THE LATEST CRYPTO NEWS

The cryptocurrency market remains in disarray following widespread declines, yet the XRP price continues to attract the attention of analysts who maintain an optimistic outlook. One expert noted that XRP has just printed a rare and bullish setup, with multiple chart indicators aligning in support of upward momentum. XRP Price Forms Rare Multi-Layered Bullish Setup According to crypto market expert Bobby A, XRP is in a rare market position, consolidating above key historical levels while preparing for a move that could lead to new all-time highs. He noted that different indicators are aligning in support of a possible uptrend.   Related Reading: Dogecoin Bullish Again? $10 Million Stock Buyback Sparks Fresh Price Hopes In a chart shared on X social media, Bobby explained that XRP’s market capitalization has been holding above its 2018 peak for more than 300 days, an uncommon show of strength amid the recent downturn. This long consolidation above a major resistance-turned support level suggests a massive build-up of energy before the next leg higher. He argues that this base formation signals a potentially explosive move to the upside, with the next market cap targets identified at $173 billion and a peak around $727 billion. On the price front, Bobby reveals that XRP has been forming a multi-month bullish flag pattern on its charts. He labels the critical support zones as “Base Camp 1” around $1.9 and “Base Camp 2” at $2.89—both of which have been successfully defended. He further highlighted that the monthly Relative Strength Index (RSI) is also positioning itself for one final push toward overbought territory, often a precursor to a sharp upward move. Based on his projections, XRP’s take profit zones sit between $5 and $13, levels that would mark fresh all-time highs. Bobby’s analysis highlights that XRP’s indicators are “firing on all cylinders,” with momentum across higher timeframes aligning for a potentially powerful surge. He further pointed out that Bitcoin Dominance (BTC.D), currently at 58.7%, is set to retrace toward the mid-to-low 40% zone soon. Such a move would enable altcoins like XRP to capture a larger market share, thereby reinforcing the likelihood of a bullish breakout. The analyst described this rare alignment as a generational setup that occurs only a few times in a decade.   Bearish Divergence Sparks Short-Term XRP Sell-Off While XRP appears to be resisting the present market downturn, not all analysts share an immediate bullish sentiment. Crypto expert JD has warned about a Bearish Divergence forming on XRP’s weekly chart—a signal that has now played out as expected.  As shown in the chart, while XRP’s price made higher highs, the RSI indicator printed lower highs, creating a textbook Bearish Divergence pattern. This divergence has already led to a sharp 27% correction from the $3.37 take profit level that JD had previously identified. According to him, many market participants are now questioning why XRP has been under pressure despite broader optimism.  Related Reading: Hyperliquid’s Days Numbered? Expert Forecasts ‘Painful Death’ JD argues that the Bearish Divergence was the clearest warning signal, and those who ignored it are now witnessing its full effect. He cautions that while XRP may still avoid a deeper breakdown into the “grey box” supply zone, the short-term trajectory remains bearish until momentum resets.  Featured image from Unsplash, chart from TradingView

Demand for XRP on the CME derivatives exchange continues to rise, providing a bullish outlook for the altcoin. This comes ahead of the potential approval of the XRP ETFs, which could further spark institutional demand for XRP.  CME XRP Futures Hit New Milestone In an X post, the CME group announced that it has hit its four-month milestone for XRP futures, with a notional trading volume of $18.3 billion, 6 billion XRP traded, and 397,000 contracts traded. This again highlights the demand for the altcoin, with the derivatives exchange previously stating that the altcoin’s futures products have shown demand from both institutional and retail participants.  Related Reading: Institutional Investors Are Heavily Accumulating XRP And Solana – Here Are The Numbers Notably, the CME XRP futures crossed $1 billion in open interest (OI) last month, with the altcoin becoming the fastest-ever contract to do so, having hit the mark in just three months.  Amid the demand for the altcoin on the derivatives exchange, CME has announced plans to launch options trading on the XRP futures on October 13.  This is expected to further boost the demand on the CME exchange, which is a positive for the altcoin. This new milestone for XRP futures comes just ahead of the potential launch of XRP ETFs under the 33 Act, which will also elevate institutional interest in the altcoin. Fund issuers are expected to file amendments for their respective funds as soon as the end of this week.  This comes amid the SEC’s approval of the generic listing standards, which could enable these XRP ETFs to launch earlier. If that doesn’t happen, the focus will shift to Grayscale’s October 18 deadline, which is the first final deadline among all seven XRP filings. The commission could approve these funds simultaneously, just as it did with the Bitcoin and Ethereum ETFs.  Massive Demand Expected For The ETFs It is worth mentioning that market expert Nate Geraci had previously alluded to the success of the CME XRP futures as one of the reasons he believes people are underestimating the demand the spot XRP ETFs may record. He also noted at the time that there was already over $800 million in futures-based XRP ETFs.  Related Reading: XRP Goes Head-To-Head With Bitcoin In This Metric As South Korean Market Wakes Up In another X post, Geraci doubled down on his statement that people are “severely” underestimating the investor demand for the spot XRP ETFs. He noted how a similar thing happened with the spot Bitcoin and Ethereum ETFs, which have so far exceeded expectations.  Canary Capital CEO Steven McClurg also has high expectations for the XRP ETFs, predicting that they could record up to $5 billion in inflows in their first month. He also believes that they could outperform the Ethereum ETFs in the process.  At the time of writing, the altcoin price is trading at around $2.75, down over 3% in the last 24 hours, according to data from CoinMarketCap. Featured image from iStock, chart from Tradingview.com

Dark Defender, a prominent XRP analyst, has drawn significant attention to the token, suggesting that XRP may be setting up a move that could take the market by surprise. Despite its struggle to decisively break above the $3 mark, XRP is now forming a Falling Wedge pattern that signals the potential for a powerful breakout by October.  Falling Wedge Signals XRP Breakout By October  In a recent XRP price analysis, published on Monday, Dark Defender noted that the third-largest cryptocurrency has once again respected its key support levels at $2.85, despite being rejected at $3.13. The XRP price tapped into the primary support trendline, highlighted in orange on the chart, which has consistently held as a structural base. Related Reading: Analyst Predicts XRP Price Will Definitely Reach $10,000, Gives Reasons Why Importantly, the Relative Strength Index (RSI) is edging closer to oversold territory, a signal often associated with potential price reversals. While skepticism spreads across the market, Dark Defender insists that the XRP bullish structure remains intact and that disbelief itself is a sign that many could be caught off guard by what’s to come.  The analyst notes that the cryptocurrency has been consolidating within a Falling Wedge pattern between July and September. According to him, October could be the month when XRP finally breaks free from the wedge and delivers a rally strong enough to surprise the broader market.  Building on this momentum, Dark Defender has forecasted three potential price targets for XRP by October: $4.17, $4.92, and $5.85. These levels correspond to upper Fibonacci Extension zones, specifically 261.8%, 361.8%, and 236.8%, respectively. Meanwhile, XRP has its closest supports set at $2.80 and $2.64, ensuring a strong base for the projected Falling Wedge breakout.  XRP Bullish Run Just Starting Following his earlier predictions, Dark Defender further reinforced his bullish case by asserting that XRP has not begun its true rally. He suggested a power shift is underway, hinting that what the market has seen so far is only the beginning of a larger bullish wave.  Related Reading: Analyst Unveils 3-Month Prediction For Bitcoin, XRP, And Dogecoin – It’s Very Bullish This perspective arrives at a time when XRP has already delivered a remarkable performance in 2025. According to CoinMarketCap’s data, the cryptocurrency has gained 384% Year-to-Date, a surge fueled by increasing demand, rumors of a potential XRP ETF, and renewed confidence after the conclusion of the Ripple-SEC lawsuit.  With XRP reaching a high of $3.65 earlier this year and trading just over 5% shy of reclaiming its former all-time high of $3.84, Dark Defender remains certain that the asset’s real growth is still ahead. Based on this view, the recent pullback below $3 is not seen as a weakness, but rather as a consolidation phase before the next leg higher.  He highlighted that XRP is nearing the end of this corrective ABCDE consolidation phase and preparing for a lift-off. According to his chart analysis, once the cryptocurrency reclaims the $3.33 level, it could pave the way for double-digit prices.  Featured image from iStock, chart from Tradingview.com

Crypto analyst Bobby A has published a four-panel roadmap that ties together Bitcoin dominance, US small-caps, XRP’s monthly price structure, and XRP’s total market capitalization. The overlapping signals, he argues, identify a well-defined take-profit band for XRP between roughly $8.43 and $13.58. “Four charts to rule them all,” he wrote, adding that the market is “clearly positioning itself for higher prices.” Four Charts Signal XRP $8.43–$13.58 Peak On the XRP/USD monthly chart, Bobby plots a multi-month consolidation which is built above “Base Camp 1” and, more recently, above “Base Camp 2.” The structure sits on top of a series of higher lows marked on the chart, with the consolidation developing after price reclaimed long-term moving-average clusters and the upper Bollinger band expanded. The Fibonacci extension grid anchored to the prior cycle shows 1.618 at approximately $5.26, 2.618 at about $8.43, 3.618 near $11.66, and 4.236 at roughly $13.58. Bobby labels the $8.43–$13.58 span as the “Take Profit Zone,” aligning it with the 2.618–4.236 extensions that capped previous euphoric runs on the same timeframe. Beneath the candles, the monthly momentum suite is turning higher: the RSI sits in a positive regime “preparing to initiate one final move toward overbought territory,” while stochastic and MACD lines have curled up from mid-range, consistent with trend continuation rather than exhaustion. Related Reading: XRP Supply Shock Incoming As Axelar And Flare Target 8 Billion Tokens That price-based roadmap is cross-checked against XRP’s total market capitalization on the weekly timeframe. Here, Bobby highlights “price acceptance above the 2018 peak surrounded by skepticism and uncertainty” and annotates “over 300 days consolidating above 2018 highs.” The Fibonacci projection on market cap places the 1.618 extension near ~$210.7 billion, with a boxed “Take Profit Zone” parked just below the ultimate extension band and an overhead dashed guide around ~$13.00 that visually rhymes with the 4.236 price extension on the USD chart. The message of this pane is less about day-to-day candles and more about location: a lengthy basing and re-accumulation phase above a historic ceiling, which converts that ceiling into support and sets up measured-move targets. Macro risk appetite is addressed in the third panel via the iShares Russell 2000 ETF (IWM) on the monthly chart. “IWM 1M is firing on all cylinders, and new ATHs are inbound regardless of any short-term noise,” Bobby writes. The chart shows a strong bullish candle reclaiming the 0.786–0.886 retracement area and pressing back into the prior range top around $244–$252. Upside Fibonacci targets are mapped at 1.272 ~$267.1, 1.414 ~$278.9, and 1.618 ~$296.8. The RSI, stochastic oscillator, and MACD on this timeframe are all pointed higher, with Bobby calling the breakout candle “very telling,” the kind of multi-indicator alignment he says “occurs only a few times per decade.” The implication is that a risk-on tone in US small-caps historically pairs well with liquidity rotating into higher-beta crypto segments. Related Reading: Analyst Highlights 2 Scenarios That Sends XRP Price To $9.6 And $33 The final piece is Bitcoin dominance (BTC.D) on the weekly chart. Bobby’s retracement panel measures the advance from ~38.9% to ~66.1% share and now shows BTC.D slipping beneath the 23.6% line (~59.7%) and hovering near the 38.2% (~55.5%). Notably, the BTC.D slipped below an ascending channel. Based on that, he draws a downward arrow toward the 50% level (~52.3%) and then into the 61.8% retracement (~49.1%), with a target rectangle in the mid-to-low-40s bracketed by the 78.6% (~45.9%) and 88.6% (~43.2%) levels. “BTC.D will inevitably initiate a move toward the mid to low 40% zone,” he writes. A decline in dominance of that magnitude typically coincides with capital rotating from Bitcoin into large-cap altcoins—precisely the regime in which XRP has historically captured outsized relative performance. At press time, XRP traded at $2.84. Featured image created with DALL.E, chart from TradingView.com

