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The monthly XRP chart has entered one of its most decisive phases in years, and one of the asset’s most vocal analysts is laying out a blunt roadmap. Egrag Crypto, known for his long-standing bullish stance on XRP, released a new technical update that breaks down the future outlook for the cryptocurrency into three straightforward outcomes.  The chart accompanying his analysis shows XRP trading around the $2.20 region, sitting just above an important Fib support level but still wrestling with momentum, with the monthly candle about to close. Related Reading: 320 Ether On The Move: Bhutan Ramps Up Its Staking Game XRP Must Close Above $2.60 To Keep Bullish Momentum Intact Egrag’s first decisive level is at $2.60, which matches with the 0.5 Fibonacci retracement level on the monthly chart. The analyst described a close above this region as bullish but the asset would not yet be fully clear of danger. The chart shows XRP repeatedly testing this price level in the first half of the year before breaking above it in July. However, the most recent breakdown in Q2 2025 has now put the price level in focus again. The analysis becomes more aggressive once price action breaks above $3.40. EGRAG identified this as the 0.888 Fibonacci level, one of the final retracement zones. According to him, a close above this level confirms a super-bullish macro breakout, which he summarized with the phrase “we are so back.” The chart reinforces this idea by showing a tight compression beneath this upper 0.888 Fib cluster, and that a decisive breakout could lead to a rapid move into new all-time high prices if there’s enough buying pressure. XRP Price Chart. Source: @egragcrypto On X  A Close Below 21 EMA Would Break Bullish Structure The downside scenario in Egrag’s breakdown is equally straightforward. He warned that a close below the 21-month EMA would mean a severe failure of the bullish trend structure. His wording was intentionally harsh, noting that such a breakdown would mean “we are f**ked, no sugar-coating it.” The chart shows the 21 EMA currently sitting around the $1.83-$1.90 price zone, forming the final major support on the monthly timeframe. Losing this level would drag XRP back into a deeper corrective zone and finally undo most of the price advancement made this year. A significant development showed up towards the end of the week that aligns with the bullish continuation Egrag outlined. 21Shares confirmed that its US Spot XRP ETF, which is listed under the ticker TOXR, has received SEC approval and will officially launch on Monday. Related Reading: Bitcoin’s November Slump Could Trigger A 2026 Revival, Analysts Say The upcoming launch adds a perspective that institutional participation in XRP is only beginning. If inflows follow the early strength seen from other issuers, the ETFs could reinforce the bullish case Egrag mapped on the chart, especially if the XRP price is able to cross above $2.60 in December. Featured image from Pixabay, chart from TradingView

Conversations around XRP have grown louder in recent weeks as the cryptocurrency continues to trade around the $2.2 region while new Spot XRP ETFs continue to attract inflows across multiple issuers.  One voice in the community has attempted to explain why the market is unusually calm despite rising institutional demand. An XRP enthusiast known as Pumpius shared a detailed thread on X that breaks down the mechanics behind the new ETFs and why the real impact may still be ahead. His argument is that the current XRP price action does not yet reflect what is going on behind the scenes. Related Reading: Bitcoin Maxi Says ATH Back On The Table After 40x Derivatives Surge Why ETF Rules Create A Special Market Dynamic Pumpius explained that the foundation of the entire setup is in one legal detail with fund managers. ETF fund managers are restricted from purchasing XRP directly from Ripple or from the escrow accounts that hold large reserves of the token. Every ETF must source XRP through open-market purchases, without private deals or wholesale arrangements. The absence of direct acquisition forces institutional buyers into the same liquidity pool as retail and whales. With the new launch of XRP ETFs, and as demand continues to rise, the circulating supply is now the battleground, and this mechanical pressure is already visible in recent weeks as XRP trading volumes climbed while exchange supply began trending downward.  According to market trackers, XRP supply on major exchanges has declined steadily since the approval of the first Spot XRP ETFs, showing that the stress on available liquidity is not theoretical but active. Particularly, data from CryptoQuant shows that Binance’s XRP reserves are now at their lowest point in months, having dropped to 2.7 billion tokens this week. Incoming Supply Squeeze For XRP Another part of the explanation focuses on Ripple’s behavior regarding escrow releases. Although one billion XRP is unlocked each month, Ripple has repeatedly returned about 700 million to 800 million of these unlocked  tokens back into escrow.  Ripple releases only what it considers necessary to maintain healthy liquidity in the ecosystem, and the company has avoided significant selling pressure since the ETF approvals. According to Pumpius, this means the ecosystem is operating in a controlled balance where ETF issuers are absorbing a growing share of the circulating float, while Ripple keeps escrow output extremely conservative.  The result is a slow tightening of supply that’s happening behind the scenes and may not yet be visible in price action but can eventually cause what he called a structural supply shock. When this happens, XRP will not move slowly, but it will break price levels with impact. Related Reading: Crypto Wins Big: Thailand Moves To A 0% Tax On Local Exchange Gains Still speaking of what is happening behind the scenes, Ripple has been advancing several developments that could strengthen XRP’s long-term position. A recent example is Abu Dhabi’s financial regulator formally recognizing RLUSD as a fiat-referenced token. Featured image from Unsplash, chart from TradingView

Texas has moved public money into Bitcoin exposure, buying $5 million worth of shares in a regulated Bitcoin exchange-traded fund. Related Reading: Bitcoin Creator Somehow Becomes ‘Poor’ By Losing $41 Billion Without Saying A Word According to reports, the state’s purchase was made on November 20, 2025, and it used the BlackRock iShares Bitcoin Trust (IBIT) to gain price exposure without immediately holding the cryptocurrency itself. The state set aside a total allocation of $10 million for its new Strategic Bitcoin Reserve. Lee Bratcher, who leads the Texas Blockchain Council, confirmed the state’s crypto purchase on X. State Uses ETF As Interim Step Reports have disclosed that officials chose the ETF route as a temporary measure while the state puts custody plans in place. The IBIT shares give Texas a stake that tracks Bitcoin’s market moves. Based on reports, the entry price equated to roughly $87,000 per BTC at the time of the buy. The buy represents half of the total allocation, leaving $5 million still available for future moves. TEXAS BOUGHT THE DIP! Texas becomes the FIRST state to purchase Bitcoin with a $10M investment on Nov. 20th at an approximately $87k basis! Congratulations to Comptroller @KHancock4TX and the dedicated investments team at Texas Treasury who have been watching this market… pic.twitter.com/wsMqI9HrPD — Lee ₿ratcher (@lee_bratcher) November 25, 2025 The move follows legislation passed earlier in the year. According to public records, the reserve program was created by Senate Bill 21, signed in June 2025. The law authorizes a capped budget for the reserve and sets conditions for what assets qualify. Reports have disclosed that Bitcoin met the criteria laid out in the measure, prompting the initial allocation. What Officials Say And What Comes Next According to state officials, the purchase is meant as a hedge and a way to diversify long-term holdings. An RFP process is expected to pick a custodian, with officials planning to transfer from ETF positions to direct custody once systems are ready. The request for proposals is slated for early 2026, based on public statements. Analysts noted the distinction between ETF shares and direct ownership. ETF holdings provide price exposure; they do not give the state direct control over on-chain Bitcoin wallets. That control would come only after the state completes its custody procurement and shifts assets into cold storage or similar solutions. Possible Broader Effects Market observers say the purchase is notable because it marks one of the first instances of a US state formally placing public funds into Bitcoin exposure. The amount is small relative to broader markets, yet symbolic. It may prompt other states to consider similar reserve strategies, especially where lawmakers favor diversification. Related Reading: Hamas Victims Sue Binance And CZ — Accusations Of Terror Financing Rock Crypto World Transparency And Oversight According to public filings, the state will publish details of the holdings and any custody plan updates. Oversight mechanisms built into the law require regular reporting, and the remaining $5 million allocation must follow the same rules before it is used. That reporting will be watched closely by lawmakers, taxpayers, and market watchers. The buying decision was made amid wide debate over how government bodies should handle crypto assets. Texas plans to move carefully, using regulated products first and then moving toward self-custody when the proper safeguards and vendors are chosen. Featured image from Pexels, chart from TradingView

Bitcoin fell sharply in recent days, and veteran holders barely blinked while many newer investors showed clear signs of panic. Related Reading: Bitcoin Creator Somehow Becomes ‘Poor’ By Losing $41 Billion Without Saying A Word According to crypto commentator Anthony Pompliano, drops of 30% or more are part of Bitcoin’s history — they have happened 21 times over the last decade and tend to occur about once every one and a half years. Reports have disclosed that recent selling has pushed the token to lows around $82,000 during US trading. “So Bitcoiners are used to this,” Pompliano said. “Now, who’s not used to this are the people who are coming from Wall Street. They’re not used to this type of volatility.” Veterans Expect The Swings Pompliano said people who have owned Bitcoin for years treat big swings as normal. He argued that volatility helped create the huge gains seen so far: Bitcoin has risen about 240x over the past decade. He added that a 70% compound annual growth rate over that period is not likely to continue, but that even lower long-term returns — in the 20–35% range — would still beat stocks. “I would be worried if Bitcoin’s volatility drops to zero,” he said, explaining why price swings can be a sign of an active market rather than a flaw. US Markets And Liquidity Strains Played A Role Matthew Sigel, head of digital assets research at VanEck, said the sell-off was mainly a US-session event. He linked the fall to tighter US liquidity and wider credit spreads, which made traders less willing to hold risky positions. Sigel also noted that big spending plans tied to artificial intelligence were colliding with a fragile funding market, creating extra pressure. Around year-end, other market participants face bonus decisions and portfolio reviews, which may add to selling pressure. Volatility Is Climbing Again Analysts at Bitwise and other firms reported that Bitcoin’s volatility has risen in the past two months and was creeping back up to about 60 as of Monday. Jeff Park of Bitwise pointed out that higher volatility can move prices sharply in either direction. Based on reports, Pompliano and others said that volatility is needed for the asset to make large gains over time, and that calm markets would actually be a warning sign for some investors. ETFs Brought More Money — And More Flows Out The arrival of Bitcoin ETFs has made it easier for big brokers’ clients to get exposure without holding coins directly. Still, data from Morningstar’s Bryan Armour shows roughly $4.7 billion left crypto-related ETFs in November. Armour added that while some funds saw outflows, ETFs tied to smaller tokens such as Solana and XRP drew investments during the same period. Related Reading: Kiyosaki Dumps Bitcoin At $90K After Predicting A $250K Moonshot – Here’s Why What Comes Next Is Unclear Experts said predicting the next move is almost impossible because crypto markets remain highly volatile. Based on current signs, more swings are likely. For now, Bitcoin’s history of deep pullbacks, the fresh presence of institutional players, and changing liquidity in US markets are all factors traders will watch closely as the year closes. Featured image from Gemini, chart from TradingView

