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XRP is trading at around $2.06 on January 13, 2026, leaving its price action a full step below the zone that capped its last rally that ended with a high of $3.65 in July 2025.  However, predictions that point to XRP reclaiming that peak and then pushing into new highs above $3.8, have been on the front page of bank research notes and trader-led chart projections. Notably, various technical analyses have suggested that XRP is programmed to return back into the upper-$3s and into new price territories this year. Standard Chartered’s XRP Target Clears $3.8 XRP’s all-time high price now looks out of reach, especially considering the cryptocurrency is now struggling to leave $2 behind. At the time of writing, XRP has dropped by about 44% from its July 2025 peak of $3.65, but institutional buys from Spot XRP ETFs are still giving glimmers of hope. Related Reading: XRP Back At The Edge: Will Breaking $2 Barrier Rewrite Its History? One of the most recently notable institutional-style projections from XRP comes from Standard Chartered’s digital assets research, which lays out a multi-year path that sees XRP breaking well above the $3.8 threshold.  According to analysts at the bank, XRP is slated to reach as high as $8 by the end of 2026, a level that comfortably eclipses the previous peak and implies roughly 300% upside from current levels if certain conditions hold.  Interestingly, this outlook came from Geoffrey Kendrick, Standard Chartered’s Global Head of Digital Assets Research. The prediction was made based on an outlook of continued institutional adoption and strong inflows into XRP-based spot ETFs. Technical Outlooks As Ripple Heads Into A Consequential 2026 Recent technical commentary from multiple analysts has converged on a bullish bias for XRP. For instance, XRP analyst EGRAG CRYPTO pointed out a developing breakout retest structure on the monthly candlestick timeframe. According to the analyst, historical probabilities favor upside as long as XRP holds above the $1.60 to $1.40 range on higher timeframes, with long-term channel projections placing the XRP price as high as $22. For a shorter-term perspective, Crypto Feras described XRP’s recent break above $2 as a bullish reversal signal. His analysis points to $2.67 and $3.01 as the next resistance levels, areas that could open the path toward a full retest of the prior peak near $3.8 if cleared. Adding to this, ChartNerd noted that XRP’s long-term upside fractal structure is still valid despite the recent XRP price correction.  Related Reading: Analyst Updates XRP Price Prediction: Why $16 Is Still On The Table These price projections are being viewed more favorably against the backdrop of Ripple’s momentum heading into the year. Ripple CEO Brad Garlinghouse recently pointed to strong progress in 2025 with examples of major acquisitions of Ripple Prime and GTreasury and a growing global licensing footprint.  Now that Ripple is positioning itself for what its leadership has described as a consequential 2026, the combination of technical outlooks and company fundamentals has strengthened the narrative that XRP could be approaching a move to new all-time highs. Featured image from Adobe Stock, chart from Tradingview.com

A crypto market participant has outlined a numerical comparison showing how the same investment amount could generate significantly different returns depending on whether it is placed into Bitcoin or XRP.  The projection, which was shared on X and focuses on price levels and capital growth, shows how XRP has a better upside on a percentage basis compared to Bitcoin at its current valuations. How The Numbers Favor XRP Over Bitcoin The comparison starts with a $5,000 investment. At current prices, Bitcoin would need to rise to around $180,000 for that initial $5,000 investment to double to $10,000. Interestingly, multiple bullish predictions put Bitcoin reaching a price target of at least $180,000 in the next few months, so this is most likely a guarantee. However, Bitcoin’s position as the largest cryptocurrency works as both an advantage and a constraint. Related Reading: XRP Retrace Is Only Temporary, What Happens Once the Uptrend Resumes At the time of writing, Bitcoin has a large market cap of $1.8 trillion. Given Bitcoin’s already large market cap, any move of notable magnitude requires huge capital inflows over an extended period of time. Its recent adoption among institutional traders and role as the largest cryptocurrency provide stability, but its size limits how quickly it can multiply in value. Each incremental gain requires increasingly larger amounts of new capital entering the market. On the other hand, XRP has a much smaller market cap of $128 billion. Using the same $5,000 investment in XRP produces a much different outcome under the analyst’s assumptions. If XRP reaches a $10 price level, the value of that position would rise to $25,000.  Therefore, this means that, as it stands, XRP has a much better profit potential than Bitcoin. The argument presented is not that Bitcoin lacks upside, but that the capital efficiency of XRP is higher if both assets move to commonly cited bullish targets. Risk Profiles And Return Expectations The difference in projection also shows different risk tolerances of both cryptocurrencies. Bitcoin is more appealing to investors who prioritize long-term exposure and relative stability. Predictions for Bitcoin range from $150,000 all the way to above $1 million. Related Reading: XRP Price Mirrors 2017 Sideways Accumulation Trend – Here’s What Happened Last Time XRP, on the other hand, will attract traders who are willing to accept higher volatility in exchange for the possibility of larger returns. The cryptocurrency has been the subject of numerous bullish projections from analysts due to the growing optimism around its role in financial institutions and the recent exposure through Spot XRP ETFs. The bullish sentiment is so strong that a few analysts are already projecting how XRP has the potential to trade at $100 in the next few years. One analyst, for example, noted that XRP has the potential to reach $100 before Bitcoin reaches $1 million and that it can even hit $1,000 before Bitcoin hits $19 million. Featured image from Freepik, chart from Tradingview.com

In a development that could accelerate the evolution of cross-border financial infrastructure, JPMorgan’s GTreasury initiative on the XRP Ledger signals a potential turning point for global payments. JPMorgan’s move challenges long-standing assumptions about the role of banks in digital asset settlement and the increasing legitimacy of the XRP Ledger as a foundation for real-world transaction flows. What JP Morgan has done with GTreasury using the XRP Ledger will change payments forever. Crypto analyst Xfinancebull has revealed on X that when JPMorgan moves, it’s never for show. This was a direct integration into Ripple’s stack, allowing the Ledger to transition from Crypto Rails into the real-world plumbing for global banking. What This Means For XRP And The Broader Digital Asset Market This isn’t about transaction volume; it’s about signal, and the GTreasury system migrates only when the infrastructure is proven safe, fast, and scalable. Ripple didn’t chase relevance; it built infrastructure before the banks arrived. This integration reframes the altcoin to become a foundational layer, not a speculative asset reacting to market sentiment. Related Reading: How XRP’s Utility Will Drive Price Appreciation In The New Year The fundamentals of the XRP Ledger continue to grow massively without noise. An analyst known as Vet highlighted that while other ecosystems are struggling to fix their consensus and unique native approach for a multi-currency ledger, XRPL remains the best-in-class. The network continues to attract high-quality validators and deeply technical community members more than ever before. Education and accessibility have also reached a level where Tap has been well-designed for individuals with the apps and the XRPL.org site. On the protocol side, security has been taken to the next level with formal specifications and formal verification, which is bleeding-edge technology in crypto already used in military and aerospace systems. The payment engine is already specified, and the compliance features with DID, Credentials, and upcoming permissioned domains/DEX functionality are enabling Ripple payments to operate directly on XRPL DEX infrastructure. In addition, Evernorth $1 billion involvement in XRP is aimed at generating yield. Meanwhile, XRP ETFs continue to grow, with issuers reporting high long-term conviction among their investors in the altcoin. Even a quantum-proof encrypted XRPL test net already exists. This is a grind that involves patience, but the trajectory is upward, which has been up.  How The XRPL Fits Institutional Portfolio Architecture According to the XRP Update on X (formerly Twitter), Franklin Templeton, a $1.53 trillion global asset manager, has publicly identified the XRP Ledger and XRP as a foundational building block for digital asset portfolios. Related Reading: $1.6 Trillion Asset Manager Goes Deep Into XRP, Shares Reason Behind The Move This move reinforces the altcoin’s role in institutional-grade infrastructure, making it highly scalable, liquid, and built for real-world financial use cases. Featured image from Getty Images, chart from Tradingview.com

Standard Chartered analysts have predicted that the XRP price could surge by around 330%. They also outlined catalysts that could spark this price surge, which would lead to a new all-time high (ATH) for the Ripple-linked token.  Standard Chartered Predicts XRP Price Surge To $8 Standard Chartered’s global head of digital assets research, Geoff Hendrick, has predicted that the XRP price could surge to $8 by the end of 2026, which represents an increase of around 330%. This would also mark a new all-time high for the token, with its current ATH at around $3.84. The analyst expects the token to record such growth, as it now has legal clarity following the settlement of the Ripple-SEC lawsuit.  Related Reading: This Double Bottom Formation Could Send XRP Soaring To $2.5 Kendrick also expects the XRP price to surge to $8 on the back of regulatory clarity for the U.S. crypto industry and institutional adoption of the token through the XRP ETFs. The Standard Chartered analyst noted how the improving regulatory environment has made it easier for institutions to gain exposure to the token. Meanwhile, Ripple has been able to grow its payment system, which involves XRP, thanks to the regulatory-friendly environment. These XRP ETFs are notably seeing significant demand, which is bullish for the XRP price as it eyes a rally to $8 next year. SoSoValue data shows that these ETFs have yet to record a daily net outflow since the first spot fund launched last month. The XRP ETFs currently boast a net asset of $1.27 billion, which reprersents 1.12% of the token’s market cap.  Crypto pundit Unknow noted that these ETFs are absorbing the supply fast, which is why he predicts that a supply shock could happen by early 2026, sending the XRP price higher. The pundit also declared that next year is the inflection point where the altcoin shifts from speculation to global liquidity infrastructure.  XRP Is Preparing For a Breakout In an X post, crypto analyst TARA stated that the XRP price is approaching the critical $1.88 level and is in a very tight range, signaling a breakout is coming soon. The analyst noted that XRP needs to hold support at $1.87, even as Bitcoin approaches $88,000. She added that if the altcoin bounces from here and tests $1.88 again, it could break above that resistance and then hold it as support, which TARA noted would be a very bullish sign.  In another X post, she revealed that XRP’s Relative Strength Index (RSI) was trying to break to the upside. TARA further remarked that if today’s close is bullish, with a close above $1.88, it could fuel the next wave to $2.30 for the XRP price. A positive for XRP is that Glassnode data shows that XRP on exchanges has dropped to a seven-year low of 1.6 billion tokens, down from 3.76 billion in October.  Related Reading: XRP Hasn’t Entered A Bear Market Yet; Analyst Shares Why At the time of writing, the XRP price is trading at around $1.86, up in the last 24 hours, according to data from CoinMarketCap. Featured image from Adobe Stock, chart from Tradingview.com

