to be forming “one of its most significant multi-year structural patterns to date,” which could lead the altcoin to a rally similar to its 2017 expansion. Related Reading: Ethereum Poised For $140% Rally If This Resistance Flips – Analyst Calls Breakout Inevitable XRP Eyes 2017-Like Expansion On Thursday, market observer ChartNerd stated that XRP appears to be repeating a setup that may surpass the scale of the 2017 pre-breakout formation, which led to a massive 68,000% expansion during that cycle. In a video, the analyst explained that the altcoin has been developing since 2020, when the price saw its bear market bottom and created an ascending support level that held for nearly six years. Since then, XRP has resembled its pre-2017 performance, where the cryptocurrency experiences significant advances after retesting its ascending support, followed by sharp corrections within descending channels. As the chart shows, the altcoin recorded a 10x move between 2020 and 2021, which was followed by the 2022 bear market. After bottoming, XRP saw another 2x rally before retesting the trendline for the first time. The price then rallied another 6-7x between late 2024 and mid-2025, leading to the July all-time high (ATH) of $3,65.  Now, the cryptocurrency is developing a similar corrective pattern to the previous two retests of the ascending support, which could suggest the potential for 1,992% rally to a double-digit target upon confirmation. “If XRP respects this pattern into late 2026, this is where we could potentially create the third retest, which is what we saw in the early cycles before the expansion in 2017,” the analyst asserted. He also added that “if we are repeating this sort of multi-year cycle from before, just on a larger scale here, then this could be one of the largest structural phases where XRP is building a base and waiting for the leg up.” Consolidation Until Late May? ChardNerd also shared a short-term outlook for XRP based on its performance over the past 11 weeks. He noted that on the daily timeframe, the altcoin is still hovering between major descending resistance and ascending support levels, forming a triangle pattern. So, you can see, since we actually formed the base back here in February, we worked down to $1.11, created the resistance, which came back to create this ascending level of support roughly at $1.28. Then we’ve seen this break up to sort of $1.50, and we’ve now pulled back to the support line once again. Taking this into consideration, alongside the fact that its RSI levels are oversold on the daily timeframe, the analyst believes that XRP could be building a base near the ascending support before attempting to retest the descending resistance. Related Reading: Bitcoin Faces ‘Most Critical Week In Months’ Amid $76,000 Retest – Should Investors Worry? Nonetheless, he observed that “because we’re converging in this range and it’s been about 8 to 9, maybe 10 weeks of range-bound price action, it would be likely that we still see this compression” squeeze into the pattern’s apex until at least mid-May, when the price is expected to see a directional breakout from the formation. Ultimately, the market observer suggested that “as long as we respect the trend line and continue to defend ascending support (…), it’s looking for a retest back towards sort of $1.50 in the short term.” Featured Image from Unsplash.com, Chart from TradingView.com

Veteran trader Peter Brandt has shared a weekly chart and asked traders how deep they think XRP could fall into support. The post matters because Brandt’s chart frames XRP not as a clean momentum breakout, but as a market still trying to prove that its late-2024 range expansion can hold as support. Brandt, posting from @PeterLBrandt account on X, addressed the XRP crowd directly. “Attention all Ripplettes,” he wrote. “How deep into support do you Ripplettes think price could go? XRP. See chart.” What This Means For XRP The chart attached to the post showed XRP/USDT on Binance on a weekly timeframe. Brandt marked out a broad structure that begins with XRP’s long base through 2023 and much of 2024, then the sharp vertical breakout in late 2024, followed by a wide consolidation and eventual pullback. The key level near $1.55 appears to be central to the setup. In technical terms, it’s a former range-reclaim. Related Reading: Pundit Shares The Most Important Thing To Remember About XRP That $1.55 region also explains why Brandt’s chart is uncomfortable for bulls. XRP has already slipped below. Once a market loses a prior range, technicians often look for the next areas where buyers previously absorbed supply. Brandt’s lower horizontal lines seem to map those zones: one near the recent consolidation lows, another around the deeper post-breakout support, and then the broader ascending base that defined XRP’s pre-breakout structure. The poll attached to the post made that support map explicit. Brandt offered four choices: “Bottom is in,” “Support at .93xx,” “Support at .72xx,” and “Slightly above zero.” The $0.93 area appears to come from a descending trendline which originates at the 2021 high. The $0.72 area is deeper. On the weekly chart, it aligns with the ascending trendline of XRP’s old 2023–2024 base and the rising long-term support line that preceded the late-2024 move. In other words, it is not just a random number. It represents a possible full retest of the prior breakout structure. The broader pattern Brandt appears to be highlighting is a failed or stressed range breakout after a large advance. XRP broke out of a long accumulation-style range, rallied aggressively above $3, then formed a wide top-like consolidation with multiple failed attempts to extend higher. Related Reading: XRP Faces Fragile Setup As Whale Selling Meets Retail Buying For XRP bulls, the first answer depends on the $1.55 area. If price can reclaim and hold that level on the weekly timeframe, the chart would look more like a deep retest of a breakout zone than a full structural failure. A reclaim would suggest that buyers are still defending the former range boundary and that the market has not fully surrendered the post-breakout advance. Without that reclaim, however, the lower support levels in Brandt’s poll become more relevant because price would remain below the shelf that previously supported the consolidation. The poll results showed how split traders were on that risk. “Bottom is in” had 27% of the vote, “Support at .72xx” also had 27%, and “Slightly above zero” drew another 27%. The more moderate option, “Support at .93xx,” had 19% and was marked as the selected choice in the screenshot. At press time, the poll had received 364 votes with nearly 12 hours remaining while XRP traded at $1.3941. Featured image created with DALL.E, chart from TradingView.com

Crypto pundit SMQKE has shared an important thing that XRP holders have to remember when it comes to the altcoin’s price. He alluded to the token’s historical price appreciation and noted that XRP is better positioned to record more significant gains following Ripple’s recent acquisitions.  What To Remember About XRP’s Price In an X post, SMQKE reminded XRP holders that the token delivered nearly 350x returns between 2017 and 2018, while Bitcoin and Ethereum gained 14x and 100x, respectively, during that period. He noted that this means XRP’s price increase was roughly 24x steeper than Bitcoin’s.  Related Reading: XRP Ledger Hits New RWA Milestone, But Will This Have Any Impact On The Price? The pundit remarked that this occurred before Ripple completed any of its major institutional acquisitions, with XRP recording those gains simply due to early network momentum. Now, the fundamentals are believed to be more bullish as Ripple has completed strategic acquisitions of over $3 billion since 2017 to build institutional-grade infrastructure.  SMQKE stated that these key moves include Ripple’s 2023 acquisition of Metaco for $250 million, which now provides bank-grade custody used by G-SIBs. In 2024, the crypto firm acquired Standard Custody, which is a New York-regulated trust services provider. Most of its acquisitions came last year, which have been bullish for XRP.  Ripple acquired Hidden Road, which is now Ripple Prime, for $1.25 billion. SMQKE noted that this is a prime brokerage that clears trillions annually. Ripple also acquired the stablecoin payments platform Rail, the corporate treasury management platform GTreasury, and the wallet and custody provider Palisade last year.  The pundit stated that these acquisitions create a much stronger foundation for durable price appreciation in XRP. He also alluded to the potential integration of XRP into SWIFT, FedNow, and DTCC. Based on this, SMQKE remarked that the altcoin’s past returns may have only been a preview of what its future network value could become.  Why Price Is Still Low SMQKE alluded to a statement from former Ripple executive Marcus Treacher, who noted that XRP isn’t a speculative currency but rather a long-term play for the future. He highlighted how the altcoin could grow massively in value over the long term as a result of what Ripple is building with XRP.  Related Reading: XRP OI Z-Score Just Dropped To Levels Seen Before Its 600% Rally In 2024 Treacher noted that transforming how payments work worldwide is a big deal and that once they achieve this with the XRP Ledger, everything else will start to fall into place. Meanwhile, SMQKE mentioned that news doesn’t move prices and that utility does. As such, he suggested that the focus should be on expanding XRP’s use cases and that the price will rise significantly as the altcoin continues to gain adoption.  At the time of writing, the XRP price is trading at around $1.39, up in the last 24 hours, according to data from CoinMarketCap. Featured image from Adobe Stock, chart from Tradingview.com

