The ECB selected 36 payment providers to test a beta digital euro in a yearlong pilot beginning in late 2027.
The 21st Century ROAD to Housing Act, which includes a provision that bans the Fed from issuing a CBDC, has become law.
The standards request pushes the CBDC debate toward disclosure, political money, and who gets access while payment rules are still open.
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President Donald Trump has spent his second term trying to close the door on a U.S. central bank digital currency. On Wednesday, he canceled a planned signing ceremony for a housing bill that would put a temporary ban on a Fed-issued digital dollar into federal law. The decision placed Trump in the unusual position of […]
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Elizabeth Warren has spent much of the past decade warning Americans about the risks posed by privately issued and decentralized digital assets. Over the years, the Massachusetts Democrat has built a reputation as one of crypto industry’s most recognizable critics by persistently linking the emerging industry to money laundering, speculative excess, consumer losses, and sanctions […]
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Isabel Schnabel, an ECB board member, said Monday that central banks should respond to stablecoin risks with strong regulation and CBDCs.
During a Thursday press briefing, Bessent also urged the House and the Senate to get the Clarity Act to the finish line.
Project Acacia has now tested how tokenized asset markets could settle in Australia. The Reserve Bank of Australia and Digital Finance Cooperative Research Centre released findings from Project Acacia, a wholesale experiment that moved digital money and tokenization from policy theory into market plumbing. The project tested 20 wholesale tokenized asset market use cases across […]
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The central bank plans to publish draft rules for systemic sterling stablecoins next month and finalize them by the end of this year.
A crypto pundit has shared a bold XRP price prediction, using AI analysis and outlining several market drivers and ongoing developments that could fuel the rally. In the analysis, the expert projects that in 2026, XRP could potentially skyrocket to $10 and by 2035, the cryptocurrency could reach historical highs above $500. Although the analyst maintains a broadly bullish outlook for XRP’s price, he urged investors and traders to take the forecast “with a grain of salt,” noting that it remains speculative. XRP Price Forecast From 2026 To 2030 In an X post shared on April 22, crypto market analyst Vincent Van Code outlined a highly bullish forecast for the XRP price over the next decade. Van Code said he had been conducting extensive Large Language Model (LLM) studies of the XRP ecosystem, factoring in multiple variables and market metrics to develop a detailed short- and long-term outlook for the cryptocurrency. He also acknowledged using Elon Musk’s AI chatbot, Grok, to help refine parts of his modeling and reinforce his projections. Related Reading: Japan Is Going In On XRP, But Can This Drive The Price To $10? For the first phase of his outlook, covering 2026 to 2030, Van Code projects a strong, multi-year expansion in the XRP price. Notably, he expects the cryptocurrency to climb from $6 at the start of the period to as high as $200 by the end of the 5th year. For 2026, Van Code stated that his end-of-year optimistic price target for XRP is between $6 and $10, representing a 329% to 614% increase from its current price above $1.4. He also projected that the network’s estimated annual on-chain bridged volume could increase significantly, possibly reaching between $400 billion and $800 billion. He attributed this potential growth to several key market drivers, including the official implementation of the CLARITY Act, early stages of Treasury migration, representing around 1-3% of a projected $13 trillion pipeline, and continued growth in XRP’s On-Demand Liquidity (ODL). He also pointed to the initial LP seeding across 5-10 core trading pairs, including XRP/RLUSD and key corridors. For 2027-2030, Van Code projects that XRP could rise from $15 to $200, alongside a sharp increase in its annual bridged volume from between $1.2 trillion to $20 trillion. He noted that various ecosystem and market factors could drive this rally. This includes increased adoption of DEXs attracting institutional liquidity providers, as well as the expansion of RLUSD, which he said could boost demand for XRP as a neutral bridging asset across APAC and non-USD settlement corridors. The analyst also highlighted that the price could increase based on proven ROI from live Treasury flows and the growing adoption of XRP and Ripple. Van Code XRP could also see wider corridor expansion and self-sustaining LP growth over those four years. For 2030, he expects a rally to between $100-$200, driven by XRP potentially capturing 3-6% of the global liquidity layer, among other factors. XRP Price Prediction For 2031 To 2035 Van Code expects XRP to continue projecting upwards from 2031 to 2035, potentially reaching a peak above $650 or settling at an average price of about $500. For 2031, he predicts a rally to between $150 and $280, with a more controlled surge in annualized bridged volume from $18 trillion to $28,000. Related Reading: Bitcoin To $140,000 And XRP To $7? Here’s When It Will Happen During this period, XRP’s rally is expected to be driven by maturing tokenized asset markets and interoperability among CBDCs. He also noted that the cryptocurrency could begin functioning as an integrated infrastructure for bridging. From 2032 to 2035, prices are expected to jump from $380 to $650, with annualized bridge volume skyrocketing from $38 trillion to over $75 trillion. Potential factors expected to fuel this massive surge in value include XRP adoption by fintechs and neobanks globally, sustained growth in emerging markets, and supply predictability from escrowed tokens. The analyst also said that during the final two years, XRP could become the default neutral bridge in global workflows. Additionally, he believes the cryptocurrency could capture a meaningful share of the global cross-border liquidity. Featured image from Adobe Stock, chart from Tradingview.com
Digital assets are already ingrained in the financial industry, said Federal Reserve chair pick Kevin Warsh during his nomination hearing.
