THE LATEST CRYPTO NEWS

Over the past month, the XRP price has experienced a significant decline, with its price dropping by 23% amid mounting selling pressure following the crypto market crash on October 10. Some analysts are now suggesting that the altcoin’s correction is not yet complete.  A Retest Of Key Fibonacci Level On The Horizon Market expert Casi Trades recently shared insights on social media site X (formerly Twitter), indicating that enthusiasm surrounding the recent partnership announcement with Mastercard may have been premature. During the Ripple Swell 2025 event in New York, the company unveiled a new collaboration with Mastercard, WebBank, and crypto exchange Gemini to test its RLUSD stablecoin as a means of settling credit card transactions.  Related Reading: Weakness In Major Cryptos: What Key Technical Metrics Indicate For Bitcoin, Ethereum, And Solana The announcement initially propelled the XRP price toward the $2.41 mark. However, this surge was short-lived, and the price quickly retraced. It maintained its trajectory below the previous Fibonacci Wave 1 low, as seen in the chart below.  Casi Trades noted that this price rejection reinforces the belief that the Wave 3 low at $2.05 has not been adequately tested. She anticipates that the XRP price will likely trend downward toward this Fibonacci level to complete the subwave 5 of Wave 3.  Additionally, the relative strength index (RSI) supports this bearish outlook, indicating a divergence at the recent price high and suggesting a retest of the lower trendline is imminent. XRP Price Poised For An Explosive 2,155% Increase?  Despite the current bearish sentiment, some analysts maintain bullish projections for the XRP price. Egrag Crypto recently remarked that the ongoing price formation resembles a range rather than a straightforward ascending wedge or rectangle.  Based on measured moves, projections suggest that the altcoin could reach a new all-time high around $10. If this is indeed Macro Wave 2, the anticipated Wave 3 could be 1.618 times the length of Wave 1, potentially placing targets between $14 and $25. Related Reading: Ethereum Price Needs To Reclaim This Key Level To Prevent Drop To $1,700 Moreover, the analyst pointed out the growing speculation that XRP will revisit its $0.77 wick on Binance. However, Egrag countered these discussions, noting that the altcoin could also reach the $50 “wick” observed on the Gemini crypto exchange.  While some believe the Binance wick to $0.77 must be filled, Egrag argues that ignoring the potential for XRP to hit $50 is a mistake, especially if market symmetry comes into play.  The analyst concluded his thesis by stating that this cycle could see the XRP price reaching that $50 level as the market undergoes its “final blow-off phase.” This would imply a major 2,155% uptrend ahead for the altcoin’s price.  When writing, XRP trades at $2.22, still recording gains of 318% year-to-date, according to CoinGecko data.  Featured image from DALL-E, chart from TradingView.com 

Asset management firm Franklin Templeton recently submitted an amended S-1 filing to the SEC for its pending spot XRP exchange-traded fund (ETF), the Franklin XRP Trust. The amendment, dated November 4, 2025, includes one key regulatory difference from earlier versions that would likely affect the approval process for the XRP ETF. What’s Different About Franklin Templeton’s New XRP ETF Filing ETF analyst James Seyffart shared the update on X (formerly Twitter), highlighting the removal of the 8(a) delay clause, which typically gives the SEC control over when a filing becomes effective. Usually, when an issuing firm files for an ETF, it includes what’s called a “delaying amendment.” This clause grants the SEC the authority to determine the exact time the filing takes effect. Franklin Templeton employed that standard wording in its earlier filings, including the initial submission on March 11, 2025, and a subsequent amendment on August 22, 2025. Related Reading: Bitcoin Supply In Profit Just Crashed To A New 2025 Low – What This Means For Price The latest filing, however, shortens that delaying condition. Instead, it states that the registration “shall hereafter become effective in accordance with the provisions of section 8(a) of the Securities Act of 1933.” Under this rule, the Franklin spot XRP ETF registration automatically becomes effective 20 days after filing, unless the SEC intervenes.  The Franklin XRP Trust will primarily hold XRP as its primary asset and track the token’s market price, with Coinbase Custody managing asset storage and BNY Mellon overseeing cash holdings. The trust seeks a listing on the Cboe BZX Exchange, adopting a structure similar to other recently approved crypto ETFs. A Growing Trend Of Fast-Tracked Crypto ETF Filings Franklin Templeton’s update isn’t happening in isolation. Other asset managers, including Bitwise and Canary Funds, have also made similar changes to their S-1 filings for XRP ETFs in recent weeks, cutting back on the delay wording that typically allows the SEC to set the launch timeline. The growing series of S-1 changes demonstrates how these ETF issuers are reclaiming control over the timing of XRP ETF approvals. Journalist Eleanor Terrett highlighted this trend on X, noting that it has become more common since the US government shutdown in October. During that period, the SEC’s review process slowed, prompting many asset managers to use the timing rule to expedite their filings. Related Reading: Pundit Highlights Major Move For XRP And RLUSD, Will Price Follow? The issuing companies may also be using the same “fast-track” rule that helped other spot crypto ETFs such as Solana (SOL), Litecoin (LTC), and Hedera (HBAR) launch last month. By shortening the delay provision, Franklin Templeton’s XRP ETF now follows the same accelerated path and may receive approval before the end of November. While the SEC can still intervene, this change indicates that XRP ETF issuers are gaining more control over approval timing by adopting faster pathways, signaling that this time, things could indeed be different. Featured image created with Dall.E, chart from Tradingview.com

XRP continues to defend key support levels as bullish momentum builds beneath the surface. Traders are watching closely as the price hovers above the rising 20-month EMA, a crucial line that could determine whether the next leg higher unfolds.  XRP Maintains Bullish Structure Above $1.75 Support Providing an update on the XRP chart, More Crypto Online highlighted that the situation remains largely unchanged, with price action still developing within a broader bullish structure. The analyst emphasized that the ongoing movement continues to follow a pattern of three-wave pullbacks, suggesting that the uptrend remains intact as long as XRP holds above the critical $1.75 support level. Related Reading: Massive XRP Rally Ahead? Bold Forecast Calls For $100 Before 2030 According to his analysis, as long as buyers continue to defend this zone, the structure points toward an eventual continuation of the upward trend. The repeated three-wave corrections indicate that the market may still be in a controlled consolidation phase rather than a reversal. However, the analyst highlighted that a confirmed breakout has yet to occur. The key resistance zone between $2.69 and $2.84 continues to act as a ceiling, limiting XRP’s upward momentum. Until the price breaks above this range decisively, the broader market will likely remain in a phase of consolidation and uncertainty. More Crypto Online added that a five-wave breakout above the $2.84 level could signal renewed strength and open the door to higher targets. The next major objective in that case would be around $3.40, which could serve as a staging point for another push toward the $5 region.  XRP’s 20-Month EMA Emerges As The Line Between Strength and Struggle In an XRP post, ChartNerd pointed out that the 20-month Exponential Moving Average (EMA) is positioned around $1.94 and is gradually climbing. This long-term moving average has historically served as a strong indicator of trend direction, and its current trajectory suggests that the broader bullish structure could still be intact. Related Reading: XRP Price Gains Traction — Buyers Pile In Ahead Of Key Technical Breakout ChartNerd emphasized that turning the 20-month EMA into solid support would be a significant confirmation of continued upside momentum, paving the way for XRP to push toward higher resistance zones in the coming sessions. The analyst remains optimistic that the EMA will act as a reliable foundation for further gains. However, ChartNerd also cautioned that a decisive drop below the $1.94 EMA could weaken the bullish outlook, triggering a deeper retracement. Still, he noted that “the boat is yet to raise its sails,” implying that XRP’s next major move has yet to unfold, and patience may be key as traders await confirmation of the next trend direction. Featured image from Adobe Stock, chart from Tradingview.com

Ripple’s Swell 2025 conference in New York has quickly become one of the most talked-about events in the crypto and finance world. Among the highlights was a statement from Maxwell Stein, a member of BlackRock’s digital assets team, that sent the audience into applause and resonated with enthusiasts on social media.  He revealed that the global financial market is now ready for large-scale blockchain adoption, and the infrastructure being built by companies like Ripple could soon facilitate the movement of trillions of dollars on-chain. BlackRock’s Maxwell Stein Says The Crypto Market Is Ready During his session, Stein highlighted the transformation underway in global finance, noting that traditional securities are still held in legacy systems but that this separation between traditional and tokenized assets is gradually disappearing.  Related Reading: Ripple Just Launched A Game-Changing Service In The US Leveraging XRP And RLUSD He explained that in the short term, proving utility is the most important thing to gaining broader adoption and that there are currently two types of users driving this shift: those already in the crypto space and a second wave of early institutional adopters.  Stein emphasized the need for continued market momentum to demonstrate the practical usefulness of blockchain solutions and attract larger financial players. “We need that market momentum in order to prove the utility, to actually get the larger players to eventually come in,” he said. As noted by an XRP advocate with the name Diana on the social media platform X, Stein credited Ripple and other early builders for proving that blockchain works. Not as a concept, but as real financial infrastructure. The idea that trillions in capital could eventually move through blockchain rails represents a fundamental change in how the world’s financial systems might operate. The idea sounded like a myth back when the crypto industry was first created.  What once seemed like a distant fantasy in crypto’s early days has begun to take shape as reality, and big names like traditional finance are now moving into the crypto industry every day. Nasdaq’s CEO Says Regulation Is Important Nasdaq CEO Adena Friedman also shared her perspective at the event, focusing on the need for regulatory clarity to encourage broader institutional participation in the digital asset space. She explained that major institutions want to engage but require clearly defined rules that prioritize investor protection and establish stable frameworks.  Related Reading: Pundit Elaborates On Ripple/SWIFT Theory That Will Send The XRP Price To $1,000 According to her, once such clarity is achieved, these institutions can confidently enter the market knowing that they are operating under secure and transparent guidelines. Friedman added that significant progress is already happening within traditional finance, as many banks are experimenting with tokenized bonds, fixed income instruments, and the creation of stablecoins.  This growing involvement is evidence that institutions are not waiting for innovation to reach them. They are actively finding ways to participate in the digital asset ecosystem while awaiting the full regulatory go-ahead. “But I think to get them really engaged in the market, there has to be regulatory clarity,” Friedman said. Featured image from Peakpx, chart from Tradingview.com