XRP’s on-chain profile is flashing a conflicted market structure, with valuation metrics showing holders underwater while derivatives positioning remains heavily skewed to the long side. A granular on-chain report from Alphractal’s AI assistant suggests the asset is caught between retail accumulation, whale distribution and fragile leverage conditions. The report places XRP’s spot price at $1.3944 against a realized price of $1.4881, meaning the token trades at a 6.29% discount to its aggregate cost basis. Its MVRV ratio stands at 0.9613, below the 1.0 threshold often used to indicate that the average holder is sitting on unrealized losses. NUPL, meanwhile, is negative at -4.03%, classified in the report as “Fear.” That valuation backdrop is not, on its own, a clean bullish signal. The report describes the setup as one where XRP has entered unrealized loss territory without reaching deep historical distress. “XRP trades at a -6.29% discount to its aggregate cost basis ($1.3944 vs $1.4881), placing the network in aggregate unrealized loss territory. The MVRV sub-1.0 reading (0.9613) confirms the average holder is underwater, while NUPL at -4.03% signals capitulation-grade sentiment without full-blown distress.” Related Reading: XRP’s Recovery Is Real, But The Risk Appetite Behind It Is Still Broken – Analyst The tension becomes clearer in network activity. Active addresses rose 25.61% over seven days to 50,259, yet transaction count fell 21.39% over the same period to 2.05 million. Adjusted on-chain volume reached $28.64 billion, equal to 33.29% of market cap turnover, according to the report. That combination points less to broad-based transactional acceleration and more to larger-value movement across fewer transactions. Alphractal’s interpretation is that the network is seeing a form of activity divergence. Wallet participation is rising, but transaction frequency is falling. The report argues this “suggests larger, value-consolidating transactions rather than high-frequency small transfers,” with wallets reactivating to move larger balances rather than producing a simple surge in everyday usage. XRP Long Squeeze Risk Grows Exchange data adds another layer. XRP exchange reserves stand at 3.65 billion tokens, worth about $5.03 billion, representing 5.91% of circulating supply. Reserves are down 0.49% over seven days, while the 365-day delta growth rate is deeply negative at -114.31%. The report frames this as evidence of structural supply tightening, with long-term holder accumulation pressure exceeding new demand inflows. Related Reading: XRP Leads Altcoin Debate As Crypto Flashes Mixed Signals Yet the derivatives market shows a more vulnerable picture. Open interest sits at $1.49 billion, equivalent to 1.73% of XRP’s market capitalization. The long/short ratio is 2.4002, indicating a 2.40:1 long bias, while 24-hour liquidations totaled $3.8 million. Of that, $3.64 million came from long positions and just $162,150 from shorts, meaning long liquidations made up roughly 95.7% of the total. That skew matters because the report also identifies a negative Whale vs Retail Delta of -0.8378. In the report’s reading, retail participants are accumulating while larger entities are distributing. At the same time, top trader sentiment remains bullish at 2.0987, suggesting more sophisticated derivatives participants have not abandoned the long side despite the spot distribution signal. This creates the core fragility in XRP’s current setup. “Derivatives show aggressive long leverage with a 2.40:1 long/short ratio, yet the Whale vs Retail Delta at -0.84 reveals retail accumulation while large entities distribute. This structural conflict, retail buying spot, whales selling, with retail also leveraged long, creates fragility. The liquidation skew (95.7% long liquidations vs 4.3% short) confirms recent long squeezes.” Alphractal’s conclusion is cautious rather than decisively bearish. The combination of MVRV below 1.0 and negative NUPL can indicate value emerging after holder capitulation, but the report argues that whale distribution and crowded long positioning complicate that reading. At press time, XRP traded at $1.39. Featured image created with DALL.E, chart from TradingView.com

A video circulating on X this week has led one of the most persistent debates in the XRP community: just how high can the cryptocurrency’s price go? The clip, shared by pseudonymous account XRP Bags, features a woman describing what she calls a divine vision in which the altcoin appeared on her personal trading platform at a price of $25,000.  This is not the first time XRP has been subjected to ultra-bullish price predictions, but most of them have been based on technical analysis and/or the premise of adoption.  A $25,000 XRP Prediction Rooted In A Vision The prediction in question originates from a crypto commentator who claims the figure was revealed through a vision, not through market analysis or financial modeling. According to her account, she saw an exchange interface, the same one she uses to place buy and sell orders, and within it, XRP was priced at $25,000. Related Reading: Ethereum Price To Rally 100% In 2026: Here’s Where It Will Start And End This prediction was initially shared by a well-known XRP community member account known as XRP Bags, and it immediately separates the claim from conventional forecasts. Most price targets, even the more ambitious ones above $10,000, are built on the premise of liquidity in the tune of trillions of dollars flowing through the XRP Ledger or regulatory developments. In this case, the foundation is entirely different, placing it outside the usual frameworks used by analysts and institutions. Her description adds another uncertainty to how much the vision actually puts the XRP price trading at. The denomination of the price was not entirely clear, leaving open the possibility that it may have been displayed in a stablecoin such as USDT or USDC, or even in pounds. “Coming out of that experience, I think I came out thinking it was 25,000 pounds. I’m not sure, but I’ll be honest with you between then and now I’m not sure if it was pounds or USDC or USDT,” she said. Where Does The Altcoin Stand Today? XRP’s current price reality is far from double digits, let alone the extravagant $25,000 price target. XRP is trading at $1.39 as of the time of writing. Therefore, the current state of the altcoin provides a useful basis for what would need to change for any version of that number to become meaningful.  Related Reading: Why The 42% Crash From ATH Is Actually Good For Bitcoin And The Crypto Market There are, however, measurable developments supporting the altcoin’s longer-term outlook. Spot XRP ETF products have received cumulative inflows of approximately $1.29 billion since launching in November 2025. April alone has recorded about $83.83 million in net inflows, making it the strongest month of the year so far. This steady accumulation shows confidence is building among institutional investors, which is one factor alongside regulations and adoption from banks that could support its long-term outlook. Models from Bitwise place the realistic upside target for XRP at $4.94 for end-2026, with $2.80 representing the moderate base case under current conditions. A $100 XRP price is theoretically possible over decades but not under current structural conditions, let alone $25,000. Featured image from Dall.E, chart from TradingView.com

New reports reveal that XRP’s Open Interest (OI) Z-Score has declined to extremely low levels, indicating reduced speculation and a possible leverage reset. According to analysts, the last time XRP’s OI Z-Score reached this level, it triggered an explosive 600% rally to new highs in 2024, ending the cryptocurrency’s years-long decline and consolidation.  XRP Open Interest Z-Score Declines To Near Zero Market analyst Xaif Crypto has taken to X to highlight a major shift in XRP’s leverage conditions across the futures market. According to the analyst, derivatives activity has cooled down sharply as Open Interest has returned to a neutral baseline.  Related Reading: Japan Is Going In On XRP, But Can This Drive The Price To $10? Sharing a chart, Xaif Crypto noted that XRP’s Open Interest Z-Score has now flattened near zero, signaling that current positioning among traders is no longer stretched or extreme compared to historical levels. The analyst revealed that this decline suggests that speculation has faded from the market, with leverage also significantly reduced. The shift also points to a reset in XRP’s market structure, where activity is now more balanced and less driven by crowd positioning or heavy bets in different directions.  Interestingly, Xaif Crypto has compared the move to a historical setup, noting that the last time XRP’s OI Z-Score compressed to similar levels, the market entered a strong expansion phase, triggering a massive price rally. During that period in 2024, XRP climbed from $0.50 to $3.40, rallying by more than 600% before momentum cooled. Notably, the price surge followed years of decline and consolidation in XRP around the $0.50 area. The cryptocurrency spent most of 2024 trading between $0.40 and $0.70 while the U.S. SEC lawsuit dragged on. The lawsuit was filed in December 2020, keeping XRP suppressed for nearly five years before final settlement in 2025. Once sentiment shifted, XRP surged over 400% in November 2024 alone, jumping from $0.50 to above $2.5. It then pushed past $3.40 by January 2025 before climbing toward $3.6 in July, just shy of its $3.84 all-time high.  OI And Leverage Drop Signals Potential Price Surge In a connected post, Xaif Crypto noted that XRP’s Open Interest has been steadily declining since a previous blow-off phase in November 2025. As a result, OI is now almost flat across major crypto exchanges, including Binance, ByBit, and OKX, suggesting that fewer traders are currently using borrowed money to bet on XRP’s price direction. Related Reading: XRP And Bitcoin Investors Are ‘Trapped’, But Is There A Way Out? Xaif Crypto also pointed out that leverage levels are now at an extreme low, with Binance’s estimated leverage ratio dropping to around 0.15. This indicates that traders are avoiding taking large, risky bets at the moment. He noted that the market is currently in a calm phase, with most aggressive trading already cleared out. According to the analyst, this kind of low activity often appears before major market moves. With less leverage in the system, there is reduced selling pressure but also less momentum in the market. However, this also means that when new traders return, the XRP price could move up quickly.   Featured image from Adobe Stock, chart from Tradingview.com

Crypto prices have been under pressure recently, and XRP has been hit particularly hard. On Tuesday, the token slid below the key $1.4 level, adding to the broader cautious mood across the market.  Even so, some analysts are pointing to a very different kind of narrative—one grounded in on-chain liquidity data and scenario modeling rather than short-term price forecasts. What The $18,000 XRP Scenario Depends On A researcher highlighted by crypto analyst Bull Winkle has been working with a live valuation tool that pulls real-time metrics directly from the XRP Ledger (XRPL).  The idea behind the tool is straightforward: it collects liquidity-related data on-chain, then runs that information through a set of scenario-based price calculations. Instead of presenting one expected outcome, the model lays out multiple paths, each tied to a specific use case and a defined peak transaction size.  According to Winkle’s post, the tool produces five separate scenarios, each with different assumptions about how XRP could be used and at what scale. Related Reading: Bitmine’s Ethereum Holdings Reach Record 5 Million Tokens–CEO’s Bullish Outlook One of the most eye-catching scenarios places XRP as the dominant global bridge asset. In that case, the model links the valuation to a “peak ticket” of $50 billion. Importantly, this level is not framed as a prediction of what will happen; it is described as a condition that would need to be met.  The model’s central claim is that if XRP reaches the required volume threshold associated with that bridge-asset role, then a price around $18,000 becomes mathematically justified.  Put another way, the scenario isn’t sold as a timeline estimate—it’s presented as a logical outcome that could follow only if that specific scale of usage occurs. Institutional Adoption Is The Key The tool also includes a near-term scenario that, Winkle says, is the most relevant for current conditions. This case centers on small and medium-sized enterprises (SME) and remittance corridors, with a peak ticket of $100 million.  For that scenario, the model calculates a required XRP price of $16. Winkle’s interpretation is that this part of the model is already being “validated” by current price reality—meaning the market dynamics implied by the scenario are not purely hypothetical.  As a result, the near-term row stands out not because it guarantees a particular number, but because it appears to align more closely with what is already happening on the ground. Related Reading: Solana Prepares For The Quantum Era: Foundation Details Step-By-Step Transition Beyond the near-term outlook, the model also includes a mid-scenario focused on corporate treasury and regional bank flows. Here, the tool suggests that the required XRP price could land anywhere between $138 and $690, depending on how the underlying assumptions about institutional-style usage play out.  In Winkle’s framing, this is where institutional adoption starts to carry real price implications. The range is wide, but the direction of the thesis is clear: as liquidity and usage scale up through larger financial channels, the XRP valuation outcomes become dramatically higher. Featured image from OpenArt, chart from TradingView.com 

