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A crypto analyst has laid out a technical case for XRP reaching between $8 and $12 by April 2027. This technical case is purely based on XRP’s price pattern on the weekly candlestick timeframe chart and a projection of where the cryptocurrency goes from here. XRP Can Technically Rally $8 To $12 The foundation of the pundit’s prediction is a multi-year ascending channel that has governed XRP’s price structure since the 2020 bear market lows. The cryptocurrency has been moving within a long ascending channel that stretches from the 2020 low to the 2021 rally, the 2022-2023 accumulation area, and the latest market cycle since 2024.  Related Reading: Analyst Sets $220,000 Minimum Price Target For Bitcoin, But How Will It Get There? Furthermore, the weekly chart shows XRP repeatedly reacting around the lower and middle portions of this channel before attempting to push back to the upper trendline. However, the most notable part of the current positioning is where the XRP price is sitting within this structure. The ascending channel is connected to higher lows, and the lower trendline is currently around $1.2 to $1.4.  This means the cryptocurrency recently tested and held the lower boundary of the channel and has since begun curling upward, with the next projection being a return to the upper trendline of the channel. This movement implies that XRP is now in the early stages of what could become its most powerful channel rally to date. Interestingly, the upper boundary of the channel is currently around $12, which corresponds to the pundit’s prediction of an $8 to $12 price target zone for XRP. The Fibonacci levels on the chart also support the bullish projection. The 1.618 extension from the channel’s low is around $12.15, and this makes the $12 target more than a random number in the analysis. It aligns with the upper Fibonacci extension and the projected channel resistance, giving the prediction a technical basis. XRP Price Chart. Source: @CelalKucuker On X What The MACD Is Saying Another pointed element of the chart was highlighted in the MACD panel below the price action. A circled region on the weekly MACD shows the indicator printing a bullish signal, where the blue MACD line is about to cross over the orange one. This setup is similar to previous MACD crossovers that preceded XRP’s major upside moves, including mid-2025, which took the cryptocurrency to a new all-time high of $3.65. Related Reading: Bitcoin Has Entered Its ‘Most Dangerous Quarter,’ And This Expert Is Warning Investors The weekly MACD is starting to print green bars, and if this is sustained, it would add momentum confirmation to the bounce from the lower trendline of the ascending channel. In order for Kucuker’s 2027 predicted timeline to hold, XRP would need to clear several intermediate resistance levels before the end of the year, including the psychologically significant $2.00 price level, the $3.65 price peak, and the 1.272 and 1.414 Fibonacci extensions at $4.42 and $6.70, respectively. Featured image created with Dall.E, chart from Tradingview.com

Crypto pundit Vincent Van Code has explained what a $5 trillion Fed master account, which Ripple is eyeing, could mean for XRP. This comes as the Fed weighs rolling out skinny master accounts for crypto firms, which could also provide them access to the central bank’s payment rails.  What A Fed Master Account For Ripple Could Mean For XRP In an X post, Vincent Van Code stated that a Fed master account for Ripple means that the company can hold its RLUSD backing balance with the Fed without counterparty risk. He further noted that the $5 trillion is a glimpse into how much RLUSD will be printed. The pundit then alluded to the RLUSD/XRP pair, suggesting that XRP’s value could increase significantly as it is used to enable cross-border asset exchanges.  Related Reading: Ripple Execs Are Firing Back And XRP Investors Could Be In For A Good Time In line with this, Vincent Van Code declared that there are big plans in store for XRP and that the flywheel hasn’t yet spun up. The pundit suggested that XRP holders simply have to be patient as these plans materialize. In another X post, he explained the model for how a Fed master account could send XRP to at least $80 based on Ripple CEO Brad Garlinghouse’s prediction that over 30% of Ripple Treasury’s $13 trillion could be on-chain by 2031.  The pundit noted that 30% of $13 trillion is around $5 trillion and that a Fed master account is also $5 trillion. He further remarked that a potential monthly release of 1 billion XRP from escrow at $80 per XRP would reach $5 trillion in about 60 months. Vincent Van Code added that he may be wrong, but that the model adds up. He added that XRP reaching $80 by 2032 will shock some people, but those who bought at $0.50 could see a 160x return.  30% of Ripple Treasury’s $15 Trillion Could Move On-chain In an X post, Crypto pundit ChartNerd highlighted Ripple CEO’s statement that 30% of their treasury business could move on-chain in the next five years. Garlinghouse noted how this could provide more liquidity in the crypto ecosystem, potentially boosting XRP’s price, with the firm already integrating the altcoin into their treasury management system.  Related Reading: Why Does Ripple Keep Unlocking And Selling Millions Of XRP Every Month? The Ripple CEO also mentioned that their treasury business is seeing greater adoption among large- to mid-sized companies, with American Airlines as a client. He noted that they have been able to make payments faster and more cost-effectively for these companies, as they can now make cross-border payments in real time. Garlinghouse also alluded to their dashboard, which makes payments easier, seeing as they have now integrated XRP and RLUSD with fiat on the same dashboard.  At the time of writing, the XRP price is trading at around $1.38, down in the last 24 hours, according to data from CoinMarketCap. Featured image from Getty Images, chart from Tradingview.com

Ripple and XRP are now tied to a sweeping claim of 13,000 banking connections and $12.5 trillion in payment activity. The scale draws immediate attention and prompts closer examination of how XRP fits within a network this large and operates across such an extensive financial system. XRP And Ripple’s 13,000-Bank Reach: What Connects Them? The scale of 13,000 connected banks begins with how Ripple links financial institutions without requiring them to abandon existing systems. Instead of replacing banking infrastructure, the company built a framework that integrates with it. This approach allows thousands of banks to operate within a shared network while still relying on their established processes. Related Reading: Bitcoin Price Expansion To $97,000 Is Only Being Blocked By One Pesky Retest At the center of this structure is Ripple’s treasury platform, which unifies payment flows and liquidity tracking in one environment. It delivers a consolidated view of cash positions, giving institutions the ability to monitor and manage funds across borders in real time. Such visibility becomes essential when transaction volumes extend into the trillions. A key step in expanding this capability came with the $1 billion acquisition of GTreasury in 2025. This added established treasury management tools widely used in corporate finance, strengthening Ripple’s ability to coordinate large-scale financial activity. By integrating tested technology rather than building entirely new systems, the network expanded more efficiently while maintaining compatibility with existing operations. This structure clarifies the 13,000-bank figure. It reflects connectivity through a unified system rather than a complete shift into new infrastructure. The network functions as a bridge across institutions, enabling interaction within a shared financial layer while preserving internal systems. XRP’s Role Inside The $12.5 Trillion Payment Flow The next focus is on volume, and this is where XRP’s role becomes more defined. Within a system handling $12.5 trillion in payments, efficiency in moving value across borders becomes essential. Positioned within Ripple’s infrastructure, XRP functions as a liquidity tool designed to support faster and more flexible value transfer across currencies. Traditional cross-border payments often depend on pre-funded accounts in multiple currencies, which ties up capital and slows transactions. XRP offers an alternative by acting as an intermediary asset, allowing value to move between currencies without requiring those reserves. This function aligns with the demands of a system processing large-scale payment flows. Related Reading: Bitcoin Renko Mari-Ashi Reveals Where The Bottom Lies And When The Rise Will Begin Again Still, the reported $12.5 trillion does not imply that every transaction runs through XRP. Ripple’s platform supports multiple payment methods, giving institutions flexibility depending on regulatory requirements and operational preferences. XRP is used in specific scenarios where speed, cost efficiency, and liquidity access are priorities. The figures shared by BSCNews point to a broader infrastructure rather than a single-channel system. XRP operates within that structure as a targeted solution, not the sole mechanism behind the entire volume. Its role becomes clearer when viewed in context: part of a larger financial network designed to move value efficiently across thousands of connected institutions. Featured image created with Dall.E, chart from Tradingview.com

Days after the Senate Banking Committee released its draft language for the CLARITY Act, Ripple CEO Brad Garlinghouse delivered a blunt message about the road ahead for the delayed crypto market-structure bill.  Speaking Tuesday at CoinDesk’s Consensus Miami event, Garlinghouse said the next two weeks could prove decisive—not just for the momentum of the legislation, but for whether it ultimately clears one of the last key procedural hurdle. Ripple CEO Defends CLARITY Act Compromise Garlinghouse emphasized that the CLARITY Act passage is still not guaranteed. He pointed to the Senate Banking Committee’s long-awaited hearing as the immediate turning point. Without that progression, he warned, the odds for the broader package would deteriorate quickly. “If it doesn’t happen then, I think the likelihood is going to drop precipitously,” he said. Even so, he added that he still believes the bill is likely to advance. Related Reading: XRP Near $1.40—What Could Spark A Move To $1.70, And How The CLARITY Act Fits In The CLARITY Act draft, as previously reported by Bitcoinist and echoed across coverage through the weekend, is designed to curb certain yield practices in the crypto sector—particularly by restricting how crypto firms handle stablecoins used for payments.  Under the draft, crypto companies would be barred from paying customers “any form of interest or yield” simply for holding payment stablecoins. The intent, according to the framing around the bill, is to align the treatment of stablecoin holdings with how traditional banks handle deposits. At the same time, the bill includes an important carve-out. Companies would be allowed to offer incentives or rewards, but only if those benefits are not functionally or economically comparable to the interest a customer would receive on a bank deposit.  That distinction—between permissible promotional incentives and incentives that could be viewed as effectively equivalent to deposit yield—has been one of the most contested negotiation points in the process since the CLARITY Act began taking shape.  Garlinghouse acknowledged that the outcome does not fully satisfy every concern. “Do I think it’s perfect? Hell, no,” he said. He described the bill as a product of tradeoffs and compromises, but argued that the goal of regulatory “clarity” is still better than leaving the sector to operate in uncertainty.  The Fight Over What Counts As ‘Yield’ Eleanor Terrett of Crypto In America reported on Monday that some in crypto were interpreting the CLARITY Act draft as a win for banks, arguing that a broad “no yield” approach would give traditional institutions an advantage.  However, banks appear to be looking at the language differently—some are reportedly worried that the compromise may not go far enough to prevent crypto firms from finding ways around it. Related Reading: DTCC Tokenized Securities Roadmap: Pilot In July, Scale Up In October—With Big Names Like Ripple By Tuesday, Terrett said a split is forming in bank circles over the yield compromise itself. Some institutions—especially larger banks with consumer-facing operations—are said to be taking issue with parts of the final wording.  Meanwhile, those without similar consumer arms reportedly appear more comfortable with the direction of the CLARITY Act compromise. Community banks are also signaling interest, though the industry group ICBA has voiced concerns over how the approach may affect their perspective and interests. Terrett also relayed the concerns of at least one major bank that shares the view held by some negotiators: the core problem is that the CLARITY Act language could be drafted too narrowly, leaving room for crypto companies to repackage or restructure “yield-like” rewards in ways that still resemble bank deposit interest.  At the time of writing, the price of Ripple’s associated cryptocurrency, XRP, was $1.41, marking a 2.5% increase over the past week.  Featured image from OpenArt, chart from TradingView.com 