Bitcoin’s recent price swings have picked up pace, and market watchers say that option markets may again be calling the shots. Over the past two months volatility has climbed, shifting how traders and investors respond to big moves in BTC. Related Reading: $2 Billion Gone In Minutes: Bitcoin Slide Shakes Crypto World Volatility Numbers Reignite Focus According to Jeff Park, implied volatility had stayed below 80% since US Bitcoin ETFs were approved, But it is now creeping back toward about 60%. That rise matters because option flows can amplify moves — both up and down — when traders reposition quickly. Park pointed to January 2021 as a clear example, when an options-driven surge helped push Bitcoin to a cycle high of $69,000 in November of that year. In other words, swings driven by derivatives are capable of producing outsized trends. Price Drops And Clearing Of Positions Bitcoin tumbled below $85,000 on Thursday, a move that helped trigger liquidations and heightened selling pressure. Reports have disclosed that some losses are tied to highly leveraged positions being forced closed, while other activity appears to come from long-term holders taking profits. Analysts at Bitfinex called much of the action “actical rebalancing,” saying it does not break long-term adoption or fundamentals. Binance CEO Richard Teng is reported to have noted that volatility levels are similar across many asset types right now. Derivatives And Short-Term Shocks Options positioning can make price action sharper because large contracts push traders to hedge or cover quickly, and hedging activity often shows up as rapid moves in the spot market. This mechanism was important in the 2021 run and may be at work again as implied volatility climbs. Traders who watch the volatility surface say early signs of option-driven behavior are visible, even if the current readings are nowhere near the extremes seen in prior cycles. Fed Betting Adds A Macro Twist Meanwhile, according to the CME FedWatch tool, the market now sees a 71% chance of a 25-basis point cut in December, up from about 30–40% earlier this week. Comments from New York Fed President John Williams helped shift those odds by suggesting policy could move toward neutral, while other Fed officials were quoted by Reuters as taking more cautious stances. A rate cut, if it happens, could give risk assets some lift; a no-show might keep volatility elevated. Related Reading: Kiyosaki Dumps Bitcoin At $90K After Predicting A $250K Moonshot – Here’s Why Markets Watch December For Clues Traders are watching December closely for signals that could either calm markets or add fuel to them. Short-Term swings will likely persist until traders see clearer direction from both macro policy and option desks. Some players will wait for volatility to settle; others will trade around it. Featured image from Unsplash, chart from TradingView

According to NYDIG research, the same money that pushed Bitcoin up into October’s peak is now pulling it down, and the pull looks structural rather than just emotional selling. Related Reading: Dogecoin Goes Wall Street: Grayscale Confirms Nov. 24 ETF Launch The firm’s head of research says a large liquidation in early October flipped spot ETF flows, pushed digital asset treasury (DAT) premiums lower, and coincided with a drop in stablecoin supply — a mix that points to liquidity leaving the system. ETF And Treasury Reversals Reports have disclosed that spot Bitcoin ETFs, once steady buyers, shifted from steady inflows into a meaningful headwind, while DAT premiums compressed across the market and stablecoin balances ticked down. That combination reduced the steady pool of buy-side demand that had been supporting prices. The change is what NYDIG and other market watchers call a break in the feedback loop that previously amplified gains. Bitcoin Dominance Creeps Higher As Risk Assets Unwind According to crypto market data, Bitcoin’s share of the total crypto market climbed back above 60% in early November before settling around 58% as of Monday, a sign that traders are moving out of smaller, more speculative coins and into the largest, most liquid asset. That shift often happens when money tightens: capital consolidates into the biggest name as smaller positions are cut. DATs Show Cooling Demand, But No Broken Balance Sheets Based on NYDIG’s note, the DAT sector has not shown signs of insolvency. Issuers still face modest obligations and many structures allow payments to be suspended if needed. In short: demand has cooled significantly, but the frameworks that underpin many of these funds haven’t collapsed. That means the current stress is on flows and liquidity rather than on solvency. CME Gap Targeted Then A Possible Bounce Crypto analysts are watching technical levels for short-term direction. Michael van de Poppe flagged a CME gap at $85,200 as a likely downside magnet after a recent roughly 10% rise from lows, and suggested Bitcoin could then retest between $90,000 and $96,000 to form a new base. Traders watch these gaps because futures markets close over weekends while spot markets do not, creating price gaps that often get revisited. Related Reading: Kiyosaki Dumps Bitcoin At $90K After Predicting A $250K Moonshot – Here’s Why Good bounce of #Bitcoin. Nearly up 10% since the lows. CME gap at $85.2K, so probably we’ll have a casual red Monday towards that level, before we go back up to $90-96K and find a new base. — Michaël van de Poppe (@CryptoMichNL) November 23, 2025 Prepare For Choppy Markets Ahead Investors should note two separate ideas at once. Based on reports, the long-term story for Bitcoin — growing institutional interest and broader adoption — remains on the table. At the same time, the short-term cycle driven by flows, concentrated ETF activity, and reflexive buying has shifted. That points to an uneven path forward, with more volatile moves likely until buy-side engines reappear or fresh liquidity returns. Featured image from Gemini, chart from TradingView

XRP has entered a new phase in its growth as Spot XRP ETFs begin trading across the United States. The excitement surrounding institutional access to XRP has grown quickly in recent weeks, especially as filings and inflow reports hint at rising interest from funds preparing to scale their exposure.  A market commentator known as Chad Steingraber presented a projection showing just how intense ETF accumulation could become if issuers adopt an acquisition strategy similar to what was seen in Bitcoin ETFs. The estimates outline an aggressive period of accumulation that could reduce XRP’s available supply far faster than many expect, and here are the numbers. Related Reading: Trump’s WLFI Moves To Contain Wallet Breach While Federal Inquiry Looms A Breakdown Of Steingraber’s Projection Steingraber’s first scenario examines a modest but steady accumulation model where 12 Spot XRP ETF issuers acquire an average of 3million XRP per day. His projection is based on focusing on the average rather than trying to predict which fund accumulates the most, because the combined impact is what ultimately matters for XRP’s market price.  Under this setup, daily inflows would reach up to 36 million XRP. Over a standard five-day trading week, that accumulation would climb to 160 million XRP. Over the course of a month, the amount absorbed by ETFs would increase to 720 million XRP. By the end of a full year, this single projection implies that as much as 8.64 billion XRP could be removed from public circulation and locked into ETFs.  Of course, these numbers only take into account the possibility of consecutive net inflow days and no net outflow days. Although these figures are hypothetical, the pace aligns with the early patterns seen in Bitcoin ETFs, where strong averages across issuers created a sustained demand for Bitcoin. A More Aggressive Scenario Based On Recent Activity In another post, Steingraber offered a more forceful accumulation model using the activity of Bitwise’s Spot XRP ETF as a benchmark. Data shows that the Bitwise XRP ETF received inflows of about 5.82 million XRP in its first trading day. In this second scenario, the projected daily acquisition rate is doubled to about 6 million XRP per issuer. If 12 funds follow this pattern, the combined accumulation could hit 72 million XRP every day. Extending the same five-day cycle, the weekly total would rise toward 360 million XRP, while monthly totals would reach approximately 1.44 billion XRP. Over a full year, this more aggressive model ends with 17.28 billion XRP absorbed into ETF products. “The entire XRP public supply will be gone UNLESS THE PRICE GOES ASTRONOMICALLY HIGH,” Steingraber said. Related Reading: $2 Billion Gone In Minutes: Bitcoin Slide Shakes Crypto World The projections serve as a wake-up call on how quickly XRP’s supply ecosystem might change once ETF inflows stabilize and larger issuers like Grayscale, Bitwise, Canary, CoinShares, Franklin, 21Shares and WisdomTree get in on the action.  However, BlackRock, which oversees the largest Spot Bitcoin and Ethereum ETFs, is yet to make any move on a Spot XRP ETF. The company had confirmed in August that it has no immediate plans to file for one. Featured image from Pexels, chart from TradingView

Robert Kiyosaki has moved a chunk of his Bitcoin into businesses that pay him now. Reports have disclosed he sold roughly $2.25 million worth of Bitcoin, cashing out after years of saying he was bullish on the cryptocurrency. Related Reading: $2 Billion Gone In Minutes: Bitcoin Slide Shakes Crypto World He did not say he was exiting crypto; instead, he described the shift as turning paper gains into steady income. Taking Profits For Cash Flow According to his post on X, Kiyosaki said he first bought the coins when Bitcoin traded around $6,000. He sold the recent batch at about $90,000 per coin. He recently predicted that Bitcoin will hit a $250k price tag. He told followers the proceeds will be used to buy two surgery centers and a billboard advertising business. The ‘Rich Dad Poor Dad’ author says he expects those businesses to produce about $27,500/month in tax-free income by early next year. That income, he said, will be used to buy more crypto over time. PRACTICING WHAT I TEACH: I sold $2.25 million in Bitcoin for approximately $90,000. I purchased the Bitcoin for $6,000 a coin years ago. With the cash from Bitcoin I am purchasing two surgery centers and investing in a Bill Board business. I estimate my $2.25 million… — Robert Kiyosaki (@theRealKiyosaki) November 21, 2025 Market Context And Timing Bitcoin’s price has been volatile. The coin briefly fell into the low $80,000 range during the same period Kiyosaki made the sale public. Traders have been watching big names for clues about sentiment. Kiyosaki’s move came as some investors were taking profits and others were buying dips. His message was simple: turn gains into income now, then use that income to accumulate later. Why This Matters To Investors Reports have disclosed Kiyosaki still expects higher prices over the long run. He has made bullish targets in the past, and he has said he still believes in crypto’s upside. Yet selling part of a holding while keeping the rest sends two signals at once: confidence in future gains and a preference for predictable cash flow today. For some investors, that dual message will seem cautious. For others, it looks like smart money management. Business Details And Tax Notes Kiyosaki described the new purchases as income vehicles. The claim that the monthly return will be tax-free depends on how those businesses are structured and where they are held. Tax rules vary by country and by the legal form of the business. That means the “tax-free” outcome he mentioned may not be the same for every buyer or investor. Related Reading: Trump’s WLFI Moves To Contain Wallet Breach While Federal Inquiry Looms A Measured Reaction Some market watchers saw the move as a routine rebalancing. Others took it as a headline that could influence sentiment in the short run. Whether a sale of this size by a public figure will change the price permanently is unclear. Prices are driven by many factors: macro data, regulatory signals, whale moves, and investor mood. Kiyosaki did not abandon his bullish stance. He turned a part of his crypto gains into assets that, he says, will pay him regularly and help him buy more crypto later. Featured image from Getty Images, chart from TradingView