The XRP Ledger (XRPL) has achieved a new milestone, hitting $3 billion in total tokenized value on the network. Crypto pundit X Finance Bull highlighted the significance of this milestone, although it looks unlikely to have any impact on price for now.  XRP Ledger Hits $3 Billion In Total RWA Value According to data from RWA.xyz, the XRP Ledger has reached $3 billion in total RWA value, representing a 59% increase over the last 30 days. The network currently has 291 RWA projects on the network. Crypto pundit X Finance Bull noted that in a market where people keep acting like utility does not matter, money is still finding its way to chains built for real finance.  Related Reading: XRP Ledger Transactions Are Surging Again, Here Are The Numbers The crypto pundit reiterated that institutions are not guessing but moving toward infrastructure they can actually use. In another X post, X Finance Bull cited Ripple executive Luke Judges, who said that the total tokenized RWA value on the XRP Ledger is already closer to $3.75 billion.  The pundit remarked that the goal is for the XRP Ledger to rank first in total RWA value, while the network currently ranks 5th. Ripple is currently one of the projects tokenizing on the XRP Ledger with its RLUSD stablecoin, which has a total value of almost $382 million on the network.  Ondo Finance has also tokenized its short-term government treasuries on the XRP Ledger, with a total value of $323 million. Justtoken’s JMWH is the largest tokenized asset on the XRP Ledger with a total value of $1.76 billion. The token represents real-world energy-backed transactions. Justtoken also focuses on tokenizing several commodities.  Milestone Unlikely To Impact XRP Price For Now Crypto analyst Egrag Crypto stated that XRP’s wave 2 move to the downside is not done yet, signaling that this XRPL milestone is unlikely to impact price for now. The analyst also mentioned that the market is not done shaking out weak hands, with XRP’s momentum still stalling and the structure weakening.  Related Reading: The Crash Is Over? XRP Price About To Hit ‘Significant Bottom’ Commenting on the current price action, Egrag Crypto stated that XRP is sitting inside the red flag zone between $1.46 and $1.80. The key levels to watch are $1.46 (immediate support), $1.13 (confirming a breakdown), and $0.90 to $0.73 (likely the wave 2 completion). The analyst noted that the bearish path is preferred for now.  As such, XRP losing $1.46 is likely to trigger a continuation lower toward $1.13, then a drop below $1. This is expected to trigger a deep Wave 2 reset before expansion. Meanwhile, a bullish invalidation will occur if XRP reclaims the $1.80-$2 range and closes weekly above it. This will then lead to a Wave 3 expansion, with targets of $5, $8, and $13.  At the time of writing, the XRP price is trading at around $1.39, down over 2% in the last 24 hours, according to data from CoinMarketCap. Featured image from Adobe Stock, chart from Tradingview.com

XRP is showing signs of calm, but the underlying structure tells a different story. Following a major breakout, the price has shifted into a tight consolidation range, often a precursor to powerful expansion moves. With key support levels holding and momentum quietly building, the stage appears set for a breakout that could catch many off guard. XRP Breaks Free: Multi-Year Compression Finally Gives Way EGRAG CRYPTO highlighted a major structural shift in XRP that many market participants may be overlooking. According to the analyst, XRP has broken out of a multi-year compression phase spanning from 2018 to 2024, marking a significant macro development. After reaching the 1.618 Fibonacci level around $195 billion in market cap, price action has since entered a consolidation phase. Related Reading: XRP Signals Massive Breakout: $10 Target In Sight As Momentum Builds Despite the pause, XRP continues to hold firmly above the 1.0 Fibonacci level, roughly in the $73–74 billion range. The analyst emphasized that this behavior should not be mistaken for weakness. Instead, it reflects a classic re-accumulation phase before a potential expansion to higher levels. A key level to monitor is the $73 billion mark, which now acts as a critical line in the sand. Holding above this zone keeps the broader bullish structure intact and allows it to flip into a strong macro support level. Such stability reinforces the idea that XRP is undergoing accumulation rather than distribution, strengthening the case for further upside. However, a break below $73 could cause a decline toward an ascending trendline support, signaling the need for a deeper reset before any continuation higher.  Why Holding $73B Keeps The Bullish Structure Alive EGRAG CRYPTO went on to emphasize that the focus should remain on the upside as long as XRP holds above the critical $73 billion level. Maintaining this threshold keeps the overall structure intact, while momentum continues to build beneath the surface, with the next expansion move gradually taking shape. Related Reading: XRP Sends Bullish On-Chain Signal Despite Weak Price Action Looking at the broader picture, he outlined a macro target of $600 billion in market capitalization, aligned with the 1.618 Fibonacci extension. Reaching this level would place XRP near the $10 price mark, highlighting the potential magnitude of the move. He also described the current market cycle as a sequence of compression, breakout, retest, and expansion. Based on this framework, XRP is currently in the retest phase, a crucial stage that often determines whether the breakout will lead to a sustained upward trend or require further consolidation. The $73–74 billion zone continues to define the bullish boundary, while $46 billion (0.702 Fibonacci) serves as strong underlying support. Losing the $73 billion level could trigger a deeper reset before continuation. In his view, respecting and defending this level is critical because once the real move begins, it is likely to unfold rapidly rather than gradually. Featured image from Adobe Stock, chart from Tradingview.com

The mechanics behind XRP’s supply have always been public. A breakdown on X from crypto commentator Crypto Tony looks at the process of XRP unlocks in particular, with the theory that the payments technology company is, in fact, diluting every holder of XRP. The Escrow Machine and How It Works In a detailed post on X, a crypto commentator known as Crypto Tony laid out an interesting theory as to why Ripple keeps unlocking and selling millions of XRP every month to his hundreds of thousands of followers.  Related Reading: 4-Figure XRP: How High Will The Price Be If Ripple Captures 50% Of SWIFT? To understand the controversy, it starts with how XRP was created and distributed. When XRP launched in 2012, all 100 billion tokens were minted at once. Ripple’s founders took 20 billion for themselves and handed the remaining 80 billion to the company. For the first five years, nothing legally prevented Ripple from selling as much of that supply as it wanted. In late 2017, the company placed 55 billion XRP into escrow accounts on the XRP Ledger. These escrows release up to 1 billion XRP every month, automatically, on a fixed schedule. This was probably meant to address concerns that Ripple could flood the market at any time. Based on that framework, Ripple releases one billion XRP each month but relocks between 60% and 80% of the tokens, and they keep the rest, which is roughly 200 to 300 million XRP. According to Crypto Tony, the remainder is kept by Ripple and used to fund the entire company.  Ripple Is Diluting XRP Holders A major part of the analyst’s discussion is how Ripple has been diluting the value of traders holding XRP, citing major examples as to how this is happening.  Related Reading: Is XRP The Solution To Everything? Ripple President Drops Bombshell That Changes Everything That funding model has been acknowledged publicly. Ripple CEO Brad Garlinghouse has previously indicated in interviews that XRP sales play a role in sustaining the company. The more uncomfortable chapter noted by Crypto Tony concerns how Ripple has, at various points, used its commercial partnerships to move XRP into the market through a secondary layer of sellers. An example is when Ripple paid MoneyGram more than $61 million in market development fees to use XRP. MoneyGram subsequently told reporters it sold XRP as soon as it received it, holding no inventory of the token.  The SEC addressed this arrangement in its complaint against Ripple, writing that MoneyGram had become a conduit for Ripple’s unregistered XRP sales.  According to Crypto Tony, every holder of XRP is being slowly diluted by the company itself, by design, on a monthly schedule that’s written into the blockchain. This is a major reason as to why XRP is now down six consecutive months.  Crypto Tony also mentioned Jed McCaleb, co-founder of Ripple, as another conduit through which the holdings of XRP holders were diluted. McCaleb left the company with 9 billion XRP and spent 8 years dumping about $3.2 billion worth of his holdings. At the time of writing, Ripple still has about 33.355 billion XRP in its escrow wallets, according to data from XRPScan. Featured image from Pxfuel, chart from Tradingview.com