Following a stormy week that erased over $1 trillion in crypto market capitalization, signs of recovery are emerging, with  the XRP price leading the way. While Bitcoin struggled to hold the $104,000 mark and Ethereum remained under pressure near $3,400, the XRP price rallied nearly 5% to trade around $2.31, outpacing both majors. Related Reading: Galaxy Digital Slashes Bitcoin EOY Price Target To $120,000 Analysts attribute this strength to robust fundamentals, including Ripple’s strategic partnership with Mastercard and renewed institutional interest following a $500 million investment round. The Mastercard collaboration marks one of the first instances of a U.S.-regulated bank testing real credit card transactions on a public blockchain through Ripple’s RLUSD stablecoin. The move underscores the growing shift from speculative crypto use cases to enterprise-grade payment infrastructure. BlackRock XRP ETF Speculation Adds Institutional FOMO Momentum also intensified after BlackRock’s Director of Digital Assets, Maxwell Stein, hinted at Ripple’s Swell conference that “trillions are definitely coming on-chain.” The comment reignited speculation around a potential BlackRock XRP ETF, a development that could reshape institutional exposure to the asset. Analysts note that such a product would provide regulatory recognition and attract billions in inflows, potentially revving the long-term value growth of the XRP price. The buzz comes as Ripple’s valuation climbs to $40 billion following its latest funding round, led by Fortress Investment Group and Citadel Securities. Major firms, such as Pantera Capital and Galaxy Digital, also joined, backing institutional confidence in Ripple’s blockchain-based payment systems. Observers say that this backing, blended with the growing utility of the network, positions XRP as a frontrunner for the next institutional adoption wave. XRP's price trends downwards on the daily chart. Source: XRPUSD on Tradingview On-Chain Growth Signals Accumulation and XRP Price Recovery Despite the broader market’s volatility, on-chain data reveals growing conviction among XRP holders. Glassnode reported that more than 1.4 billion XRP tokens have been withdrawn from exchanges since September, the fastest accumulation pace since 2022. Similarly, network activity surged, with over 21,000 new wallets created within 48 hours, marking the highest growth since January. This combination of reduced exchange supply, rising wallet creation, and expanding institutional partnerships paints a bullish picture for XRP’s medium-term trajectory. If the asset maintains support above $2.30, analysts expect a possible move toward the $2.60–$3.00 range. Related Reading: Analyst Predicts Bitcoin Price Crash To $87,000 If This Happens As Bitcoin and Ethereum consolidate, XRP’s growing real-world utility and corporate adoption suggest that the XRP price recovery may not just be a relief bounce, but the start of a new leadership phase in the next crypto cycle. Cover image from ChatGPT, XRPUSD chart from Tradingview

Crypto analyst Arthur has predicted that the XRP price is preparing to decouple from Bitcoin (BTC). For years, XRP’s price movements have mirrored those of BTC, but according to Arthur, the market is evolving in ways that could soon set XRP apart. The emergence of Ripple’s new institutional brokerage platform and recent acquisitions, alongside the growing strength of its associated stablecoin, are key drivers that the analyst believes could drive this separation. XRP Price Set To Break Away From Bitcoin Arthur’s recent thread shared on X social media paints a confident picture of XRP’s future. He argues that the cryptocurrency is starting to chart its own course, breaking away from Bitcoin’s influence. Traditionally, XRP’s price has followed BTC’s overall direction and trajectory, rising and falling in tandem with the broader altcoin market.  Related Reading: Why This Analyst Is More Bullish On XRP Over Ethereum For The Short-Term However, Arthur believes that the latest developments surrounding Ripple, a crypto payments company, could significantly change this dynamic. He points to Ripple Prime as the biggest factor that could drive this shift. Notably, Ripple Prime is a digital asset spot prime brokerage that Ripple recently launched following its acquisition of Hidden Road. The brokerage platform offers OTC spot trading, Foreign Exchange (FX), derivatives, and swaps, all seamlessly integrated with XRP and RLUSD, Ripple’s regulated stablecoin.  By offering Wall Street a means to enter the blockchain finance market, Arthur contends that Ripple Prime could redefine how institutions view digital assets like XRP. Instead of being swayed by broader market sentiment, this institutional demand from Ripple’s new brokerage platform and ongoing developments could drive XRP’s value based on measurable utility. Additionally, it could finally establish the cryptocurrency as a standalone asset rather than one that constantly tracks Bitcoin’s movements.  In his analysis, Arthur frames Bitcoin as a speculative digital asset, while XRP is viewed as a form of financial infrastructure. He explains that this is a crucial distinction considering infrastructure assets are typically driven by real-world adoption and utility, rather than “hype cycles.” With RLUSD surpassing a $1 billion market cap just a year after its launch, the analyst maintains that Ripple has established a stable and transparent institutional framework that effectively balances liquidity and compliance. Through this setup, RLUSD provides price stability, while XRP offers transaction liquidity, creating a financial ecosystem designed for real-world use, which is ideal for driving price growth.  Regulation And Utility Shifts To Redefine XRP’s Identity Arthur expands on his analysis by connecting Ripple’s recent developments to a broader picture. He explains that institutions using Ripple Prime to settle payments with XRP and RLUSD are driven by different incentives. They do not care about Bitcoin and are not chasing speculative gains like typical crypto traders, but prioritize efficiency, regulation, and liquidity.  Related Reading: Analyst Shares Why He Bought A Massive Stack Of XRP, ‘It’s Not A Gamble’ He also highlighted the potential impact of the upcoming CLARITY Act in the US. If passed, the analyst says that the bill could reclassify XRP as a commodity, moving it away from the “crypto basket” and placing it in the same regulatory category as assets like gold. Through this combination of legal clarity, stablecoin integration, asset class change, and subsequent institutional demand, Arthur says that XRP’s price will gradually decouple from Bitcoin. Featured image from Freepik, chart from Tradingview.com

XRP’s latest downswing has dragged price into a cluster of long-term volume and mean-reversion levels, with one prominent market technician flagging Korea as the epicenter of near-term spot selling. XRP Faces Crucial Support In charts shared over the past 24 hours, trader Dom (@traderview2) said XRP has “reached the 12M rVWAP for the first time this year,” adding that it “really isn’t a level we want to be trading under for awhile.” He warned that if bulls lose that 12-month rolling VWAP, “we are looking at the range low of $2 as the next area of interest,” whereas a swift recovery would require “$2.50 [to] regain to get out of danger area.” Dom also pointed to order-book composition: “Spot orderbooks are skewed towards bids right now which is positive, but snapping the local low will likely send us back to $2 where the rest of the bids sit.” Dom’s VWAP-suite chart places spot price pressing directly into the 12-month rolling VWAP ribbon after failing to sustain above the prior distribution shelf, a configuration that often separates trending from mean-reverting phases. Testing this line for the first time this year is notable because multi-month rVWAPs act as dynamic fair-value proxies; sustained closes below them historically coincide with further probing of high-volume nodes beneath. Related Reading: Rare Chart Formation That Led To An 87% XRP Price Crash Has Resurfaced Korea Dictates The XRP Price Move Once Again The geographic concentration of selling has amplified the risk of a deeper tag of that range. Dom said the bulk of the spot pressure was exchange-specific: “They do NOT look happy over there in Korean… 84% of all the spot sell pressure over the last 2 days has came from Upbit.” A cumulative volume delta (CVD) breakdown by exchange corroborates the outsized role of the Korean venue, with Upbit’s CVD line deeply negative while Binance, Coinbase, Bybit, OKX, Kraken and Bitstamp hover comparatively flat near the zero line. In practical terms, that mix indicates real-coin distribution flowed predominantly through the KRW corridor even as other USD- and USDT-based venues showed less aggressive net selling. Related Reading: XRP Price At $10,000-$50,000 Is Nonsense: Analyst Bashes Calls For Bitcoin-Like Prices A separate high-timeframe chart from IncomeSharks frames the downside magnet with simple clarity. The analyst posted a daily XRP/USD view with a broad demand zone centered just under $2.00 and commented: “XRP — If you missed it under $2 you’ll probably have a chance to bid it again.” The chart highlights how the late-summer impulse failed to retake overhead resistance and how subsequent lower highs left a clean air pocket toward the December–March value area that begins around the psychologically dense $2.00 handle. The analyst expects a retracement as low as $1.80-$1.70 if the psychological important $2 mark doesn’t hold. At press time, XRP traded at $2.21. Featured image created with DALL.E, chart from TradingView.com

Crypto pundit Jack has drawn attention to a valuation model that puts the XRP price at $18,000. This is based on the discounted cash flow model, which focuses on the XRP Ledger’s utility and XRP’s role as the native token.  Valuation Model That Puts The XRP Price At $18,000 In an X post, Jack revealed that the discounted cash flow model puts the XRP price’s fair value at $18,036. He noted that the world is racing into tokenization and that the momentum is unstoppable. Based on this, he predicts that trillions of dollars in capital could flow into the XRP Ledger, powered by real-world assets (RWAs).  Related Reading: XRP Price Performance In November: History Says It’s The Most Bullish Month In History The valuation model showed that the XRP Ledger may be viewed as a “pipeline of value,” in which the value passing through the network can be thought of as cash flow in a traditional business system. This could then boost XRP’s utility, potentially putting the XRP price at $18,000.  Interestingly, there is also the possibility of the XRP price’s fair value being higher than $18,000 based on this discounted cash flow model. This could happen if economic growth rates are higher once crypto adoption spurs new businesses and economic models. These new businesses and economic models could lead to increased adoption for XRP and a subsequent price increase.  Notably, crypto adoption, especially in traditional finance (TradFi), has been on the rise, boosting XRP’s adoption. This includes the launch of several XRP ETFs, which marks a positive for the XRP price. Meanwhile, Ripple has expanded its business with the surge in crypto adoption. This includes the acquisition of the prime broker Hidden Road, with the crypto firm already exploring how to include XRP products on the platform.  Community Reacts To Price Prediction The valuation model for the XRP price sparked reactions among XRP community members. Community member XR noted that valuation models project extreme prices that often rely on perfect conditions that rarely exist. The community member added that tokenization on the XRPL may indeed bring large capital inflows, but asserted that it won’t dictate real value.  Related Reading: Wave 3 Target Suggests That The XRP Price Is Headed For $10 Instead, XR declared that adoption, regulation, and liquidity depth will determine the real value of the XRP price. The community member further remarked that sustainable growth will always follow verified utility.  Meanwhile, another community member stated XRP might not necessarily be used for the transactions even if trillions get transacted on the XRP Ledger. They added that XRP will be used to pay gas fees, but it won’t be the currency used for transactions. As such, trillions flowing into the XRPL may not have much impact on the XRP price. At the time of writing, the XRP price is trading at around $2.2, down over 4% in the last 24 hours, according to data from CoinMarketCap. Featured image from Freepik, chart from Tradingview.com

