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The newly public blockchain lender earns praise for market share in tokenized credit, but concerns remain over scaling and regulation.

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Figure Technologies is seeking to raise as much as $526 million at a valuation over $4 billion through the share sale.

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The move follows a confidential SEC submission earlier this month and comes amid a surge of digital asset firms tapping the equity markets.

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Figure is joining a growing roster of digital asset companies seeking to go public amid booming crypto and stock markets.

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The YLDS stablecoin, backed by prime money market funds, offers daily interest and 24/7 peer-to-peer transfers.

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What appears to be another post-FTX trading and custody play with institutions in mind, is really all about visionary disruption.