XRP holders just got reminded that they may miss out on a major token giveaway if they do not act promptly. A reminder from the crypto community has made it clear that only a short time remains before the current claim window closes. If eligible holders fail to take part, they risk losing millions of dollars in value from the free distribution. The project team has stated that the claim process is open, but it will not remain so indefinitely. After the first phase concludes, fewer opportunities will be available, leaving many with limited or no options. Rick McCracken Warns XRP Holders Of Imminent Deadline Cardano community member Rick McCracken is now urging XRP and Cardano holders to pay attention. He reminded users that only 10 days remain to claim their free Midnight (NIGHT) tokens. The first phase of the airdrop, known as the Glacier Drop, will officially close on October 4 at 12:00 p.m. UTC, after which any holder who has not claimed their share will no longer be able to receive it in this phase. Related Reading: Expert Reveals Why XRP Won’t Mirror Bitcoin’s Path And Why A Decoupling Is Imminent This reminder has raised an alarm because many XRP holders are yet to act. The risk is clear: failing to claim means missing out on tokens that could be worth millions in the future. Cardano founder Charles Hoskinson has also given updates on the claim process. He explained that tens of thousands of addresses have already taken their share of NIGHT tokens.  Millions At Stake As Midnight Airdrop Enters Final Phase The claim portal for NIGHT tokens opened on August 5, allowing 33.6 million addresses across eight major blockchains to participate. The supported networks include Cardano, XRP, Bitcoin, Ethereum, Solana, Avalanche, Basic Attention Token, and BNB. From the very beginning, the distribution was to allocate half of the supply to Cardano users, 20% to Bitcoin holders, and the remaining 30% to other chains. Related Reading: CEO Dismisses September Crash, Reveals Why The Bitcoin Price Is Headed For $150,000 So far, more than 70,000 users have claimed over 1.6 billion NIGHT tokens. XRP holders, however, account for only 5.72% of the claims so far, indicating that many have yet to take action. It leaves a considerable amount of unclaimed value still on the table. With only days left in the Glacier Drop, the clock is ticking for XRP holders to protect their stake. After the Glacier Drop ends, the Scavenger Mine will begin. In this next phase, users can collect unclaimed NIGHT by completing basic computer tasks. Later, the Lost and Found phase will open for those who missed the first round. However, any tokens remaining after these steps will be allocated to the project’s treasury and will be permanently lost. That is why XRP holders face the real risk of losing millions in value if they fail to act before October 4. Featured image created with Dall.E, chart from Tradingview.com

Ripple has unveiled a partnership that places its RLUSD stablecoin at the center of tokenized finance involving BlackRock and VanEck. The announcement, which was shared on the company’s official X account, connects Ripple directly to tokenized versions of institutional funds and sets the stage for deeper integration between the XRP Ledger and some of the largest names in asset management. Ripple And Securitize Join Forces Ripple confirmed that it is working with Securitize,the world’s largest tokenization platform, to bring in real-time liquidity for institutional assets provided by BlackRock and VanEck. Through this arrangement, holders of BlackRock’s $BUIDL and VanEck’s $VBILL can instantly convert their fund shares into RLUSD, allowing them to retain access to on-chain yield. With the partnership, BUIDL and VBILL holders will now be able to instantly exchange their shares for RLUSD 24/7. Related Reading: Ripple Meets With US And US Government To Talk Crypto – Here’s What Happened Acording to the announcement, Securitize is also expanding integration with the XRP Ledger. Considering Securitize is one of the largest tokenization platform, this move increases the XRP ecosystem’s exposure to tokenized assets and strengthens Ripple’s push to imporove its on-chain financial infrastructure. “Making RLUSD available as an exchange option for tokenized funds is a natural next step as we continue to bridge traditional finance and crypto,” said Jack McDonald, SVP of Stablecoins at Ripple. “ Ongoing Discussions Around Ripple and BlackRock Speculation around Ripple’s relationship with BlackRock has been building for months, and many in the industry have linked Ripple’s cross-border settlement technology to the asset manager’s vision for tokenization. The company is now working to tokenize $2 trillion worth of assets on the blockchain. BlackRock launched its first tokenized fund, BUIDL (BlackRock USD Institutional Digital Liquidity Fund), in March 2024, doing so through Securitize’s infrastructure. Securitize serves as the platform that tokenizes BlackRock’s fund, issuing digital tokens that represent ownership of the underlying real-world assets. Related Reading: Ripple’s XRP Ledger Just Introduced A Pivotal Update In Its Quest For Dominance The implications are significant. Ripple has managed to secure a foothold in the conversation by tying RLUSD to tokenized funds. Ripple’s RLUSD is now linked not only to BlackRock’s BUIDL but also to VanEck’s VBILL fund. This creates a direct link between Ripple’s stablecoin ecosystem and products from two of the world’s biggest asset managers. The partnership can be viewed as an important step that could eventually pave the way for XRP itself to be tied into BlackRock’s tokenization efforts. This partnership also speaks to Ripple’s strategy of expanding the utility of RLUSD. Since its launch, the stablecoin has steadily grown in adoption, reaching a market capitalization of about $742 million. The collaboration with Securitize, and through it with BlackRock and VanEck, also improves XRPL’s presence in the real-world asset (RWA) tonization sector. Featured image from Adobe Stock, chart from Tradingview.com

XRP stands at a pivotal point as it approaches the $2.97–$3 resistance zone. Holding above this level could confirm bullish momentum and spark the next Wave 3 rally, but a rejection here risks triggering a deeper correction. Perfect Retest: $2.79 Support Holds Strong CasiTrades, a crypto analyst, recently shared an update on XRP’s ongoing market structure, pointing out that the backtest of the $2.79 support level was flawless. According to CasiTrades, this was precisely where momentum was expected to re-enter the market, and buyers have indeed shown strength at this zone. She emphasized that the macro 0.5 Fibonacci level is continuing to act as a major support, anchoring XRP during the broader correction phase. Related Reading: XRP Needs To Defend $2.98 Support To Avoid Deeper Correction – Details Despite this positive reaction, the analyst cautioned that the market is not entirely clear just yet. While the bounce from support shows encouraging signs, XRP still has work to do to confirm a fully bullish reversal. CasiTrades explained that for XRP to invalidate the risk of a deeper correction, the price must break and sustain above the $2.97 level. This mark, representing the 0.854 retracement and the bottom of Wave 1, is a crucial barrier that could alter the trajectory of XRP if successfully reclaimed.  The analyst added that the full confirmation of support would only come if XRP manages to flip the $3.00 level, which aligns with the macro 0.382 Fibonacci retracement range, into a reliable support zone.  Strength Or Collapse: XRP Market’s Defining Moment CasiTrades laid out the two potential paths for XRP based on its reaction to the key resistance levels. If the asset successfully breaks above the previously mentioned resistance points, namely $2.97 and $3.00, it would signal a major strength and confirm a new trend for what she refers to as Wave 3 up. This outcome would likely validate the recent rally and suggest that the correction is over. Related Reading: XRP Price Recovery Stalls – Traders Watching If Bulls Can Overcome Resistance Conversely, she warns of a potential downside if those resistance levels are not broken. In this scenario, the market could retest the $2.79 support level once again. A more bearish outcome would see the price dip even lower, toward the $2.58 level, which corresponds to the .618 Fibonacci retracement level. Thus, the crypto analyst concludes by emphasizing the importance of closely monitoring these levels on the RSI (Relative Strength Index) for any signs of exhaustion. The RSI is a momentum oscillator, and watching it in conjunction with the price action could provide early warnings of a potential reversal, helping to confirm whether the trend is strong or if a pullback is imminent. Featured image from iStock, chart from Tradingview.com

XRP Ledger has just reached a turning point in its history with the launch of its first native stablecoin. This milestone marks the beginning of a broader expansion for the XRP Ledger, positioning it as a serious player in the race to blend global liquidity with everyday usability. Why A Native Stablecoin Matters For XRP The recent launch of the first native stablecoin for XRP on the Flare Network marks a significant development for the XRP ecosystem. Onur, a trader and ambassador to NEARProtocol and Somnia_Network, has mentioned on X that the new stablecoin is designed to provide extra utility for XRP and create new liquidity rails for holders. It is worth noting that this initiative is part of Flare Network’s broader strategy to expand the utility of FAssets adoption.  Related Reading: XRP Price Stability Signals Opportunity – Is a Fresh Breakout on the Horizon? Onur also drew attention to the stablecoin design, which is based on a battle-tested collateralized Debt position (CDP) and stability pool model. He also sees this as a first step toward a more self-sustaining DeFi layer on Flare, where liquidity is generated natively rather than depending solely on external assets. Onur concludes by expressing his curiosity about the level of demand from XRP holders for liquidity without selling for this new product. Based on a new report highlighted by a technical analyst, ALLINCRYPTO, Ripple is positioning the XRP Ledger as a top-tier platform for institutional DeFi. In addition, the report reveals significant milestones, including securing over $1 billion in monthly stablecoin volume and ranking among the top real-world asset tokenization activities. Meanwhile, the report also confirms that zero-knowledge proofs (ZKPs) are currently being developed for the XRPL to strike a balance between user privacy, regulatory compliance, and scalability. Major Analysts Are Now Targeting XRP An Italian crypto expert, Fabio Zuccara, has drawn attention to a shift in the market’s perception of XRP, referencing bold price predictions from major market voices on Wall Street. These forecasts, which place XRP’s potential value between $10,000 and $35,000, are not mere random speculation. Related Reading: $480 Million In 2 Weeks? XRP Whale Movements Could Reveal The Next Price Direction Zuccara’s core argument is that the adoption of XRPL for RWAs is poised for an explosion. He points to the $653.39 trillion global real estate market, which is preparing to migrate onto the XRPL through Real token. The token was launched with a phase one supply of just 100 million tokens, with a remarkable 80% already burned. Specifically, this extreme scarcity creates the foundation for a massive supply squeeze.  Zuccara illustrates this with a compelling calculation that if a mere 1% of the $650 trillion market flows through the XRPL, the value of the Real token could surge from its current price of $0.023 to $64,500. However, this kind of supply shock could unfold overnight, positioning the REAL Token as the premier RWA and DeFi asset on the XRP Ledger. Featured image from Adobe Stock, chart from Tradingview.com