XRP has never lacked lofty price targets, but the latest comments around a possible move to $10,000 have led to a direct response from one of the most familiar voices in the Ripple ecosystem. David Schwartz, Ripple’s former chief technology officer and one of the original architects of the XRP Ledger, has pushed back against the idea by pointing to a simple market question. According to him, if serious capital truly believed in even a small chance of that outcome, why is XRP still trading at its current level? David Schwartz Challenges The $10,000 XRP Predictions The XRP community has long been home to some of the most ambitious price forecasts in crypto. Numbers like $10,000, $20,000, and above circulate regularly on social media, often backed by the outlook of financial institutions adopting the XRP Ledger for facilitating payments. Related Reading: Does The Ethereum 300% Boost In Capacity Mean Price Can Rise 3x To $6,000? David Schwartz, who departed as Ripple CTO in December 2025, addressed the $10,000 XRP prediction head-on during a discussion on X earlier this week. The motivation for Schwartz’s comments was a question from an X user who asked him to respond to valuation theories built around a crypto adaptation of analyst Chris Burniske’s equation of Price = PQ / (V × S). Some market commentators have used the model to support very high projections for digital assets, including XRP. According to Schwartz, if there were a few very rich and very rational people who really believed that there was a 1% chance that XRP could hit $10,000 in 10 years, then they would’ve bid XRP up to at least $20 today. A move to $20 would still be huge from XRP’s current level, but it is nowhere near $10,000.  The Gag Order Claim At the time of writing, XRP is trading $1.41, with a market cap of $86.7 billion and a circulating supply of about 61.8 billion tokens. At $10,000 per XRP, that same circulating supply would imply a valuation around $618 trillion. Therefore, the point made by Schwartz is that even a remote chance of such a massive future price and market should already be attracting aggressive buying from large investors if it were credible. Related Reading: Bitcoin Price Expansion To $97,000 Is Only Being Blocked By One Pesky Retest The conversation did not stop at XRP price predictions. Schwartz also addressed suggestions that he may be restricted from speaking fully about XRP or Ripple. He noted that he has never signed any agreement that required him to lie, adding that he would choose silence or avoidance over giving an answer he did not believe was truthful and accurate. Schwartz also took aim at claims that Ripple holds an undisclosed mechanism that will one day be revealed and send the XRP price above $100. “For one thing, circumstances have changed so much that it’s hard to imagine we’ve held onto this magic switch for so long and it’s still just waiting to go,” he said. Interestingly, this is not the first time Schwartz has spoken against ultra-bullish XRP price predictions. Back in January, he pointed out that even a modest chance of XRP reaching $100 within a few years would already be reflected in its current price. Featured image from Dall.E, chart from TradingView.com

XRP holders are seeing measurable developments on the XRP Ledger that signal growing network activity and expanding real-world use cases. Recent data posted by crypto enthusiast @mrcauliman on X points to several indicators suggesting the infrastructure supporting XRP is evolving in ways investors should monitor closely. Surging Activity On The XRP Ledger One of the clearest developments XRP holders should watch is the increasing activity on the XRP Ledger. Metrics highlighted by @mrcauliman show the network processed around 2.4 million transactions within 24 hours, while new ledgers closed at an average interval of about 3.9 seconds. Related Reading: Industry Expert Samson Mow Reveals When The Bitcoin Price Will Hit $1M Beyond transaction numbers, the value of tokenized real-world assets (RWAs) on the ledger has been expanding. A key contributor is Ondo Finance, which has deployed around $323 million worth of tokenized assets onto the network. Additional projects, including Doppler Finance and OpenEden, have further increased the amount of traditional financial instruments represented on-chain. Stablecoin adoption is also strengthening the ledger’s financial ecosystem. The total value of stablecoins circulating on the network has climbed to roughly $446 million, led by RLUSD, a stablecoin introduced by Ripple. Stable assets are important in blockchain finance because they provide liquidity and settlement stability for trading, payments, and decentralized finance applications. For investors, these developments point to a network steadily expanding beyond its original payment-focused use case. Rising transaction volumes, increasing tokenized asset value, and growing stablecoin liquidity indicate the XRP Ledger is positioning itself as a broader financial infrastructure that could influence long-term demand for XRP. New XRPL Lending Features And Improved Efficiency Alongside increasing activity, new functionality is also being introduced to the XRP Ledger. Network participants are currently voting on amendments designed to enable native lending capabilities within the protocol. If approved, these changes would allow the ledger to support lending mechanisms directly on-chain, adding another financial layer to its existing payment and settlement features. The amendment process shows how upgrades are implemented on the network. Validators vote on proposed changes, and once a supermajority supports an amendment for a sustained period, the feature becomes active. According to the discussion highlighted by mrcauliman, the current proposals are progressing through this governance process without disruption. Related Reading: Ethereum Price To Rally 100% In 2026: Here’s Where It Will Start And End Another frequently highlighted advantage of the XRP Ledger is its energy efficiency. Unlike proof-of-work networks that require extensive computational resources, XRPL’s consensus model consumes very small amounts of electricity per transaction. Industry estimates often suggest that a single transaction on the network can use less energy than a typical online search, making it one of the more energy-efficient blockchain infrastructures currently operating. When these factors are considered together—high transaction throughput, increasing tokenized asset value, growing stablecoin liquidity, potential lending capabilities, and low energy consumption, they present a broader picture of infrastructure growth. For XRP holders, these metrics indicate that the network underpinning the asset continues expanding in functionality and real-world financial integration, developments that could shape how the ecosystem evolves in the years ahead. Featured image created with Dall.E, chart from Tradingview.com

A video circulating on X this week has led one of the most persistent debates in the XRP community: just how high can the cryptocurrency’s price go? The clip, shared by pseudonymous account XRP Bags, features a woman describing what she calls a divine vision in which the altcoin appeared on her personal trading platform at a price of $25,000.  This is not the first time XRP has been subjected to ultra-bullish price predictions, but most of them have been based on technical analysis and/or the premise of adoption.  A $25,000 XRP Prediction Rooted In A Vision The prediction in question originates from a crypto commentator who claims the figure was revealed through a vision, not through market analysis or financial modeling. According to her account, she saw an exchange interface, the same one she uses to place buy and sell orders, and within it, XRP was priced at $25,000. Related Reading: Ethereum Price To Rally 100% In 2026: Here’s Where It Will Start And End This prediction was initially shared by a well-known XRP community member account known as XRP Bags, and it immediately separates the claim from conventional forecasts. Most price targets, even the more ambitious ones above $10,000, are built on the premise of liquidity in the tune of trillions of dollars flowing through the XRP Ledger or regulatory developments. In this case, the foundation is entirely different, placing it outside the usual frameworks used by analysts and institutions. Her description adds another uncertainty to how much the vision actually puts the XRP price trading at. The denomination of the price was not entirely clear, leaving open the possibility that it may have been displayed in a stablecoin such as USDT or USDC, or even in pounds. “Coming out of that experience, I think I came out thinking it was 25,000 pounds. I’m not sure, but I’ll be honest with you between then and now I’m not sure if it was pounds or USDC or USDT,” she said. Where Does The Altcoin Stand Today? XRP’s current price reality is far from double digits, let alone the extravagant $25,000 price target. XRP is trading at $1.39 as of the time of writing. Therefore, the current state of the altcoin provides a useful basis for what would need to change for any version of that number to become meaningful.  Related Reading: Why The 42% Crash From ATH Is Actually Good For Bitcoin And The Crypto Market There are, however, measurable developments supporting the altcoin’s longer-term outlook. Spot XRP ETF products have received cumulative inflows of approximately $1.29 billion since launching in November 2025. April alone has recorded about $83.83 million in net inflows, making it the strongest month of the year so far. This steady accumulation shows confidence is building among institutional investors, which is one factor alongside regulations and adoption from banks that could support its long-term outlook. Models from Bitwise place the realistic upside target for XRP at $4.94 for end-2026, with $2.80 representing the moderate base case under current conditions. A $100 XRP price is theoretically possible over decades but not under current structural conditions, let alone $25,000. Featured image from Dall.E, chart from TradingView.com