Despite a mixed performance throughout 2025, XRP has emerged as one of the standout performers in the cryptocurrency market. Currently trading slightly below $1.90, the fifth-largest cryptocurrency has retraced nearly 50% from its all-time highs achieved in July.  Nevertheless, Standard Chartered is optimistic about XRP’s future, forecasting a significant upward trend driven by anticipated inflows into spot exchange-traded funds (ETFs) and increased regulatory clarity. Spot XRP ETFs Could Drive $4-$8 Billion In Inflows  The bank predicts that the launch of spot XRP ETFs could bring in between $4 billion and $8 billion into XRP throughout 2026. Should these inflows materialize, the resulting demand—coupled with XRP’s relatively limited supply—could catalyze a sharp increase in the coin’s price.  Related Reading: US Strategic Bitcoin Reserve: Key Catalyst For Potential Surge Toward $150,000 Next Year Analyst Geoffrey Kendrick has laid out an ambitious roadmap for XRP’s future, anticipating prices of $8.00 in 2026, and potentially reaching $12.50 by 2028. To put this into perspective, XRP’s current circulating supply is approximately 57 billion coins. Even modest inflows of a few billion dollars could create a meaningful supply shock in the market.  So far, XRP ETFs have gathered around $1.25 billion. To reach the $8 target, it would require annual flows to hit the range of $5 billion to $10 billion, similar to the initial enthusiasm surrounding Bitcoin ETFs. Regulatory Resolution As Key Catalyst  A parallel factor influencing XRP’s potential rise is the resolution of regulatory uncertainty surrounding the cryptocurrency. The US Securities and Exchange Commission’s (SEC) long-standing lawsuit against Ripple Labs has significantly impacted XRP’s narrative.  Yet, in August 2025, the SEC withdrew its appeal, resulting in Ripple agreeing to a $125 million settlement and affirming that XRP sales on secondary markets are not classified as securities transactions.  Related Reading: Bitcoin And Ethereum Influx: Strategy Grabs 1,200 BTC, Bitmine Immersion Ups ETH by 44,000 This resolution eliminates a substantial legal burden and is seen by Standard Chartered as a catalyst for increased adoption. With legal uncertainties removed, capital that had been sidelined could finally enter the market. However, for XRP to achieve a price of $8 by 2026, favorable economic conditions, including low interest rates and a risk-on attitude among investors, would be critical. Should macroeconomic challenges escalate, investors may shy away from altcoins. Featured image from DALL-E, chart from TradingView.com 

Crypto analyst Steph has pointed to an “interesting” chart, which has previously led to an XRP price rally. This came as the analyst also suggested that the altcoin may be forming a bottom in preparation for the next leg to the upside.  Analyst Shares Why This Chart Is Interesting For The XRP Price In an X post, Steph highlighted the 3-week XRP price chart, stating that it was “interesting” for one reason. He revealed that the Stochastic Relative Strength Index (RSI) has dropped to 0.00 on the 3-week timeframe, which is extremely rare and has only happened once before, which was the 2022 bear market bottom.  Related Reading: Pundit Explains Why This Changes Everything For XRP In The Long Term Steph further explained that on such a high timeframe, this indicator only reaches zero when selling pressure is fully exhausted, which is a positive for the XRP price. The analyst added that this means that momentum to the downside has dried up, although he warned that this doesn’t mean that price must instantly reverse.  Steph noted that the last time this signal appeared, the XRP price entered a long accumulation phase before the next major move higher. As such, the analyst claimed that this again suggests that the downside risk is structurally limited and that long-term holders are absorbing supply rather than distributing. He further remarked that these signals tend to mark cycle lows rather than short-term trades.  The XRP ETFs also mark a positive for the XRP price as these funds maintain their inflows streak. These funds have recorded daily inflows since the Canary’s fund launched on November 13. As a result, they now boast net assets of over $1.1 billion, even as XRP continues to see significant demand from institutional investors.   XRP Remains Below Key Levels In an X post, CryptoXLarge stated that on the weekly chart, the XRP price remains below the descending trendline around the 8 to 21 EMA levels. He further remarked that this week, the price is attempting to break below the key support zone around $1.95, which aligns with the Fib 0.5 level and the 89-week EMA, which is a support that has held throughout the year.  Related Reading: Here’s Why The XRP Price Keeps Crashing CryptoXLarge stated that a weekly close below this level could increase the probability of a move toward the $1.60 support, which is the Fib 0.618. Meanwhile, a weekly close above $1.95 may boost buying interest, which could trigger a relief XRP price rally toward $2.30 and then $2.70. Crypto analyst Crypto King also echoed a similar sentiment, stating that a reclaim of $1.98 could eventually send the altcoin to as high as $3.66.  At the time of writing, the XRP price is trading at around $1.87, up in the last 24 hours, according to data from CoinMarketCap. Featured image from Adobe Stock, chart from Tradingview.com

Crypto pundit BarriC has explained why an XRP rally to $1,000 is possible, even though it could mean the altcoin would have a market cap of almost $100 trillion. The pundit also raised the possibility of XRP rallying to as high as $50,000, which he described as “absolutely possible.” Why XRP Could Rally To $1,000 In an X post, BarriC stated that XRP will have to become extremely expensive so that it can be fractionalized and allocated to every bank and financial institution globally. He noted that this will be the case if every bank and financial institution around the world adopts and utilizes the altcoin.  Related Reading: XRP Price About $1,000 Is A Necessity, Analyst Claims In line with this, BarriC declared that this is why a $1,000, $10,000, and $50,000 price tag is “absolutely possible” for XRP. The pundit has continued to reiterate that XRP can hit the $1,000 price target despite how ambitious it sounds, considering what the altcoin’s market cap will be.  In another X post, he stated that the altcoin could still close out this year at $100 and hit $1,000 early next year. The pundit admitted that quite a few things would have to happen simultaneously, but that anything is possible in crypto. It is worth noting that finance expert Dr. Camila Stevenson recently echoed BarriC’s sentiment that XRP needs to be expensive to be easily adopted by banks for larger volumes.  Meanwhile, BarriC is confident that the XRP adoption among banks is already happening. He recently noted that Swiss bank AMINA plans to start utilizing Ripple payments and, by association, XRP. The pundit also alluded to the fact that Ripple is on course to become a Trust bank after the OCC granted it a conditional approval.  Other Potential Catalysts For Higher Price Crypto pundit X Finance Bull highlighted a Trump stimulus and XRP ETFs as catalysts that could drive the XRP price higher. He noted that 20% to 28% of U.S. adults now own crypto, equating to 50 to 65 million people with wallets and market impact. The pundit then raised the scenario in which a small percentage of the proposed $2,000 stimulus check flows into XRP.  Related Reading: Here’s Why The XRP Price Keeps Crashing X Finance Bull declared that this will create billions in demand, hitting an already rising market. The pundit also mentioned that the infrastructure is in place as XRP ETFs keep launching and banks are onboarding. He added that liquidity finds utility, which is why he is confident that a significant amount of global liquidity could flow into the XRP ecosystem, sparking higher prices for the altcoin.  At the time of writing, the XRP price is trading at around $1.92, up in the last 24 hours, according to data from CoinMarketCap. Featured image from Adobe Stock, chart from Tradingview.com