A fresh technical analysis by market expert Egrag Crypto highlights two major scenarios that could shape the next potential XRP price rally. Drawing on historical price patterns and critical support levels, the analyst suggests that XRP could be on track for either a slightly conservative surge toward $9.6 or an explosive rally to $33.  XRP Price Retest Signals Path Toward $9.6 In his post released on X social media, Egrag Crypto highlights XRP’s market behavior during the 2021 cycle, particularly the cryptocurrency’s interaction with the 21 Exponential Moving Average (EMA) and how it has played a role in fueling massive gains. At the time, XRP faced one of its most turbulent periods in its history.  Related Reading: 8-Year Accumulation Phase Could Catapult XRP Price To $6 The US Securities and Exchange Commission (SEC) lawsuit against Ripple had triggered a sharp drop, pushing the XRP price below the 21 EMA. This move disrupted the bullish structure that had supported XRP in earlier rallies, spreading uncertainty and fear across the market.  However, XRP eventually managed to reclaim the 21 EMA and hold it as a critical support level. The chart analysis shows that after the cryptocurrency executed a successful retest, it staged a powerful rebound, driving its price up by approximately 414%.  Applying this same percentage gain to XRP’s current market structure, the analyst presents his first bull rally scenario, projecting targets that point to a peak around $ 9.60. His chart analysis reveals that the current market setup resembles the key conditions observed in 2021, particularly with XRP’s recent retest of the 21 EMA on June 9 this year. The Altcoin Faces Potential Moonshot To $33 Egrag Crypto’s second scenario for the XRP price outlook is modeled after its explosive rally during the 2017 cycle, when the 21 EMA acted as a powerful launchpad for growth. At the time, XRP bounced off this key support level twice, paving the way for a remarkable 1,610% rally.  Related Reading: Analyst Sounds Major XRP Warning: Last Chance To Get In As Accumulation Balloons This breakout marked one of the most defining moments in XRP’s history, propelling the asset from sub-dollar levels to a fresh ATH around $3.84 at the peak of that bull cycle. If XRP repeats the 2021 cycle dynamics in 2025, Egrag Crypto forecasts that the measured move points to another 1,610% increase, potentially pushing the price to a more ambitious target of $33.     Such a rally would represent one of the strongest performances in XRP’s history, firmly establishing it as a standout asset in the market. With the US SEC lawsuit finally concluded and XRP completing its third retest of the 21 EMA this year, the conditions are aligning for a potential surge toward $9.6 or $33.   Currently, XRP is trading at $2.87, having declined in the past week by approximately 5%. While the cryptocurrency managed to reclaim the $3 resistance level briefly, it failed to sustain momentum and is now consolidating below this key threshold. Featured image from iStock, chart from Tradingview.com

The crypto market has long moved in the shadow of Bitcoin, because for years, its rallies and sharp drops have pulled nearly every other digital asset such as XRP with it. However, according to Versan Aljarrah, co-founder of Black Swan Capitalist, the XRP token could break away from this cycle. According to him, XRP is on a different mission, one that goes beyond speculation and closer to real-world use. That role is why he says it will not mirror Bitcoin’s path, and why a decoupling is now on the horizon. Versan Aljarrah Reveals XRP’s Institutional Role Sets It Apart From Bitcoin Aljarrah stresses that XRP does not follow Bitcoin’s “digital gold” story. While Bitcoin serves as a store of value, XRP serves a very different purpose. In the X post, the expert refers to the cryptocurrency as a bridge asset for banks and financial institutions.  Related Reading: CEO Dismisses September Crash, Reveals Why The Bitcoin Price Is Headed For $150,000 In today’s financial world, cross-border payments can often be slow, expensive, and risky because of foreign-exchange issues. XRP addresses these problems by cutting out multiple intermediaries. According to Aljarrah, this practical utility places XRP closer to the daily operations of global finance, rather than the speculative trading behavior that defines Bitcoin.  Rather than acting like a typical cryptocurrency, XRP is evolving into core financial infrastructure. That transformation, according to Aljarrah, could move XRP far beyond a purely speculative asset and position it as part of the underlying system that connects currencies and payment networks worldwide. Why Regulatory Clarity And Adoption Drive XRP Toward Decoupling For years, one of the biggest obstacles facing XRP was legal uncertainty. Ripple Labs, the company associated with XRP, was embroiled in a lawsuit with the SEC. But that cloud has now lifted. Court rulings have made it clear that XRP sales on public exchanges are not securities transactions, and with the appeals dropped, the case is now closed.  With the court issue resolved, attention is shifting to growth, as developers are now adding new tools for institutions to the XRP ecosystem, including automated market making, stablecoin support, and updated token standards. Related Reading: Grayscale Files For New Dogecoin ETF Amid Approval Expectations, Is The Next Price Surge Coming? Banks, fintech companies, and payment providers are starting to test and integrate with XRP. At the same time, the XRP Ledger is growing stronger. Ripple has also launched RLUSD, a stablecoin, and is working on obtaining banking licenses worldwide. All these steps point toward a token that evolves into financial infrastructure rather than remaining a speculative play. Aljarrah notes that these changes mean XRP will no longer move like Bitcoin. Its price will not only depend on market speculation but also on its usage, the strength of regulations, and the growing demand for instant settlement.  For these reasons, he believes decoupling is certain. Over time, XRP will carve its own path as adoption spreads and its role in finance becomes more central. Featured image from DALL.E, chart from TradingView.com

In a week dominated by deleveraging headlines, two interoperability- and DeFi-focused initiatives are attempting something far more structural in the XRP market: programmatic lock-ups of sizable chunks of circulating supply. Axelar’s new “mXRP” yield product has launched with the stated ambition—voiced by co-founder Georgios Vlachos in a recent X Space—of absorbing “$10 billion, 5% of the XRP circulating supply.” Flare Networks, in parallel, has articulated a goal of mobilizing up to 5 billion XRP onto its rails by mid-2026. If either target is approached, the near-term tradable float could tighten materially. Related Reading: Why Aren’t Institutions Adopting XRP ‘Massively’? Pundit Answers Axelar is the freshest development. Midas, working with Interop Labs (a core Axelar developer), has introduced mXRP, a tokenized, yield-bearing representation of deposited XRP intended to route capital into on- and off-chain strategies while the underlying XRP is parked for strategy execution. Axelar’s public materials pitch mXRP as a way to bring “XRP-denominated yield strategies” to the XRPL and beyond; trade-press coverage has framed base yields up to ~8% at launch as liquidity turns on. Crucially, the scale discussion has moved from community speculation to a direct statement by leadership. During a recent X Space, Vlachos said the “goal is $10 billion, 5% of the XRP circulating supply,” a remark that has since been amplified by several market participants who joined or replayed the Space. Related Reading: XRP Burn Rate Suffers Drastic Crash To Near Zero, What’s Going On? Flare’s target is comparably explicit. In an interview segment widely clipped by crypto media, Flare co-founder and CEO Hugo Philion said he would “like to see Flare at five billion XRP by mid-2026”—an ambition tied to the network’s push to make FXRP wrapping, over-collateralized stablecoin loans, and a restaking stack (Firelight) usable across lending and liquidity protocols. Philion has framed the thesis as mobilizing “idle XRP” into yield-bearing roles, contingent on institutional-grade DeFi plumbing. So @axelar ‘s goal is to lock up 5% of the XRP circulating supply and @FlareNetworks ‘s goal is to lock up 5 Billion XRP. That’s just two companies. Can you say supply shock?? pic.twitter.com/KBDahqMxfx — Digital Asset Investor (@digitalassetbuy) September 23, 2025 Mechanically, both efforts encumber rather than destroy supply. mXRP is minted against custodied XRP and becomes a composable asset for EVM-compatible DeFi; the underlying XRP sits in programmatic vaults or strategies. Flare’s path relies on FXRP wrapping and CDP-style borrowing that sequesters native XRP as collateral while unleashing synthetic liquidity. In both designs, balances migrate from exchange-visible spot inventories into bridges, vaults, AMMs, and CDPs. If stickiness is high, the free float that competes on centralized order books can compress—even if, in principle, encumbrances are reversible. Scale is the fulcrum. With XRP’s circulating supply hovering near ~59.7–60.0 billion, Axelar’s stated 5% objective implies roughly 3.0 billion XRP encumbered at target size. Flare’s five-billion aspiration, if realized concurrently, would lift the combined effect toward eight billion XRP—on the order of ~13% of today’s float. Those figures are directional and contingent on product-market fit, risk controls, and custody rails, but they frame why “supply shock” has entered the community lexicon this week. At press time, XRP traded at $2.87. Featured image created with DALL.E, chart from TradingView.com

XRP’s burn mechanism, which is a long-term supply control feature of the network, is now facing serious questions after daily burns are now at almost zero. Particularly, on-chain metrics from CryptoQuant show that the once-active burn activity that removed thousands of coins per day from circulation has virtually disappeared in recent weeks. This collapse in burns is notable, as it shows how much XRP burns are contributing to the cryptocurrency’s overall token dynamics. Burn Activity Falls Off A Cliff XRP burns have dropped significantly in the past few months, and burn activity has been virtually nonexistent in August and September. This drop in burns is visualized in a detailed chart from CryptoQuant, which tracks the historical progression of XRP burn activity and the changes that have taken place since the beginning of the year. Related Reading: Market Expert Says Sell All Your XRP Once This Happens Back in December 2024, burns briefly surged to more than 15,000 coin in a single day during a period of high network activity. That momentum carried into the early months of 2025, when burn levels stabilized at a moderate but steady pace, ranging from 2,500 to 7,500 XRP per day.  By late August, however, activity had collapsed to historic lows, sliding below 1,000 tokens daily and remaining at those depressed levels throughout September. Current figures show only 400 to 750 XRP being burned each day, an amount that is almost insignificant when compared to the token’s massive supply of more than 60 billion. XRP’s burn mechanism is unlike that of popular crypto burns like Shiba Inu. Instead of large periodic burns, it has a constant, small-scale burn mechanism. Each time a transaction is processed on the XRP Ledger, a small fee (set at a minimum of 0.00001 XRP) is permanently destroyed. This mechanism means that every transfer contributes to reducing supply, but the effect is only meaningful when transaction volumes are consistently high. The huge decline in XRP burns, therefore, reflects not only the burn slowdown but also lower levels of transactions on the XRP Ledger itself, at least compared to Q4 2024. In effect, the burn statistics are serving as a mirror of current on-chain activity. XRP Successfully Defends $2.8 Interestingly, XRP’s price action in the past months has not mirrored the collapse in burns. In contrast, the XRP price has managed notable rallies, with it breaking to a new all-time high of $3.65 in July. Related Reading: $480 Million In 2 Weeks? XRP Whale Movements Could Reveal The Next Price Direction At the time of writing, however, the altcoin has retraced by over 20% from that all-time high. Particularly, recent price action in the most recent seven days saw the altcoin break below $3 again after rejecting an earlier rally between $3.18 and $3.15. However, it seems XRP bulls stepped in around support at $2.8 to prevent further declines.  At the time of writing, XRP is trading at $2.88, having staged a 2.2% rebound in the past 24 hours. Featured image from Getty Images, chart from Tradingview.com