The mechanics behind XRP’s supply have always been public. A breakdown on X from crypto commentator Crypto Tony looks at the process of XRP unlocks in particular, with the theory that the payments technology company is, in fact, diluting every holder of XRP. The Escrow Machine and How It Works In a detailed post on X, a crypto commentator known as Crypto Tony laid out an interesting theory as to why Ripple keeps unlocking and selling millions of XRP every month to his hundreds of thousands of followers.  Related Reading: 4-Figure XRP: How High Will The Price Be If Ripple Captures 50% Of SWIFT? To understand the controversy, it starts with how XRP was created and distributed. When XRP launched in 2012, all 100 billion tokens were minted at once. Ripple’s founders took 20 billion for themselves and handed the remaining 80 billion to the company. For the first five years, nothing legally prevented Ripple from selling as much of that supply as it wanted. In late 2017, the company placed 55 billion XRP into escrow accounts on the XRP Ledger. These escrows release up to 1 billion XRP every month, automatically, on a fixed schedule. This was probably meant to address concerns that Ripple could flood the market at any time. Based on that framework, Ripple releases one billion XRP each month but relocks between 60% and 80% of the tokens, and they keep the rest, which is roughly 200 to 300 million XRP. According to Crypto Tony, the remainder is kept by Ripple and used to fund the entire company.  Ripple Is Diluting XRP Holders A major part of the analyst’s discussion is how Ripple has been diluting the value of traders holding XRP, citing major examples as to how this is happening.  Related Reading: Is XRP The Solution To Everything? Ripple President Drops Bombshell That Changes Everything That funding model has been acknowledged publicly. Ripple CEO Brad Garlinghouse has previously indicated in interviews that XRP sales play a role in sustaining the company. The more uncomfortable chapter noted by Crypto Tony concerns how Ripple has, at various points, used its commercial partnerships to move XRP into the market through a secondary layer of sellers. An example is when Ripple paid MoneyGram more than $61 million in market development fees to use XRP. MoneyGram subsequently told reporters it sold XRP as soon as it received it, holding no inventory of the token.  The SEC addressed this arrangement in its complaint against Ripple, writing that MoneyGram had become a conduit for Ripple’s unregistered XRP sales.  According to Crypto Tony, every holder of XRP is being slowly diluted by the company itself, by design, on a monthly schedule that’s written into the blockchain. This is a major reason as to why XRP is now down six consecutive months.  Crypto Tony also mentioned Jed McCaleb, co-founder of Ripple, as another conduit through which the holdings of XRP holders were diluted. McCaleb left the company with 9 billion XRP and spent 8 years dumping about $3.2 billion worth of his holdings. At the time of writing, Ripple still has about 33.355 billion XRP in its escrow wallets, according to data from XRPScan. Featured image from Pxfuel, chart from Tradingview.com

The XRP price is still consolidating around the $1.4 level after months of sideways trading. Despite this weak performance and slow growth, analysts continue to maintain a strong bullish outlook for the cryptocurrency. According to market expert Javon Marks, XRP is now at a critical retest area that could determine its next parabolic move. He believes this retest could act as the trigger for a potential 900% rally, possibly pushing XRP toward $15. XRP 2014 Fractal Pattern Points To 900% Rally In his latest XRP price analysis on X, Marks shared a strong bullish outlook for the cryptocurrency, citing historical chart patterns and past price action. The analyst noted that XRP has been maintaining strength off a clear breakout retest area around $1.40, suggesting a major upward move toward $15 could follow.  Related Reading: The Bitcoin Cycle Is Different: Crypto Expert Reveals When Price Will Cross $100,000 Again Explaining why this retest zone matters, Marks drew comparisons between XRP’s current cycle and its price action during the 2014-2018 market cycle. Before XRP’s parabolic rally to an all-time high in 2018, the cryptocurrency had broken out of a similar retest zone.  During that period, XRP formed a descending wedge or triangle pattern from 2014 to 2017, trading sideways within the formation for years. Throughout that phase, the cryptocurrency saw repeated upward surges followed by sharp pullbacks to new lows. However, after a prolonged consolidation period, the price began to move higher and later returned to retest the trendline around the triangle’s upper boundary near $1.40.  That retest preceded a major breakout, with XRP’s price exploding upward, marking the start of its historical 2017-2018 bull run that pushed its price toward its $3.84 ATH. From that retest area to its peak, XRP recorded a more than 174% gain. Building on this historical setup, Marks believes that XRP is repeating that same pattern in the current cycle. If the formation plays out similarly, the analyst predicts that the cryptocurrency could be setting up for another explosive rally.   XRP Retest At $1.40 Signals Possible Move To $15 Notably, Marks’ chart shows that XRP has formed the same triangle pattern that led to its parabolic rally in 2018. Since reaching its ATH, the cryptocurrency has traded sideways within that triangle for years. However, unlike the 2014-2018 cycle, XRP had experienced an earlier breakout from the pattern. It broke above the upper trendline in 2025, then surged toward $3.5 before pulling back soon after.  Related Reading: Analyst Predicts A 30% Bitcoin Price Crash To $50,000, Here’s When Following that reversal, the XRP price has continued trending downwards, trimming most of its past gains. However, Marks noted that the cryptocurrency is now returning to retest this broken trendline. According to him, if XRP can hold this level long enough, it could spark a massive parabolic move toward $15, representing a more than 900% (10x) rally from that level.  Featured image created with Dall.E, chart from Tradingview.com

Following the drawdown from 2025, the XRP price has dropped by more than 50% from its cycle peak to struggle below $1.5. With the recent recovery, there has been some improvement in the price action, but the sustainability of the rally remains to be seen. As the sideways action continues, the question now remains if the XRP price will be able to hit $3 again in 2026, which would be an over 100% increase from its current levels. XRP Price Will Not Go Above $2.3 The Crypto Predictions website shows the possible trajectories for digital assets, and the predictions for the XRP price are not especially bullish. While there is expected to be some increase in the XRP price, there is no major surge coming for the cryptocurrency. Related Reading: The Dogecoin Breakout That Could Send Price Rallying 3,000% To $4 Instead of a sustained increase, the prediction shows fluctuating price performances for the coin. For example, the prediction shows that the maximum price that XRP will reach in the month of April is $2.277, and interestingly, this is the highest level predicted for the year 2026. While there is the expectation that the price will reach above $2, the average price prediction comes down to the fact that XRP will continue to trend below $2. Double-digit increases is likely as the price is expected to sit higher than where it currently is. However, there is no indication that there will be a rally above $3. CoinCodex Prediction Shows Similar Trajectory Just like the Crypto Predictions website, the CoinCodex website forecasts that it is unlikely that the XRP price will hit $3 in the year 2026. The next few months are expected to be slightly bullish, showing possible double-digit predictions that will send it higher. But the majority of the predictions still remain below $2. Related Reading: ‘The Short Version For Why I Hold XRP Through Everything’; Analyst Reveals However, as the year moves toward an end, the CoinCodex website shows that the XRP price will eventually reach above $2, to possibly top out at a max price of $2.25. This would be a 57.28% increase compared to where the cryptocurrency is currently trading. As for when the XRP price might reach $3, the website says it might be a long wait, showing a two-year stretch until 2028. Then, at the start of 2028, in January, the XRP price is expected to possibly cross $3 to a max price of $3.39. But the rest of the year is expected to play out below $3. Featured image from Dall.E, chart from TradingView.com

The possibility of the XRP price trading at $100 in 2026 is very bleak, but one crypto pundit believes this can be possible if some dominoes fall one after another. The pundit laid out a seven-point scenario under which XRP could reach $100 before the year is out, a price target that would require the cryptocurrency to gain over 6,900% from current levels and push its market capitalization past $6 trillion. The Domino Theory Behind A $100 XRP Call The forecast of XRP hitting $100 in 2026, which was posted on X by an analyst going by the handle Pumpius, raises the question of what needs to happen for that future to arrive this fast. The post was structured as a conditional argument, a chain of events that must all occur for the target to be achievable.  The $100 target as a scenario dependent on a near-perfect convergence of institutional and regulatory forces. First, Ripple’s On-Demand Liquidity service must see explosive global uptake, with banks and payment giants routing trillions in cross-border volume through the XRP Ledger.  Related Reading: The Hidden FVG Zone That Says Ethereum Price Could Rally To $10,000 Second, XRP spot ETFs must see billions pouring in weekly to transform the asset into an institutional holding comparable to Bitcoin and Ethereum. Interestingly, Spot XRP ETFs have shown some life recently. XRP ETFs recorded $55.39 million in net inflows in the previous week, the highest weekly total since mid-January.  The third condition on Pumpius’ list is full regulatory clarity, the CLARITY Act passing, more jurisdictions classifying XRP as a non-security, and partnerships at SWIFT scale worldwide. The SEC and CFTC jointly classified XRP as a digital commodity in March 2026. The remaining legislative piece, the CLARITY Act, pending a vote expected in April 2026, would, if passed, remove any remaining legal confusion. Conditions four through seven cover a tokenization boom on the XRP Ledger, a supply shock caused by whale accumulation and reduced escrow releases, a Bitcoin-led bull market supercycle where the leading cryptocurrency smashes new all-time highs, and a multiplication of Ripple’s institutional partnerships from 300 to thousands. Where The Math Breaks Down Each condition in isolation is at least theoretically plausible. For a $100 XRP price to materialize in 2026, all seven must converge simultaneously and at a scale that the cryptocurrency has never come close to demonstrating.  Related Reading: Bitwise Research Shows How Much Loss Your Bitcoin Incurs Depending On How Long You Hold At that price, XRP’s valuation would climb into the multi-trillion-dollar range, surpassing the size of any crypto asset seen so far. The market cap arithmetic alone is daunting. At $100 per token, XRP’s market cap would need to exceed $6 trillion, which is almost three times the total crypto market cap as it stands today. Most data-based forecasts for 2026 are far more conservative. For instance, Changelly’s prediction puts XRP ending the year somewhere around $2.40. Standard Chartered’s Geoffrey Kendrick, one of the more bullish institutional voices on XRP, also recently trimmed his 2026 target for XRP from $8 to $2.80. Featured image created with Dall.E, chart from Tradingview.com