After a strong start to the year, the XRP price has struggled to build a sustained bullish momentum throughout 2025. These struggles are highlighted in the altcoin’s downward spiral since hitting the all-time high of $3.65 in July 2025. The launch of the spot XRP exchange-traded funds (ETFs) in the United States was expected to offer some relief through increased demand for the underlying asset’s price. However, the latest on-chain analysis shows that the ETFs have failed to reduce the bearish pressure on the XRP price. XRP Price Could Fall To $1.5 If Exchange Inflows Persist In a Quicktake post on the CryptoQuant platform, pseudonymous analyst PelinayPA revealed that the activity of a specific group of XRP whales has been the major driving force behind the steady price decline. The market pundit provided an ETF angle to this whale activity over the past few weeks. Related Reading: Peter Brandt Highlights Bearish XRP Price Chart, ‘You Need To Deal With It’ PelinayPA drew insights from the Exchange Inflow – Value Bands chart, which tracks and sorts the amount of a specific cryptocurrency flowing into centralized exchanges by different investor cohorts within a given period. Recent data shows that the majority of inflows are coming from the 100K-1M XRP and 1M+ XRP bands. PelinayPA wrote in the Quicktake post: After each major inflow spike on the chart, price forms a lower high and lower low structure, clearly showing that supply is overwhelming demand. This happens because there is no strong new spot buyer in the market. Even though whales are not aggressively dumping, the continuous increase in available supply keeps pushing the price lower. Using the inflow intensity and price reactions, the crypto analyst posited that the first major support zone stands at around $1.82 – $1.87. According to PelinayPA, this region represents an area with substantial historical buying activity that has offered stability in the past. However, the XRP price could fall to as low as the $1.50 – $1.60 range if the exchange inflows from whales continue to climb. As earlier inferred by the analyst, large transfers to centralized exchanges are often viewed as a signal of impending selling pressure. XRP Whales Offloaded Their Holdings When Spot ETFs Went Live As seen with its predecessors — Bitcoin and Ethereum ETFs, the similar XRP exchange-traded products were expected to create institutional demand, leading to higher prices for the altcoin. However, the story has been the exact opposite for the XRP price, which is nearly 50% down from its all-time high. Market data shows that the US-based spot XRP ETFs have not registered a negative outflow day since their trading debut in mid-November. According to SoSoValue, the exchange-traded funds have a total net asset of over $1.14 billion. Related Reading: Ethereum Exchange Supply Just Crashed To New Lows, Why This Is Bullish For Price Interestingly, PelinayPA hypothesized that the reason behind XRP’s steady decline is that whales started offloading their holdings on exchanges as the ETF expectations heightened. This provided the sell-side liquidity for the retail investors who were looking to buy the ETF launch news. PelinayPA said that this occurrence explains why the XRP price faces selling pressure each time it approaches the $1.95 level. The market analyst noted that the exchange inflows would first need to dry up if the altcoin is to see a bullish run anytime soon. As of this writing, the price of XRP stands at around $1.90, reflecting an over 3% jump in the past 24 hours. Featured image from iStock, chart from TradingView

On-chain analytics platform CryptoQuant has revealed why the XRP price keeps crashing, recently dropping below the psychological $2 level. The platform noted that the XRP ETF approval has failed to stop the selling pressure but instead looks to have escalated it.  Why The XRP Price Is Crashing Despite ETF Success In a CryptoQuant report, analyst PelinayPA revealed that the XRP price is facing significant selling pressure from whales holding between $100,000 and 1m XRP and those holding above 1m. These XRP whales are said to account for the majority of inflows into the crypto exchange Binance.  Related Reading: Peter Brandt Highlights Bearish XRP Price Chart, ‘You Need To Deal With It’ These transfers indicate that these whales are typically looking to offload these coins, which is putting selling pressure on the XRP price. PelinayPA noted that after each major inflow spike on the chart, the XRP price forms a lower high and lower low structure, suggesting that supply is overwhelming demand at the moment.  The CryptoQuant report noted that this happens because there is no strong new spot buyer in the market. The continuous increase in available supply is also said to keep pushing the XRP lower, even though the whales are not aggressively dumping. Meanwhile, PelinayPA highlighted key price levels to watch out for as the price continues to crash.  The analyst stated that, based on the inflow intensity and price reactions, the first major support zone stands between $1.82 and $1.87. She noted that this range marked where the price briefly stabilized and where small buyers appeared. However, XRP still risks crashing to the $1.50 and $1.66 range if the large outflows continue. The chart does not indicate that the altcoin could rally anytime soon with this selling pressure.  Whales Took Advantage Of The ETF Narrative The CryptoQuant report stated that, in theory, the XRP ETF process was expected to create institutional demand and push the price higher through spot buying. However, that hasn’t been the case, as there have instead been high-volume XRP inflows to Binance. PelinayPA explained that whales were the first to act as ETF approval expectations increased.  Related Reading: XRP Hasn’t Entered A Bear Market Yet; Analyst Shares Why The analyst further revealed that XRP accumulated in advance for the ETF narrative was transferred to exchanges and used as sell-side liquidity. Basically, whales sold the ETF approval story to retail investors. As a result, the XRP price faces significant selling pressure every time it approaches the $1.95 level.  PelinayPA reiterated that expecting a bullish move before exchange inflows decline would be an unrealistic assumption. However, it is worth noting that the XRP ETFs have been successful so far, accumulating over $1 billion in net assets in just over a month since their launch.  At the time of writing, the XRP price is trading at around $1.90, up almost 4% in the last 24 hours, according to data from CoinMarketCap. Featured image from Getty Images, chart from Tradingview.com

Despite recent positive closes from spot XRP ETFs, the cryptocurrency’s price action is sending a clear warning to traders. Market structure remains weak, and without signs of a confirmed reversal, short-term risks persist. XRP’s current behavior highlights that bullish sentiment from ETFs alone isn’t enough to drive a sustained rally, making caution essential for anyone entering the market. New Year Volatility Hits Crypto Markets Hard Efloud, in a recent update, highlighted that with the start of the new year and continued uncertainty across the markets, cryptocurrencies have once again been among the hardest hit. Low trading volume and a lack of clear direction have kept pressure on the sector, and without an obvious reversal signal, altcoins continue to grind lower day by day. Related Reading: XRP Dominates Institutional Inflows, But Why Is Price Still Low? Given this backdrop, caution remains essential. As emphasized in previous analyses, any attempt to trade against the prevailing trend at support levels should be backed by clear bullish breakout structures on lower timeframes. Without such confirmation, moves higher are more likely to be short-lived reactions rather than meaningful reversals. From a technical standpoint, XRP’s price has now lost the “Daily Imb” zone, weakening the overall structure. If price dips below the most recent swing low and then attracts buying interest, the $1.98 area is expected to act as the first major resistance. As previously noted, the outlook remains negative unless the YO region is reclaimed. Beyond $1.98, another key resistance lies within the red boxed zone. Together, $1.98, the YO area, and the red boxed region form three critical hurdles where price is likely to face selling pressure in the near term. Price Action Still Outweighs ETF Optimism According to Efloud, while spot XRP ETFs have posted positive closes for 18 consecutive days, this development alone does not outweigh what the chart itself is signaling. He emphasized that price action and market structure remain the most important factors. Until these begin to shift in a clearly bullish direction, any purchases are better seen as part of a gradual accumulation strategy rather than a confirmation of a trend reversal.  Related Reading: XRP Price Needs To Hold This Macro Support For Hope Of Revival From this perspective, these buys are primarily aimed at averaging down while the market searches for a more stable structure. Efloud added that if market suppression continues and a sharper correction unfolds, the area around $1.53 could emerge as a potential buy zone. However, this scenario depends on broader market behavior and is not a certainty. Finally, the analyst clarified that the $1.53 level was illustrated as a hypothetical example. Efloud warned that entering positions at support zones or key levels without observing clear breakout or reversal structures carries added risk and should be approached with caution. Featured image from Adobe Stock, chart from Tradingview.com

XRP’s price action in recent days has led to speculations among crypto traders over whether it could fall below the $2 support zone and how deep any pullback might go before a bottom is established.  Popular XRP analyst Zach Rector addressed this concern shared by many market participants during an interview on the Paul Barron Podcast as to how low XRP could realistically fall before buyers step in and whether a return to the $1 level is still possible under current conditions. Zach Rector Says $1 XRP Is Virtually Impossible Inflows into Spot XRP ETFs have been largely offset by selling pressure on centralized exchanges, keeping the cryptocurrency range-bound just above $2 even as long-term demand builds in the background. This range-bound trading has left the cryptocurrency at risk of losing $2 and breaking further downwards. The question now is whether this downward risk can cause the XRP price to return to $1.  Related Reading: XRP Mirrors 2016 Trend That Led To 69% Crash Before 110,000% Rally Addressing the question from Paul Barron directly, Zach Rector stated that an XRP price move back to $1 is effectively off the table under normal market conditions. He presented such a scenario as something that would only occur in the event of an extraordinary black swan. Current market structure, liquidity depth, and buyer behavior do not support the XRP price falling as low as that level. According to Rector, XRP’s order book on crypto exchanges is now populated by a large base of passive buyers with limit orders already positioned well above $1. He also used his own trade orders to illustrate why he believes XRP is forming a higher long-term floor.  He acknowledged entering an XRP long above $3.40 earlier in the year and confirmed that the position is still underwater. However, he explained that he has consistently dollar-cost averaged lower, bringing his average entry down to around $2.23. Keeping this in mind, Rector predicted a price low to watch out for before the XRP price bounces. Higher Lows Says Support Is Between $1.90 And $1.80 XRP’s price structure over the past year points to a market that is gradually building strength rather than breaking down. Rector pointed to XRP’s price chart on Coinbase, which shows the creation of a sequence of higher lows, with price bottoming near $1.60 in April, recovering to form a higher low around $1.77 on October 10, and then holding even higher at approximately $1.81 in November. Related Reading: Analyst Predicts XRP Price Will Rise To $14 By Frontrunning Bitcoin By Over 600% That pattern is why the $1.90 to $1.80 range is viewed as the most realistic downside zone if XRP breaks below $2 and selling pressure resumes. According to Rector, a dip below $1.90 could open the door for a brief test of $1.80, and this is as low as the XRP price might go before a bounce. Such a move would still fit within the broader higher-low structure that has defined XRP’s price action throughout the year. Featured image from Getty Images, chart from Tradingview.com