According to CryptoQuant data, Bitcoin has moved into what analysts are calling the most bearish phase of the last two years, sending prices down sharply and weighing on the broader crypto market. Related Reading: XRP Supply Shock Ahead? ETFs Could Consume It All, Analyst Predicts The coin slid from a peak above $126,000 on Oct. 6 to $83,790, a drop of around 34% that erased roughly $715 billion in market value. Bull Conditions Have Weakened Rapidly Reports have disclosed that CryptoQuant’s Bull Score Index fell to 20 out of 100 last week, driven by weak spot buying, negative price momentum, and a slowdown in stablecoin liquidity. Bitcoin also closed below its 365-day moving average, a long-run trendline that had held during earlier pullbacks in the current cycle that began in January 2023. Based on these signs, CryptoQuant views the market as clearly more bearish than it was in prior corrections. Trading desks and corporate treasuries have shifted behavior. Treasury companies that once supported prices have seen market values drop by 70% to more than 90% in recent months, limiting their ability to issue shares and buy more Bitcoin. Reports show Michael Saylor’s Strategy bought 8,178 BTC earlier this week but has slowed purchases as its stock market cap fell closer to the value of its holdings. ETF flows have also turned negative, with outflows totaling close to $3 billion so far this month, a dynamic that can force some institutions to sell spot holdings if spread trades are unwound. Technical Levels And Short-Term Signals Based on on-chain indicators, there are mixed signals for buyers. Glassnode reported the Mayer Multiple moving toward the bottom of its long-term range, which often signals a value-driven phase where buyers re-enter. Bitcoin’s Mayer Multiple has retraced toward the lower bound of its long-term range, signalling a slowdown in momentum. Historically, such compressions have aligned with value-driven phases where price consolidates and demand begins to step in. ????https://t.co/QWQCUxgUoA pic.twitter.com/qufyp0opnr — glassnode (@glassnode) November 20, 2025 Some technical traders see oversold readings on daily and weekly RSI, a setup that could allow a bounce. Some analysts expect at least a short-term recovery, with price tests above $100,000 possible if buying returns. Still, the breakdown under the 365-day average changes the picture. CryptoQuant suggested resistance near $102,600 could prove heavy, and the support band between $90,000 and $92,000 will be closely watched. Historically, Bitcoin has produced rallies of 40% to 50% inside broader downtrends, so rapid reversals are not out of the question even in a bearish phase. Market Shock And Macro Factors Based on reports, the sharp sell-off that triggered the recent crash began on October 10 when a large leverage flush-out forced many positions to close. Market makers reduced liquidity and selling pressure intensified. A software fault tied to the Athena USDE stablecoin on Binance briefly pushed its peg to $0.65, triggering automated liquidations across platforms and accelerating losses. Related Reading: Trump’s WLFI Moves To Contain Wallet Breach While Federal Inquiry Looms Macro worries, including tighter liquidity and political uncertainty, added pressure and sent more traders to the exits. Some observers have linked parts of the 2024 and 2025 rallies to specific events. In 2024, US President Donald Trump’s election was one factor cited for pushing BTC above $100,000, and in 2025, a wave of corporate treasuries bought Bitcoin, helping lift prices above $120,000 in summer months. According to CryptoQuant, those catalysts have largely played out, and any new triggers may be priced in already. Featured image from Unsplash, chart from TradingView

A recent comment from crypto analyst CryptoTank has brought attention to a long-standing misconception about the size of the XRP community. His post focused on the widely quoted figure of seven million XRP wallets and explained why this number does not represent the number of real holders.  The clarification arrives at a time when XRP is now positioned to start to receive institutional inflows from the recently launched Canary Spot XRP ETF. Related Reading: Dogecoin Alert! Price Could Explode Over 2,800%, Analyst Says Why Wallet Count Does Not Equal Holder Count CryptoTank noted that nearly 7 million wallets holding XRP does not translate to millions of people owning the asset. He pointed out that he personally maintains roughly 30 wallets, and most committed XRP investors tend to operate between four and six on average. This means a single individual can appear multiple times in on-chain statistics, making the total wallet count an unreliable indicator of how many real participants exist. The view is simple: the actual number of distinct XRP holders is far lower than many assume, and he believes the true figure sits comfortably below 1 million worldwide. This paints a picture of a community that is still at an early stage compared to other major digital assets. If only a fraction of those seven million addresses belong to unique individuals, then the people who hold XRP today represent a much smaller, far earlier group than estimates imply. CryptoTank described this group as being “way ahead” of the world, meaning that current holders occupy a position that could become far more valuable once broader participation finally arrives.  A small holder base means that any meaningful expansion in demand, whether retail or institutional, could have an outsized effect on price because the XRP price has not yet experienced the type of mass inflow seen in previous cycles for Bitcoin and Ethereum. Institutional Expansion With Spot XRP ETF This discussion arrives at a significant moment for XRP, particularly with the introduction of the newly launched Spot XRP ETF in the United States. The product widens XRP’s reach beyond its early holder group, allowing institutions and retail traders in regulated markets to also invest in the cryptocurrency. If the true population of XRP holders is small, the arrival of ETF demand could become a major turning point.  As inflows grow, this new access point may mark the beginning of a shift from an early-holder community to a broader institutional and retail audience. Speaking of inflows, Canary’s Spot XRP ETF started its first full trading day with $243.05 million in inflows on November 14, according to data from SoSoValue.  Related Reading: XRP Earns Academic Praise: University Study Calls It ‘Gold In Your Hands’ This wasn’t reflected in the price of XRP though, as the cryptocurrency is down alongside the rest of the market. At the time of writing, XRP is trading at $2.26, down by 1.4% in the past 24 hours. Featured image from Unsplash, chart from TradingView

United States President Donald Trump late Wednesday signed legislation that ended the country’s 43-day government shutdown, reopening federal agencies and restarting paused services after what had become the longest shutdown in modern history. Reports have disclosed the measure passed both houses this week and moves quickly to restore pay and services. Related Reading: Dogecoin Alert! Price Could Explode Over 2,800%, Analyst Says Funding Push Restores Pay And Services According to official House materials, the measure passed the House by a 222–209 vote and carries continuing appropriations that fund agencies through January 30, 2026. The bill covers several full-year appropriations and aims to return back pay to hundreds of thousands of federal workers who were furloughed or forced to work without pay. President Trump signs bill to OFFICIALLY reopen the government, ending the Democrat Shutdown. Let’s get our country WORKING again. ???????? pic.twitter.com/QJqX90k9sC — The White House (@WhiteHouse) November 13, 2025 Markets Liked The Certainty Risk assets jumped as lawmakers moved to end the standoff. Reports have disclosed Bitcoin climbed back toward the $105,000 area after the breakthrough, while broader crypto tokens also showed gains as traders priced in the reduction of fiscal uncertainty. Short, sharp moves in the market reflected traders unwinding defensive positions. Crypto Reaction In Numbers Bitcoin rose from lows near $99,300 earlier in the week to above $105,000 on news of progress, a move that some outlets measured as a roughly 6.7% uptick over recent sessions. Ethereum recovered toward about $3,600 as investors rotated back into riskier assets. These moves came alongside rallies in stocks and other risk markets. Based on reports from market commentators, the end of the shutdown reduced one layer of macro uncertainty. That made it easier for large funds and ETFs to move money without the risk of sudden policy disruption. Some short-term flows into crypto appear tied to renewed confidence that key infrastructure — like air travel and federal programs — will run normally again. Political Fallout And Next Steps Lawmakers from both parties have already signaled new fights ahead, with pressure to address policy items that were left out of the funding package. The White House framed the outcome as a win for governance, while critics said parts of the deal leave important programs and protections unresolved. Related Reading: XRP Has Held Its Ground As Most Altcoins Fall, Market Observers Say Market Watchers Offer Caution While the immediate market reaction was positive, several analysts warned that gains tied to the shutdown’s end could be temporary. Volatility may return if political gridlock reemerges or if technical resistance levels hold for major tokens. The buying seen on the reopening was broad, but not unanimous, and many traders are watching whether flows remain steady into year-end. Featured image from ABC News, chart from TradingView