A well-known crypto voice on X is drawing attention to what he calls a “big move for XRP & RLUSD.” He points to Bitnomial, a regulated U.S. derivatives exchange, which recently extended its margin program to include stablecoins and digital assets. Xaif believes this could introduce a new phase of utility for XRP and RLUSD as real-world assets, raising the question: if their use is growing, will their prices also start to rise? Xaif Crypto Spotlights Big Move For XRP And RLUSD In a post shared with his followers, the crypto pundit highlighted that Bitnomial is now the first clearinghouse in the country to accept stablecoins as margin collateral. Sharing an image from Bitnomial’s official announcement, he wrote, “Utility is going mainstream,” pointing to how Ripple USD (RLUSD) and XRP are now part of the company’s first-ever stablecoin margin program. Related Reading: Analyst Reveals What Ripple’s Latest Launch In The US Means For The XRP Price According to the Bitnomial statement, institutional clients can already use RLUSD and XRP for margin deposits when trading leveraged futures, options, and perpetual contracts on the Bitnomial Exchange, and now, retail access will follow soon through Bitnomial’s retail trading platform, Botanical. Xaif Crypto suggests the move proves Ripple’s digital assets infrastructure is gaining a stronger foothold in regulated markets. His emphasis on mainstream crypto utility suggests growing optimism that XRP’s utility is growing beyond payments into everyday trading systems. In this context, greater institutional recognition of XRP and RLUSD could boost liquidity and market activity, potentially supporting XRP’s price uptrend. Bitnomial Becomes First U.S.-Regulated Clearinghouse To Accept Stablecoins In the X post highlighted by Xaif Crypto, Bitnomial confirmed that its registered clearinghouse, Bitnomial Clearinghouse, LLC, is officially the first U.S.-regulated derivatives clearinghouse to accept both stablecoins and other digital assets as margin collateral.  According to the press release, the company’s latest extension into digital asset-based collateral enables traders to post margin using US-pegged stablecoins, such as RLUSD, thereby improving capital efficiency while maintaining blockchain-based settlement. It also extends digital asset support to XRP, integrating it more deeply into institutional trading frameworks and opening new possibilities for its use in leveraged crypto derivatives. Related Reading: Here’s Why The Bitcoin, Ethereum, And Dogecoin Prices Are Crashing Again Following an earlier move in September 2025, Bitnomial became the first CFTC-regulated exchange to accept crypto assets as native margin deposits. The development underscores the link between regulatory approval and real-world crypto trading, suggesting it could strengthen both XRP’s and RLUSD’s practical roles in the market. As these roles evolve beyond theory into regulated use, attention now turns to how prices may respond. With XRP trading around $2.24, the question “Will price follow?” remains open. Xaif Crypto suggests a moment when real crypto utility and market performance may finally align, showing progress for the XRP price as trading grows more consistent and market depth improves. Featured image created with Dall.E, chart from Tradingview.com

Ripple’s latest acquisition has firmly positioned the company within the heart of the US financial market, expanding its influence in the country and drawing attention to the XRP price. The new US-based spot prime brokerage firm, Ripple Prime, signals a pivotal moment not only for Ripple’s ecosystem but for the future of XRP. As analysts weigh in on this groundbreaking launch, attention is shifting to how this new development could redefine XRP’s role within institutional trading, liquidity, and settlement.  XRP Price In Focus After Ripple Prime US Launch In an X social media post on Monday, crypto analyst Pumpius announced that Ripple Prime is officially live in the US following the recent acquisition of Hidden Road in October. Through its newly launched Ripple Prime platform, the crypto company has formally entered Wall Street’s playing field, marking a bold step into mainstream financial markets. Related Reading: Altcoin Season Loading: Bullish Factors That Point To A Massive Surge By using Ripple Prime, institutional investors in the US will be able to execute Over-the-Counter (OTC) Spot transactions across major digital assets and stablecoins, including XRP and RLUSD for the first time. Pumpius asserted that this is not a pilot program or limited rollout, but Ripple’s full-scale institutional entry into the US financial system and markets.  Additionally, the analyst emphasized that Ripple Prime is built to serve as a regulated brokerage infrastructure, offering deep multi-asset liquidity and on-demand settlement powered by XRP and RLUSD. He explained that these features place XRP at the centre of institutional trading, settlement, and liquidity aggregation. Moreover, with this integration, the XRP price, currently trading at $2.26, could experience further upward pressure, as consistent demand beyond retail usage fuels greater institutional adoption.  Ripple has confirmed through its official website that the new Ripple Prime will expand institutional access to not just digital assets but derivatives, swaps, fixed income instruments, and others—all under one unified system. In addition, Pumpius has stated that Ripple Prime represents the “missing piece” that connects traditional capital markets to digital finance.  XRP Moves From Retail Coin To Institutional Asset Crypto commentator BD also shared his thoughts on the newly launched Ripple Prime on X, highlighting that the spot brokerage firm could transform XRP’s market perception. According to him, Ripple Prime gives US institutional clients direct access to XRP through the same infrastructure used for Foreign Exchange (FX) and commodities.  Related Reading: Forget Cardano, Why Shiba Inu’s Shibarium Is The Real Ghost Chain BD emphasized that with this new development, XRP is no longer just a “retail coin” but is becoming institutional money. This means that XRP could potentially attract a new layer of demand, which could support its price by creating steadier trading volumes and stronger liquidity.  Notably, Ripple announced its Ripple Prime US launch on Monday, November 3, via X. The crypto company confirmed that the new brokerage firm will help enable cross-margining of OTC spot holdings with the rest of clients’ digital asset portfolios, including OTC swaps, Chicago Mercantile Exchange (CME) futures, and options.  Featured image created with Dall.E, chart from Tradingview.com

Crypto analyst Tony Severino has revealed a rare chart formation, which presents a bearish outlook for the XRP price. This comes amid a market downtrend, with concerns that XRP may have topped in this market cycle.  Rare Chart Pattern That Sparked 87% XRP Price Crash Resurfaces  In an X post, Severino revealed that the XRP monthly LMACD has crossed bearish for the third time ever. He noted that the past two bearish crossovers resulted in an 87% and 71% drawdown after the signal fired. The analyst added that this signal, this time around, is still unconfirmed. As such, he remarked that bulls must push the XRP price much higher this month or they risk seeing the signal being confirmed.  Related Reading: Wave 3 Target Suggests That The XRP Price Is Headed For $10 Severino’s analysis comes amid a crypto market downtrend, which has pushed the XRP price lower. The altcoin is now at risk of dropping below the psychological $2 level, a level that it fell below during the $19 billion liquidation event in October. Notably, crypto analyst CasiTrades had earlier predicted that XRP could still drop to as low as $1.4 before it bottoms.  The analyst is confident that such a crash for the XRP price is the perfect buy-the-dip opportunity as she expects the altcoin to still rally to a new all-time high (ATH), potentially reaching as high as $10. From a fundamentals perspective, there are also positives for XRP, which could spark a significant rebound.  Canary Capital’s spot XRP ETF is on course to launch on November 13, while Grayscale and Bitwise have also amended their filings, meaning they could launch soon. Ripple also just launched a crypto prime brokerage in the U.S. to offer OTC trading for XRP, RLUSD, and other crypto assets.  A Breakout For XRP On The Horizon Crypto analyst Ether has indicated that the XRP price is primed to break above the resistance level at $3.1 soon enough. He stated that the current resistance is bound to break with the altcoin’s price accumulating over the major support at $1.9. The analyst explained that each test weakens the sellers’ defense while supply gets absorbed, liquidity thins out, and the market builds pressure.  Related Reading: High Liquidity At This Level Could Send The XRP Price Surging Soon Furthermore, Ether noted that steady accumulation above strong support shows that the buyers are quietly taking control and that energy is being stored for an explosive move. In line with this, he declared that the XRP price breakout is no longer a question of if but when. In the meantime, CasiTrades stated that XRP is eyeing the $2.04 and $1.72 supports as part of the final wave to the downside.  At the time of writing, the XRP price is trading at around $2.2, down over 6% in the last 24 hours, according to data from CoinMarketCap. Featured image from Freepik, chart from Tradingview.com