In a new video titled “Why Aren’t Institutions Adopting XRP Massively?,” Jake Claver, founder and CEO of Digital Ascension Group, argues that the absence of headline-grabbing institutional flows into XRP has less to do with the asset’s technical fitness and more to do with regulatory, operational and coordination realities that govern how large financial entities deploy new market infrastructure. Claver frames the paradox succinctly: XRP’s performance characteristics are, in his view, tailor-made for modern payments, yet banks remain publicly cautious. “XRP could solve banks biggest problems… it’s faster, it’s cheaper, and it’s a lot more reliable than Swift,” he says, before posing the central question: “Why aren’t they adopting it yet?” His answer is not that institutions are uninterested, but that their playbook prizes legal certainty, timing and stealthy execution over visible, price-moving buys. Why Wall Street Hasn’t Gone All-In On XRP (Yet) A core pillar of his thesis is that institutions, when they do build positions, typically do so through execution algorithms and off-exchange channels designed to minimize market impact. “They’re using T-W and VWAP strategies,” he says, referring to time-weighted and volume-weighted average price execution. In practice, he adds, that means mandates along the lines of “‘I’ve got $100 million. I want to buy XRP… I’ll just average into the market over a month, two months, 6 months.’” The point, according to Claver, is to accumulate size “without causing those big price spikes,” often by relying on algorithmic execution, OTC desks or dark pools rather than simply sweeping public order books. Retail investors, he notes, rarely see this flow because it is engineered not to be seen. Related Reading: XRP Price Target Of $19.20 Within Six Months Still In Play, Says Analyst Regulation is the second pillar. Claver contends that global institutions cannot anchor a “trillion dollar payment infrastructure on uncertain legal foundations or tax foundations.” He points to the July 13, 2023 ruling in the SEC’s case against Ripple, saying Judge Analisa Torres “stated that XRP in and of itself is not a security,” and argues that the combination of court developments and a changing US regulatory posture has begun to thaw institutional reluctance. “We’re seeing the transition from apprehensions… to okay, maybe this stuff will actually work,” he says, while also cautioning that lingering case milestones and appellate formalities still matter for the largest issuers and product sponsors. Claver repeatedly emphasizes that institutions are relatively indifferent to the exact price level at which they obtain exposure if they are convinced of the strategic direction. “They’re perfectly happy to be buying XRP at $100, $1,000, or even $10,000 because they know that it’s going to be going higher,” he claims, drawing an analogy to Bitcoin, where “institutions didn’t start buying and aggregating Bitcoin till it was $30,000, $40,000, $50,000,” and noting that “MicroStrategy at $72,000 per Bitcoin is their average buy.” The contention, controversial as it may be, is that sophisticated buyers optimize for timing, liquidity and coordination, not for nailing the bottom tick. In the near term, he argues, episodic price spikes tied to headlines remain “speculative,” precisely because retail “doesn’t have the capital” or the “coordination to maintain the level of volume that would be needed for high prices.” Sustained re-rating, in his telling, requires institutional catalysts: regulatory green lights, product launches and real-world usage. “We need catalysts. We need real-world adoption and a crisis, I think a liquidity crisis, for them to actually pull this into vogue,” he says, describing a potential “supply shock” in XRP as the kind of event that could force rapid repricing. What To Watch In The Coming Months Claver also sketches a backdrop of what he characterizes as accelerating but largely “behind the scenes” integration work. He cites “almost 300 partnerships globally for Ripple,” references bank proofs-of-concept and pilots that have surfaced “over the years,” and points to CBDC and stablecoin experimentation involving jurisdictions such as Palau, Bhutan, Montenegro, Georgia and Colombia. He argues that this long tail of trials is consistent with how critical financial plumbing is typically upgraded: slowly, cautiously and only after extensive testing. “They’re not just going to do that on a whim,” he says. “They have to be very thorough.” On the product side, Claver highlight that many of the futures ETFs have already gotten through, and references a “listing… from the DTCC on the [spot] XRP ETF for Canary Capital,” which he characterizes as “normally the step right before the S-1s would be approved.” He frames late-2025 as a plausible window for approvals, adding, “we are seeing concrete institutional interest and accelerating the adoption of this asset,” though he acknowledges much of it is not yet apparent in headline price action. Related Reading: Next XRP ‘Monster Leg’ Will Start No Earlier Than 2026: Analyst Another throughline is the institutional decision-making cadence. Claver portrays the present as a “final preparation phase before full-bore adoption,” where regulatory clarity is “emerging,” technical infrastructure is “proven,” and “strategic partnerships are in place,” with the “remaining variable” being “coordinated activation across multiple institutions simultaneously.” He even suggests broader payment-system migrations—such as adoption of global messaging standards—create the preconditions for real-time settlement layers, a category where he situates XRP’s potential role. Retail Vs. Institutions Claver’s take on supply dynamics challenges a popular community narrative that retail holdings could meaningfully impede institutional entry. He argues that retail’s slice of circulating XRP is small in system terms: “they might hold, I don’t know, 2 billion, 3 billion XRP of the available supply… around, you know, 52 billion.” The implication, he says, is that institutions are unlikely to be “worried about retail competition,” because they can “acquire it later on through private markets or private sales” at higher prices if necessary. “There’s really enough supply for everybody here,” he maintains, adding that institutions “aren’t going to care if retail makes a bunch of money in this transition.” Throughout, Claver counsels retail viewers to recognize the structural nature of what he believes is taking shape. “You’re investing in infrastructure,” he says, framing digital assets like XRP as bearer instruments that let the public “own the infrastructure and the backend” of a prospective payments transition “before it’s actually deployed.” He concedes that this view runs counter to strands of crypto ideology—“decentralized, against the man, down with the banks”—but makes a pragmatic case: “I personally would rather just stack my pennies next to the institutions’ dollars and ride their coattails.” The video ends with a characteristic disclaimer—“None of this is financial advice”—alongside a reiteration of his conviction: “All my eggs are in this basket,” Claver says, arguing that institutional adoption of blockchain settlement rails represents “one of the largest infrastructure transitions in financial history.” In Claver’s telling, the question isn’t whether institutions will adopt technologies that solve for speed, cost and reliability, but when they will flip from preparation to activation—and how quickly the market will reprice once that coordination point arrives. At press time, XRP traded at $2.85. Featured image created with DALL.E, chart from TradingView.com

Crypto expert Jake Claver has explained what needs to happen for the XRP price to rally to as high as $2,500. He noted that the projected rally isn’t as easy as some make it out to be, but suggested that it is very much possible despite market cap concerns.  How The XRP Price Can Rally Above $2,500 In an interview, Claver stated that there are macroeconomic global events that need to play out to cause a supply shock that would push the XRP price to $2,500. He declared that the projected rally will boil down to supply and demand economics rather than the market cap, which may be alluded to.  Related Reading: Analyst Predicts XRP Price Will Definitely Reach $10,000, Gives Reasons Why Based on the current circulating supply of 59.77 billion XRP, a price rally to $2,500 would give the altcoin a market cap of $149.4 trillion. This is 50 times larger than the current crypto market cap and almost double the U.S. GDP. However, Claver believes that the focus is on whatever the supply is on the market for purchase, which will determine how high the XRP price could rise.  The market expert further noted that this is what drives liquidity and market dynamics, ultimately affecting the XRP price. Claver also remarked that XRP is deflationary and that 5,000 coins are burned daily, which he indicated will make the altcoin more valuable over time. XRPScan data shows that 14.2 million XRP have been burned since the token launched.  Notably, this prediction marks just one of many ultra-bullish predictions for the XRP price even as the altcoin currently trades in the single digits. Crypto analyst Xena recently declared that XRP will definitely reach $10,000. She claimed that naysayers will be shocked just the same way people who were surprised at Bitcoin’s exponential growth over the years.   The Rally To $2,500 Can Happen This Year In another part of the interview, Claver claimed that the XRP price rally to $2,500 could happen by the end of the year. The expert alluded to the reverse carry trade as one of the catalysts that would have to transpire for the projected rally to happen. However, he didn’t explain how this reverse carry trade will work with respect to what currencies will be borrowed or invested in.  Related Reading: 8-Year Accumulation Phase Could Catapult XRP Price To $6 However, he asserted that the catalysts are at the “doorstep” and that they are inevitable. He further predicted that the XRP price will stay that high as it continues to rally, as there will be enough liquidity for counterparties to settle transactions using XRP. The expert suggested that most SWIFT and stock market transactions could eventually be settled on the XRP Ledger using XRP.  At the time of writing, the XRP price is trading at around $2.85, down almost 2% in the last 24 hours, according to data from CoinMarketCap. Featured image from Getty Images, chart from Tradingview.com

Crypto analyst Xena has declared that the XRP price will definitely reach $10,000. The analyst further gave reasons why she holds this belief and likened XRP’s potential run to that of Bitcoin.  Why The XRP Price Will Reach $10,000 In an X post, Xena asserted that the XRP price will reach $10,000 without a doubt. She noted that some market participants argue that XRP should at least cross its all-time high (ATH) first before such projections, but the analyst believes that is not the point. The analyst suggested that market participants are too focused on the short-term, while alluding to how people said Bitcoin should reach $1,000 first when articles said it would reach $1 million.  Related Reading: How The XRP Price Can Go To $100 And What Is Required To Reach $1,000 Xena remarked that many regret not holding a few Bitcoin today, seeing how it has surged amid these predictions. She told market participants that they have the choice to be sarcastic and do nothing, or hold XRP and be patient in anticipation of the XRP price rally. The analyst then drew attention to when she bought BTC between $200 and $600 and Ethereum at $5.  She explained that she took a leap of faith back then and is now happy with her decision, seeing how the two largest coins by market capitalization have surged to massive heights. Xena noted that people also said the same thing that they are currently saying about the XRP price back then, that BTC and ETH won’t reach a particular price.  Xena claimed that the naysayers would always exist and have their own convictions while they think they know better. However, she doesn’t believe that they know better than Ripple’s co-founder and XRP Ledger developer Arthur Britto, who the community claims predicted that the XRP price would reach $10,000.  The Ripple Factor For The Projected Rally Xena also suggested that she believes the XRP price can reach $10,000 based on Ripple’s supposed hint about higher prices for the altcoin. She specifically alluded to the $589 price target and remarked that the crypto firm has been hinting that there is something special about this number.  Related Reading: Pundit Reveals What Will Happen When XRP Price Hits $100 And $1,000 She further noted that Ripple CEO Brad Garlinghouse has been following only 589 people with so much consistency. The analyst then questioned community members whether they would prefer to listen to X haters or Ripple CTO David Schwartz, she claimed clearly told them that XRP can reach a high price depending on different factors. Xena added that when Arthur Britto says that XRP is designed to reach $10,000, then the community should pay attention.  At the time of writing, the XRP price is trading at around $2.81, down over 6% in the last 24 hours, according to data from CoinMarketCap. Featured image from Adobe Stock, chart from Tradingview.com