XRP price has formed a bullish cross on its weekly Stochastic RSI, creating a bullish sign for the cryptocurrency at a time when its price has been struggling to break away from the $2 region. The cryptocurrency has spent the past several days moving into a downturn, and buyers will now be looking to defend $2. Even though momentum has been limited, new inflows from recently launched XRP ETFs have kept sentiment from turning full-on bearish.  XRP Stochastic RSI Undergoes Bullish Weekly Cross According to crypto analyst ChartNerd, XRP has just printed a bullish cross on its weekly Stochastic RSI while still sitting deep in oversold territory. The chart he shared highlights how the blue %K line has curved upward and crossed above the orange %D line at one of the lowest points of the cycle.  Related Reading: Analyst Says Get Ready For XRP Price Above $4 This Cycle With this move, the indicator has now repeated a structure that previously marked major turning points during XRP’s past market swings. Oversold weekly conditions paired with a confirmed cross are useful in predicting the early stages of trend reversals, especially when they occur after extended downside momentum.  ChartNerd pointed out that this same configuration appeared twice recently, first in 2024 and again in 2025, and both instances produced powerful rallies. The 2024 cross preceded a surge of more than 600%, at which point the XRP price went from trading around $0.5 to trading above $3.  The mid-2025 cross delivered a smaller yet still significant 130% run, at which point the XRP price went from hovering around $2.1 to breaking new all-time highs above $3.6 in July.  As shown in the chart below, these earlier crosses are marked at similar low points, forming a repeating rhythm of sharp recoveries whenever the weekly Stochastic RSI resets and turns up. The current setup is in the same zone, and this opens up speculation that XRP’s price action may be forming the base of its next major upward leg. Is Another Major XRP Pump Approaching? Although past performance does not dictate what happens next, the indicator’s consistency on the weekly timeframe is difficult to ignore. XRP’s price is again positioned inside a compressed region just as it was before its previous large rallies. This time, the price zone to take note of is around $2. Related Reading: What The Rapid XRP Outlfows From Crypto Exchanges Mean For The Price If buyers regain strength and the wider crypto market conditions improve, most notably Bitcoin climbing back above $100,000, then the probability of a stronger XRP reaction increases. The only thing going well right now for XRP is the inflows into US-based Spot XRP ETFs, with $89.65 million worth of new institutional funds coming in on December 1. A rally similar to the 130% rebound seen during the previous cycle would lift XRP from $2 to about $4.60. A repeat of the much larger 600% surge would place the token above $14. This creates a potential range between $4.60 and $14 if the pattern repeats itself. Featured image from Freepik, chart from Tradingview.com

Interest in XRP has increased massively after the launch of Spot XRP ETFs, leading some supporters to float a $100 per token rally before the end of the year. That scenario, however, appears highly unrealistic when basic market fundamentals are considered.  In a recent post on X, Zach Humphries dismissed triple-digit predictions, calling them “delusional” and warning that they mislead people who don’t grasp the math behind market valuation. The Market Cap Reality Check Any attempt to peg XRP at $100 must first contend with its circulating supply and the resulting total valuation that such a price implies. According to Humphries, pushing XRP to $100 would demand a market capitalization of about $6 trillion for the cryptocurrency. That figure amounts to a more than 40-fold increase over current market cap levels, a leap so vast it would require inflows that dwarf anything seen in the crypto industry to date. Related Reading: The Bull And Bear Scenario For XRP That Could Play Out In November The entire crypto market itself has a total capitalization of about $3 trillion. Pushing a single altcoin like XRP to $6 trillion in value would mean the coin alone becomes more than twice as large as the entire crypto market combined.  XRP reaching $100 is a 4,445% increase from its current price level. Keeping this in mind, it is really unrealistic for XRP to reach $100 even in the next year alone. Therefore, those making claims that the asset can touch $100 before 2025 ends, with only one month left on the calendar, disregard how capital moves, how long accumulation cycles take, and how much work is involved in building market caps of this size.  The recent emergence of XRP ETFs does offer improved access for institutional and retail investors. However, the expansion needed for XRP to reach $100 is so large that no ETF launch or last-minute rally could generate the necessary inflows or supply shock within the next 35 days. Long-Term Potential Still Exists Although the $100 target within the next few weeks appears unattainable, that does not necessarily diminish the long-term appeal of XRP. Enthusiasts who see effects from adoption, regulatory developments, and institutional inflows may still believe in significant upside over a multi-year timeframe. Zach Humpries, for one, noted that he is still very bullish on Ripple/XRP long-term. Related Reading: Pundit Reveals Why XRP Price At $1,000 Is Not A Dream – ‘It’s Math’ The purpose of Humphries’ warning message was to restore perspective, not dampen long-term bullish sentiment. The important message is for XRP enthusiasts to shift their focus away from unrealistic valuations this year and instead consider targets that align with actual market cap growth.  In a follow-up reply to comments on his post, he mentioned a far more grounded scenario of XRP reaching the $5 region by Christmas. However, this is also very bullish and is dependent on optimism returning to the wider crypto market. Featured image from Adobe Stock, chart from Tradingview.com

As the cryptocurrency ecosystem matures and evolves, a new narrative is gaining traction that positions XRP for an upcoming institutional-driven surge that could redefine market expectations. With momentum building around XRP exchange-traded funds, one prominent analyst now believes the asset could be on the verge of a rally so large it may outperform Bitcoin’s own ETF-driven surge. Why Analysts Believe XRP Is Poised For A Larger Upside Than Bitcoin XRP is entering its ETF chapter, and the scale of what’s coming could make Bitcoin look small. Crypto analyst Xfinancebull mentioned on X that early players like Grayscale, Bitwise, Franklin, and Canary Funds are already live with their XRP products. Meanwhile, the real power players like BlackRock, Fidelity, and the other giants haven’t even filed for an XRP spot ETF yet, which shows this is just a warm-up. Related Reading: Here’s Why A Supply Shock Could Be Imminent For XRP The heavyweights haven’t even stepped into the arena, and the initial institutional capital is already flowing. Spot ETFs were highly beneficial for BTC, which triggered a trillion-dollar shockwave that attracted Wall Street institutions and momentum traders who couldn’t ignore the access.  According to Xfinancebull, XRP is a different beast, with functional utility, real-world adoption, and banking infrastructure already built out across Japan and Asia. The capital that will soon flood into XRP via ETFs won’t just speculate, but it will stay. When a fraction of over $80 billion in Assets Under Management (AUM) from these initial titans begins to rotate into XRP, the inflows could be significant. This is cold, hard math that is about to unlock high levels of liquidity and historically repeat the move on a larger scale. “The XRP spot ETF ignition is not coming, but it is already here. If you missed the Bitcoin momentum move, don’t miss this one,” Xfinancebull noted. An analyst known as RipBullWinkle has also highlighted that Bitcoin has leaked $151 million, while XRP led all inflows with $164 million. That’s not random, it’s institutions reallocating with intention into assets built for settlement and speed. When powerhouses like Franklin Templeton and Grayscale pull over $130 million into XRP on day one, it confirms where the institutional smart money is going. Market Stabilization Signals The Start Of A New Upward Leg Bitcoin and altcoins are reacting sharply to momentary declines after the brief pullback. TerraHaberTr has stated that BTC has reclaimed the $87,000 level, and if momentum continues at this pace, BTC will target $90,000 and $100,000 levels. On the altcoin side, the recovery is happening even faster, and altcoins that have experienced deep dips may start to gain strength. Related Reading: XRP Price Will Climb Above $10 When This Happens: Analyst Meanwhile, XRP is gaining traction as it pushes back above $2.20. If the move continues, XRP could reach the $3.00 region. Overall, opportunities have continued to emerge across major altcoins. Featured image from iStock, chart from Tradingview.com

Bitcoin dominance is currently sitting around the mid-50% range, and although it has not shown any dramatic breakdown yet, some traders are beginning to watch for signs of rotation. Data from platforms that track market share show Bitcoin dominance slowly pushing to the mid-fifties, but projections suggesting a future decline are forming the basis of new discussions in the XRP community. One such projection comes from an XRP enthusiast known as DROP, who shared a chart illustrating a steep fall in Bitcoin dominance that he believes will unlock XRP’s next major rally to double digits. Bitcoin Dominance Projection Shows A Breakdown Zone The chart shared by DROP outlines a scenario where Bitcoin dominance trends sideways for a while before sliding into the low-40% region. This projected decline is highlighted by a wide purple zone extending into 2026. The expectation is that a major rotation into altcoins, most especially XRP, would begin once dominance loses its current structure.  Related Reading: Here’s How High The XRP Price Needs To Be To Flip Bitcoin Although Bitcoin’s dominance has fallen quite a bit from its 60% range where it was circulating in October, it has fairly held up even when it fell to as low as $81,000 on November 21.  The last time Bitcoin’s dominance was as low as 40% was in early 2023. The idea behind the projection is not that another fall in dominance has already begun, but that the dominance is in a region where it could crash if market conditions change. According to DROP, this is the moment that will cement the beginning of XRP’s strongest move of the cycle. It is from here that the XRP price runs to double digits. Double-Digit XRP Dependent On A Crypto Market Transition XRP has often been one of the few assets that have shown the ability to outperform Bitcoin, especially when traders rotate into large-cap tokens that have lagged behind Bitcoin during the early part of a cycle.  Related Reading: XRP Price Has Surged 15% Anytime This Metric Appeared In The Past This pattern was visible in both January and July 2025. The January 2025 move pushed XRP above $3 for the first time since 2018, and the July 2025 move saw the XRP price register a new all-time high. The projection by DROP positions XRP as one of the likely gainers once market share begins to redistribute away from Bitcoin. This has not happened yet, and current dominance readings reflect stability rather than collapse. The projection centers on what could occur when the market enters the next altcoin rotation phase.  If dominance eventually drops toward the low-40% range, then the conditions might just be right for XRP to break out above $10. These conditions include retail and institutional participation, deeper liquidity from large investors, and meaningful inflows into XRP ETFs to sustain such an advance to double digits. Featured image from Getty Images, chart from Tradingview.com

