As institutional capital increasingly explores blockchain infrastructure, the focus is shifting from experimentation to execution. In this evolving landscape, the XRP Ledger is steadily positioning itself at the center of efficiency, scalability, and reliability. With its ability to handle high-value transactions at speed and low cost, it is emerging as a serious contender for institutions seeking to move capital seamlessly across global markets. The XRP Ledger is emerging as a foundational layer for trillions of dollars in institutional opportunity. An analyst known as ChartNerd on X has reported a video in which Marius Jurgilas, CEO of Axiology, highlighted the scale of the opportunity, pointing to multi-trillion-dollar funding gaps and idle capital across European markets waiting to be tokenized on-chain. Tokenization Of Real-World Assets On The XRP Ledger At the center of this transformation is Axiology’s permissioned implementation of XRPL. The platform is designed to compress today’s complex capital market stack, including broker-dealers, custodians, and intermediaries, into a single, efficient, and compliant layer. This specific DLT infrastructure is being deployed within the European Central Bank’s (ECB) pilot initiatives, specifically the PONTES program, which is scheduled to begin in Q3 2026. Related Reading: XRP Could Be The Hidden Beneficiary Of FedNow Expansion — Here’s Why Further reinforcing its institutional credibility, Axiology has become only the second company to secure a Trading and Settlement System (TSS) license under the European Union’s (EU) DLT pilot regime for Central Bank Money Settlement. This TSS license allows the firm to operate a trading and settlement system using distributed ledger technology. Crypto analyst Skipper has also revealed that Brad Garlinghouse, CEO of Ripple, has consistently maintained that XRP was not limited to payments alone. From the beginning, Ripple’s goal was to build real-world utility technology capable of solving deep inefficiencies within the global financial system, rather than accelerating the movement of money. According to Brad, what initially emerged as a solution for cross-border payments has evolved into a much broader ecosystem. Presently, XRP and XRPL are being explored for a growing range of use cases, including asset tokenization, liquidity solutions, and wider financial applications. As adoption increases and use cases expand, that early vision is beginning to take shape, showing that the strategy was always about starting small and building toward something much bigger. The Imbalance That Could Reshape XRP Markets XRP is entering a phase where market structure is becoming the dominant force behind price behavior. A researcher known as SMQKE on X pointed out that only 1.7 billion XRP is left on exchanges, marking the lowest available exchange supply in seven years. Related Reading: XRP Holders Are Seeing Major Losses Since The Bull Market, And The Numbers Are Rising 21Shares describes this dynamic as a supply-shock mechanism, a scenario where declining liquid supply collides with growing demand. SMQKE explains that this convergence of scale and scarcity is the primary engine for a non-linear repricing event throughout 2026. Featured image from Pxfuel, chart from Tradingview.com
Crypto wealth manager Swissborg gets MiCA approval and prepares to move its European operations to France while targeting growth in markets including Germany, Italy and Spain.
The Appia roadmap for a euro-based tokenized financial system is part of the European Union’s push to reduce reliance on foreign financial infrastructure.
Qivalis is a group of 12 major EU banks developing a euro-pegged stablecoin they plan to debut in the second half of the year.
The EU must fix its pilot regime now or watch capital markets shift permanently to the U.S., a group of blockchain firms warned policymakers on Thursday.
The $800 billion-asset bank is the 12th to join Amsterdam-based Qivalis, which aims to introduce a euro-pegged token this year.
Concerned that a CBDC will drain funds from traditional banks, regulators are considering caps on how much digital euro citizens can hold to ensure it's purely for payments.
The group of 10 banks plans to introduce its euro stablecoin next year under a new Dutch entity named Qivalis.
Stablecoins, the fastest-growing part of digital finance and crypto, will only fully succeed if regulators match their borderless design with cross-border collaboration, argues Patrick Hansen, the Senior Director of Strategy & Policy at Circle.
A Eurozone CBDC could provide business continuity in the event of a cyberattack on banks or other payment providers
The GENIUS Act's passage caught many in Europe off guard and sparked concerns dollar-backed stablecoins could tighten America’s grip on cross-border payments.
"The decision is in line with the Eurosystem’s commitment to supporting innovation without compromising on safety and efficiency in financial market infrastructures," a release said.
The European Central Bank said U.S. support for crypto could result in damage to the European Union's financial stability.
"The EU considers US tariffs unjustified and damaging, causing economic harm to both sides, as well as the global economy," the European Commission said
"This crypto-friendly stance has the potential to accelerate crypto adoption, including by institutional investors," an ESMA spokesperson said.
The biggest challenge in MiCA compliance was allocating resources to build the required infrastructure, Gemini’s head of Europe said.
This final guidance calls for a commonly adopted application of the definition of “financial instrument” across EU member states.
Non-compliant stablecoins listed on Canadian-registered crypto platforms will be required to be delisted by Dec. 31, 2024.
To build its blockchain-based trading platform, 21X has been working with several partners, including Polygon and SBI Digital Markets.
The adoption of cryptocurrency in the UK has seen a steady rise, with an estimated seven million adults now owning crypto assets, according to a recent report by the Financial Conduct Authority (FCA). The figures indicate that approximately 12% of the UK adult population currently holds digital currencies, up from 10% in 2022, highlighting a […]
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Crypto exchange Kraken has announced the delisting of Monero in the European Economic Area to maintain compliance with EU regulations.
As Telegram CEO and founder Pavel Durov is now released on a $5.6 million bail, France, as an EU member state, continues working on the case.
Bitstamp entered a partnership to support Stripe’s crypto on-ramp solution in Europe a few months after Robinhood announced Bitstamp’s acquisition for $200 million.
The European Commission and Elon Musk’s social media site, X, look set to battle over alleged transparency violations.
The European Commission and Elon Musk’s social media site, X, look set to battle over alleged transparency violations.
The door is now wide open for Google and Microsoft to gain first movers' advantage over the entire continent.
The central bank has been experimenting with multiparty computation, which could support the entire European economy in the future.
Circle’s USDC and EURC stablecoins become the first fully compliant digital fiat tokens under the Markets in Crypto-Assets rules.
A letter from Consensys states that the SEC’s approval of spot Ether exchange-traded funds indicated that it had “updated its position to classify ETH as a commodity and not a security,” but not everyone agrees.