XRP’s growing momentum has not only intensified price speculations but has also placed it in direct comparison with Bitcoin in one surprising metric, especially in the South Korean market. Data shows that XRP is now challenging Bitcoin’s dominance in the South Korean crypto world, as evidenced by the reserves of Upbit, the biggest crypto exchange in the country in terms of trading volume and market share.  Upbit’s Unusual XRP Reserve Levels On-chain data shows how XRP is beginning to challenge Bitcoin’s long-standing dominance in South Korea, where trading activity is among the most vibrant globally. As the leading cryptocurrency, most exchanges across the world hold Bitcoin as the dominant reserve asset, with BTC traditionally accounting for the largest share of exchange portfolios. This has been the case because exchange reserves are shaped by customer demand, and Bitcoin has been the preferred asset for traders. Related Reading: Analyst Uses AI To Show How High The XRP Price Will Be If XRP ETFs Are Approved However, it would seem the Korean market is bucking the trend, and investors are getting more inclined to XRP. According to on-chain data from CryptoQuant, which was first posted on the social media platform X by an analytics account called CryptoOnchain’s, XRP is challenging Bitcoin’s dominance on Upbit, which is the biggest crypto exchange in South Korea.  This trend began in December 2024, when Upbit started significantly increasing its XRP reserves. At the time of writing, the amount of XRP held by the exchange is now at levels that rival its Bitcoin holdings.  As shown in the chart below, XRP’s USD value in Upbit’s reserves has risen steeply alongside Bitcoin’s since the beginning of the year, with XRP even breaking above $20 billion briefly before retracing. As of now, the value of XRP reserves on Upbit is around $18 billion, only slightly below Bitcoin’s $20 billion on the platform. For comparison, Ethereum’s holdings on Upbit are just a little above $5 billion. This shows how XRP has carved out a position much closer to Bitcoin than any other major cryptocurrency on the exchange. Implications For The Altcoin’s Future Demand Monitoring these reserve trends at Upbit could serve as an important indicator for XRP’s trajectory in the months ahead. Given Upbit’s large influence in Asia, its portfolio balance has implications beyond its own platform, and it could shape XRP’s demand and price action within the continent.  Related Reading: Analyst Sounds Major XRP Warning: Last Chance To Get In As Accumulation Balloons Trading data has shown periods of exceptionally high XRP trading volume and activity on Upbit in the past. If the altcoin continues to maintain parity with Bitcoin in Upbit’s reserves, it would signal a deep structural preference for the token in one of the world’s most active trading hubs, and this would, in turn, add weight to bullish arguments of a sustained upward price momentum. At the time of writing, XRP is trading at $2.81, down by 6.5% in the past 24 hours. Featured image from Adobe Stock, chart from Tradingview.com

Technical analyst ALLINCRYPTO has reiterated a high-beta roadmap for XRP, arguing that chart structure and pattern symmetry could propel the token to roughly $19.20 within the next six months—while specifying a precise model target of $19.27. XRP Explosion Ahead? In a September 21 video address, he framed the move as a classic continuation sequence following a run at all-time highs and a corrective “falling wedge” that has now been retraced. “I think something like this is what you’re going to see once again… this actually could take you to that $19.27 mark,” he said, adding that his “price prediction remains the same.” The crux of the thesis is historical rhyme and pattern logic. “Just like 2017, we ran into an all-time high… and essentially, we are pulling back in and around it,” the analyst said, describing the pullback as a falling wedge—a structure he classifies as continuation when it appears in an uptrend. “The falling wedge has been completed. You have run or retraced the entire wedge… Since we engulfed that and made a target, we have now been pulling back once more, again, in the form of a falling wedge.” In his view, this sets up an “engulfment of the entire pullback… and then leads to continuation.” Related Reading: Next XRP ‘Monster Leg’ Will Start No Earlier Than 2026: Analyst He also points to a potential cup-and-handle spanning the current cycle, cautioning that its measured-move objective would sit “significantly higher than $19.27,” but that his public focus is the nearer six-month path. “It’s a reliable pattern. It’s really a story of trend continuation,” he said, emphasizing that when assets “break into new all-time highs, typically they continue and will actually reach that target.” The timeline he outlines runs roughly through late March 2026. The $19.27 waypoint is not new for ALLINCRYPTO. He has repeatedly telegraphed that objective across social channels in recent weeks, tying it to a multi-leg advance after consolidation at prior highs. “XRP’s chart [is] setting up for a next leg, which, over time, may be set to reach a price target of $19.27,” he wrote in one post amplifying the thesis to his followers. In earlier messaging, he framed the scenario as “price discovery” into the $19s if resistance continues to resolve. ???? ???? A look at $XRP‘s recent movements and where we could expect to see the token going, closer towards our long-term price target of $19.20 pic.twitter.com/wEEM4CFPLs — ALLINCRYPTO (@RealAllinCrypto) September 21, 2025 At publication time on September 22, XRP trades near $2.80, implying that the analyst’s six-month objective would require on the order of a 6–7x advance from the current spot. The pair’s short-term context remains choppy after a multi-week range at the round-number handle. Related Reading: Pundit Predicts XRP Price Crash Below $3, Here’s Why Pattern mechanics are central to the call. In classical terms, a falling-wedge retrace that completes to its origin and then resolves upward often precedes trend continuation, while a cup-and-handle breakout seeks to clear prior highs on expanding participation. The analyst’s near-dated map therefore hinges on two confirmations: maintaining the recent uptrend structure after the wedge retrace and securing a decisive breakout “once again” through resistance to re-enter price discovery. “We have spoken about how potentially this could be a major cup and handle,” he said. “We haven’t given you the price prediction on the back end of that… [but] I actually think that XRP… stands a pretty good chance of getting to the original price prediction that we gave of $19.27.” Featured image created with DALL.E, chart from TradingView.com

XRP has failed to maintain bullish momentum after pushing as high as $3.13 during the week. At the time of writing, XRP is trading around $3.00 and testing its resilience above this level after sliding alongside Bitcoin. The resulting price action is a defining moment for XRP’s short-term trend, according to technical analysis, and crypto analyst CasiTrades has pointed out a decisive support level that could determine whether the bullish structure remains intact. Related Reading: Bitcoin Is ‘Digital Capital’ That Outpaces Traditional Assets—Michael Saylor XRP Tests $2.98 Support Zone Taking to the social media platform X, crypto analyst CasiTrades highlighted an important support level that XRP must hold in order to continue its bullish momentum. According to CasiTrades, XRP’s most immediate challenge is at the $2.98 support line.  The analyst’s technical analysis outlines an Elliott Wave formation now unfolding into an ABC corrective pattern. The analysis unfolds XRP’s price action since the beginning of September into Elliot Waves and suggests that XRP is now playing out Wave 4, which is a corrective wave divided into an ABC pattern.  Although XRP is still holding above $2.98, momentum indicators such as the RSI on both the one-hour and four-hour timeframes show no bullish divergence, often a necessary condition for reversal. This puts the $2.98 level in the spotlight, and a break below it could increase the likelihood of further downside pressure. The analysis highlights the possibility of corrective Wave C extending below $2.98 towards Fibonacci retracement levels near the low $2.90s. The measured C wave extension points to the 0.618 Fib retracement, which is around $2.92 and $2.94.  Interestingly, the 15-minute chart does reveal a short-term bullish divergence, offering a small window for relief bounces. However, without confirmation on the higher timeframes, such reactions are likely to remain temporary. The broader outlook, as outlined by the analyst, still leans toward the probability of another downward wave unless buyers step in strongly at $2.98 to restore confidence and preserve the larger bullish structure. Chart Image From X: CasiTrades Implications If XRP Holds Above $2.98 If buyers manage to hold above $2.98, XRP could stabilize and enter a consolidation phase that will create a foundation for the next leg higher. This consolidation would give the XRP price the breathing room it needs for an eventual upward attempt, one that would mark the beginning of an impulse Wave 5 formation within the Elliott Wave count. In this scenario, a decisive push through the $3.10 level becomes the first hurdle, and breaking it would confirm that bullish momentum is once again in play. Should XRP successfully clear $3.10 with volume and follow-through, the next target identified by the analyst is another resistance at $3.25. A sustained bullish momentum beyond this point could carry the price toward the next resistance at $3.44. Related Reading: Is XRP Ready For Its Most Powerful Rally Yet? Analysts See $20 Ahead At the time of writing, XRP is trading at $3.01, down by 2.8% in a seven-day timeframe. Preserving the bullish wave structure and holding above $2.98 at this point is essential to avoid the corrective pattern turning into a deeper downtrend.  Featured image from Unsplash, chart from TradingView

Crypto pundit and legal expert Bill Morgan has humorously predicted that the XRP price will drop below $3. He ironically alluded to a series of bullish developments as what would contribute to the price crash.  XRP Price To Crash Below $3 Amid Bullish Developments In an X post, Morgan predicted that the XRP price would drop $3 as he joked about how the altcoin keeps dropping despite bullish developments. This came as he highlighted Ripple’s partnership with DBS and Franklin Templeton to provide a trading and lending solution, powered by tokenized money market funds on the XRP Ledger and in stablecoins such as RLUSD.  Related Reading: 8-Year Accumulation Phase Could Catapult XRP Price To $6 Prior to his prediction, the legal expert had also highlighted how the XRP price was down despite “all the good news,” which included the launch of the REX-Osprey XRP ETF. The ETF became the first U.S. fund to offer investors spot exposure to XRP. Morgan also alluded to the CME Group’s announcement of plans to launch options on XRP futures on October 13.  Meanwhile, the Federal Reserve lowered interest rates for the first time this year, a development that was expected to be bullish for the XRP price. However, despite these developments, the crypto pundit noted that the XRP price was still down. He stated that it felt like “Déjà vu,” pointing to the period between 2018 and October 2024.  Meanwhile, in another X post, the crypto pundit joked that he was afraid to post more good news over fear that the XRP price may keep declining. This came in reference to Coinbase’s announcement that in just one month, the Solana and XRP Perpetual-Style Futures have scaled exponentially. The crypto exchange announced that these futures have generated over $1.9 billion in notional volume, with more than 1.6 million contracts having been traded.  “No Mystery” In Why XRP Is Down Bill Morgan eventually admitted that there is no mystery in why the XRP price is actually, noting that it was because of the Bitcoin price rather than all the “good news” he had earlier alluded to. He further remarked that this overwhelming reality and the most significant factor in the XRP price movement, which is heavily correlated with the BTC price dynamics. The legal expert added that this is consistent with Ripple’s expert evidence in the SEC vs. Ripple lawsuit.  Related Reading: Analyst Sounds Major XRP Warning: Last Chance To Get In As Accumulation Balloons Crypto analyst CasiTrades also noted that the XRP price is taking a hit alongside Bitcoin and that because the altcoin failed to make a new local high, the door is open for a deeper correction. She stated that the altcoin could drop to between $2.92 and $2.94 as this aligns with both the .618 retracement and the measured C-wave extension.  At the time of writing, the XRP price is trading at around $3, down in the last 24 hours, according to data from CoinMarketCap. Featured image from Adobe Stock, chart from Tradingview.com