One analyst on social media platform X has taken the optimism on XRP to an extreme, arguing that a $1,000 XRP price is no longer a stretch scenario but something that is almost certain within the next year. The claim arrives at an unusual moment. XRP has not had a green month since September 2025, and the cryptocurrency is currently trading around $1.35, down 63% from its $3.65 all-time high. Here’s Why XRP Will Reach $1,000 A crypto analyst known as Pumpius on X has outlined a powerful bull case for XRP, declaring it almost certain that the cryptocurrency’s price will reach $1,000 by 2027. The foundation of the analyst’s argument begins with a factor that has defined XRP’s recent trajectory, which is the resolution of its long-running legal battle with the US Securities and Exchange Commission.  Related Reading: It’s Too Early For A Bitcoin Price Bottom, Here’s What You Should Be Looking At According to Pumpius, the case closing in 2025 removed a barrier that had suppressed institutional participation for years, effectively repositioning XRP alongside Bitcoin and Ethereum as a compliant digital asset. On March 17, the SEC and the CTFC issued new guidance formally classifying XRP as a digital commodity, also ending the legal overhang that had persisted since 2020. Spot XRP exchange-traded funds arrived shortly after. Seven spot XRP ETFs are now live, holding combined assets under management around $1 billion. The early months were stronger; total assets under management in these ETFs peaked at $1.24 billion in January 2026. Outside regulatory clarity, the analyst pointed to continued expansion from Ripple as a major factor behind the bullish outlook. Over the past year, Ripple has leaned deeper into institutional finance, strengthening its positioning through acquisitions. Developments connected to RLUSD, Ripple’s stablecoin initiative, alongside growing activity on the XRP Ledger, were also presented as evidence that the network is growing past simple payments. Can XRP Realistically Reach $1,000 By 2027? According to Pumpius, macro winds are perfect for XRP to reach $1,000 by 2027. Pro-crypto rules, banks jumping in and altcoin season rotation all line up. Bitcoin ETFs showed the path. XRP brings efficiency plus real-world breakthroughs like DNA. Related Reading: Why A Bitcoin Price Breakdown To $50,000 Could Be Important For Long-Term Bullishness Speaking of DNA, this is in reference to the integration of DNA Protocol, which introduces zero-knowledge proof functionality to the XRP Ledger. The DNA Protocol lets people tokenize their own genetic data, KYC credentials and personal identity into private portable tokens. This functionality with billions of users could dramatically increase demand for the network if adopted at scale. This, in turn, would create utility that multiplies the cryptocurrency’s value.  Despite the conviction behind the forecast, reaching $1,000 from current price levels around $1.35 to $1,000 is a 74,000% increase, and this comes with many challenges. At a circulating supply of over 61.4 billion tokens, such a move would imply a market cap of $61.4 trillion, far exceeding the entire GDP of the United States. Featured image created with Dall.E, chart from Tradingview.com

XRP sentiment among retail investors has declined to severe lows as fear and doubt continue to plague the market. The cryptocurrency has seen continuous declines in its price since reaching a high above $3 in 2025. This poor performance has triggered rapid sell-offs and weakened XRP’s market structure to the point that its short-term direction remains uncertain. Nevertheless, new reports suggest that XRP is now sitting at sentiment levels that previously preceded massive price rallies. If historical trends repeat perfectly, the cryptocurrency could be gearing up for a highly anticipated price reversal.  Sentiment Hit Levels Tied To Past Rallies In an X post on April 13, the market intelligence platform Santiment disclosed that XRP’s Fear, Uncertainty, and Doubt (FUD) has reached its third-highest level in the past two years. Retail investors appear to be shifting away from the cryptocurrency as its price has continued to trend downward and consolidate at lower levels for months.  Related Reading: It’s Too Early For A Bitcoin Price Bottom, Here’s What You Should Be Looking At Interestingly, Santiment’s data shows that the rising fear and uncertainty over XRP’s price outlook may not be entirely negative. In the X post, Santiment noted that historically, when bullish comments about XRP get replaced by this high level of bearishness, the probability of a relief rally increases significantly. The market intelligence platform noted that the reason for this contradictory reaction is that prices tend to move in the opposite direction of the crowd’s expectations. The accompanying chart shows that in February 2025, XRP experienced similar levels of bearishness and then rebounded sharply. The same trend was observed in October 2025, before the cryptocurrency skyrocketed.  With most retail investors finally turning their backs on XRP after it crashed by more than 63% in nine months, Santiment reveals that this kind of signal could be capitalized on if investors wait longer. If historical trends play out as the market intelligence platform suggests, then XRP could be preparing for a major bullish reversal soon.  XRP Sparks Another Brief Rally XRP has experienced a brief bounce, climbing more than 3% in the last 24 hours and over 4% over the past seven days. However, this increase has been unable to drive its price back toward the $1.4 resistance level.  Related Reading: Why A Bitcoin Price Breakdown To $50,000 Could Be Important For Long-Term Bullishness Data from CoinMarketCap shows that the XRP price rose this week primarily due to a broader crypto rally led by Bitcoin. The surge in Bitcoin’s price was fueled by dovish signals from the Bank of Japan (BOJ) that slightly eased macro pressure on risk assets.   Aside from these developments, XRP currently lacks strong bullish catalysts to drive its price higher. The cryptocurrency’s weak structure, combined with ongoing geopolitical tensions, has been a major contributor to investors’ negative sentiment and growing panic.  Featured image from Dall.E, chart from TradingView.com

Rising inflation in the United States has been one of the factors behind crypto market sentiment, with data showing XRP investors are becoming increasingly cautious due to inflation fears. A crypto commentator linked this macro pressure directly to the volatility seen across digital assets in a recent analysis shared on YouTube, while also exploring whether the same forces could eventually contribute to extreme long-term valuations above $1,000 for XRP. Macro Pressure And Investor Psychology The macroeconomic outlook heading into mid-2026 is not one that typically invites risk appetite, and according to the pundit behind the YouTube channel ‘The Modern Investor,’ crypto price movements are more tightly connected to these economic conditions than most realize.  He pointed to falling consumer confidence, rising inflation expectations, and ongoing global tensions as the real drivers behind the lack of bullish momentum in the crypto market, pushing back against the idea that crypto declines happen without cause. For context, the University of Michigan’s Consumer Sentiment Index collapsed to a historic low of 47.6 in early April, down 11% from March and far below the forecast of 52.  Related Reading: Why A Bitcoin Price Breakdown To $50,000 Could Be Important For Long-Term Bullishness Investors are expected to reduce exposure to risk assets with expectations of climbing inflation, and that has been reflected across the crypto market. XRP, alongside Bitcoin and Ethereum, has continued to react to macro developments, and the price action isn’t just playing out without warning. This sentiment is also relayed outside the American investor base, where most investors have pulled back from markets. “The sentiment is very negative for everything, not just markets, just in general,” he said. Another important theme from the video is the difference between institutional and retail behavior. The analyst noted that large players have continued accumulating Bitcoin, helping to prevent deeper declines to $40,000, while retail investors have shown less faith. That environment has had a noticeable impact on altcoins such as XRP, where bullish sentiments are still there but price momentum has not fully followed.  The analyst also referenced rumors about banks building on Ripple’s technology, the continued speculation surrounding a potential XRP ETF involving firms like BlackRock, and tokenization on the XRP Ledger, which could help the cryptocurrency’s price in the long run. Can Inflation And Tokenization Push The XRP Price To $1,000? There have been multiple predictions from different analysts that trillions of dollars could move onto blockchain networks by the end of the decade, with figures often cited between $10 trillion and $20 trillion. These projected figures are based on tokenization of real-world assets on-chain, which is most likely the next step for the crypto industry. Related Reading: Bloomberg Analyst Predicts This ‘Underdog’ Will Flip Bitcoin And Ethereum A price target of $1,000 for XRP based on tokenization is on the extreme end, but many XRP investors are still betting on it. However, the consensus among many XRP enthusiasts is that this tokenization is going to push the XRP price over $15 to $20 at least.  According to the analyst, this is much more possible, as it is based on logic. All Ripple technology is tied into XRP, and therefore, this would be great for the price action. Featured image created with Dall.E, chart from Tradingview.com

Over the years, there have been talks of the XRP price eventually reaching the 5-figure mark, putting it above $10,000. These predictions come due to the cryptocurrency’s offering and usage in both the payments sector and the fast-growing real-world assets market. However, this dream still seems far away, given that XRP has yet to hit $5, and even Ethereum has not touched the $10,000 mark. One analyst in particular has come forward to explain that the move to $10,000 will not even follow the trajectory people are expecting. XRP Price Will Move When No One Expects It To In an X post, XRP community member Crypto Aikido explained that the way people are expecting the XRP price to move to new highs is actually not correct. Mostly, it seems that investors are expecting that there will come a time when everything seems to fall into place, and then the price will move up. Related Reading: Bitcoin Rainbow Chart Says Price Is Ranging Above $60,000 For A Reason, Here’s Why However, Crypto Aikido says this will not happen, and instead, it will begin when no one expects it to. The first part of the move is actually that the XRP price will continue to trend low for a while. In fact, the crypto analyst expects the XRP price to keep trending low for way longer than people imagine it would. The whole point of this is that such a muted performance for an extended period would make people lose hope that the coin will ever move higher. As a result, Crypto Aikido believes that most people will be shaken out as the price stays cheap for far too long, and holding XRP would feel pointless. Once this is done, though, is when the crypto analyst believes that the XRP price will actually begin to move. This is because, as they explain, the move is not going to reward agreement. But rather, it will work in a way that punishes those who hesitate and lose hope in the cryptocurrency. Related Reading: Ethereum Ascending Channel Puts Price At $5,700, Analyst Reveals When To Sell As Crypto Aikido explains, eventually, the XRP price, which is being laughed at at $1.50, will be called cheap at $20. Such will be the trajectory that the digital asset will follow in its move toward eventually reaching above the $10,000 mark. Aside from Crypto Aikido, other community members have also predicted that the XRP price will reach $10,000. According to a NewsBTC report, crypto analyst Remi also believes that XRP will reach $10,000 when assets such as Bitcoin and Gold are being tokenized on its blockchain, as well as other precious minerals. Given all of this, the crypto analyst believes $10,000 will be a base price for XRP. Featured image from Dall.E, chart from TradingView.com