According to an analyst, Bitcoin sits in a liquidity set-up that has shown up before big rallies. Prices are not shooting higher yet. At press time Bitcoin trades around $104,500, down 0.5% over the past day. Related Reading: XRP’s Next ‘Face-Melting’ Rally Could Hit Within 6 Weeks—Analyst Traders watched a decline of about 1.8% earlier that pushed the price near $103,400 and it briefly touched $102,850 during the move. Stablecoin Signal Points Toward Accumulation CryptoQuant analyst Moreno points to the Stablecoin Supply Ratio, or SSR, as the first clear indicator. The SSR compares Bitcoin’s market cap to the total market cap of stablecoins. It has dropped back into the 13 range. Based on historical readings, that 13 area has lined up with market lows in mid-2021 and at several moments across 2024. Reports show that when SSR fell to similar levels, liquidity quietly built up and buying followed after a period of low volatility. Liquidity Pattern Has Appeared Before Every Bitcoin Surge — And It’s Back “We’re witnessing a liquidity configuration that has only appeared a handful of times since 2020, and each instance marked a pivotal moment for Bitcoin’s trajectory.” – By @MorenoDV_ pic.twitter.com/vWKcCkyn55 — CryptoQuant.com (@cryptoquant_com) November 11, 2025 Binance Reserve Trends Add A Second Layer The second metric Moreno highlights comes from Binance. On that exchange, stablecoin balances are rising while Bitcoin reserves are shrinking. In plain terms: more cash-like tokens sit on the exchange and fewer coins are being held there. That pattern has appeared only a handful of times since 2020, according to the data he referenced. Each time, the movement suggested capital waiting on the sidelines and holders moving coins off exchanges into longer-term storage. Market Calm Can Hide Big Moves The current trading backdrop is cautious. Many investors expected a lift after news that the US Congress approved short-term federal funding through January 30, yet crypto did not rally with other risk assets. Some capital rotated back to stocks. At the same time, large holders took profits after recent highs, and momentum cooled. That mix shows how macro events can shift flows without immediately turning into crypto buying. Risk Still Exists — Structure Could Break Moreno warns this liquidity zone acts like a final structural support. If the metrics break down decisively, it could signal a deeper reset before any sustained recovery. In that scenario, buying would likely be delayed and volatility would rise. This is not a guaranteed outcome, but it is a clear risk that traders watch closely. Outlook: Limited Downside, Growing Upside Based on reports and on-chain signals, Moreno believes the risk-to-reward favors buyers at these levels. He points to the built-up stablecoin supply and falling exchange BTC reserves as reasons for that view. Related Reading: Could Shiba Inu Triple? Analyst Sees 200% Move Coming Historical patterns suggest the last three months of the year often bring gains for Bitcoin, but past behavior does not promise future returns. For now, the indicators show capital parked in stablecoins and fewer coins available on major exchanges. That creates a setup where fresh buying could push the market higher quickly if sentiment turns. Yet the opposite is possible: a break below these levels would reshape the cycle and force many participants to rethink positions. Markets will decide which path comes next. Featured image from Gemini, chart from TradingView

XRP has shown far less movement than many other tokens during a recent sell-off in the altcoin market. According to Coingecko data, the token traded around $2.50 in the first days of November before pulling back to about $2.48. Reports have disclosed that its market capitalization sits near $148 billion. Related Reading: Trump’s Bitcoin Bet Grows: American Bitcoin Now Holds Over 4,000 BTC XRP Stands Its Ground Community voice 0xKOL pointed out that XRP’s calm performance stuck out while other alternative tokens were dropping. He described the period as an “alt bear market,” and his comment sparked wider talk among traders about what gives XRP a firmer price base than its peers. Based on reports, traders and analysts began examining both who owns XRP and how those holders behave. it’s a weird alt bear market XRP just chilling at 2.5$ honestly curious on what changed in market structure and holder base such that this is a thing? pic.twitter.com/J83FcO1UHn — @0xKOL__ (????, ????) (@0xKNL__) November 2, 2025 Other analysts explained that XRP’s steadiness comes from who holds it. They noted that, unlike many recent tokens driven by traders chasing fast gains, XRP is largely owned by seasoned investors who plan to keep their coins for the long haul. Price Moves And Recent Drops Put Numbers In View In terms or price action, the token has fallen about 6% over the past month and about 8% in the previous week. Its drop from the $2.50 region to roughly $2.47 shows some weakening, but market watchers note the decline is smaller than what many other altcoins experienced in the same stretch. Institutional Research Links Ripple Value To XRP Holdings Meanwhile, a February 2024 study by global investment bank Houlihan Lokey has reappeared in community conversations. Researcher SMQKE highlighted the paper, which carried the title “Digital Assets: How Can Valuation Differ From Traditional Assets?” The report argued that for some blockchain firms, the token itself holds much of the economic upside, and in Ripple’s case a large part of corporate value may be tied to its XRP reserves rather than to ordinary equity alone.   Market Events May Have Helped Support The Token Those watching prices say several wider events likely gave XRP extra support. Banking sector stress, a favorable court outcome for Ripple, and broader moves such as the launch of spot Bitcoin ETFs are among the items that many traders point to. Related Reading: Could Shiba Inu Triple? Analyst Sees 200% Move Coming These developments, combined with a backing of long-term holders, have been cited as reasons XRP’s swings were smaller than the rest of the altcoin pack. For now, XRP remains one of the top four cryptocurrencies by market cap, and that status keeps it under close watch from both retail and institutional participants. Featured image from Unsplash, chart from TradingView

US President Donald Trump’s latest promise of a tariff-funded “dividend” sent shockwaves through markets Monday, and traders in digital assets moved quickly to price in the possibility of extra cash in American pockets. Related Reading: Trump’s Bitcoin Bet Grows: American Bitcoin Now Holds Over 4,000 BTC The plan would pay at least $2,000 to most adults and has been described as part of a broader push to use tariff receipts for direct payments. Tariff Dividend Sparks Market Moves According to reports, the proposal is being presented as a way to convert tariff revenue into direct payments to citizens, with proponents linking the move to stronger consumer spending and higher risk appetite among investors. Trump said the government could afford the new payout because tariffs had brought in massive revenue and because factories across the country were attracting record levels of investment. He mentioned that the money would go to most Americans, except those earning higher incomes. “People that are against tariffs are fools,” Trump wrote in his Truth Social post. “We are taking in trillions of dollars and will soon begin paying down our enormous debt, $37 trillion.” Trump also pointed to record highs in 401(k) savings and the stock market, saying tariffs helped the economy grow instead of slowing it down. The figure being cited publicly as backing for the program is about $400 billion, though analysts and budget experts say the math and legal pathway remain unclear. Crypto Prices Tick Higher The cryptocurrency market reacted within hours following news of the dividend. Bitcoin climbed above $106,000, while Ether moved into the mid-thousands, reflecting a short, sharp lift in sentiment among traders who expect fresh liquidity could flow into risk assets. These price moves followed a week when some crypto indexes had fallen sharply, so the announcement helped reverse part of that pullback. Market watchers said the reaction was driven more by sentiment than by a confirmed funding mechanism. Some commentators compared the potential effect to past stimulus checks, noting that when households get direct dividend payments they often boost spending and, in some cases, channel money into markets. Still, regulators and budget experts are asking how the plan would work under existing law and whether tariff receipts are a reliable source for recurring payouts. Related Reading: XRP’s Price Doesn’t Match Its Growing Real-World Use, Study Finds Exchange Activity Up Traders on exchanges showed increased activity, and a handful of altcoins recorded gains as momentum traders piled in. Volume spiked on some platforms as short-term buyers tried to ride the sentiment. Observers cautioned that rallies tied to political announcements can be volatile and may fade if the policy stalls in Congress or runs into legal challenges. Legal and political questions are front and center. Treasury officials have suggested parts of the payout could be handled through tax changes already on the books, while court challenges over the scope of tariff powers may complicate any quick roll-out. Featured image from Unsplash, chart from TradingView

XRP has spent the past week on the continuation of a downtrend from the previous week, slipping from above $2.50 before rebounding around $2.12 and now hovering around $2.30. The price action reflects a market struggling to find direction, caught between bullish optimism and lingering selling pressure. Despite the broader slowdown in its price action, technical analysis shows that XRP is still displaying a resilient structure on the charts that maintains its critical support levels. According to Egrag Crypto, a popular analyst known for his long-term technical outlooks on XRP, the token may soon enter what will become the most explosive fifth wave yet. Related Reading: XRP’s Price Doesn’t Match Its Growing Real-World Use, Study Finds XRP Elliott Wave Analysis: ‘The Power Of 5’ Egrag Crypto’s latest technical analysis on the social media platform X points to the fact that XRP is in the final stages of its fourth impulse wave, which is a corrective wave based on the popular Elliott Wave Theory. Notably, this movement is now setting up for the beginning of the fifth wave, which is a bullish impulse under the same theory. Looking at previous cycles on the 5-day candlestick timeframe chart, particularly during 2017 and 2021, showed that similar setups came before massive upward surges in XRP’s price. The analyst’s chart displays a repeating structure of five-wave patterns, each representing major bullish impulses in the token’s history.  The chart also reflects the distinct cyclical rhythm of XRP’s price behavior over the years. Each major impulsive phase (waves 1, 3, and 5) has always been followed by smaller corrective waves (2 and 4), a structure that continues to repeat with precision.  The overlapping bands in cyan and pink, representing exponential moving averages, now point to XRP consolidating within a strong support region around $2.20, which indicates that the fourth impulse wave is coming to an end. XRP Technical Analysis: Source @egragcrypto on X Analyst Says Don’t Fight It By Egrag Crypto’s measure, the ongoing consolidation might be setting the stage for a similar move to double-digit prices if the fifth wave unfolds as projected. The visual projection marks potential Fibonacci extensions of 1.272, 1.414, 1.618, and 2.618 at $4.789, $5.515, $6.755, and $18.259 as possible long-term targets once the fifth wave takes hold. These levels may act as resistance points in the impending bull phase because they resemble the wave geometry that drove XRP’s earlier rallies in 2017 and 2021. Interestingly, the analyst also referenced how skepticism often peaks before major rallies. He reminded followers of a trader who lost $30 million shorting XRP during its last major uptrend in 2024. As such, the analyst concluded by urging traders not to “fight the fifth wave” but to “ride it.”  Related Reading: Get Ready — The End Of November Will Be Massive For XRP, CEO Says At the time of writing, XRP is trading at $2.27, down by 1.6% and 9.2% in the past 24 hours and seven days, respectively.  Featured image from Unsplash, chart from TradingView