The arguments for the XRP being able to reach $10+ or not have ranged from how high the market cap would have to go, as well as there being too much supply of the token. However, crypto analyst XForceGlobal has debunked it and said that the market cap argument is not valid. In their view, the XRP price is definitely primed for the $10 mark and is only a matter of time before the digital asset reaches this level. Don’t Be Fooled By The Market Cap Argument In a post on the X (formerly Twitter) platform, the crypto analyst warned XRP investors not to be fooled by those who say that the price cannot rise to $10+. Most especially, the argument that the market cap would be too high at this price would be irrelevant. Related Reading: Shiba Inu Completes Bullish Setup: Why A 138% Climb Could Be In The Works According to the post, the XRP price is expected to actually cross the double-digit mark in the next year. This is because with the triangle breakout that began back in 2024, the XRP price remains quite bullish. Hence, there is still a small window of opportunity where the altcoin could continue its run. Going by the analyst’s chart, in the event of a breakout, the XRP price could quickly rally toward $4 to set a new all-time high. Then through the year 2026, the bullish wave is expected to persist, triggering an over 200% increase to break $10, and eventually rally toward $14. XRP Price Still Bullish Despite Decline Another crypto analyst, TradingShot, has also pointed out why the XRP price is still bullish, alluding to a technical setup on the 1-day chart. The analyst points to the fact that the price had bottomed back in April after months of onslaught due to Donald Trump’s tariff wars. Then, with the recent recovery, the price has been testing and holding the 1-Day MA50 as support above $2.7. Related Reading: Crypto Analyst Tells Dogecoin Investors To Stay Sharp Amid Historical Bullish Setup The significance of this is that the XRP price is holding this support after bottoming from its bearish leg on the 1-Day MA100 chart. Thus, this means that is the 1-Day MA50 is confirmed, then it would be the push needed for the altcoin to continue to rally. The target for the rally here is an over 60% increase in price to reach the $5 mark. “That Bullish Leg peaked on the 2.0 Fibonacci extension level. If this sequence is repeated, expect the next high to be around $5.00,” the crypto analyst explained. Featured image from Dall.E, chart from TradingView.com

The XRP price is showing signs of repeating a past price pattern that once led to a strong rally. According to crypto analyst Egrag Crypto, this setup suggests a move higher in the weeks ahead. To back the bullish case, the token is currently holding its ground above support areas. Traders across the market are now waiting to see if this pattern develops into another upward move. Analyst Spots Bullish Fractal Formation In XRP Price Chart Egrag Crypto has been studying the XRP price chart and points to what he calls a repeating fractal formation. In this case, the current price structure with the yellow fractal of XRP resembles one seen before a strong rally in the past. It indicates that the token price has been fluctuating within a narrow range for some time.  Related Reading: Pundit Shares ‘XRP Endgame’: What To Watch Out For With Ripple This type of price action often suggests that the market is building pressure, and according to him, XRP is getting ready for the next move. If XRP continues to follow this fractal, the token could break through resistance levels, confirming the bullish trend. These resistance points are at $3.91 and $5.56. This sideways trading has built a stable base on the chart, and the fractal points to the next move possibly starting soon.  XRP Price Targets $6–$7 By Mid-November Based on this fractal setup, Egrag Crypto projects that XRP could trade between $6 and $7 by mid-November 2025. Such a move would mean the token more than doubles in value from its current level. A rise of over 100% in such a short period would bring renewed attention to XRP and could signal the start of a broader rally across the crypto market. The $6 to $7 target zone is the key part of his bullish outlook, marking a possible turning point for XRP. Related Reading: Market Expert Says XRP Price At $1,000 Will Happen, But The Timeline Is Different Currently, XRP is valued at $3.03, marking modest but steady growth. Over the past 24 hours, it has gained around 2.57%. Over the past week, the token has increased by 3.21%, and on the monthly chart, it has added 3.3%. With the rise in XRP markets, adding more strength, showing that buyers are gradually pushing the price higher. This constant build often prepares the way for bigger moves if the buying continues. According to the analysis, if XRP is to keep moving in a bullish direction, staying above the $2 support area is essential. If XRP maintains this base, it makes the fractal projection of $6 to $7 by mid-November much more likely. Analysts often point to support levels as foundations for rallies, and in this case, the $2 price level could serve as the platform that launches the token toward its projected price range of $6 to $7. Featured image from DALL.E, chart from TradingView.com

Crypto Insight UK used the first post-cut trading day to reframe the XRP narrative around what he calls the difference between utility and speculation, arguing that the latest burst of institutional developments does not automatically validate “$100 dreams.” While welcoming macro and regulatory tailwinds, he cautioned that euphoria often front-runs fundamentals and urged disciplined profit-taking if XRP reaches what he considers this cycle’s plausible range. “Don’t get caught in the trap of thinking when it starts to send that it’s going to go to $100 or $200 or $50 straight away,” he said, adding that, should XRP push into double digits, “I’m going to be taking a significant amount—probably towards 80%—of my portfolio off the table.” Massive Tailwinds For XRP The macro backdrop he keyed on was the Federal Reserve’s 25-basis-point rate cut on Sept. 17 and Chair Jerome Powell’s guidance that more easing is possible this year. Risk assets whipsawed on the headlines before settling, with markets now handicapping further cuts into year-end. For the analyst, the decision was “pretty much a nothing burger” in isolation, but it sharpened the focus on micro drivers inside crypto—namely flows and policy. Related Reading: Next XRP ‘Monster Leg’ Will Start No Earlier Than 2026: Analyst On policy, he highlighted what may prove the most consequential regulatory pivot since US spot Bitcoin and Ether ETFs: the SEC’s approval of generic listing standards for spot commodity ETPs across major exchanges, a change that streamlines the path for crypto ETFs beyond BTC and ETH. In the same sweep, the agency cleared Grayscale’s Digital Large Cap product—a multi-asset ETP holding Bitcoin, Ether, XRP, Solana and Cardano—signaling a new phase for regulated crypto baskets. “ He also pointed to deepening derivatives infrastructure. CME Group announced it will list options on Solana and XRP futures, extending regulated hedging tools beyond the BTC/ETH duopoly and potentially drawing new institutional basis and vol sellers into those order books. Yet it was Ripple’s new institutional initiative that the analyst treated as the week’s sleeper story. Ripple, DBS and Franklin Templeton unveiled a plan to enable accredited and institutional clients to toggle between Ripple’s dollar stablecoin (RLUSD) and Franklin Templeton’s tokenized money-market fund (sgBENJI) on DBS Digital Exchange—with the bank exploring the use of sgBENJI as repo collateral and Ripple’s stablecoin as transactional grease. Franklin Templeton will issue the sgBENJI token on the XRP Ledger. In his view, the significance is two-fold: a credible on-chain cash-and-collateral market and a concrete, regulated venue for RLUSD utility. Related Reading: Facts Vs. Hype: Analyst Examines XRP Supply Shock Theory To underscore the potential scale, he cited RLUSD executive Jack McDonald’s estimate that “repo transaction volume is well into the 10s of trillions globally (nearly $12T in the US in 2024 itself).” The analyst did not claim that flow will migrate wholesale to the XRP Ledger; rather, he framed it as an addressable ceiling for tokenized collateral markets if custody, compliance and counterparty rails mature around them. Why XRP Won’t Reach $100 This Cycle The technicals in his rundown served more as risk-management context than price calls. He flagged Bitcoin dominance’s recent weakness as the tell for an early-stage altcoin rotation while noting that short-term structures remain choppy. The analyst referenced BNB’s push toward a 1.618 Fibonacci extension and observed that XRP, by his drawings, remains below a comparable extension level—thereby allowing for catch-up dynamics should capital rotate. He reiterated that speculation typically “moves price further than utility does, at least initially,” and cautioned that traders should not confuse institutional news with a settled valuation model for base-layer settlement tokens. Where does that leave XRP? His thesis is deliberately conservative relative to social-media targets. He said he still believes utility “is going to come,” especially as US market-structure language evolves and institutional rails—ETFs, CME derivatives, tokenized cash and collateral—proliferate. However, the analyst continues to uphold his long-stated thesis that the $12 region will mark the cycle top for XRP. Until there is a widely accepted framework to price “base utility” for throughput, he intends to sell into strength if XRP hits his personal range for this cycle, keep a 10% “moon bag” above that, and reassess. The discipline, he argued, is psychological as much as mathematical: “If you were afraid of losing $1,000 … and it’s now worth $20,000, you should be 20 times more afraid of losing $20,000.” At press time, XRP traded at $3.03. Featured image created with DALL.E, chart from TradingView.com

An XRP/BTC long-term chart shared by pseudonymous market technician Dr Cat (@DoctorCatX) points to a delayed—but potentially explosive—upswing for XRP versus Bitcoin, with the analyst arguing that “the next monster leg up” cannot begin before early 2026 if key Ichimoku conditions are to be satisfied on the highest time frames. Posting a two-month (2M) XRP/BTC chart with Ichimoku overlays and date markers for September/October, November/December and January/February, Dr Cat framed the setup around the position of the Chikou Span (CS) relative to price candles and the Tenkan-sen. “Based on the 2M chart I expect the next monster leg up to start no earlier than 2026,” he wrote. “Because the logical time for CS to get free above the candles is Jan/Feb 2026 on an open basis and March 2026 on a close basis, respectively.” XRP/BTC Breakout Window Opens Only In 2026 In Ichimoku methodology, the CS—price shifted back 26 periods—clearing above historical candles and the Tenkan-sen (conversion line) is used to confirm the transition from equilibrium to trending conditions. That threshold, in Dr Cat’s view, hinges on XRP/BTC defending roughly 2,442 sats (0.00002442 BTC). “As you see, the price needs to hold 2442 so that CS is both above the candles and Tenkan Sen,” he said. Related Reading: Facts Vs. Hype: Analyst Examines XRP Supply Shock Theory Should that condition be met, the analyst sees the market “logically” targeting the next major resistance band first around ~7,000 sats, with an extended 2026 objective in a 7,000–12,000 sats corridor on the highest time frames. “If that happens, solely looking at the 2M timeframe the logical thing is to attack the next resistance at ~7K,” he wrote, before adding: “Otherwise on highest timeframes everything still looks excellent and points to 7K–12K in 2026, until further notice.” The roadmap is not without nearer-term risks. Dr Cat flagged a developing signal on the weekly Ichimoku cloud: “One more thing to keep an eye on till then: the weekly chart. Which, if doesn’t renew the yearly high by November/December will get a bearish kumo twist. Which still may not be the end of the world but still deserves attention. So one more evaluation is needed at late 2025 I guess.” A bearish kumo twist—when Senkou Span A crosses below Senkou Span B—can foreshadow a medium-term loss of momentum or a period of consolidation before trend resumption. The discussion quickly turned to the real-world impact of the satoshi-denominated targets. When asked what ~7,000 sats might mean in dollar terms, the analyst cautioned that the conversion floats with Bitcoin’s price but offered a rough yardstick for today’s market. “In current BTC prices are roughly $7.8,” he replied. The figure is illustrative rather than predictive: XRP’s USD price at any future XRP/BTC level will depend on BTC’s own USD value at that time. The posted chart—which annotates the likely windows for CS clearance as “Jan/Feb open CS free” and “March close” following interim checkpoints in September/October and November/December—underscores the time-based nature of the call. On multi-month Ichimoku settings, the lagging span has to “work off” past price structure before a clean upside trend confirmation is possible; forcing the move earlier would, in this framework, risk a rejection back into the cloud or beneath the Tenkan-sen. Contextually, XRP/BTC has been basing in a broad range since early 2024 after a multi-year downtrend from the 2021 peak, with intermittent upside probes failing to reclaim the more consequential resistances that sit thousands of sats higher. The 2,442-sats area Dr Cat highlights aligns with the need to keep the lagging span above both contemporaneous price and the conversion line, a condition that tends to reduce whipsaws on very high time frames. Related Reading: Analyst Sounds Major XRP Warning: Last Chance To Get In As Accumulation Balloons Whether the market ultimately delivers the 7,000–12,000 sats advance in 2026 will, by this read, depend on two things: XRP/BTC’s ability to hold above the ~2,442-sats pivot as the calendar turns through early 2026, and the weekly chart avoiding or quickly invalidating a bearish kumo twist if new yearly highs are not set before November/December. “If that happens… the logical thing is to attack the next resistance at ~7K,” Dr Cat concludes, while stressing that the weekly cloud still “deserves attention.” As with any Ichimoku-driven thesis, the emphasis is on alignment across time frames and the interaction of price with the system’s five lines—Tenkan-sen, Kijun-sen, Senkou Spans A and B (the “kumo” cloud), and the Chikou Span. Dr Cat’s thread leans on the lagging span mechanics to explain why an earlier “monster leg” is statistically less likely, and why the second half of 2025 will be a critical checkpoint before any 2026 trend attempt. For now, the takeaway is a timeline rather than an imminent trigger: the analyst’s base case defers any outsized XRP outperformance versus Bitcoin until after the CS clears historical overhead in early 2026, with interim monitoring of the weekly cloud into year-end. As he summed up, “On highest timeframes everything still looks excellent… until further notice.” At press time, XRP traded at $3.119. Featured image created with DALL.E, chart from TradingView.com