In a shocking flash surge that stunned traders worldwide, XRP’s price briefly skyrocketed to unprecedented heights on several major exchanges before rapidly collapsing back to its previous levels within seconds. The extraordinary spike triggered a wave of confusion across the crypto community, prompting questions about data integrity, liquidity anomalies, and possible faults in exchange systems. How The Event quickly spread And Was interpreted online The digital asset world was set ablaze recently when XRP inexplicably surged to an astonishing $9,800 across multiple exchanges for several seconds. According to KingXRP’s post on X, many experts believe that this was a test run for XRP’s upcoming role as a global reserve currency. Related Reading: XRP’s 100 Billion Supply Is By Design – Insider Reveals Why KingXRP noted that the $650 trillion global real estate market is actively preparing for mass tokenization on the XRP Ledger through the RealFi platform, powered by the real token. While REAL is currently trading at $0.03, analysts in the community are projecting that the token could rapidly surge to $176.99, especially once major Centralized Exchange (CEX) listings go live. KingXRP concluded that a massive supply shock may be imminent. Crypto analyst Skipper_xrp has emphasized that a former central banker and regulator, Marius Jurgilas, believes that XRP Ledger (XRPL) is setting the stage for massive-scale institutional investment inflows, potentially worth trillions. According to the expert, the focus is on utility, not speculation.  This is a new era project of open and people-powered journalism with the BXE token, which is set to launch on a centralized exchange on November 14th. This BXE token powers a decentralized media platform built directly on the XRP Ledger, and it’s now live with an impressive fleet of 104+ authors and over 300 articles. Currently, BXE is trading at a humble $0.07, while analysts are forecasting a monumental jump to $19 and even $24. Why Utility Chains Will Outlast The Speculative Cycle An analyst known as the unknowDLT has also mentioned that Brad Garlinghouse stated a few days ago that we are officially closing the era of speculation and transitioning into the era of utility. At the core of this impending paradigm is XRP. The altcoin has been building foundational relationships, positioning itself at the center of this change, and engaging with regulators from day one. Related Reading: Financial Analyst Reveals How XRP Will Bridge Physical And Digital Value However, the imminent impact of the Clarity Act will relegate a staggering 99% of projects to values bordering on zero. It is no coincidence that this current speculative bull run feels profoundly different from previous ones. Meanwhile, Rosie Rios, the former US Treasurer and figure who literally signed the fiat currency of the old world, knows the role XRP is designed to play in the new financial system. Featured image from Freepik, chart from Tradingview.com

A prominent crypto commentator known as Remi Relief has expanded on theories linking Ripple, SWIFT, and the global banking system to the long-term valuation of XRP.  His post on the social media platform X came in response to a discussion initiated by well-known analyst Paul Barron, who questioned whether Ripple’s strategy has always been to bridge the increasingly fragmented world of bank-issued stablecoins. The idea brings attention to XRP’s utility in facilitating liquidity between institutional networks, with Remi Relief noting that this could push the XRP price to $1,000. The Ripple/SWIFT Dual-System Theories Remi Relief proposed that the global payment structure could split into two interconnected systems where both ultimately rely on XRP for settlement and support the cryptocurrency’s price at $1,000. The first theory proposes a revamped version of SWIFT that would retain much of its existing framework but incorporate blockchain-based assets such as XRP, XDC, HBAR, and Chainlink to achieve faster transaction speeds and improved efficiency. Despite these upgrades, it would still face skepticism from some financial institutions due to it being weaponized in the past. Related Reading: Ripple CTO Stacks XRP Ledger Against Other Blockchains, What’s The Catch? The second theory is the setup of a new Ripple-based network built in collaboration with Thunes, which would function as a more trusted and independent channel for cross-border payments. This system would be much quicker, much cheaper and more trusted by countries. In Remi’s view, both models would coexist for a time, giving banks and governments the freedom to choose based on transaction scale, cost, and reliability. However, he believes that the Ripple-Thunes system will later gain dominance and overtake SWIFT as more and more banks use that system.  Regardless of which of the two theories prevails, Remi Relief pointed out that both have the potential to lead to a $1,000 XRP more quickly than most people think. Paul Barron’s Perspective On Institutional Stablecoins Paul Barron’s initial post that prompted Remi Relief’s response is based on the growing race among major banks to issue their own stablecoins. He pointed out that while SWIFT continues to promote neutral rails, banks like JPMorgan, Bank of America, Citi, and Wells Fargo are developing US-based consortium stablecoins. Similarly, European institutions such as ING and Deutsche Bank plan to launch euro-denominated versions by 2026.  Related Reading: High Liquidity At This Level Could Send The XRP Price Surging Soon Barron warned that this trend toward proprietary stablecoin systems would fragment the global financial network even further and create walled gardens where each bank’s stablecoin operates in isolation. In his view, such fragmentation will bring out the original purpose of XRP, and this might have been the plan of Ripple CEO Brad Garlinghouse all along. The plan has always been to use XRP as a bridge asset capable of allowing interoperability between otherwise disconnected financial ecosystems. This function aligns with Ripple’s long-standing vision for the XRP Ledger as a neutral settlement layer for easy cross-border value transfer between different digital and fiat systems. At the time of writing, XRP is trading at $2.41 and is a long way away from trading at $1,000. Featured image from Freepik, chart from Tradingview.com

The belief that XRP could someday trade between $10,000 and $50,000 continues to circulate across social media, often justified by claims that the token will underpin the global financial system. However, not everyone in the crypto space is buying into that dream. A respected market analyst known as ChartNerd has pushed back strongly against such projections, calling them “nonsense.” This comment, as expected, led to a wave of reactions among members of the XRP community, especially those who are really locked in firmly into such ultra-bullish projections. Analyst Says $10,000-$50,000 Target Is Nonsense Talk of four- and five-figure valuations for XRP flared again after an X user with the name Mitchell Lion Heart proposed that XRP isn’t just another crypto but the money processor for a coming overhaul in the global payments system. He claimed XRP has been chosen, tied it to a global currency reset backed by gold, and insisted that $10,000 per coin, at a minimum, would arrive sooner than people think.  Related Reading: Analyst Predicts The ‘Unthinkable’ For XRP – Here’s What It Is He also shared an image asserting that once XRP achieves full global institutional adoption across rails such as SWIFT, DTCC, CBDCs, RWA tokenization, commodities, and value transfer on the XRPL, a sustainable price range for the cryptocurrency would need to be between $10,000 and $50,000 per XRP. ChartNerd, a market analyst known for sticking to price structure and cycle context, shot the claim down in plain language. As noted by the analyst, XRP is not heading to $10,000 or $50,000 per coin. Such a price target is nonsensical and not realistic.  As seen in some of his previous comments, ChartNerd’s position is that those kinds of targets ignore the realities of XRP’s supply, liquidity, and market cap. He has consistently pointed out that XRP’s price trajectory must align with adoption metrics and market structure. An example of this is when he explained that prices between $13 and $27 represent a rational peak upside for XRP this cycle. This price target is even contingent on XRP receiving billions in possible ETF inflows and improving overall crypto market sentiment.  Supporters Double Down On The Chosen Asset Perspective “Mitchell Lion Heart” dismissed the analyst’s response and insisted that many traders were overlooking XRP’s true value and purpose. According to the XRP enthusiast, traders that don’t  agree with XRP’s price at $10,000 to $50,000 happening do not have a clue about what XRP truly is.  Related Reading: Altcoin Season Loading: Bullish Factors That Point To A Massive Surge Some other commentators also noted that Bitcoin is currently above $110,000, and its use cases pale in comparison to XRP. Therefore, XRP has the potential to trade at values comparable to Bitcoin when its utility is finally being taken advantage of in the global payments network. Others sided with ChartNerd, saying that such extreme price targets distort public understanding and damage the credibility of legitimate analysis surrounding XRP’s fundamentals. The back-and-forth shows the growing rift between two schools of thought on XRP’s price future. At the time of writing, XRP is trading at $2.41, having been rejected at an intraday high of $2.54. Featured image created with Dall.E, chart from Tradingview.com

The XRP price performance in the month of November has historically been more bullish than not, confirming higher returns than any other month in the year. Given this trend, it is possible that the XRP price could be headed for a rapid increase this new month. However, there is also the fact that the price had closed in the red back in October, and this performance could have an impact on how the cryptocurrency turns out in November. Looking At XRP Price Performances In November According to data from CryptoRank, the XRP price has seen an equal number of green and red closes over the last 12 years when it comes to the month of November. However, while the months of red closes have been significant, climbing into the double-digits, the green months have more than made up for it. Related Reading: Dogecoin RSI Returns To Pre-Launch Levels, Analyst Says Next Major Surge Is Close When it comes to the XRP price, the month of November has the most number of triple-digit closes than any other in history. Its first year of existence actually saw a 531.9% increase in the month of November, and this initial bullishness has mostly carried on into the later years. On average, the monthly returns for November are the highest for the cryptocurrency, coming in at 81.2%. This is much higher than December’s 69.6%, making it the most profitable month for XRP investors. Thus, when it comes to rapid price increases, the digital asset is likely to experience it in November. Moving into the more recent years, the market saw a 281.7% close back in November 2024, triggering its 600% price increase. This came after a 16.7% decline in the prior month, suggesting that a negative close to the month of October might not always translate into November. Factors Point To Recovery Amid the uncertainty, the XRP price could very well stage another recovery from here. One pointer is the fact that the XRP open interest is trending quite low from here, Coinglass data shows. The open interest had peaked above $10 billion earlier in the year. But since then, an over 50% crash has rocked this metric and is now trending below $5 billion at the time of writing. Related Reading: Billions In Bitcoin And Ethereum Leave Exchanges: Is Selling Pressure Easing? This is similar to what happened back in 2024, when the XRP open interest was trending low below $1 billion at the start of November. However, momentum had picked up toward the middle of the month as the price began to rally. If this trend holds, then the XRP price could see a small climb to start before hitting resistance. But if the resistance is surmounted, then the next rally could push it toward a triple-digit rise, which would mean a new all-time high for the altcoin. Featured image from Dall.E, chart from TradingView.com