XRP has endured a difficult stretch in recent days, falling below the $2 level after a sequence of heavy selling. Price volatility across Bitcoin and other major assets added fuel to the drop, dragging XRP to lows around $1.92 and shaking the short-term sentiment of many traders.  However, several XRP supporters are still of the notion that this move is far from a cause for concern. One of the most vocal is an analyst operating under the name @WillyWonkaXRP on the social media platform X, who insisted that the dip does not alter the long-term trajectory. From his perspective, the current environment is still laying the foundation for a far higher valuation due to institutional takeovers. Crash Below $2 Is Not A Problem The analyst’s evaluation is based on the outlook that XRP is transitioning into a more structurally mature phase, highlighted by regulation, banking partnerships, and expanding utility. He pointed to recent approvals that removed long-standing legal uncertainties and to the growth of Ripple’s enterprise network, which now boasts more than 300 banking partners in over 40 countries.  Related Reading: XRP Price Has Surged 15% Anytime This Metric Appeared In The Past The analyst also highlighted the rollout of Ripple’s Liquidity Hub, the expansion of the RLUSD stablecoin, and the rising expectations for additional Spot XRP ETFs. In his view, these developments show that large-scale institutional integration is happening quietly beneath the short-term market noise, making the recent dip to $1.92 insignificant relative to a longer-term path he believes stretches well beyond $20. Speaking of price action, the XRP price fell to as low as $1.88 on November 21, according to CoinGecko. The chart accompanying the analyst’s post illustrates a long multi-year structure in which XRP repeatedly formed broad accumulation ranges before breaking above resistance. The pattern displayed across years shows several failed attempts at the same horizontal ceiling before eventually giving way. The current price action now puts XRP retesting from above. The pullback to the region around $2 corresponds almost exactly with this retest zone, which shows that the price is returning to confirm support rather than a breakdown of the larger trend.  What Would It Take For XRP To Reach $20? An XRP price rally to $20 would require a combination of technical follow-through and continued institutional participation. With the current circulating supply hovering around 60 billion tokens, a clean run to $20 would lift XRP’s market capitalization to about US $1.2 trillion. Related Reading: Analyst Claims XRP Price Will Surge To $220 Due To ETFs, But Is This Possible? Technically, XRP would need to maintain its hold above $2.00, as this level now serves as the anchor for any long-term bullish trajectory. Fundamentally, increased ETF inflows, growth of RLUSD, and greater adoption of RippleNet by global financial institutions would strengthen demand for XRP and create the needed buying pressure. At the time of writing, XRP is trading at $2.07, up by 2.4% in the past 24 hours. Featured image from Freepik, chart from Tradingview.com

Canary Capital’s XRP ETF made a historic debut on Thursday, surpassing its competitors by hitting $58 million in trading volume on its first day, setting a record for the most traded ETF launch this year.  This milestone was lauded by Bloomberg expert Eric Balchunas on the social media platform X (formerly Twitter), underlining the remarkable success of the XRP ETF in the market. The launch of the first XRP ETF in the United States earlier today had a notable impact on the XRP price, propelling it towards the crucial $2.5 level. However, subsequent market movements saw a 4% retracement, bringing the token’s current trading price to $2.3. XRP ETF Potential Canary Capital’s CEO, Steven McClur, recently expressed confidence in the potential of an XRP ETF, suggesting that it could outperform the achievements of Solana (SOL). He highlighted XRP’s strong liquidity and global utility, foreseeing substantial institutional investment influx in the near future. The XRP ETF by Canary Capital has indeed outperformed Bitwise’s Solana Staking exchange-traded fund, with a trading volume of $57 million, falling just short of Canary’s fund by a mere million-dollar difference.  Related Reading: Who’s Selling Bitcoin? Fidelity Research Boss Breaks It Down Analysts predict that the approval of asset managers like Franklin Templeton, Bitwise, and Grayscale in the upcoming days of November could attract significant institutional investments ranging from $4 to $8 billion, potentially leading to a substantial price surge due to the low liquidity in the market. As a result, market analysts foresee a bullish rally for XRP, hinting that the token may be approaching the end of consolidation. They suggest long-term price targets ranging from $10 to $37.  If these bullish scenarios materialize, these surges could result in new all-time highs and significant potential gains, with projections of 334% and a staggering 1,500%, respectively, from current trading levels. XRP Price Could See 150% Increase To $6 by 2030 In addition to the significant ETF debut by Canary Capital, industry experts like Dark Defender have shared key technical analyses that could complement the performance of the XRP ETF market.  Notably, Dark Defender highlighted signals on the weekly time frame indicating a potential surge for XRP, with resistance at $2.85, support at $2.22, and targets projected at $18.22 and $36.76. Related Reading: Dormant Bitcoin Giant Stirs, Unloads 12,000 BTC In Surprise Move Geoffrey Kendrick at Standard Chartered anticipates substantial gains in the forthcoming years, largely attributed to the potential of spot XRP ETFs. He has set a target price of $12.50 for 2028, implying annual returns of 73%.  Analysts at the Motley Fool have also weighed in, drawing parallels to Bitcoin’s (BTC) price appreciation following the SEC approval of spot Bitcoin ETFs in January 2024, projecting a 150% increase to $6 for XRP by 2030. Featured image from DALL-E, chart from TradingView.com

Canary’s spot XRP Exchange-Traded Fund (ETF) has surpassed most of the experts’ predictions, and it is currently on track to see a record-breaking debut after registering strong institutional demand on its first day. Related Reading: Winklevoss Twins Back Zcash (ZEC) Treasury Company With $58M Investment First Spot XRP ETF Begins Trading On Thursday, the first single-token XRP spot ETF began trading on Nasdaq, smashing the initial performance expectations of multiple experts after clearing the last regulatory hurdles this week. Following the launch of Canary Capital’s spot XRP ETF (XRPC), the investment management firm asserted its conviction that “XRP Ledger represents a leading framework for global payments — purpose-built for interoperability and real-world settlement.” Notably, Canary Capital recently completed its 8-A filing for its XRPC ETF with the US Securities and Exchange Commission (SEC) and received the stock exchange’s green light on Wednesday afternoon. The Thursday launch comes amid the end of the US Government shutdown, which officially lasted 43 days and was forecasted to delay the long-awaited Altcoin ETFs until its conclusion. For context, the SEC was expected to approve multiple crypto-based investment products between early October and November, after the regulatory agency postponed the decision deadline in Q3 and released new generic listing standards for the products. However, the second wave of crypto-based investment products arrived despite the government setback, with the first set of ETFs launching over two weeks ago. On October 28, Canary Capital’s spot Litecoin and Hedera ETFs and Bitwise’s Solana Staking ETF (BSOL) began trading after filing 8-A forms with the SEC. As crypto journalist Eleanor Terret explained, the launch was possible because an open government wasn’t required to continue the process, and the 8-A filings are “just as important” as the S-1 forms, since they register ETF shares under the Securities Exchange Act of 1934. Canary’s XRPC To Challenge BSOL’s Debut Ahead of the launch, multiple experts predicted that Canary’s spot XRP ETF could see strong demand and reach between $15 million and $35 million in volume on its first day. Senior ETF analyst at Bloomberg, Eric Balchunas, initially suggested that the investment product could hit $17 million in volume. Following the first half-hour, the XRP ETF saw $26 million in volume, the analyst noted, breaking past his original expectations. As a result, Balchunas suggested that the XRPC had a “good shot” at surpassing BSOL’s first-day volume and becoming the biggest ETF launch of 2025. As reported by NewsBTC, Bitwise’s SOL Staking ETF recorded an impressive volume of $10 million in the first 30 minutes of trading, which surged to $33 million by the half-day mark. The investment product closed its first day with around $57 million in volume, beating all other launches of this year. Related Reading: SUI Eyes Key Retest As Price Breaks Out Of Downtrend – Rally To $3 Ahead? In the afternoon, analyst James Seyffart noted that Canary’s XRP ETF had recorded around $46 million in volume by the half-day mark, with a few more hours of trading ahead. The analyst initially suggested that  XRPC could see around $34 million in volume on day one. “This is almost guaranteed to be near the top of the list for 2025 launches and still has a shot at beating $BSOL for the top spot,” Seyffart concluded. As of this writing, XRP trades at $2.30, a 3.3% decline in the daily timeframe. Featured Image from Unsplash.com, Chart from TradingView.com