Most crypto investors develop convictions through price charts and market cycles. XRP Bags, a widely followed XRP enthusiast on X, holds his through something else entirely, which is a documented paper trail connecting Ripple to nearly every major institution currently building a new financial system. In a post that has circulated across the XRP community, the analyst laid out a short version of why he has never wavered on XRP, regardless of market conditions. XRP Has A Seat On Every Table That Matters XRP Bags’ conviction on XRP is mostly due to its access. Ripple, he notes, was the only crypto company invited to the Federal Reserve’s payments task force, the only one featured by the World Bank’s Better Than Cash Alliance, and the first ISO 20022 member focused on distributed ledger technology. Related Reading: Pundit Says This Chart Paints The Clearest Macro Picture For XRP In July 2025, the US Federal Reserve officially adopted ISO 20022 for its FedWire Funds Service, requiring all financial institutions using FedWire to send and receive messages in the new format. Ripple had already positioned itself ahead of that transition. In 2020, it became the first blockchain company to join the ISO 20022 Standards Body and has since aligned its infrastructure, particularly RippleNet, to meet the standard’s requirements. The analyst also pointed to Ripple’s seats on the IMF’s fintech advisory board, the World Economic Forum, the Digital Dollar Project, the Digital Pound Foundation, and the Digital Euro Association as reasons why he keeps holding XRP through everything. The mention of Ripple’s participation in the Federal Reserve’s Faster Payments Task Force is often cited within the XRP community as a key milestone. These partnerships were also noted at WEF 2026 in Davos, where Ripple CEO Brad Garlinghouse participated in discussions around blockchain, CBDCs, and cross-border payments. The Talent Strategy Behind Ripple XRP Bags is not relying on Ripple’s partnerships alone on its conviction, but also on the talent behind Ripple’s workings and who the company has chosen to hire. Related Reading: Ripple CEO’s Comments Stir Up A Wave, Here’s What He Said Over time, Ripple has brought in individuals with backgrounds tied to regulators. The list he cited includes former US Treasury officials, former Federal Reserve attorneys, former SWIFT board members, former SEC chairs, former BlackRock digital asset executives, and former Obama and Clinton administration advisors. According to the pundit, this list is composed of people who were chosen to build the new financial system before most people knew a new financial system was being built. He summed it up by asserting that “the people building the future already made their choice.” There’s no denying the fact that Ripple is positioning itself as a top contender in the future of finance. In 2025, Ripple engaged in an acquisition spree, spending nearly $4 billion in total ecosystem investments and strategic deals, including almost $3 billion on major acquisitions. These moves are expected to strengthen the foundation of XRP’s long-term value. According to CEO Brad Garlinghouse, improving XRP utility is Ripple’s North Star, and some of its major acquisitions from last year have already surpassed internal projections. Featured image from Getty Images, chart from Tradingview.com
Washington has spent years talking about a US CBDC as a distant possibility. It was an abstract policy idea, safely contained inside white papers and partisan messaging. But then the Senate put a number on it and made it very real. On March 2, senators voted 84-6 to invoke cloture on the motion to proceed […]
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A bipartisan housing bill was approved in the Senate, carrying an unrelated ban on U.S. central bank digital currencies, but its future remains uncertain.
America may reject the name “CBDC” while still building the conditions for CBDC-like control through private dollar infrastructure. Washington has ruled out a retail Federal Reserve digital dollar in legal form. At the same time, the stablecoin regime now taking shape can normalize freeze, block, reject, and temporary hold functions across private dollar tokens and, […]
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Bank of Japan Governor Kazuo Ueda said a sandbox is underway to test whether central bank money can operate in blockchain-based systems.
The Senate Banking Committee's bipartisan "ROAD to Housing Act" includes a provision banning the Fed from issuing a CBDC before 2031.
The Reserve Bank of India is urging the government to put a plan to link BRICS nations' central bank digital currencies on the agenda for the 2026 summit it will host.
China's digital yuan accounts for approximately 95% of settlement volume on the platform, which includes central banks from elsewhere in Asia.
For years, stablecoins have been crypto’s most useful invention and its most awkward dinner guest. Useful because they turn blockchains into 24/7 dollar rails, and awkward because while the promise is simple, securing trust rarely is. A digital token worth exactly a dollar sounds reassuring to non-crypto folk right up until someone asks where the […]
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Coinbase's Faryar Shirzad said limiting rewards on US stablecoins could benefit global rivals as China moves to pay interest on digital yuan.
China's central bank will allow commercial banks to pay interests on digital yuan holdings in a new framework taking effect on Jan. 1, 2026.
Concerned that a CBDC will drain funds from traditional banks, regulators are considering caps on how much digital euro citizens can hold to ensure it's purely for payments.
The HKMA has launched the pilot phase of Project Ensemble to test real-value transactions using tokenized deposits and digital assets.
The country is also planning to create a national cryptocurrency reserve that will include BNB tokens, CZ said on X.
Goyal also reiterated the government’s discouragement of cryptocurrencies, saying that they remain subject to heavy taxation.
The European Central Bank has selected several firms to provide core services for a potential digital euro, advancing preparations for a central bank digital currency that could one day complement cash in the eurozone, according to a release dated October 2. The move comes amid calls to accelerate the development of a euro central bank digital currency, […]
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The UK government under Prime Minister Keir Starmer has announced plans to introduce a mandatory digital ID system for all citizens and residents seeking employment. Addressing the audience at the Global Progress Action Summit, Starmer announced: “You will not be able to work in the United Kingdom if you do not have a digital ID. […]
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China has launched a new operations center in Shanghai dedicated to advancing the digital yuan. The People’s Bank of China announced the opening on Sept. 25, describing it as a step to expand the digital yuan’s role in global finance. The center will focus on cross-border payments, blockchain services, and digital asset platforms. According to […]
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The United Kingdom’s minority party Reform has formally rejected the Bank of England’s proposal to cap stablecoin holdings and its broader plan to introduce a central bank digital currency (CBDC). In a Sept. 18 statement on X, the party’s head of policy, Zia Yusuf, alongside party figurehead Nigel Farage, warned that the measures would damage […]
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