Reports from the Ripple Swell 2025 conference show growing interest in XRP. Traders and fund managers are watching November closely. Related Reading: Bitcoin Near Breaking Point As It Tests Its Most Crucial Support Line—Analyst According to speakers at the event, several timetabled moves could push more money into the token in the short term. Canary Capital ETF Timetable Canary Capital’s spot ETF is set to go live after an updated S-1 filing, with a possible automatic launch 20 days later on November 13. Reports from the stage cited Steven McClurg, CEO of Canary Capital, as confirming the update. That filing removed an amendment clause that would have given the SEC greater control over the product’s effective date. Based on reports, the timeline could still shift if the SEC returns questions or if government operations change, but for now November 13 stands out as a key date. Retail And Whale Activity Cool CryptoQuant charts show retail trading activity has cooled since the big sell-off on October 10, when about $19 billion was wiped out in a single day. Small investors have pulled back into a neutral zone, which some analysts read as cautious waiting rather than exit. At the same time, large on-chain moves to exchanges have dropped sharply — from roughly 49,000 on October 25 and 44,000 on October 11 to about 800 on a recent Friday. That fall in whale-to-exchange transactions suggests fewer big sellers are moving funds to exchanges right now. “The last half of November is going to be big for $XRP and @Ripple,” said @TeucriumETFs CEO @GilbertieSal during a recap of #RippleSwell Day 1. Head on a swivel ladies and gentlemen… Believe! ✨ pic.twitter.com/mw9VLuRUCB — rayfuentes (@RayFuentesIO) November 5, 2025 Institutional Signals Speakers at Swell pointed to increasing institutional interest. Teucrium CEO Sal Gilbertie told audiences that the last half of November could be very important for XRP, tying that view to broader trends in tokenization and institutional flows. Citibank projections cited at the event say tokenized assets could hit trillions within five years, and other panelists mentioned planned moves by traditional finance players. Based on reports, Circle also has plans to begin trading public equities in early December, which some see as another nudge toward more mainstream involvement. Advice From Market Players Gilbertie urged holders to focus on the long term. “Believe in it. Don’t worry about volatility. It will even out as adoption comes and more institutional money enters,” he said. That view was shared by other commentators who pointed out that ETF listings and institutional onboarding have historically changed how markets price assets. Related Reading: XRP’s Price Doesn’t Match Its Growing Real-World Use, Study Finds What To Watch Next Market participants will track the SEC process, any additional filings, and whether the government calendar affects the ETF start date. On-chain signals — like whale transfers and exchange flows — will also be watched closely. For now, reports suggest a mix of wariness among retail traders and growing institution-level interest, with November 13 marked as a date many are watching. Featured image from Unsplash, chart from TradingView

The XRP market is experiencing a new wave of large transactions as long-term holders adjust their positions. Over $300 million worth of XRP has recently been moved from crypto exchanges, signaling a shift in investor sentiment. While such withdrawals often suggest accumulation, current on-chain data present a mixed picture, indicating both opportunity and caution. Related Reading: Bitcoin Near Breaking Point As It Tests Its Most Crucial Support Line—Analyst Over $300 Million XRP Exit Crypto Exchanges  According to on-chain data from Glassnode, investors have withdrawn more than 140 million XRP, valued at approximately $309 million, from crypto exchanges. At the same time, XRP’s Long-Term Holder Net Unrealized Profit/Loss (LTH NUPL) chart has revealed a more complex backdrop.  The recent exchange withdrawals indicate a potential accumulation trend, suggesting that investors have begun buying XRP and are likely moving it into their respective wallets. Given the earlier wave of selling by long and short-term holders, this renewed accumulation could serve as a brief respite from the downward pressure.  Notably, the LTH NUPL indicator has declined and is now approaching critical levels around 0.5. This area has been identified as a historical threshold where market optimism tends to give way to weakness. In previous cycles, a drop below the 0.5 level has often led to XRP price corrections, as long-term holders began selling and securing profits. This cycle appears no different. The LTH NUPL decline indicates that many long-term investors may be entering a distribution phase. Despite the bullishness of large-scale withdrawals, the underlying market sentiment remains cautious. A major reason for this could be the widespread liquidation events that occurred in the crypto market over the past few weeks. Earlier, on October 10, the XRP price flash crashed below $1 but retraced back above $2 within 24 hours after $19 billion was wiped out from the market. On November 3, the crypto market experienced another bleed, with about $1.4 billion liquidated in a single day. As the market recovers slowly, so does XRP. Its price is currently up 4.78% after falling more than 16% over the past month, according to CoinMarketCap.  XRP Price Eyes $8 Target If Key Support Holds In a separate analysis, pseudonymous crypto analyst ‘Cantonese Cat’ has shared a bullish outlook using Fibonacci Extensions to project XRP’s next move and long-term trajectory. On the monthly chart, XRP is testing the 0.886 Fib level near $2.25—a critical support area that has previously served as a foundation for major upward moves.  Cantonese Cat argues that as long as this level remains intact, XRP’s next impulse could target the 1.272 Fibonacci Extension around $8.29, representing a 260% increase from current levels above $2.3. Related Reading: ‘Sell Your House, Clothes And Buy XRP’ — Solana Exec’s Wild Advice Goes Viral The chart also shows earlier resistance near $3.31, aligning with the 1.0 Fib level. If XRP successfully reclaims this zone, it could confirm its bullish structure. The subsequent extensions, highlighted by the analyst at $13.38 (1.414 Fib) and $26.63 (1.618 Fib), represent potential long-term target zones if momentum continues.  Featured image from Storyblocks, chart from TradingView

The price of Zcash is recording one of the most astonishing rallies in the crypto market despite the ongoing bearish conditions. Over the past few weeks, we have seen a resurgence in the privacy narrative. Zcash (ZEC), one of the oldest and best-known privacy coins, is up by about 700% since September.  The pump in recent days is notable, as it comes at a time when the entire crypto industry is being dragged down due to Bitcoin’s decline towards $100,000. It raises the question of how Zcash is managing this performance, and there are different theories on social media as to why this is happening. Related Reading: XRP’s Price Doesn’t Match Its Growing Real-World Use, Study Finds What’s Going On With Zcash? Zcash (ZEC) has risen over 700% since September 2025, reaching as high as $728 on November 7, according to data from CoinGecko. This rally comes ahead of its mid-November halving, which will halve block rewards to 0.78125 ZEC, tightening supply like Bitcoin’s events. According to a recent report analysis by Galaxy Digital, Zcash’s extraordinary rally can also be attributed to a revived interest in privacy within the crypto space. The report noted that although Zcash’s underlying fundamentals have not drastically changed, perceptions of its zero-knowledge proof system have.  More than 30% of the coin’s total supply is now locked within shielded pools, representing an all-time high for private usage on the network. This rally means that some users are increasingly seeking privacy-centric solutions as mainstream networks grow more transparent and subject to surveillance.  Another factor contributing to Zcash’s rise is the recent tech upgrades to its network. The introduction of the new Zashi wallet, which makes private transactions far more user-friendly, has expanded Zcash’s accessibility to a wider audience.  Prominent voices like Naval Ravikant and Arthur Hayes have championed Zcash’s role in the evolving privacy revolution, calling it “the missing piece for Bitcoin.” According to the BitMEX co-founder, Zcash has the potential to quickly achieve 10% to 20% of the value of Bitcoin, which would place its price between $10,000 and $20,000. Interestingly, Arthur Hayes’ Maelstrom fund now holds ZEC as its second-largest liquid asset. Can ZCASH Keep Pumping? Despite the euphoria, some analysts caution that Zcash’s dramatic rally may not be entirely rooted in long-term fundamentals. Economist Lyn Alden described the surge as a coordinated token pump, warning investors not to become exit liquidity. A crypto commentator known as Bit Paine on X suggested that the current Zcash rally may be a coordinated pump-and-dump, arguing that manipulators likely targeted the coin because privacy tokens had their big moment in 2017, meaning many new investors may be unaware of the pattern, and privacy-focused assets like Zcash make it easier for bad actors to conceal their activities from regulators. Related Reading: Bitcoin Near Breaking Point As It Tests Its Most Crucial Support Line—Analyst There is also looming regulatory pressure over privacy coins, especially after the European Parliament’s vote to restrict listings of tokens like Zcash and Monero on regional exchanges beginning in 2027. At the time of writing, Zcash is trading at $580.67, having retraced from its intraday high of $734.96. Featured image from Vecteezy, chart from TradingView

Solana Foundation manager Vibhu Norby jumped into a heated XRP discussion on X, adding a sharp dose of humor to an already intense online conversation. The debate began when Tradeship University founder Cameron Scrubs urged followers to sell all their other crypto assets and buy XRP. Related Reading: Bitcoin Near Breaking Point As It Tests Its Most Crucial Support Line—Analyst XRP Proponents Urge Bold Bets Scrubs, known for extreme XRP optimism, previously predicted that XRP would surpass Bitcoin and Ethereum within five years. He reignited that vision this week, telling investors to sell Bitcoin, Ethereum, ZCash, and Dogecoin — essentially, “sell everything” — and move into XRP. The statement quickly went viral, drawing reactions from multiple crypto communities. X user Caspian responded, saying it wasn’t meant literally. He added that the point was to align belief with action — if investors truly see value in XRP, they should act with conviction. “Own your stack, protect it, and stay ready,” he wrote. Sell your house. Sell your bed. Sell your kids. Sell your cardboard box. Sell your clothes. Buy XRP. — vibhu (@vibhu) November 7, 2025 ‘Sell Your House, Bed, Kids, And Buy XRP’ Vibhu Norby joined the thread with satire. He joked, “Sell your house, bed, kids, cardboard box, clothes, and buy XRP,” making it clear he was mocking the hype rather than endorsing it. Another user, Slorg, claimed he had already gone all in and asked what step to take next. Norby replied that the next move was to wait for major firms like BlackRock and Mastercard to tokenize trillions in assets, potentially sending XRP to $1,000. Despite the humor, the exchange highlighted the community’s real optimism about institutional involvement and the possibility of massive price growth. Ripple Funding And Institutional Moves Ripple added fuel to the discussion by announcing a $500 million funding round at its Swell 2025 event. Investors included Galaxy Digital, Fortress, Brevan Howard, and Pantera Capital. Ripple CEO Brad Garlinghouse said the investment confirmed faith in a business “built on the foundation of XRP.” Reports also showed Ripple partnered with Mastercard to use RLUSD on XRPL for fiat settlement, while Ripple Prime is integrating XRP for institutional transfers. These developments gave long-term holders more reason to stay confident in XRP. Holding XRP is the hardest part because conviction gets tested in every wave of volatility. But when you understand the fundamentals, the liquidity infrastructure @Ripple is building and how $XRP underpins the next phase of global settlement, patience becomes your leverage. — Black Swan Capitalist (@VersanAljarrah) November 5, 2025 Holding XRP Challenges Investor Conviction Meanwhile, Versan Aljarrah, the founder of Black Swan Capitalist, acknowledges that it is a constant emotional struggle holding XRP. He explains how investor patience is tested in every market cycle, and the challenge of remaining dedicated to your investment when the price moves materially can be one of the hardest things to do as an XRP holder. Related Reading: XRP’s Price Doesn’t Match Its Growing Real-World Use, Study Finds Engineer Vincent Van Code responded, saying that it requires “serious conviction – or mental illness” to not sell when the price moves. It comes as no surprise that the mixture of irony, crazy predictions and institutional news keeps XRP relevant. For some of them, the “sell your house” comments are simply an exaggeration, but it showcases the passion and belief of the XRP community, which has planned and endorsed their position, and has continued to show the strength of their will no matter how volatile XRP price action has remained. Featured image from Pexels, chart from TradingView