Crypto pundit Jack has drawn attention to a valuation model that puts the XRP price at $18,000. This is based on the discounted cash flow model, which focuses on the XRP Ledger’s utility and XRP’s role as the native token.  Valuation Model That Puts The XRP Price At $18,000 In an X post, Jack revealed that the discounted cash flow model puts the XRP price’s fair value at $18,036. He noted that the world is racing into tokenization and that the momentum is unstoppable. Based on this, he predicts that trillions of dollars in capital could flow into the XRP Ledger, powered by real-world assets (RWAs).  Related Reading: XRP Price Performance In November: History Says It’s The Most Bullish Month In History The valuation model showed that the XRP Ledger may be viewed as a “pipeline of value,” in which the value passing through the network can be thought of as cash flow in a traditional business system. This could then boost XRP’s utility, potentially putting the XRP price at $18,000.  Interestingly, there is also the possibility of the XRP price’s fair value being higher than $18,000 based on this discounted cash flow model. This could happen if economic growth rates are higher once crypto adoption spurs new businesses and economic models. These new businesses and economic models could lead to increased adoption for XRP and a subsequent price increase.  Notably, crypto adoption, especially in traditional finance (TradFi), has been on the rise, boosting XRP’s adoption. This includes the launch of several XRP ETFs, which marks a positive for the XRP price. Meanwhile, Ripple has expanded its business with the surge in crypto adoption. This includes the acquisition of the prime broker Hidden Road, with the crypto firm already exploring how to include XRP products on the platform.  Community Reacts To Price Prediction The valuation model for the XRP price sparked reactions among XRP community members. Community member XR noted that valuation models project extreme prices that often rely on perfect conditions that rarely exist. The community member added that tokenization on the XRPL may indeed bring large capital inflows, but asserted that it won’t dictate real value.  Related Reading: Wave 3 Target Suggests That The XRP Price Is Headed For $10 Instead, XR declared that adoption, regulation, and liquidity depth will determine the real value of the XRP price. The community member further remarked that sustainable growth will always follow verified utility.  Meanwhile, another community member stated XRP might not necessarily be used for the transactions even if trillions get transacted on the XRP Ledger. They added that XRP will be used to pay gas fees, but it won’t be the currency used for transactions. As such, trillions flowing into the XRPL may not have much impact on the XRP price. At the time of writing, the XRP price is trading at around $2.2, down over 4% in the last 24 hours, according to data from CoinMarketCap. Featured image from Freepik, chart from Tradingview.com

A recent debate on the social media platform X has drawn attention to XRP’s long-term price outlook after an XRP enthusiast, Crypto Bitlord, proposed a rather wild scenario where the cryptocurrency teleports to $500 instantly. His post, which imagined XRP being used by the US government to pay off its $35 trillion debt, caused some reactions across the XRP community.  In response, well-known crypto analyst ChartNerd stepped in to temper expectations, explaining that while XRP’s future is bright, such a leap to $500 is far from realistic this market cycle. ChartNerd’s Take On Realistic XRP Targets ChartNerd’s comments immediately stood out for their grounded tone, especially amongst reactions filled with predictions of explosive, instant gains. Responding directly to Bitlord’s vision of XRP rocketing to $500, ChartNerd clarified that XRP’s price will not trade at that price target this cycle. “$XRP will not teleport to $500,” he said. Related Reading: XRP Strengthens Under The Weight Of Heavy FUD And Loss-Selling, What This Means For Price Instead of a three-digit price, the analyst noted that the XRP price can only realistically reach the double-digit threshold in this cycle. “Realistically, it could definitely teleport to $13-$27 this cycle,” he continued. This double-digit price target, although very bullish compared to XRP’s current price action, pales in comparison to other bullish projections from other crypto analysts, with many anticipating triple-digit price targets and others even predicting a run to $1,000 and beyond. As conversations around potential XRP ETFs continue to gain momentum, one commenter asked ChartNerd whether his projections accounted for the billions in possible ETF inflows and the tokens expected to be locked in treasury funds and liquidity pools over the next few months.  His response showed that his analysis was not detached from these developments. ChartNerd explained that even if XRP captured half of Bitcoin’s ETF trading volume from the past two years, the result would still translate to a market capitalization of roughly $1.2 trillion, bringing the price closer to his $27 upper target rather than $500. Most ultra-bullish XRP price predictions are contingent on the cryptocurrency gaining adoption among banks and players in traditional finance. However, adoption models grow over years, not weeks, with ChartNerd adding that “these developments take time, and triple digits are not possible until many a year down the line.” Staying Grounded Amid Bold Predictions Another user remarked that Bitcoin once faced similar disbelief before breaching $100,000, meaning that XRP could surprise skeptics in the same way. ChartNerd, however, maintained his cautious stance with the response, “Highly unlikely imo, we shall see. I’ll stick to double digits.” Related Reading: Market Expert Reveals Why The XRP Price Is Still Crashing Amid Good News Surrounding Ripple Such comparisons overlook the fundamental differences between Bitcoin’s and XRP’s market dynamics, especially when it comes to their circulating supplies. At the time of writing, XRP is trading at $2.66, a 1% increase in the past 24 hours and a 9.2% rise over the last seven days. To reach the hypothetical $500 level, XRP would need to surge by roughly 18,690% from its current price. By contrast, hitting $13 or $27 would represent gains of approximately 388% and 915%, respectively. Featured image from Getty Images, chart from Tradingview.com

Crypto analyst CryptosRus has drawn attention to the open interest reset for XRP. The analyst also explained why this development could spark a major price surge for the altcoin.  XRP’s Open Interest Drops To New Lows In an X post, CryptosRus revealed that XRP’s open interest on Binance has dropped back to the same lows that were seen in May 2025. The analyst noted that back then, the liquidation flush sparked a massive rally for the altcoin, which pushed it to $3.50. He added that this time around, the open interest is at the floor again, but the price is holding around $2.6.  Related Reading: Crypto Analyst Maps Out The XRP Price Roadmap From $3 To $27 CryptosRus stated that this means that leverage is gone while the strong hands are still holding XRP. The analyst predicted that if new liquidity enters, this setup could signal the next leg up for the altcoin. He added that rallies usually start when leverage is low, spot demand is strong, and shorts are trapped.  Notably, XRP has witnessed new demand with the launch of the largest XRP treasury company, Evernorth. The company has already accumulated up to $1 billion in XRP with Ripple’s backing and has revealed plans to continue accumulating more, using gains from its DeFi activities. Notably, the company stated that it will purchase XRP on the open market, which is expected to impact the altcoin’s price.  Meanwhile, the SEC is expected to approve the spot XRP ETFs once the U.S. government shutdown ends. This could drive new liquidity into the altcoin, boosting its price. Moreover, experts such as Canary Capital’s CEO Steven McClurg have predicted that the XRP ETFs could see more inflows in their first month than the Ethereum ETFs did.  XRP Is Gearing Up For A ‘Face Melting’ Rally Crypto analyst Ether stated that XRP is quietly gearing up to melt faces and that most aren’t even aware or ready for what is coming. This came as the analyst alluded to an earlier analysis, in which he revealed that a similar scenario from a previous cycle was playing out for the altcoin.  Related Reading: Why This Crypto Analyst Now Believes XRP Price At $21 Is No Longer A Dream Ethere stated that XRP’s cyclical structure is showing a striking similarity again. After the altcoin’s rally in 2017, its price was rejected from the 2013 all-time high (ATH) level and then retested the 2014 ATH level, which had previously acted as resistance. XRP then began its parabolic run after it accumulated strength in that range.  Now, this same XRP price action is playing out again, according to Ether. He noted that after the strong surge in 2024, the altcoin’s price was rejected at the 2017 ATH level and retested the 2021 ATH level, which had previously acted as resistance. The analyst added that the power accumulation phase is now underway in this region and that once it is complete, the next parabolic run will be inevitable.  At the time of writing, the XRP price is trading at around $2.63, up in the last 24 hours, according to data from CoinMarketCap. Featured image from Adobe Stock, chart from Tradingview.com

Among all the cryptocurrencies in the industry, few have seen as many comments and predictions as XRP. Once trapped under legal uncertainty, XRP has begun to reclaim attention thanks to favorable legal developments and the anticipated launch of Spot XRP ETFs.  However, XRP’s current valuation is significantly below that of the largest cryptocurrency, Bitcoin. But what if XRP were to rise to the same market capitalization as Bitcoin? Data from MarketCapOf offers a glimpse into how much each XRP token would be worth if it reached Bitcoin’s current market cap. Linking XRP’s Price With Bitcoin’s Market Cap Bitcoin’s market capitalization has reached heights that rival and even surpass some of the world’s largest multinational corporations. Notably, Bitcoin’s current market cap of $2.415 trillion places it shoulder to shoulder with tech giants like Apple and Microsoft. At the time of writing, Bitcoin is the eighth-biggest asset by market cap, just behind Silver and Amazon, and well ahead of Meta Platforms, Broadcom, and Saudi Aramco.  Related Reading: Analyst Reveals Why XRP Has Not Followed Bitcoin’s Trajectory In 7 Years, And Why Everything Is About To Change XRP is currently the third biggest cryptocurrency in terms of market cap, but its market cap is far below Bitcoin’s lead. However, many analysts and market commentators believe XRP stands out as one of the few assets capable of challenging Bitcoin’s dominance.  This belief originates from XRP’s alignment with traditional finance. Its established partnerships with banks and payment providers give it a practical use case that most cryptocurrencies do not have. At the time of writing, XRP has a market cap of $168 billion, not even up to one-tenth of Bitcoin’s market cap. According to MarketCapOf, if XRP were to reach Bitcoin’s current market cap, each token would be worth approximately $40.68.  Given XRP’s circulating supply of about 53.4 billion tokens, this price prediction represents an increase of over 14,000% or 14.35x, from its current level of around $2.8. In practical terms, an early investor holding just 1,000 XRP today would see their holdings valued at more than $40,000 under this scenario. What This Means For XRP Holders The comparison provides a valuable perspective on XRP’s long-term potential and the scale of value transfer possible within the crypto market. It also shows how far XRP needs to go in order to reach Bitcoin’s current level. Related Reading: XRP Could Mirror 2017 Style Surge: Here’s How High The Price Will Go If It Happens Bitcoin’s dominance today is due to its first-mover advantage and its acceptance as a store of value. However, XRP is growing in remittances and real-world asset tokenization, and Ripple’s stakeholders are working to challenge SWIFT. This gives the cryptocurrency a utility foundation that could cause the growth of its market share. If Ripple continues to secure partnerships with central banks, payment providers, and institutional investors, as Ripple has increasingly done in regions like the Middle East, Southeast Asia, and Latin America, then the idea of XRP closing even a fraction of the gap with Bitcoin becomes less far-fetched.  At the time of writing, XRP is trading at $2.83. Another factor that could contribute to this projected price growth is if Spot XRP ETFs are launched in the US and they perform well. Featured image from Adobe Stock, chart from Tradingview.com