A discussion has surfaced within the crypto community regarding the reasoning behind XRP’s fixed supply of 100 billion tokens. For years, enthusiasts and investors have questioned why Ripple opted for such a large figure when most cryptocurrencies operate with far smaller caps. Ripple’s Chief Technology Officer, David Schwartz, recently addressed the question on the social platform X, shedding light on the considerations that guided the early design of the XRP Ledger. Technical Foundations Behind XRP’s 100 Billion Supply David Schwartz was one of the original architects behind XRP and the XRP Ledger in 2012, and as such, he possesses unmatched insight into the cryptocurrency’s tokenomics and the rationale that shaped its design. His response to the question regarding XRP’s 100 billion supply design revealed that the decision was rooted in technical precision and deliberate effort to balance the functionality of the token’s architecture. Related Reading: Evernorth Has Reached 95% Of Its XRP Treasury Target – Here Are The Numbers The first layer of reasoning behind XRP’s supply lies in its technical design. According to Schwartz, the developers of the Ledger sought a number that would provide adequate divisibility for the token. This level of divisibility allows XRP to be functional across both high-value institutional payments and smaller, everyday transactions. Equally important was the need for the total supply to fit cleanly within a 64-bit integer, a standard data type used in computing to store numerical values efficiently. This decision minimizes the risk of overflow errors or arithmetic inconsistencies in the ledger’s codebase. A supply as large as 100 billion allows the system to handle every transaction amount accurately while preserving performance and compatibility with conventional software frameworks. Usability And Design Simplicity Aside from the technical justifications, the choice of 100 billion was also made with human usability in mind. As noted by Schwartz, the third reason for XRP’s 100 billion circulating supply is that the number is easy for humans to remember.  Related Reading: High Liquidity At This Level Could Send The XRP Price Surging Soon Ripple’s architects wanted a total supply that was easy to communicate, recognize, and remember. A round, memorable number like 100 billion conveys clarity to users and traders. Although XRP has a maximum supply of 100 billion tokens, not every token is currently in circulation. At the time of writing, XRP has a circulating supply of 60.1 billion tokens. At the launch of the Ledger, a total supply of 100 billion XRP was pre-mined and fixed. Of this amount, approximately 55 billion XRP were placed into escrow contracts controlled by Ripple to control how many tokens enter the market over time. At the time of writing, about 35 billion XRP tokens are currently locked in escrow and waiting to be released into circulation. Each month, up to 1 billion XRP is released, and any unused portion (about 70% to 80%) is typically placed back into escrow. As part of the schedule, Ripple is going to unlock another 1 billion XRP from escrow on November 1. At the time of writing, XRP is trading at $2.51, up by 0.9% in the past 24 hours. Featured image from Freepik, chart from Tradingview.com

Crypto analyst @BullrunnersHQ on X social media has issued a new market update, suggesting that XRP may be on the verge of a major rally as traditional markets reach record highs. His latest technical breakdown links the recent strength in the NASDAQ to potential moves within the crypto sector, warning that the “unthinkable” is about to occur for XRP soon. The analyst highlighted that XRP’s price structure and broader crypto signals are aligning for a decisive move that could determine whether the current bull market cycle continues or starts to reverse. XRP Set For Unthinkable Upside Rally  According to @BullrunnersHQ, the equity market is approaching critical levels that could dictate the next major trend in the crypto market and XRP price. Despite the crypto market struggling to reach similar highs, XRP remains firmly above the $2.50 range. He described this setup as “the unthinkable” moment for XRP, where the asset could finally break free from its prolonged consolidation and rally by “multiple hundreds of percent.” Related Reading: Forget Cardano, Why Shiba Inu’s Shibarium Is The Real Ghost Chain Notably, @BullrunnersHQ asserts that XRP’s price structure remains technically healthy despite market volatility. The analyst also noted that the overall crypto market cap and sentiment indicators have improved, with the Fear & Greed Index climbing to 42 from mid-October lows. He further emphasized that Bitcoin continues to hold comfortably above its 50-week EMA, showing a pattern consistent with previous rallies that led to new peaks. The analyst added that BTC’s new local high around $116,000 and a bullish crossover between the 10 EMA and 20 EMA suggest that momentum is returning to risk assets, setting the stage for XRP to outperform potentially. Notably, this period mirrors earlier market cycles where Bitcoin’s consolidation above key levels triggered explosive altcoin rallies. XRP, which has held its support much longer than most cryptocurrencies in the market, could climb to a new all-time high once momentum shifts.  To support his analysis, @BullrunnersHQ has referenced crypto market expert and Chartist Peter Brandt’s discussion about whether the NASDAQ’s recent price action represents a breakaway or an exhaustion gap. While Brandt leans cautiously bearish from an equities standpoint, @BullerunnersHQ remains confident that even if stocks slightly pull back or halt temporarily, money could still rotate into cryptocurrencies, potentially fueling XRP’s next major rally.  Analyst Warns Of Exhaustion Gap And End Of Bull Market In his analysis, @BullrunnersHQ also referenced crypto trader Abdullah, who believes that the NASDAQ’s rally also shows signs of an exhaustion gap, a signal often seen near the end of a bull market uptrend. Absullah points to overbought readings in both the Relative Strength Index (RSI) and the Stochastic RSI on the weekly timeframe, indicating that the markets could be nearing the end of their current bull market phase.  Related Reading: What The XRP RSI Making Higher Highs Means For The Price @BullrunnersHQ agreed that the market may be nearing exhaustion but reiterated that XRP’s position offers more upside potential compared to other assets. He also emphasized that Bitcoin must continue to hold between $107,000 and $109,000 on the weekly timeframe. A failure to do so could signal the end of the broader bull market. Featured image created with Dall.E, chart from Tradingview.com

Crypto analyst XForce has predicted that the XRP price could rally to $10 on a wave 3 impulsive move to the upside. The analyst also indicated that the bottom was in for XRP even as the crypto market remains in a downtrend.  XRP Price Headed To $10 On Wave 3 Move In an X post, XForce told XRP holders to get ready for a rally to $10 or higher, which he described as a conservative wave 3 target. He noted that there are minor market inefficiencies in the local timeframes for the XRP price. However, the analyst added that the macro chart shows clear accumulation and a solid price floor after almost a year of distribution.  Related Reading: Why This Analyst Is More Bullish On XRP Over Ethereum For The Short-Term Crypto analyst CasiTrades had also predicted that the XRP price could rally to as high as $10 on the wave 3 move. However, she predicted that XRP would crash to as low as $1.4 first to complete the macro wave 2 correction, which had begun around the largest liquidation event on October 10.  XForce indicated that this projected crash to $1.4 for the XRP price was unlikely to happen. The analyst opined that the major low was in and alluded to the macro chart, which showed that the low had been broken, but XRP bounced hard from it. He added that XRP could stay in this current range for more distribution before the next leg up, but believes that predictions about a further downtrend are all “noise.” The XRP price has continued to range between $2.4 and $2.6 as the market recovers from the October 10 crash, which saw XRP drop to as low as $0.77 on Binance. Meanwhile, it also dropped below the psychological $2 level on other exchanges.  One Final Drop For XRP Crypto analyst CasiTrades doubled down on her prediction that the XRP price would witness one final crash before a rally to the upside. She noted that the altcoin is reacting exactly as expected, having rejected the Wave 4 resistance near $2.68. She added that the price is now turning bearish and the RSI is making a new low, which is starting to confirm that Wave 5 down is underway.  Related Reading: Crypto Analyst Maps Out The XRP Price Roadmap From $3 To $27 CasiTrades stated that breaking below $2.42 would confirm continuation toward the lower targets at $2.03 and $1.65. These two lower levels are said to have alignment with the Wave 5 extension. The analyst again indicated that the XRP price could drop to at least $1.65, which she noted is the macro .618 retracement.  CasiTrades opined that this projected crash should complete the final wave of the correction before a massive wave 3 impulse to the upside. She added that once the bottom forms, the next impulse should be “fast and obvious,” with the XRP price cutting through resistance on the way to new highs.  At the time of writing, the XRP price is trading at around $2.48, down in the last 24 hours, according to data from CoinMarketCap. Featured image from Pixabay, chart from Tradingview.com

What gives XRP its value? In an exchange on X, Ripple CTO David Schwartz – known as “JoelKatz” – tried to answer that question without pretending crypto already behaves like traditional assets. He didn’t lean on marketing language about instant settlement or global payments. He talked about power, control, censorship, incentive design, and speculation. How Does XRP Get Its Value? First, Schwartz reframed what XRP is actually for. He argued that the XRP Ledger is built for people and institutions that don’t want an intermediary sitting in the middle of their transactions. He put it in blunt terms: “Do you want to use a blockchain where people can be their own bank and no middlemen tax their transactions or do you want to be someone else’s bank and tax their transactions? If you want the latter, there are dozens of blockchains for you. If you want the former, there’s XRP.” In that framing, XRP is not just another token. It’s the only counterparty-free asset native to XRPL. Everything else on the ledger is an IOU from someone – a promise by an issuer, bank, fintech, money transmitter, or gateway. XRP is the exception. It exists on-ledger, without an issuer, and can move between any accounts without anyone else’s permission, freeze authority, or seizure authority. Related Reading: High Liquidity At This Level Could Send The XRP Price Surging Soon Schwartz made that explicit: “XRP is the only asset without a counterparty that can be accessed by every account in every jurisdiction with no risk of default, freeze, or clawback.” That point is central to how Ripple has always positioned XRP: the ledger is multi-currency, but only one asset on it is universally clean. What Schwartz is arguing is that this special status is not cosmetic. It is economic. He said: “I do think XRP’s special place on XRPL ensures that XRP will capture some of the value XRPL transactions generate.” To understand that claim, you have to understand how most blockchains try to “capture value.” The dominant 2020–2025 playbook in crypto is explicit extraction. Protocols design fee switches, burn mechanisms, staking capture, MEV capture, sequencer rent, or other tolls, and then say to the market: holding this token entitles you to a share of that toll. Schwartz is openly saying XRPL is not built like that. The XRP Ledger was not designed to tax users at the protocol layer. In his view, that’s a feature, not a bug. He described XRPL as a public good, not a rent machine. He explained it by analogy: “When you ask what eBay is good for, you normally don’t think about it being a good way to enrich the people who invest in eBay. You think of it as a way of bringing buyers and sellers together with the buyers and sellers wanting the costs to be as low as possible. The buyers and sellers shouldn’t want eBay’s investors taxing their transactions as much as they can get away with because that is mostly money the buyers have to pay but sellers don’t get.” Then he applied that logic directly to XRPL: “I think of XRPL as a public good that doesn’t tax people who want to use its capabilities. I am not arguing that it is the best design or even that it’s better than most other designs. But it is different. XRP really is about being your own bank and having no middlemen passively taxing your transactions.” XRP Price Is Driven By Speculation This is where the philosophical tension becomes an economic tension. If XRPL is designed not to skim value from users, then how does XRP appreciate? Why should holding XRP benefit from the ledger’s success? Schwartz’s answer is that XRP’s role as the only universal, non-freezable settlement asset on XRPL is itself enough to force some level of demand if XRPL becomes important infrastructure. In other words, the ledger doesn’t have to tax flow in order for XRP to matter. XRP matters if the ledger matters. But Schwartz did not pretend that this mechanism is currently driving price on its own. In fact, he went in the opposite direction and said something most executives in crypto either won’t admit or can’t afford to say in public. He said the market is still pricing the future, not the present: “The funny thing is that I think that most of the value of most cryptocurrencies comes from expected future speculation. So if what you care about future price changes, what people think will happen is much more important than what has happened.” Related Reading: XRP Chart Mirrors Gold Right Before Its Parabolic Run Then he pointed at bitcoin to make the point unavoidable: “Look at bitcoin. Most of the current investment thesis is something like, ‘Imagine if most companies start storing 1% of their treasury in bitcoin, what will that do to the price?’. What that’s saying is that in the future, more people will speculate on future price appreciation than speculate currently.” And he went even further: “It’s not even based on expected future utility, it’s based on expected future speculation! I want to believe utility matters, I really do.” That last line is probably the most revealing thing Schwartz said. He is not saying “XRP price today is purely a function of measurable payment volume today.” He’s saying that’s not how crypto is priced, period. Crypto, in his view, is reflexive: people buy because they believe other people will one day buy for the same reason, at higher size and higher urgency. That leads to the next objection: if value is driven by expectation of an “explosion scenario,” shouldn’t tokens be basically worthless until that scenario actually hits scale? Schwartz rejected that. He argued that markets continuously reprice probability, not outcomes: “There may come a day when we look at today’s cryptocurrency values as, in comparison, nothing. But the idea that values will be very low and then suddenly rise is just not how speculation works. As the probability of explosion or size of expected explosion grows, value follows.” At press time, XRP traded at $2.48. Featured image created with DALL.E, chart from TradingView.com