In the race to determine whether XRP can mount a real rally toward the $10 level next year, one market expert, Sam Daodu, argues that the answer depends less on hype and more on whether two major forces finally line up.  Daodu says nearly every serious XRP price forecast for 2027 relies on the same prerequisites: US regulation has to be clarified, and institutional capital has to begin flowing in at a meaningful scale. Without both, the upside case becomes harder to justify, even if parts of the story are already moving in the right direction. Mixed Progress For XRP Price  Daodu’s latest report stresses that, at the moment, neither prerequisite is fully in place. He points to continuing regulatory uncertainty as the key blocker for institutions.  In his view, the currently stalled CLARITY Act is the legislation that could change the price dynamics by permanently establishing XRP’s position as a digital commodity—an outcome that, if it materializes, would likely remove a major share of the risk institutions are still pricing in. Related Reading: Bitcoin Is Headed For $40,000: Analyst Reveals The Best Time To Buy BTC That said, the report frames the situation as a “mixed progress” scenario rather than a clear-cut bull market versus bear market. On the positive side, several catalysts connected to a potential rally are already showing up.  Exchange-traded fund (ETF) inflows, for instance, have reportedly remained positive without a single outflow day since April 9. Daodu treats that steady demand as an important signal that market participation is still present. Beyond ETF flow data, Daodu highlights on-chain activity as another supportive element. According to the report, whales have been withdrawing roughly 7 billion XRP from exchanges since February, and large holders appear to be driving a significant portion of those movements.  Even with these bullish indicators, Daodu argues they aren’t arriving with the speed or scale that the $5–$10 outlook depends on. He emphasizes that institutional money—described as essential to those higher targets—still hasn’t shown up at the level required to match an “instant” re-rating of XRP.  Why The Next 60 Days Are Key To reach above $10, the report argues XRP would need a rare alignment of several events. Daodu says the CLARITY Act would have to pass, ETF inflows would need to scale toward the $4–$8 billion range, and Bitcoin (BTC) would have to lead a wider rally that accelerates demand across the altcoin complex.  In short, pushing XRP toward $10 is not framed as the most likely path; it’s presented as a scenario that requires multiple catalysts to land correctly at the right time. Related Reading: Dogecoin Trap Shows A Major Crash, But How Low Will The Price Go? Daodu concludes with what he believes XRP holders should monitor over the next 60 days: the Senate Banking Committee markup before May 21. In his view, this is a key near-term checkpoint. If the markup clears, the bull case remains intact, and $7 becomes a more realistic anchor price for the market’s expectations.  If, however, the process stalls in May, the report suggests the outcome could be pushed out and possibly delayed until 2027. In that event, regulatory delay could cap XRP’s price at around $3 for much of that year—unless Bitcoin triggers another explosive run.  Featured image from OpenArt, chart from TradingView.com

XRP has become one of the clearest examples in a widening debate over whether crypto is still in accumulation or already entering distribution. A new market note by Will Taylor from The Weekly Insight argues that altcoins and macro signals are now sending conflicting messages at a critical point in the cycle. The core tension is not limited to XRP. The report frames XRP alongside Ethereum, Cardano and Litecoin as major altcoins that have either failed to produce meaningful new cycle highs or have only marginally exceeded prior peaks. For XRP specifically, the author notes that it has set a new all-time high this cycle, but only by roughly 10% to 20%, leaving open the question of whether the move represents genuine expansion or merely another deviation within a much larger range. “Has something fundamentally changed? Are these altcoins effectively finished and distributing, or are we just in a prolonged period of accumulation?” the report asks. “When you combine that with the momentum indicators on the chart, particularly the RSI, alongside what we have discussed with Bitcoin, it starts to build a broader picture.” Altcoins Like XRP Remain Stuck In The Cycle Debate Taylor argues that previous crypto cycles were marked by long periods of range-bound accumulation followed by relatively short expansion phases. In 2017 and 2020, the strongest upside windows lasted roughly nine months after breakout conditions were established. Related Reading: XRP Ready For Next Bull Run? Here’s How This Analyst Arrived At $13 Target This cycle, however, has been harder to classify. Taylor suggests that ETF-driven demand and pre-halving speculation may have pulled forward part of the usual expansion phase, making the market appear more advanced than it really is. That raises a difficult possibility for XRP and other large-cap altcoins: either they are lagging before a delayed expansion phase, or their inability to produce decisive highs is a warning that distribution is already underway. Taylor acknowledges that the evidence remains unresolved. “Are we accumulating, which would suggest something historically significant could follow, especially in an environment where more money printing becomes necessary? Or are we distributing, which would imply that a larger correction or even a financial shock could push crypto, and especially altcoins, significantly lower?” S&P Divergence Adds Another Layer A major part of the report focuses on the breakdown in correlation between the S&P 500 and total crypto market capitalization. Historically, the two have moved broadly together during risk-on and risk-off phases. But the author says that the relationship has diverged “quite aggressively” over the last 100 to 200 days. Related Reading: The Crash Is Over? XRP Price About To Hit ‘Significant Bottom’ The current divergence has lasted roughly 161 days, placing it within the historical range of similar episodes, which the report estimates at 77 to 203 days. In previous examples, equities led while crypto consolidated or underperformed, before crypto later caught up. The author points to a prior period where crypto closed the gap within 42 days, with Bitcoin or the broader crypto market moving 67%. That setup matters for XRP and altcoins because a renewed crypto catch-up phase could shift capital back into higher-beta assets. But the report also warns that the S&P’s own advance may not be fully confirmed by volume, creating uncertainty over whether equities are giving crypto a bullish lead or a false signal. At press time, XRP traded at $1.41. Featured image created with DALL.E, chart from TradingView.com

The XRP price is still consolidating around the $1.4 level after months of sideways trading. Despite this weak performance and slow growth, analysts continue to maintain a strong bullish outlook for the cryptocurrency. According to market expert Javon Marks, XRP is now at a critical retest area that could determine its next parabolic move. He believes this retest could act as the trigger for a potential 900% rally, possibly pushing XRP toward $15. XRP 2014 Fractal Pattern Points To 900% Rally In his latest XRP price analysis on X, Marks shared a strong bullish outlook for the cryptocurrency, citing historical chart patterns and past price action. The analyst noted that XRP has been maintaining strength off a clear breakout retest area around $1.40, suggesting a major upward move toward $15 could follow.  Related Reading: The Bitcoin Cycle Is Different: Crypto Expert Reveals When Price Will Cross $100,000 Again Explaining why this retest zone matters, Marks drew comparisons between XRP’s current cycle and its price action during the 2014-2018 market cycle. Before XRP’s parabolic rally to an all-time high in 2018, the cryptocurrency had broken out of a similar retest zone.  During that period, XRP formed a descending wedge or triangle pattern from 2014 to 2017, trading sideways within the formation for years. Throughout that phase, the cryptocurrency saw repeated upward surges followed by sharp pullbacks to new lows. However, after a prolonged consolidation period, the price began to move higher and later returned to retest the trendline around the triangle’s upper boundary near $1.40.  That retest preceded a major breakout, with XRP’s price exploding upward, marking the start of its historical 2017-2018 bull run that pushed its price toward its $3.84 ATH. From that retest area to its peak, XRP recorded a more than 174% gain. Building on this historical setup, Marks believes that XRP is repeating that same pattern in the current cycle. If the formation plays out similarly, the analyst predicts that the cryptocurrency could be setting up for another explosive rally.   XRP Retest At $1.40 Signals Possible Move To $15 Notably, Marks’ chart shows that XRP has formed the same triangle pattern that led to its parabolic rally in 2018. Since reaching its ATH, the cryptocurrency has traded sideways within that triangle for years. However, unlike the 2014-2018 cycle, XRP had experienced an earlier breakout from the pattern. It broke above the upper trendline in 2025, then surged toward $3.5 before pulling back soon after.  Related Reading: Analyst Predicts A 30% Bitcoin Price Crash To $50,000, Here’s When Following that reversal, the XRP price has continued trending downwards, trimming most of its past gains. However, Marks noted that the cryptocurrency is now returning to retest this broken trendline. According to him, if XRP can hold this level long enough, it could spark a massive parabolic move toward $15, representing a more than 900% (10x) rally from that level.  Featured image created with Dall.E, chart from Tradingview.com

After enjoying a modest recovery in the early weeks of April, the price of XRP appears to have settled around the $1.4 level. Interestingly, a popular analyst on the social media platform X has put forward an audacious target for the altcoin, projecting its price to reach $13 in the next cycle. However, the path to this lofty target is not as straightforward as it appears, as an initial price drop for XRP could be potentially imminent. Price Could Fall To $0.9 Before Next Bull Run: Analyst In an April 25th post on the X platform, crypto analyst Ali Martinez postulated that the price of XRP could reach as high as $13 in the next bull run. However, the market pundit also noted that the cryptocurrency might need to drop below the $1 mark before this significant upward move materializes. Related Reading: Dogecoin Shows Classic Ichimoku Strength – What This Means For Price This price outlook is based on the appearance of an ascending triangle pattern on the XRP monthly chart. The ascending triangle is a technical analysis pattern characterized by an inverse right-angled triangle with a horizontal upper boundary (typically resistance) and a diagonal rising lower trendline (connecting the higher lows). An ascending triangle formation is usually considered a pause in a trend, with prices often breaking out to the original upward trend. However, an ascending triangle formation can act as a trend-reversal pattern and a bearish signal when the asset’s price breaks below the lower trendline, thereby negating the initial uptrend. As shown in the chart above, the ascending triangle captures XRP’s price action over the past few years, with the upper boundary (around $3.32) resisting further upward movement back to early 2025. The altcoin’s price has since been in a downward trend, with Martinez projecting a potential bear-market bottom around the lower diagonal trendline (around $0.9). If the XRP price does bottom at $0.9, Martinez expects that the altcoin will travel to as high as $13 in the next bull run. However, a conservative target for investors could be around $3.32, which is the token’s high from the previous cycle. It is worth noting that if the XRP price succumbs to further bearish pressure and breaks the support around $0.9, it could fall to as low as $0.11, where the next significant support zone lies. XRP Price At A Glance As of this writing, the price of XRP is around $1.43, down 0.5% over the past 24 hours. According to data from CoinGecko, the altcoin has jumped by more than 6% over the past month, reflecting an improving crypto market climate in the second quarter of 2026. Related Reading: Solana Price Ready For A Big Move — Is It Time To Jump In? Featured image from iStock, chart from TradingView