According to Bayberry Capital, XRP’s market price does not match its real-world role. The hedge fund firm argues the token is often judged like a speculative coin when it actually serves as plumbing for moving value between financial systems. Related Reading: Bitcoin Near Breaking Point As It Tests Its Most Crucial Support Line—Analyst The research compares the current stage of XRP to early internet infrastructure — quiet work laying the base while prices drift — and says many investors miss that deeper build-out. Ripple CEO Brad Garlinghouse has also stressed the token’s role across multiple settlement uses, reports show. Bayberry Capital Warns Mispricing Reports have disclosed that the investment house sees XRP as a liquidity tool, not just a tradable asset. It notes that institutional integrations, compliance work, and deep technical links take time to appear in prices. The firm believes the token’s recent price steadiness reflects growing backbone work, rather than lack of demand. Market observers are urged to look past headlines and volatility and weigh actual settlement activity. According To Onchain Data, Traders Are Shifting Based on CryptoQuant data, open interest in BTC and ETH positions fell within the last 72 hours while XRP accumulation rose. That pattern is being read as traders rotating toward assets with clearer utility. The shift does not prove a long-term trend, but it does show changing flows in the short term. Binance Traders Pile into XRP as BTC & ETH Positions Unwind “Traders are using these slight dips to add positions, showing conviction that contrasts sharply with the fear gripping BTC and ETH markets.” – By @Crazzyblockk pic.twitter.com/QdXlsJCV2L — CryptoQuant.com (@cryptoquant_com) November 6, 2025 Exchange Activity Shifts Lookonchain flagged a large move on Hyperliquid where a whale opened a short position worth over $20 million. The same actor moved $7 million in USDC into that DEX before placing the trade. At the same time, XRP’s price swung: after falling more than 13% to a low of $2.06 on Nov. 4, it climbed 6.27% the next day and reached $2.41. These opposing forces — fresh demand and a major short — are creating pressure around the current recovery attempt. Someone created a new wallet and deposited 7M $USDC to Hyperliquid, opening 20x short on both $BTC and $XRP. Positions: • 1,129 $BTC($116M) • 8,888,888 $XRP($20.35M) This guy seems to be a high-stakes gambler — he’s a Roobet and https://t.co/ZZPnpTmYqj user.… pic.twitter.com/GqWZaca4BC — Lookonchain (@lookonchain) November 6, 2025 Ripple Partnerships Add Practical Use Cases Reports show Ripple has expanded use of RLUSD after deals with Mastercard, WebBank, and Gemini. The company also raised $500 million at a $40 billion valuation, with backing that included Citadel Securities and affiliates of Fortress. Those moves are aimed at making it easier to settle credit-card transactions on the XRP Ledger using stablecoins, and they provide more pathways for real-world usage. Related Reading: XRP On Fire: Over 21,000 New Wallets Appear In 48 Hours Outlook And Market Tension Bayberry Capital believes that slow-moving institutional adoption means the market underestimates what’s being built. Adoption, compliance checks, and systems integration do not happen overnight; they creep forward as partners sign deals and test flows. Featured image from Unsplash, chart from TradingView

Bitcoin’s recent wobble has split analysts. Some warn of a deep pullback while onchain trackers point to a mild correction that could already be ending. Related Reading: XRP On Fire: Over 21,000 New Wallets Appear In 48 Hours Traditional Analysis Shows Risk According to Bloomberg analyst Mike McGlone’s post on X, the move under $100,000 may not be finished. He called a fall from recent highs a possible “Speed Bump Toward $56,000,” and said that past rallies often reverted toward the 48-month moving average, now near $56,000. That view implies the potential for a sharp drop — almost 50% from recent peaks — if the current downtrend keeps going. Short, stark statements from established market commentators have pushed concern among some investors. Onchain Signals Point To A Milder Decline Reports have disclosed data from Glassnode and XWIN Research Japan that paint a different picture. Bitcoin slipped to $99,000 on Nov. 4, the first time in over four months it fell below the $100,000 mark, but it later recovered to around $101,500, according to Coingecko. $100,000 Bitcoin – a Speed Bump Toward $56,000? “Look at the chart” has been a mantra from Bitcoin bulls, but the market gods can refresh humility when prices stretch too far. Synonymous with humility is mean reversion, and my look at the chart shows how normal it’s been for the… pic.twitter.com/ijzJ8L4SjT — Mike McGlone (@mikemcglone11) November 6, 2025 Onchain measures such as the Market Value to Realized Value, or MVRV, have dropped to ranges that in the past marked local lows. Glassnode highlighted the Relative Unrealized Loss metric, which currently sits at 3.1%. Readings at this level have historically matched mid-cycle corrections rather than full-blown bear markets. The firm noted losses under a 5% threshold have tended to be orderly revaluations, not panic-driven sell-offs. Bitcoin: Long-Term Forecasts Are Being Recalibrated Based on reports from ARK Invest, Cathie Wood trimmed her long-term Bitcoin projection by $300,000. She had earlier predicted a $1.5 million top by 2030; the cut implies a new peak target around $1.2 million. Wood said competition from stablecoins in emerging markets is reducing some demand for Bitcoin as a store of value. The move shows that even long-term bulls are adjusting assumptions as the market shifts. Related Reading: ‘Good News’ Finally Arrives For SHIB Army As Team Unveils New Update Market sentiment is being tested by numbers and by narrative. Short-term price swings have been large, but some key onchain indicators remain within ranges that have not signaled extreme stress. At the same time, notable analysts and venture leaders continue to warn of much deeper retracements. Investors are left to weigh technical patterns, blockchain metrics, and evolving views on demand drivers like stablecoins. Featured image from Gemini, chart from TradingView

Bitcoin’s pullback on Monday sent a quick chill through crypto markets, pulling sentiment down to levels not seen in months. Prices dipped to a 24-hour low of $103,938 after earlier trading above $109,000, and gauges of market mood turned sharply negative as investors reassessed risk. Related Reading: Bitcoin May Be This Week’s Big Story As Saylor Teases Fresh Buy Crypto Fear Hits Extreme Readings According to the Crypto Fear & Greed Index, the score fell to 21 out of 100 on Tuesday, a move that registers as “Extreme Fear.” That mark is the lowest in nearly seven months; the index previously hit 18 out of 100 on April 9, when markets reacted to US President Donald Trump’s global tariff measures. Reports have disclosed that the index has been swinging between calm and alarm since the large sell-off in early October, when readings tumbled after prices slid from a peak above $126,000 on Oct. 6. Market participants pointed to a mix of weak institutional flows and macro worries. Based on reports, Bitcoin-tied exchange-traded funds recorded net outflows of nearly $800 million last week. Analysts said institutional buying recently fell below the amount of newly mined Bitcoin for the first time in seven months. Those trends reduce the steady inflows that had helped support prices. Price Action & Short-Term Drivers Bitcoin recovered above $104,100 after the low, but the sharp intraday swing highlighted fragility. Some traders blamed cooling activity on exchanges and wallets, while others flagged concerns about the Federal Reserve’s stance. The Fed cut interest rates for the second time this year on Wednesday, yet signaled there may not be more cuts in 2025. That hint of a less-accommodating outlook appeared to catch investors off guard, prompting quick re-pricing in both stock and crypto markets. There are also technical points at play. The Crypto Fear & Greed Index last fell into the “Extreme Fear” zone on Oct. 21 when it hit 25 out of 100, after Bitcoin slid from over $110,000 to below $108,000. Earlier, the index had topped 70 — a “Greed” reading — showing how fast sentiment can flip when price moves accelerate. Related Reading: Forget Billions—XRP Could Hit Trillions, Leading Expert Says What Traders Are Watching Next Traders will be watching ETF flows, on-chain activity, and any fresh signals from US policymakers. Based on reports, lower blockchain activity and fewer large buys by institutions have been cited as immediate reasons for the decline. If inflows return, they could stabilize the market. If outflows continue, the pressure may deepen. Market bulls, however, still point to seasonal history. According to historical patterns cited by some analysts, November has often been a strong month for Bitcoin, with average gains above 40% in past years. Featured image from Gemini, chart from TradingView

Dogecoin’s latest two-week chart analysis suggests the cryptocurrency could be gearing up for a new explosive rally. According to trader and market analyst Trader Tardigrade, the Relative Strength Index (RSI) for Dogecoin has settled at levels similar to those seen before price rallies in the past two years or so.  This technical observation is based on Dogecoin’s steady uptrend along a long-standing support line since 2023 and points to its price action currently being in a possible early stage of accumulation before another leg upward. Related Reading: Dogecoin Flashback: Mirror Move Hints At Record-Breaking Surge Dogecoin RSI Now Showing Pre-Breakout Signals The RSI is an indicator that has consistently aligned with Dogecoin’s strongest rallies in this cycle. According to the current 2-week candlestick setup shared by Trader Tardigrade, the RSI is currently trading stable within the same low range that has preceded Dogecoin’s previous upward rises since 2023.  Each of the three major RSI dips, as shown on the price chart below, has coincided with price retests of the red ascending trendline. This event is notable because the first two dips were followed by significant upward movements in the Dogecoin price. Right now, the present RSI position is at its third dip, and it can be inferred that the meme coin may once again be approaching a launch point similar to those that led to past price surges. The long-term support trendline drawn from mid-2023 has acted as a reliable price base for Dogecoin’s recovery cycles. Price action has tested this line multiple times without breaking below it, and this has led to the creation of higher highs and higher lows.  Dogecoin 2W Candlestick Price Chart. Source: Trader Tardigrade On X Although Dogecoin broke below the trendline in the middle of October, this breakdown was very brief with a long wick. Based on Dogecoin’s price action in October, the most recent interaction with this trendline is just above $0.17. This latest interaction has been highlighted with stability above this price level, and this is another early sign of technical strength. What To Expect If The Pattern Holds If this recurring structure between RSI and price maintains its consistency, Dogecoin could be about to embark on its third notable bullish run since early 2024. The most possible scenario is another rally that plays out over multiple weeks, as seen in the past two rallies. The last rally saw the Dogecoin price just around $0.5 in December 2024. Therefore, another rally from this point will see the creation of another higher high above $0.5 at least. The projection within the analyst’s chart, which is based on how the last rally plays out, points to a target around $0.8. At the time of writing, Dogecoin is trading at $0.1877, up by 0.5% in the past 24 hours. Reaching $0.8 will translate to new all-time highs and a 228% increase from the current price level.  Related Reading: Dogecoin Enters The Big Leagues — Stadium And Jerseys Get A Crypto Makeover As long as the RSI holds its current base and the price stays above the ascending support, the sentiment surrounding Dogecoin may gradually shift from consolidation to rally alongside the rest of the crypto market. Featured image from Unsplash, chart from TradingView