The cryptocurrency XRP is once again drawing parallels to its explosive 2017 rally as analysts point to mounting institutional demand and bullish chart patterns. Trading in the $2.50–$2.70 range, XRP may be in the early stages of a new upward leg driven by ETFs, treasury-flows, and structural technical setups. Related Reading: Bitcoin Technical Setup Shows Short-Term Pullback May Fuel Long-Term Upside Institutional Flows & Treasury Vehicles Spark Bullish Outlook XRP’s resurgence is supported by a sharp uptick in institutional interest. A recently launched XRP-exposure vehicle has already pulled in over $115 million in assets, while trading volumes in related futures markets have soared into the billions. This trend echoes the supply-constraint thesis that many analysts believe will fuel the next leg higher. Beyond ETF vehicles, corporate treasuries and dedicated acquisition firms are lining up behind XRP. One example is a firm planning to raise over $1 billion for a publicly-traded entity focused exclusively on XRP accumulation via its balance sheet. With such large-scale buying set to lock up supply, scarcity dynamics could increasingly favor the bulls. This institutional tailwind now places XRP in the same narrative once reserved for Bitcoin and Ethereum, but with XRP rapidly capturing mainstream investor interest. XRP Chart-Setup Resembles 2017 Bull Cycle, Targeting Double-Digits Technically, XRP’s current structure has drawn comparisons to its 2017 run. Analysts tracking Elliott Wave counts suggest XRP may be in the early phase of Wave 3, a phase that historically triggers major price moves. Under one scenario, this could propel the token from its current $2.56 level into double-digit territory. Support near the $2.50–$2.60 band remains intact, underpinning the bullish case. If XRP can break and hold above nearby resistance (circa $2.67–$2.70), momentum could accelerate. XRP's price records some losses on the daily chart. Source: XRPUSD chart on Tradingview That said, caution flags remain. Divergence between price and momentum indicators and elevated selling pressure from large holders suggest that short-term pull-backs are possible unless volume picks up decisively. Nevertheless, with the institutional backdrop strengthening and a classic bullish base forming, XRP appears positioned to follow its 2017 ‘re-accumulation to breakout’ script,  potentially setting up a move toward $10, $20, or beyond, should all variables align. The Road Ahead: Key Levels & Watch-points Market watchers will be keeping close tabs on two key levels. On the upside, a sustained breakout above $2.70 could open a path to $3 and perhaps much higher if institutional flows accelerate. On the downside, a breakdown below $2.50 might signal delay and consolidation. Meanwhile, headlines around ETF approvals, corporate treasury buys, and real-world asset activity on the XRP Ledger will likely set the tone for the next major leg. Related Reading: Bitcoin Crash To $87,600 Looms If This Support Snaps, Warns Veteran Analyst With XRP’s narrative shifting from retail speculative token to institutional vehicle, the coming weeks may mark the inflection point where theory turns into price, and the 2017 echo becomes real. Cover image from ChatGPT, XRPUSD chart from Tradingview

Crypto analyst Osemka is drawing a direct structural comparison between XRP’s current consolidation and the final base gold printed before its breakout to fresh highs. According to his charts, XRP/USD on the two-day timeframe is trading in what he characterizes as a reaccumulation range rather than a topping pattern. Will XRP Follow Gold’s Pattern? The structure is labeled in classic Elliott Wave A-B-C form, with the C leg ending in what he calls a “Spring.” The October 10 crash marks the Wyckoff terms the final violent liquidation wick that clears late longs and forces capitulation before the next markup phase. The XRP chart shows price capped by a horizontal resistance band near the local top marked “B,” with that B high sitting above $3.40 and extending toward roughly $3.66 at the peak. After that move, XRP retraced into a sideway band where Osemka labels internal subdivisions “a,” “b,” and “c,” implying a corrective internal chop inside the broader range. The lower boundary of the range is drawn in the $1.62 area. This lower boundary is simultaneously labeled “A” and described as the base of Reaccumulation, implying that buyers repeatedly defended that zone. The subsequent rally back toward the upper boundary defined the “B” top. What followed was a final flush into “C,” which he explicitly tags “Spring,” with the wick piercing below prior support and then snapping back above $2.20–$2.30 and into the ~$2.58 region shown on the chart. Related Reading: Why This Analyst Is More Bullish On XRP Over Ethereum For The Short-Term The message is that the C wave was fast, deep, and terminal. He calls it “a sharp ending in the C wave,” adding that this is “very common.” In classical Elliott interpretation, an A-B-C corrective move that ends with an aggressive C spike often resolves with trend continuation in the direction of the original impulse. In his wording, the surge established the impulse, and everything since has been digestion, not distribution. He argues that “it is hard to see this range as anything less than a long reaccumulation after November’s surge.” Notably, Osemka places XRP’s pattern next to gold’s weekly chart during its own multi-quarter sideways phase. Gold’s structure is annotated almost identically: an “A” low anchored around roughly $1,680–$1,700 per ounce, a mid-range chop labeled “a / b / c,” a “B” high pressing into the $2,050–$2,100 ceiling, and finally a “C” leg that undercut that same $1,700 floor before reversing. Related Reading: Is XRP Headed For A 16% Drop? Signal Flashes Familiar Warning When gold finally pushed through the long-capped $2,100 area in July 2024 and broke into sustained new all-time highs near $2,480, that break acted like a trigger: safe-haven demand, Fed rate-cut expectations and central bank buying drove an almost uninterrupted vertical phase in the metal, and over the following months gold kept taking out round numbers — $2,500, $3,000, $4,000 and beyond — ultimately stretching more than 80% higher from that $2,100 breakout zone to reach about $4,381 per ounce at the peak. By placing XRP and gold side by side, using the same lettering, same boundary logic, and the same “Spring” terminology, Osemka is presenting XRP as sitting at the equivalent moment gold occupied just before its parabolic run. “This one is for the XRP community, where I see some gurus preaching for the end of the cycle. Bros, it is hard to see this range as anything less than a long reaccumulation after November’s surge. In Elliott wave terms: an ABC with a sharp ending in the C wave. Very common. Last shakeout or Spring. There is basically no difference to this reaccumulation example on Gold years ago. Thank me later,” the analyst concluded. At press time, XRP traded at $2.49. Featured image created with DALL.E, chart from TradingView.com

The open interest in XRP and Solana (SOL) futures and options has reached a record $3 billion on the Chicago Mercantile Exchange (CME). According to the CME data, this remarkable milestone was reached during Monday’s session, which saw both XRP and Solana reach their highest level of participation.  Both cryptocurrencies have gained traction among institutional investors, who are now treating XRP and Solana as serious alternatives to Bitcoin and Ethereum in the derivatives market. CME’s Record $3 Billion Milestone Data from CME Group reveals that open interest in XRP and Solana futures has climbed to about $3 billion in total value. The figure captures the total capital tied up in active contracts, serving as one of the best indicators of investor activity and confidence.  Related Reading: Why This Analyst Is More Bullish On XRP Over Ethereum For The Short-Term CME data shows that around 9,900 XRP contracts and 17,400 Solana futures contracts were opened during this surge of high activity, including both standard and micro versions. This achievement comes less than a year after CME introduced these products. Solana futures launched in March 2025 and quickly rose to prominence, followed by XRP futures in May. Both have now joined the ranks of the exchange’s most traded crypto derivatives, competing directly with Bitcoin and Ethereum futures.  This record milestone is part of a growing interest in its digital currency instruments. Tim McCourt, Global Head of Equities, FX, and Alternative Products at CME, noted that the exchange has witnessed intense client demand for nonstop trading. In response, the CME Group had revealed plans to make cryptocurrency futures and options available for trading 24 hours a day, seven days a week, starting from early 2026, although pending approval.  The increase in open interest highlights how XRP and Solana now dominate the altcoin derivatives scene on CME. Solana futures surpassed $1 billion in open interest by August 2025, just five months after their launch, while XRP futures achieved the same within three months. Recent data shows that XRP futures on the CME reached a notional volume of $26.9 billion in October and over 567,000 contracts traded within six months of trading.  Institutional Interest In XRP And Solana The record in open interest follows CME’s introduction of options on XRP and Solana futures to expand its cryptocurrency derivatives portfolio beyond Bitcoin and Ethereum. This expansion allows traders to access options on SOL, Micro-SOL, XRP, and Micro-XRP futures, each offering daily, monthly, and quarterly expirations to meet different trading strategies. Related Reading: Ethereum and Solana Price Ready To Send Hard? Legendary Analyst Says It’s Time To Pay Attention The expansion also points to the growing sophistication of institutional participation in Solana and XRP derivatives. The first XRP options trade was executed on October 12 between Wintermute and Superstate. The first trade for options on SOL futures was executed on Monday, October 13, between Cumberland DRW and Galaxy. Featured image from Medium, chart from Tradingview.com