XRP has spent the better part of four months grinding sideways inside a narrow range band, far removed from its $3.65 all-time high. But one technical analyst believes this extended decline is running out of road, the decline is nearly done, and XRP is nearing a bottom significant enough to matter for traders. A Tight Range Showing Late-Stage Compression Analyst Protechtor, posting on X, has been monitoring a key support zone on XRP’s daily chart for more than a year. His reading is that the extended selloff from late 2025 through early 2026, which is Wave C of a broader corrective sequence, is either complete or approaching completion.  Related Reading: Analyst Reveals Why He Doesn’t See XRP Price Crashing Below $1 The evidence lies in what the past four months of price action have quietly assembled. XRP’s price action in the past four months has been confined within a narrow support band roughly between $1.30 and $1.70. This compression phase appears to be forming the latter portion of a descending triangle. This descending triangle pattern is visible on the daily chart. XRP has formed a series of lower highs since January 2026 while holding a relatively stable floor around $1.28 to $1.31. At the time of writing, the XRP price is trading at $1.43.  According to the analyst, the move from the 2025 highs at $3.65 down into this range is either a completed Wave 2 or Wave B in Elliott Wave terms. Furthermore, the analysis identified sub-waves within the final leg of the correction, labeling them (a) through (e). The structure suggests wave (e) is now in progress, completing the triangle before a final thrust. A Final Flush Or Has the Low Already Arrived? Protechtor is careful to present two paths forward. If it is true that XRP is currently in the late stages of a descending triangle, then the first path is that the descending triangle resolves with a characteristic downside thrust. This is going to be a move below the wave (d) low at $1.28, which would represent a final shakeout before price reverses sharply higher.  Related Reading: 4-Figure XRP: How High Will The Price Be If Ripple Captures 50% Of SWIFT? According to the analyst, such a move would raise the odds here significantly that the bottom is being put in, as triangles typically end with a swift thrust that is quickly retraced. The second path is that XRP has already seen its significant low. A breakout above the wave (c) high would invalidate the triangle structure and imply that the corrective sequence ended earlier than the pattern would suggest.  Either way, the analyst’s conclusion converges on the same destination: “In either case I expect we are near a significant bottom,” he said. These bottom projections are just noise in the context of a larger bullish structure that remains intact. Featured image from Adobe Stock, chart from Tradingview.com

The XRP price seems to have encountered significant resistance to its growth over the week. As of Wednesday, April 22, the cryptocurrency tried but failed to close above $1.4540, and subsequent movements did not even reach the resistance region.  While the XRP price continues to struggle, recent on-chain analysis suggests momentum might be building right beneath the surface. Hence, in the presence of the right conditions, the growing momentum could be the much-needed fuel for XRP’s breakout from its present stalemate.  Whale Outflows On Binance Rise To 94.4% In a recent Quicktake post on CryptoQuant, analyst Amr Taha highlighted a growing divergence between XRP retail and whale outflows on Binance, the world’s largest cryptocurrency exchange by trading volume. The relevant indicator here is the Binance Whale Vs Retail Outflow Dominance metric. Related Reading: Dogecoin Keeps Getting Capped At This Parallel Channel Level, Analyst Says According to the analyst, Binance XRP outflows are now being driven more by its larger holders than by retail investors. In their CryptoQuant post, Taha pointed out that the whale outflow dominance has climbed as high as 94.4%, while retailers, on the other hand, have a mere 5.5% influence on XRP’s flows out of Binance. The crypto expert further noted that when readings from the Outflow Dominance metric return to levels similar to the current readings, it signals that larger-sized transfers are taking over. Interestingly, October 2024 was one such moment, followed by a similar reading in June 2025.  Taha further noted that when this happens, the XRP price has a good chance of bouncing higher in the near term. An example can be seen after the rise in Whale Outflow Dominance seen in October, where XRP surged by over 525%; meanwhile, a 71% bullish move after a similar pattern in June 2025 also supports the notion. XRP Displays Triangle Pattern On Hourly Timeframe  Meanwhile, analyst Ali Martinez noted in a recent post on X that a symmetrical technical structure is developing on XRP’s 1-hour chart, which could have a greater impact in the near term. The symmetrical triangle pattern typically signals indecision and consolidation, as price progressively forms lower highs and higher lows. In the chart shared by the analyst, XRP has made contact with the upper and lower boundaries of the triangle and seems to be heading towards another boundary once again. What’s special about this pattern is what comes after a clear breakout; a surge to the upside of the triangle could signal a bullish shift, while a breakdown could signal bearish intent. According to Martinez, the current triangle pattern could precede a 10% move on a breakout. Hence, market participants should proceed with caution or only after clear directional confirmation. As of this writing, XRP is valued at $1.44, with CoinGecko data reflecting a 0.7% growth over the past day.  Related Reading: XRP Spot Buyers Are Getting Stronger While Futures Traders Are Selling – Learn What That $700M Split Means Featured image from iStock, chart from TradingView

Following the drawdown from 2025, the XRP price has dropped by more than 50% from its cycle peak to struggle below $1.5. With the recent recovery, there has been some improvement in the price action, but the sustainability of the rally remains to be seen. As the sideways action continues, the question now remains if the XRP price will be able to hit $3 again in 2026, which would be an over 100% increase from its current levels. XRP Price Will Not Go Above $2.3 The Crypto Predictions website shows the possible trajectories for digital assets, and the predictions for the XRP price are not especially bullish. While there is expected to be some increase in the XRP price, there is no major surge coming for the cryptocurrency. Related Reading: The Dogecoin Breakout That Could Send Price Rallying 3,000% To $4 Instead of a sustained increase, the prediction shows fluctuating price performances for the coin. For example, the prediction shows that the maximum price that XRP will reach in the month of April is $2.277, and interestingly, this is the highest level predicted for the year 2026. While there is the expectation that the price will reach above $2, the average price prediction comes down to the fact that XRP will continue to trend below $2. Double-digit increases is likely as the price is expected to sit higher than where it currently is. However, there is no indication that there will be a rally above $3. CoinCodex Prediction Shows Similar Trajectory Just like the Crypto Predictions website, the CoinCodex website forecasts that it is unlikely that the XRP price will hit $3 in the year 2026. The next few months are expected to be slightly bullish, showing possible double-digit predictions that will send it higher. But the majority of the predictions still remain below $2. Related Reading: ‘The Short Version For Why I Hold XRP Through Everything’; Analyst Reveals However, as the year moves toward an end, the CoinCodex website shows that the XRP price will eventually reach above $2, to possibly top out at a max price of $2.25. This would be a 57.28% increase compared to where the cryptocurrency is currently trading. As for when the XRP price might reach $3, the website says it might be a long wait, showing a two-year stretch until 2028. Then, at the start of 2028, in January, the XRP price is expected to possibly cross $3 to a max price of $3.39. But the rest of the year is expected to play out below $3. Featured image from Dall.E, chart from TradingView.com

XRP is trading near the top of its month-long consolidation band, with the price stuck between roughly $1.35 and $1.45. With April nearing its end—just six days left until the month closes—will the XRP price break upward before the deadline, or will it slip lower and trigger a faster downside move? Monthly Breakout Or Breakdown? In a fresh technical update shared on social media, analyst Bull Winkle says the next major confirmation for the XRP price will come from how it behaves on the monthly time frame. According to Winkle, bulls need a monthly close above $1.90.  He frames that level as more than just a random resistance area, describing it as a demand-zone “hold” signal and also a reclaim of the 2021 resistance level, now acting as support.  Related Reading: XRP ETFs Post Longest Back-To-Back Gains Of 2026—Key Numbers Inside If the XRP price can clear $1.90 on a monthly close, Winkle argues it would set the stage for retests higher up the chart—specifically opening the door to $2.90 revisits. That bullish scenario includes a significant recovery math. If the XRP price climbs toward $1.90 ahead of April’s close from current trading levels of $1.43, it would represent about a 32% recovery. Additionally, a potential rally of 102% up to the $2.90 area. On the other side, Winkle lays out what would count as a clear breakdown for bears. He says the most decisive bearish signal would be a monthly close below $1.27.  In his view, that would open the path for a faster move toward $1, with the potential for an Elliott Wave C-style correction that could land the XRP price in the broader $0.60 to $0.75 range. That bearish estimate would be severe: it could equate to around a 58% decline from the current trading zone. What The XRP Price Needs Next While those price levels are the headline, Winkle also emphasized momentum context using the relative strength index (RSI) indicator.  He notes that at 47, the monthly RSI is not showing divergence in either direction yet. For him, that means the market has not reached a point where the next move is fully “high conviction” on the monthly setup.  Instead, the RSI needs to do something more decisive—either bouncing strongly above 55 to confirm a bullish phase, or pressing below 40 with a trajectory toward the 30 area, which he describes as a capitulation-type bottom. That brings the focus to the immediate battleground. Winkle’s summary of where the XRP price stands is straightforward: the $1.27 to $1.43 range is where the outcome is likely being decided. Related Reading: Bitcoin Nears $80,000: Two Scenarios That May Decide Q2—Bulls Or Bears? Beyond the chart levels and RSI, Winkle pointed to a separate signal he believes is already strengthening the case for a potential upside leg—something supply-side, rather than purely technical.  In another post, he highlighted that “seven billion XRP just vanished from exchanges,” claiming this exchange outflow matters because when the altcoin sits on exchanges, it represents liquid, sell-side supply that can be sold at any moment.  Once that supply leaves—whether to cold wallets, institutional custody, or longer-term holding structures—he argues the immediate downward pressure for the XRP price can ease. Featured image from OpenArt, chart from TradingView.com 