XRP whales are aggressively accumulating while the asset’s recent price action keeps many retail participants cautious. This raises a key question for investors: are large holders positioning ahead of something the average trader has not yet recognized?  XRP Whales Accumulate At Key Levels While Retail Hesitates While XRP has dropped 3.5% in the past 24 hours, on-chain metrics indicate that XRP whales have dramatically shifted their positioning in recent weeks. Data from the analytics platform CryptoQuant shows that the Whale Flow 30-day moving average (30DMA) has turned positive after spending more than three months in negative territory, signaling a transition from distribution to accumulation. Related Reading: Analyst Who Called Bitcoin Price Crash Above $100,000 Predicts Crash To $29,000 This shift has pushed whale buying activity to its highest level in roughly ten months, highlighting a sharp change in behavior among large investors. Moreover, major holders have been purchasing more than 11 million XRP every day, a pace of accumulation that has not been observed since earlier stages of previous market expansions. The timing of this accumulation is notable because it coincides with XRP defending a key technical support zone. Market data shows the asset recently rebounded after touching the $1.28 level, bringing its current value to $1.33. Traders are closely watching this behavior, considering whether the combination of strong whale buying and support defense could set the stage for a potential breakout. Another signal reinforcing the accumulation narrative is the steady movement of tokens away from trading platforms. Exchange outflows for XRP have increased, sending a larger portion of the supply into private wallets. With fewer coins available for immediate sale, short-term selling pressure eases, amplifying the impact of growing demand and highlighting the deliberate positioning of large holders. Event-Driven Momentum: Why Whales Are Watching Japan Closely The timing of this accumulation aligns closely with a major XRP Ledger-focused event taking place in Japan this week. The conference is expected to feature Ripple executives and focus on institutional adoption, decentralized finance, and broader ecosystem development. Japan holds strategic importance for XRP due to its deep ties with SBI Holdings and its established role in Ripple’s global expansion. This regional strength adds weight to the significance of the event, making it more than just a routine industry gathering. Market participants are closely watching how the XRP price reacts around this event.  Related Reading: Ripple Makes A $13 Trillion Bet With This Move, And XRP Price Could Be Set To Explode The combination of large-scale buying, reduced circulating supply, and the upcoming institutional-focused conference underscores a clear pattern. While retail participants often respond to short-term uncertainty with hesitation or panic, whales are coordinating their activity with events that could influence adoption and ecosystem growth. Ultimately, the difference between panic-driven retail behavior and disciplined whale accumulation illustrates that these large holders are acting not out of impulse, but based on insight and timing. Their moves suggest they see opportunities that others may overlook, emphasizing strategy and preparation. Whales may not have secret knowledge, but they clearly understand how to act decisively when the rest of the market hesitates. Featured image created with Dall.E, chart from Tradingview.com

A crypto commentator has put forward a bold prediction for XRP, arguing that a return to its 2017-style growth could send the asset into four-digit territory. Taking to the social media platform X, The Real Remi Relief pointed to the magnitude of XRP’s previous cycle and laid out how a similar percentage move from the current price range would place the cryptocurrency trading above $1,000. Looking At The 2017 XRP Price Blueprint According to a crypto commentator known as The Real Remi Relief on X, we will have a $1000 XRP if we continue to follow the 2017 bull run. To understand the weight of the claim, it helps to revisit what 2017 actually looked like for XRP.  Back in 2017, XRP entered the year trading at roughly $0.006, largely flying under the radar compared to other major cryptocurrencies at the time. Momentum began to build in the first half of the year, and by May, the price had already surged past $0.40 as the entire crypto market picked up speed. Even so, that early rally only hinted at what was to come. Related Reading: Analyst Who Called Bitcoin Price Crash Above $100,000 Predicts Crash To $29,000 However, it wasn’t until December 2017 when the real price surge came. This surge pushed XRP to close the year above $2.30, before eventually rolling over into January 2018, where it printed its previously long-standing peak price of $3.40. That rally amounted to an extraordinary 76,000% increase within a single cycle, and it occurred when the crypto market lacked many of the structural factors that are present today.  There were no spot ETFs, no institutional allocations, and limited real-world utility tied to blockchain infrastructure. Despite that, XRP still managed to deliver one of the biggest price expansions ever recorded in the industry. Applying that same percentage gain to a current base price of $1.40, assuming the cycle bottom is in, yields a price target of $1,064. The Difference Between 2017 And Now There’s no denying the fact that there is a vast structural difference between the state of the crypto market in 2017 and 2026. The analyst is not predicting a carbon copy of 2017. He is using it as a floor. “Now add FOMO, institutions, utility, ETFs, supply shock, etc.,” he wrote, “and you will get my conservative $1,200-$1,700 price prediction.” Back in 2017, the market infrastructure was immature. Now, there is a more mature market with institutional investors in the mix and talks of passing US legislation for the crypto industry.  Related Reading: Ripple Makes A $13 Trillion Bet With This Move, And XRP Price Could Be Set To Explode Spot XRP ETFs launched in November 2025, generating over $1 billion in net inflows since inception. Their presence adds a layer of accessibility that was previously missing, especially for traditional investors. A survey conducted by Coinbase in collaboration with EY-Parthenon, covering 351 institutional investors, shows that interest is not just theoretical. About 25% of respondents indicated plans to add XRP to their portfolios in 2026, while 18% reported that they already hold the asset. Featured image from Freepik chart from Tradingview.com

Ripple is back in the spotlight following a strategic move involving trillions in payment flows, sparking speculation about a potential breakout in XRP price. The development reflects Ripple strengthening its ties to the global banking infrastructure. Ultimately, the true significance lies in how this expanded access could influence XRP’s role in real-world financial transactions over time. Ripple Connects $13 Trillion Flows To Global Banking Ripple’s expansion stems from its $1 billion acquisition in 2025 of a treasury management platform that has been part of the SWIFT-certified ecosystem since 2014. Through this, Ripple gained compatibility with SWIFT infrastructure, including messaging systems, Alliance Lite2 connectivity, and SWIFTRef data, allowing its treasury solution to operate effortlessly alongside traditional banking rails. Related Reading: Analyst Says Bitcoin Closing 6 Red Monthly Candles Isn’t Bearish, What To Expect The platform already processes around $13 trillion in annual payment flows, primarily across conventional financial systems. When compared to SWIFT’s estimated $150 trillion yearly volume, this integration places Ripple within proximity to one of the largest financial networks globally, without requiring direct membership. Within this framework, companies can manage payments, liquidity, and accounts across both fiat and digital assets through a unified system. The platform also supports multiple connectivity methods such as APIs, SFTP, and EBICS, alongside real-time validation tools like IBAN and ABA lookups, which improve transaction accuracy in cross-border payments. A defining feature is the dual settlement structure now available to institutions. Payments can either move through traditional SWIFT rails or be processed using blockchain-based settlement via XRP or RLUSD, offering significantly faster execution.  For XRP Price, this development introduces exposure to a system handling trillions in value, but the impact depends on whether institutions actively choose blockchain settlement over traditional methods. XRP Price Outlook As Ripple Expands Utility Ripple’s integration of its treasury platform with SWIFT-compatible systems gives XRP a functional role in real-world payment flows, which could directly influence its price. A rule effective April 1 allows certain financial institutions to expand operations, enabling hybrid treasury solutions like Ripple’s to function efficiently.  Related Reading: The Bitcoin Bottom: Pundit Reveals The 5 Phases To Know When The Bleed Has Ended Moreover, KBRA recently assigned a BBB issuer rating to Ripple Prime, Ripple’s prime brokerage arm (formerly Hidden Road, acquired for $1.25 billion in late 2025). The rating reflects a strong capital position, with nearly $5 billion in cash reserves, over 40 billion XRP tokens, and an additional $500 million capital injection expected in 2026. This status enables Ripple Prime to access institutional counterparties such as pension funds and insurance companies, removing structural barriers and increasing the likelihood that XRP could be used in high-value transactions, supporting potential price growth. Network growth reinforces this potential. The XRP Ledger surpassed 8.19 million addresses in early 2026, showing steady expansion and readiness to handle more transactional volume. Combined with the treasury platform’s capacity to process $13 trillion in annual payment flows, XRP now has exposure to a substantial financial ecosystem. Ultimately, Ripple’s move sets the stage for XRP to be used at scale. Any price increase will depend on actual adoption and transaction activity, not just theoretical access. Featured image created with Dall.E, chart from Tradingview.com