Ripple’s recent moves are drawing new attention after Western Union picked Solana for a USDPT rollout in 2026. According to supporters of XRP, that headline misses a bigger picture: Ripple has been buying firms that touch much larger pools of money. Related Reading: Bitcoin Drop Shaves $5 Billion From Satoshi Nakamoto’s Untouched Fortune Western Union’s deal could steer over $100 billion in annual cross-border flow to Solana. But some say that sum is small compared with the pipelines Ripple is tying into. Trillions Not Billions Based on reports, Ripple has added firms that already sit inside massive payment and liquidity systems. Hidden Road, a global prime brokerage, clears about $3 trillion a year. GTreasury provides treasury tools that move trillions in payments across 160+ countries. Rail handles roughly 10% of all stablecoin-based payment volume worldwide. Those figures matter because ownership gives a different kind of access than a short-term partnership does. many of you have asked for my thoughts on the western union x solana announcement, so here they are. TLDR: billions are cool, but trillions are cooler. while western union handles billions of dollars each year, ripple is on its way to handling trillions of dollars each year.… — Dom | EasyA (@dom_kwok) October 29, 2025 Market Comment And Skepticism Market voices pushed back. Scott Melker questioned XRP’s current role after Western Union chose Solana, noting Western Union had tested the XRP Ledger for years. That choice has prompted debate about whether XRP still matters for big global payments right now. At the same time, Ripple’s backers argue a deeper story exists beyond which chain a single company picks for its stablecoin. XRP As The Settlement Layer According to Dom Kwok, co-founder of EasyA, the proper lens is scale. He says the conversation should not center on deals worth billions but on the trillions Ripple now touches through acquisitions. Kwok and others suggest those companies could be steered to use the XRP Ledger for settlement over time. Ripple’s own technology and business moves are being framed as the plumbing that could let XRP settle large, institutional flows. Supporters Speak Up Flare CEO Hugo Philion has also downplayed the Western Union news, saying it does not undercut Ripple’s strategy. Based on reports from community figures, some engineers and analysts now say XRP could shift from a bridge token to a place people hold value. There will come a time where XRP and XRPL is just where you keep most of your wealth. That is called Treasury. Hint hint. — Vincent Van Code (@vincent_vancode) October 17, 2025 Vincent Van Code told followers that “a time will come when XRP and the XRP Ledger are just where you keep most of your wealth,” a view which mirrors comments by Ripple’s CTO David Schwartz about users acting as their own banks. Ownership Vs. Partnerships When a company owns a platform, it can choose how that tool grows. Reports show acquisitions give Ripple a steadier role in payments and trading services than a single contract would. Yet ownership does not guarantee instant change. Moving institutional flows onto a specific ledger is complex and can take time. Related Reading: Dogecoin Enters The Big Leagues — Stadium And Jerseys Get A Crypto Makeover What This Means Going Forward For now, the debate will track two threads. One asks whether wins like Western Union’s Solana deal signal broader market preference. The other watches whether Ripple’s purchases translate into actual settlement volume for XRP. Numbers such as $3 trillion, trillions across 160+ countries, and 10% of stablecoin payments give weight to the second view. But adoption at scale is not automatic, and observers will be looking for clear signs that those trillions are truly shifting toward the XRP Ledger. Featured image from Shutterstock, chart from TradingView

According to macro analyst Jordi Visser, dormant bitcoin is moving again and new buyers are stepping in. Visser spoke on Anthony Pompliano’s podcast and wrote about the trend on Substack, saying old holders are slowly selling while fresh investors pick up coins on dips. He compared what’s happening to an IPO (initial public offering), where early backers cash out and ownership spreads to a wider group. Related Reading: Dogecoin Enters The Big Leagues — Stadium And Jerseys Get A Crypto Makeover Price Action Has Been Flat And Frustrating Bitcoin traded between $109,000+ and $110,500+ over the last seven days, a range that has left traders impatient. Reports show the Crypto Fear & Greed Index returned “fear” readings since Wednesday and averaged fear during the prior week. Yet every pullback has been met by buyers, which suggests accumulation is taking place even as sentiment reads poorly. Network Signals Remain Strong Visser pointed to several industry signals as evidence that this is not a collapse. ETF approvals keep arriving, the bitcoin network hashrate has hit new highs, and stablecoin activity is growing. It was a busy week with many macro catalysts (Us-China, Fed, Mag7 earnings and Zelle/Stabledoins). Pomp and I go through it all and how the last two months look for assets. https://t.co/1mv6FCNYGF — Jordi Visser (@jvisserlabs) November 1, 2025 Those facts are being cited by analysts who argue the market is redistributing holdings rather than unraveling. In other words, supply is moving from long-idle wallets into hands that buy on weakness. What This Means For Volatility Based on Visser’s view, the current phase could continue for some time. He estimates an IPO-like cycle can last about six to 18 months in traditional markets, and while bitcoin moves faster, the process may still stretch toward the six-month mark on his timeline. When distribution finishes, one likely result is lower volatility, because ownership will be scattered across more participants instead of concentrated among early believers. No Loud Signal Expected To Mark The Shift Reports have disclosed that the change may not start with a big breakout or collapse. Instead, the market could simply stop grinding and begin a clearer move as distribution completes. That lack of a single trigger is frustrating for traders who want a clear sign, but it is familiar to anyone who has watched post-IPO stocks settle after lock-up expiries. Related Reading: Dogecoin Flashback: Mirror Move Hints At Record-Breaking Surge A Measured Take On The Market Visser’s interpretation is cautious rather than bullish hype. He does not promise a rapid rally. He points to steady on-chain activity and institutional interest as the backbone supporting his thesis. Featured image from Pexels, chart from TradingView

According to market figures, Dogecoin remains one of the largest cryptocurrencies by market value, carrying a market cap near $28 billion. Related Reading: Dogecoin Ignites — 60% Volume Boom Teases Potential Rally The token’s price has fallen sharply lately — about 20% in the last month and roughly 30% so far in 2025 — moves that have put traders and casual holders on edge. Meme Coin Origins Dogecoin started as a joke. Based on reports, its creators never set out to build a major payments system or a technical breakthrough. That origin still matters. On-chain activity and payment volume for DOGE are lower than for many rivals, and that makes the token prone to sudden, often large swings. Quick rallies happen. Sudden drops do too. Market Mood & Risk A wider shift in the crypto market is also at work. Reports show meme tokens have lost favor this year. That pullback has pushed coins with weaker fundamentals into deeper declines. When markets turn cautious, speculative coins are usually hit hard. Price Forecast & Sentiment Despite the memecoin’s dismal performance of late, Dogecoin price prediction points to an increase of 13% and reach $ 0.21 by November 29, 2025. Based on technical indicators, the current sentiment is Bearish while the Fear & Greed Index is showing 34 (Fear). Still, some traders believe this downturn may be the point where the real gains begin, arguing that DOGE’s strongest rallies often follow periods of fear and steep declines. Those numbers show mixed signals: the model expects gains over the coming month, while short-term indicators point to weak momentum and fear among traders. That split can lead to choppy trading, where prices move up for a few days and then fall again. Community interest and media attention still move DOGE. Big social moments can lift prices quickly. They can also reverse direction just as fast. That dynamic separates Dogecoin from projects that trade mainly on protocol upgrades or corporate deals. For many investors, headlines matter more than slow technical progress. Foundational Moves Based on reports, the Dogecoin Foundation has been pushing to build a more formal ecosystem. Plans and partnerships have been discussed. Whether those efforts will change how the market values DOGE is uncertain. Some proposals take months to show results. Others remain only ideas until wider adoption appears. Related Reading: Avalanche Expands In Asia — Japan’s Biggest Card Processor Joins The Network DOGE Optimism Still High Dogecoin’s sharp slide this year reflects both its meme-coin roots and a market-wide move away from risky crypto assets. The key figures are plain: nearly $28 billion in market cap, a 20% drop in the past month, and 30% down for the year. Reports and models show a possible bounce to $ 0.2146 by November 29, but technical signals still read Bearish. Even so, some market watchers think this could be the setup for the next big DOGE rally, arguing that major recoveries often begin when sentiment is at its weakest. Featured image from Unsplash, chart from TradingView