A key technical indicator on the XRP price chart is sending an important signal about the strength of its ongoing price action. The Relative Strength Index (RSI), which measures momentum, is climbing higher in tandem with price, a development that popular XRP analyst EGRAG CRYPTO says validates the current bullish phase.  In one of his recent posts on X, he explained that this alignment between price and RSI shows a healthy uptrend where buying pressure will continue to dominate. RSI Alignment Shows Healthy Market Momentum EGRAG CRYPTO highlighted that when both price and RSI make higher highs, it is one of the strongest confirmations that the trend is healthy. He noted that this scenario indicates buyers are firmly in control and that the market is not overextended. According to him, when both price and RSI rise together, the uptrend is real and supported by strength. This is in contrast to bearish divergence, which occurs when price climbs but RSI falls, and is often a precursor to fading momentum and correction. Related Reading: Dogecoin Price Hasn’t Begun Its 3rd Wave Yet, ATH Above $0.8 Still In The Cards The RSI data on his chart shows an ascending slope with an angle of about 9.32°, matching XRP’s gradual increase in price over the past year. This synchronized movement implies that the trend is sustainable and supported by genuine market participation instead of temporary hype. The chart from EGRAG CRYPTO shows that XRP has already broken above the midpoint of its long-term ascending parallel channel. The red trendlines framing the channel stretch back to 2014, and XRP’s breakout above the resistance line shows that bullish momentum is comparable to that of the 2017/2018 rally. The yellow moving average line, which represents the multi-month trend, is also sloping upward beneath the candles, acting as strong dynamic support. This alignment shows XRP’s improved market structure compared to earlier bear market phases between 2022 and mid-2024. XRP Price Chart. Source: @egragcrypto On X What It Means For XRP’s Next Move EGRAG CRYPTO’s projection identifies $2.07 as the major support level and $3.65 as the near-term target, which aligns with its July 2025 all-time high. Related Reading: Pundit Says XRP Price Risks Crash Below $1, Here’s Why EGRAG CRYPTO’s analysis shows that XRP’s momentum is being confirmed by both price structure and RSI alignment, and this reduces the likelihood of a strong price reversal. The lack of bearish divergence means that the ongoing rally could be setting up for a continuation rather than exhaustion. If XRP sustains its position above the midpoint breakout zone, then a return to $3.65 may follow very soon. As long as XRP holds above $2.07 and $2.50 for now, the uptrend will stay healthy, and the RSI momentum will support the broader bullish outlook. At the time of writing, XRP is trading at $2.58, having retraced a bit from its intraday high of $2.66. Recent trading sessions have seen the cryptocurrency trying to reclaim $2.60. Featured image created with Dall.E, chart from Tradingview.com

Crypto analyst Steph has highlighted a high liquidity level that could spark a significant surge for the XRP price. This comes as the altcoin struggles to reclaim the psychological $3 level, which could lead to a further rally to new highs.  Liquidity Level That Could Spark An XRP Price Surge In an X post, Steph revealed that the liquidity around $3.2 is expanding for the XRP price and that the market is charging toward the highest cluster. He explained that there are many buy and sell orders around this level, with market makers often looking to capture liquidity at price levels with significant liquidity clusters like this one. Related Reading: Are The XRP Tokens In Escrow At Risk Of Being Sold? Ripple CTO Shares Insights As such, the XRP price could rally to $3.2 at some point, reclaiming the $3 level in the process. However, the crypto market is currently on a downtrend, which makes this rally less unlikely for now. XRP has struggled to break out of its current range since the $19 billion liquidation event on October 10.  Crypto analyst CasiTrades had recently predicted that the XRP price could still drop to as low as $1.4 before it records a bullish reversal. She claimed that this will set the stage for the next Wave 3 impulse that could send XRP toward $6.50 or $10. Meanwhile, for the projected XRP crash to be invalidated, the analyst stated that the altcoin needs to break and hold above $2.82.  However, Steph revealed that the XRP price has formed a double bottom, which he predicts would lead to a reversal above $3. The analyst is also confident that XRP will reach a new all-time high (ATH), predicting a rally to $4.50 as he highlighted a compression on the chart.  Why Current Price Action Is Still Bullish  Crypto analyst Egrag Crypto revealed that the XRP price is making higher highs and that the RSI is also making higher highs, which he noted means strong bullish momentum and that buyers are still in control while the trend is healthy. He added that there is no bearish divergence, so momentum is confirming the price move.  Related Reading: Why This Analyst Is More Bullish On XRP Over Ethereum For The Short-Term Egrag Crypto further remarked that when the XRP price and RSI rise together, the uptrend is real and supported by strength. He suggested that XRP holders should only be worried when the price makes higher highs but the RSI makes lower highs. He explained that this is when a bearish divergence could occur, indicating weakening momentum. Meanwhile, the analyst also mentioned that a close above between $2.65 and $2.70 with confirmation is key.  At the time of writing, the XRP price is trading at around $2.5, down over 3% in the last 24 hours, according to data from CoinMarketCap. Featured image from Freepik, chart from Tradingview.com

On Wednesday, the Federal Reserve (Fed) announced a 25-basis-point rate cut from the previous rate of 4.25%, aligning with market expectations. Despite this bullish development being highly anticipated by top experts as the best catalyst for the remainder of the year, Bitcoin (BTC), XRP, and Ethereum (ETH) led the market downturn following the announcement.  Fed Chair Signals Uncertainty Over Further Rate Cuts The selloff intensified after Fed Chairman Jerome Powell indicated during his press conference that another interest-rate cut in December “is not a foregone conclusion.” This uncertainty has contributed to market volatility, as both cryptocurrencies and stocks have rallied this year in anticipation of lower interest rates. If the Fed does not implement further rate cuts in December, it could lead to a rebound in the dollar, which would be detrimental for Bitcoin bulls. Related Reading: Avalanche Expands In Asia — Japan’s Biggest Card Processor Joins The Network Analyst Manuel Villegas from Julius Baer noted that options-derived implied movements for US equity indices suggest significant shifts around upcoming macroeconomic reports. He advised crypto investors to prepare for potential volatility. However, market expert Timothy Peterson provided further insights on social media site X (formerly Twitter), predicting that the Bitcoin price could rise up to 12% over the next week, meaning that the leading crypto could surge toward $123,000.  Analyst Foresees Positive Momentum For Bitcoin In his analysis, Peterson highlighted Bitcoin’s performance surrounding Federal Reserve Federal Open Market Committee (FOMC) meetings and noted that since 2023, Bitcoin’s average movement after such meetings has been about 1.5 times its prior week’s performance.  Related Reading: HBAR Slides 6% in 24 Hours as NYSE Listing Fails to Spark Rally, But Analysts Still See Upside With Bitcoin having gained 4% in the week leading up to the Fed’s decision, Peterson anticipates a subsequent increase of around 7%, with a potential range of 0-15%.  The FOMC, which sets US interest rates and guides monetary policy, often sees markets trade cautiously before meetings, followed by reactions once the uncertainty is resolved, with the expert concluding that despite the growing uncertainty, Bitcoin and the broader market could see a new leg up near record highs. Featured image from DALL-E, chart from TradingView.com 

Evernorth has emerged as the latest powerhouse in institutional crypto accumulation, closing in on its ambitious XRP treasury goal. In just a few days, the firm has reached 95% of its accumulation target, marking a major milestone in XRP’s journey toward broader institutional adoption. The rapid growth of Evernorth’s reserves and its strategic partnerships has sparked renewed excitement across the XRP community, signaling what could be a pivotal shift in how institutions engage with the cryptocurrency.  Evernorth Nears $1 Billion In XRP Holdings A new report from CryptoQuant has revealed that Evernorth’s XRP holdings is now nearing the $1 billion funding milestone, positioning it among the top institutional holders of the cryptocurrency. According to JA Maartunn, a community analyst at CryptoQuant, Evernorth currently holds 388,710,606.03 XRP, reaching 95% of its $1 billion target.  Related Reading: Rumors Circulate That Ripple Is Buying $1 Billion Worth Of XRP — Here’s What We Know The company’s total XRP treasury is now valued at approximately $947,183,571, with unrealized profits of roughly $46 million generated in four days. This figure reflects an average purchase price of $2.44 per XRP, which Maartunn believes could become a defining price level for the cryptocurrency’s market trajectory.  Notably, Evernorth’s XRP treasury comes amid a broader trend of institutional diversification toward digital assets. Earlier this year, several major crypto treasury institutions—most notably Strategy, with its aggressive Bitcoin accumulation strategy, and The Ether Machine, with its dedicated focus on Ethereum—set the tone for large-scale crypto accumulation.  Evernorth’s expanding holdings signal a decisive shift beyond BTC and ETH, underscoring a maturing institutional demand for alternative layer-1 assets. It also suggests that XRP may become the next frontier for institutional treasuries seeking exposure to high-liquidity, regulated crypto assets. Evernorth’s XRP Growth Strategy  Asheesh Birla, the CEO of Evernorth, introduced the treasury company last week, on October 20, through an X post. He described it as an institutional vehicle built to propel XRP’s global adoption. The announcement detailed the company’s plans to go public through a SPAC merger with Armada Acquisition Corp II (NASDAQ:AACI), targeting gross proceeds of more than $1 billion. Related Reading: XRP Price Teleport To $6: What Happens When The Euphoric Phase Begin Evernorth’s growth strategy includes acquiring XRP through innovative financial structures designed to maximize XRP per share and expanding internationally into key markets like Japan and South Korea. The company also plans to diversify its yield generation through risk-mitigated treasury deployment. These initiatives reflect a deliberate, structured approach toward building a long-term institutional presence around XRP. Ripple CEO Brad Garlinghouse has also praised Birla’s initiative, noting Ripple’s partnership and investment alongside prominent firms such as SBI Holdings, Pantera Capital, Kraken, GSR, and Rippleworks. Garlinghouse said that Evernorth’s participation in institutional lending, liquidity provision, and DeFi yield opportunities will be instrumental in expanding XRP’s utility. Ripple’s CTO, David Schwartz, who joins Evernorth as a strategic advisor, echoed this sentiment, expressing enthusiasm for building scalable opportunities for XRP across DeFi and capital markets. Featured image from Adobe Stock, chart from Tradingview.com