XRP is showing strong signs of a major breakout as momentum continues to build across multiple timeframes. With bullish signals aligning and key structures pointing higher, the market is beginning to price in the possibility of a much larger move, one that could push XRP toward the highly anticipated $10 level if the breakout fully unfolds. RSI Breakout Signals Strength After 1-Year Trendline Crypto analyst JD has pointed to a significant shift in momentum for XRP, noting that the Relative Strength Index (RSI) has officially broken out of a major 1-year trendline on the 3-day chart. While this breakout typically signals the start of a sustained bullish phase, JD also urges caution regarding a potential Hidden Bearish Divergence. This technical setup suggests a complex tug-of-war between long-term momentum recovery and short-term price exhaustion that traders must navigate. Related Reading: SuperTrend Flips Bullish On XRP Daily Chart — But Key $1.55 Resistance Awaits A central component of this thesis is the presence of a Descending Broadening Wedge, a pattern known for its explosive volatility. JD explains that the lower the price dips within the wedge, the more substantial the eventual measured move will be upon a breakout. This counterintuitive logic suggests that current price weakness is merely building the necessary energy for a massive trend reversal. Looking ahead, JD expresses extreme conviction in the upside potential once the final resistance level is cleared, forecasting what he describes as a biblical move to the Green Box zone. If the breakout validates the measured move of the broadening wedge, XRP could see one of its most aggressive vertical expansions in years, rewarding those who held through the prolonged consolidation. XRP Holds Strong Breakout Against Bitcoin According to crypto analyst Javon Marks, XRP continues to hold a strong breakout against Bitcoin, signaling sustained relative strength in the current market cycle. This type of breakout, based on the current structure, XRP is expected to significantly outperform, with projections pointing toward a potential move exceeding 550%. Related Reading: XRP Eyes Breakout, But Failure At $1.53 Could Trigger Sell-Off Marks draws a clear comparison to the previous cycle, where XRP experienced a powerful rally after breaking out against Bitcoin. During that phase, the price surged from around $0.50 to above $3.30, demonstrating how quickly momentum can accelerate once relative strength takes hold. That historical move serves as a key reference point for what could unfold if the current setup continues to develop. With a similar structure now in place, the outlook suggests that XRP may be gearing up for another major expansion phase. If momentum continues to build and the breakout sustains, price could push toward the $10 region, or potentially even higher, marking a significant shift in XRP’s broader market position and reinforcing its bullish trajectory. Featured image from Adobe Stock, chart from Tradingview.com

XRP has been consolidating since early February, building a base that has tested the patience of bulls who have been waiting for a decisive move to higher levels. The market has reached a pivotal moment — and a CryptoQuant report identifies a structural split in the data that changes how we should interpret the current consolidation. Related Reading: Retail Is Cashing Out On Ethereum, But The Selloff Is Being Absorbed. Discover Who Is Buying The report reveals a divergence that cuts through the surface noise. XRP’s spot market and futures market are currently telling contradictory stories. Across centralized exchanges, spot buying has been strengthening continuously — the All CEX Estimated Spot CVD has risen from $1.08 billion on April 2 to $1.39 billion by April 24, a $310 million increase in real, underlying demand over three weeks. Actual coins are changing hands, and the buyers are winning the order flow. The futures market on Binance is pointing in the opposite direction. Perpetual traders have remained on the bearish side throughout this period. Maintaining net short positioning that creates the appearance of a market lacking conviction. The analysis argues that appearance is misleading. The futures weakness does not reflect an absence of real demand — it reflects a derivatives reset, a clearing of leveraged long excess that was accumulated during previous rallies. Beneath that reset, spot buyers have been quietly absorbing supply the entire time. The divergence is the signal. Which side of it proves correct is the question the next directional move will answer. The Futures Market Is Not Bearish. It Is Being Cleaned. The scale of the futures divergence gives the current setup its structural definition. While spot CVD has climbed $310 million to the positive side, Binance Perpetual CVD has moved in the opposite direction with almost identical force — dropping from -$65 million on March 19 to approximately -$392 million by April 24, a deepening of net selling pressure by roughly $327 million. Two forces of nearly equal magnitude are pulling in opposite directions simultaneously. The perpetual data requires careful interpretation. Futures net selling of this scale can mean one of two things: genuine bearish conviction from informed participants, or a mechanical clearing of excess leverage from a market that had accumulated too many crowded longs. The liquidation data since April 18 clarifies which is happening. Long liquidations have dominated XRP’s derivatives activity — forced exits from overleveraged positions rather than deliberate short-side bets against the asset. That distinction changes everything. Each long liquidation removes a fragile position from the market and replaces it with a more stable price structure. The fresh short positioning that followed is contributing to funding rates normalizing toward neutral, which is precisely what a healthy derivatives reset looks like before a market attempts to move higher. What the CryptoQuant report describes is not a market under sustained bearish assault. It is a market conducting the internal cleanup that typically precedes the next directional leg. Spot buyers are absorbing supply on one side. Derivatives are flushing excess leverage on the other. When both processes complete, the structure that remains tends to be considerably more durable than the one that existed before the reset began. Related Reading: DeFi Just Lost $15 Billion in Three Days. Something Deeper Than a Hack Is Behind It XRP Holds Range Support as Market Compresses Toward Decision Point XRP continues to consolidate around the $1.40 level, with price action reflecting a prolonged equilibrium following the sharp February breakdown. The chart shows a clear shift from trending behavior to range-bound structure, with XRP holding between roughly $1.30 support and $1.50 resistance for several weeks. This compression phase suggests that both buyers and sellers are absorbing liquidity without establishing directional control. The recent bounce from the $1.30–$1.35 zone is technically relevant. That area has acted as a consistent demand region, with multiple tests holding despite broader market volatility. The formation of slightly higher lows since mid-March indicates early accumulation, though not yet strong enough to break the broader downtrend. Related Reading: Another $142M Staked – Bitmine Tightens Its Grip on Ethereum Supply Overhead, resistance remains well-defined. The 50-day and 100-day moving averages are both trending downward and converging near the $1.50–$1.60 region, creating a dynamic ceiling that has rejected recent upside attempts. Until XRP reclaims this zone, the structure remains neutral-to-bearish on higher timeframes. Volume has declined throughout the consolidation, reinforcing the idea of a market waiting for a catalyst. A breakout above $1.50 would likely trigger expansion toward $1.70. Failure to hold $1.30, however, would expose XRP to a deeper retrace toward the $1.10 region. Featured image from ChatGPT, chart from TradingView.com 

Odelia Torteman, the Director of Corporate Adoption at XRPL Commons, has revealed that BlackRock and Mastercard are showing interest in the XRP Ledger (XRPL). She also explained how the network is the right fit for these institutions as they look to move on-chain.  BlackRock and Mastercard Are Showing Interest In XRP XRP pundit Xaif shared a video in which Torteman confirmed that BlackRock and Mastercard were showing interest in the XRP Ledger, signaling that they could consider launching a product on the network. She also noted that the XRPL was designed from the beginning to support several use cases, which could align with these institutions’goals.  Related Reading: Ripple CEO Breaks Down How XRP Ledger DeFi Users Are Protected From Attacks Like KelpDAO Torteman further remarked that the XRP Ledger has pre-embedded features that support enterprise-grade use cases. She alluded to the pre-built AMM, DEX, and other features that developers are currently working on as part of the institutional DeFi roadmap, which could help onboard institutions such as BlackRock and Mastercard.  It is worth noting that the XRP Ledger recently added zero-knowledge (ZK) proof technology, which XRPL Commons announced in partnership with Boundless. XRPL Commons stated that on-chain privacy was the missing piece for institutional adoption, indicating that the network could now see greater adoption with the addition of on-chain privacy. BlackRock and Mastercard already have ties to the XRP ecosystem through their collaboration with Ripple. Last year, Ripple and Securitize, the issuer of BlackRock’s BUIDL fund, partnered to add RLUSD as a stablecoin off-ramp for the tokenized fund. Meanwhile, Ripple has collaborated with Mastercard for its Crypto Partner program. The firm revealed that the collaboration includes testing RLUSD on the XRPL to enable faster, regulated stablecoin settlement for Mastercard transactions.  Companies Set To Drive The Next Wave Of Adoption Xaif shared another video in which Ripple’s President Monica Long signaled that companies will drive the next wave of adoption for XRP and XRPL. She highlighted that her firm is already working with several partners who use its infrastructure for activities such as dollar clearing.  Related Reading: Ripple’s Tokenization Bet: Will XRP Price Explode As It Enters This Trillion-Dollar Industry? She also revealed that they are seeing more use cases for internal treasury management, with companies and banks looking for more efficient ways to move money across different entities in real time across the world. The Ripple president also opined that there is a significant use case with their Ripple Treasury product.  Notably, Ripple recently integrated XRP and RLUSD into the Ripple Treasury management system, enabling institutions to use these crypto assets in the same environment. Long highlighted how the focus for these institutions is to be able to manage payments efficiently, which is something crypto assets and stablecoins help with.  At the time of writing, the XRP price is trading at around $1.42, up in the last 24 hours, according to data from CoinMarketCap. Featured image from Adobe Stock, chart from Tradingview.com