XRP has been subjected to bold predictions about its future value in the crypto community this cycle. One such prediction came recently from Versan Aljarrah, better known as Black Swan Capitalist, who noted that the stage is set for XRP to hit the $100 mark. Here, he outlined a roadmap on social media that explains how XRP could scale from today’s modest $3 price levels to $100, $1,000, and even beyond. Big Players Need To Start Stacking According to Aljarrah, XRP’s first push to $100 is dependent on accumulation by big players. This is very important, and recent market dynamics have quietly increased this accumulation trend, especially as institutional investors are now anticipating the launch of a Spot XRP ETF anytime soon. Banks, financial institutions, and long-term investors are believed to have been quietly stacking XRP. This steady absorption of supply is creating the perfect conditions for a supply shock.  Related Reading: Analyst Sounds Major XRP Warning: Last Chance To Get In As Accumulation Balloons On the demand side, XRP’s growing adoption in cross-border settlements and liquidity transfers provides a strong transactional base. When falling supply meets rising utility, the price could escalate quickly, and as such, the analyst noted that the stage is set for the token to hit the $100 mark. Moving beyond $100 requires factors that are far greater than only accumulation by big players. According to Aljarrah, moving from $100 to $1,000 requires widespread integration into the global financial system. In order to reach the $1,000 mark, the altcoin would need to switch from retail speculation and become deeply integrated into the financial system and become the go-to digital collateral and a preferred settlement layer.  In this scenario, banks, stablecoin issuers, and tokenization platforms would rely on XRP for large-scale liquidity management and high-value settlements. This would cause the velocity of money and total value flowing through the XRP network to expand, and each XRP token would carry a larger share of global activity. This demand is enough to push its valuation to $1,000. Recurring $100 And $1,000 Predictions Aljarrah’s forecast aligns with past bold calls from other voices in the XRP community. Analysts such as EGRAG CRYPTO, Austin Hilton, and BarriC, and even discussions within XRP circles on social media and trading platforms, have suggested that $1,000 is possible under adoption in the realm of traditional finance. Related Reading: Pundit Drops Bombshell On XRP Circulating Supply, ‘It’s Smaller Than You Think’ These predictions vary in their timelines and assumptions but converge on the idea that XRP’s price potential is linked directly to its ability to absorb global liquidity. The idea of XRP going beyond $1,000 and reaching as high as $10,000 under full-scale utility, as Aljarrah suggested, is extreme, but it is possible if XRP reaches its full-scale utility and infinite scalability.  At the time of writing, XRP is a long way from reaching the projected $100 and $1,000 price targets. XRP has been inching upward steadily this week. It is now trading at $3.10, up by 2.9% in the past 24 hours. Featured image from Adobe Stock, chart from Tradingview.com

Crypto pundit Pumpius is drawing attention to what he calls the “XRP Endgame,” saying all the key pieces are falling into place for Ripple and its token. According to him, these shifts put XRP in a rare position to rise above other digital assets. Global rules and banking standards are also moving in Ripple’s favor at the same time. Pundit: Institutional Rails And Legal Clarity Cement XRP’s Role Pumpius stresses that Ripple’s victory in its long fight with the SEC is not just a legal win but a turning point. After years in court, XRP now has the strongest legal clarity of any cryptocurrency in the U.S.  Related Reading: Market Expert Says XRP Price At $1,000 Will Happen, But The Timeline Is Different He also points to Ripple’s launch of RLUSD, its enterprise stablecoin backed by reserves at BNY Mellon. Pumpius notes that this connection matters because BNY Mellon safeguards trillions in assets for global giants, including BlackRock and the U.S. Treasury. Tying a stablecoin to XRP’s payment rails creates what he calls a “stable reserve army” that strengthens trust in Ripple’s network. On the banking front, Pumpius explains that Ripple is not only licensed as a money service business but has also applied for the highly difficult New York banking charter. He adds that Ripple has taken it a step further by applying for a Federal Reserve master account, the highest privilege in the U.S. banking system. If granted, Ripple would not just compete with banks but effectively act as one, placing XRP at the center of financial settlements. XRP ETFs, Ripple’s Global Standards, And Tech Drive Convergence Pumpius notes that nearly 20 XRP spot ETFs are awaiting approval. If greenlit, these funds could open the doors to trillions of dollars from institutional investors and push XRP into the ranks of Wall Street assets overnight. Another major shift is the migration to ISO 20022, a global messaging standard that all major banks must adhere to by November. Pumpius points out that XRP has been ready for this for years, meaning RippleNet can easily connect with traditional banking rails the moment the change takes effect. Related Reading: Crypto Analyst Debunks XRP Price To $10,000 Claims, Reveals How High It Can Go Additionally, he notes that XRP is in the liquidity tokenization plan of DTCC, the world’s largest settlement utility. At the same time, he notes that the DNA Protocol is quietly developing biometric and genomic identity tools on the XRP Ledger. This step could solve Know Your Customer checks at the deepest level, blending finance and digital identity in a way no other blockchain has achieved. Ripple benefits as he notes the rise of a supportive political environment. A pro-crypto administration is pushing laws that fit Ripple’s long-term playbook. With regulators and policymakers leaning in the same direction, he believes the stage is set for XRP to move into its endgame. Featured image from DALL.E, chart from TradingView.com

Prominent analyst Cheeky Crypto (203,000 followers on YouTube) set out to verify a fast-spreading claim that XRP’s circulating supply could “vanish overnight,” and his conclusion is more nuanced than the headline suggests: nothing in the ledger disappears, but the amount of XRP that is truly liquid could be far smaller than most dashboards imply—small enough, in his view, to set the stage for an abrupt liquidity squeeze if demand spikes. XRP Supply Shock? The video opens with the host acknowledging his own skepticism—“I woke up to a rumor that XRP supply could vanish overnight. Sounds crazy, right?”—before committing to test the thesis rather than dismiss it. He frames the exercise as an attempt to reconcile a long-standing critique (“XRP’s supply is too large for high prices”) with a rival view taking hold among prominent community voices: that much of the supply counted as “circulating” is effectively unavailable to trade. His first step is a straightforward data check. Pulling public figures, he finds CoinMarketCap showing roughly 59.6 billion XRP as circulating, while XRPScan reports about 64.7 billion. The divergence prompts what becomes the video’s key methodological point: different sources count “circulating” differently. Related Reading: Analyst Sounds Major XRP Warning: Last Chance To Get In As Accumulation Balloons As he explains it, the higher on-ledger number likely includes balances that aggregators exclude or treat as restricted, most notably Ripple’s programmatic escrow. He highlights that Ripple still “holds a chunk of XRP in escrow, about 35.3 billion XRP locked up across multiple wallets, with a nominal schedule of up to 1 billion released per month and unused portions commonly re-escrowed. Those coins exist and are accounted for on-ledger, but “they aren’t actually sitting on exchanges” and are not immediately available to buyers. In his words, “for all intents and purposes, that escrow stash is effectively off of the market.” From there, the analysis moves from headline “circulating supply” to the subtler concept of effective float. Beyond escrow, he argues that large strategic holders—banks, fintechs, or other whales—may sit on material balances without supplying order books. When you strip out escrow and these non-selling stashes, he says, “the effective circulating supply… is actually way smaller than the 59 or even 64 billion figure.” He cites community estimates in the “20 or 30 billion” range for what might be truly liquid at any given moment, while emphasizing that nobody has a precise number. That effective-float framing underpins the crux of his thesis: a potential supply shock if demand accelerates faster than fresh sell-side supply appears. “Price is a dance between supply and demand,” he says; if institutional or sovereign-scale users suddenly need XRP and “the market finds that there isn’t enough XRP readily available,” order books could thin out and prices could “shoot on up, sometimes violently.” His phrase “circulating supply could collapse overnight” is presented not as a claim that tokens are destroyed or removed from the ledger, but as a market-structure scenario in which available inventory to sell dries up quickly because holders won’t part with it. How Could The XRP Supply Shock Happen? On the demand side, he anchors the hypothetical to tokenization. He points to the “very early stages of something huge in finance”—on-chain tokenization of debt, stablecoins, CBDCs and even gold—and argues the XRP Ledger aims to be “the settlement layer” for those assets.He references Ripple CTO David Schwartz’s earlier comments about an XRPL pivot toward tokenized assets and notes that an institutional research shop (Bitwise) has framed XRP as a way to play the tokenization theme. In his construction, if “trillions of dollars in value” begin settling across XRPL rails, working inventories of XRP for bridging, liquidity and settlement could rise sharply, tightening effective float. Related Reading: XRP Bearish Signal: Whales Offload $486 Million In Asset To illustrate, he offers two analogies. First, the “concert tickets” model: you think there are 100,000 tickets (100B supply), but 50,000 are held by the promoter (escrow) and 30,000 by corporate buyers (whales), leaving only 20,000 for the public; if a million people want in, prices explode. Second, a comparison to Bitcoin’s halving: while XRP has no programmatic halving, he proposes that a sudden adoption wave could function like a de facto halving of available supply—“XRP’s version of a halving could actually be the adoption event.” He also updates the narrative context that long dogged XRP. Once derided for “too much supply,” he argues the script has “totally flipped.” He cites the current cycle’s optics—“XRP is sitting above $3 with a market cap north of around $180 billion”—as evidence that raw supply counts did not cap price as tightly as critics claimed, and as a backdrop for why a scarcity narrative is gaining traction. Still, he declines to publish targets or timelines, repeatedly stressing uncertainty and risk. “I’m not a financial adviser… cryptocurrencies are highly volatile,” he reminds viewers, adding that tokenization could take off “on some other platform,” unfold more slowly than enthusiasts expect, or fail to get to “sudden shock” scale. The verdict he offers is deliberately bound. The theory that “XRP supply could vanish overnight” is imprecise on its face; the ledger will not erase coins. But after examining dashboard methodologies, escrow mechanics and the behavior of large holders, he concludes that the effective float could be meaningfully smaller than headline supply figures, and that a fast-developing tokenization use case could, under the right conditions, stress that float. “Overnight is a dramatic way to put it,” he concedes. “The change could actually be very sudden when it comes.” At press time, XRP traded at $3.0198. Featured image created with DALL.E, chart from TradingView.com