Crypto analyst Ali Martinez has cautioned that XRP may be approaching another downswing after the Tom DeMark (TD) Sequential flashed a fresh sell signal on the daily timeframe. In a new video and transcript shared alongside a TradingView chart of the Binance XRP/USDT perpetual contract, Martinez said, “XRP could be bound for a correction. The TD Sequential Indicator on the daily chart has been remarkably accurate in calling XRP’s trend reversals over the past three months, and it has just flashed another sell signal.” Is XRP Poised For A 16%+ Drawdown? Martinez anchored the call in a sequence of recent TD prints that he argues lined up with notable reversals. “On July 22nd, a sell signal resulted in a 24% correction. On August 8th, a sell signal led to a 17% pullback. On August 23rd, a sell signal resulted in a 13% drop. On September 15th, another sell signal preceded a 13% dip. On September 27th, a buy signal resulted in a 12% rebound. On October 22nd, a buy signal led to a 14% surge. Now, the TD Sequential Indicator just flashed a sell signal, suggesting that a pullback may be underway.” The above chart depicts the daily candles for the XRP/USDT perpetual on Binance with TD markers annotated at the cited swing points. It shows drawdowns and rebounds close to the magnitudes Martinez lists, with boxes highlighting approximate moves of about −23.9%, −17.75%, −12.34% and −12.89% following earlier sell counts, and rebounds of roughly +12.26% and +14.25% after the late-September and late-October buy signals. Related Reading: XRP Volatility Incoming? Ripple CEO Prepares Investors For What’s Next The latest candle is labeled with a new “9” sell tag near the $2.64 area shown on the chart, underscoring the analyst’s warning that the next impulse could skew lower if the pattern persists. TD Sequential signals are timing tools, not directional guarantees, and their effectiveness is typically judged ex-post by how consistently they appear near exhaustion points. Martinez’s argument is empirical and narrowly scoped to the recent three-month sample visible on his chart, where the recorded signals coincided with local peaks and troughs to a notable degree. Related Reading: XRP Final Test: Will Wave 4 End With One More Shakeout Before Liftoff? The present setup therefore pivots on whether XRP respects the latest sell print as it did in July, August, and mid-September, or whether the market breaks that cadence as it occasionally does in trending environments. Martinez is not projecting targets or durations beyond the historical analogues he enumerates, and the only explicit inference he draws is that another corrective phase is statistically plausible given the recent behavior of the TD signals on the daily chart. Based on the four most recent TD sell signals (−24%, −17%, −13%, −13%), the average drawdown is ~16.75%, which—applied to the chart’s current price around $2.64—would imply potential downside toward roughly $2.20 if the pattern repeats. At press time, XRP traded at $2.64. Featured image created with DALL.E, chart from TradingView.com

A crypto commentator is once again discussing how the United States may use XRP in a key plan. According to his post, XRP could one day reach very high prices and still be small compared to the US national debt. He suggests crypto could one day help solve the country’s money problems and tells people to hold four digital assets that he believes are important for the future. He says he has known about these ideas for a long time and is reminding the public again. Crypto Pundit Says XRP At $1,000 Is “Peanuts” For US National Debt The crypto commentator, known as The Real Remi Relief on X, is sharing a NewsMax video about using XRP to help clear the US national debt. In the X post, he simply says that $1,000 per XRP is “peanuts,” suggesting he thinks XRP’s value could be much higher if this idea becomes reality. The US national debt is enormous, totalling $37.8 trillion, and even at high XRP prices, it would still be small compared to the money the country needs. Related Reading: Here’s Why The XRP Price Still Isn’t Bearish Despite The 50% Flash Crash The Real Remi Relief also says he has talked about this idea before, as he tells his followers to remember what he said back in December 2024. At that time, he said leaders were considering using crypto in a new way and shared all the information he could, though some he couldn’t discuss openly. The pundit hints that big decisions may involve XRP in a significant role tied to the US national debt. The crypto commentator believes the public should pay attention because this idea could change how the United States handles its money. He believes that XRP at $1,000 is still cheap if it helps solve the trillion-dollar national debt, and crypto holders should be watching closely to see what happens next. “Just Stack The Fantastic 4,” Pundit Advises Holders The Real Remi Relief also tells crypto users to prepare for the future. The crypto pundit strongly suggests that something important is happening behind the scenes, possibly involving XRP and other valuable assets. Related Reading: Dogecoin Price Hasn’t Begun Its 3rd Wave Yet, ATH Above $0.8 Still In The Cards He calls these assets the “Fantastic 4.” These include XRP, XLM, XDC, and HBAR. The post suggests that these four assets will be critical in the future if the United States begins using digital money systems more widely. The pundit repeats that crypto holders should consider these assets now, not later. He also gives safety advice in the X post. He asks holders to store their XRP, XLM, and HBAR in a cold wallet to keep their crypto safe offline. He says people should stack and protect these assets because they may appreciate if the US turns to crypto to address its financial problems. Featured image created with Dall.E, chart from Tradingview.com

Technical analyst Charting Guy has shared a new perspective on the relationship between XRP and Ethereum, identifying a setup that he believes could lead to short-term XRP outperformance.  His analysis, which was posted on the social media platform X, focuses on the XRP/ETH weekly chart, where he highlighted the formation of a bullish divergence that has not appeared since mid-2024. The development, he says, signals a constructive shift in momentum that will favor XRP’s price action over Ethereum for the next three months. A Rare Weekly Bullish Divergence Favors XRP Over Ethereum In his update, Charting Guy explained that the XRP/ETH weekly Relative Strength Index (RSI) was previously rejected but has now reversed into a bullish divergence. The RSI has turned upward from a low region, while the price closed at a lower low last week, which is a tell-tale sign of waning selling pressure and XRP building strength against Ethereum. Related Reading: Here’s What The XRP Open Interest Reset Means For The Price This green-marked divergence on the analyst’s XRP/ETH chart, which is shown below, mimics a setup that preceded another major swing in XRP’s favor. The yellow RSI moving average has also started to flatten, and this is another signal that momentum could be stabilizing before a breakout.  The last time this same configuration occurred was in June 2024, just before XRP began a multi-month surge against Ethereum. Back then, the XRP/ETH pair rose from 0.00015 to as high as 0.0003 in August 2024, before retracing and then finally picking up again in November 2024. The pattern outlined by the analyst shows XRP/ETH currently consolidating near the 0.00063 ratio level. This time, the setup looks equally compelling. The RSI’s upward curve points to market participation on the XRP side, while Ethereum’s relative momentum continues to slow. If the pattern repeats, it could mark the start of another short-term cycle of the token strength against ETH. Short-Term Projection Favors XRP As shown by the projection drawn in blue on the chart above, Charting Guy visualized a scenario where XRP climbs sharply relative to Ethereum. The projection uses the performance of the pair between July 2024 and March 2025 to predict the next move. From here, the projection places the XRP/ETH pair trading above 0.00015 by March 2026. Related Reading: Ethereum and Solana Price Ready To Send Hard? Legendary Analyst Says It’s Time To Pay Attention He concluded his analysis by stating, “I am VERY bullish on $XRP > $ETH the next 3 months.” His three-month forecast implies that XRP could regain a leadership position among major altcoins during the next quarter. If the token manages to outperform Ethereum as predicted, it will close the gap in their market cap. At the time of writing, XRP is trading at $2.64 with a $158 billion market cap. Ethereum, on the other hand, is trading at $4,025 with a $486 billion market cap. Featured image from iStock, chart from Tradingview.com

XRP hovers at a key resistance, signaling a crucial decision point. With momentum building, traders now wonder, will one final dip come before the next major breakout? XRP Faces A Crucial Decision Zone Amid Ongoing Range CasiTrades, in a recent market update, highlighted that XRP continues to range within a critical zone, keeping its setup for a potential final wave down valid. The analyst noted that the price remains at a key decision point, with ongoing tests of the Wave 4 highs acting as a firm ceiling against further upside movement.  Related Reading: Boom Incoming? XRP’s Market Setup Looks ‘Explosive,’ Analyst Says According to CasiTrades, the pivotal level to watch is $2.82 on Binance. A confirmed breakout and sustained hold above this resistance would invalidate the bearish setup and signal renewed bullish momentum. However, XRP has so far failed to push through, maintaining a range-bound structure between support and resistance, a sign that the market has yet to commit to a clear directional trend. The analyst emphasized that a V-shaped recovery typically breaks through resistance with strong conviction, but such a move has not been seen here. Instead, XRP’s hesitancy indicates that selling pressure may still be present, preventing a clean continuation to the upside.  Exchange Variations Add Complexity To Market Analysis CasiTrades went on to explain that most major exchanges are now aligning around their key Fibonacci retracement levels, particularly the 0.618 zone. On Binance, this range sits between $1.35 and $1.46, which the analyst identified as the area where the next corrective wave could complete. According to the expert, this move would finalize the macro Wave 2 correction, paving the way for a powerful Wave 3 impulse that might propel XRP toward $6.50 or even $10. Related Reading: XRP Sparks Bullish Frenzy As Top Software Dev Says It Beats ETF Hype The analyst emphasized that these lower price levels shouldn’t be viewed as a cause for concern but rather as valuable accumulation opportunities for long-term investors. Historically, zones like these have marked points of strong institutional buying and major trend reversals, presenting some of the best risk-to-reward setups before a large bullish expansion. CasiTrades also noted that exchange discrepancies add a layer of complexity to the analysis. For instance, during a recent liquidation event, Binance briefly fell to $0.77, while Coinbase never reached its .618 retracement. This variation means traders should always chart on the specific exchange they plan to execute trades on, as price reactions can differ slightly between platforms. In conclusion, the analyst noted that until XRP breaks and holds above $2.82, the market structure still supports the idea of one final downward wave before a major upward cycle begins. Featured image from Getty Images, chart from Tradingview.com