XRP is showing signs of on-chain stabilization despite trading below the average holder cost basis, according to data by Alphractal. The data points to a market still under pressure, but one where network activity, exchange supply and leverage conditions do not resemble a panic-driven breakdown. Alphractal’s asset overview places XRP’s spot price at $1.4343, below its realized price of $1.4862. That gap matters because realized price reflects the average on-chain acquisition cost across circulating XRP. With spot price below that level, the average holder is sitting on an unrealized loss. XRP On-Chain Data Points To Stabilization The firm’s AI analysis framed the setup through XRP’s MVRV ratio, which stands at 0.9613. “An MVRV below 1.0 means the market is valuing XRP below aggregate cost basis,” the analysis stated. “Historically, this zone reflects late bear-phase or deep consolidation conditions, not euphoric pricing.” That conclusion is reinforced by XRP’s NUPL reading, which sits at -0.0402 and places the asset in a “Fear” state. Net unrealized profit/loss slightly below zero suggests the network is marginally underwater, a zone where weaker holders may exit but longer-term accumulation often begins to appear. Alphractal described it as “a psychologically fragile zone,” but not yet a capitulation regime. Related Reading: 4-Figure XRP: How High Will The Price Be If Ripple Captures 50% Of SWIFT? The supply picture is also notable. XRP’s market capitalization stands at $88.33 billion, ranking it fourth among crypto assets in the dataset, with 61.57 billion XRP in circulating supply. Exchange reserves amount to 3.68 billion XRP, or $5.27 billion, equal to roughly 6% of circulating supply. For a top-five asset, that is structurally low. It suggests that a large share of XRP remains outside immediate trading venues, reducing available sell-side liquidity. Exchange reserves did rise 2.3% over seven days, indicating some short-term liquidity returning to exchanges, but Alphractal said the move is “not enough to suggest distribution dominance.” The strongest part of the report is network usage. Active addresses reached 48,946, rising 17.7% over one day and 40.8% over seven days. Daily transaction count stood at 2.81 million, while adjusted transaction value reached $29.58 billion per day. “XRP is showing a strong rebound in address activity, while transaction count and value are both rising weekly,” the analysis said. “This divergence — rising participation without aggressive price appreciation — typically reflects organic network usage rather than speculative churn.” Valuation and network-efficiency metrics also point to a market that is under pressure but not structurally broken. Alphractal described XRP’s NVT ratio as elevated but stabilizing, token velocity as moderate and VANV as neutral. In the firm’s reading, valuation relative to transferred value is not overheated, while velocity has not collapsed. Related Reading: XRP ETFs Post Longest Back-To-Back Gains Of 2026—Key Numbers Inside Derivatives positioning appears similarly contained. XRP open interest stands at $1.49 billion, equal to 1.69% of market cap. The long/short ratio is 2.34, while top trader sentiment is 2.05. Although positioning is tilted long, 24-hour liquidations are only $870,000, suggesting price action is not currently being driven by a broad leverage flush. Whale activity is less constructive. The whale-versus-retail delta is -0.81, indicating retail participation is exceeding whale aggression. Alphractal interpreted this as a sign that whales are not accumulating aggressively, though the data also does not point to heavy distribution. That supports the broader picture of range-bound accumulation rather than a decisive trend shift. The main constraint remains capital inflow. Alphractal’s Delta Growth Rate on a 365-day moving-average basis stands at -111.7, which the analysis said confirms weak new capital inflows over the past year. XRP, in this reading, is still being supported more by existing holders than fresh demand. The overall picture is therefore not one of full bullish confirmation. It is more specific: XRP is trading below cost basis, sentiment remains fearful and growth metrics are weak, but exchange supply is tight, leverage is controlled and network activity is recovering. At press time, XRP traded at $1.43. Featured image created with DALL.E, chart from TradingView.com

The conversation around XRP’s long-term price potential has always gravitated toward one question: what happens when Ripple’s infrastructure meets global banking at scale?    That same line of thinking extends to scenarios where the XRP Ledger begins handling a significant share of SWIFT’s transaction flow. An XRP enthusiast called The Real Remi Relief, who is known for his ultra-bullish predictions for XRP, projected that the cryptocurrency would need to trade somewhere around $1,500 to $2,000 just to provide enough liquidity and keep slippage under control if this happens. 50% Of SWIFT Theory Produces A 4-Figure XRP Number Ripple’s ecosystem now has partnerships with around 300 institutions, mostly through its acquisition of Hidden Road in 2025. Furthermore, at least 30 of the 50-plus banks named in SWIFT’s new retail payments framework are already maintaining ties to Ripple’s network. Therefore, it is no longer theoretical that Ripple could absorb a notable chunk of SWIFT’s flows in the coming years.  Related Reading: Pundit Shows How XRP’s Performance Has Outpaced Hedge Funds Calculations on X by crypto commentator The Remi Relief are putting hard numbers to the scenario, and the figures land the XRP price in four-digit territory.  The model begins with SWIFT’s scale. SWIFT facilitates approximately $150 trillion in cross-border transactions annually. The Remi Relief’s framework applies a 50% capture scenario to that volume.  At that threshold, around $250 billion must be held in active XRP liquidity at any given moment to prevent slippage, which is a pricing disruption that occurs when large trades move through thin order books. The math produces a price in the range of $1,500 to $2,000 for each unit of XRP in order to prevent this. Scale the capture rate to 100% of SWIFT, and the projection doubles to anywhere between $3,000 and $4,000 per XRP.  The model works only if one accepts the starting assumption that XRP would actually be handling a huge portion of SWIFT flows in the first place.  Ripple Is Building For Institutions Ripple’s recent strategy shows why some investors think the long-term XRP case is becoming more serious. In April 2025, the company announced its $1.25 billion acquisition of Hidden Road, one of the biggest deals in the crypto industry, and later completed that transaction as part of its push to build institutional-grade financial infrastructure. Related Reading: Japan Is Going In On XRP, But Can This Drive The Price To $10? Following its acquisition of GTreasury in 2025, Ripple expanded its Treasury platform into SWIFT’s ecosystem. Ripple Treasury’s platform now gives corporates a choice between traditional SWIFT rails and blockchain-powered settlement in seconds using XRP or RLUSD. However, building institutional rails is very different from capturing half of SWIFT, as the network is also not standing still. The network said that it would add a blockchain-based shared ledger to its infrastructure stack, and by early 2026, it said more than 50 banks across 16 countries are working to create a design focused initially on 24/7 cross-border payments. Featured image from Getty Images, chart from Tradingview.com

As global payment systems face pressure to become faster, cheaper, and less dependent on legacy intermediaries, attention is returning to blockchain-based alternatives. While countries explore alternatives to traditional systems, digital assets are increasingly entering the conversation, and XRP is drawing attention. Recent reports around early testing in Russia have sparked fresh discussion about whether XRP could play a larger role in the future of international payments. Connections between Ripple’s technology and Russia have surfaced through a mix of central bank experimentation and academic research. SMQKE, a market commentator on X, has revealed that in 2018, the Bank of Russia conducted a test on the Ripple platform in its Novosibirsk innovation laboratory, evaluating its potential for cross-border settlements. This outcome suggests it could serve as the basis for such a system pending resolution of organizational, legal, and technical barriers. What Russia’s Early Tests Could Mean For XRP Adoption Beyond central bank trials, Ripple and XRP have also been highlighted in institutional circles. A report from JPMorgan Chase, reportedly shared exclusively with Mihail Turlakov at Sterbank of Russia, mentioned Ripple for its speed, low cost, and liquidity advantages. This positions it as a compelling digital asset for financial institutions at scale and a potential disruptor in global cross-border payments.   Related Reading: How XRP Ledger Positions Itself At The Center Of Institutional Capital Flows Academic interest further reinforces this narrative. A 2020 paper from Southern Federal University presented at the FETDE 2020 conference examined blockchain adoption in Russia, giving specific attention to XRP’s role as a bridge currency for payments. Meanwhile, the paper also referenced the spam protection tool on the Ripple network. Coverage from CoinDesk points to a deeper strategic shift at Ripple centered on vertical integration across the financial stack. BankXRP mentioned a series of 2025 acquisitions involving Hidden Road for prime brokerage with $3 trillion in annual clearing, GTreasury for treasury management with $13 trillion in payments volume, and Rail for stablecoin payments infrastructure. These moves create end-to-end control over custody, liquidity, and settlement. This enables Ripple to integrate its RLUSD stablecoin, which is designed to enable near-instant cross-border payments with fewer intermediaries than traditional correspondent banking systems. Furthermore, this approach positions Ripple as an institutional financial stack provider rather than just a payments or stablecoin company, as detailed in the CoinDesk Data report commissioned by Ripple. A New Institutional Execution Tool Arrives For XRP Coinbase is set to introduce a Trade at Settlement (TAS) feature for XRP futures on May 1, 2026, marking a major step forward for regulated institutional execution. Related Reading: A Collection Of Ripple Developments That Suggests XRP Is A Solid Buy BankXRP has also mentioned that this new TAS mechanism tool allows institutional participants to execute block trades at the official settlement price, rather than being exposed to unpredictable intraday volatility. Featured image from iStock, chart from Tradingview.com