On-chain data shows that XRP whales are currently offloading their coins, which paints a bearish outlook for the altcoin. This comes as XRP struggles to stay above the psychological $3 level and risks dropping to new lows.  XRP Whales Offload $480 Million Coins In Two Weeks Santiment data shows that XRP whales have dumped 160 million coins ($480 million) since around September 4, when their holdings peaked at around 6.95 billion. Since then, their XRP holdings have dropped from 6.95 billion to around 6.77 billion. These whales hold between 1 million and 10 million tokens.  Related Reading: XRP’s Market Cap Beats Out Heavy Hitters In Climb Into 100 Top Global Assets — Here Are The Numbers There is also a similar pattern among whales holding 10 million to 100 million coins and those holding 100 million coins to 1 billion coins. The 10 million to 100 million XRP whales had begun offloading their coins since last month, with a notable drop from 8.1 billion coins to around 7.77 billion coins as of now.  Meanwhile, XRP whales holding 100 million coins to 1 billion coins had begun offloading their coins since July, with a sharp drop in their holdings from around 10.83 billion during that period to 7.94 billion in August. However, since then, their holdings have remained stagnant, with these whales remaining on the sidelines, neither buying nor selling aggressively.  This development paints a bearish picture for the XRP price as the token could witness further declines as these whales continue to offload their coins. Moreover, these whales are offloading their coins despite projections of a Fed rate cut this week and the upcoming launch of the first spot XRP ETF. This further fuels concerns that these events might turn out to be a ‘sell the news’ event, with a sharp price decline happening once they occur.   A Potential Bearish Cross Lies Ahead For XRP In an X post, crypto analyst Egrag Crypto said that a potential bearish cross lies ahead for the XRP price. He predicted that the altcoin might dip to as low as $2.65 despite an imminent Fed rate cut. He noted that many are anticipating a rate cut but that the markets tend to react in the opposite direction, meaning that XRP could decline after the rate cut instead of rallying.  Related Reading: XRP Price Forms Bull Flag On The Weekly Chart: Analyst’s $23 EOY Target Swims Into View Egrag Crypto further stated that for the XRP price to avoid the bearish cross, it needs to see a close above $3.07 and $3.13. If that happens, then he believes that the altcoin will be in a much stronger position to rally to the upside. The analyst predicted that XRP could rally to as high as $3.7 eventually.  At the time of writing, the XRP price is trading at around $3, up in the last 24 hours, according to data from CoinMarketCap. Featured image from Adobe Stock, chart from Tradingview.com

The XRP price is once again at the center of discussion in the cryptocurrency market after a market expert reiterated their bold long-term forecast. The founders of EasyA, Dom and Phil Kwok, say the token still has the potential to hit $1,000, even if it takes longer than first expected. They explain that the short-term view is not yet clear, but the long-term case for XRP remains strong.  EasyA Founders Stand By $1,000 XRP Price Prediction Dom and Phil Kwok joined host Tony Edward on the Thinking Crypto podcast to share their updated thoughts on XRP. Edward recalled their earlier bold forecast of $1,000 by 2030, which still excites many supporters. Dom Kwok made it clear that the short-term outlook is still “formulating,” meaning they are not ready to set a concrete target for the current cycle. However, he confirmed that the long-term thesis remains intact, and the bold forecast is still alive. Related Reading: Crypto Analyst Debunks XRP Price To $10,000 Claims, Reveals How High It Can Go According to Dom, a significant amount of new money could enter the market once the rules are clarified. When those approvals are in place, Dom believes that large amounts of new capital could flow into XRP.  The market expert noted that the legal teams of hedge funds and asset managers are working out the rules to determine how they can start investing in other tokens. With the SEC lawsuit against Ripple now resolved, many of the barriers that held back institutions are gone. For the EasyA founders, this shift in the investment landscape is key to why the XRP $1,000 price target remains in place. Network Effects And Developer Momentum Strengthen XRP’s Case Phil Kwok spoke about another driver for the XRP’s growth: network effects. He explained that when prices rise, more developers become involved and build. Recent performance shows why the EasyA founders remain confident. The XRP price has climbed 456% since last year, trading above $3, and it is now the best-performing large-cap altcoin.  Related Reading: Dogecoin Price Could See Another Double-Digit Surge This Week As These Developments Take Place Dom also pointed out that price charts matter because falling prices scare off both users and builders. With the XRP price showing steady gains, it is drawing more investors and developers to its network. The short-term outlook is still uncertain, but the long-term belief in $1,000 continues to drive discussion. While Dom and Phil Kwok stand by their bold forecast, other experts, such as Matthew Brienen of CryptoCharged, have suggested that the price could reach that level by 2035 instead. Even with the extended timeline, XRP’s strong position, growing utility, and the attention of institutions and developers all point toward a long-term path of significant growth. For many in the XRP community, the $1,000 price target remains a central rallying point, even if the timeline shifts. Featured image from DALL.E, chart from TradingView.com

Analyst Austin Hilton has sounded a major XRP warning even as the price continues to consolidate. He declared that this is the last chance to get into the altcoin before its price goes on a parabolic run.  Last Chance To Get In On XRP Before Its Q4 Bull Run In a YouTube video, Austin Hilton warned that this is the last chance for investors to accumulate XRP before its major bull run in the last quarter of this year. He noted that September was expected to be a slow month with little action from the altcoin, especially as investors wait on a Fed rate cut.  Related Reading: Analyst Warns XRP Investors Not To FOMO In, Wait For This To Happen First The analyst further remarked that the altcoin has even outperformed expectations this month, considering that it was able to reclaim the psychological $3 level and has held well above support levels. However, Austin Hilton predicts that a greater run lies ahead for the altcoin, with liquidity set to return in the fourth quarter from both retail and institutional investors.  Another bullish fundamental he alluded to is the fact that XRP is being taken off exchanges, which indicates that crypto whales are actively accumulating the token. This could lead to a supply shock, which could serve as a catalyst for higher prices. Bitcoinist reported that Coinbase’s reserves have crashed by 90% as whales move tokens off the exchange to hold for the long term.  Meanwhile, four major crypto exchanges, including Binance, saw massive demand earlier in the month, leading them to add 1.2 million coins to meet this demand. The CryptoQuant analysis that pointed this out noted that the demand might have been coordinated and might have come from institutions. This comes ahead of the potential XRP ETFs launch, which is bullish for the altcoin’s price.  Institutions Set To Flow Into The Altcoin With ETF Launch Institutions are set to inject new capital into the ecosystem with the launch of the first spot XRP ETF, which is happening this week. REX Shares confirmed that its REX-Osprey XRP ETF (XRPR) is coming this week. It noted that this will be the first U.S. ETF to deliver investors spot exposure to XRP.  Related Reading: What To Expect If XRP ETFs Get Approval From The SEC Bloomberg analyst James Seyffart stated that the REX-Osprey XRP ETF isn’t a “pure” spot ETF. He explained that it will hold spot directly and other spot XRP ETFs from around the world to get its exposure. The analyst also noted that the fund’s prospectus includes language that would allow it to invest in derivatives for exposure if needed. However, that won’t be the primary exposure method.  The spot XRP ETFs could get a SEC approval in October, which is another factor that could serve as a catalyst for higher prices for the cryptocurrency heading into the fourth quarter. Seven fund issuers are currently awaiting the SEC’s approval to offer a 100% spot XRP ETF.  At the time of writing, the XRP price is trading at around $2.97, down over 2% in the last 24 hours, according to data from CoinMarketCap. Featured image from Adobe Stock, chart from Tradingview.com

The XRP community often sees bold predictions about where the token’s price could go, with some supporters suggesting the price might one day hit $10,000. A well-known crypto analyst has explained that such a number is not realistic, even though the XRP price still has room for strong growth. His remarks give investors a more balanced perspective, focusing on what the market can actually support rather than unrealistic expectations.  Analyst Debunks $10,000 XRP Price Target As Unrealistic The discussion picked up after pro-XRP commentator Xaif shared a video featuring market analyst Adam Stokes. In the video, Stokes made it clear that XRP is not going to reach the extreme $10,000 price predictions that often appear in online debates. He explained that he personally owns a large amount of the digital asset and would welcome such gains, but he stressed that it is simply not possible.  Related Reading: Dogecoin Price Could See Another Double-Digit Surge This Week As These Developments Take Place According to him, there is not enough global capital to support that level of valuation. As he put it, “There’s just not enough money on planet Earth for that,” a remark that struck a chord with many XRP holders and gave more weight to the cautious side of the debate. For years, parts of the community have argued about where the XRP price could go, with some hoping for massive numbers far beyond current levels.  The crypto analyst noted that while enthusiasm is strong, investors should not expect unrealistic outcomes that exceed what the market can actually support. By rejecting the idea of a $10,000 XRP, he brought the conversation back to what is achievable in real trading conditions. Stokes Predicts $5 to $7 As Realistic XRP Price Range While he dismissed the extreme forecast, Stokes still gave a positive outlook for XRP. The analyst expects the XRP price to reach $4 without much trouble and has placed a realistic price target of $5 to $7. For many holders, that price move could represent an increase from current levels. Reaching such levels would also mark a brand-new all-time high for XRP, proving that substantial growth is still possible even without chasing extreme numbers. Related Reading: Expert Crypto Trader Says Dogecoin Price Looks ‘Very Good’, Here’s Why Stokes’ view would suggest that the XRP price growth must stem from genuine capital inflows and stronger fundamentals, rather than mere wishful thinking. By highlighting $4 as reachable and setting $5 to $7 as his forecast range, he provided the community with a more precise and practical view of where the market may head, steadily backed by real demand and adoption. His conservative yet optimistic analysis strikes a balance between hope and reality. In this way, the report from Stokes shifts the conversation away from hype and towards achievable expectations that still leave room for excitement about the future of the XRP price. Featured image from DALL.E, chart from TradingView.com