XRP’s performance in the ongoing 2025 bull run has become one of the most discussed topics in crypto, as the token continues to challenge the dominance of Bitcoin, Ethereum, and BNB.  In a recent video shared on the social media platform X, crypto commentator Zach Rector described what he called the inconvenient truth of this market cycle: XRP is currently outperforming most of the top 50 cryptocurrencies in percentage growth since the last US presidential election and from the depths of the previous bear market. Ethereum, BNB, And Bitcoin’s Performance Rector began his comparison by pointing to Ethereum’s recovery trajectory. According to Ethereum’s price chart, investors who bought Ethereum before the most recent US presidential election have seen returns of about 89%, while long-term holders who entered during the 2022 bear market lows and are yet to sell are currently sitting on 400% gains.  Related Reading: XRP Price Completes 7-Year Double Bottom Amid Prep For Moonshot To $19 BNB, he said, has delivered slightly better results, with 109% returns for pre-election buyers and 527% for those who accumulated during the 2022 bear market lows. Turning to Bitcoin, Rector noted that even after breaking to multiple new all-time highs this cycle, its returns are modest compared to XRP. He pointed out that a Bitcoin purchase before the election would have yielded an 82% return, while those who entered around the bear market bottom and are yet to sell would have gained around 678% on their Bitcoin holdings. XRP Outperforming The Market It’s a fact that XRP’s price action this cycle is much better than its performance in the 2021 crypto market bull run, where its growth was hampered by the SEC-Ripple lawsuit. Therefore, Zach Rector’s main point focuses on XRP’s strength within the current market cycle.  Related Reading: Bitcoin, XRP Testing Key Resistances And Could Turn Messy Again – Here’s Why He stated that if an investor had purchased XRP at $0.50 before the election, their position would now be up 500%. On the other hand, those who bought at the bear market bottom and are still holding would have seen an extraordinary 900% gain. As such, these numbers make XRP one of the most profitable assets among the major cryptocurrencies, outperforming Bitcoin, Ethereum, and BNB. In his words, “The inconvenient truth about the 2025 crypto bull run, and this is why people are so upset, is that XRP is still outperforming nearly all of the top 50 cryptos.” The statement quickly gained traction within the XRP community, as shown by the comments on his video posted on X. XRP price action in the past few days, however, has been majorly corrective. The price has been drifting lower toward a critical support level around $2.80, which is now an important level for bulls to defend. A breakdown below $2.8 could expose the next support at $2.72, while maintaining it could set the stage for another upward move. Even with this cooling phase, many XRP enthusiasts and analysts are optimistic. Many expect the token to break above $4 in the coming months, with some predicting that it could eventually enter double-digit territory once Spot XRP ETFs are launched in the US. Featured image from Adobe Stock, chart from Tradingview.com

Crypto analyst Bobby revealed that the XRP price has completed a consolidation pattern, hinting at a potential parabolic rally for the altcoin soon. The analyst suggested that XRP’s price could rally to double digits once this rally occurs.  XRP Price Eyes Rally To $19 As It Completes Double-Bottom Pattern In an X post, Bobby indicated that the XRP price has completed the macro double-bottom pattern, which it had spent over seven years building. The analyst’s accompanying chart showed that the altcoin is now gearing up for a rally to as high as $19 following the completion of this consolidation pattern.  Related Reading: XRP Price Faces 25% Drawdown Risk, But This Technical Point Is Key Meanwhile, the analyst noted that the XRP price spent over nine months building support near the neckline of the massive W pattern. He added that the altcoin spent the same amount of time consolidating below the 1.618 Fibonacci extension of its latest macro swing high to swing low.  Bobby indicated that the XRP price rally will begin once it breaks through $3.02 and gains monthly acceptance above that level. He expects this move to take XRP into the take-profit levels he has highlighted on several occasions. These levels include $4.7, $6.4, $7.4, and possibly $19, all of which mark new all-time highs (ATHs) for the altcoin.  The analyst also predicts that the XRP ETFs could spark a rally to between $8 and $13 with possible wicks into the $20 range. These funds are expected to launch this month, depending on when the U.S. government shutdown ends. They provided a bullish outlook for XRP due to the amount of inflows that they could drive into the altcoin’s ecosystem. Meanwhile, it is worth mentioning that Bobby had also earlier alluded to previous cycles as the reason XRP could rally to $13.  Analyst Sounds Warning To Bulls Crypto analyst Egrag Crypto has warned XRP bulls that the XRP price needs to close above $3.13 to $3.20 on the 3-day chart to sustain the current bullish momentum. His warning followed XRP’s reclaim of the psychological $3 level, which he noted has wrecked the bears. However, the altcoin needs to close above this range, or the bulls are also in danger of getting wrecked.  Related Reading: Analyst Says XRP Price Remains Bullish As This Level Holds Egrag Crypto stated that the XRP price could follow suit if Bitcoin and Ethereum get rejected on their current rallies. He added that the altcoin could head lower, which he believes might actually be better. He assured that the last impulsive move would be explosive and could lead to life-changing gains for the bulls. However, for now, he believes that XRP is simply ranging until it closes above $3.20.  At the time of writing, the XRP price is trading at around $3, up in the last 24 hours, according to data from CoinMarketCap. Featured image from Adobe Stock, chart from Tradingview.com

Analyst Austin Hilton has sounded a major XRP warning even as the price continues to consolidate. He declared that this is the last chance to get into the altcoin before its price goes on a parabolic run.  Last Chance To Get In On XRP Before Its Q4 Bull Run In a YouTube video, Austin Hilton warned that this is the last chance for investors to accumulate XRP before its major bull run in the last quarter of this year. He noted that September was expected to be a slow month with little action from the altcoin, especially as investors wait on a Fed rate cut.  Related Reading: Analyst Warns XRP Investors Not To FOMO In, Wait For This To Happen First The analyst further remarked that the altcoin has even outperformed expectations this month, considering that it was able to reclaim the psychological $3 level and has held well above support levels. However, Austin Hilton predicts that a greater run lies ahead for the altcoin, with liquidity set to return in the fourth quarter from both retail and institutional investors.  Another bullish fundamental he alluded to is the fact that XRP is being taken off exchanges, which indicates that crypto whales are actively accumulating the token. This could lead to a supply shock, which could serve as a catalyst for higher prices. Bitcoinist reported that Coinbase’s reserves have crashed by 90% as whales move tokens off the exchange to hold for the long term.  Meanwhile, four major crypto exchanges, including Binance, saw massive demand earlier in the month, leading them to add 1.2 million coins to meet this demand. The CryptoQuant analysis that pointed this out noted that the demand might have been coordinated and might have come from institutions. This comes ahead of the potential XRP ETFs launch, which is bullish for the altcoin’s price.  Institutions Set To Flow Into The Altcoin With ETF Launch Institutions are set to inject new capital into the ecosystem with the launch of the first spot XRP ETF, which is happening this week. REX Shares confirmed that its REX-Osprey XRP ETF (XRPR) is coming this week. It noted that this will be the first U.S. ETF to deliver investors spot exposure to XRP.  Related Reading: What To Expect If XRP ETFs Get Approval From The SEC Bloomberg analyst James Seyffart stated that the REX-Osprey XRP ETF isn’t a “pure” spot ETF. He explained that it will hold spot directly and other spot XRP ETFs from around the world to get its exposure. The analyst also noted that the fund’s prospectus includes language that would allow it to invest in derivatives for exposure if needed. However, that won’t be the primary exposure method.  The spot XRP ETFs could get a SEC approval in October, which is another factor that could serve as a catalyst for higher prices for the cryptocurrency heading into the fourth quarter. Seven fund issuers are currently awaiting the SEC’s approval to offer a 100% spot XRP ETF.  At the time of writing, the XRP price is trading at around $2.97, down over 2% in the last 24 hours, according to data from CoinMarketCap. Featured image from Adobe Stock, chart from Tradingview.com