A prominent market analyst has outlined a structured case for XRP reaching as high as $27, arguing that the altcoin’s long-term correction phase has reset its trajectory. The projection is rooted in wave theory, historical expansion patterns, and evolving market sentiment, suggesting that what lies ahead may be XRP’s most explosive phase yet. XRP’s Long Correction Sets The Foundation For A Wave 3 Move On April 1, 2026, XRP analyst @RWA_Investor made an argument on X regarding XRP’s extended correction, which he says has lasted approximately seven years. He explains that this prolonged period of sideways and downward movement is significant because it allowed the market to reset. According to him, this type of structure differs from the shorter cycles seen in more speculative assets, providing XRP with a stronger foundation for future growth. Related Reading: Pundit Predicts How Long It Will Take For The XRP Price To Reach $20 He links this foundation directly to Elliott Wave theory, where markets move in cycles of expansion and correction. According to his analysis, XRP has already completed its early stages and is now approaching a third wave expansion. This phase is widely regarded as the strongest part of any cycle, often driven by increasing confidence and heavy market participation. The analyst places his target for this expansion between $18 and $27. He presents this range as realistic, pointing to XRP’s previous price behavior as justification. One key factor he highlights is a cup-and-handle pattern that formed before the last breakout. This pattern is commonly associated with continuation moves, and in XRP’s case, it led to a strong initial rally. That first rally, or Wave 1, expanded by roughly 5.618 times based on Fibonacci measurements taken on a non-logarithmic scale. This detail is central to his projection. Fibonacci extensions are often used to estimate how far price movements can go, and a strong first wave usually signals that later waves could be even larger. Using this framework, he suggests that many traders who sold XRP between $5 and $8 may have underestimated how big this cycle could become. If the current structure continues to play out as expected, the next expansion phase could push the price far beyond those levels. Later Update Points To Short-Term Dip For The Altcoin In a separate post shared the next day, the same analyst shifted focus to XRP’s short-term movement. He outlined a scenario where the price first rises toward the $2.39–$3.60 range, then pulls back to around $1.55 or slightly lower. Related Reading: Analyst Says Bitcoin Closing 6 Red Monthly Candles Isn’t Bearish, What To Expect This pullback zone, also marked on his chart as a “buy zone,” aligns with key Fibonacci retracement levels between about $1.08 and $1.55. He suggested this move could act as a trap for bearish traders before the trend reverses. From that level, he expects a strong upward move toward $7, driven by a rapid change in market sentiment. According to him, this phase would likely bring renewed excitement, setting the stage for the larger move toward the $18–$27 range. Featured image created with Dall.E, chart from Tradingview.com

XRP’s close of the month of March in the red has now marked the end of the first quarter of 2026 as very bearish for the cryptocurrency. While this is concerning for investors of the altcoin, this is not the first time in history that the XRP price has closed the first quarter of the year in a complete bleed. In fact, this has happened multiple times throughout history, and so far, the dominating trend seems to be that the cryptocurrency will end up going green. XRP’s First Quarter Of Chaos While Ripple has seen a lot of positive developments in the first quarter of the year, the XRP price has not responded positively to any of these. The first three months of the year have now closed with an average of -27% in losses for the cryptocurrency, data from CryptoRank shows. Related Reading: 20 Bitcoin Indicators Flash Bullish At The Same Time, And This Could Send Price To $150,000 Not only has the quarter close in the red, the most recent red monthly close makes it six consecutive months where the XRP price has closed in the red now. This is historically significant because this has only happened once, and that was in the early days of the altcoin. Back in 2014, the XRP price had closed the first and second quarters in the red, but eventually, the bleed did come to an end. What followed was a double-digit rally that put the bulls back in control of the cryptocurrency. With this only happening once before, the data is sparse as to whether this could be a trend. But if the same move repeats, then the month of April could see the XRP price rally. 3-Red Monthly Candles Could End In A Surge Unlike the six red consecutive candles, though, three-month stretches of red are not exactly out of the ordinary for the cryptocurrency. With such a troubled history, XRP has seen more red monthly closes than green, and has ended the first quarter of the year in the red on several occasions. Related Reading: Here Are The Main Levels To Watch After Dogecoin Price Completed A Clean Kumo Rejection The last two times that the XRP price ended Q1 in the red, 2015 and 2018, saw the altcoin move into the green afterward. This is with the exception of the year 2014, where the price went on to mark six consecutive red monthly closes. In 2015, the recovery was muted, with only a 3.31% by the time the month of April was over. However, in 2018, the impact was more significant, and the price rose by 63.1% in the following month of April. These two moves suggest that it is possible for the price to reverse this month. Featured image from Dall.E, chart from TradingView.com

In its 12-year history, the XRP price has formed various trends, some of them bullish and some of them bearish. Each one has led to its own unique trend that seems to have sustained through time, thus prompting investors to turn to historical performance as a possible way to predict where the XRP price might be headed next. Recently, another historical trend has emerged as one analyst charts the altcoin’s performance against that of Bitcoin and how it has reacted in the past. XRP Breakout Again, Bitcoin Always Leads To A Triple-Digit Rally Back in 2024, crypto analyst Javon Marks had highlighted that the XRP price had broken out against Bitcoin. This was important because the XRP price breaking out against the leading cryptocurrency had always led to a major rally, and Marks expected this to repeat itself. Related Reading: The Crowd Is Bearish On Bitcoin, But History Says That’s Bullish True to form, following the breakout, the XRP price had begun to rally hard, and while the analyst had previously predicted a 243% increase, the resulting rally was much better. By the time that the XRP price hit its cycle peak in 2025, it had rallied by more than 500%. This made a confirmation that the trend was strong and followed the same trajectory. Fast forward to 2026, and the crypto analyst has pointed out the same trend again. The only difference is that this time around, the trend seems to be much stronger. XRP is already breaking out against Bitcoin, but the current breakout is the result of an even larger setup, suggesting that the result from this would be even more significant. If the current trend against Bitcoin plays out as it has in the past, then Javon Marks is predicting another triple-digit rally. This would be even more significant than the previous 500% rally, with the crypto analyst predicting that the XRP price could rise 635%. Such an increase would put the XRP price above the $10 level, in line with the predictions of other crypto analysts for the cryptocurrency. At the same time, this would lead to XRP losing a zero against Bitcoin, going from 0.00002 BTC to over 0.00014 BTC. Related Reading: Bitcoin Last Line Of Defense Revealed: Can BTC Price Still Go To $40,000? For now, the focus remains on the $1.5 level, where there seems to be significant resistance building up for the cryptocurrency. Breaking this resistance with momentum would likely set the altcoin on the path to the next rally. Featured image from Dall.E, chart from TradingView.com

Ripple CEO Brad Garlinghouse has revealed a $13 trillion opportunity, which cryptos like XRP and stablecoins could tap into. This came as he highlighted how blockchain technology is disrupting global finance with payments being made on-chain.  Ripple CEO Reveals $13 Trillion Opportunity For XRP and Stablecoins In a FOX Business interview, the Ripple CEO revealed that GTreasury, the company they bought last year, processed $13 trillion in payments, and none of these payments were done through a stablecoin or crypto asset such as XRP.  He declared that there is an opportunity to integrate crypto and stablecoins as blockchain technology becomes the go-to for payment rails.  Related Reading: Expert Says Ripple’s XRP Is Designed For More, Here’s What He Means Garlinghouse also described stablecoins as an entry point to crypto adoption, calling it the “ChatGPT moment” for crypto. Notably, $33 trillion total stablecoin trades happened globally last year. The Ripple CEO also noted that cross-border payments have become faster thanks to blockchain technology.  The Ripple CEO recently revealed that they launched the RLUSD stablecoin because their payment operations were contributing up to 20% of USDC flows. As such, they saw it fit to launch their own product. The RLUSD has seen significant adoption as Ripple continues to expand its payment services, boasting a market cap of $1.41 billion. XRP plays a key role in these payment services, as Ripple primarily uses the XRP Ledger to process them. Crypto analyst ChartNerd noted that this is also a big opportunity for XRP, given that the SEC has declared the crypto asset is not a security. As such, institutions could move to adopt the crypto asset for payments.  It could also enable Ripple to further integrate the altcoin into its payment services, seeing as it currently serves as the bridge currency. It is worth noting that during the recent interview, Garlinghouse again reiterated that XRP is the “North Star” for Ripple. Crypto Is Now Rewiring The Financial System In an X post, the Ripple CEO said that market participants are now seeing a shift in the perception of the crypto industry from “rat poison” to “pet rock” and then to rewiring the financial system. He added that now, some of the biggest companies worldwide are asking if they are using stablecoins and crypto assets such as XRP.  Related Reading: Teucrium Founder Predicts What Will Happen To Ripple If XRP Price Goes To $3 Garlinghouse stated that Ripple has strategically focused their deal-making outside the echo chamber to bridge the gap between traditional finance (TradFi) and the crypto ecosystem and that those bets are paying off. The crypto firm notably acquired Hidden Road and GTreasury, which it is now using to integrate XRP and RLUSD into the TradFi ecosystem. At the time of writing, the XRP price is trading at around $1.34, up in the last 24 hours, according to data from CoinMarketCap. Featured image from Pxfuel, chart from Tradingview.com