XRP is approaching a critical resistance zone as momentum builds toward a potential breakout. However, with price still struggling to clear the $1.53 level, the risk of rejection remains high. A failure at this key barrier could quickly shift sentiment and trigger a move lower, making the next reaction crucial for direction. Wave E Nears Completion As XRP Tests Key Resistance CasiTrades has highlighted that XRP is currently approaching a definitive stage in its market cycle, specifically moving toward the completion of Wave E within a larger consolidation pattern. Technical indicators across multiple subwave degrees are identifying the $1.53 level as the primary resistance hurdle. Related Reading: 4 Signs XRP Is Moving From Bearish to Bullish: Analyst The current forecast anticipates a series of upward moves into the $1.50 to $1.53 price range. This bullish remains technically valid as long as the price stays above the critical support of $1.39. A breach below this support would likely disrupt the current wave count and suggest a shift in momentum. Market observers are also keeping a close eye on Bitcoin’s performance, as its movement could influence XRP’s direction. If Bitcoin rallies into its own resistance zone near $79,000, it would likely provide the necessary tailwind for XRP to challenge the $1.50–$1.53 area. However, there is a risk of a wave failure where XRP falls just short of its target if Bitcoin reaches a local top. The price action shows a major test of resistance that will likely define XRP’s trajectory for the coming weeks. While a breakout would be significant, a rejection at these higher levels could lead to a sharp retracement to the $1.09 and $0.87 range. XRP Struggles To Reclaim $1.50 Resistance In a recent update, analyst Hov highlighted that XRP still hasn’t reclaimed the $1.50 level, a key resistance that continues to cap upside momentum. What makes this more notable is that several major cryptocurrencies have already pushed to new local highs, while XRP continues to lag.  Related Reading: XRP Locked In Range, But Here’s What Happening Underneath This relative weakness is beginning to raise concerns, suggesting that buyers have not yet fully stepped in with enough conviction to drive prices higher. From a structural perspective, XRP is currently forming a very clear triangle pattern. While this type of pattern often signals a buildup before a breakout, Hov cautions that overly obvious ones can sometimes lead to false expectations. The key trigger to watch now is a breakout above the ACE trendline. If confirmed, the next upside target sits around the $1.90 region, aligning with a possible wave 3 expansion from the lows. Beyond that, price action will need to be monitored closely to determine whether XRP can sustain a stronger bullish trend or if more consolidation lies ahead. Featured image from VectorStock, chart from Tradingview.com

Crypto pundit UnknowDLT has revealed that Japan has provided regulatory clarity for XRP, classifying it as a financial instrument. This comes amid predictions about the altcoin’s trajectory, including a possible rally to $10.  Japan Classifies XRP Along With Stocks And Bonds In an X post, the pundit noted that Japan has reclassified crypto assets as financial instruments, meaning that XRP now has the same legal status as a stock or bond. He added that the country with the strictest crypto regulations in the world has just put XRP on par with traditional financial assets.  Related Reading: Massive XRP Adoption Trend Paints The Most Bullish Picture Yet Amid this development, XRP pundit XRP Update noted that Japan was one of Ripple’s earliest strongholds. The pundit noted that, through its partnership with SBI, the company launched On-Demand Liquidity (ODL), using XRP as a bridge asset to enable real-time cross-border payments and eliminate pre-funding.  Since then, XRP has continued to witness massive adoption in Japan. Crypto pundit Xaif recently noted that Japan is tokenizing payments on the XRP Ledger. Specifically, SBI and Tobu Top Tours have partnered to issue prepaid payment tokens on the XRP Ledger, which are tied to the 30 trillion yen market.  Furthermore, Japanese crypto firm Rakuten Wallet has listed XRP for its 44 million users. These users will be able to buy XRP with loyalty points and can spend them across the country. This is part of an integration that connects XRP to up to 5 million merchants in the country. As such, XRP continues to see massive adoption in the country amid the token’s reclassification as a financial instrument.  A Rally To $13 Still In Play For XRP Crypto analyst Egrag Crypto has stated that an XRP rally to between $9 and $13 is still in play. He noted that market participants are focused on the descending triangle but are missing the bigger picture. He acknowledged that after 14 months of accumulation, the token formed this descending triangle and broke down as it statistically should.  Related Reading: XRP Is At A Critical Decision Point, But Can Price Still Rally To $2? However, Egrag Crypto said that this breakdown is not a trend failure but rather a liquidity sweep inside a macro uptrend. He added that the real structure is the Bifrost Bridge and that as long as XRP is rising in this macro channel, then the trend is intact. Also, the structure is bullish while the move is unfinished, signaling a further rally to the upside. The analyst stated that triangles are short-term patterns and that channels define cycles.  As such, Egrag Crypto is confident that XRP will still rally to as high as $13, with XRP still inside this macro channel. He added that a long accumulation translates to an explosive expansion.  At the time of writing, the XRP price is trading at around $1.45, up in the last 24 hours, according to data from CoinMarketCap. Featured image from Adobe Stock, chart from Tradingview.com

XRP has been trying to carry its momentum higher after last week’s rally, but at the moment, it’s running into a familiar ceiling. The token is now hovering at the top of its consolidation band, trading in the roughly $1.3 to $1.4 area, yet buyers have not been able to push it through into a sustained breakout.  Even so, XRP’s daily MACD has flipped bullish for the first time since January, a shift that could signal improving momentum and a potential renewed leg up. According to market expert Sam Daodu, whether this reversal holds will depend on key developments over the next ten days. Several major macro and regulatory milestones will act as the near-term ‘trigger points’.  This Signal Has Big History Daodu notes that on XRP’s daily chart, the MACD line remained below the signal line for most of 2026. Attempts to flip bullish repeatedly failed until now. The difference this time, he says, is that the bullish change has managed to hold rather than reversing immediately. He also points out that when XRP has seen the MACD flip before, it hasn’t been a small event. The last time the same type of bullish signal held, XRP recorded its biggest move in months.  Related Reading: AAVE Price Plummets By 26%: $9 Billion Net Outflows Traced To Kelp DAO Hack Back in early January, the MACD flipped bullish, and the token rallied about 25% in one week. That move culminated in a peak around $2.40 on January 7, which Daodu describes as XRP’s strongest rally of the year at the time—and one that began with the same bullish momentum setup that’s reappearing now. Even with the momentum indicator turning, Daodu argues that XRP still needs two key catalysts to break out cleanly rather than merely oscillating inside the current range.  The first is regulatory progress tied to the CLARITY Act. Specifically, he says the CLARITY Act markup needs to happen before May, because institutional participation often depends on clearer regulatory visibility.  The second catalyst is geopolitical resolution—he expects the ceasefire in the war to be extended beyond April 22. Put together, those developments are important because they could unlock additional institutional demand that has been waiting for clarity. XRP Breakout Watch Daodu projects that if both of those factors fall into place, institutions waiting for regulatory cover could pour another $4 to $8 billion into XRP exchange-traded funds (ETFs).  From a price-confirmation perspective, he adds that a daily close above $1.55 would validate the MACD flip and reinforce the idea that the current breakout attempt is more than a temporary spike.  If that confirmation arrives, the upside targets he references will point back towards $1.80. This would represent a 25% rally in the altcoin’s price from the current level of $1.43.  Related Reading: A Stark XRP Price Call: Why One Analyst Says It Could Be Under $1 By 2031 There is, however, a clearer path for the rally to stall. The fastest way for momentum to fade, in his view, is for the ceasefire to expire on April 22 without a new deal.  If fighting resumes, he expects oil prices to climb back above $100, which can quickly pressure risk assets. In that environment, the MACD could flip back to bearish. And if the CLARITY Act also stalls beyond May, he expects that XRP would likely give back the move it has built so far, potentially sliding to $1.30 or lower. Featured image from OpenArt, chart from TradingView.com 

XRP may be entering a more constructive phase, according to a new thread via X from market analyst Ali Martinez (@alicharts), who argued on April 21 via X that the asset is showing a “structural trend shift from bearish to bullish.” The case rests on a mix of trend-following indicators, whale accumulation, exchange supply dynamics, and a tightening chart structure that could set up a larger move. 4 Signs XRP Is Turning Bullish Ali’s first signal is a change in the macro trend on the daily chart. In the thread, he said the SuperTrend indicator has now issued its first buy signal since January, a notable reversal after months of persistent sell pressure. He wrote: “On the daily chart, the SuperTrend indicator has flashed a buy signal for the first time since January. This flip suggests that selling pressure is waning down, and XRP could be gearing up for a trend reversal.” Related Reading: ‘The Short Version For Why I Hold XRP Through Everything’; Analyst Reveals That call builds on an earlier April 18 post in which Ali framed the signal as a potentially important inflection point. “For the first time since Jan. 17, the SuperTrend indicator has flipped bullish on the daily chart. After months of ‘sell’ pressure, we are officially seeing a buy signal that anticipates a major comeback in XRP’s trend. While the trend has shifted, the real test lies at $1.55,” he wrote. The second sign is positioning from large holders. Ali said on-chain data from Santiment shows whales accumulated roughly 360 million XRP over the past week. If that accumulation continues, it adds weight to the idea that the recent change in trend is being supported by capital rather than by a short-lived bounce. The third sign is the setup forming on lower time frames. Ali said XRP has been compressing into a symmetrical triangle, a structure he argued could foreshadow a 35% move once price breaks out decisively. In his telling, the pattern fits with the broader shift underway: macro conditions are improving, supply is being pulled off exchanges, and price is coiling into a tighter range. Related Reading: Is XRP Gearing Up For A 35% Move? This Pattern May Suggest So “As the macro trend flips and supply is pulled off exchanges, a symmetrical triangle has formed on the lower time frames. This pattern has compressed the price into a tight range, anticipating a 35% move once a breakout occurs,” he writes. The fourth sign is the clarity of the invalidation and breakout levels. He says a daily close above $1.55 would validate the breakout and open the way toward $1.90, describing that resistance as “the key level” that has capped upside recently. At the same time, he said the bullish outlook remains intact only as long as XRP holds the $1.30 support zone. Rather than calling for an immediate breakout, Ali is outlining a market that may be transitioning from defense to offense, with defined levels that would either confirm or weaken the thesis. A bullish SuperTrend flip, whale accumulation, a compressed triangle, and a nearby resistance test do not amount to proof on their own. Together, though, they form a coherent case that XRP may be moving out of a bearish regime and into an early bullish one. At press time, XRP traded at $1.4368. Featured image created with DALL.E, chart from TradingView.com