The Ripple vs. SEC lawsuit appears to be nearing its final stages, but the path is not yet clear. Although Ripple officially withdrew its cross-appeal in June and fulfilled its $125 million penalty obligation, the SEC has yet to do the same.  This case has dwelled long in the minds of the members of the XRP community, and most recently, pro-XRP attorney Bill Morgan commented that while there is technically no hard deadline for the SEC to withdraw, a key date is now fast approaching. No Deadline, But the Clock Is Ticking According to pro-XRP lawyer Bill Morgan, August 15, 2025, serves as a procedural checkpoint for both Ripple and the SEC on their legal standoff. This is because they are required to submit a joint status report to the appellate court on that date, effectively making it the moment when the SEC will be expected to show its hand.  Related Reading: Ripple Vs. SEC Battle At An End? What An Appeal Dismissal In August Would Mean For XRP Although the regulatory agency is under no legal obligation to dismiss its appeal by then, the deadline is a trigger for action, or at the very least, a formal update. He wrote that “the SEC needs to report to the appeal court by 15 August 2025, which acts as a deadline… although it may just ask for more time.” This delay has left the XRP community in a holding pattern since October 2024, when the SEC filed a notice of appeal on Judge Torres’ ruling. The major consensus is that the SEC would follow Ripple’s lead of dropping its cross-appeal.  What Happens If The SEC Withdraws Or Doesn’t? The longer the SEC remains silent, the more uncertainty clouds the path forward, despite growing consensus that Judge Torres’s ruling in July 2023, which declared XRP not a security in secondary market trading to retailers, should now be finalized. The appeal has essentially allowed the case to drag on for two more years. Related Reading: Pro-Ripple Lawyer Reveals What The SEC Filing By Wellgistics Health Means For XRP If the SEC withdraws its appeal in the coming days, that action will cement the May 2023 ruling as final. This would not only end the multi-year legal battle but also unlock several long-awaited market developments.  As noted by crypto commentator Vincent Van Code, over 1,700 companies tied to Ripple through NDAs may finally reveal partnerships and projects built on the XRP Ledger. Furthermore, legal clarity would also pave the way for institutional-grade products like Spot XRP ETFs waiting for approval, which in turn would cause a rapid increase in the price of XRP. However, if the SEC requests more time on or around August 15, it could delay this next phase of XRP’s growth and continue to keep XRP’s regulatory status in limbo. Although such a move wouldn’t reverse any legal victories Ripple has secured, it would prolong the uncertainty that is restraining confidence among investors. Featured image from iStock, chart from Tradingview.com

Bitcoin’s price is holding firm despite growing chatter about the end of its market dominance. However, analysts are turning their attention not to Bitcoin’s price but to its waning market share as signs that altcoins may finally be ready to take center stage in what could become a full-blown altcoin season. A post on X has highlighted a specific breakdown structure in BTC dominance, which is linked to nine factors indicating that the altcoin season has begun. Technical Factors Showing Fall Of Bitcoin Dominance According to the analyst, Bitcoin dominance reached a peak of exactly 66% on June 27, 2025, a date he calls significant for its esoteric code 434 and its occurrence on a new moon. From a technical perspective, the 66% mark coincided precisely with the 0.786 Fibonacci retracement level, a region many traders consider a reversal zone. More importantly, several warning signals are flashing for Bitcoin traders. Related Reading: Altcoin Season Not Remotely Close, Bitcoin Dominance Still Too High: Market Expert Says  The analyst’s post on the social media platform X features a few price charts to emphasize how the Bitcoin dominance might be fading, alongside nine factors. From a purely technical lens, the dominance chart looks increasingly exhausted. The first factor is the most recent highest monthly RSI in the history of the Bitcoin dominance chart. This event has created an overbought condition, and the next outlook is a possible crash of the RSI. The MACD, in fact, has already crossed into bearish territory. Furthermore, the histogram has turned negative, and the faster line has moved below the slower one, which is a classic signal of an impending downtrend. Another interesting factor is that Bitcoin dominance has now broken a key diagonal support line that held firm through much of 2024 and 2025, which is another possible structural breakdown.  Fundamental Factors Show Strong Rotation Into Altcoin Pairs While the technical picture is deteriorating, the fundamentals are also stacking in favor of altcoins very quickly. The first fundamental factor is the importance of upcoming altcoin spot ETFs, which have the possibility to redirect institutional flows from Bitcoin into Ethereum, XRP, and others.  Related Reading: Time To Forget Altcoin Season? Bitcoin Dominance At This Level Is This Only Hope ETFs such as the Spot XRP, Dogecoin, and Solana ETFs could rapidly increase inflows into the rest of the crypto market, similar to how Spot Bitcoin ETFs caused massive inflows into Bitcoin. The analyst also highlighted the likelihood of upcoming U.S. Federal Reserve rate cuts, which would tilt market conditions in favor of altcoins over Bitcoin. Momentum has also begun to shift in some trading pairs, particularly XRP/BTC and ETH/BTC, both of which are showing reversal signs from critical levels. The XRP/BTC chart displays repeated failed attempts to break above 0.0000215 BTC, a horizontal resistance that has now been tested five times on the daily candlestick timeframe chart. At the time of writing, the XRP/BTC pair has returned to this level yet again, and based on this pattern, any clean breakout here could confirm a decisive rotation into XRP.  Likewise, Ethereum has begun to recover from long-term oversold conditions when measured against Bitcoin. The rounded bottom pattern forming on the ETH/BTC weekly chart shows a reversal from undervaluation, which in past cycles has caused substantial gains for Ethereum relative to BTC. Featured image from Pixabay, chart from Tradingview.com

Crypto analyst Galaxy has drawn similarities between the current XRP price action and the 2017 bull run, when the altcoin recorded significant gains. He predicts the altcoin could soon rally to double digits, mirroring the 2017 rally.  XRP Price To Rally To Double Digits As It Mirrors 2017 Rally In an X post, Galaxy indicated that the XRP price could rally to double digits as it mirrors the 2017 rally. He stated that XRP is almost perfectly following the breakout pattern of 2017 after 6 years of consolidation. The analyst added that the longer the consolidation, the bigger the price move.  Related Reading: XRP Reaching Oversold Levels As Net Flows Turn Negative, What’s Next? His accompanying chart showed that the XRP price could rally to almost $40 on this breakout. The analyst seems convinced that the altcoin could witness such a parabolic move, considering that XRP surged by 61,000% in 280 days in 2017. The chart also showed that the altcoin will likely reach this target sometime next year.  Crypto analyst Egrag Crypto has also stated that he expects the XRP price to reach between $27 and $33 in this market cycle. He believes that a repeat of the 2017 historical performance makes these price targets achievable for the altcoin. The analyst has also alluded to factors such as the XRP ETFs and Ripple’s expansion as factors that could drive this price surge.  Meanwhile, crypto veteran Raoul Pal also affirmed that the XRP price has enough room to rally to the upside from its current level. He highlighted a bull flag that had formed for the altcoin, following its consolidation phase after last year’s rally. The veteran expects XRP to witness a bullish continuation after this consolidation phase, possibly rallying to as high as $5. This would mark a new all-time high (ATH) for the token.  The Altcoin In A Bullish Phase Crypto analyst CobraVanguard asserted that the XRP price is in a bullish phase, while highlighting a falling wedge pattern that was forming for the altcoin. He remarked that this pattern indicates the altcoin’s potential to reach $3. However, the analyst warned that this setup could be invalidated if the wedge pattern is broken downwards with the strength of bearish candles. Related Reading: XRP Price Explosion To $5.9: Current Consolidation Won’t Stop XRP From Growing  Meanwhile, crypto analyst Dark Defender noted that the XRP price is currently in Wave B of its Wave 2 corrective move. He predicts that the altcoin could rally to its current all-time high once the B and C waves are completed in this corrective wave. The analyst is also confident that the altcoin can rally to double digits in the long term. He once predicted that the altcoin could reach $18 based on his Elliott Wave Theory analysis.  At the time of writing, the XRP price is trading at around $2.38, up in the last 24 hours, according to data from CoinMarketCap. Featured image from iStock, chart from Tradingview.com

Crypto veteran Raoul Pal has shared his thoughts on the XRP price, predicting it still has more room to rally to the upside. The altcoin is expected to hit a new all-time high (ATH) as it rallies higher.  XRP Price Primed For Another Leg Higher In a YouTube video, Pal remarked that XRP’s chart is one to behold and that its price will likely get another leg higher at some point. His accompanying chart showed a bull flag that had formed for the altcoin since last year, after its parabolic rally to the $2 range. Its price is currently in the consolidation phase, with a breakout usually occurring after this phase.  Related Reading: XRP Price Explosion To $5.9: Current Consolidation Won’t Stop XRP From Growing Based on the chart, the price could rally to as high as $5, which would mark a new all-time high (ATH) for the altcoin. Interestingly, before its surge late last year, the crypto veteran had advised investors to sell their dino coins like XRP and ADA. However, following the pump, he admitted he was wrong and became bullish on the altcoin.   This prediction comes amid the launch of the CME XRP and Micro XRP futures, which are bullish for its price. These products will provide institutional investors with exposure to the altcoin and are also integral to the approval of a Spot XRP ETF. An XRP ETF is one of the factors that crypto analyst BarriC believes could quickly drive prices to $10.   In the short term, crypto analyst Ali Martinez has suggested that the XRP price could retrace before it rallies higher. In an X post, he stated that the asset could return to $2 if it loses the critical $2.30 support. Crypto analyst CasiTrades had also warned that the altcoin could witness a correction following its failure to hold above $2.6 successfully.  The Altcoin Could Hit ATH After This Correction Crypto analyst Dark Defender has suggested that the XRP price could hit its ATH after this market correction, stating that the rally to ATH is closer than anyone else can think of. This came as he revealed that the token has completed the A Wave and is now on the B Wave of Wave 2, meaning that this corrective wave is in its midway.  Related Reading: $40 Billion Worth Of XRP On The Move – Where Are They Headed? The crypto analyst predicts that the XRP price could reach $3.333 after the B and C Waves in this Wave 2 corrective move. Meanwhile, the support levels to watch out for are $2.3502 and $2.2222, while the resistance levels to keep an eye for are $2.58 and $3.3333.  At the time of writing, the XRP price is trading at around $2.38, up over 2% in the last 24 hours, according to data from CoinMarketCap. Featured image from Getty Images, chart from Tradingview.com