A key technical setup is unfolding on the XRP price chart, as market analyst Egrag Crypto has flagged a recurring historical chart pattern that has previously marked the cryptocurrency’s market bottom. The analysis indicates that this critical pattern, known as the 5D Bottoming Blueprint, has also previously triggered a renewed upward trend for XRP after major lows. Its reappearance is seen as a potential signal that XRP’s prolonged bear phase may be ending even as the cryptocurrency continues to face bearish headwinds and price volatility.  XRP Price Repeats Historic 5D Bottoming Pattern On March 29, Egrag Crypto stated on X that XRP is closely mirroring a historic bottoming sequence from 2022. The structure, mapped across a 5-day timeframe, suggests that XRP may be in the final stages of its prolonged corrective phase. According to the analysis, the 5D Bottoming Blueprint is defined by two key phases. The first occurs when the 21 Exponential Moving Average (EMA) crosses above the 200 EMA. After which, a sharp corrective pullback occurs, marking XRP’s price floor. Related Reading: If Bitcoin Should Be Worth $280,000 Right Now, What’s The Real Value Of Dogecoin And XRP? Back in mid-2022, the exact pattern emerged in the XRP chart. The 21 EMA crossed over the 200 EMA and was later accompanied by a significant price correction of approximately 14.66%. After the correction played out over roughly 4 bars on the 5-day chart, translating to 20 calendar days, XRP established its market bottom. From that low, the cryptocurrency’s bearish phase ended, and its price began a sustained upward trend to new highs.  Although XRP appears to be repeating the same historic bottoming sequence in the current cycle, Egrag Crypto still questions whether the present structure would mirror the 2022 pattern’s behavior and timing exactly. The analyst noted that XRP’s 21 EMA has already crossed above the 200 EMA. The cryptocurrency has also undergone a 14% correction, matching the decline seen in 2022.  At present, XRP’s bar count is aligning with the same 4-bar historic pattern, which suggests the cryptocurrency could see a potential price bottom in 20 calendar days. Egrag Crypto has marked the key decision window as April 16 on the chart. The key level to watch sits around $1.15, which is the primary bottoming target for XRP’s ongoing corrective move.  Egrag Crypto has also highlighted $0.93 as another potential support level, which could serve as the next downside target if the price fails to hold above $1.15.The chart shows the possibility of a deeper correction, with XRP potentially establishing a price floor near $0.73 if it drops below $0.93. If bearish momentum continues, XRP could even decline further to the white trendline near the bottom of the chart, around $0.42.  Related Reading: What Every XRP Holder Must Understand As Activity Wanes XRP Eyes Bullish Reversal After Price Bottom After establishing a market bottom, Egrag Crypto expects XRP to start a bullish reversal. He forecasted that the cryptocurrency could first reclaim the $1.60 level, officially marking the end of the corrective phase and the start of a renewed upward trend. Following this, the analyst expects XRP to climb back toward $2.05. A clean break above this level would serve as the confirmation signal that XRP’s broader expansion phase could be underway, opening a potential path toward $3.02 and beyond.  Featured image created with Dall.E, chart from Tradingview.com

An interesting statement from Grant Cardone has led to a different kind of conversation. According to the popular American businessman, the Bitcoin price should be $280,000. His claim that Bitcoin should already be trading at $280,000 raises a deeper question: if that valuation were accurate today, what would it imply for the rest of the market? That question becomes even more interesting when applied to cryptocurrencies like Dogecoin and XRP, which tend to move in tandem to Bitcoin. Grant Cardone’s $280,000 Bitcoin Call And What It Implies The real estate mogul, who oversees about $5.3 billion in assets through his firm CardoneCapital, recently took to X to deliver a blunt verdict on the state of Bitcoin: “Bitcoin should be $280,000.” No chart attached, no lengthy thread. Just four words carrying the weight of a man who has put $70 million of his firm’s balance sheet behind Bitcoin. Related Reading: Bitcoin Distribution Mechanism Has Not Changed, All Roads Point To Crash Below $50,000 At the time of writing, Bitcoin is trading far below that $280,000 price projection. To put this into perspective, Bitcoin is currently trading just below $70,000, at around $67,750, meaning Cardone’s projection implies a 4x revaluation. However, that kind of move doesn’t exist in isolation. When Bitcoin goes on such a move, the liquidity spills into altcoins, pushing them into price rallies of their own. What The XRP And Dogecoin’s Prices Could Look Like In That Scenario Dogecoin has always traded as a high-beta extension of Bitcoin. When Bitcoin trends upward, Dogecoin often amplifies that move, driven by retail momentum and speculative cycles. If Bitcoin were to move from roughly $70,000 to $280,000, maintaining current ratios alone would already imply a significant shift. At a 4x Bitcoin move, Dogecoin could theoretically follow into a similar multiple, placing it somewhere around the $0.35 to $0.40 range from current levels near $0.09. That is the conservative view based purely on correlation. However, Dogecoin rarely rallies only 4x in strong bull phases. In previous cycles, it has outperformed Bitcoin by a wide margin during peak momentum periods. If that dynamic repeats, a Bitcoin price at $280,000 could easily place Dogecoin closer to a new all-time high above $0.73 and probably even above $1. Related Reading: Breaking Down The $100 XRP Prophecy: Is There A Timeline? On the other hand, XRP is currently trading near $1.43. That puts the XRP/BTC ratio at approximately 0.00002. If Bitcoin were to re-rate to $280,000 while that ratio stays constant, XRP would be trading somewhere between $5.60 and $6.00. That alone would already see the XRP price trading at price peaks compared to the current range, which many long-term holders have been waiting for. XRP’s upside is always discussed in terms of utility and integration into cross-border payments. In a scenario where Bitcoin reaches $280,000, those utility conditions could amplify XRP’s role as a bridge asset and even cause the XRP price to break above double digits above $10. Featured image created with Dall.E, chart from Tradingview.com

Ripple is being viewed as a key player in the evolving push toward tokenized financial markets, as the New York Stock Exchange advances its plans to bring traditional assets onto blockchain rails. This development signals a broader shift on Wall Street, where traditional infrastructure is beginning to intersect with blockchain-driven innovation, settlement layer, and transition from legacy systems to faster and more transparent digital infrastructure. How Ripple Is Positioned At The Core Of Financial Transformation Wall Street has just surrendered to Ripple, as the New York Stock Exchange (NYSE) takes a decisive step to launch the tokenized securities era. Crypto analyst Pumpius has revealed on X that the exchange overseeing $30 trillion in market capitalization has entered into a Memorandum of Understanding with Securitize.  Related Reading: Ripple Pushes XRP Global With Multi-Continent Expansion Drive They named it the first official transfer agent allowed to mint blockchain native securities on its upcoming NYSE digital trading platform. However, this infrastructure is being built for all activity to move on-chain. The shift will be bullish for XRP and Ripple because, for years, the firm has long focused on tokenizing real-world assets and building institutional-grade blockchain rails. Within that framework, XRP was built as the neutral bridge asset for value transfer in a tokenized world, facilitating fast, low-cost, and regulatory-friendly transactions that are already battle-tested by banks. While narrative was speculating, Ripple was positioning XRP as the liquidity engine that allows tokenized securities to move across borders and chains without friction.  Furthermore, Pumpius argues that adding the NYSE and Securitize will result in the expansion of tokenized equities. Meanwhile, major players such as BlackRock, JPMorgan, and SWIFT continue to explore tokenization and blockchain settlement, and the entire $100 trillion real-world assets market needs a global settlement layer. Here, XRP sits between this shift with On-Demand Liquidity (ODL), RLUSD, and partnerships that have reached the world’s biggest financial institutions. Pumpius emphasized that XRP might be the bridge they will use when the first tokenized Apple or BlackRock ETF settles on-chain and needs instant global rails. Ripple Custody Bridges Traditional Finance And Blockchain The February 2026 report reveals how institutions are actively leveraging Ripple Custody. An analyst known as SMQKE on X noted that Ripple Custody supported DZ Bank in launching a digital custody service for crypto securities in under 10 months, through the deployment of a robust digital asset infrastructure. Related Reading: Ripple’s New Whitepaper Shows What’s Coming For XRP Meanwhile, at the core of these solutions are XRP and Ripple’s stablecoin RLUSD. With these capabilities, financial institutions across over 20 jurisdictions have been able to develop, expand, and scale digital asset business models with confidence. Meanwhile, Ripple Custody is now used across these jurisdictions, and XRP and RLUSD are allowed to support the entire lifecycle of a tokenized asset. Featured image from Freepik, chart from Tradingview.com

A self-described prophet who had received a “prophecy” of XRP has laid out a four-stage price roadmap for the cryptocurrency that could see it jump $100 and end at $10,000. A crypto enthusiast on X has brought these predictions back into the spotlight, pointing to a growing list of the prophet’s past calls that came true as reason enough to stop dismissing XRP’s bullish outlook.   XRP Price Prophecy Breakdown A crypto commentator, DooriDoori, on X has ignited a new discussion in the crypto community after sharing a detailed breakdown of a bold XRP price prophecy. DooriDoori linked this foretelling to a figure named Brandon Biggs, a self-proclaimed prophet who apparently had no prior knowledge about XRP’s existence but received a divine vision outlining a bullish roadmap for the cryptocurrency. Related Reading: Bitcoin Price Breaks Legendary 14-Year Support, What This Means For The Market According to DooriDoori, Biggs turned to Google to research XRP after receiving a prophecy, seeking to understand what the cryptocurrency was. He urged market watchers, investors, and traders not to ignore the forecast, underscoring his strong belief in its optimistic outlook for XRP.  Notably, DooriDoori detailed Biggs’ prophecy as a four-staged roadmap, charting XRP’s rise through multiple key price milestones. The sequence reportedly begins with early targets near $5, moves to $10, and then skyrockets to approximately $150 and $10,000.  At XRP’s trading price near $1.37 at the time of writing, the first milestone alone would require a 264% or 3.65x rally, while reaching $10 would represent a 630% or 7.3x return for current holders. Additionally, DooriDoori noted that a jump to $150 from current levels would reflect a staggering 10,843% or 109.5x surge. The final target of $10,000 is nearly 7,300 times XRP’s current price—a figure that sounds extreme until measured against Bitcoin’s historic $100,000 run from $1 in 2009 to six figures in 2024.  DooriDoori intentionally draws a direct comparison between XRP and Bitcoin, framing skepticism over the prophesied targets as a repeat of when people dismissed Bitcoin at $1 more than 16 years ago. The crypto commentator shared that Biggs did not provide any timeline for his XRP price forecast, simply saying, “one day, it will happen.” DooriDoori also emphasized that the projection is not backed by any technical analysis, charts, or historical patterns, but is based purely on Biggs’ prophesied vision.  What Gives The Prophecy Weight Biggs’ XRP price target alone likely would not have garnered the level of attention DooriDoori’s post received, as the crypto market is constantly flooded with bullish forecasts. What truly drove the strong interest and belief in his projected price roadmap is Biggs’ track record of reportedly making accurate predictions.  Related Reading: Pundit Who Predicted Ethereum Price Bottom Reveals What To Expect Next DooriDoori noted that Biggs had forecasted the assassination attempt on US President Donald Trump roughly four months before it happened. The self-proclaimed prophet also named five cryptocurrencies in his original prophecy, specifically Bitcoin, Ethereum, XRP, Solana, and Cardano. According to DooriDoori, the Trump administration formally recognized all five assets in March 2025 as part of the newly established US strategic crypto reserve. Featured image created with Dall.E, chart from Tradingview.com