Grayscale Investments kicked off trading of a new Solana-focused ETF on Wednesday, adding a staking feature that passes network rewards to investors. Related Reading: Avalanche Expands In Asia — Japan’s Biggest Card Processor Joins The Network The fund, now listed on NYSE Arca as the Grayscale Solana Trust ETF (GSOL), was converted from a closed-end vehicle that first launched in 2021. From Closed-End Trust To ETF According to Grayscale, the move makes the firm one of the largest Solana exchange-traded product managers in the US by assets under management. The converted ETF lets ordinary brokerage accounts hold SOL exposure while receiving staking rewards tied to the network. Inkoo Kang, Grayscale’s Senior Vice President of ETFs, said the launch shows the firm’s belief that digital assets should sit alongside stocks and bonds in modern portfolios. Introducing Grayscale Solana Trust ETF (Ticker: $GSOL), offering investors exposure to @Solana $SOL, one of the fastest-growing digital assets. $GSOL features: ⚡ Convenient Solana exposure paired with staking benefits. ???? Exposure to a high-speed, low-cost blockchain.… pic.twitter.com/TgVNlhqBPO — Grayscale (@Grayscale) October 29, 2025 Competition Increased This Week Based on reports, Grayscale is not alone. Bitwise rolled out its own Solana ETF on the New York Stock Exchange one day earlier. Canary also listed Litecoin and HBAR ETFs on Nasdaq on Tuesday.   Those moves came amid strong interest from asset managers to offer regulated crypto funds that give investors straightforward access to tokens without direct custody. ????JUST IN: $GSOL, the first Grayscale Solana Trust ETF with staking, goes live on @NYSE Arca, offering U.S. investors spot @Solana exposure and staking rewards under newly approved SEC listing standards. pic.twitter.com/eTzVP9Kb1X — SolanaFloor (@SolanaFloor) October 29, 2025 Regulatory Timing And Guidance These ETF launches happened while the US government was partially shut down and some SEC staff were furloughed. Kristin Smith, president of the Solana Policy Institute, said staking-enabled funds offer more than simple price exposure; participants can help secure the network, support developer work, and earn rewards. The Securities and Exchange Commission issued guidance permitting firms to file S-1 registration statements without a delaying amendment, which lets certain funds take effect automatically within 20 days of filing. The SEC had also approved updated listing standards for commodity-based trust shares shortly before the staffing disruption, a step that helped speed up approvals for dozens of pending crypto ETF applications. What This Means For Solana Holders Solana has consistently cemented its status among the powerhouse tokens in terms of market valuation, taking the sixth spot, according to CoinMarketCap. Related Reading: Dogecoin Ignites — 60% Volume Boom Teases Potential Rally Based on reports, the new listings did not include full details on fee levels, which validators will be used for staking, or how staking rewards will be split after expenses. Those operational questions matter to investors weighing net returns and counterparty risk. Trading on NYSE Arca does mean easier access through brokerages, but the finer points of how staking is run will shape how attractive GSOL becomes versus other Solana products. Featured image from Gemini, chart from TradingView

According to NYDIG research, Bitcoin’s price moves are driven more by the strength of the US dollar and broad liquidity conditions than by direct ties to inflation. Greg Cipolaro, NYDIG’s global head of research, said the data show weak and inconsistent links between inflation measures and Bitcoin. That view shifts attention away from the old narrative that Bitcoin is mainly an inflation hedge. Related Reading: XRP: The Catalyst For ‘Humanity’s Greatest Shift’ By 2030 —Analyst Inflation Link Weak Cipolaro argued that expectations for inflation are a slightly better signal than headline inflation readings, but still not a tight predictor of Bitcoin’s price. Instead, Bitcoin and gold both tend to gain when the US dollar weakens. While gold’s inverse relation with the dollar is long established, Bitcoin’s opposite movement to the dollar is newer but visible. Gold And Bitcoin React To Dollar Moves Based on reports, gold has historically climbed as the dollar falls. Bitcoin is following that pattern, though its correlation is less steady than gold’s. As Bitcoin becomes more connected with mainstream finance, NYDIG expects that its inverse relationship with the dollar will likely strengthen. This makes sense to traders who price everything in dollars and seek alternatives when the greenback loses purchasing power. Interest Rates And Money Supply Cipolaro highlighted interest rates and money supply as the two major macro levers that move both gold and Bitcoin. Lower interest rates and looser monetary policy have tended to support higher prices for these assets. In simple terms: when borrowing costs drop and liquidity rises, Bitcoin often benefits. The note framed gold as more of a real-rate hedge, while Bitcoin is described as acting like a gauge of market liquidity — a subtle but important distinction for investors. Illiquid Supply Drops, Selling Pressure Returns On-chain data show signs of renewed selling. Reports say illiquid Bitcoin — coins held in long-dormant wallets — fell from 14.38 million earlier in October to 14.300 million on the 23rd of October. Related Reading: ‘Money Will Pour In’ – CEO Predicts Bitcoin Will Explode To $180K That change means roughly 62,000 BTC, worth about $6.8 billion at recent prices, moved back into circulation. In the past, large inflows did exert price pressure. In January 2024, a substantial sum of coins came available that caused the price momentum to soften. According to Glassnode data, there has been a consistent selloff from wallets holding from 0.1 to 100 BTC, and first-time buyer supply has contracted down to ~213,000 BTC. The overall assessment from a macro perspective and on-chain metrics is not favorable. Demand from new buyers appears to be lighter, momentum traders appear to have stepped aside, and more coins are now available to trade. This combination can blunt rallies or deepen pullbacks until liquidity conditions improve or the dollar weakens. Featured image from Gemini, chart from TradingView

According to software engineer Vincent Van Code, fresh practical reasons are emerging for renewed confidence in XRP among some developers and investors. He argues that the biggest barrier to big firms holding XRP directly isn’t price or interest — it’s operations and compliance. Related Reading: 16,000 Ancient Bitcoins Just Moved—And It’s Costing Whales Billions Custody Costs Stall Direct Holdings Van Code told followers that big companies can’t just “set up a Ledger or Xumm wallet and drop $100 million in there.” He said institutions need formal custody arrangements, regular audits and compliance systems before they will touch crypto on a large scale. Reports place the upkeep of those services at about $300,000 a year for a single institutional setup, a figure that helps explain why many firms prefer not to hold tokens on their own balance sheets. What I am realizing with the bew @evernorthxrp announcement and stagnant XRP price is that it might be harder than we think for institutions to buy and hold XRP. Large companies aren’t going to simply setup a Ledger or Xaman wallet and drop $100M in there. They want custody,… — Vincent Van Code (@vincent_vancode) October 21, 2025 ETFs And Equity Routes Gain Traction Based on reports, Van Code believes that exchange-traded funds and public companies that hold XRP will be the easiest route for institutions to gain exposure. There are currently seven applications for XRP ETFs pending with the US Securities and Exchange Commission, though filings have been paused amid the US government shutdown. For many large investors, buying shares in a regulated fund or a company with an XRP treasury avoids the need to run custody systems in-house. Evernorth has become a focal point in that discussion. The venture, backed in part by Ripple, plans to build what it calls an institutional XRP treasury. Evernorth aims to purchase $1 billion worth of XRP and will start with over 560 million XRP after it secures $1.1 billion in committed capital from participants that include Ripple and SBI Holdings. Reports say the firm is pursuing a merger that is expected to close in Q1 2026, and the XRP purchases are planned to take place within 10 days of funding. ???? JUST IN: A Hyperliquid whale has opened a MASSIVE $1M XRP long position with 10x leverage at $2.40 ???? Looks like someone’s betting BIG on #XRP making a move soon! ???????? pic.twitter.com/RnhyNJhOFE — Xaif Crypto????????|???????? (@Xaif_Crypto) October 23, 2025 Related Reading: ‘Unthinkable Scenario’ Required For Bitcoin To Hit $250K, CEO Says Market Bets And Margin Positions Market activity indicates that certain traders are making considerable wagers on the near-term trajectory of XRP. Reports identified a sizable position in the Hyperliquid derivatives exchange where an anonymous trader made a $1,000,000 long position with an entry price of $2.409, representing 416,736 tokens. The position was put on with 10x exposure, and the community figure of Xaif helped to highlight the trade this week. Positions like this typically indicate short-term bullish sentiment from traders, although they can also cause increased price swings. Featured image from Pixabay, chart from TradingView

A cluster of long-idle Bitcoin moved back into circulation Wednesday, raising fresh questions about selling pressure as prices slide from recent highs. Related Reading: All It Took Was A Tweet: FLOKI Jumps 27% After Musk Mentions It Sleeping Coins Stir After Years According to CryptoQuant analyst JA Maartun, exactly 15,965 BTC that had been idle for about three years were shifted earlier in the day. The coins moved while Bitcoin traded below $110,000, and at roughly $108,000 a coin the batch is worth about $1.724 billion. CryptoQuant’s on-chain records show these addresses had little to no activity since late 2022 and early 2023, and the funds were sent to undisclosed destinations. Market watchers flagged the timing. Old coins waking up during a pullback can signal profit-taking, or simply internal reshuffles between private accounts and trading venues. Reports have disclosed that such moves sometimes reflect tax planning, exchange custody changes, or large holders adjusting positions — but the exact motive here is not public. 15,965 BTC aged 2–3 years just moved on-chain ⏱️ This cohort has been dormant since late 2022–2023—until now. pic.twitter.com/vw2z0fjHvv — Maartunn (@JA_Maartun) October 22, 2025 New Whales Underwater Data from market trackers point to pressure on newer large holders who bought near recent highs. Those so-called new whales carry an average cost of $113,000 per BTC, leaving many positions underwater while prices trade below that level. The unrealized losses tied to these wallets are approaching $7 billion, according to the same datasets. At the same time, accumulation by other big wallets continues. Analysts reported that about 26,500 BTC have flowed into accumulation addresses in recent days, a sign that some large players are adding quietly during the dip. This mix of selling and buying creates a tug-of-war in price action. Short-term dynamics are fragile. Support around $107,000–$108,000 is one level traders are watching closely. If that zone holds, a bounce is possible; if it fails, further downside toward $100,000 could follow. Price Targets Spark Debate The big movements have intensified debate over how high Bitcoin might go next. According to public comments, the CEO of Galaxy Digital said reaching $250,000 by year-end would require “a heck of a lot of crazy stuff.” Other market figures keep more bullish targets in play: Fundstrat’s Tom Lee and BitMEX’s Arthur Hayes have each voiced conviction in $200,000–$250,000 outcomes, pointing to potential policy moves and inflows as drivers. Institutional numbers are part of the backdrop. Galaxy Digital reported a record quarter with $29 billion in revenue, a figure that supporters cite as evidence of growing institutional involvement in the market. That growth is part of why some investors remain confident even as short-term charts wobble. Related Reading: Tether CEO Claims USDT Reached 500 Million Users Worldwide Open Interest Falls, Risk Eases Meanwhile, on-chain analytics provider Glassnode shows open interest has dropped by about 30%, reducing some of the excess speculative pressure that can amplify moves. Lower open interest often cools violent swings and makes price trends easier to read, at least until fresh catalysts arrive. Featured image from Pexels, chart from TradingView