Following the recent market trend, the XRP price has maintained its hold on an important trendline over the years. This trendline leans bullish, and as long as the cryptocurrency holds above it, the likelihood of a recovery remains high. However, a break below this multi-year trendline could signal doom, with crypto analyst CrypFlow forecasting how low the digital asset could go before eventually finding a bottom. Bears Threaten XRP’s Multi-Year Trendline According to crypto analyst CrypFlow, the XRP multi-year trendline that began back in the year 2017 is currently still in play. In fact, with the price trading well above the $1.2 level, it continues to hold up well. So far, this has suggested that bulls still have some strength left, and this trendline has been a beacon. Related Reading: Signal That Led To Last 2 Altcoin Seasons Has Returned, And Here’s How Bitcoin Fits In From here on out, the XRP price would only need to actually complete a breakout to maintain its uptrend. This breakout would not only need to happen, but it would need to do so with momentum. As CrypFlow explains, for momentum to follow, the XRP price needs to do two things. The first of these is that the XRP price needs to break out of the descending resistance. This descending resistance had begun back in 2025, continuing on into 2026. As long as this resistance remains, the price remains bearish. But a break towards $2 invalidates it. Next on the list is that the XRP RSI downtrend needs to be broken as well. A breakout above $2 will complete this, ensuring that there is enough momentum for the cryptocurrency to follow. Such a move, the crypto analyst believes, would send the XRP price toward its 2018 highs of $3.8. However, in the case that the bulls are unable to complete a breakout within moments, then the bears could take control once again. Such a scenario would see the price lose its multi-year trend and eventually fall below $1. Related Reading: Analyst Says Bitcoin Price Is Showing Dangerous Weakness, Here’s Why Once this happens, then there is little cushion left for the cryptocurrency. As the price falls, the analyst highlights what they call the ‘discount zone,’ where XRP would be seemingly cheap to buy, and this lies around the $0.6-$0.8 level. Nevertheless, once the decline is over, the price is expected to rebound again. Featured image from Dall.E, chart from TradingView.com

The potential impact of Ripple securing a full banking license is gaining significant traction after Teucrium Chief Executive Officer (CEO) Sal Gilbertie discussed the crypto company’s massive holdings and the XRP price. Analysts are now weighing what it could mean if the XRP price climbs to $3 on the back of Ripple’s potential transformation from a crypto-focused firm into a top licensed bank.  The XRP Price If Ripple Becomes A Top Bank In a recent X post, a crypto market commentator announced that Ripple could become a top-20 bank globally by market capitalization if it secures a full banking license. She published a video interview featuring Teucrium CEO Paul Barron and the host of the Paul Barron Network.   Related Reading: Inside Ripple’s Buying And Selling Cycle — And Its Impact On XRP During the interview, Gilbertie laid out a scenario in which Ripple could become one of the largest banks in the world by simply maintaining its existing XRP holdings. He emphasized that if the crypto company obtains a full banking license, its 40 million XRP held in escrow could dramatically increase its balance sheet value and elevate its market position. By retaining the tokens, Ripple could automatically leverage them as a strategic asset in a regulated banking environment.  Gilbertie also highlighted that if the crypto company becomes a licensed bank, it could propel the XRP price to $3, and from there, Ripple could be ranked among the top 20 banks globally by capitalization. The interview also explored the potential scaling if XRP reaches “multiples of $3.” The Teucrium CEO emphasized that Ripple’s valuation would expand in proportion to the cryptocurrency’s price, potentially propelling it to the top as the world’s leading bank.   The interview also addressed on-chain operations and traditional financial infrastructures such as ETFs. When Barron asked whether leveraged ETFs could ever be on-chain, Sal confidently said yes, noting that all financial instruments will eventually operate on-chain. His response suggests a future in which traditional finance could be fully integrated with digital assets and blockchain technology. Update On Ripple’s Banking License Status Ripple has continued to progress through regulatory pathways that would allow it to operate with bank-like authority in the US. The crypto company previously received conditional preliminary approval from the United States Office of the Comptroller of the Currency (OCC) for a national trust bank charter. Related Reading: Inside Ripple’s Buying And Selling Cycle — And Its Impact On XRP This approval places Ripple alongside a handful of other crypto firms that have also taken steps toward becoming regulated banks under US law. While full approval has not yet been granted, Ripple continues to develop its payment rails through acquisitions, partnerships, and share buybacks.  At the same time, XRP, the primary token supported by Ripple, is currently trading at $1.43 after rallying 14% this week to $1.6. Although it has given up most of its gains, analysts still maintain a bullish outlook for the cryptocurrency. Featured image from X, chart from Tradingview.com

XRP is beginning to show the kind of price behavior that traders usually watch for when a downtrend starts running out of steam. A technical setup of XRP’s price action shows a cryptocurrency that has already absorbed months of selling pressure and is now trying to build a base above a key support zone.  Although the analysis does not suggest that XRP has already broken into a full bullish trend, it does show that the decline has slowed down, and price is starting to stabilize where buyers are stepping in. A Downtrend That Has Worn Itself Out Technical analysis shows that XRP spent part of September and early October in a consolidation band before rolling over into a broad decline that lasted for months. That downtrend remained intact into early 2026, when another sell-off pushed the price below $1.30 very briefly in February.  Related Reading: Ex-UK Prime Minister Blasts Bitcoin, Here’s What He Said Instead of leading a deeper collapse, however, that drop appears to have created an area where sellers began losing momentum. This drawdown is shown in a clearly defined descending channel visible on the daily chart shared on the social media platform X by crypto analyst BitGuru. The analyst behind the outlook described this as trend exhaustion, and the chart supports that idea. The downward channel that formed from January into February eventually broke down into a stabilization zone, not another leg lower.  XRP then began holding above nearby support, and the price action is now trading around the mid-$1.40s on the chart. That is a notable change from the earlier pattern, because it means that the XRP price is no longer making clean lower lows with the same confidence. XRP Price Chart. Source: @bitgu_ru On X Why The Setup Points To A Move Higher Just as important, the chart places a nearby support band around roughly $1.33 to $1.34, while the invalidation area sits much lower, near the $0.88 region. As long as XRP keeps defending increasingly higher support levels and avoids falling back into that earlier breakdown structure, then there is still the case for a price jump. Related Reading: Why Bitcoin Price Could Stage A Stronger Rally Than Previous Bull Markets The technical analysis shows the XRP price basing just above a green accumulation zone, with an upside path pointing into a broader target area that stretches into the low-$2 range. At the time of writing, XRP is trading at $1.52. Sustained strength in the next few days can open the path toward a medium-term recovery.  Based on the levels shown in the chart above, the first price objective is around $1.88. A sustained close above $1.88 would represent a meaningful structural shift and open the door to a retest of levels last seen in early 2026. More ambitious medium-term targets are between $2.09 and $2.20. Featured image created with Dall.E, chart from Tradingview.com

As global demand for faster, cheaper, and more transparent financial infrastructure grows, Ripple is intensifying its global expansion strategy toward positioning XRP as a core settlement asset in international finance. With leadership visits and strategic engagements spanning major financial centers, the company is reinforcing its presence across multiple continents to accelerate real-world adoption of blockchain-based payment solutions. How XRP Is Being Positioned For International Payments Ripple is actively working to make XRP a global financial asset through an aggressive international expansion strategy. An analyst known as XFinanceBull on X has revealed that the company’s leadership, including CEO Brad Garlinghouse and President Monica Long, has recently visited four major offices across three continents in just five days.  Related Reading: XRP Back In The Spotlight As Mastercard Explores Ripple Technology These include Dublin, London, Singapore, and Sydney as part of a broader push to strengthen the company’s global footprint. The tour reflects Ripple’s focus on building comprehensive financial platforms across payment, custody, liquidity, and treasury. XFinanceBull highlighted that a key part of this strategy involves embedding artificial intelligence (AI) into real-time cash forecasting and CFO-grade liquidity tools.  The strategy also signals a shift away from the US coastal mindset. By engaging directly with international markets and financial hubs, Garlinghouse has reportedly emphasized that Ripple aims to drive real adoption of its technology and expand the role of XRP in global payment networks.  In XFinanceBull’s view, Ripple is not waiting for the next crypto bull run to validate its vision. Instead, the company is focused on building the infrastructure for a global financial network, while much of the market remains focused on price movements. If the strategy succeeds, the XRP chart will eventually reflect the thesis. Could Ripple Enter The Ranks Of The World’s Top 10 Banks? Ripple has reportedly reached a major milestone by securing a banking license, a development that could significantly reshape its position in global finance. A crypto commentator known as 25hoursawake on X noted that the move could push Ripple’s valuation toward $120 billion, supported by its large holdings of XRP.  Related Reading: Pundit Shares What The XRP Float Is Likely To Be For Global Settlement With roughly 40 billion XRP on its balance sheet, valued at around $3 per token, Ripple would instantly be placed among the world’s largest financial institutions. However, if the XRP price were to climb above $6, Ripple’s balance sheet value tied to its XRP reserves could exceed $240 billion, potentially placing the company within the top 10 banks globally by balance sheet strength.  Such a shift would mark an evolution for Ripple as it transitions from a cross-border payments company into a broader financial powerhouse built around blockchain infrastructure. According to some projections, an estimated $650 trillion in global assets could eventually move across the XRP Ledger network, powered by RealFi and its REAL Token. Meanwhile, some speculative estimates cited by the commentator suggest that with a projected $100 billion market capitalization, the Real token could rise from $0.043 toward $998.90 as global adoption accelerates. Featured image from Freepik, chart from Tradingview.com